Home > Peoples Community Bank > Income and Expense
Peoples Community Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 2,909 |
| Total interest expense | $1,960,000 | 2,369 |
| Net interest income | $6,270,000 | 3,026 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $753,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $203,000 | 3,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 2,923 |
| Total noninterest expense | $8,149,000 | 2,220 |
| Salaries and employee benefits | $3,867,000 | 2,512 |
| Premises and equipment expense | $616,000 | 2,750 |
| Additional noninterest expense | $3,666,000 | 1,619 |
| Pre-tax net operating income | $-1,126,000 | 5,100 |
| Securities gains (losses) | $45,000 | 1,280 |
| Applicable income taxes | $-190,000 | 5,108 |
| Income before extraordinary items | $-891,000 | 5,092 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-891,000 | 5,093 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-891,000 | 5,093 |
| Net charge-offs | $1,041,000 | 643 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-927,900 | 5,088 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 2,924 |
| Total interest expense | $1,481,000 | 2,370 |
| Net interest income | $4,810,000 | 3,018 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $647,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $151,000 | 3,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,747 |
| Total noninterest expense | $4,153,000 | 2,840 |
| Salaries and employee benefits | $2,024,000 | 3,123 |
| Premises and equipment expense | $437,000 | 2,859 |
| Additional noninterest expense | $1,692,000 | 2,370 |
| Pre-tax net operating income | $1,304,000 | 3,289 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $250,000 | 2,355 |
| Income before extraordinary items | $1,058,000 | 3,417 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,058,000 | 3,417 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,058,000 | 3,417 |
| Net charge-offs | $994,000 | 500 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,054,760 | 3,396 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 2,884 |
| Total interest expense | $1,002,000 | 2,334 |
| Net interest income | $3,297,000 | 2,989 |
| Provision for loan and lease losses | $350,000 | 1,094 |
| Total noninterest income | $437,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $101,000 | 3,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 2,700 |
| Total noninterest expense | $2,693,000 | 2,894 |
| Salaries and employee benefits | $1,358,000 | 3,133 |
| Premises and equipment expense | $289,000 | 2,884 |
| Additional noninterest expense | $1,046,000 | 2,504 |
| Pre-tax net operating income | $691,000 | 3,589 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $128,000 | 2,508 |
| Income before extraordinary items | $567,000 | 3,715 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $567,000 | 3,714 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $567,000 | 3,714 |
| Net charge-offs | $308,000 | 772 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $563,720 | 3,693 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 2,936 |
| Total interest expense | $520,000 | 2,245 |
| Net interest income | $1,579,000 | 3,089 |
| Provision for loan and lease losses | $200,000 | 934 |
| Total noninterest income | $217,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $50,000 | 3,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,633 |
| Total noninterest expense | $1,347,000 | 2,916 |
| Salaries and employee benefits | $695,000 | 3,120 |
| Premises and equipment expense | $144,000 | 2,924 |
| Additional noninterest expense | $508,000 | 2,552 |
| Pre-tax net operating income | $249,000 | 3,996 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $45,000 | 2,702 |
| Income before extraordinary items | $203,000 | 4,083 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $203,000 | 4,081 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $203,000 | 4,082 |
| Net charge-offs | $20,000 | 1,699 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $203,820 | 4,077 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 2,848 |
| Total interest expense | $1,677,000 | 2,171 |
| Net interest income | $6,710,000 | 2,969 |
| Provision for loan and lease losses | $1,740,000 | 564 |
| Total noninterest income | $848,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $216,000 | 3,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,784 |
| Total noninterest expense | $5,503,000 | 2,869 |
| Salaries and employee benefits | $2,867,000 | 3,040 |
| Premises and equipment expense | $589,000 | 2,867 |
| Additional noninterest expense | $2,047,000 | 2,564 |
| Pre-tax net operating income | $315,000 | 4,881 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $14,000 | 3,691 |
| Income before extraordinary items | $301,000 | 4,854 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $301,000 | 4,853 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $301,000 | 4,853 |
| Net charge-offs | $508,000 | 948 |
| Cash dividends | $507,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $301,000 | 4,856 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 2,846 |
| Total interest expense | $1,154,000 | 2,227 |
| Net interest income | $5,143,000 | 2,951 |
| Provision for loan and lease losses | $100,000 | 2,576 |
| Total noninterest income | $641,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $168,000 | 3,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,822 |
| Total noninterest expense | $4,099,000 | 2,898 |
| Salaries and employee benefits | $2,142,000 | 3,043 |
| Premises and equipment expense | $433,000 | 2,935 |
| Additional noninterest expense | $1,524,000 | 2,578 |
| Pre-tax net operating income | $1,585,000 | 3,110 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $276,000 | 2,291 |
| Income before extraordinary items | $1,309,000 | 3,206 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,309,000 | 3,205 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,309,000 | 3,205 |
| Net charge-offs | $57,000 | 2,114 |
| Cash dividends | $164,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,309,000 | 3,200 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 2,878 |
| Total interest expense | $712,000 | 2,260 |
| Net interest income | $3,390,000 | 2,972 |
| Provision for loan and lease losses | $25,000 | 3,264 |
| Total noninterest income | $385,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $109,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,005 |
| Total noninterest expense | $2,696,000 | 2,945 |
| Salaries and employee benefits | $1,413,000 | 3,080 |
| Premises and equipment expense | $286,000 | 2,958 |
| Additional noninterest expense | $997,000 | 2,624 |
| Pre-tax net operating income | $1,054,000 | 3,085 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $174,000 | 2,324 |
| Income before extraordinary items | $880,000 | 3,153 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $880,000 | 3,151 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $880,000 | 3,152 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $110,000 | 3,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $880,000 | 3,141 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 2,976 |
| Total interest expense | $323,000 | 2,342 |
| Net interest income | $1,637,000 | 3,044 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $162,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $52,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,209 |
| Total noninterest expense | $1,321,000 | 3,004 |
| Salaries and employee benefits | $689,000 | 3,149 |
| Premises and equipment expense | $147,000 | 2,936 |
| Additional noninterest expense | $485,000 | 2,691 |
| Pre-tax net operating income | $478,000 | 3,167 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $80,000 | 2,350 |
| Income before extraordinary items | $398,000 | 3,262 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $398,000 | 3,262 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $398,000 | 3,262 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $55,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $398,000 | 3,263 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 3,061 |
| Total interest expense | $1,124,000 | 2,352 |
| Net interest income | $6,124,000 | 3,137 |
| Provision for loan and lease losses | $25,000 | 3,849 |
| Total noninterest income | $858,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $199,000 | 3,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 2,806 |
| Total noninterest expense | $5,257,000 | 3,009 |
| Salaries and employee benefits | $2,746,000 | 3,159 |
| Premises and equipment expense | $555,000 | 3,062 |
| Additional noninterest expense | $1,956,000 | 2,694 |
| Pre-tax net operating income | $1,700,000 | 3,369 |
| Securities gains (losses) | $20,000 | 1,329 |
| Applicable income taxes | $872,000 | 1,998 |
| Income before extraordinary items | $848,000 | 3,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $848,000 | 3,927 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $848,000 | 3,927 |
| Net charge-offs | $236,000 | 1,681 |
| Cash dividends | $219,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $835,200 | 3,933 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 3,113 |
