Home > Peoples Community Bank > Assets and Liabilities
Peoples Community Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 151 | 1,077 |
| Assets and Liabilities | ||
| Total Assets: | $606,153,000 | 1,186 |
| Cash and due from depository institutions | $98,702,000 | 1,077 |
| Interest-bearing balances | $90,649,000 | 260 |
| Securities | $23,537,000 | 4,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $400,733,000 | 1,228 |
| Loan loss allowance | $27,626,000 | 355 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $25,227,000 | 452 |
| Other real estate owned | $18,858,000 | 1,077 |
| Goodwill and other intangibles | $2,244,000 | 1,261 |
| All other assets | $36,852,000 | 628 |
| Life insurance assets | $18,931,000 | 352 |
| Total liabilities and capital | $606,153,000 | 1,186 |
| Total liabilities | $601,567,000 | 1,078 |
| Total deposits | $538,787,000 | 1,041 |
| Interest-bearing deposits | $525,975,000 | 932 |
| Deposits held in domestic offices | $538,787,000 | 1,040 |
| % insured | 99.11% | 87 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $58,958,000 | 887 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,822,000 | 1,447 |
| Total equity capital | $4,586,000 | 7,184 |
| Total bank equity capital | $4,586,000 | 7,184 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $26,000 | 7,043 |
| Surplus | $86,947,000 | 453 |
| Undivided profits | $-82,387,000 | 8,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $63,479,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,827,000 | 1,922 |
| Earning assets | $514,919,000 | 1,269 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $664,500,000 | 1,066 |
| Average Assets, quarterly | $640,756,000 | 1,123 |
| Volatile liabilities | $146,040,000 | 1,057 |
| Insider loans | $591,000 | 5,171 |
| FHLB advances | $58,958,000 | 799 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,938,000 | 2,066 |
| Tier 1 (core) risk-based capital | $2,211,000 | 7,910 |
| Tier 2 risk-based capital | $2,211,000 | 2,435 |
| Total risk weighted assets | $399,337,000 | 1,318 |
| Total unused commitments | $32,938,000 | 2,069 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 151 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $675,359,000 | 1,056 |
| Cash and due from depository institutions | $106,275,000 | 1,078 |
| Interest-bearing balances | $97,978,000 | 227 |
| Securities | $49,919,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $440,703,000 | 1,128 |
| Loan loss allowance | $30,506,000 | 307 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $26,954,000 | 423 |
| Other real estate owned | $11,464,000 | 1,078 |
| Goodwill and other intangibles | $3,004,000 | 1,109 |
| All other assets | $37,040,000 | 616 |
| Life insurance assets | $18,748,000 | 353 |
| Total liabilities and capital | $675,359,000 | 1,056 |
| Total liabilities | $660,537,000 | 960 |
| Total deposits | $598,214,000 | 924 |
| Interest-bearing deposits | $583,081,000 | 815 |
| Deposits held in domestic offices | $598,214,000 | 923 |
| % insured | 95.48% | 242 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $58,985,000 | 928 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,338,000 | 1,577 |
| Total equity capital | $14,822,000 | 4,176 |
| Total bank equity capital | $14,822,000 | 4,176 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $26,000 | 7,084 |
| Surplus | $86,861,000 | 448 |
| Undivided profits | $-72,065,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $41,453,000 | 412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,636,000 | 1,313 |
| Earning assets | $588,600,000 | 1,117 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $693,673,500 | 1,020 |
| Average Assets, quarterly | $693,673,500 | 1,020 |
| Volatile liabilities | $160,543,000 | 975 |
| Insider loans | $594,000 | 5,193 |
| FHLB advances | $58,985,000 | 833 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $36,212,000 | 2,007 |
| Tier 1 (core) risk-based capital | $12,208,000 | 4,660 |
| Tier 2 risk-based capital | $5,713,000 | 1,060 |
| Total risk weighted assets | $432,251,000 | 1,208 |
| Total unused commitments | $36,212,000 | 2,008 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 153 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $711,988,000 | 971 |
| Cash and due from depository institutions | $71,956,000 | 1,055 |
| Interest-bearing balances | $60,824,000 | 215 |
| Securities | $100,951,000 | 1,211 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $461,863,000 | 1,074 |
| Loan loss allowance | $28,705,000 | 305 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $27,181,000 | 420 |
| Other real estate owned | $10,176,000 | 1,055 |
| Goodwill and other intangibles | $3,342,000 | 1,062 |
| All other assets | $36,519,000 | 624 |
| Life insurance assets | $18,566,000 | 353 |
| Total liabilities and capital | $711,988,000 | 971 |
| Total liabilities | $693,600,000 | 907 |
| Total deposits | $631,247,000 | 838 |
| Interest-bearing deposits | $615,092,000 | 740 |
| Deposits held in domestic offices | $631,247,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $59,007,000 | 1,013 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,346,000 | 1,567 |
| Total equity capital | $18,388,000 | 3,505 |
| Total bank equity capital | $18,388,000 | 3,505 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $26,000 | 7,128 |
| Surplus | $86,833,000 | 434 |
| Undivided profits | $-68,471,000 | 8,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,106,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,929,000 | 1,218 |
| Earning assets | $623,638,000 | 1,018 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $792,413,400 | 854 |
| Average Assets, quarterly | $716,449,000 | 954 |
| Volatile liabilities | $174,629,000 | 889 |
| Insider loans | $620,000 | 5,185 |
| FHLB advances | $59,007,000 | 917 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $41,060,000 | 1,859 |
| Tier 1 (core) risk-based capital | $15,844,000 | 3,827 |
| Tier 2 risk-based capital | $5,941,000 | 1,004 |
| Total risk weighted assets | $452,504,000 | 1,158 |
| Total unused commitments | $41,060,000 | 1,860 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 160 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $720,910,000 | 947 |
| Cash and due from depository institutions | $67,848,000 | 1,015 |
| Interest-bearing balances | $58,260,000 | 112 |
| Securities | $58,802,000 | 1,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $514,993,000 | 954 |
| Loan loss allowance | $23,674,000 | 328 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $27,431,000 | 415 |
| Other real estate owned | $11,391,000 | 1,015 |
| Goodwill and other intangibles | $3,714,000 | 1,057 |
| All other assets | $36,731,000 | 591 |
| Life insurance assets | $18,382,000 | 351 |
| Total liabilities and capital | $720,910,000 | 947 |
| Total liabilities | $681,515,000 | 905 |
| Total deposits | $617,521,000 | 833 |
| Interest-bearing deposits | $601,646,000 | 747 |
| Deposits held in domestic offices | $617,521,000 | 830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $59,025,000 | 1,034 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,969,000 | 1,139 |
| Total equity capital | $39,395,000 | 1,733 |
| Total bank equity capital | $39,395,000 | 1,733 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $26,000 | 7,190 |
| Surplus | $86,803,000 | 428 |
| Undivided profits | $-47,434,000 | 8,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,453,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,106,000 | 1,224 |
| Earning assets | $632,055,000 | 982 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $812,519,750 | 830 |
| Average Assets, quarterly | $744,443,500 | 915 |
| Volatile liabilities | $185,000,000 | 820 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $59,025,000 | 958 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $43,907,000 | 1,873 |
| Tier 1 (core) risk-based capital | $36,536,000 | 1,777 |
| Tier 2 risk-based capital | $6,378,000 | 899 |
| Total risk weighted assets | $492,957,000 | 1,058 |
| Total unused commitments | $93,907,000 | 1,000 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 165 | 1,005 |
| Assets and Liabilities | ||
| Total Assets: | $767,977,000 | 900 |
| Cash and due from depository institutions | $13,621,000 | 1,005 |
| Interest-bearing balances | $3,001,000 | 1,772 |
| Securities | $36,278,000 | 2,982 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 198 |
| Net loans & leases | $570,360,000 | 843 |
| Loan loss allowance | $32,859,000 | 234 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $27,705,000 | 407 |
| Other real estate owned | $10,590,000 | 1,005 |
| Goodwill and other intangibles | $4,085,000 | 1,030 |
| All other assets | $45,338,000 | 481 |
