Home > Peoples Community Bank > Income and Expense

Peoples Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,172,0001,260
Total interest expense$9,001,0001,399
Net interest income$25,171,0001,201
Provision for loan and lease losses$540,0001,217
Total noninterest income$4,974,0001,204
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,160,000521
Trading account gains and feesNANA
Additional Noninterest Income$2,814,0001,311
Total noninterest expense$14,222,0001,600
Salaries and employee benefits$7,321,0001,718
Premises and equipment expense$1,403,0001,616
Additional noninterest expense$2,814,0001,311
Pre-tax net operating income$15,383,000836
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$15,383,000719
Extraordinary gains, net$054
Net income$15,383,000730
Minority interest net income$088
Net income of bank and minority interests.$15,383,000722
Net charge-offs$812,000595
Cash dividends$8,285,000563
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,383,000727
2023-09-30 (YTD Data)Rank
Total interest income$25,194,0001,261
Total interest expense$6,148,0001,380
Net interest income$19,046,0001,198
Provision for loan and lease losses$405,0001,135
Total noninterest income$3,530,0001,234
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,615,000520
Trading account gains and feesNANA
Additional Noninterest Income$1,915,0001,393
Total noninterest expense$10,148,0001,652
Salaries and employee benefits$5,333,0001,747
Premises and equipment expense$1,006,0001,670
Additional noninterest expense$1,915,0001,393
Pre-tax net operating income$12,023,000842
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$12,023,000714
Extraordinary gains, net$052
Net income$12,023,000718
Minority interest net income$081
Net income of bank and minority interests.$12,023,000714
Net charge-offs$370,000664
Cash dividends$7,800,000437
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,023,000732
2023-06-30 (YTD Data)Rank
Total interest income$16,361,0001,253
Total interest expense$3,722,0001,357
Net interest income$12,639,0001,208
Provision for loan and lease losses$270,0001,133
Total noninterest income$2,344,0001,179
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,071,000514
Trading account gains and feesNANA
Additional Noninterest Income$1,273,0001,320
Total noninterest expense$6,619,0001,677
Salaries and employee benefits$3,645,0001,720
Premises and equipment expense$588,0001,829
Additional noninterest expense$1,273,0001,319
Pre-tax net operating income$8,094,000836
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$8,094,000707
Extraordinary gains, net$051
Net income$8,094,000719
Minority interest net income$081
Net income of bank and minority interests.$8,094,000707
Net charge-offs$162,000751
Cash dividends$7,800,000329
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,094,000712
2023-03-31 (YTD Data)Rank
Total interest income$7,888,0001,271
Total interest expense$1,671,0001,333
Net interest income$6,217,0001,228
Provision for loan and lease losses$135,0001,121
Total noninterest income$1,137,0001,215
Gross Fiduciary activities income$0913
Service charges on deposit accounts$522,000536
Trading account gains and feesNANA
Additional Noninterest Income$615,0001,341
Total noninterest expense$3,148,0001,760
Salaries and employee benefits$1,680,0001,838
Premises and equipment expense$302,0001,826
Additional noninterest expense$615,0001,341
Pre-tax net operating income$4,071,000867
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,071,000729
Extraordinary gains, net$04
Net income$4,071,000728
Minority interest net income$048
Net income of bank and minority interests.$4,071,000728
Net charge-offs$95,000609
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,071,000742
2022-12-31 (YTD Data)Rank
Total interest income$28,719,0001,186
Total interest expense$2,946,0001,200
Net interest income$25,773,0001,171
Provision for loan and lease losses$540,0001,188
Total noninterest income$4,651,0001,253
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,147,000535
Trading account gains and feesNANA
Additional Noninterest Income$2,504,0001,412
Total noninterest expense$13,080,0001,659
Salaries and employee benefits$7,227,0001,702
Premises and equipment expense$1,310,0001,694
Additional noninterest expense$2,504,0001,412
Pre-tax net operating income$16,804,000866
Securities gains (losses)$5,000515
Applicable income taxes$03,596
Income before extraordinary items$16,809,000731
Extraordinary gains, net$05
Net income$16,809,000732
Minority interest net income$063
Net income of bank and minority interests.$16,809,000732
Net charge-offs$603,000541
Cash dividends$9,965,000488
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,804,000741
2022-09-30 (YTD Data)Rank
Total interest income$21,165,0001,165
Total interest expense$1,886,0001,065
Net interest income$19,279,0001,152
Provision for loan and lease losses$405,0001,084
Total noninterest income$3,699,0001,228
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,603,000541
Trading account gains and feesNANA
Additional Noninterest Income$2,096,0001,338
Total noninterest expense$9,614,0001,680
Salaries and employee benefits$5,381,0001,708
Premises and equipment expense$940,0001,764
Additional noninterest expense$2,096,0001,338
Pre-tax net operating income$12,959,000848
Securities gains (losses)$5,000540
Applicable income taxes$03,603
Income before extraordinary items$12,964,000720
Extraordinary gains, net$04
Net income$12,964,000720
Minority interest net income$057
Net income of bank and minority interests.$12,964,000720
Net charge-offs$74,0001,051
Cash dividends$9,325,000384
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,959,000726
2022-06-30 (YTD Data)Rank
Total interest income$13,786,0001,137
Total interest expense$1,190,000974
Net interest income$12,596,0001,145
Provision for loan and lease losses$270,0001,001
Total noninterest income$2,484,0001,213
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,039,000553
Trading account gains and feesNANA
Additional Noninterest Income$1,445,0001,345
Total noninterest expense$6,323,0001,679
Salaries and employee benefits$3,543,0001,712
Premises and equipment expense$575,0001,874
Additional noninterest expense$2,205,0001,493
Pre-tax net operating income$8,487,000818
Securities gains (losses)$5,000481
Applicable income taxes$03,564
Income before extraordinary items$8,492,000683
Extraordinary gains, net$04
Net income$8,492,000683
Minority interest net income$060
Net income of bank and minority interests.$8,492,000683
Net charge-offs$-9,0003,628
Cash dividends$9,325,000287
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,487,000693
2022-03-31 (YTD Data)Rank
Total interest income$6,741,0001,131
Total interest expense$558,000987
Net interest income$6,183,0001,134
Provision for loan and lease losses$135,000851
Total noninterest income$1,108,0001,296
Gross Fiduciary activities income$0892
Service charges on deposit accounts$503,000563
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,499
Total noninterest expense$3,104,0001,708
Salaries and employee benefits$1,756,0001,728
Premises and equipment expense$297,0001,852
Additional noninterest expense$1,051,0001,513
Pre-tax net operating income$4,052,000818
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,052,000694
Extraordinary gains, net$04
Net income$4,052,000694
Minority interest net income$050
Net income of bank and minority interests.$4,052,000694
Net charge-offs$-27,0004,250
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,052,000699
2021-12-31 (YTD Data)Rank
Total interest income$29,648,0001,062
Total interest expense$2,658,0001,023
Net interest income$26,990,0001,063
Provision for loan and lease losses$540,000989
Total noninterest income$4,477,0001,407
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,906,000556
Trading account gains and feesNANA
Additional Noninterest Income$2,571,0001,637
Total noninterest expense$12,272,0001,720
Salaries and employee benefits$6,739,0001,768
Premises and equipment expense$1,312,0001,696
Additional noninterest expense$4,221,0001,532
Pre-tax net operating income$18,655,000787
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$18,655,000680
Extraordinary gains, net$010
Net income$18,655,000680
Minority interest net income$074
Net income of bank and minority interests.$18,655,000681
Net charge-offs$175,0001,089
Cash dividends$7,680,000581
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,655,000667
2021-09-30 (YTD Data)Rank
Total interest income$22,920,0001,058
Total interest expense$2,057,0001,046
Net interest income$20,863,0001,055
Provision for loan and lease losses$405,000963
Total noninterest income$3,276,0001,467
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,386,000572
Trading account gains and feesNANA
Additional Noninterest Income$1,890,0001,730
Total noninterest expense$8,935,0001,754
Salaries and employee benefits$4,987,0001,782
Premises and equipment expense$939,0001,792
Additional noninterest expense$3,009,0001,590
Pre-tax net operating income$14,799,000778
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$14,799,000673
Extraordinary gains, net$08
Net income$14,799,000673
Minority interest net income$069
Net income of bank and minority interests.$14,799,000673
Net charge-offs$-19,0003,868
Cash dividends$7,680,000456
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,799,000662
2021-06-30 (YTD Data)Rank
Total interest income$16,232,000988
Total interest expense$1,401,0001,072
Net interest income$14,831,000983
Provision for loan and lease losses$270,000972
Total noninterest income$2,114,0001,478
Gross Fiduciary activities income$0951
Service charges on deposit accounts$859,000585
Trading account gains and feesNANA
Additional Noninterest Income$1,255,0001,688
Total noninterest expense$5,991,0001,738
Salaries and employee benefits$3,317,0001,783
Premises and equipment expense$639,0001,752
Additional noninterest expense$2,035,0001,552
Pre-tax net operating income$10,684,000714
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$10,684,000629
Extraordinary gains, net$06
Net income$10,684,000629
Minority interest net income$067
Net income of bank and minority interests.$10,684,000629
Net charge-offs$-68,0004,457
Cash dividends$7,680,000332
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,684,000619
2021-03-31 (YTD Data)Rank
Total interest income$7,971,0001,000
Total interest expense$716,0001,111
Net interest income$7,255,000986
Provision for loan and lease losses$135,0001,068
Total noninterest income$946,0001,566
Gross Fiduciary activities income$0922
Service charges on deposit accounts$412,000594