| Total interest expense | $815,000 | 2,383 |
| Net interest income | $4,543,000 | 3,182 |
| Provision for loan and lease losses | $25,000 | 3,603 |
| Total noninterest income | $589,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $151,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 2,984 |
| Total noninterest expense | $3,917,000 | 3,035 |
| Salaries and employee benefits | $2,093,000 | 3,142 |
| Premises and equipment expense | $393,000 | 3,210 |
| Additional noninterest expense | $1,431,000 | 2,747 |
| Pre-tax net operating income | $1,190,000 | 3,500 |
| Securities gains (losses) | $20,000 | 1,322 |
| Applicable income taxes | $347,000 | 2,366 |
| Income before extraordinary items | $863,000 | 3,752 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $863,000 | 3,750 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $863,000 | 3,752 |
| Net charge-offs | $160,000 | 1,557 |
| Cash dividends | $165,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $848,800 | 3,756 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 3,151 |
| Total interest expense | $529,000 | 2,387 |
| Net interest income | $2,957,000 | 3,220 |
| Provision for loan and lease losses | $25,000 | 3,303 |
| Total noninterest income | $389,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $98,000 | 3,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 2,990 |
| Total noninterest expense | $2,590,000 | 3,063 |
| Salaries and employee benefits | $1,392,000 | 3,164 |
| Premises and equipment expense | $260,000 | 3,221 |
| Additional noninterest expense | $938,000 | 2,789 |
| Pre-tax net operating income | $731,000 | 3,592 |
| Securities gains (losses) | $18,000 | 1,032 |
| Applicable income taxes | $210,000 | 2,425 |
| Income before extraordinary items | $539,000 | 3,807 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $539,000 | 3,804 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $539,000 | 3,807 |
| Net charge-offs | $197,000 | 1,064 |
| Cash dividends | $110,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $526,040 | 3,816 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,158 |
| Total interest expense | $258,000 | 2,401 |
| Net interest income | $1,480,000 | 3,228 |
| Provision for loan and lease losses | $25,000 | 2,651 |
| Total noninterest income | $214,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,824 |
| Total noninterest expense | $1,255,000 | 3,155 |
| Salaries and employee benefits | $675,000 | 3,253 |
| Premises and equipment expense | $129,000 | 3,286 |
| Additional noninterest expense | $451,000 | 2,872 |
| Pre-tax net operating income | $414,000 | 3,373 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $118,000 | 2,317 |
| Income before extraordinary items | $296,000 | 3,631 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $296,000 | 3,630 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $296,000 | 3,631 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $55,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $296,000 | 3,607 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 3,175 |
| Total interest expense | $900,000 | 2,599 |
| Net interest income | $5,931,000 | 3,221 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $954,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $208,000 | 3,508 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $746,000 | 2,747 |
| Total noninterest expense | $5,156,000 | 3,127 |
| Salaries and employee benefits | $2,584,000 | 3,345 |
| Premises and equipment expense | $581,000 | 3,086 |
| Additional noninterest expense | $1,991,000 | 2,774 |
| Pre-tax net operating income | $1,629,000 | 3,398 |
| Securities gains (losses) | $120,000 | 1,214 |
| Applicable income taxes | $473,000 | 2,300 |
| Income before extraordinary items | $1,276,000 | 3,529 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,276,000 | 3,527 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,276,000 | 3,528 |
| Net charge-offs | $168,000 | 2,119 |
| Cash dividends | $215,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,188,400 | 3,588 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 3,199 |
| Total interest expense | $655,000 | 2,652 |
| Net interest income | $4,432,000 | 3,243 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $565,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $159,000 | 3,522 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $406,000 | 3,158 |
| Total noninterest expense | $3,840,000 | 3,147 |
| Salaries and employee benefits | $1,951,000 | 3,309 |
| Premises and equipment expense | $417,000 | 3,193 |
| Additional noninterest expense | $1,472,000 | 2,791 |
| Pre-tax net operating income | $1,057,000 | 3,639 |
| Securities gains (losses) | $120,000 | 1,135 |
| Applicable income taxes | $338,000 | 2,399 |
| Income before extraordinary items | $839,000 | 3,781 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $839,000 | 3,779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $839,000 | 3,781 |
| Net charge-offs | $36,000 | 2,795 |
| Cash dividends | $117,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $753,800 | 3,866 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 3,240 |
| Total interest expense | $424,000 | 2,722 |
| Net interest income | $2,911,000 | 3,279 |
| Provision for loan and lease losses | $70,000 | 2,604 |
| Total noninterest income | $374,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $107,000 | 3,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,183 |
| Total noninterest expense | $2,554,000 | 3,164 |
| Salaries and employee benefits | $1,286,000 | 3,369 |
| Premises and equipment expense | $277,000 | 3,209 |
| Additional noninterest expense | $991,000 | 2,780 |
| Pre-tax net operating income | $661,000 | 3,743 |
| Securities gains (losses) | $91,000 | 1,024 |
| Applicable income taxes | $213,000 | 2,446 |
| Income before extraordinary items | $539,000 | 3,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $539,000 | 3,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $539,000 | 3,850 |
| Net charge-offs | $37,000 | 2,372 |
| Cash dividends | $78,000 | 3,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $473,480 | 3,970 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 3,258 |
| Total interest expense | $209,000 | 2,761 |
| Net interest income | $1,449,000 | 3,294 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $163,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $108,000 | 3,447 |
| Total noninterest expense | $1,267,000 | 3,192 |
| Salaries and employee benefits | $632,000 | 3,419 |
| Premises and equipment expense | $143,000 | 3,167 |
| Additional noninterest expense | $492,000 | 2,803 |
| Pre-tax net operating income | $325,000 | 3,739 |
| Securities gains (losses) | $52,000 | 809 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $274,000 | 3,777 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $274,000 | 3,774 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $274,000 | 3,775 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $39,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $236,040 | 3,954 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 3,316 |
| Total interest expense | $813,000 | 2,797 |
| Net interest income | $5,582,000 | 3,347 |
| Provision for loan and lease losses | $340,000 | 1,773 |
| Total noninterest income | $769,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $177,000 | 3,882 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $592,000 | 3,056 |
| Total noninterest expense | $5,062,000 | 3,185 |
| Salaries and employee benefits | $2,574,000 | 3,343 |
| Premises and equipment expense | $581,000 | 3,177 |
| Additional noninterest expense | $1,907,000 | 2,885 |
| Pre-tax net operating income | $949,000 | 4,166 |
| Securities gains (losses) | $210,000 | 723 |
| Applicable income taxes | $272,000 | 2,742 |
| Income before extraordinary items | $887,000 | 4,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $887,000 | 4,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $887,000 | 4,098 |
| Net charge-offs | $222,000 | 1,887 |
| Cash dividends | $203,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $725,300 | 4,325 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 3,382 |
| Total interest expense | $607,000 | 2,837 |
| Net interest income | $4,107,000 | 3,416 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $435,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $128,000 | 3,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 3,568 |
| Total noninterest expense | $3,715,000 | 3,252 |
| Salaries and employee benefits | $1,955,000 | 3,323 |
| Premises and equipment expense | $434,000 | 3,228 |
| Additional noninterest expense | $1,326,000 | 3,063 |
| Pre-tax net operating income | $647,000 | 4,404 |
| Securities gains (losses) | $195,000 | 658 |
| Applicable income taxes | $229,000 | 2,710 |
| Income before extraordinary items | $613,000 | 4,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 4,296 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $613,000 | 4,298 |
| Net charge-offs | $223,000 | 1,447 |
| Cash dividends | $117,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $470,650 | 4,584 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,100,000 | 3,418 |
