Home > Peoples Commercial Bank > Assets and Liabilities
Peoples Commercial Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $143,587,000 | 3,220 |
| Cash and due from depository institutions | $7,642,000 | 3,519 |
| Interest-bearing balances | $63,000 | 5,253 |
| Securities | $26,646,000 | 3,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $105,774,000 | 2,777 |
| Loan loss allowance | $1,951,000 | 1,892 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,186,000 | 5,547 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,339,000 | 3,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,587,000 | 3,220 |
| Total liabilities | $133,211,000 | 3,150 |
| Total deposits | $125,104,000 | 3,039 |
| Interest-bearing deposits | $110,300,000 | 2,963 |
| Deposits held in domestic offices | $125,104,000 | 3,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,118,000 | 1,530 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,231,000 | 4,383 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $758,000 | 3,999 |
| Total equity capital | $10,376,000 | 4,112 |
| Total bank equity capital | $10,376,000 | 4,112 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $5,950,000 | 2,589 |
| Undivided profits | $3,676,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 7,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,276,000 | 1,736 |
| Earning assets | $132,483,000 | 3,190 |
| Long-term assets (5+ years) | $16,175,000 | 3,783 |
| Average Assets, year-to-date | $150,968,800 | 2,958 |
| Average Assets, quarterly | $144,772,000 | 3,154 |
| Volatile liabilities | $16,543,000 | 3,953 |
| Insider loans | $7,565,000 | 594 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,217,000 | 645 |
| Unused loan commitments | $17,799,000 | 2,578 |
| Tier 1 (core) risk-based capital | $10,679,000 | 4,022 |
| Tier 2 risk-based capital | $1,237,030 | 2,595 |
| Total risk weighted assets | $98,248,330 | 3,026 |
| Total unused commitments | $17,799,000 | 2,581 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 57 | 3,108 |
| Assets and Liabilities | ||
| Total Assets: | $161,665,000 | 2,842 |
| Cash and due from depository institutions | $7,249,000 | 3,108 |
| Interest-bearing balances | $51,000 | 5,537 |
| Securities | $31,642,000 | 3,467 |
| Federal funds sold & reverse repurchase agreements | $22,128,000 | 721 |
| Net loans & leases | $97,431,000 | 2,820 |
| Loan loss allowance | $1,856,000 | 1,898 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,454,000 | 4,867 |
| Other real estate owned | $0 | 3,108 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,761,000 | 3,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,665,000 | 2,842 |
| Total liabilities | $151,084,000 | 2,751 |
| Total deposits | $146,249,000 | 2,615 |
| Interest-bearing deposits | $128,613,000 | 2,520 |
| Deposits held in domestic offices | $146,249,000 | 2,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,050,000 | 1,963 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,826,000 | 3,378 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $959,000 | 3,649 |
| Total equity capital | $10,581,000 | 4,106 |
| Total bank equity capital | $10,581,000 | 4,106 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $5,950,000 | 2,460 |
| Undivided profits | $3,881,000 | 5,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,315,000 | 1,652 |
| Earning assets | $151,252,000 | 2,804 |
| Long-term assets (5+ years) | $31,394,000 | 2,297 |
| Average Assets, year-to-date | $146,603,200 | 2,941 |
| Average Assets, quarterly | $153,130,500 | 2,921 |
| Volatile liabilities | $30,690,000 | 2,115 |
| Insider loans | $6,950,000 | 599 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,208,000 | 993 |
| Unused loan commitments | $12,751,000 | 3,113 |
| Tier 1 (core) risk-based capital | $10,564,000 | 3,956 |
| Tier 2 risk-based capital | $1,251,150 | 2,475 |
| Total risk weighted assets | $99,487,350 | 2,833 |
| Total unused commitments | $12,751,000 | 3,118 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $139,115,000 | 3,191 |
| Cash and due from depository institutions | $5,672,000 | 3,119 |
| Interest-bearing balances | $49,000 | 5,364 |
| Securities | $26,923,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $6,392,000 | 2,171 |
| Net loans & leases | $96,707,000 | 2,846 |
| Loan loss allowance | $1,832,000 | 1,937 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,401,000 | 4,942 |
| Other real estate owned | $0 | 3,119 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,020,000 | 3,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,115,000 | 3,191 |
| Total liabilities | $128,483,000 | 3,112 |
| Total deposits | $123,606,000 | 3,021 |
| Interest-bearing deposits | $108,012,000 | 2,974 |
| Deposits held in domestic offices | $123,606,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,139 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,916,000 | 2,976 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $961,000 | 3,686 |
| Total equity capital | $10,632,000 | 4,074 |
