Home > Peoples Community Bank > Income and Expense

Peoples Community Bank, Income and Expense

2005-09-30 (YTD Data)Rank
Total interest income$1,525,0007,435
Total interest expense$602,0006,706
Net interest income$923,0007,693
Provision for loan and lease losses$220,0002,803
Total noninterest income$498,0004,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$498,0002,892
Total noninterest expense$1,929,0005,261
Salaries and employee benefits$987,0005,459
Premises and equipment expense$268,0005,202
Additional noninterest expense$674,0004,746
Pre-tax net operating income$-728,0008,669
Securities gains (losses)$02,317
Applicable income taxes$-298,0008,785
Income before extraordinary items$-430,0008,612
Extraordinary gains, net$035
Net income$-430,0008,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,542
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-430,0008,586
2005-06-30 (YTD Data)Rank
Total interest income$1,014,0007,430
Total interest expense$393,0006,641
Net interest income$621,0007,702
Provision for loan and lease losses$173,0002,424
Total noninterest income$440,0003,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$440,0002,379
Total noninterest expense$640,0007,259
Salaries and employee benefits$382,0007,043
Premises and equipment expense$176,0005,238
Additional noninterest expense$82,0008,418
Pre-tax net operating income$248,0006,932
Securities gains (losses)$02,146
Applicable income taxes$93,0004,905
Income before extraordinary items$155,0007,309
Extraordinary gains, net$030
Net income$155,0007,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,301
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$155,0007,260
2005-03-31 (YTD Data)Rank
Total interest income$511,0007,440
Total interest expense$198,0006,565
Net interest income$313,0007,753
Provision for loan and lease losses$116,0001,844
Total noninterest income$35,0007,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$35,0005,892
Total noninterest expense$321,0007,310
Salaries and employee benefits$186,0007,170
Premises and equipment expense$90,0005,217
Additional noninterest expense$45,0008,379
Pre-tax net operating income$-89,0008,633
Securities gains (losses)$01,685
Applicable income taxes$-23,0008,754
Income before extraordinary items$-66,0008,620
Extraordinary gains, net$024
Net income$-66,0008,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,000933
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-66,0008,597
2004-12-31 (YTD Data)Rank
Total interest income$2,020,0007,363
Total interest expense$730,0006,477
Net interest income$1,290,0007,621
Provision for loan and lease losses$89,0005,219
Total noninterest income$162,0007,493
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$162,0005,528
Total noninterest expense$1,211,0007,423
Salaries and employee benefits$710,0007,245
Premises and equipment expense$329,0005,416
Additional noninterest expense$172,0008,467
Pre-tax net operating income$152,0007,941
Securities gains (losses)$03,819
Applicable income taxes$55,0005,989
Income before extraordinary items$97,0008,109
Extraordinary gains, net$034
Net income$97,0008,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,824
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$97,0008,065
2004-09-30 (YTD Data)Rank
Total interest income$1,498,0007,400
Total interest expense$546,0006,482
Net interest income$952,0007,680
Provision for loan and lease losses$78,0004,759
Total noninterest income$119,0007,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$119,0005,588
Total noninterest expense$872,0007,473
Salaries and employee benefits$508,0007,311
Premises and equipment expense$236,0005,519
Additional noninterest expense$128,0008,483
Pre-tax net operating income$121,0008,038
Securities gains (losses)$03,710
Applicable income taxes$43,0006,063
Income before extraordinary items$78,0008,194
Extraordinary gains, net$026
Net income$78,0008,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,038
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$78,0008,146
2004-06-30 (YTD Data)Rank
Total interest income$1,003,0007,439
Total interest expense$365,0006,508
Net interest income$638,0007,697
Provision for loan and lease losses$22,0005,786
Total noninterest income$78,0007,635
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$78,0005,644
Total noninterest expense$589,0007,495
Salaries and employee benefits$348,0007,307
Premises and equipment expense$158,0005,516
Additional noninterest expense$83,0008,549
Pre-tax net operating income$105,0007,882
Securities gains (losses)$03,413
Applicable income taxes$40,0005,827
Income before extraordinary items$65,0008,118
Extraordinary gains, net$021
Net income$65,0008,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,235
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$65,0008,058
2004-03-31 (YTD Data)Rank
Total interest income$511,0007,441
Total interest expense$185,0006,543
Net interest income$326,0007,686
Provision for loan and lease losses$11,0005,558
Total noninterest income$36,0007,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$36,0005,773
Total noninterest expense$290,0007,576
Salaries and employee benefits$172,0007,385
Premises and equipment expense$77,0005,626
Additional noninterest expense$41,0008,609
Pre-tax net operating income$61,0007,747
Securities gains (losses)$02,934
Applicable income taxes$24,0005,624
Income before extraordinary items$37,0008,024
Extraordinary gains, net$016
Net income$37,0008,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,400
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$37,0007,962
2003-12-31 (YTD Data)Rank
Total interest income$2,082,0007,463
Total interest expense$897,0006,422
