Home > Peoples Community State Bank > Income and Expense
Peoples Community State Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 3,610 |
| Total interest expense | $651,000 | 3,909 |
| Net interest income | $5,383,000 | 3,527 |
| Provision for loan and lease losses | $191,000 | 3,021 |
| Total noninterest income | $1,405,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $812,000 | 1,627 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $593,000 | 3,133 |
| Total noninterest expense | $3,373,000 | 4,343 |
| Salaries and employee benefits | $1,491,000 | 4,766 |
| Premises and equipment expense | $380,000 | 4,346 |
| Additional noninterest expense | $1,502,000 | 3,656 |
| Pre-tax net operating income | $3,224,000 | 2,056 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $3,222,000 | 1,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,222,000 | 1,786 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,222,000 | 1,786 |
| Net charge-offs | $180,000 | 3,132 |
| Cash dividends | $1,800,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,222,000 | 1,762 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 3,655 |
| Total interest expense | $486,000 | 4,012 |
| Net interest income | $4,020,000 | 3,555 |
| Provision for loan and lease losses | $142,000 | 2,998 |
| Total noninterest income | $1,039,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $600,000 | 1,642 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $439,000 | 3,212 |
| Total noninterest expense | $2,398,000 | 4,479 |
| Salaries and employee benefits | $1,148,000 | 4,724 |
| Premises and equipment expense | $294,000 | 4,291 |
| Additional noninterest expense | $956,000 | 4,050 |
| Pre-tax net operating income | $2,519,000 | 2,041 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $2,518,000 | 1,760 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,518,000 | 1,763 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,518,000 | 1,765 |
| Net charge-offs | $132,000 | 2,994 |
| Cash dividends | $1,800,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,518,000 | 1,721 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 3,674 |
| Total interest expense | $325,000 | 4,061 |
| Net interest income | $2,657,000 | 3,565 |
| Provision for loan and lease losses | $94,000 | 3,012 |
| Total noninterest income | $695,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $389,000 | 1,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $306,000 | 3,174 |
| Total noninterest expense | $1,645,000 | 4,438 |
| Salaries and employee benefits | $768,000 | 4,743 |
| Premises and equipment expense | $201,000 | 4,254 |
| Additional noninterest expense | $676,000 | 3,920 |
| Pre-tax net operating income | $1,613,000 | 2,079 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $1,612,000 | 1,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,612,000 | 1,817 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,612,000 | 1,818 |
| Net charge-offs | $106,000 | 2,701 |
| Cash dividends | $1,800,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,612,000 | 1,750 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 3,726 |
| Total interest expense | $163,000 | 4,141 |
| Net interest income | $1,315,000 | 3,621 |
| Provision for loan and lease losses | $46,000 | 2,880 |
| Total noninterest income | $337,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $188,000 | 1,693 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $149,000 | 3,187 |
| Total noninterest expense | $827,000 | 4,465 |
| Salaries and employee benefits | $384,000 | 4,783 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $348,000 | 3,860 |
| Pre-tax net operating income | $779,000 | 2,079 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $778,000 | 1,824 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $778,000 | 1,825 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $778,000 | 1,826 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $778,000 | 1,755 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,642 |
| Total interest expense | $776,000 | 4,178 |
| Net interest income | $5,713,000 | 3,485 |
| Provision for loan and lease losses | $324,000 | 3,273 |
| Total noninterest income | $1,551,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $852,000 | 1,611 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $699,000 | 2,892 |
| Total noninterest expense | $4,003,000 | 4,035 |
| Salaries and employee benefits | $1,550,000 | 4,760 |
| Premises and equipment expense | $387,000 | 4,378 |
| Additional noninterest expense | $2,066,000 | 3,024 |
| Pre-tax net operating income | $2,937,000 | 2,123 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,937,000 | 1,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,937,000 | 1,897 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,937,000 | 1,899 |
| Net charge-offs | $3,000 | 5,835 |
| Cash dividends | $1,750,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,937,000 | 1,792 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 3,690 |
| Total interest expense | $598,000 | 4,242 |
| Net interest income | $4,305,000 | 3,535 |
| Provision for loan and lease losses | $274,000 | 3,098 |
| Total noninterest income | $1,203,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $632,000 | 1,645 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $571,000 | 2,746 |
| Total noninterest expense | $3,214,000 | 3,867 |
| Salaries and employee benefits | $1,163,000 | 4,771 |
| Premises and equipment expense | $309,000 | 4,289 |
| Additional noninterest expense | $1,742,000 | 2,748 |
| Pre-tax net operating income | $2,020,000 | 2,339 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,020,000 | 2,086 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,020,000 | 2,086 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,020,000 | 2,087 |
| Net charge-offs | $-87,000 | 7,013 |
