Home > Peoples Community Bank > Income and Expense
Peoples Community Bank, Income and Expense
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,525,000 | 7,435 |
Total interest expense | $602,000 | 6,706 |
Net interest income | $923,000 | 7,693 |
Provision for loan and lease losses | $220,000 | 2,803 |
Total noninterest income | $498,000 | 4,553 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $498,000 | 2,892 |
Total noninterest expense | $1,929,000 | 5,261 |
Salaries and employee benefits | $987,000 | 5,459 |
Premises and equipment expense | $268,000 | 5,202 |
Additional noninterest expense | $674,000 | 4,746 |
Pre-tax net operating income | $-728,000 | 8,669 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $-298,000 | 8,785 |
Income before extraordinary items | $-430,000 | 8,612 |
Extraordinary gains, net | $0 | 35 |
Net income | $-430,000 | 8,612 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $101,000 | 2,542 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $-430,000 | 8,586 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,014,000 | 7,430 |
Total interest expense | $393,000 | 6,641 |
Net interest income | $621,000 | 7,702 |
Provision for loan and lease losses | $173,000 | 2,424 |
Total noninterest income | $440,000 | 3,810 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $440,000 | 2,379 |
Total noninterest expense | $640,000 | 7,259 |
Salaries and employee benefits | $382,000 | 7,043 |
Premises and equipment expense | $176,000 | 5,238 |
Additional noninterest expense | $82,000 | 8,418 |
Pre-tax net operating income | $248,000 | 6,932 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $93,000 | 4,905 |
Income before extraordinary items | $155,000 | 7,309 |
Extraordinary gains, net | $0 | 30 |
Net income | $155,000 | 7,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $179,000 | 1,301 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $155,000 | 7,260 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $511,000 | 7,440 |
Total interest expense | $198,000 | 6,565 |
Net interest income | $313,000 | 7,753 |
Provision for loan and lease losses | $116,000 | 1,844 |
Total noninterest income | $35,000 | 7,613 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $35,000 | 5,892 |
Total noninterest expense | $321,000 | 7,310 |
Salaries and employee benefits | $186,000 | 7,170 |
Premises and equipment expense | $90,000 | 5,217 |
Additional noninterest expense | $45,000 | 8,379 |
Pre-tax net operating income | $-89,000 | 8,633 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $-23,000 | 8,754 |
Income before extraordinary items | $-66,000 | 8,620 |
Extraordinary gains, net | $0 | 24 |
Net income | $-66,000 | 8,620 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $130,000 | 933 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $-66,000 | 8,597 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,020,000 | 7,363 |
Total interest expense | $730,000 | 6,477 |
Net interest income | $1,290,000 | 7,621 |
Provision for loan and lease losses | $89,000 | 5,219 |
Total noninterest income | $162,000 | 7,493 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $162,000 | 5,528 |
Total noninterest expense | $1,211,000 | 7,423 |
Salaries and employee benefits | $710,000 | 7,245 |
Premises and equipment expense | $329,000 | 5,416 |
Additional noninterest expense | $172,000 | 8,467 |
Pre-tax net operating income | $152,000 | 7,941 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $55,000 | 5,989 |
Income before extraordinary items | $97,000 | 8,109 |
Extraordinary gains, net | $0 | 34 |
Net income | $97,000 | 8,109 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $172,000 | 2,824 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $97,000 | 8,065 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,498,000 | 7,400 |
Total interest expense | $546,000 | 6,482 |
Net interest income | $952,000 | 7,680 |
Provision for loan and lease losses | $78,000 | 4,759 |
Total noninterest income | $119,000 | 7,568 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $119,000 | 5,588 |
Total noninterest expense | $872,000 | 7,473 |
Salaries and employee benefits | $508,000 | 7,311 |
Premises and equipment expense | $236,000 | 5,519 |
Additional noninterest expense | $128,000 | 8,483 |
Pre-tax net operating income | $121,000 | 8,038 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $43,000 | 6,063 |
Income before extraordinary items | $78,000 | 8,194 |
Extraordinary gains, net | $0 | 26 |
Net income | $78,000 | 8,197 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $180,000 | 2,038 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $78,000 | 8,146 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,003,000 | 7,439 |
Total interest expense | $365,000 | 6,508 |
Net interest income | $638,000 | 7,697 |
Provision for loan and lease losses | $22,000 | 5,786 |
Total noninterest income | $78,000 | 7,635 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $78,000 | 5,644 |
