Home > Peoples Community Bank > Income and Expense
Peoples Community Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,349,000 | 1,342 |
| Total interest expense | $10,231,000 | 631 |
| Net interest income | $3,118,000 | 3,342 |
| Provision for loan and lease losses | $7,600,000 | 552 |
| Total noninterest income | $806,000 | 2,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $806,000 | 1,645 |
| Total noninterest expense | $10,919,000 | 981 |
| Salaries and employee benefits | $3,621,000 | 1,432 |
| Premises and equipment expense | $2,014,000 | 696 |
| Additional noninterest expense | $5,284,000 | 731 |
| Pre-tax net operating income | $-14,595,000 | 7,978 |
| Securities gains (losses) | $33,000 | 2,127 |
| Applicable income taxes | $-200,000 | 7,299 |
| Income before extraordinary items | $-14,362,000 | 8,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,362,000 | 8,003 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-14,362,000 | 8,004 |
| Net charge-offs | $8,649,000 | 414 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-14,394,670 | 7,999 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,303,000 | 1,241 |
| Total interest expense | $5,340,000 | 625 |
| Net interest income | $1,963,000 | 2,754 |
| Provision for loan and lease losses | $1,800,000 | 803 |
| Total noninterest income | $367,000 | 2,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $367,000 | 1,710 |
| Total noninterest expense | $4,509,000 | 1,111 |
| Salaries and employee benefits | $1,844,000 | 1,421 |
| Premises and equipment expense | $1,037,000 | 686 |
| Additional noninterest expense | $1,628,000 | 1,038 |
| Pre-tax net operating income | $-3,979,000 | 7,986 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,975,000 | 8,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,975,000 | 8,025 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,975,000 | 8,025 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,979,000 | 8,029 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $40,494,000 | 923 |
| Total interest expense | $24,430,000 | 653 |
| Net interest income | $16,064,000 | 1,381 |
| Provision for loan and lease losses | $41,477,000 | 218 |
| Total noninterest income | $-1,574,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,574,000 | 8,266 |
| Total noninterest expense | $33,317,000 | 593 |
| Salaries and employee benefits | $8,761,000 | 1,131 |
| Premises and equipment expense | $3,983,000 | 690 |
| Additional noninterest expense | $20,573,000 | 383 |
| Pre-tax net operating income | $-60,304,000 | 8,211 |
| Securities gains (losses) | $602,000 | 320 |
| Applicable income taxes | $7,105,000 | 243 |
| Income before extraordinary items | $-66,807,000 | 8,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-66,807,000 | 8,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,271,000 | 141 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-67,409,000 | 8,217 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $32,037,000 | 913 |
| Total interest expense | $18,331,000 | 679 |
| Net interest income | $13,706,000 | 1,235 |
| Provision for loan and lease losses | $20,204,000 | 243 |
| Total noninterest income | $-2,129,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,129,000 | 8,371 |
| Total noninterest expense | $28,574,000 | 520 |
| Salaries and employee benefits | $7,179,000 | 1,063 |
| Premises and equipment expense | $3,041,000 | 684 |
| Additional noninterest expense | $18,354,000 | 321 |
| Pre-tax net operating income | $-37,201,000 | 8,321 |
| Securities gains (losses) | $540,000 | 298 |
| Applicable income taxes | $9,088,000 | 191 |
| Income before extraordinary items | $-45,749,000 | 8,319 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-45,749,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,029,000 | 139 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-46,289,000 | 8,327 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,767,000 | 861 |
| Total interest expense | $12,994,000 | 665 |
| Net interest income | $9,773,000 | 1,127 |
| Provision for loan and lease losses | $3,600,000 | 535 |
| Total noninterest income | $1,181,000 | 1,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,181,000 | 1,253 |
| Total noninterest expense | $22,931,000 | 452 |
| Salaries and employee benefits | $4,823,000 | 1,072 |
| Premises and equipment expense | $2,117,000 | 662 |
| Additional noninterest expense | $15,991,000 | 258 |
| Pre-tax net operating income | $-15,577,000 | 8,382 |
| Securities gains (losses) | $540,000 | 295 |
| Applicable income taxes | $-964,000 | 8,266 |
| Income before extraordinary items | $-14,073,000 | 8,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,073,000 | 8,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,240,000 | 290 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-14,580,600 | 8,378 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,021,000 | 838 |