Trading account gains and feesNANA
Additional Noninterest Income$534,0001,854
Total noninterest expense$2,867,0001,778
Salaries and employee benefits$1,637,0001,789
Premises and equipment expense$321,0001,755
Additional noninterest expense$909,0001,649
Pre-tax net operating income$5,199,000743
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$5,199,000641
Extraordinary gains, net$03
Net income$5,199,000641
Minority interest net income$055
Net income of bank and minority interests.$5,199,000641
Net charge-offs$-72,0004,696
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,199,000629
2020-12-31 (YTD Data)Rank
Total interest income$27,027,0001,161
Total interest expense$3,788,0001,228
Net interest income$23,239,0001,139
Provision for loan and lease losses$1,325,0001,341
Total noninterest income$4,713,0001,313
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,874,000555
Trading account gains and feesNANA
Additional Noninterest Income$2,839,0001,484
Total noninterest expense$11,267,0001,778
Salaries and employee benefits$6,297,0001,834
Premises and equipment expense$1,159,0001,841
Additional noninterest expense$3,811,0001,590
Pre-tax net operating income$15,360,000729
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$15,360,000651
Extraordinary gains, net$04
Net income$15,360,000651
Minority interest net income$072
Net income of bank and minority interests.$15,360,000651
Net charge-offs$517,000948
Cash dividends$7,375,000578
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,360,000625
2020-09-30 (YTD Data)Rank
Total interest income$20,371,0001,151
Total interest expense$3,009,0001,234
Net interest income$17,362,0001,130
Provision for loan and lease losses$799,0001,551
Total noninterest income$3,492,0001,290
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,375,000557
Trading account gains and feesNANA
Additional Noninterest Income$2,117,0001,432
Total noninterest expense$8,304,0001,786
Salaries and employee benefits$4,677,0001,813
Premises and equipment expense$778,0001,983
Additional noninterest expense$2,849,0001,571
Pre-tax net operating income$11,751,000690
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$11,751,000613
Extraordinary gains, net$04
Net income$11,751,000612
Minority interest net income$065
Net income of bank and minority interests.$11,751,000613
Net charge-offs$153,0001,404
Cash dividends$7,375,000449
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,751,000589
2020-06-30 (YTD Data)Rank
Total interest income$13,029,0001,206
Total interest expense$2,142,0001,251
Net interest income$10,887,0001,184
Provision for loan and lease losses$533,0001,561
Total noninterest income$3,040,0001,033
Gross Fiduciary activities income$0970
Service charges on deposit accounts$893,000569
Trading account gains and feesNANA
Additional Noninterest Income$2,147,0001,028
Total noninterest expense$5,421,0001,810
Salaries and employee benefits$3,378,0001,706
Premises and equipment expense$533,0001,944
Additional noninterest expense$1,510,0001,874
Pre-tax net operating income$7,973,000632
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$7,973,000551
Extraordinary gains, net$04
Net income$7,973,000550
Minority interest net income$065
Net income of bank and minority interests.$7,973,000551
Net charge-offs$51,0001,719
Cash dividends$7,375,000337
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,973,000528
2020-03-31 (YTD Data)Rank
Total interest income$6,543,0001,210
Total interest expense$1,164,0001,266
Net interest income$5,379,0001,175
Provision for loan and lease losses$266,0001,271
Total noninterest income$1,205,0001,140
Gross Fiduciary activities income$0941
Service charges on deposit accounts$531,000577
Trading account gains and feesNANA
Additional Noninterest Income$674,0001,262
Total noninterest expense$2,581,0001,905
Salaries and employee benefits$1,458,0001,925
Premises and equipment expense$252,0002,037
Additional noninterest expense$871,0001,699
Pre-tax net operating income$3,737,000601
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$3,737,000525
Extraordinary gains, net$04
Net income$3,737,000525
Minority interest net income$056
Net income of bank and minority interests.$3,737,000525
Net charge-offs$43,0001,266
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,737,000509
2019-12-31 (YTD Data)Rank
Total interest income$26,250,0001,202
Total interest expense$4,824,0001,280
Net interest income$21,426,0001,185
Provision for loan and lease losses$1,011,000897
Total noninterest income$5,271,0001,096
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,158,000590
Trading account gains and feesNANA
Additional Noninterest Income$3,113,0001,170
Total noninterest expense$10,955,0001,779
Salaries and employee benefits$5,872,0001,880
Premises and equipment expense$1,098,0001,912
Additional noninterest expense$3,985,0001,513
Pre-tax net operating income$14,731,000759
Securities gains (losses)$32,0001,440
Applicable income taxes$03,859
Income before extraordinary items$14,763,000681
Extraordinary gains, net$011
Net income$14,763,000683
Minority interest net income$076
Net income of bank and minority interests.$14,763,000682
Net charge-offs$524,000997
Cash dividends$6,500,000655
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,731,000669
2019-09-30 (YTD Data)Rank
Total interest income$19,727,0001,210
Total interest expense$3,652,0001,276
Net interest income$16,075,0001,201
Provision for loan and lease losses$846,000790
Total noninterest income$4,155,0001,046
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,596,000588
Trading account gains and feesNANA
Additional Noninterest Income$2,559,0001,084
Total noninterest expense$7,949,0001,839
Salaries and employee benefits$4,291,0001,911
Premises and equipment expense$788,0001,992
Additional noninterest expense$2,870,0001,560
Pre-tax net operating income$11,435,000755
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$11,435,000661
Extraordinary gains, net$011
Net income$11,435,000663
Minority interest net income$072
Net income of bank and minority interests.$11,435,000662
Net charge-offs$330,000978
Cash dividends$6,500,000494
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,435,000653
2019-06-30 (YTD Data)Rank
Total interest income$12,761,0001,238
Total interest expense$2,350,0001,300
Net interest income$10,411,0001,221
Provision for loan and lease losses$419,000980
Total noninterest income$2,479,0001,108
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,038,000596
Trading account gains and feesNANA
Additional Noninterest Income$1,441,0001,193
Total noninterest expense$5,164,0001,890
Salaries and employee benefits$2,820,0001,944
Premises and equipment expense$520,0002,008
Additional noninterest expense$1,824,0001,629
Pre-tax net operating income$7,307,000758
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$7,307,000675
Extraordinary gains, net$011
Net income$7,307,000675
Minority interest net income$069
Net income of bank and minority interests.$7,307,000675
Net charge-offs$228,000913
Cash dividends$6,500,000371
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,307,000663
2019-03-31 (YTD Data)Rank
Total interest income$6,148,0001,276
Total interest expense$1,101,0001,329
Net interest income$5,047,0001,253
Provision for loan and lease losses$155,0001,118
Total noninterest income$993,0001,243
Gross Fiduciary activities income$0972
Service charges on deposit accounts$503,000612
Trading account gains and feesNANA
Additional Noninterest Income$490,0001,465
Total noninterest expense$2,570,0001,896
Salaries and employee benefits$1,396,0001,973
Premises and equipment expense$251,0002,075
Additional noninterest expense$923,0001,617
Pre-tax net operating income$3,315,000815
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,315,000709
Extraordinary gains, net$05
Net income$3,315,000710
Minority interest net income$052
Net income of bank and minority interests.$3,315,000708
Net charge-offs$208,000606
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,315,000697
2018-12-31 (YTD Data)Rank
Total interest income$23,988,0001,229
Total interest expense$3,172,0001,368
Net interest income$20,816,0001,194
Provision for loan and lease losses$809,0001,045
Total noninterest income$3,976,0001,276
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,230,000577
Trading account gains and feesNANA
Additional Noninterest Income$1,746,0001,633
Total noninterest expense$10,858,0001,770
Salaries and employee benefits$5,611,0001,911
Premises and equipment expense$1,137,0001,870
Additional noninterest expense$4,110,0001,470
Pre-tax net operating income$13,125,000831
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$13,125,000720
Extraordinary gains, net$06
Net income$13,125,000718
Minority interest net income$072
Net income of bank and minority interests.$13,125,000718
Net charge-offs$708,000773
Cash dividends$6,500,000588
Sale, conversion, retirement of capital stock, net$0671
Net operating income$13,125,000721
2018-09-30 (YTD Data)Rank
Total interest income$17,849,0001,221
Total interest expense$2,199,0001,389
Net interest income$15,650,0001,195
Provision for loan and lease losses$315,0001,521
Total noninterest income$2,997,0001,277
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,651,000582
Trading account gains and feesNANA
Additional Noninterest Income$1,346,0001,622
Total noninterest expense$8,079,0001,782
Salaries and employee benefits$4,171,0001,918
Premises and equipment expense$808,0001,957
Additional noninterest expense$3,100,0001,468
Pre-tax net operating income$10,253,000805
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$10,253,000699
Extraordinary gains, net$05
Net income$10,253,000698
Minority interest net income$066
Net income of bank and minority interests.$10,253,000698
Net charge-offs$209,0001,217
Cash dividends$6,500,000441
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,253,000699
2018-06-30 (YTD Data)Rank
Total interest income$11,687,0001,225
Total interest expense$1,389,0001,381
Net interest income$10,298,0001,201
Provision for loan and lease losses$210,0001,458
Total noninterest income$1,988,0001,294
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,077,000589
Trading account gains and feesNANA
Additional Noninterest Income$911,0001,616
Total noninterest expense$5,422,0001,785
Salaries and employee benefits$2,763,0001,939
Premises and equipment expense$553,0001,934
Additional noninterest expense$2,106,0001,449
Pre-tax net operating income$6,654,000810
Securities gains (losses)$-1,0004,637
Applicable income taxes$04,018
Income before extraordinary items$6,653,000713