Total noninterest expense | $589,000 | 7,495 |
Salaries and employee benefits | $348,000 | 7,307 |
Premises and equipment expense | $158,000 | 5,516 |
Additional noninterest expense | $83,000 | 8,549 |
Pre-tax net operating income | $105,000 | 7,882 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $40,000 | 5,827 |
Income before extraordinary items | $65,000 | 8,118 |
Extraordinary gains, net | $0 | 21 |
Net income | $65,000 | 8,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $94,000 | 2,235 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $65,000 | 8,058 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $511,000 | 7,441 |
Total interest expense | $185,000 | 6,543 |
Net interest income | $326,000 | 7,686 |
Provision for loan and lease losses | $11,000 | 5,558 |
Total noninterest income | $36,000 | 7,745 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $36,000 | 5,773 |
Total noninterest expense | $290,000 | 7,576 |
Salaries and employee benefits | $172,000 | 7,385 |
Premises and equipment expense | $77,000 | 5,626 |
Additional noninterest expense | $41,000 | 8,609 |
Pre-tax net operating income | $61,000 | 7,747 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $24,000 | 5,624 |
Income before extraordinary items | $37,000 | 8,024 |
Extraordinary gains, net | $0 | 16 |
Net income | $37,000 | 8,025 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $91,000 | 1,400 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $37,000 | 7,962 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,082,000 | 7,463 |
Total interest expense | $897,000 | 6,422 |
Net interest income | $1,185,000 | 7,836 |
Provision for loan and lease losses | $355,000 | 2,824 |
Total noninterest income | $146,000 | 7,848 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $146,000 | 5,871 |
Total noninterest expense | $1,172,000 | 7,533 |
Salaries and employee benefits | $689,000 | 7,338 |
Premises and equipment expense | $320,000 | 5,465 |
Additional noninterest expense | $163,000 | 8,678 |
Pre-tax net operating income | $-196,000 | 8,682 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $-69,000 | 8,898 |
Income before extraordinary items | $-127,000 | 8,736 |
Extraordinary gains, net | $0 | 54 |
Net income | $-127,000 | 8,739 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $214,000 | 2,772 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $-127,000 | 8,666 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,578,000 | 7,532 |
Total interest expense | $700,000 | 6,454 |
Net interest income | $878,000 | 7,922 |
Provision for loan and lease losses | $25,000 | 6,589 |
Total noninterest income | $106,000 | 7,949 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $106,000 | 5,966 |
Total noninterest expense | $849,000 | 7,600 |
Salaries and employee benefits | $490,000 | 7,441 |
Premises and equipment expense | $233,000 | 5,546 |
Additional noninterest expense | $126,000 | 8,669 |
Pre-tax net operating income | $110,000 | 8,178 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $37,000 | 6,442 |
Income before extraordinary items | $73,000 | 8,401 |
Extraordinary gains, net | $0 | 40 |
Net income | $73,000 | 8,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 5,436 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $73,000 | 8,284 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,060,000 | 7,564 |
Total interest expense | $490,000 | 6,452 |
Net interest income | $570,000 | 7,996 |
Provision for loan and lease losses | $14,000 | 6,643 |
Total noninterest income | $64,000 | 8,066 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $64,000 | 6,138 |
Total noninterest expense | $557,000 | 7,657 |
Salaries and employee benefits | $323,000 | 7,492 |
Premises and equipment expense | $148,000 | 5,696 |
Additional noninterest expense | $86,000 | 8,650 |
Pre-tax net operating income | $63,000 | 8,284 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $20,000 | 6,596 |
Income before extraordinary items | $43,000 | 8,482 |
Extraordinary gains, net | $0 | 30 |
Net income | $43,000 | 8,483 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 5,638 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $43,000 | 8,354 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $532,000 | 7,596 |
Total interest expense | $253,000 | 6,459 |
Net interest income | $279,000 | 8,082 |
Provision for loan and lease losses | $7,000 | 6,361 |
Total noninterest income | $26,000 | 8,331 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $26,000 | 6,499 |
Total noninterest expense | $263,000 | 7,817 |
Salaries and employee benefits | $142,000 | 7,865 |
Premises and equipment expense | $77,000 | 5,564 |
Additional noninterest expense | $44,000 | 8,661 |
Pre-tax net operating income | $35,000 | 8,230 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $12,000 | 6,453 |
Income before extraordinary items | $23,000 | 8,430 |