| Total interest expense | $398,000 | 2,883 |
| Net interest income | $2,702,000 | 3,460 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $281,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $86,000 | 3,954 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 3,673 |
| Total noninterest expense | $2,475,000 | 3,289 |
| Salaries and employee benefits | $1,313,000 | 3,331 |
| Premises and equipment expense | $290,000 | 3,240 |
| Additional noninterest expense | $872,000 | 3,125 |
| Pre-tax net operating income | $388,000 | 4,510 |
| Securities gains (losses) | $152,000 | 643 |
| Applicable income taxes | $133,000 | 2,814 |
| Income before extraordinary items | $407,000 | 4,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 4,273 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $407,000 | 4,274 |
| Net charge-offs | $214,000 | 1,150 |
| Cash dividends | $78,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $293,000 | 4,664 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 3,448 |
| Total interest expense | $199,000 | 2,902 |
| Net interest income | $1,335,000 | 3,488 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $130,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $88,000 | 3,793 |
| Total noninterest expense | $1,221,000 | 3,333 |
| Salaries and employee benefits | $659,000 | 3,371 |
| Premises and equipment expense | $150,000 | 3,200 |
| Additional noninterest expense | $412,000 | 3,231 |
| Pre-tax net operating income | $184,000 | 4,557 |
| Securities gains (losses) | $110,000 | 556 |
| Applicable income taxes | $70,000 | 2,741 |
| Income before extraordinary items | $224,000 | 4,111 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $224,000 | 4,114 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $224,000 | 4,114 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $39,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $140,400 | 4,684 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,094,000 | 3,492 |
| Total interest expense | $810,000 | 3,008 |
| Net interest income | $5,284,000 | 3,519 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $660,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $209,000 | 3,849 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $451,000 | 3,423 |
| Total noninterest expense | $4,979,000 | 3,323 |
| Salaries and employee benefits | $2,558,000 | 3,426 |
| Premises and equipment expense | $573,000 | 3,331 |
| Additional noninterest expense | $1,848,000 | 3,061 |
| Pre-tax net operating income | $865,000 | 4,368 |
| Securities gains (losses) | $213,000 | 782 |
| Applicable income taxes | $260,000 | 2,757 |
| Income before extraordinary items | $818,000 | 4,275 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $818,000 | 4,275 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $818,000 | 4,276 |
| Net charge-offs | $56,000 | 3,671 |
| Cash dividends | $196,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $656,120 | 4,517 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 3,552 |
| Total interest expense | $612,000 | 3,051 |
| Net interest income | $3,904,000 | 3,581 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $492,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $162,000 | 3,840 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $330,000 | 3,499 |
| Total noninterest expense | $3,685,000 | 3,380 |
| Salaries and employee benefits | $1,930,000 | 3,431 |
| Premises and equipment expense | $421,000 | 3,419 |
| Additional noninterest expense | $1,334,000 | 3,150 |
| Pre-tax net operating income | $661,000 | 4,456 |
| Securities gains (losses) | $197,000 | 643 |
| Applicable income taxes | $217,000 | 2,737 |
| Income before extraordinary items | $641,000 | 4,263 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $641,000 | 4,264 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $641,000 | 4,264 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $117,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $493,250 | 4,587 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 3,556 |
| Total interest expense | $410,000 | 3,072 |
| Net interest income | $2,596,000 | 3,590 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $333,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $106,000 | 3,836 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $227,000 | 3,438 |
| Total noninterest expense | $2,439,000 | 3,416 |
| Salaries and employee benefits | $1,286,000 | 3,446 |
| Premises and equipment expense | $282,000 | 3,440 |
| Additional noninterest expense | $871,000 | 3,201 |
| Pre-tax net operating income | $440,000 | 4,386 |
| Securities gains (losses) | $172,000 | 535 |
| Applicable income taxes | $155,000 | 2,655 |
| Income before extraordinary items | $457,000 | 4,102 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $457,000 | 4,108 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $457,000 | 4,107 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $78,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $328,000 | 4,547 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 3,624 |
| Total interest expense | $206,000 | 3,104 |
| Net interest income | $1,265,000 | 3,653 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $130,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $79,000 | 3,913 |
| Total noninterest expense | $1,225,000 | 3,429 |
| Salaries and employee benefits | $658,000 | 3,430 |
| Premises and equipment expense | $146,000 | 3,410 |
| Additional noninterest expense | $421,000 | 3,289 |
| Pre-tax net operating income | $120,000 | 5,095 |
| Securities gains (losses) | $99,000 | 441 |
| Applicable income taxes | $50,000 | 2,948 |
| Income before extraordinary items | $169,000 | 4,508 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 4,511 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $169,000 | 4,511 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $39,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $92,770 | 5,190 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 3,587 |
| Total interest expense | $951,000 | 3,065 |
| Net interest income | $5,118,000 | 3,654 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $660,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $232,000 | 3,843 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $428,000 | 3,558 |
| Total noninterest expense | $4,824,000 | 3,493 |
| Salaries and employee benefits | $2,478,000 | 3,568 |
| Premises and equipment expense | $533,000 | 3,593 |
| Additional noninterest expense | $1,813,000 | 3,201 |
| Pre-tax net operating income | $654,000 | 4,687 |
| Securities gains (losses) | $281,000 | 724 |
| Applicable income taxes | $188,000 | 2,993 |
| Income before extraordinary items | $747,000 | 4,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $747,000 | 4,354 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $747,000 | 4,355 |
| Net charge-offs | $576,000 | 1,867 |
| Cash dividends | $184,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $522,200 | 4,792 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 3,633 |
| Total interest expense | $730,000 | 3,083 |
| Net interest income | $3,814,000 | 3,692 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $490,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $176,000 | 3,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $314,000 | 3,678 |
| Total noninterest expense | $3,553,000 | 3,554 |
| Salaries and employee benefits | $1,897,000 | 3,534 |
| Premises and equipment expense | $392,000 | 3,663 |
| Additional noninterest expense | $1,264,000 | 3,362 |
| Pre-tax net operating income | $526,000 | 4,708 |
| Securities gains (losses) | $291,000 | 651 |
| Applicable income taxes | $211,000 | 2,754 |
| Income before extraordinary items | $606,000 | 4,291 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $606,000 | 4,294 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $606,000 | 4,295 |
| Net charge-offs | $68,000 | 3,625 |
| Cash dividends | $117,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $390,660 | 4,854 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 3,647 |
| Total interest expense | $492,000 | 3,116 |
| Net interest income | $2,520,000 | 3,700 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $341,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $120,000 | 3,780 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $221,000 | 3,643 |
| Total noninterest expense | $2,354,000 | 3,581 |
| Salaries and employee benefits | $1,281,000 | 3,507 |
| Premises and equipment expense | $250,000 | 3,787 |
| Additional noninterest expense | $823,000 | 3,433 |
| Pre-tax net operating income | $357,000 | 4,644 |
| Securities gains (losses) | $262,000 | 621 |
| Applicable income taxes | $163,000 | 2,617 |
| Income before extraordinary items | $456,000 | 4,096 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $456,000 | 4,099 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $456,000 | 4,099 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $78,000 | 3,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $262,120 | 4,827 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 3,645 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $1,280,000 | 3,678 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $193,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,372 |