Extraordinary gains, net$06
Net income$6,653,000712
Minority interest net income$065
Net income of bank and minority interests.$6,653,000712
Net charge-offs$120,0001,212
Cash dividends$6,500,000310
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,654,000712
2018-03-31 (YTD Data)Rank
Total interest income$5,753,0001,232
Total interest expense$665,0001,361
Net interest income$5,088,0001,208
Provision for loan and lease losses$105,0001,394
Total noninterest income$932,0001,329
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$529,000598
Trading account gains and feesNANA
Additional Noninterest Income$403,0001,708
Total noninterest expense$2,630,0001,851
Salaries and employee benefits$1,362,0001,991
Premises and equipment expense$252,0002,106
Additional noninterest expense$1,016,0001,491
Pre-tax net operating income$3,285,000791
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$3,286,000702
Extraordinary gains, net$07
Net income$3,286,000702
Minority interest net income$052
Net income of bank and minority interests.$3,286,000702
Net charge-offs$99,000861
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,285,000698
2017-12-31 (YTD Data)Rank
Total interest income$22,641,0001,215
Total interest expense$2,297,0001,377
Net interest income$20,344,0001,193
Provision for loan and lease losses$429,0001,590
Total noninterest income$3,858,0001,320
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,167,000589
Trading account gains and feesNANA
Additional Noninterest Income$1,691,0001,690
Total noninterest expense$10,640,0001,816
Salaries and employee benefits$5,438,0001,964
Premises and equipment expense$1,046,0002,041
Additional noninterest expense$4,156,0001,466
Pre-tax net operating income$13,133,000781
Securities gains (losses)$6,0001,742
Applicable income taxes$04,135
Income before extraordinary items$13,139,000587
Extraordinary gains, net$09
Net income$13,139,000587
Minority interest net income$076
Net income of bank and minority interests.$13,139,000587
Net charge-offs$329,0001,403
Cash dividends$6,500,000527
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,133,000585
2017-09-30 (YTD Data)Rank
Total interest income$16,902,0001,218
Total interest expense$1,701,0001,371
Net interest income$15,201,0001,198
Provision for loan and lease losses$323,0001,558
Total noninterest income$2,891,0001,340
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,569,000609
Trading account gains and feesNANA
Additional Noninterest Income$1,322,0001,673
Total noninterest expense$7,748,0001,854
Salaries and employee benefits$4,043,0001,985
Premises and equipment expense$811,0002,008
Additional noninterest expense$2,894,0001,559
Pre-tax net operating income$10,021,000768
Securities gains (losses)$6,0001,766
Applicable income taxes$04,172
Income before extraordinary items$10,027,000622
Extraordinary gains, net$09
Net income$10,027,000622
Minority interest net income$071
Net income of bank and minority interests.$10,027,000622
Net charge-offs$234,0001,283
Cash dividends$6,500,000401
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,021,000611
2017-06-30 (YTD Data)Rank
Total interest income$10,994,0001,239
Total interest expense$1,113,0001,365
Net interest income$9,881,0001,223
Provision for loan and lease losses$215,0001,493
Total noninterest income$1,891,0001,354
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,010,000620
Trading account gains and feesNANA
Additional Noninterest Income$881,0001,666
Total noninterest expense$5,072,0001,887
Salaries and employee benefits$2,687,0001,994
Premises and equipment expense$508,0002,097
Additional noninterest expense$1,877,0001,588
Pre-tax net operating income$6,485,000775
Securities gains (losses)$6,0001,397
Applicable income taxes$04,189
Income before extraordinary items$6,491,000625
Extraordinary gains, net$011
Net income$6,491,000625
Minority interest net income$071
Net income of bank and minority interests.$6,491,000625
Net charge-offs$27,0002,414
Cash dividends$6,500,000284
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,485,000615
2017-03-31 (YTD Data)Rank
Total interest income$5,355,0001,256
Total interest expense$542,0001,374
Net interest income$4,813,0001,246
Provision for loan and lease losses$107,0001,390
Total noninterest income$937,0001,357
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$495,000634
Trading account gains and feesNANA
Additional Noninterest Income$442,0001,654
Total noninterest expense$2,441,0001,969
Salaries and employee benefits$1,321,0002,049
Premises and equipment expense$233,0002,253
Additional noninterest expense$887,0001,675
Pre-tax net operating income$3,202,000762
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,202,000627
Extraordinary gains, net$08
Net income$3,202,000627
Minority interest net income$055
Net income of bank and minority interests.$3,202,000627
Net charge-offs$50,0001,332
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,202,000615
2016-12-31 (YTD Data)Rank
Total interest income$22,114,0001,189
Total interest expense$2,017,0001,410
Net interest income$20,097,0001,159
Provision for loan and lease losses$390,0001,730
Total noninterest income$3,787,0001,393
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,218,000590
Trading account gains and fees$0170
Additional Noninterest Income$1,569,0001,825
Total noninterest expense$10,489,0001,821
Salaries and employee benefits$5,188,0002,043
Premises and equipment expense$1,093,0001,999
Additional noninterest expense$4,208,0001,462
Pre-tax net operating income$13,005,000737
Securities gains (losses)$-44,0005,736
Applicable income taxes$04,278
Income before extraordinary items$12,961,000601
Extraordinary gains, net$05
Net income$12,961,000600
Minority interest net income$082
Net income of bank and minority interests.$12,961,000600
Net charge-offs$575,000990
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,005,000589
2016-09-30 (YTD Data)Rank
Total interest income$16,485,0001,198
Total interest expense$1,494,0001,421
Net interest income$14,991,0001,168
Provision for loan and lease losses$285,0001,681
Total noninterest income$2,906,0001,369
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,666,000586
Trading account gains and fees$0169
Additional Noninterest Income$1,240,0001,779
Total noninterest expense$7,863,0001,819
Salaries and employee benefits$3,868,0002,039
Premises and equipment expense$851,0001,948
Additional noninterest expense$3,144,0001,470
Pre-tax net operating income$9,749,000727
Securities gains (losses)$-44,0005,874
Applicable income taxes$04,325
Income before extraordinary items$9,705,000608
Extraordinary gains, net$05
Net income$9,705,000608
Minority interest net income$071
Net income of bank and minority interests.$9,705,000608
Net charge-offs$375,000981
Cash dividends$6,000,000431
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,749,000580
2016-06-30 (YTD Data)Rank
Total interest income$10,899,0001,207
Total interest expense$967,0001,455
Net interest income$9,932,0001,183
Provision for loan and lease losses$180,0001,722
Total noninterest income$1,967,0001,330
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,085,000591
Trading account gains and fees$0157
Additional Noninterest Income$882,0001,697
Total noninterest expense$5,224,0001,828
Salaries and employee benefits$2,532,0002,073
Premises and equipment expense$583,0001,906
Additional noninterest expense$2,109,0001,463
Pre-tax net operating income$6,495,000717
Securities gains (losses)$-46,0005,969
Applicable income taxes$04,338
Income before extraordinary items$6,449,000594
Extraordinary gains, net$016
Net income$6,449,000593
Minority interest net income$071
Net income of bank and minority interests.$6,449,000593
Net charge-offs$166,0001,259
Cash dividends$6,000,000313
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,495,000572
2016-03-31 (YTD Data)Rank
Total interest income$5,410,0001,213
Total interest expense$462,0001,508
Net interest income$4,948,0001,188
Provision for loan and lease losses$90,0001,597
Total noninterest income$979,0001,321
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$521,000613
Trading account gains and fees$0142
Additional Noninterest Income$458,0001,601
Total noninterest expense$2,616,0001,835
Salaries and employee benefits$1,247,0002,110
Premises and equipment expense$276,0001,995
Additional noninterest expense$1,093,0001,410
Pre-tax net operating income$3,221,000714
Securities gains (losses)$-46,0006,058
Applicable income taxes$04,259
Income before extraordinary items$3,175,000579
Extraordinary gains, net$012
Net income$3,175,000578
Minority interest net income$062
Net income of bank and minority interests.$3,175,000579
Net charge-offs$36,0001,646
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,221,000556
2015-12-31 (YTD Data)Rank
Total interest income$18,616,0001,353
Total interest expense$1,492,0001,784
Net interest income$17,124,0001,313
Provision for loan and lease losses$606,0001,167
Total noninterest income$3,790,0001,348
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,036,000646
Trading account gains and fees$0159
Additional Noninterest Income$1,754,0001,676
Total noninterest expense$8,843,0002,117
Salaries and employee benefits$4,359,0002,308
Premises and equipment expense$952,0002,255
Additional noninterest expense$3,532,0001,714
Pre-tax net operating income$11,465,000777
Securities gains (losses)$23,0002,161
Applicable income taxes$04,402
Income before extraordinary items$11,488,000644
Extraordinary gains, net$023
Net income$11,488,000642
Minority interest net income$081
Net income of bank and minority interests.$11,488,000645
Net charge-offs$681,000916
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,465,000628
2015-09-30 (YTD Data)Rank
Total interest income$13,768,0001,374
Total interest expense$1,099,0001,827
Net interest income$12,669,0001,341
Provision for loan and lease losses$506,0001,026
Total noninterest income$2,852,0001,363
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,494,000661
Trading account gains and fees$0153
Additional Noninterest Income$1,358,0001,661
Total noninterest expense$6,304,0002,196
Salaries and employee benefits$3,237,0002,332
Premises and equipment expense$736,0002,232
Additional noninterest expense$2,331,0001,922
Pre-tax net operating income$8,711,000785
Securities gains (losses)$23,0001,941
Applicable income taxes$04,489
Income before extraordinary items$8,734,000636
Extraordinary gains, net$021
Net income$8,734,000634
Minority interest net income$078
Net income of bank and minority interests.$8,734,000636
Net charge-offs$152,0001,786