| Cash dividends | $1,750,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,020,000 | 1,966 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 3,720 |
| Total interest expense | $410,000 | 4,279 |
| Net interest income | $2,865,000 | 3,556 |
| Provision for loan and lease losses | $96,000 | 3,919 |
| Total noninterest income | $727,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $413,000 | 1,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 3,008 |
| Total noninterest expense | $2,410,000 | 3,602 |
| Salaries and employee benefits | $777,000 | 4,813 |
| Premises and equipment expense | $204,000 | 4,326 |
| Additional noninterest expense | $1,429,000 | 2,265 |
| Pre-tax net operating income | $1,086,000 | 2,695 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,086,000 | 2,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,086,000 | 2,462 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,086,000 | 2,462 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $1,750,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,086,000 | 2,328 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 3,745 |
| Total interest expense | $212,000 | 4,315 |
| Net interest income | $1,431,000 | 3,573 |
| Provision for loan and lease losses | $47,000 | 3,746 |
| Total noninterest income | $397,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $205,000 | 1,653 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,727 |
| Total noninterest expense | $917,000 | 4,321 |
| Salaries and employee benefits | $393,000 | 4,816 |
| Premises and equipment expense | $103,000 | 4,335 |
| Additional noninterest expense | $421,000 | 3,514 |
| Pre-tax net operating income | $864,000 | 1,905 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $864,000 | 1,683 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $864,000 | 1,683 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $864,000 | 1,684 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $864,000 | 1,580 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 3,609 |
| Total interest expense | $1,072,000 | 4,246 |
| Net interest income | $6,110,000 | 3,419 |
| Provision for loan and lease losses | $846,000 | 2,657 |
| Total noninterest income | $1,494,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $998,000 | 1,481 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $496,000 | 3,145 |
| Total noninterest expense | $3,362,000 | 4,588 |
| Salaries and employee benefits | $1,522,000 | 4,923 |
| Premises and equipment expense | $454,000 | 4,280 |
| Additional noninterest expense | $1,386,000 | 4,065 |
| Pre-tax net operating income | $3,396,000 | 1,641 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $3,394,000 | 1,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,394,000 | 1,443 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,394,000 | 1,443 |
| Net charge-offs | $972,000 | 2,394 |
| Cash dividends | $1,750,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,394,000 | 1,379 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 3,633 |
| Total interest expense | $836,000 | 4,259 |
| Net interest income | $4,596,000 | 3,417 |
| Provision for loan and lease losses | $154,000 | 4,463 |
| Total noninterest income | $1,101,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $741,000 | 1,496 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $360,000 | 3,195 |
| Total noninterest expense | $2,498,000 | 4,610 |
| Salaries and employee benefits | $1,167,000 | 4,860 |
| Premises and equipment expense | $324,000 | 4,444 |
| Additional noninterest expense | $1,007,000 | 4,162 |
| Pre-tax net operating income | $3,045,000 | 1,468 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $3,043,000 | 1,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,043,000 | 1,274 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,043,000 | 1,274 |
| Net charge-offs | $-118,000 | 7,328 |
| Cash dividends | $1,750,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,043,000 | 1,198 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 3,668 |
| Total interest expense | $575,000 | 4,287 |
| Net interest income | $3,037,000 | 3,444 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $719,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $468,000 | 1,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 3,155 |
| Total noninterest expense | $1,639,000 | 4,701 |
| Salaries and employee benefits | $773,000 | 4,914 |
| Premises and equipment expense | $213,000 | 4,521 |
| Additional noninterest expense | $653,000 | 4,292 |
| Pre-tax net operating income | $2,017,000 | 1,443 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $2,015,000 | 1,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,015,000 | 1,242 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,015,000 | 1,243 |
| Net charge-offs | $-61,000 | 7,331 |
| Cash dividends | $1,750,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,015,000 | 1,187 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 3,674 |
| Total interest expense | $292,000 | 4,373 |
| Net interest income | $1,519,000 | 3,434 |
| Provision for loan and lease losses | $48,000 | 4,231 |
| Total noninterest income | $358,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $222,000 | 1,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,073 |
| Total noninterest expense | $816,000 | 4,739 |
| Salaries and employee benefits | $385,000 | 4,956 |
| Premises and equipment expense | $105,000 | 4,589 |
| Additional noninterest expense | $326,000 | 4,309 |
| Pre-tax net operating income | $1,013,000 | 1,417 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $1,011,000 | 1,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,011,000 | 1,219 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,011,000 | 1,220 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,011,000 | 1,186 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,309,000 | 3,801 |