| Total interest expense | $7,548,000 | 617 |
| Net interest income | $4,473,000 | 1,238 |
| Provision for loan and lease losses | $1,800,000 | 426 |
| Total noninterest income | $683,000 | 1,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $683,000 | 1,142 |
| Total noninterest expense | $5,168,000 | 942 |
| Salaries and employee benefits | $2,442,000 | 1,060 |
| Premises and equipment expense | $1,092,000 | 640 |
| Additional noninterest expense | $1,634,000 | 877 |
| Pre-tax net operating income | $-1,812,000 | 8,357 |
| Securities gains (losses) | $504,000 | 237 |
| Applicable income taxes | $-496,000 | 8,355 |
| Income before extraordinary items | $-812,000 | 8,274 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-812,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,612,000 | 250 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,134,560 | 8,315 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $60,578,000 | 686 |
| Total interest expense | $34,279,000 | 587 |
| Net interest income | $26,299,000 | 828 |
| Provision for loan and lease losses | $32,800,000 | 109 |
| Total noninterest income | $3,062,000 | 1,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,062,000 | 998 |
| Total noninterest expense | $32,849,000 | 569 |
| Salaries and employee benefits | $10,019,000 | 999 |
| Premises and equipment expense | $4,319,000 | 616 |
| Additional noninterest expense | $18,511,000 | 369 |
| Pre-tax net operating income | $-36,288,000 | 8,516 |
| Securities gains (losses) | $378,000 | 310 |
| Applicable income taxes | $-8,532,000 | 8,509 |
| Income before extraordinary items | $-27,378,000 | 8,510 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-27,378,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,670,000 | 123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-27,665,280 | 8,507 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $47,191,000 | 665 |
| Total interest expense | $26,374,000 | 577 |
| Net interest income | $20,817,000 | 797 |
| Provision for loan and lease losses | $8,300,000 | 178 |
| Total noninterest income | $2,122,000 | 1,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,122,000 | 1,057 |
| Total noninterest expense | $16,259,000 | 847 |
| Salaries and employee benefits | $7,900,000 | 942 |
| Premises and equipment expense | $3,302,000 | 603 |
| Additional noninterest expense | $5,057,000 | 819 |
| Pre-tax net operating income | $-1,620,000 | 8,398 |
| Securities gains (losses) | $308,000 | 306 |
| Applicable income taxes | $-598,000 | 8,461 |
| Income before extraordinary items | $-714,000 | 8,236 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-714,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,440,000 | 98 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-911,120 | 8,301 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $32,268,000 | 661 |
| Total interest expense | $17,845,000 | 572 |
| Net interest income | $14,423,000 | 786 |
| Provision for loan and lease losses | $4,200,000 | 195 |
| Total noninterest income | $1,394,000 | 1,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,394,000 | 1,109 |
| Total noninterest expense | $11,217,000 | 834 |
| Salaries and employee benefits | $5,451,000 | 928 |
| Premises and equipment expense | $2,182,000 | 629 |
| Additional noninterest expense | $3,584,000 | 791 |
| Pre-tax net operating income | $400,000 | 5,522 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $37,000 | 4,979 |
| Income before extraordinary items | $370,000 | 5,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $370,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,443,000 | 86 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $363,630 | 5,273 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,218,000 | 645 |
| Total interest expense | $8,782,000 | 575 |
| Net interest income | $7,436,000 | 750 |
| Provision for loan and lease losses | $2,100,000 | 177 |
| Total noninterest income | $637,000 | 1,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $637,000 | 1,143 |
| Total noninterest expense | $5,698,000 | 816 |
| Salaries and employee benefits | $2,783,000 | 916 |
| Premises and equipment expense | $1,113,000 | 605 |
| Additional noninterest expense | $1,802,000 | 774 |
| Pre-tax net operating income | $275,000 | 4,852 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $234,000 | 4,716 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $234,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,113,000 | 77 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $228,190 | 4,745 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $65,474,000 | 610 |
