Home > Peoples Federal Savings Bank > Income and Expense
Peoples Federal Savings Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,158,000 | 1,256 |
| Total interest expense | $2,656,000 | 1,116 |
| Net interest income | $17,502,000 | 1,280 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,575,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $331,000 | 3,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,244,000 | 2,024 |
| Total noninterest expense | $12,331,000 | 1,554 |
| Salaries and employee benefits | $7,355,000 | 1,422 |
| Premises and equipment expense | $1,565,000 | 1,516 |
| Additional noninterest expense | $3,411,000 | 1,810 |
| Pre-tax net operating income | $6,746,000 | 1,198 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $2,796,000 | 762 |
| Income before extraordinary items | $3,953,000 | 1,607 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,953,000 | 1,606 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,953,000 | 1,606 |
| Net charge-offs | $-4,000 | 5,513 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,951,080 | 1,580 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,195,000 | 1,249 |
| Total interest expense | $2,002,000 | 1,123 |
| Net interest income | $13,193,000 | 1,280 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,188,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $248,000 | 3,064 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $940,000 | 2,024 |
| Total noninterest expense | $9,305,000 | 1,544 |
| Salaries and employee benefits | $5,595,000 | 1,425 |
| Premises and equipment expense | $1,163,000 | 1,534 |
| Additional noninterest expense | $2,547,000 | 1,808 |
| Pre-tax net operating income | $5,076,000 | 1,202 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $1,954,000 | 819 |
| Income before extraordinary items | $3,125,000 | 1,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,125,000 | 1,512 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,125,000 | 1,512 |
| Net charge-offs | $-7,000 | 5,535 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,123,080 | 1,489 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 1,245 |
| Total interest expense | $1,328,000 | 1,130 |
| Net interest income | $8,805,000 | 1,267 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $798,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $165,000 | 3,041 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $633,000 | 1,977 |
| Total noninterest expense | $6,286,000 | 1,528 |
| Salaries and employee benefits | $3,818,000 | 1,384 |
| Premises and equipment expense | $779,000 | 1,531 |
| Additional noninterest expense | $1,689,000 | 1,818 |
| Pre-tax net operating income | $3,317,000 | 1,194 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $1,267,000 | 805 |
| Income before extraordinary items | $2,053,000 | 1,503 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,053,000 | 1,506 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,053,000 | 1,505 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,051,080 | 1,476 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 1,264 |
| Total interest expense | $652,000 | 1,151 |
| Net interest income | $4,374,000 | 1,273 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $428,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $82,000 | 3,040 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $346,000 | 1,831 |
| Total noninterest expense | $3,182,000 | 1,510 |
| Salaries and employee benefits | $1,939,000 | 1,379 |
| Premises and equipment expense | $400,000 | 1,526 |
| Additional noninterest expense | $843,000 | 1,807 |
| Pre-tax net operating income | $1,620,000 | 1,178 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $614,000 | 804 |
| Income before extraordinary items | $1,009,000 | 1,483 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,009,000 | 1,486 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,009,000 | 1,486 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,007,080 | 1,461 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,292,000 | 1,315 |
| Total interest expense | $2,768,000 | 1,223 |
| Net interest income | $16,524,000 | 1,319 |
| Provision for loan and lease losses | $80,000 | 3,888 |
| Total noninterest income | $1,735,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $381,000 | 2,919 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,354,000 | 1,977 |
| Total noninterest expense | $12,009,000 | 1,607 |
| Salaries and employee benefits | $7,533,000 | 1,393 |
| Premises and equipment expense | $1,287,000 | 1,803 |
| Additional noninterest expense | $3,189,000 | 1,974 |
| Pre-tax net operating income | $6,170,000 | 1,197 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,334,000 | 808 |
| Income before extraordinary items | $3,836,000 | 1,559 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,836,000 | 1,562 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,836,000 | 1,563 |
| Net charge-offs | $68,000 | 4,120 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,836,000 | 1,519 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,367,000 | 1,333 |
| Total interest expense | $2,105,000 | 1,249 |
| Net interest income | $12,262,000 | 1,334 |
| Provision for loan and lease losses | $80,000 | 3,586 |
| Total noninterest income | $1,342,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $295,000 | 2,864 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,047,000 | 1,984 |
| Total noninterest expense | $9,021,000 | 1,607 |
| Salaries and employee benefits | $5,662,000 | 1,397 |
| Premises and equipment expense | $975,000 | 1,805 |
| Additional noninterest expense | $2,384,000 | 1,966 |
| Pre-tax net operating income | $4,503,000 | 1,252 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,694,000 | 853 |
| Income before extraordinary items | $2,809,000 | 1,595 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,809,000 | 1,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,809,000 | 1,599 |
| Net charge-offs | $50,000 | 3,855 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,809,000 | 1,553 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 1,326 |
| Total interest expense | $1,439,000 | 1,237 |
| Net interest income | $8,150,000 | 1,323 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $944,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $196,000 | 2,830 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $748,000 | 1,927 |
| Total noninterest expense | $5,949,000 | 1,616 |
| Salaries and employee benefits | $3,706,000 | 1,420 |
| Premises and equipment expense | $667,000 | 1,761 |
| Additional noninterest expense | $1,576,000 | 1,985 |
| Pre-tax net operating income | $3,065,000 | 1,208 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,154,000 | 832 |