| Total interest expense | $1,468,000 | 4,319 |
| Net interest income | $5,841,000 | 3,546 |
| Provision for loan and lease losses | $221,000 | 5,235 |
| Total noninterest income | $1,254,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $856,000 | 1,716 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $398,000 | 3,525 |
| Total noninterest expense | $3,363,000 | 4,700 |
| Salaries and employee benefits | $1,566,000 | 4,943 |
| Premises and equipment expense | $453,000 | 4,444 |
| Additional noninterest expense | $1,344,000 | 4,310 |
| Pre-tax net operating income | $3,511,000 | 1,418 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $3,513,000 | 1,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,513,000 | 1,217 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,513,000 | 1,218 |
| Net charge-offs | $8,000 | 6,622 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,508,000 | 1,177 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 3,892 |
| Total interest expense | $1,133,000 | 4,389 |
| Net interest income | $4,311,000 | 3,633 |
| Provision for loan and lease losses | $145,000 | 5,303 |
| Total noninterest income | $883,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $628,000 | 1,807 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $255,000 | 3,810 |
| Total noninterest expense | $2,428,000 | 4,817 |
| Salaries and employee benefits | $1,167,000 | 5,001 |
| Premises and equipment expense | $338,000 | 4,522 |
| Additional noninterest expense | $923,000 | 4,532 |
| Pre-tax net operating income | $2,621,000 | 1,506 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $2,623,000 | 1,268 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,623,000 | 1,272 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,623,000 | 1,272 |
| Net charge-offs | $51,000 | 5,486 |
| Cash dividends | $1,500,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,618,000 | 1,228 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,620,000 | 3,923 |
| Total interest expense | $764,000 | 4,467 |
| Net interest income | $2,856,000 | 3,652 |
| Provision for loan and lease losses | $96,000 | 5,209 |
| Total noninterest income | $584,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $410,000 | 1,845 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $174,000 | 3,737 |
| Total noninterest expense | $1,594,000 | 4,876 |
| Salaries and employee benefits | $767,000 | 5,048 |
| Premises and equipment expense | $222,000 | 4,593 |
| Additional noninterest expense | $605,000 | 4,568 |
| Pre-tax net operating income | $1,750,000 | 1,484 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $1,752,000 | 1,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,752,000 | 1,267 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,752,000 | 1,267 |
| Net charge-offs | $7,000 | 5,969 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,747,000 | 1,223 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 4,020 |
| Total interest expense | $384,000 | 4,580 |
| Net interest income | $1,405,000 | 3,731 |
| Provision for loan and lease losses | $46,000 | 4,925 |
| Total noninterest income | $292,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $189,000 | 1,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 3,466 |
| Total noninterest expense | $797,000 | 4,935 |
| Salaries and employee benefits | $382,000 | 5,122 |
| Premises and equipment expense | $108,000 | 4,747 |
| Additional noninterest expense | $307,000 | 4,520 |
| Pre-tax net operating income | $854,000 | 1,527 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $856,000 | 1,277 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $856,000 | 1,280 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $856,000 | 1,279 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $851,000 | 1,250 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 4,090 |
| Total interest expense | $1,814,000 | 4,720 |
| Net interest income | $5,426,000 | 3,740 |
| Provision for loan and lease losses | $199,000 | 5,806 |
| Total noninterest income | $1,204,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $880,000 | 1,889 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $324,000 | 3,872 |
| Total noninterest expense | $3,308,000 | 4,898 |
| Salaries and employee benefits | $1,475,000 | 5,250 |
| Premises and equipment expense | $566,000 | 4,047 |
| Additional noninterest expense | $1,267,000 | 4,584 |
| Pre-tax net operating income | $3,123,000 | 1,278 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $3,121,000 | 1,080 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,121,000 | 1,078 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,121,000 | 1,079 |
| Net charge-offs | $391,000 | 4,131 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,121,000 | 1,080 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 4,164 |
| Total interest expense | $1,385,000 | 4,807 |
| Net interest income | $4,010,000 | 3,788 |
| Provision for loan and lease losses | $149,000 | 5,523 |
| Total noninterest income | $880,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $656,000 | 1,902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $224,000 | 4,098 |
| Total noninterest expense | $2,480,000 | 4,909 |
| Salaries and employee benefits | $1,090,000 | 5,320 |
| Premises and equipment expense | $446,000 | 3,937 |
| Additional noninterest expense | $944,000 | 4,578 |
| Pre-tax net operating income | $2,261,000 | 1,423 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $2,259,000 | 1,190 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,259,000 | 1,190 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,259,000 | 1,190 |
| Net charge-offs | $12,000 | 6,458 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,259,000 | 1,176 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 4,224 |
| Total interest expense | $936,000 | 4,897 |