| Total interest expense | $34,365,000 | 508 |
| Net interest income | $31,109,000 | 707 |
| Provision for loan and lease losses | $17,450,000 | 95 |
| Total noninterest income | $2,969,000 | 1,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,969,000 | 1,004 |
| Total noninterest expense | $20,977,000 | 845 |
| Salaries and employee benefits | $10,174,000 | 946 |
| Premises and equipment expense | $4,152,000 | 622 |
| Additional noninterest expense | $6,651,000 | 810 |
| Pre-tax net operating income | $-4,349,000 | 8,659 |
| Securities gains (losses) | $141,000 | 462 |
| Applicable income taxes | $-1,647,000 | 8,651 |
| Income before extraordinary items | $-2,561,000 | 8,626 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,561,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,531,000 | 136 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,651,240 | 8,623 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $49,395,000 | 613 |
| Total interest expense | $25,464,000 | 508 |
| Net interest income | $23,931,000 | 707 |
| Provision for loan and lease losses | $11,250,000 | 110 |
| Total noninterest income | $2,248,000 | 1,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,248,000 | 1,010 |
| Total noninterest expense | $16,388,000 | 818 |
| Salaries and employee benefits | $8,234,000 | 890 |
| Premises and equipment expense | $3,071,000 | 642 |
| Additional noninterest expense | $5,083,000 | 798 |
| Pre-tax net operating income | $-1,459,000 | 8,656 |
| Securities gains (losses) | $135,000 | 383 |
| Applicable income taxes | $-642,000 | 8,701 |
| Income before extraordinary items | $-682,000 | 8,532 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-682,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,398,000 | 134 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-768,400 | 8,550 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $32,680,000 | 609 |
| Total interest expense | $16,551,000 | 503 |
| Net interest income | $16,129,000 | 703 |
| Provision for loan and lease losses | $2,700,000 | 218 |
| Total noninterest income | $1,425,000 | 1,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,425,000 | 1,048 |
| Total noninterest expense | $10,717,000 | 836 |
| Salaries and employee benefits | $5,350,000 | 916 |
| Premises and equipment expense | $2,038,000 | 647 |
| Additional noninterest expense | $3,329,000 | 817 |
| Pre-tax net operating income | $4,137,000 | 1,216 |
| Securities gains (losses) | $15,000 | 657 |
| Applicable income taxes | $1,301,000 | 1,121 |
| Income before extraordinary items | $2,851,000 | 1,319 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,851,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,413,000 | 157 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,840,650 | 1,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,956,000 | 605 |
| Total interest expense | $8,017,000 | 487 |
| Net interest income | $7,939,000 | 710 |
| Provision for loan and lease losses | $1,200,000 | 226 |
| Total noninterest income | $684,000 | 1,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $684,000 | 1,059 |
| Total noninterest expense | $5,242,000 | 854 |
| Salaries and employee benefits | $2,675,000 | 914 |
| Premises and equipment expense | $1,006,000 | 652 |
| Additional noninterest expense | $1,561,000 | 853 |
| Pre-tax net operating income | $2,181,000 | 1,135 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $688,000 | 1,068 |
| Income before extraordinary items | $1,496,000 | 1,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,496,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,318,000 | 178 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,493,960 | 1,221 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $51,375,000 | 634 |
| Total interest expense | $27,544,000 | 441 |
| Net interest income | $23,831,000 | 899 |
| Provision for loan and lease losses | $3,600,000 | 307 |
| Total noninterest income | $2,060,000 | 2,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,060,000 | 1,334 |
| Total noninterest expense | $18,118,000 | 937 |
| Salaries and employee benefits | $8,975,000 | 1,034 |
| Premises and equipment expense | $3,250,000 | 743 |
| Additional noninterest expense | $5,893,000 | 873 |
| Pre-tax net operating income | $4,173,000 | 2,155 |
| Securities gains (losses) | $69,000 | 836 |
| Applicable income taxes | $1,340,000 | 1,845 |
| Income before extraordinary items | $2,902,000 | 2,321 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,902,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,608,000 | 197 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,855,080 | 2,314 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $36,972,000 | 638 |