| Income before extraordinary items | $1,911,000 | 1,590 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,911,000 | 1,593 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,911,000 | 1,595 |
| Net charge-offs | $62,000 | 3,170 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,911,000 | 1,522 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 1,332 |
| Total interest expense | $746,000 | 1,235 |
| Net interest income | $4,023,000 | 1,338 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $482,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $389,000 | 1,891 |
| Total noninterest expense | $2,946,000 | 1,647 |
| Salaries and employee benefits | $1,839,000 | 1,445 |
| Premises and equipment expense | $332,000 | 1,795 |
| Additional noninterest expense | $775,000 | 2,020 |
| Pre-tax net operating income | $1,479,000 | 1,231 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $522,000 | 881 |
| Income before extraordinary items | $957,000 | 1,550 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $957,000 | 1,553 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $957,000 | 1,552 |
| Net charge-offs | $29,000 | 2,821 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $957,000 | 1,493 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,190,000 | 1,323 |
| Total interest expense | $3,360,000 | 1,326 |
| Net interest income | $16,830,000 | 1,301 |
| Provision for loan and lease losses | $535,000 | 2,634 |
| Total noninterest income | $1,887,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $426,000 | 2,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,461,000 | 1,880 |
| Total noninterest expense | $12,020,000 | 1,607 |
| Salaries and employee benefits | $7,597,000 | 1,353 |
| Premises and equipment expense | $1,297,000 | 1,823 |
| Additional noninterest expense | $3,126,000 | 2,075 |
| Pre-tax net operating income | $6,162,000 | 1,154 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $3,305,000 | 566 |
| Income before extraordinary items | $2,857,000 | 1,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,857,000 | 1,939 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,857,000 | 1,942 |
| Net charge-offs | $26,000 | 5,271 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,857,000 | 1,837 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,164,000 | 1,348 |
| Total interest expense | $2,555,000 | 1,372 |
| Net interest income | $12,609,000 | 1,320 |
| Provision for loan and lease losses | $415,000 | 2,536 |
| Total noninterest income | $1,407,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $326,000 | 2,806 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,081,000 | 1,893 |
| Total noninterest expense | $9,228,000 | 1,588 |
| Salaries and employee benefits | $5,883,000 | 1,315 |
| Premises and equipment expense | $979,000 | 1,823 |
| Additional noninterest expense | $2,366,000 | 2,066 |
| Pre-tax net operating income | $4,373,000 | 1,229 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,604,000 | 569 |
| Income before extraordinary items | $1,769,000 | 2,336 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,769,000 | 2,337 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,769,000 | 2,337 |
| Net charge-offs | $22,000 | 5,017 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,769,000 | 2,215 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 1,353 |
| Total interest expense | $1,731,000 | 1,401 |
| Net interest income | $8,365,000 | 1,323 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $849,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $218,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $631,000 | 2,046 |
| Total noninterest expense | $6,124,000 | 1,587 |
| Salaries and employee benefits | $3,940,000 | 1,311 |
| Premises and equipment expense | $653,000 | 1,822 |
| Additional noninterest expense | $1,531,000 | 2,118 |
| Pre-tax net operating income | $2,840,000 | 1,255 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,034,000 | 863 |
| Income before extraordinary items | $1,806,000 | 1,621 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,806,000 | 1,620 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,806,000 | 1,621 |
| Net charge-offs | $22,000 | 4,582 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,806,000 | 1,535 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,071,000 | 1,358 |
| Total interest expense | $869,000 | 1,450 |
| Net interest income | $4,202,000 | 1,314 |
| Provision for loan and lease losses | $125,000 | 2,605 |
| Total noninterest income | $413,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $107,000 | 2,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $306,000 | 2,078 |
| Total noninterest expense | $3,125,000 | 1,564 |
| Salaries and employee benefits | $2,021,000 | 1,286 |
| Premises and equipment expense | $359,000 | 1,662 |
| Additional noninterest expense | $745,000 | 2,167 |
| Pre-tax net operating income | $1,365,000 | 1,280 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $484,000 | 916 |
| Income before extraordinary items | $881,000 | 1,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $881,000 | 1,653 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $881,000 | 1,653 |
| Net charge-offs | $57,000 | 2,915 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $881,000 | 1,552 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,460,000 | 1,393 |
| Total interest expense | $4,122,000 | 1,467 |
| Net interest income | $16,338,000 | 1,355 |
| Provision for loan and lease losses | $470,000 | 3,543 |
| Total noninterest income | $1,680,000 | 2,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 4,497 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,492,000 | 1,647 |
| Total noninterest expense | $12,055,000 | 1,629 |
| Salaries and employee benefits | $7,830,000 | 1,260 |
| Premises and equipment expense | $2,130,000 | 1,174 |
| Additional noninterest expense | $2,095,000 | 3,012 |
| Pre-tax net operating income | $5,493,000 | 1,088 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,174,000 | 731 |
| Income before extraordinary items | $3,319,000 | 1,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,319,000 | 1,471 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,319,000 | 1,471 |
| Net charge-offs | $150,000 | 4,596 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,319,000 | 1,404 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,301,000 | 1,419 |
| Total interest expense | $3,187,000 | 1,487 |
| Net interest income | $12,114,000 | 1,376 |
| Provision for loan and lease losses | $345,000 | 3,428 |
| Total noninterest income | $1,271,000 | 2,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 4,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,131,000 | 1,613 |