| Life insurance assets | $18,189,000 | 355 |
| Total liabilities and capital | $767,977,000 | 900 |
| Total liabilities | $696,842,000 | 885 |
| Total deposits | $634,327,000 | 800 |
| Interest-bearing deposits | $616,343,000 | 718 |
| Deposits held in domestic offices | $634,327,000 | 797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $59,328,000 | 1,004 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,187,000 | 1,623 |
| Total equity capital | $71,135,000 | 951 |
| Total bank equity capital | $71,135,000 | 951 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $26,000 | 7,250 |
| Surplus | $86,774,000 | 424 |
| Undivided profits | $-15,665,000 | 8,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,613,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,306,000 | 1,097 |
| Earning assets | $669,639,000 | 924 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $843,056,330 | 801 |
| Average Assets, quarterly | $819,231,500 | 831 |
| Volatile liabilities | $183,754,000 | 836 |
| Insider loans | $674,000 | 5,040 |
| FHLB advances | $59,080,000 | 941 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $50,464,000 | 1,721 |
| Tier 1 (core) risk-based capital | $60,066,000 | 1,050 |
| Tier 2 risk-based capital | $7,167,000 | 795 |
| Total risk weighted assets | $547,667,000 | 936 |
| Total unused commitments | $50,464,000 | 1,722 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 175 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $870,486,000 | 793 |
| Cash and due from depository institutions | $18,974,000 | 938 |
| Interest-bearing balances | $4,503,000 | 1,515 |
| Securities | $39,519,000 | 2,803 |
| Federal funds sold & reverse repurchase agreements | $107,000,000 | 179 |
| Net loans & leases | $604,017,000 | 790 |
| Loan loss allowance | $33,687,000 | 217 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $27,997,000 | 399 |
| Other real estate owned | $10,657,000 | 938 |
| Goodwill and other intangibles | $16,996,000 | 491 |
| All other assets | $45,326,000 | 479 |
| Life insurance assets | $17,999,000 | 356 |
| Total liabilities and capital | $870,487,000 | 793 |
| Total liabilities | $786,266,000 | 772 |
| Total deposits | $723,661,000 | 702 |
| Interest-bearing deposits | $701,585,000 | 630 |
| Deposits held in domestic offices | $723,661,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $59,380,000 | 951 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,225,000 | 1,710 |
| Total equity capital | $84,221,000 | 826 |
| Total bank equity capital | $84,221,000 | 826 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $26,000 | 7,278 |
| Surplus | $86,662,000 | 413 |
| Undivided profits | $-2,467,000 | 8,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,409,000 | 245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,571,000 | 1,031 |
| Earning assets | $755,039,000 | 824 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $880,596,000 | 768 |
| Average Assets, quarterly | $880,596,000 | 768 |
| Volatile liabilities | $223,346,000 | 674 |
| Insider loans | $700,000 | 4,953 |
| FHLB advances | $59,108,000 | 882 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $57,139,000 | 1,582 |
| Tier 1 (core) risk-based capital | $60,016,000 | 1,046 |
| Tier 2 risk-based capital | $7,650,000 | 738 |
| Total risk weighted assets | $585,963,000 | 861 |
| Total unused commitments | $57,139,000 | 1,585 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 183 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $890,706,000 | 757 |
| Cash and due from depository institutions | $19,588,000 | 909 |
| Interest-bearing balances | $3,471,000 | 1,418 |
| Securities | $67,571,000 | 1,730 |
| Federal funds sold & reverse repurchase agreements | $67,000,000 | 219 |
| Net loans & leases | $634,421,000 | 740 |
| Loan loss allowance | $34,499,000 | 203 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $28,305,000 | 390 |
| Other real estate owned | $6,916,000 | 909 |
| Goodwill and other intangibles | $17,404,000 | 481 |
| All other assets | $49,501,000 | 451 |
| Life insurance assets | $17,812,000 | 358 |
| Total liabilities and capital | $890,706,000 | 757 |
| Total liabilities | $802,017,000 | 749 |
| Total deposits | $736,863,000 | 686 |
| Interest-bearing deposits | $714,797,000 | 617 |
| Deposits held in domestic offices | $736,863,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $62,129,000 | 854 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,025,000 | 1,776 |
| Total equity capital | $88,689,000 | 782 |
| Total bank equity capital | $88,689,000 | 782 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $26,000 | 7,327 |
| Surplus | $86,625,000 | 403 |
| Undivided profits | $2,038,000 | 6,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,113,000 | 264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,285,000 | 911 |
| Earning assets | $772,463,000 | 804 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $970,327,200 | 659 |
| Average Assets, quarterly | $895,992,500 | 744 |
| Volatile liabilities | $223,507,000 | 691 |
| Insider loans | $725,000 | 4,906 |
| FHLB advances | $61,128,000 | 795 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $66,571,000 | 1,418 |
| Tier 1 (core) risk-based capital | $60,486,000 | 1,038 |
| Tier 2 risk-based capital | $7,849,000 | 719 |
| Total risk weighted assets | $601,270,000 | 843 |
| Total unused commitments | $66,571,000 | 1,419 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 190 | 864 |
| Assets and Liabilities | ||
| Total Assets: | $901,279,000 | 737 |
| Cash and due from depository institutions | $22,594,000 | 864 |
| Interest-bearing balances | $5,923,000 | 876 |
| Securities | $42,938,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 390 |
| Net loans & leases | $699,829,000 | 665 |
| Loan loss allowance | $11,229,000 | 479 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $28,571,000 | 381 |
| Other real estate owned | $167,000 | 864 |
| Goodwill and other intangibles | $29,257,000 | 337 |
| All other assets | $42,923,000 | 486 |
| Life insurance assets | $17,643,000 | 349 |
| Total liabilities and capital | $901,279,000 | 737 |
| Total liabilities | $786,496,000 | 753 |
| Total deposits | $743,685,000 | 671 |
| Interest-bearing deposits | $721,606,000 | 607 |
| Deposits held in domestic offices | $743,685,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $39,179,000 | 1,107 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,632,000 | 1,529 |
| Total equity capital | $114,783,000 | 597 |
| Total bank equity capital | $114,783,000 | 597 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $26,000 | 7,343 |
| Surplus | $86,720,000 | 387 |
| Undivided profits | $28,037,000 | 1,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,200,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,037,000 | 822 |
| Earning assets | $783,690,000 | 774 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $990,232,500 | 646 |
| Average Assets, quarterly | $960,567,000 | 678 |
| Volatile liabilities | $195,446,000 | 762 |
| Insider loans | $749,000 | 4,828 |
| FHLB advances | $38,137,000 | 1,042 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $72,404,000 | 1,339 |
| Tier 1 (core) risk-based capital | $86,081,000 | 716 |
| Tier 2 risk-based capital | $8,064,000 | 690 |
| Total risk weighted assets | $641,932,000 | 770 |
| Total unused commitments | $72,404,000 | 1,340 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 203 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $1,019,855,000 | 653 |
| Cash and due from depository institutions | $21,669,000 | 815 |
| Interest-bearing balances | $4,917,000 | 1,063 |
| Securities | $47,191,000 | 2,399 |
| Federal funds sold & reverse repurchase agreements | $116,000,000 | 170 |
| Net loans & leases | $734,884,000 | 639 |
| Loan loss allowance | $10,126,000 | 536 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $28,710,000 | 368 |
| Other real estate owned | $167,000 | 815 |
| Goodwill and other intangibles | $29,657,000 | 347 |
| All other assets | $41,577,000 | 502 |
| Life insurance assets | $17,459,000 | 349 |
| Total liabilities and capital | $1,019,855,000 | 653 |
| Total liabilities | $904,188,000 | 652 |
| Total deposits | $758,637,000 | 676 |
| Interest-bearing deposits | $734,521,000 | 605 |
| Deposits held in domestic offices | $758,637,000 | 674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $141,800,000 | 374 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,751,000 | 1,450 |
| Total equity capital | $115,667,000 | 602 |
| Total bank equity capital | $115,667,000 | 602 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $26,000 | 7,394 |
| Surplus | $86,717,000 | 398 |
| Undivided profits | $28,924,000 | 1,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,436,000 | 353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,027,000 | 789 |