Net interest income$1,185,0007,836
Provision for loan and lease losses$355,0002,824
Total noninterest income$146,0007,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$146,0005,871
Total noninterest expense$1,172,0007,533
Salaries and employee benefits$689,0007,338
Premises and equipment expense$320,0005,465
Additional noninterest expense$163,0008,678
Pre-tax net operating income$-196,0008,682
Securities gains (losses)$04,500
Applicable income taxes$-69,0008,898
Income before extraordinary items$-127,0008,736
Extraordinary gains, net$054
Net income$-127,0008,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,772
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-127,0008,666
2003-09-30 (YTD Data)Rank
Total interest income$1,578,0007,532
Total interest expense$700,0006,454
Net interest income$878,0007,922
Provision for loan and lease losses$25,0006,589
Total noninterest income$106,0007,949
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$106,0005,966
Total noninterest expense$849,0007,600
Salaries and employee benefits$490,0007,441
Premises and equipment expense$233,0005,546
Additional noninterest expense$126,0008,669
Pre-tax net operating income$110,0008,178
Securities gains (losses)$04,204
Applicable income taxes$37,0006,442
Income before extraordinary items$73,0008,401
Extraordinary gains, net$040
Net income$73,0008,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,436
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$73,0008,284
2003-06-30 (YTD Data)Rank
Total interest income$1,060,0007,564
Total interest expense$490,0006,452
Net interest income$570,0007,996
Provision for loan and lease losses$14,0006,643
Total noninterest income$64,0008,066
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$64,0006,138
Total noninterest expense$557,0007,657
Salaries and employee benefits$323,0007,492
Premises and equipment expense$148,0005,696
Additional noninterest expense$86,0008,650
Pre-tax net operating income$63,0008,284
Securities gains (losses)$03,782
Applicable income taxes$20,0006,596
Income before extraordinary items$43,0008,482
Extraordinary gains, net$030
Net income$43,0008,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,638
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$43,0008,354
2003-03-31 (YTD Data)Rank
Total interest income$532,0007,596
Total interest expense$253,0006,459
Net interest income$279,0008,082
Provision for loan and lease losses$7,0006,361
Total noninterest income$26,0008,331
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$26,0006,499
Total noninterest expense$263,0007,817
Salaries and employee benefits$142,0007,865
Premises and equipment expense$77,0005,564
Additional noninterest expense$44,0008,661
Pre-tax net operating income$35,0008,230
Securities gains (losses)$02,891
Applicable income taxes$12,0006,453
Income before extraordinary items$23,0008,430
Extraordinary gains, net$021
Net income$23,0008,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$23,0008,302
2002-12-31 (YTD Data)Rank
Total interest income$2,253,0007,592
Total interest expense$1,162,0006,520
Net interest income$1,091,0008,127
Provision for loan and lease losses$22,0007,458
Total noninterest income$112,0008,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$112,0006,211
Total noninterest expense$911,0008,124
Salaries and employee benefits$530,0008,008
Premises and equipment expense$224,0006,471
Additional noninterest expense$157,0008,831
Pre-tax net operating income$270,0007,668
Securities gains (losses)$04,537
Applicable income taxes$100,0005,962
Income before extraordinary items$170,0007,992
Extraordinary gains, net$070
Net income$170,0007,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,276
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$170,0007,887
2001-12-31 (YTD Data)Rank
Total interest income$2,344,0007,906
Total interest expense$1,368,0007,257
Net interest income$976,0008,337
Provision for loan and lease losses$20,0007,552
Total noninterest income$98,0008,544
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$98,0006,492
Total noninterest expense$778,0008,503
Salaries and employee benefits$438,0008,461
Premises and equipment expense$194,0006,876
Additional noninterest expense$146,0009,084
Pre-tax net operating income$276,0007,527
Securities gains (losses)$04,612
Applicable income taxes$104,0005,960
Income before extraordinary items$172,0007,905
Extraordinary gains, net$0105
Net income$172,0007,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,729
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$172,0007,793
2000-12-31 (YTD Data)Rank
Total interest income$2,155,0008,266
Total interest expense$1,267,0007,653
Net interest income$888,0008,710
Provision for loan and lease losses$13,0007,828
Total noninterest income$58,0009,210
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$58,0007,528
Total noninterest expense$676,0008,885
Salaries and employee benefits$415,0008,674
Premises and equipment expense$129,0007,936
Additional noninterest expense$132,0009,399
Pre-tax net operating income$257,0008,091
Securities gains (losses)$01,956
Applicable income taxes$97,0006,545
Income before extraordinary items$160,0008,350
Extraordinary gains, net$038
Net income$160,0008,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$160,0008,351
1999-12-31 (YTD Data)Rank
Total interest income$1,858,0008,657
Total interest expense$1,057,0008,027
Net interest income$801,0009,065
Provision for loan and lease losses$4,0008,376
Total noninterest income$44,0009,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$44,0008,263
Total noninterest expense$601,0009,313
Salaries and employee benefits$362,0009,113
Premises and equipment expense$98,0008,667