| Total noninterest expense | $1,155,000 | 3,654 |
| Salaries and employee benefits | $641,000 | 3,551 |
| Premises and equipment expense | $122,000 | 3,857 |
| Additional noninterest expense | $392,000 | 3,559 |
| Pre-tax net operating income | $243,000 | 4,177 |
| Securities gains (losses) | $195,000 | 474 |
| Applicable income taxes | $113,000 | 2,277 |
| Income before extraordinary items | $325,000 | 3,423 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $325,000 | 3,423 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $325,000 | 3,425 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $39,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $180,700 | 4,352 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 3,798 |
| Total interest expense | $1,089,000 | 3,416 |
| Net interest income | $4,990,000 | 3,822 |
| Provision for loan and lease losses | $450,000 | 2,851 |
| Total noninterest income | $560,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $237,000 | 3,966 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $323,000 | 3,945 |
| Total noninterest expense | $4,586,000 | 3,693 |
| Salaries and employee benefits | $2,291,000 | 3,793 |
| Premises and equipment expense | $600,000 | 3,386 |
| Additional noninterest expense | $1,695,000 | 3,499 |
| Pre-tax net operating income | $514,000 | 4,888 |
| Securities gains (losses) | $320,000 | 1,314 |
| Applicable income taxes | $188,000 | 3,054 |
| Income before extraordinary items | $646,000 | 4,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $646,000 | 4,596 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $646,000 | 4,597 |
| Net charge-offs | $32,000 | 5,176 |
| Cash dividends | $176,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $399,600 | 5,003 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 3,868 |
| Total interest expense | $826,000 | 3,509 |
| Net interest income | $3,733,000 | 3,890 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $456,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $176,000 | 4,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,782 |
| Total noninterest expense | $3,388,000 | 3,764 |
| Salaries and employee benefits | $1,660,000 | 3,882 |
| Premises and equipment expense | $448,000 | 3,449 |
| Additional noninterest expense | $1,280,000 | 3,483 |
| Pre-tax net operating income | $576,000 | 4,520 |
| Securities gains (losses) | $313,000 | 1,077 |
| Applicable income taxes | $201,000 | 2,828 |
| Income before extraordinary items | $688,000 | 4,138 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $688,000 | 4,138 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $688,000 | 4,138 |
| Net charge-offs | $34,000 | 4,766 |
| Cash dividends | $117,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $446,990 | 4,636 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 3,859 |
| Total interest expense | $550,000 | 3,609 |
| Net interest income | $2,523,000 | 3,870 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $307,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $115,000 | 4,062 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 3,739 |
| Total noninterest expense | $2,261,000 | 3,777 |
| Salaries and employee benefits | $1,093,000 | 3,938 |
| Premises and equipment expense | $300,000 | 3,434 |
| Additional noninterest expense | $868,000 | 3,471 |
| Pre-tax net operating income | $419,000 | 4,384 |
| Securities gains (losses) | $169,000 | 1,227 |
| Applicable income taxes | $128,000 | 2,860 |
| Income before extraordinary items | $460,000 | 4,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $460,000 | 4,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $460,000 | 4,128 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $78,000 | 3,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $328,180 | 4,493 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 3,866 |
| Total interest expense | $280,000 | 3,663 |
| Net interest income | $1,281,000 | 3,848 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $161,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 3,646 |
| Total noninterest expense | $1,125,000 | 3,806 |
| Salaries and employee benefits | $535,000 | 4,031 |
| Premises and equipment expense | $149,000 | 3,487 |
| Additional noninterest expense | $441,000 | 3,413 |
| Pre-tax net operating income | $242,000 | 4,222 |
| Securities gains (losses) | $88,000 | 976 |
| Applicable income taxes | $66,000 | 2,814 |
| Income before extraordinary items | $264,000 | 3,871 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $264,000 | 3,876 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $264,000 | 3,875 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $39,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $193,600 | 4,286 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 3,918 |
| Total interest expense | $1,218,000 | 3,926 |
| Net interest income | $5,110,000 | 3,851 |
| Provision for loan and lease losses | $585,000 | 3,237 |
| Total noninterest income | $445,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $240,000 | 4,044 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $205,000 | 4,436 |
| Total noninterest expense | $4,517,000 | 3,791 |
| Salaries and employee benefits | $2,076,000 | 4,083 |
| Premises and equipment expense | $678,000 | 3,273 |
| Additional noninterest expense | $1,763,000 | 3,456 |
| Pre-tax net operating income | $453,000 | 4,843 |
| Securities gains (losses) | $166,000 | 1,608 |
| Applicable income taxes | $99,000 | 3,382 |
| Income before extraordinary items | $520,000 | 4,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $520,000 | 4,609 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $520,000 | 4,608 |
| Net charge-offs | $135,000 | 4,702 |
| Cash dividends | $156,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $380,560 | 4,871 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 3,951 |
| Total interest expense | $925,000 | 4,022 |
| Net interest income | $3,819,000 | 3,872 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $434,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $178,000 | 4,084 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $256,000 | 3,700 |
| Total noninterest expense | $3,498,000 | 3,726 |
| Salaries and employee benefits | $1,549,000 | 4,092 |
| Premises and equipment expense | $550,000 | 3,123 |
| Additional noninterest expense | $1,399,000 | 3,327 |
| Pre-tax net operating income | $455,000 | 4,601 |
| Securities gains (losses) | $166,000 | 1,341 |
| Applicable income taxes | $174,000 | 2,777 |
| Income before extraordinary items | $447,000 | 4,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 4,504 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $447,000 | 4,504 |
| Net charge-offs | $119,000 | 4,255 |
| Cash dividends | $117,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $327,480 | 4,831 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 3,989 |
| Total interest expense | $618,000 | 4,136 |
| Net interest income | $2,547,000 | 3,892 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $311,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $114,000 | 4,145 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 3,508 |
| Total noninterest expense | $2,408,000 | 3,679 |
| Salaries and employee benefits | $1,044,000 | 4,082 |
| Premises and equipment expense | $394,000 | 2,992 |
| Additional noninterest expense | $970,000 | 3,277 |
| Pre-tax net operating income | $300,000 | 4,617 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $69,000 | 3,139 |
| Income before extraordinary items | $242,000 | 4,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 4,755 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $242,000 | 4,756 |
| Net charge-offs | $74,000 | 4,133 |
| Cash dividends | $78,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $233,420 | 4,725 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,016 |
| Total interest expense | $307,000 | 4,235 |
| Net interest income | $1,274,000 | 3,899 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $150,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $55,000 | 4,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $95,000 | 3,654 |
| Total noninterest expense | $1,209,000 | 3,674 |
| Salaries and employee benefits | $520,000 | 4,121 |
| Premises and equipment expense | $239,000 | 2,575 |
| Additional noninterest expense | $450,000 | 3,449 |
| Pre-tax net operating income | $140,000 | 4,733 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $36,000 | 3,072 |
| Income before extraordinary items | $115,000 | 4,829 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $115,000 | 4,827 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $115,000 | 4,829 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $39,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $106,640 | 4,868 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 4,084 |
| Total interest expense | $1,558,000 | 4,169 |
| Net interest income | $4,971,000 | 3,979 |
| Provision for loan and lease losses | $1,620,000 | 2,356 |
| Total noninterest income | $467,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $233,000 | 4,145 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $234,000 | 4,351 |