| Net interest income | $2,617,000 | 3,814 |
| Provision for loan and lease losses | $98,000 | 5,365 |
| Total noninterest income | $586,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $422,000 | 1,938 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $164,000 | 3,962 |
| Total noninterest expense | $1,590,000 | 5,076 |
| Salaries and employee benefits | $718,000 | 5,411 |
| Premises and equipment expense | $305,000 | 3,884 |
| Additional noninterest expense | $567,000 | 4,891 |
| Pre-tax net operating income | $1,515,000 | 1,513 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $1,513,000 | 1,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,513,000 | 1,242 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,513,000 | 1,243 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $1,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,513,000 | 1,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,324 |
| Total interest expense | $476,000 | 4,962 |
| Net interest income | $1,264,000 | 3,900 |
| Provision for loan and lease losses | $48,000 | 4,961 |
| Total noninterest income | $289,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $204,000 | 1,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $85,000 | 3,906 |
| Total noninterest expense | $769,000 | 5,091 |
| Salaries and employee benefits | $356,000 | 5,492 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $261,000 | 4,823 |
| Pre-tax net operating income | $736,000 | 1,728 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $734,000 | 1,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 1,483 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $734,000 | 1,483 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $734,000 | 1,399 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 4,264 |
| Total interest expense | $2,515,000 | 4,730 |
| Net interest income | $5,100,000 | 3,902 |
| Provision for loan and lease losses | $204,000 | 5,180 |
| Total noninterest income | $1,273,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $956,000 | 1,826 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $317,000 | 4,011 |
| Total noninterest expense | $3,061,000 | 5,051 |
| Salaries and employee benefits | $1,465,000 | 5,403 |
| Premises and equipment expense | $539,000 | 4,261 |
| Additional noninterest expense | $1,057,000 | 4,659 |
| Pre-tax net operating income | $3,108,000 | 1,740 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $3,108,000 | 1,311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,108,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $1,350,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,108,000 | 1,413 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,769,000 | 4,307 |
| Total interest expense | $1,992,000 | 4,721 |
| Net interest income | $3,777,000 | 3,950 |
| Provision for loan and lease losses | $152,000 | 4,602 |
| Total noninterest income | $925,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $711,000 | 1,850 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 4,294 |
| Total noninterest expense | $2,213,000 | 5,160 |
| Salaries and employee benefits | $1,093,000 | 5,432 |
| Premises and equipment expense | $382,000 | 4,431 |
| Additional noninterest expense | $738,000 | 4,799 |
| Pre-tax net operating income | $2,337,000 | 2,042 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,337,000 | 1,553 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,337,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $1,350,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,337,000 | 1,637 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 4,332 |
| Total interest expense | $1,401,000 | 4,703 |
| Net interest income | $2,489,000 | 3,981 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $590,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $458,000 | 1,878 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $132,000 | 4,523 |
| Total noninterest expense | $1,460,000 | 5,226 |
| Salaries and employee benefits | $727,000 | 5,496 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $488,000 | 4,800 |
| Pre-tax net operating income | $1,519,000 | 2,173 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,519,000 | 1,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,519,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $1,350,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,519,000 | 1,756 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 4,368 |
| Total interest expense | $738,000 | 4,740 |
| Net interest income | $1,231,000 | 4,030 |
| Provision for loan and lease losses | $49,000 | 3,856 |
| Total noninterest income | $286,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $216,000 | 1,945 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $732,000 | 5,216 |
| Salaries and employee benefits | $360,000 | 5,557 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $250,000 | 4,690 |
| Pre-tax net operating income | $736,000 | 2,323 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $736,000 | 1,944 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $736,000 | 1,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $736,000 | 1,884 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 4,428 |
| Total interest expense | $3,032,000 | 4,759 |
| Net interest income | $4,791,000 | 4,129 |
| Provision for loan and lease losses | $196,000 | 3,909 |
| Total noninterest income | $1,186,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $880,000 | 1,961 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $306,000 | 4,207 |
| Total noninterest expense | $3,050,000 | 4,960 |
| Salaries and employee benefits | $1,392,000 | 5,530 |
| Premises and equipment expense | $563,000 | 4,023 |
| Additional noninterest expense | $1,095,000 | 4,345 |