| Total interest expense | $19,834,000 | 434 |
| Net interest income | $17,138,000 | 920 |
| Provision for loan and lease losses | $2,700,000 | 292 |
| Total noninterest income | $1,389,000 | 2,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,389,000 | 1,433 |
| Total noninterest expense | $12,140,000 | 1,045 |
| Salaries and employee benefits | $6,536,000 | 1,049 |
| Premises and equipment expense | $2,381,000 | 752 |
| Additional noninterest expense | $3,223,000 | 1,179 |
| Pre-tax net operating income | $3,687,000 | 1,900 |
| Securities gains (losses) | $69,000 | 785 |
| Applicable income taxes | $1,228,000 | 1,622 |
| Income before extraordinary items | $2,528,000 | 2,042 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,528,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,495,000 | 220 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,481,770 | 2,045 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,488,000 | 651 |
| Total interest expense | $12,342,000 | 434 |
| Net interest income | $11,146,000 | 939 |
| Provision for loan and lease losses | $1,800,000 | 282 |
| Total noninterest income | $745,000 | 2,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $745,000 | 1,670 |
| Total noninterest expense | $7,731,000 | 1,082 |
| Salaries and employee benefits | $4,340,000 | 1,049 |
| Premises and equipment expense | $1,546,000 | 773 |
| Additional noninterest expense | $1,845,000 | 1,346 |
| Pre-tax net operating income | $2,360,000 | 1,925 |
| Securities gains (losses) | $45,000 | 821 |
| Applicable income taxes | $816,000 | 1,594 |
| Income before extraordinary items | $1,589,000 | 2,129 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,589,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,002,000 | 225 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,559,300 | 2,123 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,325,000 | 665 |
| Total interest expense | $5,841,000 | 432 |
| Net interest income | $5,484,000 | 945 |
| Provision for loan and lease losses | $900,000 | 282 |
| Total noninterest income | $363,000 | 2,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $363,000 | 1,663 |
| Total noninterest expense | $3,844,000 | 1,082 |
| Salaries and employee benefits | $2,164,000 | 1,041 |
| Premises and equipment expense | $810,000 | 739 |
| Additional noninterest expense | $870,000 | 1,435 |
| Pre-tax net operating income | $1,103,000 | 2,004 |
| Securities gains (losses) | $26,000 | 712 |
| Applicable income taxes | $382,000 | 1,664 |
| Income before extraordinary items | $747,000 | 2,206 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $747,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 449 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $729,840 | 2,219 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $41,074,000 | 678 |
| Total interest expense | $19,901,000 | 430 |
| Net interest income | $21,173,000 | 930 |
| Provision for loan and lease losses | $3,600,000 | 329 |
| Total noninterest income | $1,247,000 | 3,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,247,000 | 1,855 |
| Total noninterest expense | $14,387,000 | 1,128 |
| Salaries and employee benefits | $8,001,000 | 1,078 |
| Premises and equipment expense | $3,113,000 | 741 |
| Additional noninterest expense | $3,273,000 | 1,509 |
| Pre-tax net operating income | $4,433,000 | 1,874 |
| Securities gains (losses) | $847,000 | 311 |
| Applicable income taxes | $1,695,000 | 1,460 |
| Income before extraordinary items | $3,585,000 | 1,772 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,585,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,053,000 | 337 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,009,040 | 2,028 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,288,000 | 684 |
| Total interest expense | $14,520,000 | 432 |
| Net interest income | $15,768,000 | 937 |
| Provision for loan and lease losses | $2,700,000 | 336 |
| Total noninterest income | $943,000 | 3,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $943,000 | 1,846 |
| Total noninterest expense | $10,486,000 | 1,163 |
| Salaries and employee benefits | $5,930,000 | 1,086 |
| Premises and equipment expense | $2,210,000 | 770 |
| Additional noninterest expense | $2,346,000 | 1,551 |
| Pre-tax net operating income | $3,525,000 | 1,794 |
| Securities gains (losses) | $100,000 | 1,171 |
| Applicable income taxes | $1,132,000 | 1,608 |
| Income before extraordinary items | $2,493,000 | 1,907 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,493,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,909,000 | 266 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,424,000 | 1,905 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,072,000 | 680 |
| Total interest expense | $9,475,000 | 438 |