Cash dividends$5,000,000479
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,711,000622
2015-06-30 (YTD Data)Rank
Total interest income$9,001,0001,402
Total interest expense$721,0001,854
Net interest income$8,280,0001,366
Provision for loan and lease losses$340,0001,014
Total noninterest income$1,869,0001,390
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$968,000663
Trading account gains and fees$0157
Additional Noninterest Income$901,0001,665
Total noninterest expense$4,155,0002,236
Salaries and employee benefits$2,135,0002,365
Premises and equipment expense$451,0002,386
Additional noninterest expense$1,569,0001,922
Pre-tax net operating income$5,654,000802
Securities gains (losses)$-8,0006,089
Applicable income taxes$04,497
Income before extraordinary items$5,646,000656
Extraordinary gains, net$022
Net income$5,646,000653
Minority interest net income$075
Net income of bank and minority interests.$5,646,000656
Net charge-offs$103,0001,701
Cash dividends$5,000,000347
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,654,000638
2015-03-31 (YTD Data)Rank
Total interest income$4,385,0001,431
Total interest expense$353,0001,902
Net interest income$4,032,0001,399
Provision for loan and lease losses$90,0001,532
Total noninterest income$838,0001,459
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$463,000674
Trading account gains and fees$0152
Additional Noninterest Income$375,0001,849
Total noninterest expense$2,053,0002,258
Salaries and employee benefits$1,054,0002,407
Premises and equipment expense$241,0002,311
Additional noninterest expense$758,0001,966
Pre-tax net operating income$2,727,000804
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,727,000657
Extraordinary gains, net$013
Net income$2,727,000655
Minority interest net income$064
Net income of bank and minority interests.$2,727,000657
Net charge-offs$33,0001,825
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,727,000638
2014-12-31 (YTD Data)Rank
Total interest income$16,413,0001,523
Total interest expense$1,497,0001,888
Net interest income$14,916,0001,482
Provision for loan and lease losses$361,0001,791
Total noninterest income$3,058,0001,553
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,855,000742
Trading account gains and fees$0180
Additional Noninterest Income$1,203,0002,068
Total noninterest expense$7,874,0002,343
Salaries and employee benefits$3,854,0002,574
Premises and equipment expense$542,0003,459
Additional noninterest expense$3,478,0001,782
Pre-tax net operating income$9,739,000853
Securities gains (losses)$6,0002,820
Applicable income taxes$04,531
Income before extraordinary items$9,745,000702
Extraordinary gains, net$017
Net income$9,745,000702
Minority interest net income$084
Net income of bank and minority interests.$9,745,000702
Net charge-offs$-117,0006,156
Cash dividends$4,250,000693
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,739,000689
2014-09-30 (YTD Data)Rank
Total interest income$12,105,0001,550
Total interest expense$1,146,0001,887
Net interest income$10,959,0001,517
Provision for loan and lease losses$270,0001,734
Total noninterest income$2,299,0001,549
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,362,000754
Trading account gains and fees$0174
Additional Noninterest Income$937,0002,033
Total noninterest expense$5,886,0002,357
Salaries and employee benefits$2,821,0002,623
Premises and equipment expense$469,0003,173
Additional noninterest expense$2,596,0001,773
Pre-tax net operating income$7,102,000890
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$7,102,000716
Extraordinary gains, net$015
Net income$7,102,000713
Minority interest net income$081
Net income of bank and minority interests.$7,102,000714
Net charge-offs$-184,0006,328
Cash dividends$4,250,000511
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,102,000703
2014-06-30 (YTD Data)Rank
Total interest income$7,883,0001,577
Total interest expense$772,0001,898
Net interest income$7,111,0001,554
Provision for loan and lease losses$180,0001,726
Total noninterest income$1,476,0001,569
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$883,000762
Trading account gains and fees$0172
Additional Noninterest Income$593,0002,073
Total noninterest expense$3,859,0002,401
Salaries and employee benefits$1,799,0002,734
Premises and equipment expense$543,0002,115
Additional noninterest expense$1,517,0002,007
Pre-tax net operating income$4,548,000897
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,548,000724
Extraordinary gains, net$020
Net income$4,548,000723
Minority interest net income$080
Net income of bank and minority interests.$4,548,000724
Net charge-offs$24,0003,316
Cash dividends$4,250,000360
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,548,000704
2014-03-31 (YTD Data)Rank
Total interest income$3,861,0001,604
Total interest expense$385,0001,930
Net interest income$3,476,0001,575
Provision for loan and lease losses$90,0001,672
Total noninterest income$696,0001,608
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$412,000797
Trading account gains and fees$0147
Additional Noninterest Income$284,0002,075
Total noninterest expense$1,958,0002,374
Salaries and employee benefits$882,0002,783
Premises and equipment expense$253,0002,289
Additional noninterest expense$823,0001,843
Pre-tax net operating income$2,124,000927
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,124,000735
Extraordinary gains, net$016
Net income$2,124,000736
Minority interest net income$066
Net income of bank and minority interests.$2,124,000736
Net charge-offs$22,0002,430
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,124,000724
2013-12-31 (YTD Data)Rank
Total interest income$9,018,0002,665
Total interest expense$1,009,0002,921
Net interest income$8,009,0002,601
Provision for loan and lease losses$205,0002,930
Total noninterest income$1,649,0002,433
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,001,0001,358
Trading account gains and fees$0184
Additional Noninterest Income$648,0002,989
Total noninterest expense$4,313,0003,743
Salaries and employee benefits$1,909,0004,175
Premises and equipment expense$573,0003,415
Additional noninterest expense$1,831,0003,180
Pre-tax net operating income$5,140,0001,399
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$5,140,0001,193
Extraordinary gains, net$029
Net income$5,140,0001,194
Minority interest net income$090
Net income of bank and minority interests.$5,140,0001,195
Net charge-offs$131,0003,469
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,140,0001,171
2013-09-30 (YTD Data)Rank
Total interest income$6,678,0002,712
Total interest expense$763,0002,985
Net interest income$5,915,0002,648
Provision for loan and lease losses$155,0002,893
Total noninterest income$1,231,0002,489
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$743,0001,377
Trading account gains and fees$0180
Additional Noninterest Income$488,0003,056
Total noninterest expense$2,900,0004,016
Salaries and employee benefits$1,409,0004,226
Premises and equipment expense$375,0003,770
Additional noninterest expense$1,116,0003,681
Pre-tax net operating income$4,091,0001,363
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,091,0001,141
Extraordinary gains, net$025
Net income$4,091,0001,142
Minority interest net income$084
Net income of bank and minority interests.$4,091,0001,143
Net charge-offs$66,0003,648
Cash dividends$2,500,000725
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,091,0001,108
2013-06-30 (YTD Data)Rank
Total interest income$4,373,0002,752
Total interest expense$506,0003,050
Net interest income$3,867,0002,683
Provision for loan and lease losses$104,0002,898
Total noninterest income$807,0002,546
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$491,0001,363
Trading account gains and fees$0157
Additional Noninterest Income$316,0003,129
Total noninterest expense$1,875,0004,107
Salaries and employee benefits$934,0004,269
Premises and equipment expense$253,0003,762
Additional noninterest expense$688,0003,866
Pre-tax net operating income$2,695,0001,351
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,695,0001,135
Extraordinary gains, net$022
Net income$2,695,0001,136
Minority interest net income$082
Net income of bank and minority interests.$2,695,0001,137
Net charge-offs$22,0003,949
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,695,0001,094
2013-03-31 (YTD Data)Rank
Total interest income$2,150,0002,816
Total interest expense$250,0003,146
Net interest income$1,900,0002,735
Provision for loan and lease losses$54,0002,753
Total noninterest income$400,0002,557
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$240,0001,379
Trading account gains and fees$0148
Additional Noninterest Income$160,0003,090
Total noninterest expense$933,0004,164
Salaries and employee benefits$465,0004,327
Premises and equipment expense$109,0004,125
Additional noninterest expense$359,0003,779
Pre-tax net operating income$1,313,0001,364
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,313,0001,137
Extraordinary gains, net$010
Net income$1,313,0001,139
Minority interest net income$076
Net income of bank and minority interests.$1,313,0001,139
Net charge-offs$5,0003,681
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,313,0001,082
2012-12-31 (YTD Data)Rank
Total interest income$8,492,0002,958
Total interest expense$1,002,0003,604
Net interest income$7,490,0002,818
Provision for loan and lease losses$204,0003,908
Total noninterest income$1,690,0002,437
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,069,0001,342
Trading account gains and fees$0166
Additional Noninterest Income$621,0003,055
Total noninterest expense$3,878,0004,115
Salaries and employee benefits$1,772,0004,434
Premises and equipment expense$567,0003,517
Additional noninterest expense$1,539,0003,726
Pre-tax net operating income$5,098,0001,346
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$5,098,0001,156
Extraordinary gains, net$029
Net income$5,098,0001,157
Minority interest net income$093
Net income of bank and minority interests.$5,098,0001,157
Net charge-offs$81,0004,582
Cash dividends$2,250,0001,111
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,098,0001,093
2012-09-30 (YTD Data)Rank
Total interest income$6,261,0003,057
Total interest expense$752,0003,718
Net interest income$5,509,0002,908
Provision for loan and lease losses$155,0003,841
Total noninterest income$1,264,0002,443
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$793,0001,356
Trading account gains and fees$0157
Additional Noninterest Income$471,0003,036
Total noninterest expense$2,802,0004,235
