Peoples Federal Savings and Loan Association of South Carolina, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$50,669,000690
Total interest expense$30,826,000562
Net interest income$19,843,000895
Provision for loan and lease losses$2,578,000571
Total noninterest income$4,584,0001,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$4,584,000699
Total noninterest expense$14,537,0001,017
Salaries and employee benefits$7,423,0001,007
Premises and equipment expense$3,132,000688
Additional noninterest expense$3,982,0001,199
Pre-tax net operating income$7,312,0001,019
Securities gains (losses)$1,332,000340
Applicable income taxes$3,115,000817
Income before extraordinary items$5,529,000995
Extraordinary gains, net$0105
Net income$5,529,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,226,000534
Cash dividends$2,900,000961
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,676,5201,120
2000-12-31 (YTD Data)Rank
Total interest income$53,061,000690
Total interest expense$36,025,000538
Net interest income$17,036,0001,033
Provision for loan and lease losses$775,0001,301
Total noninterest income$7,926,000679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$7,926,000479
Total noninterest expense$15,203,000929
Salaries and employee benefits$8,077,000860
Premises and equipment expense$3,119,000672
Additional noninterest expense$4,007,0001,144
Pre-tax net operating income$8,984,000854
Securities gains (losses)$410,000290
Applicable income taxes$3,292,000764
Income before extraordinary items$6,102,000862
Extraordinary gains, net$-94,0009,887
Net income$6,008,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,000996
Cash dividends$800,0002,651
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,835,500904
1999-12-31 (YTD Data)Rank
Total interest income$45,435,000750
Total interest expense$28,338,000581
Net interest income$17,097,0001,028
Provision for loan and lease losses$330,0002,465
Total noninterest income$5,500,000869
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$5,500,000616
Total noninterest expense$13,903,0001,001
Salaries and employee benefits$7,693,000894
Premises and equipment expense$2,643,000775
Additional noninterest expense$3,567,0001,292
Pre-tax net operating income$8,364,000958
Securities gains (losses)$592,000308
Applicable income taxes$3,143,000851
Income before extraordinary items$5,813,000959
Extraordinary gains, net$035
Net income$5,813,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,769
Cash dividends$3,000,000958
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,428,2001,002
1998-12-31 (YTD Data)Rank
Total interest income$41,512,000802
Total interest expense$25,783,000650
Net interest income$15,729,0001,072
Provision for loan and lease losses$60,0006,123
Total noninterest income$4,777,000966
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$4,777,000667
Total noninterest expense$12,218,0001,079
Salaries and employee benefits$6,677,000977
Premises and equipment expense$2,228,000874
Additional noninterest expense$3,313,0001,327
Pre-tax net operating income$8,228,000949
Securities gains (losses)$583,000505
Applicable income taxes$2,853,000915
Income before extraordinary items$5,958,000913
Extraordinary gains, net$032
Net income$5,958,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,219
Cash dividends$4,100,000746
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,561,560942
1997-12-31 (YTD Data)Rank
Total interest income$39,497,000869
Total interest expense$24,702,000680
Net interest income$14,795,0001,191
Provision for loan and lease losses$50,0006,616
Total noninterest income$4,619,000977
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$4,619,000650
Total noninterest expense$11,984,0001,114
Salaries and employee benefits$6,836,000966
Premises and equipment expense$1,989,000996
Additional noninterest expense$3,159,0001,370
Pre-tax net operating income$7,380,0001,089
Securities gains (losses)$309,000561
Applicable income taxes$2,560,0001,076
Income before extraordinary items$5,129,0001,073
Extraordinary gains, net$044
Net income$5,129,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,428
Cash dividends$1,713,0001,467
Sale, conversion, retirement of capital stock, net$2,000,000366
Net operating income$4,921,9701,101
1996-12-31 (YTD Data)Rank
Total interest income$30,990,0001,114
Total interest expense$19,470,000866
Net interest income$11,520,0001,538
Provision for loan and lease losses$-500,00011,389
Total noninterest income$3,579,0001,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$3,579,000793
Total noninterest expense$11,360,0001,264
Salaries and employee benefits$5,357,0001,253
Premises and equipment expense$1,567,0001,306
Additional noninterest expense$4,436,0001,257
Pre-tax net operating income$4,239,0001,699
Securities gains (losses)$-195,00011,302
Applicable income taxes$1,267,0001,911
Income before extraordinary items$2,777,0001,786
Extraordinary gains, net$053
Net income$2,777,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$2,650,0001,044
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,911,5501,674
1995-12-31 (YTD Data)Rank
Total interest income$26,376,0001,296
Total interest expense$15,648,0001,084
Net interest income$10,728,0001,664
Provision for loan and lease losses$-350,00011,880
Total noninterest income$1,960,0001,861
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,960,0001,143
Total noninterest expense$7,859,0001,778
Salaries and employee benefits$4,301,0001,549
Premises and equipment expense$1,060,0001,918
Additional noninterest expense$2,498,0001,994
Pre-tax net operating income$5,179,0001,462
Securities gains (losses)$163,000754
Applicable income taxes$1,655,0001,507
Income before extraordinary items$3,687,0001,405
Extraordinary gains, net$065
Net income$3,687,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,00011,759
Cash dividends$3,000,000907
Sale, conversion, retirement of capital stock, netNANA
Net operating income$3,574,5301,423
1994-12-31 (YTD Data)Rank
Total interest income$22,803,0001,360
Total interest expense$12,085,0001,088
Net interest income$10,718,0001,688
Provision for loan and lease losses$-425,00012,443
Total noninterest income$3,509,0001,205
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$3,509,000797
Total noninterest expense$7,977,0001,820
Salaries and employee benefits$4,626,0001,459
Premises and equipment expense$717,0002,773
Additional noninterest expense$2,634,0002,050
Pre-tax net operating income$6,675,0001,136
Securities gains (losses)$-11,0009,904
Applicable income taxes$932,0002,395
Income before extraordinary items$5,732,000907
Extraordinary gains, net$0249
Net income$5,732,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,842
Cash dividends$2,250,0001,005
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,741,460911
1993-12-31 (YTD Data)Rank
Total interest income$22,518,0001,411
Total interest expense$11,875,0001,141
Net interest income$10,643,0001,709
Provision for loan and lease losses$-100,00012,888
Total noninterest income$2,982,0001,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$2,982,000963
Total noninterest expense$7,724,0001,922
Salaries and employee benefits$4,383,0001,545
Premises and equipment expense$749,0002,711
Additional noninterest expense$2,592,0002,157
Pre-tax net operating income$6,001,0001,156
Securities gains (losses)$187,0001,771
Applicable income taxes$186,0007,886
Income before extraordinary items$6,002,000878
Extraordinary gains, net$03,149
Net income$6,002,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,820,610853
1992-12-31 (YTD Data)Rank
Total interest income$25,313,0001,446
Total interest expense$15,719,0001,142
Net interest income$9,594,0001,911
Provision for loan and lease losses$996,0001,849
Total noninterest income$2,280,0001,771
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,280,0001,140
Total noninterest expense$8,961,0001,692
Salaries and employee benefits$3,767,0001,770
Premises and equipment expense$1,122,0001,884
Additional noninterest expense$4,072,0001,571
Pre-tax net operating income$1,917,0003,227
Securities gains (losses)$-56,00013,691
Applicable income taxes$86,00010,284
Income before extraordinary items$1,775,0002,589
Extraordinary gains, net$01,422
Net income$1,775,0002,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$996,0001,563
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$16,500,00062
Net operating income$1,828,2002,328

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.