| Total noninterest expense | $4,526,000 | 3,882 |
| Salaries and employee benefits | $2,042,000 | 4,160 |
| Premises and equipment expense | $681,000 | 3,374 |
| Additional noninterest expense | $1,803,000 | 3,528 |
| Pre-tax net operating income | $-708,000 | 6,354 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-325,000 | 7,074 |
| Income before extraordinary items | $-383,000 | 6,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-383,000 | 6,299 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-383,000 | 6,299 |
| Net charge-offs | $985,000 | 2,713 |
| Cash dividends | $178,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $-125,000 | 7,595 |
| Net operating income | $-383,000 | 6,248 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 4,161 |
| Total interest expense | $1,213,000 | 4,222 |
| Net interest income | $3,704,000 | 4,044 |
| Provision for loan and lease losses | $940,000 | 2,595 |
| Total noninterest income | $339,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $176,000 | 4,196 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $163,000 | 4,529 |
| Total noninterest expense | $3,337,000 | 3,938 |
| Salaries and employee benefits | $1,591,000 | 4,102 |
| Premises and equipment expense | $467,000 | 3,677 |
| Additional noninterest expense | $1,279,000 | 3,640 |
| Pre-tax net operating income | $-234,000 | 6,329 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-96,000 | 7,077 |
| Income before extraordinary items | $-138,000 | 6,357 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-138,000 | 6,358 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-138,000 | 6,357 |
| Net charge-offs | $397,000 | 3,366 |
| Cash dividends | $139,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-138,000 | 6,264 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,194 |
| Total interest expense | $846,000 | 4,217 |
| Net interest income | $2,437,000 | 4,082 |
| Provision for loan and lease losses | $530,000 | 2,770 |
| Total noninterest income | $211,000 | 4,933 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 4,777 |
| Total noninterest expense | $2,119,000 | 4,075 |
| Salaries and employee benefits | $1,042,000 | 4,182 |
| Premises and equipment expense | $291,000 | 3,888 |
| Additional noninterest expense | $786,000 | 3,836 |
| Pre-tax net operating income | $-1,000 | 6,071 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-15,000 | 6,952 |
| Income before extraordinary items | $14,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,000 | 6,107 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $14,000 | 6,106 |
| Net charge-offs | $106,000 | 4,176 |
| Cash dividends | $99,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $14,000 | 6,009 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,274 |
| Total interest expense | $442,000 | 4,238 |
| Net interest income | $1,184,000 | 4,201 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $84,000 | 3,821 |
| Total noninterest expense | $1,014,000 | 4,241 |
| Salaries and employee benefits | $509,000 | 4,295 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $348,000 | 4,175 |
| Pre-tax net operating income | $223,000 | 3,871 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $166,000 | 4,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $166,000 | 4,198 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $166,000 | 4,196 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $59,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $166,000 | 4,098 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 4,349 |
| Total interest expense | $1,967,000 | 4,504 |
| Net interest income | $4,633,000 | 4,137 |
| Provision for loan and lease losses | $249,000 | 5,524 |
| Total noninterest income | $661,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $259,000 | 4,162 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $402,000 | 3,544 |
| Total noninterest expense | $4,308,000 | 4,130 |
| Salaries and employee benefits | $1,917,000 | 4,492 |
| Premises and equipment expense | $710,000 | 3,415 |
| Additional noninterest expense | $1,681,000 | 3,770 |
| Pre-tax net operating income | $737,000 | 3,482 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $212,000 | 2,330 |
| Income before extraordinary items | $525,000 | 3,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $525,000 | 3,796 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $525,000 | 3,797 |
| Net charge-offs | $260,000 | 4,674 |
| Cash dividends | $310,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 7,932 |
| Net operating income | $525,000 | 3,740 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 4,391 |
| Total interest expense | $1,480,000 | 4,638 |
| Net interest income | $3,479,000 | 4,140 |
| Provision for loan and lease losses | $125,000 | 5,727 |
| Total noninterest income | $458,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $190,000 | 4,224 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $268,000 | 3,791 |
| Total noninterest expense | $3,080,000 | 4,282 |
| Salaries and employee benefits | $1,399,000 | 4,610 |
| Premises and equipment expense | $529,000 | 3,477 |
| Additional noninterest expense | $1,152,000 | 3,991 |
| Pre-tax net operating income | $732,000 | 3,245 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $224,000 | 2,211 |
| Income before extraordinary items | $508,000 | 3,663 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $508,000 | 3,661 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $508,000 | 3,663 |
| Net charge-offs | $155,000 | 4,566 |
| Cash dividends | $242,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 8,037 |
| Net operating income | $508,000 | 3,571 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 4,435 |
| Total interest expense | $998,000 | 4,737 |
| Net interest income | $2,300,000 | 4,148 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $303,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $178,000 | 3,834 |
| Total noninterest expense | $2,016,000 | 4,368 |
| Salaries and employee benefits | $941,000 | 4,616 |
| Premises and equipment expense | $363,000 | 3,438 |
| Additional noninterest expense | $712,000 | 4,220 |
| Pre-tax net operating income | $517,000 | 3,244 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $159,000 | 2,207 |
| Income before extraordinary items | $358,000 | 3,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 3,664 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $358,000 | 3,664 |
| Net charge-offs | $117,000 | 4,075 |
| Cash dividends | $167,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $-29,000 | 8,137 |
| Net operating income | $358,000 | 3,559 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,438 |
| Total interest expense | $513,000 | 4,774 |
| Net interest income | $1,160,000 | 4,119 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $158,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $90,000 | 3,816 |
| Total noninterest expense | $953,000 | 4,449 |
| Salaries and employee benefits | $422,000 | 4,979 |
| Premises and equipment expense | $186,000 | 3,425 |
| Additional noninterest expense | $345,000 | 3,999 |
| Pre-tax net operating income | $340,000 | 3,134 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $110,000 | 2,090 |
| Income before extraordinary items | $230,000 | 3,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $230,000 | 3,618 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $230,000 | 3,619 |
| Net charge-offs | $73,000 | 3,196 |
| Cash dividends | $84,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 8,176 |
| Net operating income | $230,000 | 3,477 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 4,442 |
| Total interest expense | $2,302,000 | 4,961 |
| Net interest income | $4,809,000 | 4,056 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $515,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $249,000 | 4,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $266,000 | 4,316 |
| Total noninterest expense | $4,263,000 | 4,042 |
| Salaries and employee benefits | $2,164,000 | 4,197 |
| Premises and equipment expense | $721,000 | 3,435 |
| Additional noninterest expense | $1,378,000 | 3,853 |
| Pre-tax net operating income | $1,061,000 | 3,655 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $338,000 | 2,264 |
| Income before extraordinary items | $723,000 | 3,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $723,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $334,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $723,000 | 4,025 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 4,497 |
| Total interest expense | $1,750,000 | 5,048 |
| Net interest income | $3,598,000 | 4,081 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $378,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 4,482 |
| Total noninterest expense | $3,011,000 | 4,208 |
| Salaries and employee benefits | $1,489,000 | 4,506 |
| Premises and equipment expense | $514,000 | 3,575 |
| Additional noninterest expense | $1,008,000 | 3,841 |
| Pre-tax net operating income | $965,000 | 3,747 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $260,000 | 2,617 |