Salaries and employee benefits$1,315,0004,480
Premises and equipment expense$416,0003,625
Additional noninterest expense$1,071,0003,932
Pre-tax net operating income$3,816,0001,386
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,816,0001,181
Extraordinary gains, net$020
Net income$3,816,0001,181
Minority interest net income$086
Net income of bank and minority interests.$3,816,0001,181
Net charge-offs$35,0004,750
Cash dividends$2,250,000707
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,816,0001,112
2012-06-30 (YTD Data)Rank
Total interest income$4,091,0003,126
Total interest expense$495,0003,852
Net interest income$3,596,0002,977
Provision for loan and lease losses$104,0003,804
Total noninterest income$858,0002,389
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$534,0001,328
Trading account gains and fees$0153
Additional Noninterest Income$324,0002,968
Total noninterest expense$1,831,0004,310
Salaries and employee benefits$867,0004,536
Premises and equipment expense$266,0003,714
Additional noninterest expense$698,0003,990
Pre-tax net operating income$2,519,0001,382
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,519,0001,193
Extraordinary gains, net$019
Net income$2,519,0001,192
Minority interest net income$084
Net income of bank and minority interests.$2,519,0001,192
Net charge-offs$18,0004,698
Cash dividends$2,250,000472
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,519,0001,120
2012-03-31 (YTD Data)Rank
Total interest income$2,004,0003,205
Total interest expense$240,0004,023
Net interest income$1,764,0003,047
Provision for loan and lease losses$50,0003,648
Total noninterest income$416,0002,419
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$265,0001,333
Trading account gains and fees$0148
Additional Noninterest Income$151,0003,060
Total noninterest expense$926,0004,298
Salaries and employee benefits$428,0004,608
Premises and equipment expense$136,0003,691
Additional noninterest expense$362,0003,888
Pre-tax net operating income$1,204,0001,438
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,204,0001,212
Extraordinary gains, net$019
Net income$1,204,0001,212
Minority interest net income$078
Net income of bank and minority interests.$1,204,0001,213
Net charge-offs$8,0004,117
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,204,0001,151
2011-12-31 (YTD Data)Rank
Total interest income$7,640,0003,451
Total interest expense$980,0004,449
Net interest income$6,660,0003,195
Provision for loan and lease losses$143,0004,997
Total noninterest income$1,690,0002,265
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,121,0001,320
Trading account gains and fees$0146
Additional Noninterest Income$569,0002,938
Total noninterest expense$3,738,0004,309
Salaries and employee benefits$1,653,0004,681
Premises and equipment expense$630,0003,456
Additional noninterest expense$1,455,0003,933
Pre-tax net operating income$4,469,0001,304
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$4,469,0001,117
Extraordinary gains, net$029
Net income$4,469,0001,117
Minority interest net income$096
Net income of bank and minority interests.$4,469,0001,117
Net charge-offs$83,0005,127
Cash dividends$1,500,0001,224
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,469,0001,061
2011-09-30 (YTD Data)Rank
Total interest income$5,646,0003,535
Total interest expense$745,0004,531
Net interest income$4,901,0003,262
Provision for loan and lease losses$98,0004,971
Total noninterest income$1,382,0002,126
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$830,0001,348
Trading account gains and fees$0145
Additional Noninterest Income$552,0002,547
Total noninterest expense$2,756,0004,354
Salaries and employee benefits$1,223,0004,724
Premises and equipment expense$465,0003,535
Additional noninterest expense$1,068,0003,989
Pre-tax net operating income$3,429,0001,318
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,429,0001,116
Extraordinary gains, net$021
Net income$3,429,0001,116
Minority interest net income$087
Net income of bank and minority interests.$3,429,0001,116
Net charge-offs$89,0004,541
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,429,0001,066
2011-06-30 (YTD Data)Rank
Total interest income$3,680,0003,619
Total interest expense$502,0004,620
Net interest income$3,178,0003,341
Provision for loan and lease losses$63,0004,854
Total noninterest income$939,0002,086
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$528,0001,385
Trading account gains and fees$0153
Additional Noninterest Income$411,0002,400
Total noninterest expense$1,761,0004,517
Salaries and employee benefits$812,0004,776
Premises and equipment expense$251,0004,099
Additional noninterest expense$698,0004,118
Pre-tax net operating income$2,293,0001,285
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,293,0001,077
Extraordinary gains, net$015
Net income$2,293,0001,076
Minority interest net income$089
Net income of bank and minority interests.$2,293,0001,077
Net charge-offs$93,0003,917
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,293,0001,044
2011-03-31 (YTD Data)Rank
Total interest income$1,741,0003,796
Total interest expense$246,0004,786
Net interest income$1,495,0003,473
Provision for loan and lease losses$30,0004,582
Total noninterest income$482,0002,049
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$235,0001,521
Trading account gains and fees$0158
Additional Noninterest Income$247,0002,173
Total noninterest expense$830,0004,694
Salaries and employee benefits$394,0004,905
Premises and equipment expense$120,0004,272
Additional noninterest expense$316,0004,382
Pre-tax net operating income$1,117,0001,300
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,117,0001,097
Extraordinary gains, net$09
Net income$1,117,0001,096
Minority interest net income$086
Net income of bank and minority interests.$1,117,0001,097
Net charge-offs$84,0002,913
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,117,0001,069
2010-12-31 (YTD Data)Rank
Total interest income$5,534,0004,541
Total interest expense$817,0005,670
Net interest income$4,717,0004,116
Provision for loan and lease losses$199,0005,360
Total noninterest income$1,274,0002,806
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$859,0001,708
Trading account gains and fees$0175
Additional Noninterest Income$415,0003,453
Total noninterest expense$2,842,0005,176
Salaries and employee benefits$1,137,0005,787
Premises and equipment expense$422,0004,622
Additional noninterest expense$1,283,0004,433
Pre-tax net operating income$2,950,0001,651
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,950,0001,421
Extraordinary gains, net$029
Net income$2,950,0001,424
Minority interest net income$0111
Net income of bank and minority interests.$2,950,0001,425
Net charge-offs$30,0006,199
Cash dividends$1,500,0001,061
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,950,0001,374
2010-09-30 (YTD Data)Rank
Total interest income$4,031,0004,709
Total interest expense$622,0005,791
Net interest income$3,409,0004,278
Provision for loan and lease losses$149,0005,279
Total noninterest income$913,0002,908
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$621,0001,826
Trading account gains and fees$0165
Additional Noninterest Income$292,0003,587
Total noninterest expense$1,924,0005,463
Salaries and employee benefits$811,0005,924
Premises and equipment expense$332,0004,572
Additional noninterest expense$781,0004,980
Pre-tax net operating income$2,249,0001,742
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,249,0001,479
Extraordinary gains, net$023
Net income$2,249,0001,482
Minority interest net income$0110
Net income of bank and minority interests.$2,249,0001,482
Net charge-offs$32,0005,785
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,249,0001,423
2010-06-30 (YTD Data)Rank
Total interest income$2,656,0004,780
Total interest expense$416,0005,875
Net interest income$2,240,0004,316
Provision for loan and lease losses$101,0005,129
Total noninterest income$580,0002,936
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$406,0001,860
Trading account gains and fees$0152
Additional Noninterest Income$174,0003,737
Total noninterest expense$1,248,0005,561
Salaries and employee benefits$529,0006,016
Premises and equipment expense$209,0004,741
Additional noninterest expense$510,0005,039
Pre-tax net operating income$1,471,0001,745
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,471,0001,498
Extraordinary gains, net$019
Net income$1,471,0001,499
Minority interest net income$0105
Net income of bank and minority interests.$1,471,0001,499
Net charge-offs$-17,0007,567
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,471,0001,427
2010-03-31 (YTD Data)Rank
Total interest income$1,298,0004,906
Total interest expense$209,0005,985
Net interest income$1,089,0004,425
Provision for loan and lease losses$51,0004,818
Total noninterest income$274,0003,040
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$192,0001,938
Trading account gains and fees$0175
Additional Noninterest Income$82,0003,862
Total noninterest expense$623,0005,639
Salaries and employee benefits$257,0006,133
Premises and equipment expense$126,0004,352
Additional noninterest expense$240,0005,232
Pre-tax net operating income$689,0001,852
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$689,0001,586
Extraordinary gains, net$016
Net income$689,0001,588
Minority interest net income$091
Net income of bank and minority interests.$689,0001,588
Net charge-offs$-26,0007,694
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$689,0001,525
2009-12-31 (YTD Data)Rank
Total interest income$5,210,0005,011
Total interest expense$975,0006,075
Net interest income$4,235,0004,404
Provision for loan and lease losses$180,0005,882
Total noninterest income$1,119,0003,123
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$830,0001,999
Trading account gains and fees$0211
Additional Noninterest Income$289,0004,032
Total noninterest expense$2,542,0005,631
Salaries and employee benefits$1,102,0006,026
Premises and equipment expense$568,0004,035
Additional noninterest expense$872,0005,601
Pre-tax net operating income$2,632,0001,514
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,632,0001,274
Extraordinary gains, net$034
Net income$2,632,0001,274
Minority interest net income$0115
Net income of bank and minority interests.$2,632,0001,273
Net charge-offs$611,0003,539
Cash dividends$1,500,0001,182
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,632,0001,261
2009-09-30 (YTD Data)Rank
Total interest income$3,887,0005,089
Total interest expense$745,0006,176
Net interest income$3,142,0004,449
Provision for loan and lease losses$135,0005,613