Extraordinary gains, net | $0 | 21 |
Net income | $23,000 | 8,428 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $23,000 | 8,302 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,253,000 | 7,592 |
Total interest expense | $1,162,000 | 6,520 |
Net interest income | $1,091,000 | 8,127 |
Provision for loan and lease losses | $22,000 | 7,458 |
Total noninterest income | $112,000 | 8,258 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $112,000 | 6,211 |
Total noninterest expense | $911,000 | 8,124 |
Salaries and employee benefits | $530,000 | 8,008 |
Premises and equipment expense | $224,000 | 6,471 |
Additional noninterest expense | $157,000 | 8,831 |
Pre-tax net operating income | $270,000 | 7,668 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $100,000 | 5,962 |
Income before extraordinary items | $170,000 | 7,992 |
Extraordinary gains, net | $0 | 70 |
Net income | $170,000 | 7,993 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 6,276 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $170,000 | 7,887 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,344,000 | 7,906 |
Total interest expense | $1,368,000 | 7,257 |
Net interest income | $976,000 | 8,337 |
Provision for loan and lease losses | $20,000 | 7,552 |
Total noninterest income | $98,000 | 8,544 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $98,000 | 6,492 |
Total noninterest expense | $778,000 | 8,503 |
Salaries and employee benefits | $438,000 | 8,461 |
Premises and equipment expense | $194,000 | 6,876 |
Additional noninterest expense | $146,000 | 9,084 |
Pre-tax net operating income | $276,000 | 7,527 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $104,000 | 5,960 |
Income before extraordinary items | $172,000 | 7,905 |
Extraordinary gains, net | $0 | 105 |
Net income | $172,000 | 7,908 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 6,729 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $172,000 | 7,793 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,155,000 | 8,266 |
Total interest expense | $1,267,000 | 7,653 |
Net interest income | $888,000 | 8,710 |
Provision for loan and lease losses | $13,000 | 7,828 |
Total noninterest income | $58,000 | 9,210 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $58,000 | 7,528 |
Total noninterest expense | $676,000 | 8,885 |
Salaries and employee benefits | $415,000 | 8,674 |
Premises and equipment expense | $129,000 | 7,936 |
Additional noninterest expense | $132,000 | 9,399 |
Pre-tax net operating income | $257,000 | 8,091 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $97,000 | 6,545 |
Income before extraordinary items | $160,000 | 8,350 |
Extraordinary gains, net | $0 | 38 |
Net income | $160,000 | 8,348 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $160,000 | 8,351 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,858,000 | 8,657 |
Total interest expense | $1,057,000 | 8,027 |
Net interest income | $801,000 | 9,065 |
Provision for loan and lease losses | $4,000 | 8,376 |
Total noninterest income | $44,000 | 9,676 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $44,000 | 8,263 |
Total noninterest expense | $601,000 | 9,313 |
Salaries and employee benefits | $362,000 | 9,113 |
Premises and equipment expense | $98,000 | 8,667 |
Additional noninterest expense | $141,000 | 9,591 |
Pre-tax net operating income | $240,000 | 8,384 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $94,000 | 7,009 |
Income before extraordinary items | $146,000 | 8,665 |
Extraordinary gains, net | $0 | 35 |
Net income | $146,000 | 8,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,619 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $146,000 | 8,622 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,721,000 | 9,028 |
Total interest expense | $1,055,000 | 8,270 |
Net interest income | $666,000 | 9,574 |
Provision for loan and lease losses | $2,000 | 8,582 |
Total noninterest income | $24,000 | 10,176 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $24,000 | 9,291 |
Total noninterest expense | $525,000 | 9,689 |
Salaries and employee benefits | $326,000 | 9,456 |
Premises and equipment expense | $100,000 | 8,699 |
Additional noninterest expense | $99,000 | 10,132 |
Pre-tax net operating income | $163,000 | 9,111 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $52,000 | 8,300 |
Income before extraordinary items | $111,000 | 9,259 |
Extraordinary gains, net | $0 | 32 |
Net income | $111,000 | 9,259 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $1,829,000 | 402 |
Net operating income | $111,000 | 9,185 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,627,000 | 9,522 |
Total interest expense | $1,110,000 | 8,379 |
Net interest income | $517,000 | 10,347 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $26,000 | 10,625 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $26,000 | 9,525 |
Total noninterest expense | $477,000 | 10,207 |