| Total noninterest expense | $9,046,000 | 1,614 |
| Salaries and employee benefits | $5,866,000 | 1,265 |
| Premises and equipment expense | $1,579,000 | 1,201 |
| Additional noninterest expense | $1,601,000 | 2,964 |
| Pre-tax net operating income | $3,994,000 | 1,151 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,601,000 | 750 |
| Income before extraordinary items | $2,393,000 | 1,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,393,000 | 1,596 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,393,000 | 1,596 |
| Net charge-offs | $152,000 | 3,999 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,393,000 | 1,514 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,207,000 | 1,432 |
| Total interest expense | $2,165,000 | 1,511 |
| Net interest income | $8,042,000 | 1,382 |
| Provision for loan and lease losses | $280,000 | 3,113 |
| Total noninterest income | $899,000 | 2,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 4,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $806,000 | 1,558 |
| Total noninterest expense | $5,945,000 | 1,644 |
| Salaries and employee benefits | $3,790,000 | 1,317 |
| Premises and equipment expense | $1,017,000 | 1,260 |
| Additional noninterest expense | $1,138,000 | 2,861 |
| Pre-tax net operating income | $2,716,000 | 1,103 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,083,000 | 714 |
| Income before extraordinary items | $1,633,000 | 1,503 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,633,000 | 1,503 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,633,000 | 1,503 |
| Net charge-offs | $82,000 | 4,037 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,633,000 | 1,435 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 1,429 |
| Total interest expense | $1,063,000 | 1,597 |
| Net interest income | $4,067,000 | 1,365 |
| Provision for loan and lease losses | $160,000 | 2,684 |
| Total noninterest income | $463,000 | 2,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $419,000 | 1,522 |
| Total noninterest expense | $2,977,000 | 1,666 |
| Salaries and employee benefits | $1,823,000 | 1,387 |
| Premises and equipment expense | $538,000 | 1,218 |
| Additional noninterest expense | $616,000 | 2,674 |
| Pre-tax net operating income | $1,393,000 | 1,064 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $517,000 | 731 |
| Income before extraordinary items | $876,000 | 1,382 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $876,000 | 1,383 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $876,000 | 1,383 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $876,000 | 1,340 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,931,000 | 1,463 |
| Total interest expense | $5,666,000 | 1,466 |
| Net interest income | $15,265,000 | 1,473 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $1,902,000 | 2,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,902,000 | 1,446 |
| Total noninterest expense | $16,801,000 | 1,202 |
| Salaries and employee benefits | $7,147,000 | 1,373 |
| Premises and equipment expense | $2,062,000 | 1,252 |
| Additional noninterest expense | $7,592,000 | 976 |
| Pre-tax net operating income | $6,000 | 5,753 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-209,000 | 6,978 |
| Income before extraordinary items | $215,000 | 5,220 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $215,000 | 5,223 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $215,000 | 5,223 |
| Net charge-offs | $271,000 | 4,433 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $215,000 | 5,086 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,783,000 | 1,498 |
| Total interest expense | $4,486,000 | 1,444 |
| Net interest income | $11,297,000 | 1,509 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $1,366,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,366,000 | 1,434 |
| Total noninterest expense | $13,934,000 | 1,057 |
| Salaries and employee benefits | $5,318,000 | 1,391 |
| Premises and equipment expense | $1,546,000 | 1,279 |
| Additional noninterest expense | $7,070,000 | 770 |
| Pre-tax net operating income | $-1,571,000 | 6,976 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-728,000 | 7,440 |
| Income before extraordinary items | $-843,000 | 6,840 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-843,000 | 6,840 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-843,000 | 6,840 |
| Net charge-offs | $247,000 | 3,963 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-843,000 | 6,786 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,647,000 | 1,502 |
| Total interest expense | $3,108,000 | 1,450 |
| Net interest income | $7,539,000 | 1,506 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $902,000 | 2,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $902,000 | 1,392 |
| Total noninterest expense | $5,208,000 | 1,883 |
| Salaries and employee benefits | $3,277,000 | 1,513 |
| Premises and equipment expense | $988,000 | 1,342 |
| Additional noninterest expense | $943,000 | 3,361 |
| Pre-tax net operating income | $2,933,000 | 930 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,112,000 | 660 |
| Income before extraordinary items | $1,821,000 | 1,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,821,000 | 1,226 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,821,000 | 1,226 |
| Net charge-offs | $244,000 | 3,309 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,821,000 | 1,180 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 1,478 |
| Total interest expense | $1,568,000 | 1,507 |
| Net interest income | $3,925,000 | 1,462 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $394,000 | 2,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $394,000 | 1,522 |
| Total noninterest expense | $2,462,000 | 1,999 |
| Salaries and employee benefits | $1,513,000 | 1,653 |
| Premises and equipment expense | $515,000 | 1,325 |
| Additional noninterest expense | $434,000 | 3,589 |
| Pre-tax net operating income | $1,557,000 | 863 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $589,000 | 626 |
| Income before extraordinary items | $968,000 | 1,121 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $968,000 | 1,121 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $968,000 | 1,123 |
| Net charge-offs | $366,000 | 1,844 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $968,000 | 1,089 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,711,000 | 1,580 |
| Total interest expense | $8,126,000 | 1,470 |
| Net interest income | $13,585,000 | 1,655 |
| Provision for loan and lease losses | $127,000 | 6,202 |
| Total noninterest income | $1,910,000 | 2,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,910,000 | 1,415 |