| Net interest income | $10,597,000 | 919 |
| Provision for loan and lease losses | $1,800,000 | 339 |
| Total noninterest income | $515,000 | 3,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $515,000 | 2,144 |
| Total noninterest expense | $6,784,000 | 1,190 |
| Salaries and employee benefits | $3,826,000 | 1,123 |
| Premises and equipment expense | $1,457,000 | 781 |
| Additional noninterest expense | $1,501,000 | 1,606 |
| Pre-tax net operating income | $2,528,000 | 1,667 |
| Securities gains (losses) | $77,000 | 1,189 |
| Applicable income taxes | $886,000 | 1,418 |
| Income before extraordinary items | $1,719,000 | 1,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,719,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,163,000 | 249 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,668,180 | 1,839 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,032,000 | 691 |
| Total interest expense | $4,751,000 | 448 |
| Net interest income | $5,281,000 | 935 |
| Provision for loan and lease losses | $900,000 | 332 |
| Total noninterest income | $235,000 | 3,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $235,000 | 2,218 |
| Total noninterest expense | $3,387,000 | 1,198 |
| Salaries and employee benefits | $1,898,000 | 1,157 |
| Premises and equipment expense | $740,000 | 786 |
| Additional noninterest expense | $749,000 | 1,592 |
| Pre-tax net operating income | $1,229,000 | 1,682 |
| Securities gains (losses) | $30,000 | 1,495 |
| Applicable income taxes | $428,000 | 1,473 |
| Income before extraordinary items | $831,000 | 1,879 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $831,000 | 1,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,992,000 | 172 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $811,200 | 1,843 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,093,000 | 763 |
| Total interest expense | $17,579,000 | 521 |
| Net interest income | $19,514,000 | 986 |
| Provision for loan and lease losses | $4,047,000 | 377 |
| Total noninterest income | $1,779,000 | 2,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,779,000 | 1,594 |
| Total noninterest expense | $11,685,000 | 1,370 |
| Salaries and employee benefits | $6,340,000 | 1,357 |
| Premises and equipment expense | $2,533,000 | 882 |
| Additional noninterest expense | $2,812,000 | 1,726 |
| Pre-tax net operating income | $5,561,000 | 1,489 |
| Securities gains (losses) | $651,000 | 640 |
| Applicable income taxes | $2,114,000 | 1,236 |
| Income before extraordinary items | $4,098,000 | 1,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,098,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,125,000 | 528 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 508 |
| Net operating income | $3,668,340 | 1,608 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,323,000 | 798 |
| Total interest expense | $12,926,000 | 552 |
| Net interest income | $14,397,000 | 1,019 |
| Provision for loan and lease losses | $3,147,000 | 386 |
| Total noninterest income | $1,168,000 | 2,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,168,000 | 1,843 |
| Total noninterest expense | $8,328,000 | 1,453 |
| Salaries and employee benefits | $4,410,000 | 1,471 |
| Premises and equipment expense | $1,871,000 | 910 |
| Additional noninterest expense | $2,047,000 | 1,765 |
| Pre-tax net operating income | $4,090,000 | 1,549 |
| Securities gains (losses) | $641,000 | 586 |
| Applicable income taxes | $1,610,000 | 1,264 |
| Income before extraordinary items | $3,121,000 | 1,551 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,121,000 | 1,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,125,000 | 424 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 382 |
| Net operating income | $2,697,940 | 1,697 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,369,000 | 801 |
| Total interest expense | $8,788,000 | 564 |
| Net interest income | $9,581,000 | 1,010 |
| Provision for loan and lease losses | $2,247,000 | 369 |
| Total noninterest income | $696,000 | 3,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $696,000 | 1,980 |
| Total noninterest expense | $5,289,000 | 1,520 |
| Salaries and employee benefits | $2,932,000 | 1,468 |
| Premises and equipment expense | $1,023,000 | 1,121 |
| Additional noninterest expense | $1,334,000 | 1,803 |
| Pre-tax net operating income | $2,741,000 | 1,536 |
| Securities gains (losses) | $493,000 | 578 |
| Applicable income taxes | $1,101,000 | 1,265 |
| Income before extraordinary items | $2,133,000 | 1,531 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,133,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,116,000 | 319 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 329 |