| Total bank equity capital | $10,632,000 | 4,074 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $4,250,000 | 3,185 |
| Undivided profits | $5,632,000 | 4,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 9,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,302,000 | 1,705 |
| Earning assets | $130,071,000 | 3,145 |
| Long-term assets (5+ years) | $26,504,000 | 2,285 |
| Average Assets, year-to-date | $130,557,600 | 3,232 |
| Average Assets, quarterly | $136,914,000 | 3,191 |
| Volatile liabilities | $19,014,000 | 3,112 |
| Insider loans | $4,678,000 | 884 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $52,000 | 1,522 |
| Unused loan commitments | $9,997,000 | 3,451 |
| Tier 1 (core) risk-based capital | $10,625,000 | 3,943 |
| Tier 2 risk-based capital | $1,187,770 | 2,497 |
| Total risk weighted assets | $94,376,970 | 2,933 |
| Total unused commitments | $9,997,000 | 3,453 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $123,416,000 | 3,648 |
| Cash and due from depository institutions | $5,197,000 | 3,429 |
| Interest-bearing balances | $25,000 | 5,796 |
| Securities | $29,130,000 | 3,992 |
| Federal funds sold & reverse repurchase agreements | $3,199,000 | 3,696 |
| Net loans & leases | $82,811,000 | 3,293 |
| Loan loss allowance | $1,726,000 | 2,161 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,330,000 | 5,098 |
| Other real estate owned | $0 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,749,000 | 4,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,416,000 | 3,648 |
| Total liabilities | $114,535,000 | 3,551 |
| Total deposits | $109,363,000 | 3,484 |
| Interest-bearing deposits | $93,314,000 | 3,491 |
| Deposits held in domestic offices | $109,363,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,712,000 | 1,806 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $751,000 | 3,601 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $709,000 | 4,637 |
| Total equity capital | $8,881,000 | 4,795 |
| Total bank equity capital | $8,881,000 | 4,795 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $4,250,000 | 3,264 |
| Undivided profits | $3,881,000 | 5,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,023,000 | 2,191 |
| Earning assets | $115,165,000 | 3,592 |
| Long-term assets (5+ years) | $6,093,000 | 5,403 |
| Average Assets, year-to-date | $116,389,600 | 3,702 |
| Average Assets, quarterly | $120,858,500 | 3,671 |
| Volatile liabilities | $14,380,000 | 3,725 |
| Insider loans | $5,615,000 | 766 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,290,000 | 3,549 |
| Tier 1 (core) risk-based capital | $8,880,000 | 4,692 |
| Tier 2 risk-based capital | $1,002,010 | 2,965 |
| Total risk weighted assets | $79,437,110 | 3,437 |
| Total unused commitments | $9,290,000 | 3,563 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $108,558,000 | 4,090 |
| Cash and due from depository institutions | $5,463,000 | 3,993 |
| Interest-bearing balances | $14,000 | 6,325 |
| Securities | $25,048,000 | 4,697 |
| Federal funds sold & reverse repurchase agreements | $4,633,000 | 3,109 |
| Net loans & leases | $70,218,000 | 3,735 |
| Loan loss allowance | $1,734,000 | 2,188 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,317,000 | 5,084 |
| Other real estate owned | $0 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,879,000 | 3,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,558,000 | 4,090 |
| Total liabilities | $100,610,000 | 3,980 |
| Total deposits | $95,506,000 | 3,978 |
| Interest-bearing deposits | $81,461,000 | 4,035 |
| Deposits held in domestic offices | $95,506,000 | 3,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,712,000 | 1,742 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $770,000 | 3,147 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $622,000 | 5,331 |
| Total equity capital | $7,948,000 | 5,277 |
| Total bank equity capital | $7,948,000 | 5,277 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $4,250,000 | 3,258 |
| Undivided profits | $2,948,000 | 6,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 10,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,044,000 | 2,212 |
| Earning assets | $99,913,000 | 4,081 |
| Long-term assets (5+ years) | $7,155,000 | 4,895 |
| Average Assets, year-to-date | $107,310,000 | 3,986 |
| Average Assets, quarterly | $108,593,000 | 4,050 |
| Volatile liabilities | $11,227,000 | 4,217 |
| Insider loans | $5,065,000 | 884 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,719,000 | 2,748 |
| Tier 1 (core) risk-based capital | $7,921,000 | 5,140 |
| Tier 2 risk-based capital | $888,830 | 3,256 |
| Total risk weighted assets | $70,261,230 | 3,764 |
| Total unused commitments | $12,719,000 | 2,759 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $108,955,000 | 4,040 |
| Cash and due from depository institutions | $5,760,000 | 4,201 |
| Interest-bearing balances | $102,000 | 5,061 |
| Securities | $26,448,000 | 4,748 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $68,629,000 | 3,744 |
| Loan loss allowance | $1,549,000 | 2,472 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,405,000 | 4,867 |