Total noninterest income$910,0003,004
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$612,0002,025
Trading account gains and fees$0212
Additional Noninterest Income$298,0003,628
Total noninterest expense$1,910,0005,652
Salaries and employee benefits$826,0006,059
Premises and equipment expense$428,0004,065
Additional noninterest expense$656,0005,590
Pre-tax net operating income$2,007,0001,620
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,007,0001,329
Extraordinary gains, net$027
Net income$2,007,0001,328
Minority interest net income$0118
Net income of bank and minority interests.$2,007,0001,330
Net charge-offs$530,0002,957
Cash dividends$1,500,000847
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,007,0001,301
2009-06-30 (YTD Data)Rank
Total interest income$2,577,0005,155
Total interest expense$503,0006,262
Net interest income$2,074,0004,475
Provision for loan and lease losses$91,0005,417
Total noninterest income$596,0003,056
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$404,0002,010
Trading account gains and fees$0193
Additional Noninterest Income$192,0003,707
Total noninterest expense$1,203,0005,850
Salaries and employee benefits$546,0006,147
Premises and equipment expense$178,0005,368
Additional noninterest expense$479,0005,363
Pre-tax net operating income$1,376,0001,640
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,376,0001,378
Extraordinary gains, net$021
Net income$1,376,0001,375
Minority interest net income$0112
Net income of bank and minority interests.$1,376,0001,377
Net charge-offs$68,0004,630
Cash dividends$1,500,000587
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,376,0001,336
2009-03-31 (YTD Data)Rank
Total interest income$1,282,0005,201
Total interest expense$263,0006,279
Net interest income$1,019,0004,520
Provision for loan and lease losses$47,0004,972
Total noninterest income$277,0003,166
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$200,0001,969
Trading account gains and fees$0171
Additional Noninterest Income$77,0004,081
Total noninterest expense$572,0005,924
Salaries and employee benefits$277,0006,161
Premises and equipment expense$83,0005,572
Additional noninterest expense$212,0005,449
Pre-tax net operating income$677,0001,854
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$677,0001,587
Extraordinary gains, net$015
Net income$677,0001,588
Minority interest net income$0102
Net income of bank and minority interests.$677,0001,589
Net charge-offs$12,0004,660
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$677,0001,507
2008-12-31 (YTD Data)Rank
Total interest income$5,803,0005,029
Total interest expense$1,439,0006,065
Net interest income$4,364,0004,307
Provision for loan and lease losses$190,0005,266
Total noninterest income$1,200,0003,046
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$877,0001,964
Trading account gains and fees$0154
Additional Noninterest Income$323,0003,976
Total noninterest expense$2,486,0005,665
Salaries and employee benefits$1,235,0005,887
Premises and equipment expense$389,0005,163
Additional noninterest expense$862,0005,270
Pre-tax net operating income$2,888,0001,864
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,888,0001,417
Extraordinary gains, net$039
Net income$2,888,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0003,949
Cash dividends$1,350,0001,871
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,888,0001,514
2008-09-30 (YTD Data)Rank
Total interest income$4,436,0005,045
Total interest expense$1,142,0006,072
Net interest income$3,294,0004,321
Provision for loan and lease losses$144,0004,684
Total noninterest income$930,0003,040
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$668,0001,941
Trading account gains and fees$0148
Additional Noninterest Income$262,0003,937
Total noninterest expense$1,833,0005,703
Salaries and employee benefits$937,0005,871
Premises and equipment expense$287,0005,222
Additional noninterest expense$609,0005,380
Pre-tax net operating income$2,247,0002,100
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,247,0001,608
Extraordinary gains, net$031
Net income$2,247,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,288
Cash dividends$1,350,0001,432
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,247,0001,696
2008-06-30 (YTD Data)Rank
Total interest income$3,005,0005,078
Total interest expense$817,0006,062
Net interest income$2,188,0004,329
Provision for loan and lease losses$96,0004,324
Total noninterest income$611,0003,104
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$437,0001,949
Trading account gains and fees$0149
Additional Noninterest Income$174,0004,039
Total noninterest expense$1,210,0005,768
Salaries and employee benefits$624,0005,933
Premises and equipment expense$191,0005,265
Additional noninterest expense$395,0005,453
Pre-tax net operating income$1,493,0002,208
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,493,0001,813
Extraordinary gains, net$021
Net income$1,493,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,244
Cash dividends$1,350,0001,087
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,493,0001,784
2008-03-31 (YTD Data)Rank
Total interest income$1,524,0005,132
Total interest expense$438,0006,061
Net interest income$1,086,0004,363
Provision for loan and lease losses$49,0003,856
Total noninterest income$311,0003,058
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$217,0001,937
Trading account gains and fees$0158
Additional Noninterest Income$94,0003,896
Total noninterest expense$599,0005,815
Salaries and employee benefits$310,0005,997
Premises and equipment expense$92,0005,397
Additional noninterest expense$197,0005,417
Pre-tax net operating income$749,0002,288
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$749,0001,917
Extraordinary gains, net$015
Net income$749,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$749,0001,849
2007-12-31 (YTD Data)Rank
Total interest income$6,361,0005,017
Total interest expense$1,938,0005,891
Net interest income$4,423,0004,337
Provision for loan and lease losses$233,0003,649
Total noninterest income$1,110,0003,322
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$806,0002,121
Trading account gains and fees$0178
Additional Noninterest Income$304,0004,217
Total noninterest expense$2,621,0005,460
Salaries and employee benefits$1,262,0005,831
Premises and equipment expense$444,0004,716
Additional noninterest expense$915,0004,924
Pre-tax net operating income$2,679,0002,669
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,679,0002,226
Extraordinary gains, net$039
Net income$2,679,0002,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,018
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,679,0002,218
2007-09-30 (YTD Data)Rank
Total interest income$4,754,0005,057
Total interest expense$1,432,0005,955
Net interest income$3,322,0004,353
Provision for loan and lease losses$175,0003,251
Total noninterest income$811,0003,362
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$582,0002,171
Trading account gains and fees$0184
Additional Noninterest Income$229,0004,232
Total noninterest expense$1,941,0005,465
Salaries and employee benefits$943,0005,823
Premises and equipment expense$315,0004,865
Additional noninterest expense$683,0004,870
Pre-tax net operating income$2,017,0002,811
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,017,0002,352
Extraordinary gains, net$033
Net income$2,017,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,329
Cash dividends$1,200,0001,769
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,017,0002,332
2007-06-30 (YTD Data)Rank
Total interest income$3,120,0005,121
Total interest expense$915,0006,065
Net interest income$2,205,0004,403
Provision for loan and lease losses$116,0003,089
Total noninterest income$514,0003,501
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$372,0002,240
Trading account gains and fees$0168
Additional Noninterest Income$142,0004,425
Total noninterest expense$1,298,0005,487
Salaries and employee benefits$626,0005,882
Premises and equipment expense$228,0004,639
Additional noninterest expense$444,0004,952
Pre-tax net operating income$1,305,0002,939
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,305,0002,472
Extraordinary gains, net$029
Net income$1,305,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,969
Cash dividends$1,200,0001,328
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,305,0002,455
2007-03-31 (YTD Data)Rank
Total interest income$1,528,0005,182
Total interest expense$439,0006,178
Net interest income$1,089,0004,447
Provision for loan and lease losses$60,0002,747
Total noninterest income$244,0003,589
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$179,0002,264
Trading account gains and fees$0195
Additional Noninterest Income$65,0004,594
Total noninterest expense$668,0005,407
Salaries and employee benefits$318,0005,881
Premises and equipment expense$102,0004,980
Additional noninterest expense$248,0004,564
Pre-tax net operating income$605,0003,096
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$605,0002,611
Extraordinary gains, net$022
Net income$605,0002,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,972
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$605,0002,592
2006-12-31 (YTD Data)Rank
Total interest income$5,593,0005,225
Total interest expense$1,363,0006,314
Net interest income$4,230,0004,497
Provision for loan and lease losses$229,0003,288
Total noninterest income$1,080,0003,366
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$756,0002,223
Trading account gains and fees$0130
Additional Noninterest Income$324,0004,152
Total noninterest expense$2,557,0005,413
Salaries and employee benefits$1,203,0005,904
Premises and equipment expense$463,0004,474
Additional noninterest expense$891,0004,891
Pre-tax net operating income$2,524,0003,112
Securities gains (losses)$-1,0006,756
Applicable income taxes$06,600
Income before extraordinary items$2,523,0002,598
Extraordinary gains, net$051
Net income$2,523,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,211
Cash dividends$1,100,0002,398
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,524,0002,584
2006-09-30 (YTD Data)Rank
Total interest income$4,090,0005,305
Total interest expense$953,0006,428
Net interest income$3,137,0004,568
Provision for loan and lease losses$171,0003,183
Total noninterest income$811,0003,372
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$570,0002,225
Trading account gains and fees$0126
Additional Noninterest Income$241,0004,157
Total noninterest expense$1,870,0005,479
Salaries and employee benefits$903,0005,871