| Earning assets | $902,992,000 | 672 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $1,019,883,670 | 644 |
| Average Assets, quarterly | $1,015,613,500 | 652 |
| Volatile liabilities | $294,127,000 | 515 |
| Insider loans | $773,000 | 4,747 |
| FHLB advances | $140,671,000 | 326 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $71,570,000 | 1,390 |
| Tier 1 (core) risk-based capital | $86,633,000 | 720 |
| Tier 2 risk-based capital | $8,705,000 | 648 |
| Total risk weighted assets | $694,997,000 | 725 |
| Total unused commitments | $71,570,000 | 1,390 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 203 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $1,011,372,000 | 649 |
| Cash and due from depository institutions | $21,687,000 | 806 |
| Interest-bearing balances | $3,575,000 | 1,440 |
| Securities | $53,056,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $66,000,000 | 287 |
| Net loans & leases | $768,155,000 | 602 |
| Loan loss allowance | $13,356,000 | 414 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $28,268,000 | 366 |
| Other real estate owned | $293,000 | 806 |
| Goodwill and other intangibles | $30,153,000 | 336 |
| All other assets | $43,760,000 | 470 |
| Life insurance assets | $17,273,000 | 349 |
| Total liabilities and capital | $1,011,372,000 | 649 |
| Total liabilities | $896,043,000 | 652 |
| Total deposits | $747,568,000 | 677 |
| Interest-bearing deposits | $725,681,000 | 612 |
| Deposits held in domestic offices | $747,568,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $143,351,000 | 359 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,124,000 | 1,126 |
| Total equity capital | $115,329,000 | 596 |
| Total bank equity capital | $115,329,000 | 596 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $26,000 | 7,420 |
| Surplus | $86,521,000 | 392 |
| Undivided profits | $28,782,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,030,000 | 227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,306,000 | 710 |
| Earning assets | $890,786,000 | 674 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $1,019,898,000 | 639 |
| Average Assets, quarterly | $1,019,898,000 | 639 |
| Volatile liabilities | $284,236,000 | 532 |
| Insider loans | $797,000 | 4,703 |
| FHLB advances | $142,181,000 | 315 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $74,572,000 | 1,355 |
| Tier 1 (core) risk-based capital | $85,837,000 | 709 |
| Tier 2 risk-based capital | $9,000,000 | 612 |
| Total risk weighted assets | $716,971,000 | 685 |
| Total unused commitments | $74,572,000 | 1,355 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 217 | 742 |
| Assets and Liabilities | ||
| Total Assets: | $1,028,424,000 | 638 |
| Cash and due from depository institutions | $32,458,000 | 742 |
| Interest-bearing balances | $6,186,000 | 908 |
| Securities | $56,900,000 | 2,070 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 621 |
| Net loans & leases | $812,577,000 | 570 |
| Loan loss allowance | $18,369,000 | 309 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $27,879,000 | 360 |
| Other real estate owned | $333,000 | 742 |
| Goodwill and other intangibles | $30,638,000 | 314 |
| All other assets | $42,639,000 | 480 |
| Life insurance assets | $17,093,000 | 344 |
| Total liabilities and capital | $1,028,424,000 | 638 |
| Total liabilities | $913,807,000 | 635 |
| Total deposits | $764,560,000 | 654 |
| Interest-bearing deposits | $742,125,000 | 587 |
| Deposits held in domestic offices | $764,560,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $145,397,000 | 380 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,850,000 | 1,426 |
| Total equity capital | $114,617,000 | 588 |
| Total bank equity capital | $114,617,000 | 588 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $26,000 | 7,457 |
| Surplus | $86,482,000 | 379 |
| Undivided profits | $28,109,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,514,000 | 160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,450,000 | 701 |
| Earning assets | $900,663,000 | 657 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,053,927,400 | 597 |
| Average Assets, quarterly | $1,039,540,000 | 617 |
| Volatile liabilities | $383,342,000 | 464 |
| Insider loans | $886,000 | 4,485 |
| FHLB advances | $144,185,000 | 334 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $97,262,000 | 1,049 |
| Tier 1 (core) risk-based capital | $84,906,000 | 712 |
| Tier 2 risk-based capital | $9,484,000 | 579 |
| Total risk weighted assets | $749,787,000 | 653 |
| Total unused commitments | $97,262,000 | 1,049 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 207 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $1,050,656,000 | 623 |
| Cash and due from depository institutions | $23,142,000 | 795 |
| Interest-bearing balances | $5,041,000 | 971 |
| Securities | $61,357,000 | 1,951 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $855,739,000 | 545 |
| Loan loss allowance | $14,302,000 | 392 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $26,989,000 | 364 |
| Other real estate owned | $272,000 | 795 |
| Goodwill and other intangibles | $31,230,000 | 315 |
| All other assets | $43,927,000 | 481 |
| Life insurance assets | $16,912,000 | 337 |
| Total liabilities and capital | $1,050,656,000 | 623 |
| Total liabilities | $934,305,000 | 621 |
| Total deposits | $758,361,000 | 644 |
| Interest-bearing deposits | $735,787,000 | 587 |
| Deposits held in domestic offices | $758,361,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $170,433,000 | 351 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,511,000 | 1,027 |
| Total equity capital | $116,351,000 | 585 |
| Total bank equity capital | $116,351,000 | 585 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $26,000 | 7,519 |
| Surplus | $86,442,000 | 389 |
| Undivided profits | $29,883,000 | 1,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,956,000 | 126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,494,000 | 691 |
| Earning assets | $930,137,000 | 642 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,060,303,250 | 604 |
| Average Assets, quarterly | $1,072,509,000 | 607 |
| Volatile liabilities | $422,257,000 | 433 |
| Insider loans | $615,000 | 5,156 |
| FHLB advances | $169,180,000 | 303 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $112,833,000 | 939 |
| Tier 1 (core) risk-based capital | $86,156,000 | 712 |
| Tier 2 risk-based capital | $9,845,000 | 574 |
| Total risk weighted assets | $783,155,000 | 629 |
| Total unused commitments | $112,833,000 | 940 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 204 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $1,094,362,000 | 598 |
| Cash and due from depository institutions | $24,835,000 | 812 |
| Interest-bearing balances | $4,831,000 | 1,025 |
| Securities | $66,766,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 907 |
| Net loans & leases | $890,083,000 | 524 |
| Loan loss allowance | $8,737,000 | 592 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $26,462,000 | 357 |
| Other real estate owned | $209,000 | 812 |
| Goodwill and other intangibles | $31,763,000 | 317 |
| All other assets | $40,244,000 | 504 |
| Life insurance assets | $16,736,000 | 331 |
| Total liabilities and capital | $1,094,362,000 | 598 |
| Total liabilities | $974,967,000 | 600 |
| Total deposits | $794,700,000 | 614 |
| Interest-bearing deposits | $771,043,000 | 551 |
| Deposits held in domestic offices | $794,700,000 | 612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $175,431,000 | 357 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,836,000 | 1,067 |
| Total equity capital | $119,395,000 | 556 |
| Total bank equity capital | $119,395,000 | 556 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $26,000 | 7,549 |
| Surplus | $86,401,000 | 387 |
| Undivided profits | $32,968,000 | 1,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,673,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,609,000 | 604 |
| Earning assets | $975,680,000 | 609 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,063,519,000 | 601 |
| Average Assets, quarterly | $1,075,753,500 | 601 |
| Volatile liabilities | $445,427,000 | 416 |
| Insider loans | $655,000 | 5,029 |
| FHLB advances | $174,091,000 | 305 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $127,865,000 | 863 |
| Tier 1 (core) risk-based capital | $89,014,000 | 686 |
| Tier 2 risk-based capital | $8,737,000 | 621 |
| Total risk weighted assets | $798,778,000 | 615 |
| Total unused commitments | $127,865,000 | 864 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 189 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $1,057,145,000 | 605 |
| Cash and due from depository institutions | $34,010,000 | 877 |