| Net operating income | $1,807,620 | 1,666 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,178,000 | 813 |
| Total interest expense | $4,400,000 | 573 |
| Net interest income | $4,778,000 | 1,014 |
| Provision for loan and lease losses | $1,059,000 | 363 |
| Total noninterest income | $341,000 | 2,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $341,000 | 1,932 |
| Total noninterest expense | $2,564,000 | 1,557 |
| Salaries and employee benefits | $1,421,000 | 1,507 |
| Premises and equipment expense | $499,000 | 1,159 |
| Additional noninterest expense | $644,000 | 1,829 |
| Pre-tax net operating income | $1,496,000 | 1,432 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $509,000 | 1,356 |
| Income before extraordinary items | $987,000 | 1,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $987,000 | 1,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,348,000 | 267 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $987,000 | 1,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,155,000 | 866 |
| Total interest expense | $15,923,000 | 708 |
| Net interest income | $19,232,000 | 1,011 |
| Provision for loan and lease losses | $5,258,000 | 375 |
| Total noninterest income | $2,909,000 | 1,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,909,000 | 1,012 |
| Total noninterest expense | $10,424,000 | 1,476 |
| Salaries and employee benefits | $4,566,000 | 1,754 |
| Premises and equipment expense | $2,100,000 | 1,054 |
| Additional noninterest expense | $3,758,000 | 1,286 |
| Pre-tax net operating income | $6,459,000 | 1,315 |
| Securities gains (losses) | $520,000 | 643 |
| Applicable income taxes | $2,839,000 | 969 |
| Income before extraordinary items | $4,140,000 | 1,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,140,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,551,000 | 659 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 615 |
| Net operating income | $3,807,200 | 1,537 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,206,000 | 1,261 |
| Total interest expense | $15,202,000 | 1,062 |
| Net interest income | $12,004,000 | 1,487 |
| Provision for loan and lease losses | $3,356,000 | 478 |
| Total noninterest income | $1,199,000 | 2,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,199,000 | 1,802 |
| Total noninterest expense | $8,658,000 | 1,678 |
| Salaries and employee benefits | $3,959,000 | 1,892 |
| Premises and equipment expense | $1,038,000 | 2,048 |
| Additional noninterest expense | $3,661,000 | 1,286 |
| Pre-tax net operating income | $1,189,000 | 4,436 |
| Securities gains (losses) | $3,968,000 | 159 |
| Applicable income taxes | $2,313,000 | 1,042 |
| Income before extraordinary items | $2,844,000 | 1,848 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,844,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 882 |
| Net operating income | $304,480 | 6,992 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,832,000 | 1,859 |
| Total interest expense | $13,013,000 | 1,338 |
| Net interest income | $5,819,000 | 3,041 |
| Provision for loan and lease losses | $273,000 | 3,062 |
| Total noninterest income | $755,000 | 3,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $755,000 | 2,233 |
| Total noninterest expense | $5,602,000 | 2,438 |
| Salaries and employee benefits | $2,430,000 | 2,907 |
| Premises and equipment expense | $493,000 | 3,830 |
| Additional noninterest expense | $2,679,000 | 1,658 |
| Pre-tax net operating income | $699,000 | 6,226 |
| Securities gains (losses) | $852,000 | 174 |
| Applicable income taxes | $863,000 | 2,385 |
| Income before extraordinary items | $688,000 | 5,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $688,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 644 |
| Net operating income | $142,720 | 8,463 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 4,565 |
| Total interest expense | $3,848,000 | 3,710 |
| Net interest income | $2,867,000 | 5,337 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $133,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $133,000 | 5,903 |
| Total noninterest expense | $1,634,000 | 6,454 |
| Salaries and employee benefits | $1,030,000 | 5,760 |
| Premises and equipment expense | $243,000 | 6,141 |
| Additional noninterest expense | $361,000 | 7,598 |
| Pre-tax net operating income | $1,196,000 | 4,775 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $411,000 | 4,092 |
| Income before extraordinary items | $785,000 | 5,147 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $785,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $785,000 | 5,114 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 4,521 |
| Total interest expense | $4,138,000 | 3,570 |
| Net interest income | $2,615,000 | 5,674 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $146,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $1,490,000 | 6,732 |
