Home > Peoples Federal Savings and Loan Association > Income and Expense
Peoples Federal Savings and Loan Association, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 4,185 |
| Total interest expense | $4,883,000 | 3,215 |
| Net interest income | $2,717,000 | 5,424 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $241,000 | 6,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $241,000 | 4,556 |
| Total noninterest expense | $2,505,000 | 4,938 |
| Salaries and employee benefits | $1,200,000 | 5,324 |
| Premises and equipment expense | $538,000 | 3,671 |
| Additional noninterest expense | $767,000 | 4,929 |
| Pre-tax net operating income | $441,000 | 6,788 |
| Securities gains (losses) | $377,000 | 753 |
| Applicable income taxes | $287,000 | 4,355 |
| Income before extraordinary items | $531,000 | 5,923 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $531,000 | 5,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $285,950 | 7,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 4,508 |
| Total interest expense | $4,625,000 | 3,530 |
| Net interest income | $2,511,000 | 5,786 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $168,000 | 7,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $2,413,000 | 4,969 |
| Salaries and employee benefits | $1,416,000 | 4,576 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $566,000 | 5,985 |
| Pre-tax net operating income | $254,000 | 8,102 |
| Securities gains (losses) | $631,000 | 222 |
| Applicable income taxes | $290,000 | 4,659 |
| Income before extraordinary items | $595,000 | 5,874 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $595,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $172,230 | 8,264 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,769 |
| Total interest expense | $3,642,000 | 3,903 |
| Net interest income | $2,706,000 | 5,528 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $119,000 | 8,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $2,105,000 | 5,490 |
| Salaries and employee benefits | $1,195,000 | 5,174 |
| Premises and equipment expense | $394,000 | 4,590 |
| Additional noninterest expense | $516,000 | 6,393 |
| Pre-tax net operating income | $708,000 | 6,292 |
| Securities gains (losses) | $358,000 | 411 |
| Applicable income taxes | $336,000 | 4,563 |
| Income before extraordinary items | $730,000 | 5,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $730,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $3,800,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $486,560 | 6,502 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 4,948 |
| Total interest expense | $3,357,000 | 4,305 |
| Net interest income | $2,733,000 | 5,508 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $101,000 | 9,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $101,000 | 6,607 |
| Total noninterest expense | $2,017,000 | 5,560 |
| Salaries and employee benefits | $1,211,000 | 5,041 |
| Premises and equipment expense | $333,000 | 5,056 |
| Additional noninterest expense | $473,000 | 6,624 |
| Pre-tax net operating income | $775,000 | 6,190 |
| Securities gains (losses) | $912,000 | 405 |
| Applicable income taxes | $563,000 | 3,566 |
| Income before extraordinary items | $1,124,000 | 4,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,124,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $3,487,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $512,960 | 6,418 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 5,119 |
| Total interest expense | $3,067,000 | 4,621 |
| Net interest income | $2,860,000 | 5,500 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,983,000 | 5,689 |
| Salaries and employee benefits | $1,173,000 | 5,198 |
| Premises and equipment expense | $313,000 | 5,314 |
| Additional noninterest expense | $497,000 | 6,523 |
| Pre-tax net operating income | $955,000 | 5,972 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $340,000 | 5,391 |
| Income before extraordinary items | $627,000 | 6,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $627,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $3,008,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $619,200 | 6,196 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 5,379 |
| Total interest expense | $3,302,000 | 4,400 |
| Net interest income | $2,388,000 | 6,401 |
| Provision for loan and lease losses | $103,000 | 5,016 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $2,176,000 | 5,586 |
| Salaries and employee benefits | $933,000 | 6,297 |
| Premises and equipment expense | $325,000 | 5,283 |
| Additional noninterest expense | $918,000 | 4,690 |
| Pre-tax net operating income | $195,000 | 9,815 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $54,000 | 9,620 |
| Income before extraordinary items | $141,000 | 9,879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $141,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $7,127,000 | 85 |
| Net operating income | $141,000 | 9,822 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 5,627 |
| Total interest expense | $3,284,000 | 4,394 |
| Net interest income | $2,159,000 | 6,961 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $1,590,000 | 7,010 |
| Salaries and employee benefits | $791,000 | 7,151 |
| Premises and equipment expense | $316,000 | 5,409 |
| Additional noninterest expense | $483,000 | 7,402 |
| Pre-tax net operating income | $626,000 | 7,730 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $439,000 | 7,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $439,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $439,000 | 7,706 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 5,644 |
| Total interest expense | $3,022,000 | 3,937 |
| Net interest income | $2,013,000 | 7,538 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $104,000 | 10,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $1,536,000 | 7,490 |
| Salaries and employee benefits | $839,000 | 6,982 |
| Premises and equipment expense | $272,000 | 6,144 |
| Additional noninterest expense | $425,000 | 8,578 |
| Pre-tax net operating income | $581,000 | 8,116 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $169,000 | 7,945 |
| Income before extraordinary items | $412,000 | 8,093 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $412,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $412,000 | 8,125 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 5,055 |
| Total interest expense | $3,436,000 | 3,656 |
| Net interest income | $2,422,000 | 6,691 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $83,000 | 11,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $1,449,000 | 8,009 |
| Salaries and employee benefits | $698,000 | 8,012 |
| Premises and equipment expense | $259,000 | 6,527 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $1,056,000 | 5,660 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $309,000 | 5,964 |
| Income before extraordinary items | $747,000 | 5,842 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $747,000 | 5,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $747,000 | 5,590 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 5,303 |
| Total interest expense | $4,037,000 | 4,045 |
| Net interest income | $2,218,000 | 7,205 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $90,000 | 11,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,361,000 | 8,438 |
| Salaries and employee benefits | $606,000 | 8,758 |
| Premises and equipment expense | $254,000 | 6,707 |
| Additional noninterest expense | $501,000 | 8,449 |
| Pre-tax net operating income | $947,000 | 5,875 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $312,000 | 5,769 |
| Income before extraordinary items | $635,000 | 6,336 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $635,000 | 6,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $635,000 | 5,987 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.