| Total noninterest expense | $10,806,000 | 1,883 |
| Salaries and employee benefits | $6,555,000 | 1,525 |
| Premises and equipment expense | $2,048,000 | 1,320 |
| Additional noninterest expense | $2,203,000 | 3,074 |
| Pre-tax net operating income | $4,562,000 | 915 |
| Securities gains (losses) | $394,000 | 1,031 |
| Applicable income taxes | $1,826,000 | 606 |
| Income before extraordinary items | $3,130,000 | 1,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,130,000 | 1,073 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,130,000 | 1,074 |
| Net charge-offs | $245,000 | 4,751 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,877,840 | 1,164 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,526,000 | 1,580 |
| Total interest expense | $6,333,000 | 1,484 |
| Net interest income | $10,193,000 | 1,654 |
| Provision for loan and lease losses | $127,000 | 5,710 |
| Total noninterest income | $1,443,000 | 2,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,443,000 | 1,432 |
| Total noninterest expense | $8,359,000 | 1,820 |
| Salaries and employee benefits | $5,006,000 | 1,517 |
| Premises and equipment expense | $1,618,000 | 1,272 |
| Additional noninterest expense | $1,735,000 | 2,907 |
| Pre-tax net operating income | $3,150,000 | 1,042 |
| Securities gains (losses) | $184,000 | 1,345 |
| Applicable income taxes | $1,202,000 | 732 |
| Income before extraordinary items | $2,132,000 | 1,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,132,000 | 1,252 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,132,000 | 1,254 |
| Net charge-offs | $202,000 | 4,236 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,014,240 | 1,298 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,143,000 | 1,590 |
| Total interest expense | $4,275,000 | 1,541 |
| Net interest income | $6,868,000 | 1,646 |
| Provision for loan and lease losses | $127,000 | 4,982 |
| Total noninterest income | $998,000 | 2,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $998,000 | 1,437 |
| Total noninterest expense | $5,316,000 | 1,918 |
| Salaries and employee benefits | $3,183,000 | 1,608 |
| Premises and equipment expense | $1,082,000 | 1,299 |
| Additional noninterest expense | $1,051,000 | 3,174 |
| Pre-tax net operating income | $2,423,000 | 944 |
| Securities gains (losses) | $184,000 | 1,062 |
| Applicable income taxes | $962,000 | 638 |
| Income before extraordinary items | $1,645,000 | 1,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,645,000 | 1,153 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,645,000 | 1,153 |
| Net charge-offs | $130,000 | 3,943 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,527,240 | 1,205 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 1,613 |
| Total interest expense | $2,131,000 | 1,594 |
| Net interest income | $3,449,000 | 1,623 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $485,000 | 2,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $485,000 | 1,427 |
| Total noninterest expense | $2,510,000 | 1,981 |
| Salaries and employee benefits | $1,590,000 | 1,633 |
| Premises and equipment expense | $558,000 | 1,279 |
| Additional noninterest expense | $362,000 | 3,854 |
| Pre-tax net operating income | $1,424,000 | 897 |
| Securities gains (losses) | $43,000 | 1,366 |
| Applicable income taxes | $526,000 | 639 |
| Income before extraordinary items | $941,000 | 1,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $941,000 | 1,158 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $941,000 | 1,158 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $913,480 | 1,111 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,509,000 | 1,719 |
| Total interest expense | $9,225,000 | 1,747 |
| Net interest income | $13,284,000 | 1,668 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,468,000 | 2,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,468,000 | 1,619 |
| Total noninterest expense | $10,060,000 | 1,918 |
| Salaries and employee benefits | $6,212,000 | 1,646 |
| Premises and equipment expense | $2,101,000 | 1,302 |
| Additional noninterest expense | $1,747,000 | 3,215 |
| Pre-tax net operating income | $4,692,000 | 1,157 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $1,781,000 | 747 |
| Income before extraordinary items | $2,948,000 | 1,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,948,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,924,320 | 1,501 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,537,000 | 1,793 |
| Total interest expense | $6,872,000 | 1,832 |
| Net interest income | $9,665,000 | 1,741 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,095,000 | 2,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,095,000 | 1,696 |
| Total noninterest expense | $7,781,000 | 1,854 |
| Salaries and employee benefits | $4,766,000 | 1,633 |
| Premises and equipment expense | $1,661,000 | 1,240 |
| Additional noninterest expense | $1,354,000 | 3,022 |
| Pre-tax net operating income | $2,979,000 | 1,636 |
| Securities gains (losses) | $36,000 | 1,643 |
| Applicable income taxes | $1,125,000 | 1,050 |
| Income before extraordinary items | $1,890,000 | 1,871 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,890,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,222 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,866,960 | 1,992 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,577,000 | 1,873 |
| Total interest expense | $4,558,000 | 1,895 |
| Net interest income | $6,019,000 | 1,866 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $767,000 | 2,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $767,000 | 1,675 |
| Total noninterest expense | $4,906,000 | 1,951 |
| Salaries and employee benefits | $3,076,000 | 1,697 |
| Premises and equipment expense | $1,083,000 | 1,261 |
| Additional noninterest expense | $747,000 | 3,530 |
| Pre-tax net operating income | $1,880,000 | 1,773 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $708,000 | 1,223 |
| Income before extraordinary items | $1,206,000 | 2,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,206,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,184,240 | 2,179 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 1,931 |
| Total interest expense | $2,370,000 | 1,959 |
| Net interest income | $2,901,000 | 1,920 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $348,000 | 2,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $348,000 | 1,792 |
| Total noninterest expense | $2,445,000 | 1,959 |
| Salaries and employee benefits | $1,557,000 | 1,688 |
| Premises and equipment expense | $546,000 | 1,258 |
| Additional noninterest expense | $342,000 | 3,733 |
| Pre-tax net operating income | $804,000 | 2,148 |