| Interest-bearing balances | $18,231,000 | 330 |
| Securities | $66,216,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $864,560,000 | 522 |
| Loan loss allowance | $9,080,000 | 564 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $26,711,000 | 329 |
| Other real estate owned | $954,000 | 877 |
| Goodwill and other intangibles | $25,264,000 | 355 |
| All other assets | $39,430,000 | 502 |
| Life insurance assets | $15,481,000 | 345 |
| Total liabilities and capital | $1,057,145,000 | 605 |
| Total liabilities | $947,110,000 | 604 |
| Total deposits | $753,692,000 | 635 |
| Interest-bearing deposits | $730,198,000 | 575 |
| Deposits held in domestic offices | $753,692,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $186,555,000 | 323 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,863,000 | 829 |
| Total equity capital | $110,035,000 | 583 |
| Total bank equity capital | $110,035,000 | 583 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $25,000 | 7,564 |
| Surplus | $78,290,000 | 409 |
| Undivided profits | $31,720,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,320,000 | 207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,225,000 | 616 |
| Earning assets | $949,007,000 | 615 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,048,097,500 | 607 |
| Average Assets, quarterly | $1,048,097,500 | 607 |
| Volatile liabilities | $441,052,000 | 404 |
| Insider loans | $930,000 | 4,339 |
| FHLB advances | $185,174,000 | 278 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $132,614,000 | 830 |
| Tier 1 (core) risk-based capital | $85,100,000 | 694 |
| Tier 2 risk-based capital | $9,080,000 | 585 |
| Total risk weighted assets | $784,462,000 | 605 |
| Total unused commitments | $132,614,000 | 830 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 198 | 819 |
| Assets and Liabilities | ||
| Total Assets: | $1,039,050,000 | 608 |
| Cash and due from depository institutions | $21,538,000 | 819 |
| Interest-bearing balances | $1,419,000 | 2,274 |
| Securities | $74,481,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $851,271,000 | 523 |
| Loan loss allowance | $9,197,000 | 539 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $25,577,000 | 344 |
| Other real estate owned | $188,000 | 819 |
| Goodwill and other intangibles | $25,612,000 | 340 |
| All other assets | $40,383,000 | 493 |
| Life insurance assets | $15,320,000 | 48 |
| Total liabilities and capital | $1,039,050,000 | 608 |
| Total liabilities | $930,536,000 | 612 |
| Total deposits | $729,327,000 | 641 |
| Interest-bearing deposits | $700,913,000 | 586 |
| Deposits held in domestic offices | $729,327,000 | 640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $194,555,000 | 334 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,654,000 | 813 |
| Total equity capital | $108,514,000 | 584 |
| Total bank equity capital | $108,514,000 | 584 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $25,000 | 7,600 |
| Surplus | $78,237,000 | 399 |
| Undivided profits | $30,252,000 | 1,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,262,000 | 209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,187,000 | 623 |
| Earning assets | $927,171,000 | 621 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $966,201,000 | 620 |
| Average Assets, quarterly | $1,020,894,500 | 618 |
| Volatile liabilities | $451,670,000 | 387 |
| Insider loans | $949,000 | 4,299 |
| FHLB advances | $193,132,000 | 283 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $130,212,000 | 827 |
| Tier 1 (core) risk-based capital | $83,175,000 | 694 |
| Tier 2 risk-based capital | $9,197,000 | 568 |
| Total risk weighted assets | $765,827,000 | 606 |
| Total unused commitments | $130,212,000 | 827 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 169 | 962 |
| Assets and Liabilities | ||
| Total Assets: | $1,002,739,000 | 622 |
| Cash and due from depository institutions | $16,797,000 | 962 |
| Interest-bearing balances | $5,916,000 | 959 |
| Securities | $207,366,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $703,967,000 | 598 |
| Loan loss allowance | $9,378,000 | 526 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $24,142,000 | 355 |
| Other real estate owned | $207,000 | 962 |
| Goodwill and other intangibles | $11,771,000 | 505 |
| All other assets | $38,489,000 | 499 |
| Life insurance assets | $15,158,000 | 48 |
| Total liabilities and capital | $1,002,739,000 | 622 |
| Total liabilities | $894,502,000 | 628 |
| Total deposits | $615,217,000 | 738 |
| Interest-bearing deposits | $592,749,000 | 664 |
| Deposits held in domestic offices | $615,217,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $274,906,000 | 264 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,379,000 | 1,089 |
| Total equity capital | $108,237,000 | 583 |
| Total bank equity capital | $108,237,000 | 583 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $25,000 | 7,632 |
| Surplus | $78,184,000 | 384 |
| Undivided profits | $30,028,000 | 1,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,376,000 | 214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,768,000 | 643 |
| Earning assets | $917,249,000 | 618 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $947,988,750 | 630 |
| Average Assets, quarterly | $1,003,167,000 | 612 |
| Volatile liabilities | $492,557,000 | 355 |
| Insider loans | $975,000 | 4,227 |
| FHLB advances | $273,442,000 | 221 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $132,457,000 | 801 |
| Tier 1 (core) risk-based capital | $96,554,000 | 582 |
| Tier 2 risk-based capital | $9,029,000 | 564 |
| Total risk weighted assets | $721,978,000 | 619 |
| Total unused commitments | $132,457,000 | 803 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 158 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,595,000 | 609 |
| Cash and due from depository institutions | $13,308,000 | 1,040 |
| Interest-bearing balances | $2,728,000 | 1,676 |
| Securities | $221,798,000 | 588 |
| Federal funds sold & reverse repurchase agreements | $906,000 | 4,450 |
| Net loans & leases | $691,578,000 | 581 |
| Loan loss allowance | $9,971,000 | 493 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $24,563,000 | 338 |
| Other real estate owned | $604,000 | 1,040 |
| Goodwill and other intangibles | $11,829,000 | 497 |
| All other assets | $39,009,000 | 485 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,003,595,000 | 609 |
| Total liabilities | $906,671,000 | 608 |
| Total deposits | $601,547,000 | 738 |
| Interest-bearing deposits | $564,006,000 | 686 |
| Deposits held in domestic offices | $601,547,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $301,014,000 | 236 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,110,000 | 1,086 |
| Total equity capital | $96,924,000 | 624 |
| Total bank equity capital | $96,924,000 | 624 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $25,000 | 7,638 |
| Surplus | $67,820,000 | 419 |
| Undivided profits | $29,079,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,371,000 | 260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,675,000 | 609 |
| Earning assets | $917,010,000 | 611 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $929,738,670 | 639 |
| Average Assets, quarterly | $957,263,500 | 628 |
| Volatile liabilities | $518,516,000 | 342 |
| Insider loans | $1,001,000 | 4,141 |
| FHLB advances | $299,474,000 | 194 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $150,153,000 | 706 |
| Tier 1 (core) risk-based capital | $85,096,000 | 646 |
| Tier 2 risk-based capital | $9,082,000 | 551 |
| Total risk weighted assets | $725,688,000 | 590 |
| Total unused commitments | $165,558,000 | 665 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 144 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $910,932,000 | 654 |
| Cash and due from depository institutions | $20,574,000 | 1,141 |
| Interest-bearing balances | $2,528,000 | 1,748 |
| Securities | $203,948,000 | 647 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $636,164,000 | 615 |
| Loan loss allowance | $10,711,000 | 458 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,070,000 | 406 |
| Other real estate owned | $828,000 | 1,141 |
| Goodwill and other intangibles | $6,089,000 | 692 |
| All other assets | $22,259,000 | 759 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $910,932,000 | 654 |
| Total liabilities | $830,824,000 | 645 |
| Total deposits | $519,413,000 | 848 |
| Interest-bearing deposits | $503,611,000 | 750 |
| Deposits held in domestic offices | $519,413,000 | 845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $307,581,000 | 231 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,830,000 | 1,148 |
| Total equity capital | $80,108,000 | 727 |