Premises and equipment expense$359,0004,396
Additional noninterest expense$608,0005,172
Pre-tax net operating income$1,907,0003,218
Securities gains (losses)$-1,0007,100
Applicable income taxes$06,687
Income before extraordinary items$1,906,0002,670
Extraordinary gains, net$045
Net income$1,906,0002,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,145
Cash dividends$1,100,0001,792
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,907,0002,658
2006-06-30 (YTD Data)Rank
Total interest income$2,668,0005,338
Total interest expense$590,0006,520
Net interest income$2,078,0004,604
Provision for loan and lease losses$111,0003,180
Total noninterest income$543,0003,333
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$379,0002,201
Trading account gains and fees$0126
Additional Noninterest Income$164,0004,129
Total noninterest expense$1,204,0005,605
Salaries and employee benefits$589,0005,962
Premises and equipment expense$230,0004,507
Additional noninterest expense$385,0005,341
Pre-tax net operating income$1,306,0003,177
Securities gains (losses)$-1,0007,450
Applicable income taxes$06,706
Income before extraordinary items$1,305,0002,614
Extraordinary gains, net$039
Net income$1,305,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$1,100,0001,328
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,306,0002,599
2006-03-31 (YTD Data)Rank
Total interest income$1,287,0005,390
Total interest expense$268,0006,651
Net interest income$1,019,0004,655
Provision for loan and lease losses$56,0002,988
Total noninterest income$254,0003,427
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$179,0002,233
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$601,0005,623
Salaries and employee benefits$304,0005,887
Premises and equipment expense$115,0004,545
Additional noninterest expense$182,0005,465
Pre-tax net operating income$616,0003,250
Securities gains (losses)$-1,0007,892
Applicable income taxes$06,588
Income before extraordinary items$615,0002,693
Extraordinary gains, net$021
Net income$615,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$616,0002,676
2005-12-31 (YTD Data)Rank
Total interest income$4,548,0005,455
Total interest expense$817,0006,732
Net interest income$3,731,0004,836
Provision for loan and lease losses$225,0003,375
Total noninterest income$1,112,0003,301
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$807,0002,092
Trading account gains and fees$0138
Additional Noninterest Income$305,0004,299
Total noninterest expense$2,446,0005,443
Salaries and employee benefits$1,050,0006,211
Premises and equipment expense$508,0004,130
Additional noninterest expense$888,0004,825
Pre-tax net operating income$2,172,0003,491
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,172,0002,883
Extraordinary gains, net$046
Net income$2,172,0002,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,690
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,172,0002,850
2005-09-30 (YTD Data)Rank
Total interest income$3,157,0005,645
Total interest expense$586,0006,768
Net interest income$2,571,0005,095
Provision for loan and lease losses$169,0003,318
Total noninterest income$1,032,0002,841
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$608,0002,084
Trading account gains and fees$0126
Additional Noninterest Income$424,0003,179
Total noninterest expense$1,821,0005,449
Salaries and employee benefits$775,0006,232
Premises and equipment expense$78,0007,820
Additional noninterest expense$968,0003,586
Pre-tax net operating income$1,613,0003,558
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,613,0002,957
Extraordinary gains, net$035
Net income$1,613,0002,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,613,0002,914
2005-06-30 (YTD Data)Rank
Total interest income$2,052,0005,665
Total interest expense$373,0006,758
Net interest income$1,679,0005,156
Provision for loan and lease losses$162,0002,506
Total noninterest income$717,0002,726
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$457,0001,834
Trading account gains and fees$0116
Additional Noninterest Income$260,0003,314
Total noninterest expense$1,201,0005,472
Salaries and employee benefits$498,0006,357
Premises and equipment expense$208,0004,682
Additional noninterest expense$495,0004,409
Pre-tax net operating income$1,033,0003,630
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,033,0003,010
Extraordinary gains, net$030
Net income$1,033,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,069
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,033,0002,967
2005-03-31 (YTD Data)Rank
Total interest income$1,011,0005,697
Total interest expense$181,0006,779
Net interest income$830,0005,221
Provision for loan and lease losses$42,0003,553
Total noninterest income$299,0003,058
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$177,0002,231
Trading account gains and fees$0115
Additional Noninterest Income$122,0003,360
Total noninterest expense$621,0005,406
Salaries and employee benefits$253,0006,347
Premises and equipment expense$175,0003,224
Additional noninterest expense$193,0005,211
Pre-tax net operating income$466,0003,868
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$466,0003,217
Extraordinary gains, net$024
Net income$466,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$466,0003,181
2004-12-31 (YTD Data)Rank
Total interest income$3,915,0005,615
Total interest expense$661,0006,724
Net interest income$3,254,0005,154
Provision for loan and lease losses$168,0004,049
Total noninterest income$1,136,0003,249
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$632,0002,587
Trading account gains and fees$0138
Additional Noninterest Income$504,0003,291
Total noninterest expense$2,517,0005,279
Salaries and employee benefits$982,0006,328
Premises and equipment expense$690,0003,162
Additional noninterest expense$845,0004,919
Pre-tax net operating income$1,705,0003,920
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$1,705,0003,312
Extraordinary gains, net$034
Net income$1,705,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,933
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,705,0003,243
2004-09-30 (YTD Data)Rank
Total interest income$2,883,0005,663
Total interest expense$489,0006,757
Net interest income$2,394,0005,205
Provision for loan and lease losses$126,0003,901
Total noninterest income$818,0003,352
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$448,0002,731
Trading account gains and fees$0134
Additional Noninterest Income$370,0003,337
Total noninterest expense$1,746,0005,494
Salaries and employee benefits$729,0006,337
Premises and equipment expense$480,0003,367
Additional noninterest expense$537,0005,415
Pre-tax net operating income$1,340,0003,876
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,340,0003,261
Extraordinary gains, net$026
Net income$1,340,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,894
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,340,0003,177
2004-06-30 (YTD Data)Rank
Total interest income$1,899,0005,714
Total interest expense$328,0006,769
Net interest income$1,571,0005,264
Provision for loan and lease losses$84,0003,858
Total noninterest income$523,0003,467
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$288,0002,804
Trading account gains and fees$0130
Additional Noninterest Income$235,0003,432
Total noninterest expense$1,109,0005,681
Salaries and employee benefits$469,0006,501
Premises and equipment expense$305,0003,509
Additional noninterest expense$335,0005,634
Pre-tax net operating income$901,0003,802
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$901,0003,218
Extraordinary gains, net$021
Net income$901,0003,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$901,0003,126
2004-03-31 (YTD Data)Rank
Total interest income$947,0005,747
Total interest expense$168,0006,778
Net interest income$779,0005,293
Provision for loan and lease losses$42,0003,681
Total noninterest income$243,0003,596
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$140,0002,809
Trading account gains and fees$0121
Additional Noninterest Income$103,0003,651
Total noninterest expense$540,0005,794
Salaries and employee benefits$236,0006,520
Premises and equipment expense$150,0003,590
Additional noninterest expense$154,0005,926
Pre-tax net operating income$440,0003,839
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$440,0003,255
Extraordinary gains, net$016
Net income$440,0003,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$440,0003,137
2003-12-31 (YTD Data)Rank
Total interest income$4,087,0005,564
Total interest expense$791,0006,737
Net interest income$3,296,0004,997
Provision for loan and lease losses$168,0004,383
Total noninterest income$981,0003,766
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$554,0002,863
Trading account gains and fees$0160
Additional Noninterest Income$427,0003,845
Total noninterest expense$2,489,0005,230
Salaries and employee benefits$941,0006,468
Premises and equipment expense$766,0002,862
Additional noninterest expense$782,0005,131
Pre-tax net operating income$1,620,0003,930
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,620,0003,360
Extraordinary gains, net$054
Net income$1,620,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,233
Cash dividends$1,050,0002,232
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,620,0003,209
2003-09-30 (YTD Data)Rank
Total interest income$3,087,0005,602
Total interest expense$612,0006,801
Net interest income$2,475,0005,004
Provision for loan and lease losses$126,0004,268
Total noninterest income$738,0003,823
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$409,0002,906
Trading account gains and fees$0153
Additional Noninterest Income$329,0003,892
Total noninterest expense$1,789,0005,359
Salaries and employee benefits$617,0006,841
Premises and equipment expense$561,0002,918
Additional noninterest expense$611,0004,943
Pre-tax net operating income$1,298,0003,851
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,298,0003,285
Extraordinary gains, net$040
Net income$1,298,0003,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,535
Cash dividends$1,050,0001,675
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,298,0003,136
2003-06-30 (YTD Data)Rank
Total interest income$1,918,0005,885
Total interest expense$415,0006,880
Net interest income$1,503,0005,320
Provision for loan and lease losses$84,0004,244
Total noninterest income$478,0003,840
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$267,0002,912
Trading account gains and fees$0150
Additional Noninterest Income$211,0003,945
Total noninterest expense$1,150,0005,492
Salaries and employee benefits$408,0006,883