| Securities gains (losses) | $34,000 | 1,302 |
| Applicable income taxes | $300,000 | 1,477 |
| Income before extraordinary items | $538,000 | 2,534 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $538,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $516,240 | 2,552 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,334,000 | 2,060 |
| Total interest expense | $9,018,000 | 2,108 |
| Net interest income | $11,316,000 | 2,006 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,323,000 | 2,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,323,000 | 1,836 |
| Total noninterest expense | $9,707,000 | 1,911 |
| Salaries and employee benefits | $6,022,000 | 1,665 |
| Premises and equipment expense | $2,117,000 | 1,251 |
| Additional noninterest expense | $1,568,000 | 3,293 |
| Pre-tax net operating income | $2,932,000 | 2,517 |
| Securities gains (losses) | $29,000 | 982 |
| Applicable income taxes | $1,229,000 | 1,623 |
| Income before extraordinary items | $1,732,000 | 3,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,732,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,986 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,713,440 | 3,143 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,863,000 | 2,117 |
| Total interest expense | $6,619,000 | 2,136 |
| Net interest income | $8,244,000 | 2,075 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $976,000 | 2,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $976,000 | 1,862 |
| Total noninterest expense | $7,316,000 | 1,874 |
| Salaries and employee benefits | $4,553,000 | 1,659 |
| Premises and equipment expense | $1,611,000 | 1,224 |
| Additional noninterest expense | $1,152,000 | 3,302 |
| Pre-tax net operating income | $1,904,000 | 2,948 |
| Securities gains (losses) | $24,000 | 782 |
| Applicable income taxes | $838,000 | 1,844 |
| Income before extraordinary items | $1,090,000 | 3,683 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,090,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,074,640 | 3,705 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,341,000 | 2,228 |
| Total interest expense | $4,187,000 | 2,249 |
| Net interest income | $5,154,000 | 2,233 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $616,000 | 3,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $616,000 | 1,944 |
| Total noninterest expense | $3,924,000 | 2,327 |
| Salaries and employee benefits | $2,392,000 | 2,144 |
| Premises and equipment expense | $911,000 | 1,464 |
| Additional noninterest expense | $621,000 | 3,919 |
| Pre-tax net operating income | $1,846,000 | 2,303 |
| Securities gains (losses) | $24,000 | 670 |
| Applicable income taxes | $653,000 | 1,738 |
| Income before extraordinary items | $1,217,000 | 2,608 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,217,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,201,400 | 2,620 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 2,233 |
| Total interest expense | $2,069,000 | 2,258 |
| Net interest income | $2,594,000 | 2,211 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $289,000 | 3,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $289,000 | 2,009 |
| Total noninterest expense | $1,910,000 | 2,396 |
| Salaries and employee benefits | $1,178,000 | 2,180 |
| Premises and equipment expense | $464,000 | 1,443 |
| Additional noninterest expense | $268,000 | 4,309 |
| Pre-tax net operating income | $973,000 | 2,220 |
| Securities gains (losses) | $20,000 | 564 |
| Applicable income taxes | $316,000 | 1,797 |
| Income before extraordinary items | $677,000 | 2,394 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $677,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $663,400 | 2,415 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,303,000 | 2,149 |
| Total interest expense | $7,565,000 | 2,143 |
| Net interest income | $10,738,000 | 2,153 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $1,345,000 | 2,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,345,000 | 1,801 |
| Total noninterest expense | $7,485,000 | 2,366 |
| Salaries and employee benefits | $4,383,000 | 2,231 |
| Premises and equipment expense | $1,930,000 | 1,341 |
| Additional noninterest expense | $1,172,000 | 4,007 |
| Pre-tax net operating income | $4,473,000 | 2,061 |
| Securities gains (losses) | $17,000 | 959 |
| Applicable income taxes | $1,739,000 | 1,478 |
| Income before extraordinary items | $2,751,000 | 2,423 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,751,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,740,120 | 2,408 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,576,000 | 2,160 |
| Total interest expense | $5,472,000 | 2,159 |
| Net interest income | $8,104,000 | 2,161 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $1,030,000 | 2,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,030,000 | 1,778 |
| Total noninterest expense | $5,797,000 | 2,284 |
| Salaries and employee benefits | $3,327,000 | 2,213 |
| Premises and equipment expense | $1,533,000 | 1,266 |
| Additional noninterest expense | $937,000 | 3,810 |
| Pre-tax net operating income | $3,212,000 | 2,206 |
| Securities gains (losses) | $15,000 | 814 |
| Applicable income taxes | $1,257,000 | 1,596 |
| Income before extraordinary items | $1,970,000 | 2,596 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,970,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,960,400 | 2,597 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 2,149 |
| Total interest expense | $3,523,000 | 2,114 |
| Net interest income | $5,387,000 | 2,169 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $703,000 | 2,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $703,000 | 1,761 |
| Total noninterest expense | $3,632,000 | 2,443 |
| Salaries and employee benefits | $2,123,000 | 2,311 |
| Premises and equipment expense | $968,000 | 1,342 |
| Additional noninterest expense | $541,000 | 4,237 |
| Pre-tax net operating income | $2,333,000 | 2,065 |
| Securities gains (losses) | $9,000 | 755 |
| Applicable income taxes | $935,000 | 1,475 |
| Income before extraordinary items | $1,407,000 | 2,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,407,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,401,240 | 2,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 2,116 |
| Total interest expense | $1,653,000 | 2,157 |
| Net interest income | $2,797,000 | 2,078 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $325,000 | 2,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $325,000 | 1,827 |
| Total noninterest expense | $1,822,000 | 2,431 |
| Salaries and employee benefits | $1,062,000 | 2,322 |
| Premises and equipment expense | $487,000 | 1,335 |