| Total bank equity capital | $80,108,000 | 727 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $25,000 | 7,700 |
| Surplus | $52,461,000 | 514 |
| Undivided profits | $27,622,000 | 1,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,604,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,295,000 | 633 |
| Earning assets | $842,640,000 | 643 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $892,810,500 | 658 |
| Average Assets, quarterly | $892,810,500 | 658 |
| Volatile liabilities | $478,678,000 | 354 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $306,000,000 | 184 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $144,646,000 | 720 |
| Tier 1 (core) risk-based capital | $74,580,000 | 724 |
| Tier 2 risk-based capital | $7,893,000 | 624 |
| Total risk weighted assets | $628,598,000 | 665 |
| Total unused commitments | $164,646,000 | 646 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 138 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $874,689,000 | 685 |
| Cash and due from depository institutions | $13,329,000 | 1,205 |
| Interest-bearing balances | $200,000 | 4,346 |
| Securities | $195,574,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $616,446,000 | 635 |
| Loan loss allowance | $10,173,000 | 491 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $20,263,000 | 413 |
| Other real estate owned | $1,592,000 | 1,205 |
| Goodwill and other intangibles | $6,089,000 | 688 |
| All other assets | $21,396,000 | 759 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $874,689,000 | 685 |
| Total liabilities | $794,380,000 | 673 |
| Total deposits | $495,684,000 | 888 |
| Interest-bearing deposits | $475,832,000 | 789 |
| Deposits held in domestic offices | $495,684,000 | 887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $295,157,000 | 242 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,539,000 | 1,211 |
| Total equity capital | $80,309,000 | 726 |
| Total bank equity capital | $80,309,000 | 726 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $25,000 | 7,741 |
| Surplus | $52,409,000 | 512 |
| Undivided profits | $27,875,000 | 1,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,417,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,028,000 | 657 |
| Earning assets | $812,220,000 | 672 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $858,334,600 | 668 |
| Average Assets, quarterly | $882,792,500 | 668 |
| Volatile liabilities | $452,434,000 | 363 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $294,500,000 | 197 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $141,748,000 | 713 |
| Tier 1 (core) risk-based capital | $74,709,000 | 723 |
| Tier 2 risk-based capital | $7,705,000 | 639 |
| Total risk weighted assets | $613,900,000 | 674 |
| Total unused commitments | $141,748,000 | 713 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 142 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $890,896,000 | 663 |
| Cash and due from depository institutions | $15,982,000 | 1,183 |
| Interest-bearing balances | $3,568,000 | 1,481 |
| Securities | $229,144,000 | 591 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $599,465,000 | 639 |
| Loan loss allowance | $10,175,000 | 486 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,816,000 | 474 |
| Other real estate owned | $301,000 | 1,183 |
| Goodwill and other intangibles | $6,089,000 | 668 |
| All other assets | $22,099,000 | 734 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $890,897,000 | 663 |
| Total liabilities | $811,620,000 | 656 |
| Total deposits | $482,981,000 | 893 |
| Interest-bearing deposits | $465,343,000 | 797 |
| Deposits held in domestic offices | $482,981,000 | 890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $325,222,000 | 235 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,417,000 | 1,252 |
| Total equity capital | $79,277,000 | 728 |
| Total bank equity capital | $79,277,000 | 728 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $25,000 | 7,786 |
| Surplus | $52,356,000 | 506 |
| Undivided profits | $26,896,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,029,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,598,000 | 736 |
| Earning assets | $832,177,000 | 653 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $854,246,000 | 669 |
| Average Assets, quarterly | $871,332,000 | 674 |
| Volatile liabilities | $468,328,000 | 351 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $324,500,000 | 186 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $105,646,000 | 889 |
| Tier 1 (core) risk-based capital | $73,507,000 | 720 |
| Tier 2 risk-based capital | $7,369,000 | 650 |
| Total risk weighted assets | $587,331,000 | 693 |
| Total unused commitments | $135,896,000 | 731 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 138 | 1,229 |
| Assets and Liabilities | ||
| Total Assets: | $851,768,000 | 689 |
| Cash and due from depository institutions | $13,309,000 | 1,229 |
| Interest-bearing balances | $1,884,000 | 2,189 |
| Securities | $210,332,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $583,417,000 | 639 |
| Loan loss allowance | $10,021,000 | 495 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,787,000 | 492 |
| Other real estate owned | $393,000 | 1,229 |
| Goodwill and other intangibles | $5,306,000 | 701 |
| All other assets | $22,224,000 | 732 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $851,768,000 | 689 |
| Total liabilities | $774,351,000 | 676 |
| Total deposits | $474,925,000 | 888 |
| Interest-bearing deposits | $456,691,000 | 804 |
| Deposits held in domestic offices | $474,925,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $296,343,000 | 252 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,083,000 | 1,260 |
| Total equity capital | $77,417,000 | 712 |
| Total bank equity capital | $77,417,000 | 712 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $25,000 | 7,841 |
| Surplus | $52,145,000 | 493 |
| Undivided profits | $25,247,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,433,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,427,000 | 746 |
| Earning assets | $795,633,000 | 672 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $842,029,330 | 675 |
| Average Assets, quarterly | $851,998,500 | 679 |
| Volatile liabilities | $432,003,000 | 368 |
| Insider loans | $1,274,000 | 3,577 |
| FHLB advances | $295,500,000 | 205 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $99,187,000 | 900 |
| Tier 1 (core) risk-based capital | $73,132,000 | 705 |
| Tier 2 risk-based capital | $7,118,000 | 666 |
| Total risk weighted assets | $566,578,000 | 695 |
| Total unused commitments | $115,437,000 | 801 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 138 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $852,229,000 | 684 |
| Cash and due from depository institutions | $11,802,000 | 1,223 |
| Interest-bearing balances | $1,917,000 | 2,393 |
| Securities | $222,570,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $577,581,000 | 636 |
| Loan loss allowance | $9,379,000 | 518 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $15,721,000 | 532 |
| Other real estate owned | $713,000 | 1,223 |
| Goodwill and other intangibles | $5,306,000 | 688 |
| All other assets | $18,536,000 | 824 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $852,229,000 | 684 |
| Total liabilities | $789,401,000 | 659 |
| Total deposits | $462,402,000 | 917 |
| Interest-bearing deposits | $453,617,000 | 826 |
| Deposits held in domestic offices | $462,402,000 | 914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $324,190,000 | 231 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,809,000 | 1,509 |
| Total equity capital | $62,828,000 | 896 |
| Total bank equity capital | $62,828,000 | 896 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $25,000 | 7,864 |
| Surplus | $36,689,000 | 641 |
| Undivided profits | $26,114,000 | 1,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,685,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,966,000 | 878 |
| Earning assets | $802,068,000 | 667 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $837,160,000 | 683 |
| Average Assets, quarterly | $837,160,000 | 683 |
| Volatile liabilities | $451,609,000 | 350 |
| Insider loans | $1,299,000 | 3,494 |
| FHLB advances | $324,000,000 | 182 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $104,209,000 | 843 |
| Tier 1 (core) risk-based capital | $57,644,000 | 893 |
| Tier 2 risk-based capital | $7,051,000 | 671 |
| Total risk weighted assets | $561,773,000 | 701 |
| Total unused commitments | $104,209,000 | 843 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 130 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $822,091,000 | 697 |
| Cash and due from depository institutions | $14,795,000 | 1,321 |
