Home > Peoples Commercial Bank > Income and Expense
Peoples Commercial Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,109,000 | 2,911 |
| Total interest expense | $5,083,000 | 2,872 |
| Net interest income | $6,026,000 | 2,923 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $737,000 | 3,836 |
| Gross Fiduciary activities income | $3,000 | 1,324 |
| Service charges on deposit accounts | $436,000 | 2,976 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $298,000 | 4,034 |
| Total noninterest expense | $3,715,000 | 3,537 |
| Salaries and employee benefits | $1,794,000 | 3,753 |
| Premises and equipment expense | $548,000 | 3,501 |
| Additional noninterest expense | $1,373,000 | 3,084 |
| Pre-tax net operating income | $2,948,000 | 2,453 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $366,000 | 4,378 |
| Income before extraordinary items | $2,585,000 | 2,047 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,585,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $2,470,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,582,360 | 2,015 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 2,898 |
| Total interest expense | $5,503,000 | 2,745 |
| Net interest income | $5,622,000 | 3,059 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $898,000 | 3,327 |
| Gross Fiduciary activities income | $7,000 | 1,317 |
| Service charges on deposit accounts | $565,000 | 2,283 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $326,000 | 3,841 |
| Total noninterest expense | $3,401,000 | 3,702 |
| Salaries and employee benefits | $1,803,000 | 3,663 |
| Premises and equipment expense | $510,000 | 3,639 |
| Additional noninterest expense | $1,088,000 | 3,661 |
| Pre-tax net operating income | $2,994,000 | 2,383 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $557,000 | 3,590 |
| Income before extraordinary items | $2,437,000 | 2,140 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,437,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,631 |
| Cash dividends | $2,498,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,437,000 | 2,072 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,354,000 | 3,129 |
| Total interest expense | $4,786,000 | 3,107 |
| Net interest income | $5,568,000 | 3,147 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $814,000 | 3,529 |
| Gross Fiduciary activities income | $8,000 | 1,350 |
| Service charges on deposit accounts | $585,000 | 2,240 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $221,000 | 4,719 |
| Total noninterest expense | $3,125,000 | 3,961 |
| Salaries and employee benefits | $1,654,000 | 3,916 |
| Premises and equipment expense | $462,000 | 3,959 |
| Additional noninterest expense | $1,009,000 | 3,869 |
| Pre-tax net operating income | $3,157,000 | 2,376 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $998,000 | 2,444 |
| Income before extraordinary items | $2,160,000 | 2,405 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,160,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $415,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,159,320 | 2,351 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,232,000 | 3,526 |
| Total interest expense | $4,093,000 | 3,631 |
| Net interest income | $5,139,000 | 3,457 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $774,000 | 3,796 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $541,000 | 2,510 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $2,733,000 | 4,655 |
| Salaries and employee benefits | $1,496,000 | 4,314 |
| Premises and equipment expense | $440,000 | 4,198 |
| Additional noninterest expense | $797,000 | 5,218 |
| Pre-tax net operating income | $3,160,000 | 2,260 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $1,017,000 | 2,319 |
| Income before extraordinary items | $2,150,000 | 2,286 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,150,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $1,191,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,145,240 | 2,243 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,557,000 | 3,778 |
| Total interest expense | $3,644,000 | 4,008 |
| Net interest income | $4,913,000 | 3,600 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $644,000 | 4,346 |
| Gross Fiduciary activities income | $4,000 | 1,531 |
| Service charges on deposit accounts | $467,000 | 2,910 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $173,000 | 5,560 |
| Total noninterest expense | $2,590,000 | 4,843 |
| Salaries and employee benefits | $1,408,000 | 4,546 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $806,000 | 5,227 |
| Pre-tax net operating income | $2,847,000 | 2,534 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $906,000 | 2,583 |
| Income before extraordinary items | $1,965,000 | 2,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,965,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,580 |
| Cash dividends | $2,020,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,948,680 | 2,539 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,411,000 | 4,011 |
| Total interest expense | $2,827,000 | 4,176 |
| Net interest income | $4,584,000 | 3,859 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $576,000 | 4,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $2,430,000 | 5,286 |
| Salaries and employee benefits | $1,290,000 | 4,915 |
| Premises and equipment expense | $367,000 | 4,912 |
| Additional noninterest expense | $773,000 | 5,864 |
| Pre-tax net operating income | $2,370,000 | 2,975 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $723,000 | 3,020 |
| Income before extraordinary items | $1,650,000 | 2,919 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,650,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,894 |
| Cash dividends | $1,604,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,647,900 | 2,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 4,328 |
| Total interest expense | $2,712,000 | 4,500 |
| Net interest income | $4,249,000 | 4,169 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $520,000 | 5,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $2,334,000 | 5,590 |
| Salaries and employee benefits | $1,222,000 | 5,152 |
| Premises and equipment expense | $393,000 | 4,785 |
| Additional noninterest expense | $719,000 | 6,425 |
| Pre-tax net operating income | $2,075,000 | 3,196 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $541,000 | 3,918 |
| Income before extraordinary items | $1,548,000 | 3,150 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,548,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $979,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,537,640 | 2,993 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 4,883 |
| Total interest expense | $3,240,000 | 4,856 |
| Net interest income | $3,670,000 | 4,803 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $582,000 | 5,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $2,255,000 | 5,792 |
| Salaries and employee benefits | $1,134,000 | 5,446 |
| Premises and equipment expense | $398,000 | 4,812 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $1,661,000 | 3,697 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $446,000 | 4,394 |
| Income before extraordinary items | $1,221,000 | 3,742 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,221,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 5,774 |
| Cash dividends | $840,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,216,620 | 3,479 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.