Additional noninterest expense$141,0009,591
Pre-tax net operating income$240,0008,384
Securities gains (losses)$03,155
Applicable income taxes$94,0007,009
Income before extraordinary items$146,0008,665
Extraordinary gains, net$035
Net income$146,0008,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$146,0008,622
1998-12-31 (YTD Data)Rank
Total interest income$1,721,0009,028
Total interest expense$1,055,0008,270
Net interest income$666,0009,574
Provision for loan and lease losses$2,0008,582
Total noninterest income$24,00010,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$24,0009,291
Total noninterest expense$525,0009,689
Salaries and employee benefits$326,0009,456
Premises and equipment expense$100,0008,699
Additional noninterest expense$99,00010,132
Pre-tax net operating income$163,0009,111
Securities gains (losses)$04,449
Applicable income taxes$52,0008,300
Income before extraordinary items$111,0009,259
Extraordinary gains, net$032
Net income$111,0009,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$1,829,000402
Net operating income$111,0009,185
1997-12-31 (YTD Data)Rank
Total interest income$1,627,0009,522
Total interest expense$1,110,0008,379
Net interest income$517,00010,347
Provision for loan and lease losses$08,829
Total noninterest income$26,00010,625
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$26,0009,525
Total noninterest expense$477,00010,207
Salaries and employee benefits$294,0009,998
Premises and equipment expense$95,0009,079
Additional noninterest expense$88,00010,632
Pre-tax net operating income$66,00010,190
Securities gains (losses)$03,944
Applicable income taxes$15,0009,816
Income before extraordinary items$51,00010,238
Extraordinary gains, net$044
Net income$51,00010,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$51,00010,204
1996-12-31 (YTD Data)Rank
Total interest income$1,732,0009,767
Total interest expense$1,141,0008,557
Net interest income$591,00010,678
Provision for loan and lease losses$8,0008,671
Total noninterest income$17,00011,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$17,00010,581
Total noninterest expense$624,00010,084
Salaries and employee benefits$272,00010,565
Premises and equipment expense$92,0009,504
Additional noninterest expense$260,0009,285
Pre-tax net operating income$-24,00010,854
Securities gains (losses)$04,148
Applicable income taxes$10,00010,369
Income before extraordinary items$-34,00010,897
Extraordinary gains, net$053
Net income$-34,00010,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-34,00010,858
1995-12-31 (YTD Data)Rank
Total interest income$1,744,00010,098
Total interest expense$1,161,0008,714
Net interest income$583,00011,174
Provision for loan and lease losses$4,0008,753
Total noninterest income$32,00011,623
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$32,00010,138
Total noninterest expense$537,00010,855
Salaries and employee benefits$258,00011,095
Premises and equipment expense$103,0009,537
Additional noninterest expense$176,00010,741
Pre-tax net operating income$74,00011,211
Securities gains (losses)$1,0003,512
Applicable income taxes$-10,00011,518
Income before extraordinary items$85,00011,058
Extraordinary gains, net$065
Net income$85,00011,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,374
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$84,00011,044
1994-12-31 (YTD Data)Rank
Total interest income$1,709,00010,336
Total interest expense$1,061,0008,433
Net interest income$648,00011,563
Provision for loan and lease losses$1,0009,105
Total noninterest income$29,00012,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$29,00010,859
Total noninterest expense$480,00011,704
Salaries and employee benefits$259,00011,586
Premises and equipment expense$91,00010,316
Additional noninterest expense$130,00012,021
Pre-tax net operating income$196,00010,923
Securities gains (losses)$-10,0009,836
Applicable income taxes$102,0009,321
Income before extraordinary items$84,00011,526
Extraordinary gains, net$0249
Net income$84,00011,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$90,40011,517
1993-12-31 (YTD Data)Rank
Total interest income$1,825,00010,542
Total interest expense$1,128,0008,564
Net interest income$697,00011,889
Provision for loan and lease losses$22,0008,943
Total noninterest income$28,00012,964
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$28,00011,437
Total noninterest expense$459,00012,370
Salaries and employee benefits$247,00012,218
Premises and equipment expense$91,00010,750
Additional noninterest expense$121,00012,749
Pre-tax net operating income$244,00010,667
Securities gains (losses)$52,0003,344
Applicable income taxes$141,0008,837
Income before extraordinary items$155,00011,135
Extraordinary gains, net$03,149
Net income$155,00011,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$121,72011,347
1992-12-31 (YTD Data)Rank
Total interest income$2,064,00010,773
Total interest expense$1,348,0009,038
Net interest income$716,00012,254
Provision for loan and lease losses$6,00011,435
Total noninterest income$31,00013,519
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$31,00011,703
Total noninterest expense$497,00012,648
Salaries and employee benefits$237,00012,746
Premises and equipment expense$99,00010,778
Additional noninterest expense$161,00012,768
Pre-tax net operating income$244,00010,666
Securities gains (losses)$3,0007,429
Applicable income taxes$59,00011,011
Income before extraordinary items$188,00010,765
Extraordinary gains, net$01,422
Net income$188,00010,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00013,191
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$185,72010,459

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.