| Income before extraordinary items | $705,000 | 3,800 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $705,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $705,000 | 3,940 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 4,592 |
| Total interest expense | $1,180,000 | 5,172 |
| Net interest income | $2,362,000 | 4,120 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $249,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $1,964,000 | 4,294 |
| Salaries and employee benefits | $981,000 | 4,590 |
| Premises and equipment expense | $331,000 | 3,680 |
| Additional noninterest expense | $652,000 | 3,918 |
| Pre-tax net operating income | $647,000 | 3,851 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $180,000 | 2,801 |
| Income before extraordinary items | $467,000 | 4,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $467,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $167,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $467,000 | 4,091 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 4,689 |
| Total interest expense | $589,000 | 5,339 |
| Net interest income | $1,179,000 | 4,149 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $117,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,793 |
| Total noninterest expense | $974,000 | 4,314 |
| Salaries and employee benefits | $481,000 | 4,684 |
| Premises and equipment expense | $163,000 | 3,740 |
| Additional noninterest expense | $330,000 | 3,830 |
| Pre-tax net operating income | $322,000 | 3,985 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $90,000 | 2,924 |
| Income before extraordinary items | $232,000 | 4,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $83,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,000 | 4,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 4,705 |
| Total interest expense | $2,246,000 | 5,565 |
| Net interest income | $4,837,000 | 4,098 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $478,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $240,000 | 4,540 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $238,000 | 4,699 |
| Total noninterest expense | $3,927,000 | 4,179 |
| Salaries and employee benefits | $1,951,000 | 4,464 |
| Premises and equipment expense | $677,000 | 3,526 |
| Additional noninterest expense | $1,299,000 | 3,851 |
| Pre-tax net operating income | $1,388,000 | 4,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $451,000 | 2,862 |
| Income before extraordinary items | $937,000 | 4,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $937,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $374,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $937,000 | 4,450 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 4,760 |
| Total interest expense | $1,657,000 | 5,618 |
| Net interest income | $3,585,000 | 4,149 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $349,000 | 5,215 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $179,000 | 4,574 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $2,932,000 | 4,161 |
| Salaries and employee benefits | $1,450,000 | 4,488 |
| Premises and equipment expense | $501,000 | 3,539 |
| Additional noninterest expense | $981,000 | 3,766 |
| Pre-tax net operating income | $1,002,000 | 4,353 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $255,000 | 3,406 |
| Income before extraordinary items | $747,000 | 4,489 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $747,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $251,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $747,000 | 4,485 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 4,815 |
| Total interest expense | $1,082,000 | 5,676 |
| Net interest income | $2,363,000 | 4,221 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $226,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $120,000 | 4,583 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $1,932,000 | 4,224 |
| Salaries and employee benefits | $960,000 | 4,541 |
| Premises and equipment expense | $334,000 | 3,567 |
| Additional noninterest expense | $638,000 | 3,834 |
| Pre-tax net operating income | $657,000 | 4,457 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $170,000 | 3,483 |
| Income before extraordinary items | $487,000 | 4,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $487,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $167,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $487,000 | 4,602 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 4,845 |
| Total interest expense | $527,000 | 5,733 |
| Net interest income | $1,174,000 | 4,234 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $110,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $940,000 | 4,320 |
| Salaries and employee benefits | $465,000 | 4,677 |
| Premises and equipment expense | $164,000 | 3,633 |
| Additional noninterest expense | $311,000 | 3,865 |
| Pre-tax net operating income | $329,000 | 4,442 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $244,000 | 4,623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $244,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $84,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $244,000 | 4,607 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 4,657 |
| Total interest expense | $1,740,000 | 5,771 |
| Net interest income | $5,027,000 | 3,991 |
| Provision for loan and lease losses | $65,000 | 5,245 |
| Total noninterest income | $522,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $260,000 | 4,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 4,559 |
| Total noninterest expense | $3,786,000 | 4,141 |
| Salaries and employee benefits | $1,864,000 | 4,508 |
| Premises and equipment expense | $627,000 | 3,636 |
| Additional noninterest expense | $1,295,000 | 3,715 |
| Pre-tax net operating income | $1,698,000 | 4,014 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $550,000 | 3,007 |
| Income before extraordinary items | $1,148,000 | 4,381 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,148,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $370,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,148,000 | 4,359 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 4,665 |
| Total interest expense | $1,251,000 | 5,818 |
| Net interest income | $3,790,000 | 3,998 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $397,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $200,000 | 4,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 4,564 |
| Total noninterest expense | $2,869,000 | 4,106 |
| Salaries and employee benefits | $1,446,000 | 4,363 |
| Premises and equipment expense | $458,000 | 3,725 |
| Additional noninterest expense | $965,000 | 3,706 |
| Pre-tax net operating income | $1,268,000 | 4,166 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $345,000 | 3,390 |
| Income before extraordinary items | $923,000 | 4,355 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $923,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $247,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $923,000 | 4,343 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 4,650 |
| Total interest expense | $803,000 | 5,797 |
| Net interest income | $2,536,000 | 4,004 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $265,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 4,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,899,000 | 4,143 |
| Salaries and employee benefits | $957,000 | 4,401 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $654,000 | 3,661 |
| Pre-tax net operating income | $867,000 | 4,135 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $250,000 | 3,307 |
| Income before extraordinary items | $617,000 | 4,363 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $163,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $617,000 | 4,355 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 4,647 |
| Total interest expense | $386,000 | 5,791 |
| Net interest income | $1,251,000 | 4,042 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $120,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,759 |
| Total noninterest expense | $948,000 | 4,160 |
| Salaries and employee benefits | $475,000 | 4,441 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $328,000 | 3,629 |
| Pre-tax net operating income | $403,000 | 4,262 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $125,000 | 3,281 |
| Income before extraordinary items | $278,000 | 4,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 4,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $80,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $278,000 | 4,591 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,409,000 | 4,425 |
| Total interest expense | $1,438,000 | 5,333 |
| Net interest income | $4,971,000 | 3,967 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $682,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $298,000 | 4,205 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $384,000 | 3,842 |
| Total noninterest expense | $3,622,000 | 4,182 |
| Salaries and employee benefits | $1,851,000 | 4,378 |
| Premises and equipment expense | $544,000 | 3,935 |
| Additional noninterest expense | $1,227,000 | 3,807 |
| Pre-tax net operating income | $1,891,000 | 3,819 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $616,000 | 3,031 |