| Interest-bearing balances | $2,974,000 | 1,759 |
| Securities | $202,053,000 | 682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $565,646,000 | 643 |
| Loan loss allowance | $10,514,000 | 472 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $14,220,000 | 598 |
| Other real estate owned | $899,000 | 1,321 |
| Goodwill and other intangibles | $5,528,000 | 667 |
| All other assets | $18,950,000 | 819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $822,091,000 | 697 |
| Total liabilities | $760,695,000 | 681 |
| Total deposits | $451,037,000 | 949 |
| Interest-bearing deposits | $438,837,000 | 846 |
| Deposits held in domestic offices | $451,037,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $306,738,000 | 241 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,920,000 | 1,395 |
| Total equity capital | $61,396,000 | 903 |
| Total bank equity capital | $61,396,000 | 903 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $25,000 | 7,924 |
| Surplus | $36,642,000 | 639 |
| Undivided profits | $24,729,000 | 1,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,865,000 | 424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,101,000 | 1,303 |
| Earning assets | $770,673,000 | 685 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $689,363,000 | 788 |
| Average Assets, quarterly | $780,363,000 | 728 |
| Volatile liabilities | $432,661,000 | 362 |
| Insider loans | $948,000 | 4,155 |
| FHLB advances | $306,500,000 | 188 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $95,100,000 | 883 |
| Tier 1 (core) risk-based capital | $56,234,000 | 914 |
| Tier 2 risk-based capital | $6,813,000 | 681 |
| Total risk weighted assets | $541,336,000 | 714 |
| Total unused commitments | $115,100,000 | 765 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 127 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $738,635,000 | 784 |
| Cash and due from depository institutions | $10,402,000 | 1,375 |
| Interest-bearing balances | $5,574,000 | 1,244 |
| Securities | $135,984,000 | 988 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $554,599,000 | 653 |
| Loan loss allowance | $9,626,000 | 527 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,056,000 | 661 |
| Other real estate owned | $1,195,000 | 1,375 |
| Goodwill and other intangibles | $5,528,000 | 667 |
| All other assets | $17,871,000 | 861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $738,635,000 | 784 |
| Total liabilities | $678,528,000 | 770 |
| Total deposits | $456,080,000 | 957 |
| Interest-bearing deposits | $446,712,000 | 851 |
| Deposits held in domestic offices | $456,080,000 | 953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $218,786,000 | 298 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,662,000 | 1,230 |
| Total equity capital | $60,107,000 | 941 |
| Total bank equity capital | $60,107,000 | 941 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $25,000 | 7,974 |
| Surplus | $36,595,000 | 648 |
| Undivided profits | $23,487,000 | 1,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,260,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,094,000 | 1,384 |
| Earning assets | $696,157,000 | 758 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $656,181,000 | 847 |
| Average Assets, quarterly | $682,887,500 | 830 |
| Volatile liabilities | $353,923,000 | 424 |
| Insider loans | $893,000 | 4,273 |
| FHLB advances | $218,500,000 | 239 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $97,891,000 | 871 |
| Tier 1 (core) risk-based capital | $55,091,000 | 935 |
| Tier 2 risk-based capital | $6,388,000 | 728 |
| Total risk weighted assets | $507,852,000 | 760 |
| Total unused commitments | $167,891,000 | 597 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 103 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $627,140,000 | 892 |
| Cash and due from depository institutions | $47,902,000 | 1,697 |
| Interest-bearing balances | $40,986,000 | 200 |
| Securities | $22,466,000 | 4,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $516,247,000 | 692 |
| Loan loss allowance | $8,826,000 | 559 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,981,000 | 734 |
| Other real estate owned | $1,397,000 | 1,697 |
| Goodwill and other intangibles | $4,875,000 | 692 |
| All other assets | $22,272,000 | 678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $627,140,000 | 892 |
| Total liabilities | $567,811,000 | 882 |
| Total deposits | $405,654,000 | 1,059 |
| Interest-bearing deposits | $396,716,000 | 934 |
| Deposits held in domestic offices | $405,654,000 | 1,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $152,833,000 | 380 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $9,324,000 | 656 |
| Total equity capital | $59,329,000 | 933 |
| Total bank equity capital | $59,329,000 | 933 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $25,000 | 8,003 |
| Surplus | $36,355,000 | 640 |
| Undivided profits | $22,949,000 | 1,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,262,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,048,000 | 1,366 |
| Earning assets | $579,699,000 | 886 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $628,696,330 | 869 |
| Average Assets, quarterly | $631,389,000 | 873 |
| Volatile liabilities | $272,070,000 | 493 |
| Insider loans | $919,000 | 4,179 |
| FHLB advances | $152,500,000 | 321 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $99,477,000 | 853 |
| Tier 1 (core) risk-based capital | $54,460,000 | 921 |
| Tier 2 risk-based capital | $5,900,000 | 766 |
| Total risk weighted assets | $469,035,000 | 808 |
| Total unused commitments | $172,841,000 | 580 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 96 | 1,792 |
| Assets and Liabilities | ||
| Total Assets: | $635,638,000 | 870 |
| Cash and due from depository institutions | $15,272,000 | 1,792 |
| Interest-bearing balances | $3,149,000 | 2,026 |
| Securities | $74,877,000 | 1,645 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $508,644,000 | 689 |
| Loan loss allowance | $8,413,000 | 587 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,522,000 | 753 |
| Other real estate owned | $42,000 | 1,792 |
| Goodwill and other intangibles | $4,875,000 | 691 |
| All other assets | $20,406,000 | 725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $635,639,000 | 870 |
| Total liabilities | $577,478,000 | 858 |
| Total deposits | $400,326,000 | 1,056 |
| Interest-bearing deposits | $386,258,000 | 955 |
| Deposits held in domestic offices | $400,326,000 | 1,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $168,881,000 | 339 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,271,000 | 719 |
| Total equity capital | $58,161,000 | 934 |
| Total bank equity capital | $58,161,000 | 934 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $25,000 | 8,044 |
| Surplus | $36,120,000 | 639 |
| Undivided profits | $22,016,000 | 1,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,086,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,027,000 | 1,428 |
| Earning assets | $586,670,000 | 871 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $629,474,500 | 866 |
| Average Assets, quarterly | $629,474,500 | 866 |
| Volatile liabilities | $287,041,000 | 475 |
| Insider loans | $940,000 | 4,079 |
| FHLB advances | $168,500,000 | 281 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $93,170,000 | 862 |
| Tier 1 (core) risk-based capital | $53,383,000 | 928 |
| Tier 2 risk-based capital | $5,348,000 | 809 |
| Total risk weighted assets | $424,757,000 | 864 |
| Total unused commitments | $93,170,000 | 866 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $623,311,000 | 868 |
| Cash and due from depository institutions | $24,136,000 | 1,888 |
| Interest-bearing balances | $14,285,000 | 533 |
| Securities | $60,313,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $503,527,000 | 686 |
| Loan loss allowance | $8,702,000 | 557 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,984,000 | 786 |
| Other real estate owned | $0 | 1,888 |
| Goodwill and other intangibles | $4,875,000 | 670 |
| All other assets | $19,476,000 | 751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $623,311,000 | 868 |
| Total liabilities | $566,100,000 | 853 |
| Total deposits | $390,752,000 | 1,056 |
| Interest-bearing deposits | $383,104,000 | 936 |
| Deposits held in domestic offices | $390,752,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $167,928,000 | 351 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,420,000 | 739 |
| Total equity capital | $57,211,000 | 923 |
| Total bank equity capital | $57,211,000 | 923 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $25,000 | 8,078 |
| Surplus | $36,085,000 | 621 |
| Undivided profits | $21,101,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,638,000 | 685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,059,000 | 1,466 |