| Additional noninterest expense | $273,000 | 4,200 |
| Pre-tax net operating income | $1,225,000 | 1,937 |
| Securities gains (losses) | $8,000 | 624 |
| Applicable income taxes | $455,000 | 1,499 |
| Income before extraordinary items | $778,000 | 2,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $772,880 | 2,241 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,840,000 | 2,106 |
| Total interest expense | $4,979,000 | 2,204 |
| Net interest income | $10,861,000 | 2,043 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $1,613,000 | 2,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,613,000 | 1,575 |
| Total noninterest expense | $7,594,000 | 2,200 |
| Salaries and employee benefits | $4,275,000 | 2,152 |
| Premises and equipment expense | $1,853,000 | 1,327 |
| Additional noninterest expense | $1,466,000 | 3,288 |
| Pre-tax net operating income | $4,805,000 | 1,927 |
| Securities gains (losses) | $161,000 | 563 |
| Applicable income taxes | $1,969,000 | 1,383 |
| Income before extraordinary items | $2,997,000 | 2,250 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,997,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,115 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 918 |
| Net operating income | $2,893,960 | 2,289 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,625,000 | 2,100 |
| Total interest expense | $3,572,000 | 2,180 |
| Net interest income | $8,053,000 | 2,052 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,217,000 | 2,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,217,000 | 1,572 |
| Total noninterest expense | $6,009,000 | 2,064 |
| Salaries and employee benefits | $3,371,000 | 2,020 |
| Premises and equipment expense | $1,452,000 | 1,258 |
| Additional noninterest expense | $1,186,000 | 3,070 |
| Pre-tax net operating income | $3,261,000 | 2,097 |
| Securities gains (losses) | $342,000 | 360 |
| Applicable income taxes | $1,430,000 | 1,437 |
| Income before extraordinary items | $2,173,000 | 2,340 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,173,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,954,120 | 2,499 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 2,071 |
| Total interest expense | $2,295,000 | 2,143 |
| Net interest income | $5,302,000 | 2,054 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $816,000 | 2,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $816,000 | 1,556 |
| Total noninterest expense | $3,681,000 | 2,232 |
| Salaries and employee benefits | $2,104,000 | 2,146 |
| Premises and equipment expense | $917,000 | 1,313 |
| Additional noninterest expense | $660,000 | 3,512 |
| Pre-tax net operating income | $2,437,000 | 1,884 |
| Securities gains (losses) | $328,000 | 316 |
| Applicable income taxes | $1,101,000 | 1,259 |
| Income before extraordinary items | $1,664,000 | 2,033 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,664,000 | 2,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,454,080 | 2,254 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 2,110 |
| Total interest expense | $1,052,000 | 2,223 |
| Net interest income | $2,614,000 | 2,062 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $401,000 | 2,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $401,000 | 1,548 |
| Total noninterest expense | $1,707,000 | 2,406 |
| Salaries and employee benefits | $943,000 | 2,402 |
| Premises and equipment expense | $453,000 | 1,339 |
| Additional noninterest expense | $311,000 | 3,705 |
| Pre-tax net operating income | $1,308,000 | 1,748 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $511,000 | 1,331 |
| Income before extraordinary items | $805,000 | 2,067 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $805,000 | 2,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $799,880 | 2,045 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,717,000 | 2,073 |
| Total interest expense | $3,781,000 | 2,157 |
| Net interest income | $9,936,000 | 2,040 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $1,675,000 | 2,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,675,000 | 1,505 |
| Total noninterest expense | $6,622,000 | 2,413 |
| Salaries and employee benefits | $3,654,000 | 2,377 |
| Premises and equipment expense | $1,703,000 | 1,362 |
| Additional noninterest expense | $1,265,000 | 3,599 |
| Pre-tax net operating income | $4,909,000 | 1,730 |
| Securities gains (losses) | $59,000 | 1,608 |
| Applicable income taxes | $2,030,000 | 1,256 |
| Income before extraordinary items | $2,938,000 | 2,119 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,938,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,900,240 | 2,094 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 2,066 |
| Total interest expense | $2,747,000 | 2,172 |
| Net interest income | $7,401,000 | 2,037 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $1,201,000 | 2,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,201,000 | 1,565 |
| Total noninterest expense | $5,176,000 | 2,300 |
| Salaries and employee benefits | $2,805,000 | 2,313 |
| Premises and equipment expense | $1,333,000 | 1,290 |
| Additional noninterest expense | $1,038,000 | 3,316 |
| Pre-tax net operating income | $3,346,000 | 1,876 |
| Securities gains (losses) | $49,000 | 1,678 |
| Applicable income taxes | $1,379,000 | 1,382 |
| Income before extraordinary items | $2,016,000 | 2,299 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,016,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,984,640 | 2,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 2,066 |
| Total interest expense | $1,821,000 | 2,157 |
| Net interest income | $4,919,000 | 2,024 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $791,000 | 2,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $791,000 | 1,559 |
| Total noninterest expense | $3,158,000 | 2,512 |
| Salaries and employee benefits | $1,668,000 | 2,580 |
| Premises and equipment expense | $859,000 | 1,338 |
| Additional noninterest expense | $631,000 | 3,593 |
| Pre-tax net operating income | $2,472,000 | 1,701 |
| Securities gains (losses) | $37,000 | 1,654 |
| Applicable income taxes | $1,033,000 | 1,251 |
| Income before extraordinary items | $1,476,000 | 2,100 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,476,000 | 2,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,452,320 | 2,077 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 2,053 |
| Total interest expense | $910,000 | 2,185 |
| Net interest income | $2,489,000 | 1,998 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $369,000 | 2,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $369,000 | 1,624 |
| Total noninterest expense | $1,508,000 | 2,613 |
| Salaries and employee benefits | $793,000 | 2,708 |