| Income before extraordinary items | $1,287,000 | 4,181 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,287,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $358,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,278,840 | 4,168 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 4,416 |
| Total interest expense | $1,045,000 | 5,318 |
| Net interest income | $3,700,000 | 3,985 |
| Provision for loan and lease losses | $110,000 | 4,035 |
| Total noninterest income | $510,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $224,000 | 4,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,881 |
| Total noninterest expense | $2,695,000 | 4,165 |
| Salaries and employee benefits | $1,385,000 | 4,354 |
| Premises and equipment expense | $398,000 | 3,982 |
| Additional noninterest expense | $912,000 | 3,766 |
| Pre-tax net operating income | $1,405,000 | 3,930 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $385,000 | 3,395 |
| Income before extraordinary items | $1,032,000 | 4,070 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,032,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,120 |
| Cash dividends | $239,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,023,240 | 4,052 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 4,388 |
| Total interest expense | $670,000 | 5,274 |
| Net interest income | $2,448,000 | 3,992 |
| Provision for loan and lease losses | $70,000 | 3,946 |
| Total noninterest income | $338,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $197,000 | 3,782 |
| Total noninterest expense | $1,809,000 | 4,126 |
| Salaries and employee benefits | $943,000 | 4,266 |
| Premises and equipment expense | $265,000 | 3,962 |
| Additional noninterest expense | $601,000 | 3,796 |
| Pre-tax net operating income | $907,000 | 3,973 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $255,000 | 3,378 |
| Income before extraordinary items | $652,000 | 4,197 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $652,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $159,000 | 3,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $652,000 | 4,139 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 4,398 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $1,218,000 | 4,014 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $117,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $904,000 | 4,148 |
| Salaries and employee benefits | $466,000 | 4,316 |
| Premises and equipment expense | $132,000 | 4,029 |
| Additional noninterest expense | $306,000 | 3,745 |
| Pre-tax net operating income | $401,000 | 4,267 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $130,000 | 3,352 |
| Income before extraordinary items | $271,000 | 4,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $271,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $271,000 | 4,616 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,798,000 | 4,369 |
| Total interest expense | $1,230,000 | 5,050 |
| Net interest income | $4,568,000 | 4,069 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $574,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $310,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $264,000 | 4,519 |
| Total noninterest expense | $3,413,000 | 4,258 |
| Salaries and employee benefits | $1,733,000 | 4,458 |
| Premises and equipment expense | $476,000 | 4,252 |
| Additional noninterest expense | $1,204,000 | 3,731 |
| Pre-tax net operating income | $1,669,000 | 3,980 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $532,000 | 3,248 |
| Income before extraordinary items | $1,137,000 | 4,345 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,137,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $342,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,137,000 | 4,270 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 4,392 |
| Total interest expense | $925,000 | 5,005 |
| Net interest income | $3,355,000 | 4,131 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $400,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $237,000 | 4,228 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 4,945 |
| Total noninterest expense | $2,467,000 | 4,339 |
| Salaries and employee benefits | $1,263,000 | 4,517 |
| Premises and equipment expense | $356,000 | 4,243 |
| Additional noninterest expense | $848,000 | 3,903 |
| Pre-tax net operating income | $1,243,000 | 4,072 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $380,000 | 3,391 |
| Income before extraordinary items | $863,000 | 4,397 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $863,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $239,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $863,000 | 4,323 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 4,461 |
| Total interest expense | $621,000 | 5,006 |
| Net interest income | $2,177,000 | 4,216 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $278,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $154,000 | 4,263 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 4,707 |
| Total noninterest expense | $1,611,000 | 4,431 |
| Salaries and employee benefits | $817,000 | 4,645 |
| Premises and equipment expense | $235,000 | 4,268 |
| Additional noninterest expense | $559,000 | 3,959 |
| Pre-tax net operating income | $814,000 | 4,058 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $215,000 | 3,631 |
| Income before extraordinary items | $599,000 | 4,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $599,000 | 4,168 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 4,530 |
| Total interest expense | $316,000 | 5,012 |
| Net interest income | $1,066,000 | 4,295 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $786,000 | 4,528 |
| Salaries and employee benefits | $417,000 | 4,594 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $256,000 | 4,241 |
| Pre-tax net operating income | $379,000 | 4,215 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $100,000 | 3,780 |
| Income before extraordinary items | $279,000 | 4,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $279,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $279,000 | 4,335 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 4,465 |
| Total interest expense | $1,502,000 | 4,868 |
| Net interest income | $4,166,000 | 4,236 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $521,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $323,000 | 4,126 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $198,000 | 5,303 |
| Total noninterest expense | $3,056,000 | 4,552 |
| Salaries and employee benefits | $1,563,000 | 4,720 |
| Premises and equipment expense | $454,000 | 4,346 |
| Additional noninterest expense | $1,039,000 | 4,148 |
| Pre-tax net operating income | $1,466,000 | 4,180 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $453,000 | 3,559 |
| Income before extraordinary items | $1,023,000 | 4,587 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,023,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,613 |
| Cash dividends | $318,000 | 4,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,016,100 | 4,428 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 4,531 |
| Total interest expense | $1,162,000 | 4,910 |
| Net interest income | $3,085,000 | 4,296 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $377,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $243,000 | 4,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 5,555 |
| Total noninterest expense | $2,261,000 | 4,576 |
| Salaries and employee benefits | $1,171,000 | 4,706 |
| Premises and equipment expense | $341,000 | 4,338 |
| Additional noninterest expense | $749,000 | 4,265 |
| Pre-tax net operating income | $1,076,000 | 4,365 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $265,000 | 4,156 |
| Income before extraordinary items | $821,000 | 4,528 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $821,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,634 |
| Cash dividends | $239,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $813,400 | 4,377 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 4,575 |
| Total interest expense | $794,000 | 4,948 |
| Net interest income | $2,033,000 | 4,345 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $266,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $165,000 | 4,075 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $101,000 | 5,311 |
| Total noninterest expense | $1,438,000 | 4,716 |
| Salaries and employee benefits | $760,000 | 4,809 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $471,000 | 4,438 |
| Pre-tax net operating income | $771,000 | 4,157 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $195,000 | 4,029 |
| Income before extraordinary items | $583,000 | 4,376 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $583,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,326 |
| Cash dividends | $143,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $577,750 | 4,189 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 4,603 |
| Total interest expense | $402,000 | 5,022 |
| Net interest income | $1,007,000 | 4,372 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $694,000 | 4,822 |
| Salaries and employee benefits | $370,000 | 4,899 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $224,000 | 4,575 |