| Pre-tax net operating income | $2,731,000 | 2,629 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,731,000 | 2,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,731,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,041 |
| Cash dividends | $1,100,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,731,000 | 2,182 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 4,492 |
| Total interest expense | $2,237,000 | 4,827 |
| Net interest income | $3,547,000 | 4,178 |
| Provision for loan and lease losses | $146,000 | 3,527 |
| Total noninterest income | $873,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $645,000 | 1,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,247 |
| Total noninterest expense | $2,270,000 | 4,952 |
| Salaries and employee benefits | $1,030,000 | 5,538 |
| Premises and equipment expense | $402,000 | 4,156 |
| Additional noninterest expense | $838,000 | 4,245 |
| Pre-tax net operating income | $2,004,000 | 2,824 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,004,000 | 2,362 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,004,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,542 |
| Cash dividends | $1,100,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,004,000 | 2,343 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 4,566 |
| Total interest expense | $1,439,000 | 4,918 |
| Net interest income | $2,333,000 | 4,249 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $586,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $415,000 | 2,049 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $171,000 | 4,092 |
| Total noninterest expense | $1,514,000 | 4,978 |
| Salaries and employee benefits | $687,000 | 5,612 |
| Premises and equipment expense | $270,000 | 4,152 |
| Additional noninterest expense | $557,000 | 4,238 |
| Pre-tax net operating income | $1,310,000 | 2,933 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,310,000 | 2,464 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,310,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,310,000 | 2,449 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 4,658 |
| Total interest expense | $683,000 | 5,040 |
| Net interest income | $1,146,000 | 4,295 |
| Provision for loan and lease losses | $46,000 | 3,181 |
| Total noninterest income | $283,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $189,000 | 2,152 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $757,000 | 4,987 |
| Salaries and employee benefits | $348,000 | 5,605 |
| Premises and equipment expense | $132,000 | 4,228 |
| Additional noninterest expense | $277,000 | 4,204 |
| Pre-tax net operating income | $626,000 | 3,029 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $626,000 | 2,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $626,000 | 2,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $626,000 | 2,519 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 4,769 |
| Total interest expense | $2,386,000 | 4,942 |
| Net interest income | $4,100,000 | 4,595 |
| Provision for loan and lease losses | $186,000 | 3,661 |
| Total noninterest income | $1,105,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $818,000 | 2,080 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 4,395 |
| Total noninterest expense | $2,772,000 | 5,155 |
| Salaries and employee benefits | $1,312,000 | 5,628 |
| Premises and equipment expense | $508,000 | 4,221 |
| Additional noninterest expense | $952,000 | 4,671 |
| Pre-tax net operating income | $2,247,000 | 3,382 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,247,000 | 2,850 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,247,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,247,000 | 2,837 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 4,867 |
| Total interest expense | $1,706,000 | 4,993 |
| Net interest income | $2,978,000 | 4,716 |
| Provision for loan and lease losses | $138,000 | 3,538 |
| Total noninterest income | $827,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $600,000 | 2,119 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $2,070,000 | 5,156 |
| Salaries and employee benefits | $984,000 | 5,601 |
| Premises and equipment expense | $383,000 | 4,209 |
| Additional noninterest expense | $703,000 | 4,683 |
| Pre-tax net operating income | $1,597,000 | 3,649 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,597,000 | 3,067 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,597,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,597,000 | 3,057 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 4,937 |
| Total interest expense | $1,075,000 | 5,034 |
| Net interest income | $1,937,000 | 4,807 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $519,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $382,000 | 2,186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $1,319,000 | 5,310 |
| Salaries and employee benefits | $611,000 | 5,855 |
| Premises and equipment expense | $244,000 | 4,337 |
| Additional noninterest expense | $464,000 | 4,716 |
| Pre-tax net operating income | $1,047,000 | 3,700 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,047,000 | 3,107 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,047,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,047,000 | 3,094 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 5,010 |
| Total interest expense | $503,000 | 5,102 |
| Net interest income | $943,000 | 4,884 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 2,295 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $652,000 | 5,347 |
| Salaries and employee benefits | $306,000 | 5,868 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $229,000 | 4,739 |
| Pre-tax net operating income | $488,000 | 3,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $488,000 | 3,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $488,000 | 3,199 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 4,969 |
| Total interest expense | $1,532,000 | 5,181 |