| Salaries and employee benefits | $902,000 | 6,200 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $411,000 | 7,129 |
| Pre-tax net operating income | $1,261,000 | 4,729 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $438,000 | 4,188 |
| Income before extraordinary items | $823,000 | 5,108 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $823,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $823,000 | 5,018 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 5,042 |
| Total interest expense | $3,874,000 | 3,798 |
| Net interest income | $2,167,000 | 6,591 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $110,000 | 9,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $1,047,000 | 8,180 |
| Salaries and employee benefits | $628,000 | 7,736 |
| Premises and equipment expense | $157,000 | 7,652 |
| Additional noninterest expense | $262,000 | 8,709 |
| Pre-tax net operating income | $1,182,000 | 5,289 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $408,000 | 4,822 |
| Income before extraordinary items | $774,000 | 5,572 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $774,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $774,000 | 5,527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 5,444 |
| Total interest expense | $3,559,000 | 4,132 |
| Net interest income | $2,042,000 | 7,057 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $1,461,000 | 7,225 |
| Salaries and employee benefits | $580,000 | 8,256 |
| Premises and equipment expense | $154,000 | 7,965 |
| Additional noninterest expense | $727,000 | 5,587 |
| Pre-tax net operating income | $722,000 | 6,832 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $231,000 | 6,694 |
| Income before extraordinary items | $491,000 | 6,958 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $491,000 | 6,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $491,000 | 6,897 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 5,889 |
| Total interest expense | $3,207,000 | 4,470 |
| Net interest income | $1,909,000 | 7,510 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,004,000 | 8,938 |
| Salaries and employee benefits | $531,000 | 8,844 |
| Premises and equipment expense | $128,000 | 8,845 |
| Additional noninterest expense | $345,000 | 8,741 |
| Pre-tax net operating income | $995,000 | 6,023 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $341,000 | 5,550 |
| Income before extraordinary items | $654,000 | 6,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $654,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $654,000 | 6,269 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 5,807 |
| Total interest expense | $2,602,000 | 4,483 |
| Net interest income | $2,236,000 | 7,003 |
| Provision for loan and lease losses | $-6,000 | 11,728 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $1,236,000 | 8,481 |
| Salaries and employee benefits | $832,000 | 7,035 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $309,000 | 9,857 |
| Pre-tax net operating income | $1,103,000 | 5,555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $462,000 | 4,299 |
| Income before extraordinary items | $641,000 | 6,274 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $641,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $641,000 | 6,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 6,144 |
| Total interest expense | $2,436,000 | 4,941 |
| Net interest income | $2,213,000 | 7,152 |
| Provision for loan and lease losses | $82,000 | 6,278 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $119,000 | 7,333 |
| Total noninterest expense | $771,000 | 10,818 |
| Salaries and employee benefits | $400,000 | 10,634 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $272,000 | 10,796 |
| Pre-tax net operating income | $1,479,000 | 4,378 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $540,000 | 3,924 |
| Income before extraordinary items | $939,000 | 4,929 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $939,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $939,000 | 4,700 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 6,811 |
| Total interest expense | $2,747,000 | 5,555 |
| Net interest income | $1,818,000 | 8,288 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $147,000 | 6,714 |
| Total noninterest expense | $729,000 | 11,358 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $1,156,000 | 5,074 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $364,000 | 5,165 |
| Income before extraordinary items | $792,000 | 5,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $792,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $792,000 | 5,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.