Premises and equipment expense$331,0003,233
Additional noninterest expense$411,0004,909
Pre-tax net operating income$747,0004,250
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$747,0003,681
Extraordinary gains, net$030
Net income$747,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,718
Cash dividends$700,0001,703
Sale, conversion, retirement of capital stock, net$0589
Net operating income$747,0003,489
2003-03-31 (YTD Data)Rank
Total interest income$958,0005,909
Total interest expense$206,0006,993
Net interest income$752,0005,305
Provision for loan and lease losses$42,0004,061
Total noninterest income$208,0004,062
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$116,0003,170
Trading account gains and fees$0134
Additional Noninterest Income$92,0004,085
Total noninterest expense$547,0005,661
Salaries and employee benefits$189,0007,111
Premises and equipment expense$160,0003,310
Additional noninterest expense$198,0004,993
Pre-tax net operating income$371,0004,228
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$371,0003,660
Extraordinary gains, net$021
Net income$371,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,893
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$371,0003,487
2002-12-31 (YTD Data)Rank
Total interest income$4,093,0005,828
Total interest expense$1,034,0006,848
Net interest income$3,059,0005,225
Provision for loan and lease losses$126,0005,255
Total noninterest income$748,0004,159
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$392,0003,577
Trading account gains and fees$0153
Additional Noninterest Income$356,0003,910
Total noninterest expense$2,277,0005,416
Salaries and employee benefits$780,0006,953
Premises and equipment expense$598,0003,426
Additional noninterest expense$899,0004,548
Pre-tax net operating income$1,404,0004,273
Securities gains (losses)$-3,0008,756
Applicable income taxes$07,681
Income before extraordinary items$1,401,0003,684
Extraordinary gains, net$070
Net income$1,401,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,802
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,404,0003,565
2001-12-31 (YTD Data)Rank
Total interest income$4,775,0005,775
Total interest expense$1,958,0006,160
Net interest income$2,817,0005,296
Provision for loan and lease losses$126,0005,110
Total noninterest income$540,0004,848
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$373,0003,588
Trading account gains and fees$0177
Additional Noninterest Income$167,0005,302
Total noninterest expense$1,957,0005,814
Salaries and employee benefits$793,0006,806
Premises and equipment expense$526,0003,727
Additional noninterest expense$638,0005,620
Pre-tax net operating income$1,274,0004,278
Securities gains (losses)$-10,0009,297
Applicable income taxes$07,903
Income before extraordinary items$1,264,0003,659
Extraordinary gains, net$0105
Net income$1,264,0003,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,258
Cash dividends$500,0003,435
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,274,0003,544
2000-12-31 (YTD Data)Rank
Total interest income$4,546,0006,059
Total interest expense$2,021,0006,238
Net interest income$2,525,0005,761
Provision for loan and lease losses$136,0004,597
Total noninterest income$432,0005,323
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$333,0003,744
Trading account gains and feesNANA
Additional Noninterest Income$99,0006,458
Total noninterest expense$1,901,0005,858
Salaries and employee benefits$714,0007,129
Premises and equipment expense$502,0003,777
Additional noninterest expense$685,0005,259
Pre-tax net operating income$920,0005,476
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$920,0004,625
Extraordinary gains, net$038
Net income$920,0004,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,956
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$920,0004,622
1999-12-31 (YTD Data)Rank
Total interest income$4,274,0006,124
Total interest expense$1,841,0006,281
Net interest income$2,433,0005,897
Provision for loan and lease losses$108,0005,075
Total noninterest income$409,0005,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$311,0003,884
Trading account gains and feesNANA
Additional Noninterest Income$98,0006,696
Total noninterest expense$1,710,0006,273
Salaries and employee benefits$680,0007,355
Premises and equipment expense$370,0004,775
Additional noninterest expense$660,0005,465
Pre-tax net operating income$1,024,0005,238
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,024,0004,357
Extraordinary gains, net$035
Net income$1,024,0004,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,347
Cash dividends$1,120,0002,072
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,024,0004,322
1998-12-31 (YTD Data)Rank
Total interest income$4,166,0006,334
Total interest expense$1,795,0006,563
Net interest income$2,371,0006,028
Provision for loan and lease losses$90,0005,311
Total noninterest income$353,0005,985
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0004,627
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,342
Total noninterest expense$1,651,0006,323
Salaries and employee benefits$698,0007,199
Premises and equipment expense$361,0004,778
Additional noninterest expense$592,0005,801
Pre-tax net operating income$983,0005,467
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$983,0004,581
Extraordinary gains, net$032
Net income$983,0004,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,719
Cash dividends$500,0003,496
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$983,0004,486
1997-12-31 (YTD Data)Rank
Total interest income$3,939,0006,713
Total interest expense$1,688,0006,908
Net interest income$2,251,0006,437
Provision for loan and lease losses$50,0006,616
Total noninterest income$305,0006,592
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$212,0005,171
Trading account gains and feesNANA
Additional Noninterest Income$93,0006,977
Total noninterest expense$1,535,0006,698
Salaries and employee benefits$653,0007,589
Premises and equipment expense$262,0005,895
Additional noninterest expense$620,0005,685
Pre-tax net operating income$971,0005,924
Securities gains (losses)$03,944
Applicable income taxes$122,0008,050
Income before extraordinary items$849,0005,257
Extraordinary gains, net$044
Net income$849,0005,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$849,0005,202
1996-12-31 (YTD Data)Rank
Total interest income$3,477,0007,430
Total interest expense$1,445,0007,706
Net interest income$2,032,0007,076
Provision for loan and lease losses$18,0008,074
Total noninterest income$293,0007,042
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,685
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,130
Total noninterest expense$1,453,0007,245
Salaries and employee benefits$575,0008,290
Premises and equipment expense$202,0006,991
Additional noninterest expense$676,0005,879
Pre-tax net operating income$854,0006,276
Securities gains (losses)$04,148
Applicable income taxes$264,0006,251
Income before extraordinary items$590,0006,331
Extraordinary gains, net$053
Net income$590,0006,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,429
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$590,0006,265
1995-12-31 (YTD Data)Rank
Total interest income$3,093,0008,068
Total interest expense$1,138,0008,789
Net interest income$1,955,0007,405
Provision for loan and lease losses$08,958
Total noninterest income$275,0007,371
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0006,407
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,838
Total noninterest expense$1,101,0008,570
Salaries and employee benefits$462,0009,434
Premises and equipment expense$166,0007,897
Additional noninterest expense$473,0007,491
Pre-tax net operating income$1,129,0005,494
Securities gains (losses)$-6,0009,789
Applicable income taxes$363,0005,291
Income before extraordinary items$760,0005,650
Extraordinary gains, net$065
Net income$760,0005,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$764,0805,612
1994-12-31 (YTD Data)Rank
Total interest income$2,438,0009,018
Total interest expense$863,0009,297
Net interest income$1,575,0008,656
Provision for loan and lease losses$18,0007,907
Total noninterest income$223,0008,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0006,941
Trading account gains and feesNANA
Additional Noninterest Income$75,0008,448
Total noninterest expense$990,0009,387
Salaries and employee benefits$406,00010,237
Premises and equipment expense$145,0008,686
Additional noninterest expense$439,0008,431
Pre-tax net operating income$790,0006,922
Securities gains (losses)$03,600
Applicable income taxes$251,0006,521
Income before extraordinary items$539,0007,009
Extraordinary gains, net$0249
Net income$539,0007,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,354
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$539,0007,059
1993-12-31 (YTD Data)Rank
Total interest income$2,309,0009,556
Total interest expense$837,0009,851
Net interest income$1,472,0009,201
Provision for loan and lease losses$50,0007,415
Total noninterest income$180,0009,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0008,152
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,988
Total noninterest expense$995,0009,744
Salaries and employee benefits$423,00010,412
Premises and equipment expense$140,0009,169
Additional noninterest expense$432,0008,906
Pre-tax net operating income$607,0007,907
Securities gains (losses)$07,477
Applicable income taxes$192,0007,775
Income before extraordinary items$415,0008,285
Extraordinary gains, net$03,149
Net income$415,0008,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00011,470
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$415,0008,011
1992-12-31 (YTD Data)Rank
Total interest income$2,510,0009,906
Total interest expense$1,106,0009,961
Net interest income$1,404,0009,613
Provision for loan and lease losses$127,0006,563
Total noninterest income$181,0009,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0008,161
Trading account gains and feesNANA
Additional Noninterest Income$69,0009,328
Total noninterest expense$1,049,0009,750
Salaries and employee benefits$388,00011,004
Premises and equipment expense$162,0008,785
Additional noninterest expense$499,0008,472
Pre-tax net operating income$409,0009,162
Securities gains (losses)$53,0004,016
Applicable income taxes$142,0008,837
Income before extraordinary items$320,0009,041
Extraordinary gains, net$01,422
Net income$320,0009,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0005,121
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$283,4309,129

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.