| Net interest income | $3,787,000 | 4,787 |
| Provision for loan and lease losses | $178,000 | 3,830 |
| Total noninterest income | $948,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $711,000 | 2,316 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $2,633,000 | 5,199 |
| Salaries and employee benefits | $1,109,000 | 6,030 |
| Premises and equipment expense | $494,000 | 4,218 |
| Additional noninterest expense | $1,030,000 | 4,320 |
| Pre-tax net operating income | $1,924,000 | 3,783 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,924,000 | 3,188 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,924,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,924,000 | 3,155 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 5,004 |
| Total interest expense | $1,075,000 | 5,249 |
| Net interest income | $2,825,000 | 4,815 |
| Provision for loan and lease losses | $131,000 | 3,743 |
| Total noninterest income | $694,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $518,000 | 2,370 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,883 |
| Total noninterest expense | $1,965,000 | 5,204 |
| Salaries and employee benefits | $819,000 | 6,051 |
| Premises and equipment expense | $378,000 | 4,139 |
| Additional noninterest expense | $768,000 | 4,310 |
| Pre-tax net operating income | $1,423,000 | 3,901 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,423,000 | 3,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,423,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,423,000 | 3,230 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,051 |
| Total interest expense | $671,000 | 5,273 |
| Net interest income | $1,837,000 | 4,882 |
| Provision for loan and lease losses | $87,000 | 3,649 |
| Total noninterest income | $460,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $340,000 | 2,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $1,325,000 | 5,149 |
| Salaries and employee benefits | $541,000 | 6,096 |
| Premises and equipment expense | $251,000 | 4,138 |
| Additional noninterest expense | $533,000 | 4,150 |
| Pre-tax net operating income | $885,000 | 4,037 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $885,000 | 3,401 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $885,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $885,000 | 3,352 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,131 |
| Total interest expense | $312,000 | 5,363 |
| Net interest income | $905,000 | 4,941 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $157,000 | 2,463 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $667,000 | 5,163 |
| Salaries and employee benefits | $263,000 | 6,212 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $270,000 | 4,122 |
| Pre-tax net operating income | $416,000 | 4,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $416,000 | 3,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $416,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $416,000 | 3,486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,930,000 | 4,896 |
| Total interest expense | $1,090,000 | 5,410 |
| Net interest income | $3,840,000 | 4,616 |
| Provision for loan and lease losses | $194,000 | 3,756 |
| Total noninterest income | $863,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $670,000 | 2,477 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $193,000 | 5,178 |
| Total noninterest expense | $2,770,000 | 4,934 |
| Salaries and employee benefits | $1,015,000 | 6,227 |
| Premises and equipment expense | $397,000 | 4,795 |
| Additional noninterest expense | $1,358,000 | 3,392 |
| Pre-tax net operating income | $1,739,000 | 3,867 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,739,000 | 3,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,739,000 | 3,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,810 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,739,000 | 3,196 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 4,945 |
| Total interest expense | $783,000 | 5,509 |
| Net interest income | $2,847,000 | 4,651 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $633,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $492,000 | 2,533 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 5,249 |
| Total noninterest expense | $1,809,000 | 5,398 |
| Salaries and employee benefits | $756,000 | 6,219 |
| Premises and equipment expense | $307,000 | 4,685 |
| Additional noninterest expense | $746,000 | 4,308 |
| Pre-tax net operating income | $1,516,000 | 3,551 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,516,000 | 2,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,516,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,138 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,516,000 | 2,850 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 4,932 |
| Total interest expense | $511,000 | 5,590 |
| Net interest income | $1,920,000 | 4,597 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $416,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $315,000 | 2,615 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $101,000 | 5,138 |
| Total noninterest expense | $1,198,000 | 5,447 |
| Salaries and employee benefits | $503,000 | 6,275 |
| Premises and equipment expense | $209,000 | 4,638 |
| Additional noninterest expense | $486,000 | 4,400 |
| Pre-tax net operating income | $1,074,000 | 3,367 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,074,000 | 2,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,074,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $800,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,074,000 | 2,693 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,014 |
| Total interest expense | $258,000 | 5,627 |
| Net interest income | $938,000 | 4,682 |
| Provision for loan and lease losses | $32,000 | 4,015 |