Salaries and employee benefits | $294,000 | 9,998 |
Premises and equipment expense | $95,000 | 9,079 |
Additional noninterest expense | $88,000 | 10,632 |
Pre-tax net operating income | $66,000 | 10,190 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $15,000 | 9,816 |
Income before extraordinary items | $51,000 | 10,238 |
Extraordinary gains, net | $0 | 44 |
Net income | $51,000 | 10,239 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $51,000 | 10,204 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,732,000 | 9,767 |
Total interest expense | $1,141,000 | 8,557 |
Net interest income | $591,000 | 10,678 |
Provision for loan and lease losses | $8,000 | 8,671 |
Total noninterest income | $17,000 | 11,258 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $17,000 | 10,581 |
Total noninterest expense | $624,000 | 10,084 |
Salaries and employee benefits | $272,000 | 10,565 |
Premises and equipment expense | $92,000 | 9,504 |
Additional noninterest expense | $260,000 | 9,285 |
Pre-tax net operating income | $-24,000 | 10,854 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $10,000 | 10,369 |
Income before extraordinary items | $-34,000 | 10,897 |
Extraordinary gains, net | $0 | 53 |
Net income | $-34,000 | 10,893 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $-34,000 | 10,858 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,744,000 | 10,098 |
Total interest expense | $1,161,000 | 8,714 |
Net interest income | $583,000 | 11,174 |
Provision for loan and lease losses | $4,000 | 8,753 |
Total noninterest income | $32,000 | 11,623 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $32,000 | 10,138 |
Total noninterest expense | $537,000 | 10,855 |
Salaries and employee benefits | $258,000 | 11,095 |
Premises and equipment expense | $103,000 | 9,537 |
Additional noninterest expense | $176,000 | 10,741 |
Pre-tax net operating income | $74,000 | 11,211 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $-10,000 | 11,518 |
Income before extraordinary items | $85,000 | 11,058 |
Extraordinary gains, net | $0 | 65 |
Net income | $85,000 | 11,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 7,374 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $84,000 | 11,044 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,709,000 | 10,336 |
Total interest expense | $1,061,000 | 8,433 |
Net interest income | $648,000 | 11,563 |
Provision for loan and lease losses | $1,000 | 9,105 |
Total noninterest income | $29,000 | 12,275 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $29,000 | 10,859 |
Total noninterest expense | $480,000 | 11,704 |
Salaries and employee benefits | $259,000 | 11,586 |
Premises and equipment expense | $91,000 | 10,316 |
Additional noninterest expense | $130,000 | 12,021 |
Pre-tax net operating income | $196,000 | 10,923 |
Securities gains (losses) | $-10,000 | 9,836 |
Applicable income taxes | $102,000 | 9,321 |
Income before extraordinary items | $84,000 | 11,526 |
Extraordinary gains, net | $0 | 249 |
Net income | $84,000 | 11,533 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $90,400 | 11,517 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,825,000 | 10,542 |
Total interest expense | $1,128,000 | 8,564 |
Net interest income | $697,000 | 11,889 |
Provision for loan and lease losses | $22,000 | 8,943 |
Total noninterest income | $28,000 | 12,964 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $28,000 | 11,437 |
Total noninterest expense | $459,000 | 12,370 |
Salaries and employee benefits | $247,000 | 12,218 |
Premises and equipment expense | $91,000 | 10,750 |
Additional noninterest expense | $121,000 | 12,749 |
Pre-tax net operating income | $244,000 | 10,667 |
Securities gains (losses) | $52,000 | 3,344 |
Applicable income taxes | $141,000 | 8,837 |
Income before extraordinary items | $155,000 | 11,135 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $155,000 | 11,223 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $121,720 | 11,347 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,064,000 | 10,773 |
Total interest expense | $1,348,000 | 9,038 |
Net interest income | $716,000 | 12,254 |
Provision for loan and lease losses | $6,000 | 11,435 |
Total noninterest income | $31,000 | 13,519 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $31,000 | 11,703 |
Total noninterest expense | $497,000 | 12,648 |
Salaries and employee benefits | $237,000 | 12,746 |
Premises and equipment expense | $99,000 | 10,778 |
Additional noninterest expense | $161,000 | 12,768 |
Pre-tax net operating income | $244,000 | 10,666 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $59,000 | 11,011 |
Income before extraordinary items | $188,000 | 10,765 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $188,000 | 10,876 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-25,000 | 13,191 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $185,720 | 10,459 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.