| Premises and equipment expense | $422,000 | 1,380 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $1,290,000 | 1,617 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $531,000 | 1,245 |
| Income before extraordinary items | $773,000 | 2,009 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $773,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $764,040 | 1,944 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,817,000 | 2,057 |
| Total interest expense | $4,108,000 | 2,163 |
| Net interest income | $9,709,000 | 2,022 |
| Provision for loan and lease losses | $500,000 | 2,155 |
| Total noninterest income | $1,750,000 | 2,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,750,000 | 1,616 |
| Total noninterest expense | $6,238,000 | 2,507 |
| Salaries and employee benefits | $3,288,000 | 2,544 |
| Premises and equipment expense | $1,643,000 | 1,389 |
| Additional noninterest expense | $1,307,000 | 3,474 |
| Pre-tax net operating income | $4,721,000 | 1,710 |
| Securities gains (losses) | $383,000 | 905 |
| Applicable income taxes | $2,058,000 | 1,261 |
| Income before extraordinary items | $3,046,000 | 2,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,046,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,800,880 | 2,070 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,470,000 | 2,069 |
| Total interest expense | $3,155,000 | 2,195 |
| Net interest income | $7,315,000 | 2,012 |
| Provision for loan and lease losses | $500,000 | 1,656 |
| Total noninterest income | $1,395,000 | 2,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,395,000 | 1,612 |
| Total noninterest expense | $5,047,000 | 2,338 |
| Salaries and employee benefits | $2,643,000 | 2,404 |
| Premises and equipment expense | $1,291,000 | 1,335 |
| Additional noninterest expense | $1,113,000 | 3,099 |
| Pre-tax net operating income | $3,163,000 | 1,959 |
| Securities gains (losses) | $336,000 | 898 |
| Applicable income taxes | $1,441,000 | 1,397 |
| Income before extraordinary items | $2,058,000 | 2,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,058,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,842,960 | 2,369 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 2,064 |
| Total interest expense | $2,128,000 | 2,233 |
| Net interest income | $4,928,000 | 1,986 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $927,000 | 2,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $927,000 | 1,602 |
| Total noninterest expense | $3,220,000 | 2,437 |
| Salaries and employee benefits | $1,682,000 | 2,491 |
| Premises and equipment expense | $814,000 | 1,412 |
| Additional noninterest expense | $724,000 | 3,139 |
| Pre-tax net operating income | $2,335,000 | 1,783 |
| Securities gains (losses) | $208,000 | 1,021 |
| Applicable income taxes | $1,033,000 | 1,334 |
| Income before extraordinary items | $1,510,000 | 2,102 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,510,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,376,880 | 2,151 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 2,043 |
| Total interest expense | $1,062,000 | 2,288 |
| Net interest income | $2,526,000 | 1,936 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $488,000 | 2,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $488,000 | 1,508 |
| Total noninterest expense | $1,573,000 | 2,468 |
| Salaries and employee benefits | $838,000 | 2,514 |
| Premises and equipment expense | $403,000 | 1,436 |
| Additional noninterest expense | $332,000 | 3,346 |
| Pre-tax net operating income | $1,291,000 | 1,626 |
| Securities gains (losses) | $87,000 | 1,078 |
| Applicable income taxes | $554,000 | 1,255 |
| Income before extraordinary items | $824,000 | 1,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $768,320 | 1,925 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,885,000 | 2,071 |
| Total interest expense | $5,227,000 | 2,147 |
| Net interest income | $9,658,000 | 2,003 |
| Provision for loan and lease losses | $415,000 | 2,759 |
| Total noninterest income | $1,340,000 | 2,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,340,000 | 1,801 |
| Total noninterest expense | $5,613,000 | 2,636 |
| Salaries and employee benefits | $2,796,000 | 2,819 |
| Premises and equipment expense | $1,566,000 | 1,407 |
| Additional noninterest expense | $1,251,000 | 3,498 |
| Pre-tax net operating income | $4,970,000 | 1,639 |
| Securities gains (losses) | $102,000 | 1,731 |
| Applicable income taxes | $2,168,000 | 1,207 |
| Income before extraordinary items | $2,904,000 | 2,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,904,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,838,720 | 2,036 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,646,000 | 2,201 |
| Total interest expense | $7,271,000 | 2,206 |
| Net interest income | $8,375,000 | 2,133 |
| Provision for loan and lease losses | $298,000 | 3,250 |
| Total noninterest income | $1,229,000 | 2,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,229,000 | 1,770 |
| Total noninterest expense | $5,124,000 | 2,770 |
| Salaries and employee benefits | $2,658,000 | 2,801 |
| Premises and equipment expense | $1,353,000 | 1,591 |
| Additional noninterest expense | $1,113,000 | 3,731 |
| Pre-tax net operating income | $4,182,000 | 1,694 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $1,717,000 | 1,333 |
| Income before extraordinary items | $2,468,000 | 2,113 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,468,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 9,416 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,466,080 | 2,047 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,089,000 | 2,460 |
| Total interest expense | $6,100,000 | 2,745 |
| Net interest income | $7,989,000 | 2,229 |
| Provision for loan and lease losses | $313,000 | 2,745 |
| Total noninterest income | $1,100,000 | 2,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,100,000 | 1,750 |
| Total noninterest expense | $4,685,000 | 2,893 |
| Salaries and employee benefits | $2,449,000 | 2,881 |
| Premises and equipment expense | $1,297,000 | 1,602 |
| Additional noninterest expense | $939,000 | 4,190 |
| Pre-tax net operating income | $4,091,000 | 1,784 |
| Securities gains (losses) | $71,000 | 640 |
| Applicable income taxes | $1,742,000 | 1,319 |
| Income before extraordinary items | $2,420,000 | 2,137 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,420,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,374,560 | 2,190 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,900 |
| Total interest expense | $4,551,000 | 3,198 |
| Net interest income | $6,585,000 | 2,660 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,073,000 | 2,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,073,000 | 1,773 |