| Other real estate owned | $0 | 4,201 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,713,000 | 4,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,955,000 | 4,040 |
| Total liabilities | $101,021,000 | 3,967 |
| Total deposits | $93,262,000 | 4,016 |
| Interest-bearing deposits | $77,607,000 | 4,186 |
| Deposits held in domestic offices | $93,262,000 | 4,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,305,000 | 1,594 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $846,000 | 3,318 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $608,000 | 4,522 |
| Total equity capital | $7,934,000 | 4,964 |
| Total bank equity capital | $7,934,000 | 4,964 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $4,250,000 | 3,149 |
| Undivided profits | $2,934,000 | 5,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $845,000 | 2,384 |
| Earning assets | $100,179,000 | 4,040 |
| Long-term assets (5+ years) | $6,868,000 | 5,138 |
| Average Assets, year-to-date | $105,604,800 | 4,066 |
| Average Assets, quarterly | $106,164,500 | 4,101 |
| Volatile liabilities | $11,356,000 | 3,973 |
| Insider loans | $1,244,000 | 3,147 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,160,000 | 3,089 |
| Tier 1 (core) risk-based capital | $7,976,000 | 5,012 |
| Tier 2 risk-based capital | $856,360 | 3,343 |
| Total risk weighted assets | $67,815,960 | 3,783 |
| Total unused commitments | $10,160,000 | 3,100 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $105,917,000 | 4,232 |
| Cash and due from depository institutions | $3,418,000 | 4,316 |
| Interest-bearing balances | $357,000 | 4,845 |
| Securities | $31,698,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,254 |
| Net loans & leases | $64,415,000 | 3,888 |
| Loan loss allowance | $1,137,000 | 3,293 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,470,000 | 4,738 |
| Other real estate owned | $0 | 4,316 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,816,000 | 3,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,917,000 | 4,232 |
| Total liabilities | $97,987,000 | 4,147 |
| Total deposits | $83,709,000 | 4,608 |
| Interest-bearing deposits | $71,887,000 | 4,648 |
| Deposits held in domestic offices | $83,709,000 | 4,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,725,000 | 936 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $757,000 | 3,003 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $796,000 | 3,754 |
| Total equity capital | $7,930,000 | 5,038 |
| Total bank equity capital | $7,930,000 | 5,038 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $4,250,000 | 3,095 |
| Undivided profits | $2,930,000 | 6,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $656,000 | 2,744 |
| Earning assets | $99,570,000 | 4,139 |
| Long-term assets (5+ years) | $11,338,000 | 4,038 |
| Average Assets, year-to-date | $101,220,200 | 4,286 |
| Average Assets, quarterly | $104,156,000 | 4,266 |
| Volatile liabilities | $18,899,000 | 2,511 |
| Insider loans | $2,742,000 | 1,515 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,433,000 | 3,221 |
| Tier 1 (core) risk-based capital | $7,930,000 | 4,961 |
| Tier 2 risk-based capital | $797,780 | 3,552 |
| Total risk weighted assets | $63,482,880 | 3,976 |
| Total unused commitments | $9,433,000 | 3,240 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $100,757,000 | 4,496 |
| Cash and due from depository institutions | $3,826,000 | 4,772 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $32,662,000 | 4,145 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,807 |
| Net loans & leases | $57,433,000 | 4,326 |
| Loan loss allowance | $858,000 | 4,243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,196,000 | 5,510 |
| Other real estate owned | $0 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,440,000 | 4,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,757,000 | 4,496 |
| Total liabilities | $93,396,000 | 4,451 |
| Total deposits | $80,829,000 | 4,863 |
| Interest-bearing deposits | $69,614,000 | 4,902 |
| Deposits held in domestic offices | $80,829,000 | 4,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,960,000 | 924 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $607,000 | 4,990 |
| Total equity capital | $7,361,000 | 5,158 |
| Total bank equity capital | $7,361,000 | 5,158 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $2,583,000 | 4,517 |
| Undivided profits | $4,028,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 9,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $554,000 | 3,687 |
| Earning assets | $94,395,000 | 4,393 |
| Long-term assets (5+ years) | $6,328,000 | 5,736 |
| Average Assets, year-to-date | $93,537,800 | 4,693 |
| Average Assets, quarterly | $97,657,500 | 4,588 |
| Volatile liabilities | $15,889,000 | 2,836 |
| Insider loans | $530,000 | 1,709 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,179,000 | 3,130 |
| Tier 1 (core) risk-based capital | $7,361,000 | 5,090 |
| Tier 2 risk-based capital | $726,920 | 3,842 |
| Total risk weighted assets | $58,022,520 | 4,350 |
| Total unused commitments | $9,179,000 | 3,148 |
| Derivatives | $0 | 651 |