| Total noninterest income | $205,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $145,000 | 2,752 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $603,000 | 5,435 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $268,000 | 4,091 |
| Pre-tax net operating income | $508,000 | 3,482 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $508,000 | 2,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $508,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $508,000 | 2,814 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 5,065 |
| Total interest expense | $1,254,000 | 5,418 |
| Net interest income | $3,504,000 | 4,794 |
| Provision for loan and lease losses | $142,000 | 4,682 |
| Total noninterest income | $769,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $567,000 | 2,809 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $202,000 | 5,264 |
| Total noninterest expense | $2,411,000 | 5,349 |
| Salaries and employee benefits | $973,000 | 6,356 |
| Premises and equipment expense | $343,000 | 5,246 |
| Additional noninterest expense | $1,095,000 | 3,988 |
| Pre-tax net operating income | $1,720,000 | 3,758 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,720,000 | 3,213 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,720,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,720,000 | 3,071 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 5,117 |
| Total interest expense | $972,000 | 5,465 |
| Net interest income | $2,606,000 | 4,826 |
| Provision for loan and lease losses | $108,000 | 4,539 |
| Total noninterest income | $558,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $409,000 | 2,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $1,769,000 | 5,402 |
| Salaries and employee benefits | $723,000 | 6,373 |
| Premises and equipment expense | $275,000 | 5,014 |
| Additional noninterest expense | $771,000 | 4,166 |
| Pre-tax net operating income | $1,287,000 | 3,882 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,287,000 | 3,311 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,287,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,287,000 | 3,157 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 5,279 |
| Total interest expense | $666,000 | 5,496 |
| Net interest income | $1,629,000 | 5,042 |
| Provision for loan and lease losses | $71,000 | 4,513 |
| Total noninterest income | $366,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $259,000 | 2,981 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $1,187,000 | 5,362 |
| Salaries and employee benefits | $473,000 | 6,453 |
| Premises and equipment expense | $186,000 | 4,936 |
| Additional noninterest expense | $528,000 | 4,066 |
| Pre-tax net operating income | $737,000 | 4,288 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $737,000 | 3,720 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $737,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $737,000 | 3,517 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,315 |
| Total interest expense | $342,000 | 5,512 |
| Net interest income | $796,000 | 5,118 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $567,000 | 5,539 |
| Salaries and employee benefits | $230,000 | 6,550 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $380,000 | 4,164 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $380,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 3,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $380,000 | 3,426 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 5,753 |
| Total interest expense | $1,394,000 | 5,942 |
| Net interest income | $2,806,000 | 5,515 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $511,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $325,000 | 4,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 5,172 |
| Total noninterest expense | $1,966,000 | 5,930 |
| Salaries and employee benefits | $759,000 | 7,043 |
| Premises and equipment expense | $321,000 | 5,345 |
| Additional noninterest expense | $886,000 | 4,600 |
| Pre-tax net operating income | $1,255,000 | 4,594 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,255,000 | 3,958 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,255,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,255,000 | 3,859 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 5,916 |
| Total interest expense | $2,186,000 | 5,829 |
| Net interest income | $2,391,000 | 5,865 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $420,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $289,000 | 4,253 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $131,000 | 5,805 |
| Total noninterest expense | $1,694,000 | 6,350 |
| Salaries and employee benefits | $734,000 | 7,042 |
| Premises and equipment expense | $267,000 | 5,890 |
| Additional noninterest expense | $693,000 | 5,329 |
| Pre-tax net operating income | $997,000 | 4,908 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $997,000 | 4,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $997,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $997,000 | 4,178 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 6,158 |
| Total interest expense | $2,122,000 | 6,100 |
| Net interest income | $2,299,000 | 6,112 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $381,000 | 5,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,248 |
| Total noninterest expense | $1,507,000 | 6,736 |
| Salaries and employee benefits | $695,000 | 7,230 |
| Premises and equipment expense | $202,000 | 6,737 |
| Additional noninterest expense | $610,000 | 5,722 |
| Pre-tax net operating income | $1,113,000 | 4,962 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $106,000 | 6,441 |
| Income before extraordinary items | $1,007,000 | 4,363 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,007,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,007,000 | 4,363 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 6,469 |