| Total noninterest expense | $4,228,000 | 3,152 |
| Salaries and employee benefits | $2,212,000 | 3,130 |
| Premises and equipment expense | $1,002,000 | 2,045 |
| Additional noninterest expense | $1,014,000 | 3,984 |
| Pre-tax net operating income | $3,310,000 | 2,209 |
| Securities gains (losses) | $-67,000 | 9,866 |
| Applicable income taxes | $1,315,000 | 1,768 |
| Income before extraordinary items | $1,928,000 | 2,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,928,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,464 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,970,880 | 2,593 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 3,197 |
| Total interest expense | $4,350,000 | 3,411 |
| Net interest income | $5,776,000 | 2,983 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $1,213,000 | 2,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,213,000 | 1,616 |
| Total noninterest expense | $3,928,000 | 3,256 |
| Salaries and employee benefits | $2,091,000 | 3,191 |
| Premises and equipment expense | $852,000 | 2,288 |
| Additional noninterest expense | $985,000 | 4,013 |
| Pre-tax net operating income | $3,031,000 | 2,345 |
| Securities gains (losses) | $173,000 | 984 |
| Applicable income taxes | $1,362,000 | 1,781 |
| Income before extraordinary items | $1,842,000 | 2,746 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,842,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,731,280 | 2,799 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 3,722 |
| Total interest expense | $3,618,000 | 4,031 |
| Net interest income | $4,976,000 | 3,509 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,044,000 | 2,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,044,000 | 1,694 |
| Total noninterest expense | $3,661,000 | 3,461 |
| Salaries and employee benefits | $1,952,000 | 3,393 |
| Premises and equipment expense | $757,000 | 2,550 |
| Additional noninterest expense | $952,000 | 4,084 |
| Pre-tax net operating income | $2,359,000 | 3,062 |
| Securities gains (losses) | $128,000 | 878 |
| Applicable income taxes | $1,000,000 | 2,437 |
| Income before extraordinary items | $1,487,000 | 3,388 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,487,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,405,080 | 3,483 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,336,000 | 4,386 |
| Total interest expense | $2,967,000 | 4,837 |
| Net interest income | $4,369,000 | 3,985 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $726,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $726,000 | 2,237 |
| Total noninterest expense | $3,539,000 | 3,737 |
| Salaries and employee benefits | $1,479,000 | 4,366 |
| Premises and equipment expense | $726,000 | 2,691 |
| Additional noninterest expense | $1,334,000 | 3,450 |
| Pre-tax net operating income | $1,556,000 | 4,205 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $551,000 | 3,837 |
| Income before extraordinary items | $1,033,000 | 4,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,033,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,738 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,014,800 | 4,381 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,696,000 | 4,736 |
| Total interest expense | $2,672,000 | 5,275 |
| Net interest income | $4,024,000 | 4,278 |
| Provision for loan and lease losses | $270,000 | 2,431 |
| Total noninterest income | $707,000 | 4,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $707,000 | 2,281 |
| Total noninterest expense | $3,028,000 | 4,257 |
| Salaries and employee benefits | $1,610,000 | 4,027 |
| Premises and equipment expense | $664,000 | 2,945 |
| Additional noninterest expense | $754,000 | 5,505 |
| Pre-tax net operating income | $1,433,000 | 4,619 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $671,000 | 3,365 |
| Income before extraordinary items | $776,000 | 5,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $776,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $767,040 | 5,597 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 4,967 |
| Total interest expense | $2,017,000 | 5,580 |
| Net interest income | $3,852,000 | 4,535 |
| Provision for loan and lease losses | $483,000 | 1,585 |
| Total noninterest income | $493,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $493,000 | 2,973 |
| Total noninterest expense | $3,004,000 | 4,400 |
| Salaries and employee benefits | $1,459,000 | 4,382 |
| Premises and equipment expense | $661,000 | 2,982 |
| Additional noninterest expense | $884,000 | 5,256 |
| Pre-tax net operating income | $858,000 | 6,590 |
| Securities gains (losses) | $47,000 | 1,192 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $687,000 | 5,986 |
| Extraordinary gains, net | $428,000 | 30 |
| Net income | $1,115,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 1,201 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $651,280 | 6,285 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 4,705 |
| Total interest expense | $2,274,000 | 5,226 |
| Net interest income | $4,090,000 | 4,315 |
| Provision for loan and lease losses | $549,000 | 1,970 |
| Total noninterest income | $690,000 | 4,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $690,000 | 2,630 |
| Total noninterest expense | $2,877,000 | 4,678 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $634,000 | 3,152 |
| Additional noninterest expense | $943,000 | 5,174 |
| Pre-tax net operating income | $1,354,000 | 4,711 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $805,000 | 2,746 |
| Income before extraordinary items | $549,000 | 7,154 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $549,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,777 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $549,000 | 6,898 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,330,000 | 4,633 |
| Total interest expense | $3,350,000 | 4,713 |
| Net interest income | $3,980,000 | 4,467 |
| Provision for loan and lease losses | $861,000 | 2,052 |
| Total noninterest income | $647,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $647,000 | 2,692 |
| Total noninterest expense | $2,807,000 | 4,802 |
| Salaries and employee benefits | $1,168,000 | 5,295 |
| Premises and equipment expense | $644,000 | 3,143 |
| Additional noninterest expense | $995,000 | 5,070 |
| Pre-tax net operating income | $959,000 | 5,810 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $515,000 | 3,907 |
| Income before extraordinary items | $444,000 | 7,792 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $444,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 3,024 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $444,000 | 7,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.