| Earning assets | $578,125,000 | 861 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $541,332,000 | 942 |
| Average Assets, quarterly | $604,313,000 | 881 |
| Volatile liabilities | $282,402,000 | 473 |
| Insider loans | $1,116,000 | 3,708 |
| FHLB advances | $167,500,000 | 288 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $71,665,000 | 1,028 |
| Tier 1 (core) risk-based capital | $52,607,000 | 916 |
| Tier 2 risk-based capital | $5,232,000 | 809 |
| Total risk weighted assets | $415,109,000 | 872 |
| Total unused commitments | $71,665,000 | 1,028 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 71 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $455,381,000 | 1,133 |
| Cash and due from depository institutions | $9,080,000 | 2,391 |
| Interest-bearing balances | $3,866,000 | 1,532 |
| Securities | $11,490,000 | 6,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $405,623,000 | 818 |
| Loan loss allowance | $4,719,000 | 903 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,292,000 | 918 |
| Other real estate owned | $33,000 | 2,391 |
| Goodwill and other intangibles | $2,843,000 | 863 |
| All other assets | $17,020,000 | 802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $455,381,000 | 1,133 |
| Total liabilities | $403,335,000 | 1,153 |
| Total deposits | $249,474,000 | 1,631 |
| Interest-bearing deposits | $243,755,000 | 1,432 |
| Deposits held in domestic offices | $249,474,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $147,619,000 | 370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,242,000 | 850 |
| Total equity capital | $52,046,000 | 938 |
| Total bank equity capital | $52,046,000 | 938 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $25,000 | 8,296 |
| Surplus | $35,334,000 | 623 |
| Undivided profits | $16,687,000 | 1,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,495,000 | 1,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,984,000 | 1,658 |
| Earning assets | $420,979,000 | 1,115 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $393,396,600 | 1,236 |
| Average Assets, quarterly | $436,713,000 | 1,155 |
| Volatile liabilities | $197,520,000 | 583 |
| Insider loans | $1,128,000 | 3,650 |
| FHLB advances | $147,000,000 | 296 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $64,706,000 | 1,043 |
| Tier 1 (core) risk-based capital | $49,101,000 | 925 |
| Tier 2 risk-based capital | $3,796,000 | 1,032 |
| Total risk weighted assets | $302,489,000 | 1,124 |
| Total unused commitments | $64,706,000 | 1,047 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $321,774,000 | 1,490 |
| Cash and due from depository institutions | $3,819,000 | 3,414 |
| Interest-bearing balances | $2,242,000 | 1,563 |
| Securities | $83,258,000 | 1,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $216,111,000 | 1,485 |
| Loan loss allowance | $912,000 | 3,755 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,057,000 | 2,174 |
| Other real estate owned | $0 | 3,414 |
| Goodwill and other intangibles | $4,225,000 | 670 |
| All other assets | $10,304,000 | 984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $321,774,000 | 1,490 |
| Total liabilities | $289,040,000 | 1,496 |
| Total deposits | $148,164,000 | 2,638 |
| Interest-bearing deposits | $145,735,000 | 2,321 |
| Deposits held in domestic offices | $148,164,000 | 2,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $137,309,000 | 377 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,567,000 | 1,277 |
| Total equity capital | $32,734,000 | 1,405 |
| Total bank equity capital | $32,734,000 | 1,405 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $20,000 | 8,642 |
| Surplus | $17,140,000 | 1,039 |
| Undivided profits | $15,574,000 | 1,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $912,000 | 3,014 |
| Earning assets | $301,611,000 | 1,463 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $269,576,200 | 1,698 |
| Average Assets, quarterly | $321,903,000 | 1,473 |
| Volatile liabilities | $165,554,000 | 680 |
| Insider loans | $1,503,000 | 2,932 |
| FHLB advances | $136,500,000 | 106 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $40,012,000 | 1,385 |
| Tier 1 (core) risk-based capital | $26,485,000 | 1,666 |
| Tier 2 risk-based capital | $2,037,000 | 1,746 |
| Total risk weighted assets | $162,302,000 | 1,973 |
| Total unused commitments | $40,012,000 | 1,386 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $92,487,000 | 4,720 |
| Cash and due from depository institutions | $2,073,000 | 7,277 |
| Interest-bearing balances | $745,000 | 2,741 |
| Securities | $1,639,000 | 9,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $86,182,000 | 3,356 |
| Loan loss allowance | $395,000 | 6,487 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,023,000 | 5,979 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,570,000 | 4,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,487,000 | 4,720 |
| Total liabilities | $80,493,000 | 4,824 |
| Total deposits | $79,017,000 | 4,609 |
| Interest-bearing deposits | $79,008,000 | 4,018 |
| Deposits held in domestic offices | $79,017,000 | 4,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $700,000 | 4,829 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $776,000 | 3,925 |
| Total equity capital | $11,994,000 | 3,645 |
| Total bank equity capital | $11,994,000 | 3,645 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $11,994,000 | 2,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 3,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $350,000 | 5,912 |
| Earning assets | $88,566,000 | 4,530 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $90,756,200 | 4,635 |
| Average Assets, quarterly | $91,414,500 | 4,729 |
| Volatile liabilities | $24,484,000 | 2,963 |
| Insider loans | $227,000 | 6,995 |
| FHLB advances | $700,000 | 771 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,863,000 | 7,603 |
| Tier 1 (core) risk-based capital | $12,009,000 | 3,618 |
| Tier 2 risk-based capital | $395,000 | 6,130 |
| Total risk weighted assets | $51,648,000 | 5,096 |
| Total unused commitments | $1,863,000 | 7,609 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $90,845,000 | 4,715 |
| Cash and due from depository institutions | $3,800,000 | 7,609 |
| Interest-bearing balances | $3,473,000 | 1,592 |
| Securities | $2,385,000 | 9,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $82,368,000 | 3,287 |
| Loan loss allowance | $225,000 | 8,226 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $939,000 | 6,157 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,353,000 | 4,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,845,000 | 4,715 |
| Total liabilities | $79,590,000 | 4,798 |
| Total deposits | $76,787,000 | 4,685 |
| Interest-bearing deposits | $76,779,000 | 4,106 |
| Deposits held in domestic offices | $76,787,000 | 4,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $803,000 | 4,160 |
| Total equity capital | $11,255,000 | 3,921 |
| Total bank equity capital | $11,255,000 | 3,921 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $11,255,000 | 2,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 2,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $344,000 | 6,057 |
| Earning assets | $88,226,000 | 4,512 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $88,464,000 | 4,597 |
| Average Assets, quarterly | $90,165,500 | 4,668 |
| Volatile liabilities | $26,776,000 | 2,361 |
| Insider loans | $234,000 | 6,922 |
| FHLB advances | $2,000,000 | 626 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,602,000 | 7,881 |
| Tier 1 (core) risk-based capital | $11,224,000 | 3,785 |
| Tier 2 risk-based capital | $256,000 | 7,514 |
| Total risk weighted assets | $48,485,000 | 5,199 |
| Total unused commitments | $1,602,000 | 7,891 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $78,794,000 | 5,243 |
| Cash and due from depository institutions | $2,383,000 | 9,630 |
| Interest-bearing balances | $2,219,000 | 1,656 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $74,402,000 | 3,624 |
| Loan loss allowance | $225,000 | 8,480 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $924,000 | 6,195 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,085,000 | 5,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,794,000 | 5,243 |
| Total liabilities | $70,173,000 | 5,268 |
| Total deposits | $66,037,000 | 5,282 |
| Interest-bearing deposits | $65,967,000 | 4,674 |
| Deposits held in domestic offices | $66,037,000 | 5,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,400,000 | 2,342 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $736,000 | 4,526 |
| Total equity capital | $8,621,000 | 4,918 |