| Total interest expense | $1,824,000 | 6,309 |
| Net interest income | $2,062,000 | 6,531 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $399,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,571 |
| Total noninterest expense | $1,392,000 | 7,055 |
| Salaries and employee benefits | $644,000 | 7,519 |
| Premises and equipment expense | $310,000 | 5,372 |
| Additional noninterest expense | $438,000 | 6,988 |
| Pre-tax net operating income | $1,009,000 | 5,288 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $359,000 | 4,417 |
| Income before extraordinary items | $650,000 | 5,670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $650,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $650,000 | 5,644 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 6,822 |
| Total interest expense | $1,686,000 | 6,788 |
| Net interest income | $1,938,000 | 6,788 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $327,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $1,329,000 | 7,160 |
| Salaries and employee benefits | $586,000 | 7,838 |
| Premises and equipment expense | $236,000 | 6,171 |
| Additional noninterest expense | $507,000 | 6,377 |
| Pre-tax net operating income | $801,000 | 6,093 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $306,000 | 5,120 |
| Income before extraordinary items | $495,000 | 6,645 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $495,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $495,000 | 6,524 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 7,239 |
| Total interest expense | $1,623,000 | 7,067 |
| Net interest income | $1,810,000 | 7,301 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $326,000 | 6,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $1,227,000 | 7,579 |
| Salaries and employee benefits | $533,000 | 8,372 |
| Premises and equipment expense | $246,000 | 6,116 |
| Additional noninterest expense | $448,000 | 6,945 |
| Pre-tax net operating income | $839,000 | 6,367 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $290,000 | 5,822 |
| Income before extraordinary items | $549,000 | 6,675 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $549,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $549,000 | 6,616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,792 |
| Total interest expense | $1,501,000 | 7,572 |
| Net interest income | $1,661,000 | 7,872 |
| Provision for loan and lease losses | $166,000 | 3,858 |
| Total noninterest income | $276,000 | 7,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,134,000 | 8,213 |
| Salaries and employee benefits | $495,000 | 8,923 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $440,000 | 7,546 |
| Pre-tax net operating income | $637,000 | 7,248 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $211,000 | 6,981 |
| Income before extraordinary items | $426,000 | 7,410 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $426,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,983 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $426,000 | 7,357 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,286 |
| Total interest expense | $1,399,000 | 7,977 |
| Net interest income | $1,545,000 | 8,407 |
| Provision for loan and lease losses | $217,000 | 2,863 |
| Total noninterest income | $254,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $983,000 | 9,027 |
| Salaries and employee benefits | $436,000 | 9,649 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $377,000 | 8,427 |
| Pre-tax net operating income | $599,000 | 7,874 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $406,000 | 8,007 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $406,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $406,000 | 7,968 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 9,310 |
| Total interest expense | $921,000 | 9,033 |
| Net interest income | $1,353,000 | 9,303 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $215,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $904,000 | 9,759 |
| Salaries and employee benefits | $395,000 | 10,332 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $370,000 | 9,124 |
| Pre-tax net operating income | $664,000 | 7,623 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $224,000 | 6,953 |
| Income before extraordinary items | $440,000 | 7,808 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $440,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $440,000 | 7,859 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 10,223 |
| Total interest expense | $842,000 | 9,826 |
| Net interest income | $1,138,000 | 10,267 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $224,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $752,000 | 10,908 |
| Salaries and employee benefits | $348,000 | 11,169 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $300,000 | 10,450 |
| Pre-tax net operating income | $610,000 | 7,878 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $402,000 | 8,415 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $402,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 12,845 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,000 | 8,138 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 11,121 |
| Total interest expense | $927,000 | 10,731 |
| Net interest income | $961,000 | 11,249 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $206,000 | 9,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $594,000 | 12,095 |
| Salaries and employee benefits | $271,000 | 12,343 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $242,000 | 11,639 |
| Pre-tax net operating income | $563,000 | 7,970 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $372,000 | 8,488 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $372,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $372,000 | 8,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.