| Pre-tax net operating income | $406,000 | 3,997 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $110,000 | 3,771 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $71,000 | 3,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $297,080 | 4,080 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 4,527 |
| Total interest expense | $1,896,000 | 4,979 |
| Net interest income | $4,154,000 | 4,229 |
| Provision for loan and lease losses | $381,000 | 2,938 |
| Total noninterest income | $570,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $216,000 | 4,864 |
| Total noninterest expense | $2,942,000 | 4,529 |
| Salaries and employee benefits | $1,510,000 | 4,673 |
| Premises and equipment expense | $473,000 | 4,102 |
| Additional noninterest expense | $959,000 | 4,318 |
| Pre-tax net operating income | $1,401,000 | 4,280 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $435,000 | 3,723 |
| Income before extraordinary items | $966,000 | 4,688 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $966,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,085 |
| Cash dividends | $279,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $966,000 | 4,569 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 4,660 |
| Total interest expense | $3,483,000 | 4,219 |
| Net interest income | $3,043,000 | 5,016 |
| Provision for loan and lease losses | $255,000 | 3,548 |
| Total noninterest income | $513,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $322,000 | 3,991 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $191,000 | 5,037 |
| Total noninterest expense | $2,959,000 | 4,378 |
| Salaries and employee benefits | $1,484,000 | 4,556 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $975,000 | 4,154 |
| Pre-tax net operating income | $342,000 | 7,232 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $35,000 | 6,977 |
| Income before extraordinary items | $307,000 | 7,085 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $307,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,441 |
| Cash dividends | $255,000 | 4,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $307,000 | 6,975 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 5,015 |
| Total interest expense | $2,903,000 | 5,047 |
| Net interest income | $3,206,000 | 4,920 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $422,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,141 |
| Total noninterest expense | $2,568,000 | 4,766 |
| Salaries and employee benefits | $1,224,000 | 5,133 |
| Premises and equipment expense | $444,000 | 4,169 |
| Additional noninterest expense | $900,000 | 4,336 |
| Pre-tax net operating income | $680,000 | 6,304 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $207,000 | 5,320 |
| Income before extraordinary items | $473,000 | 6,468 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $473,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,845 |
| Cash dividends | $247,000 | 4,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $473,000 | 6,481 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 5,355 |
| Total interest expense | $2,424,000 | 5,295 |
| Net interest income | $2,888,000 | 5,309 |
| Provision for loan and lease losses | $201,000 | 3,541 |
| Total noninterest income | $375,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,187 |
| Total noninterest expense | $2,214,000 | 5,304 |
| Salaries and employee benefits | $1,142,000 | 5,359 |
| Premises and equipment expense | $387,000 | 4,650 |
| Additional noninterest expense | $685,000 | 5,322 |
| Pre-tax net operating income | $848,000 | 5,761 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $229,000 | 5,413 |
| Income before extraordinary items | $622,000 | 5,790 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $622,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $198,000 | 5,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $619,810 | 5,776 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 5,739 |
| Total interest expense | $2,536,000 | 5,311 |
| Net interest income | $2,390,000 | 6,004 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $227,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $2,074,000 | 5,460 |
| Salaries and employee benefits | $1,113,000 | 5,358 |
| Premises and equipment expense | $322,000 | 5,158 |
| Additional noninterest expense | $639,000 | 5,513 |
| Pre-tax net operating income | $423,000 | 7,745 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $345,000 | 7,561 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $345,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $171,000 | 5,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $345,000 | 7,482 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 5,928 |
| Total interest expense | $2,509,000 | 5,397 |
| Net interest income | $2,328,000 | 6,321 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $172,000 | 8,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,914 |
| Total noninterest expense | $1,584,000 | 6,564 |
| Salaries and employee benefits | $863,000 | 6,475 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $512,000 | 6,406 |
| Pre-tax net operating income | $666,000 | 7,137 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $137,000 | 7,803 |
| Income before extraordinary items | $529,000 | 6,806 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $529,000 | 6,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,411 |
| Cash dividends | $151,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $529,000 | 6,745 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 6,392 |
| Total interest expense | $2,332,000 | 5,785 |
| Net interest income | $2,176,000 | 6,810 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $164,000 | 8,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,609,000 | 6,819 |
| Salaries and employee benefits | $924,000 | 6,342 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $477,000 | 7,232 |
| Pre-tax net operating income | $591,000 | 7,466 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $480,000 | 7,041 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $480,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $143,000 | 6,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $480,810 | 6,975 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 6,663 |
| Total interest expense | $2,173,000 | 6,131 |
| Net interest income | $2,146,000 | 6,989 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $136,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,687,000 | 6,765 |
| Salaries and employee benefits | $961,000 | 6,241 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $528,000 | 7,049 |
| Pre-tax net operating income | $500,000 | 8,436 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $88,000 | 9,430 |
| Income before extraordinary items | $437,000 | 7,755 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $437,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,590 |
| Cash dividends | $134,000 | 6,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $416,250 | 7,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 6,551 |
| Total interest expense | $1,891,000 | 5,854 |
| Net interest income | $2,233,000 | 7,012 |
| Provision for loan and lease losses | $205,000 | 2,968 |
| Total noninterest income | $158,000 | 9,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,660,000 | 7,099 |
| Salaries and employee benefits | $899,000 | 6,637 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $560,000 | 7,344 |
| Pre-tax net operating income | $526,000 | 8,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $404,000 | 8,169 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $404,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,867 |
| Cash dividends | $133,000 | 6,357 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,093 |
| Net operating income | $404,000 | 8,212 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 6,882 |
| Total interest expense | $1,935,000 | 5,999 |
| Net interest income | $2,063,000 | 7,504 |
| Provision for loan and lease losses | $230,000 | 3,613 |
| Total noninterest income | $249,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $1,736,000 | 7,084 |
| Salaries and employee benefits | $983,000 | 6,225 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $558,000 | 7,704 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-6,000 | 12,763 |
| Income before extraordinary items | $352,000 | 8,913 |
| Extraordinary gains, net | $-33,000 | 12,584 |
| Net income | $319,000 | 9,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,239 |
| Cash dividends | $112,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $352,000 | 8,659 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 7,116 |
| Total interest expense | $2,352,000 | 6,280 |
| Net interest income | $1,961,000 | 7,864 |
| Provision for loan and lease losses | $124,000 | 6,630 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,631,000 | 7,463 |
| Salaries and employee benefits | $917,000 | 6,520 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $517,000 | 8,287 |
| Pre-tax net operating income | $372,000 | 9,492 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $113,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $341,960 | 8,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.