| Total bank equity capital | $8,621,000 | 4,918 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $8,621,000 | 2,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $311,000 | 6,695 |
| Earning assets | $76,621,000 | 5,014 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $78,395,200 | 5,084 |
| Average Assets, quarterly | $79,827,000 | 5,140 |
| Volatile liabilities | $22,084,000 | 2,762 |
| Insider loans | $242,000 | 7,090 |
| FHLB advances | $3,400,000 | 585 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,198,000 | 8,472 |
| Tier 1 (core) risk-based capital | $8,621,000 | 4,756 |
| Tier 2 risk-based capital | $225,000 | 8,055 |
| Total risk weighted assets | $43,971,000 | 5,576 |
| Total unused commitments | $1,198,000 | 8,481 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $76,058,000 | 5,522 |
| Cash and due from depository institutions | $3,406,000 | 9,804 |
| Interest-bearing balances | $2,905,000 | 1,276 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $70,598,000 | 3,815 |
| Loan loss allowance | $177,000 | 9,481 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $963,000 | 6,120 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,091,000 | 5,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,058,000 | 5,522 |
| Total liabilities | $68,211,000 | 5,524 |
| Total deposits | $64,063,000 | 5,561 |
| Interest-bearing deposits | $64,023,000 | 4,938 |
| Deposits held in domestic offices | $64,063,000 | 5,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,500,000 | 2,173 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $648,000 | 4,961 |
| Total equity capital | $7,847,000 | 5,319 |
| Total bank equity capital | $7,847,000 | 5,319 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $7,847,000 | 3,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $300,000 | 6,913 |
| Earning assets | $73,503,000 | 5,305 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $72,936,800 | 5,538 |
| Average Assets, quarterly | $76,104,000 | 5,471 |
| Volatile liabilities | $19,661,000 | 2,944 |
| Insider loans | $182,000 | 7,895 |
| FHLB advances | $3,500,000 | 621 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $798,000 | 9,188 |
| Tier 1 (core) risk-based capital | $7,847,000 | 5,224 |
| Tier 2 risk-based capital | $177,000 | 9,012 |
| Total risk weighted assets | $41,829,000 | 5,788 |
| Total unused commitments | $798,000 | 9,199 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $68,697,000 | 6,040 |
| Cash and due from depository institutions | $2,796,000 | 10,247 |
| Interest-bearing balances | $2,455,000 | 1,600 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $63,705,000 | 4,045 |
| Loan loss allowance | $169,000 | 9,928 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $913,000 | 6,372 |
| Other real estate owned | $48,000 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,235,000 | 5,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,697,000 | 6,040 |
| Total liabilities | $61,341,000 | 6,044 |
| Total deposits | $60,622,000 | 5,893 |
| Interest-bearing deposits | $60,622,000 | 5,247 |
| Deposits held in domestic offices | $60,622,000 | 5,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $719,000 | 4,781 |
| Total equity capital | $7,356,000 | 5,641 |
| Total bank equity capital | $7,356,000 | 5,641 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $7,356,000 | 3,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $254,000 | 7,849 |
| Earning assets | $66,160,000 | 5,817 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $66,409,600 | 5,968 |
| Average Assets, quarterly | $67,703,500 | 6,044 |
| Volatile liabilities | $12,211,000 | 3,939 |
| Insider loans | $198,000 | 8,017 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,439,000 | 8,219 |
| Tier 1 (core) risk-based capital | $7,356,000 | 5,509 |
| Tier 2 risk-based capital | $169,000 | 9,405 |
| Total risk weighted assets | $37,667,000 | 6,228 |
| Total unused commitments | $1,439,000 | 8,231 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 9 | 11,076 |
| Assets and Liabilities | ||
| Total Assets: | $65,076,000 | 6,248 |
| Cash and due from depository institutions | $2,810,000 | 11,076 |
| Interest-bearing balances | $2,517,000 | 1,325 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,712 |
| Net loans & leases | $60,370,000 | 4,183 |
| Loan loss allowance | $177,000 | 10,247 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $366,000 | 9,380 |
| Other real estate owned | $0 | 11,076 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,330,000 | 5,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,076,000 | 6,248 |
| Total liabilities | $58,374,000 | 6,293 |
| Total deposits | $55,434,000 | 6,314 |
| Interest-bearing deposits | $55,434,000 | 5,604 |
| Deposits held in domestic offices | $55,434,000 | 6,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $940,000 | 3,213 |
| Total equity capital | $6,702,000 | 5,748 |
| Total bank equity capital | $6,702,000 | 5,748 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $6,702,000 | 3,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $233,000 | 7,790 |
| Earning assets | $63,087,000 | 5,999 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $62,328,400 | 6,345 |
| Average Assets, quarterly | $63,963,000 | 6,309 |
| Volatile liabilities | $11,493,000 | 3,937 |
| Insider loans | $27,000 | 10,690 |
| FHLB advances | $2,000,000 | 764 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $837,000 | 9,520 |
| Tier 1 (core) risk-based capital | $6,702,000 | 5,844 |
| Tier 2 risk-based capital | $177,000 | 9,585 |
| Total risk weighted assets | $35,625,000 | 6,437 |
| Total unused commitments | $837,000 | 9,528 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $60,573,000 | 6,802 |
| Cash and due from depository institutions | $6,954,000 | 11,961 |
| Interest-bearing balances | $6,239,000 | 977 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $52,619,000 | 4,578 |
| Loan loss allowance | $182,000 | 10,582 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $57,000 | 12,714 |
| Other real estate owned | $0 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $743,000 | 7,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,573,000 | 6,802 |
| Total liabilities | $54,512,000 | 6,836 |
| Total deposits | $54,435,000 | 6,628 |
| Interest-bearing deposits | $54,435,000 | 5,912 |
| Deposits held in domestic offices | $54,435,000 | 6,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $77,000 | 12,131 |
| Total equity capital | $6,061,000 | 6,343 |
| Total bank equity capital | $6,061,000 | 6,343 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $6,061,000 | 3,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $228,000 | 7,480 |
| Earning assets | $59,058,000 | 6,487 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $56,026,000 | 7,012 |
| Average Assets, quarterly | $59,625,500 | 6,811 |
| Volatile liabilities | $9,276,000 | 4,317 |
| Insider loans | $45,000 | 10,733 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,225,000 | 7,215 |
| Tier 1 (core) risk-based capital | $6,061,000 | 6,265 |
| Tier 2 risk-based capital | $182,000 | 9,744 |
| Total risk weighted assets | $31,018,000 | 7,127 |
| Total unused commitments | $2,225,000 | 7,239 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $52,878,000 | 7,588 |
| Cash and due from depository institutions | $4,302,000 | 12,446 |
| Interest-bearing balances | $3,862,000 | 1,774 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $47,613,000 | 4,990 |
| Loan loss allowance | $100,000 | 12,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $64,000 | 13,200 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $699,000 | 8,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,878,000 | 7,588 |
| Total liabilities | $47,756,000 | 7,628 |
| Total deposits | $47,625,000 | 7,469 |
| Interest-bearing deposits | $47,313,000 | 6,770 |
| Deposits held in domestic offices | $47,625,000 | 7,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $131,000 | 11,596 |
| Total equity capital | $5,122,000 | 6,958 |
| Total bank equity capital | $5,122,000 | 6,958 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $5,122,000 | 4,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 4,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $235,000 | 7,840 |
| Earning assets | $51,675,000 | 7,237 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $52,394,000 | 7,471 |
| Average Assets, quarterly | $53,115,500 | 7,514 |
| Volatile liabilities | $7,021,000 | 5,284 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,645,000 | 6,496 |
| Tier 1 (core) risk-based capital | $5,122,000 | 6,886 |
| Tier 2 risk-based capital | $100,000 | 11,951 |
| Total risk weighted assets | $28,066,000 | 7,672 |
| Total unused commitments | $2,645,000 | 6,523 |
| Derivatives | $0 | 651 |