Peoples Federal Savings and Loan Association of South Carolina, Net charge- offs to loans

2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3805%2,148
Percentage Net Loans Charged-off: Total real estate loans0.0008%3,962
Percentage Net Loans Charged-off:Construction & development0.0051%814
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial1.1820%1,582
Percentage Net Loans Charged-off: Loans to individuals3.7311%308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1117%4,415
Percentage Net Loans Charged-off: Total real estate loans0.0201%643
Percentage Net Loans Charged-off:Construction & development0.1343%125
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0349%977
Percentage Net Loans Charged-off: Loans to individuals1.2283%328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0057%8,993
Percentage Net Loans Charged-off: Total real estate loans-0.0281%1,398
Percentage Net Loans Charged-off:Construction & development0.0026%245
Percentage Net Loans Charged-off: Commercial real estate-0.8021%1,492
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0106%850
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0113%792
Percentage Net Loans Charged-off: Commercial and industrial0.3414%514
Percentage Net Loans Charged-off: Loans to individuals0.3050%1,004
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0259%7,129
Percentage Net Loans Charged-off: Total real estate loans0.0026%932
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0033%887
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0034%828
Percentage Net Loans Charged-off: Commercial and industrial-0.0587%1,268
Percentage Net Loans Charged-off: Loans to individuals0.6076%756
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%8,145
Percentage Net Loans Charged-off: Total real estate loans-0.0281%1,336
Percentage Net Loans Charged-off:Construction & development-0.0050%1,223
Percentage Net Loans Charged-off: Commercial real estate-0.2042%1,358
Percentage Net Loans Charged-off: Multi-family residential-0.2489%1,347
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%1,358
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net-0.0167%1,356
Percentage Net Loans Charged-off: Commercial and industrial-0.1153%1,266
Percentage Net Loans Charged-off: Loans to individuals0.9211%594
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0014%8,778
Percentage Net Loans Charged-off: Total real estate loans-0.0150%1,336
Percentage Net Loans Charged-off:Construction & development0.1730%172
Percentage Net Loans Charged-off: Commercial real estate-0.7993%1,484
Percentage Net Loans Charged-off: Multi-family residential-0.1648%1,382
Percentage Net Loans Charged-off: 1-4 family residential0.0126%854
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0126%811
Percentage Net Loans Charged-off: Commercial and industrial0.0000%891
Percentage Net Loans Charged-off: Loans to individuals0.4342%972
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0408%10,645
Percentage Net Loans Charged-off: Total real estate loans-0.0554%1,441
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.8352%1,496
Percentage Net Loans Charged-off: Multi-family residential-0.0742%1,356
Percentage Net Loans Charged-off: 1-4 family residential0.0121%868
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0121%828
Percentage Net Loans Charged-off: Commercial and industrial0.0000%798
Percentage Net Loans Charged-off: Loans to individuals0.3437%939
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1197%5,327
Percentage Net Loans Charged-off: Total real estate loans0.1122%541
Percentage Net Loans Charged-off:Construction & development-0.1020%1,287
Percentage Net Loans Charged-off: Commercial real estate-0.1265%1,337
Percentage Net Loans Charged-off: Multi-family residential5.3373%43
Percentage Net Loans Charged-off: 1-4 family residential0.0505%573
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0505%548
Percentage Net Loans Charged-off: Commercial and industrial0.0000%761
Percentage Net Loans Charged-off: Loans to individuals0.2918%870
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0071%9,696
Percentage Net Loans Charged-off: Total real estate loans-0.0253%1,424
Percentage Net Loans Charged-off:Construction & development0.5371%318
Percentage Net Loans Charged-off: Commercial real estate-1.3512%1,502
Percentage Net Loans Charged-off: Multi-family residential4.1220%52
Percentage Net Loans Charged-off: 1-4 family residential0.0216%894
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0216%850
Percentage Net Loans Charged-off: Commercial and industrial0.1700%764
Percentage Net Loans Charged-off: Loans to individuals0.9980%403
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3827%5,225
Percentage Net Loans Charged-off: Total real estate loans0.3336%600
Percentage Net Loans Charged-off:Construction & development3.4328%215
Percentage Net Loans Charged-off: Commercial real estate-1.0652%1,547
Percentage Net Loans Charged-off: Multi-family residential5.3735%67
Percentage Net Loans Charged-off: 1-4 family residential0.2044%401
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2044%393
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,086
Percentage Net Loans Charged-off: Loans to individuals1.8085%278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA