Home > Peoples Bank & Trust Company of St. Bernard > Income and Expense

Peoples Bank & Trust Company of St. Bernard, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$11,874,0002,553
Total interest expense$3,819,0003,203
Net interest income$8,055,0002,242
Provision for loan and lease losses$09,146
Total noninterest income$1,548,0002,236
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,129,0001,173
Trading account gains and fees$0475
Additional Noninterest Income$419,0003,310
Total noninterest expense$7,487,0001,921
Salaries and employee benefits$3,782,0001,785
Premises and equipment expense$1,611,0001,299
Additional noninterest expense$2,094,0002,483
Pre-tax net operating income$2,116,0003,273
Securities gains (losses)$24,0001,636
Applicable income taxes$679,0003,163
Income before extraordinary items$1,461,0003,247
Extraordinary gains, net$0249
Net income$1,461,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-150,00012,340
Cash dividends$395,0003,809
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,444,6803,300
1993-12-31 (YTD Data)Rank
Total interest income$12,842,0002,400
Total interest expense$4,043,0003,143
Net interest income$8,799,0002,052
Provision for loan and lease losses$300,0002,975
Total noninterest income$1,628,0002,285
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,254,0001,066
Trading account gains and fees$7,000442
Additional Noninterest Income$367,0003,975
Total noninterest expense$7,829,0001,892
Salaries and employee benefits$3,729,0001,794
Premises and equipment expense$1,649,0001,296
Additional noninterest expense$2,451,0002,275
Pre-tax net operating income$2,298,0002,931
Securities gains (losses)$72,0002,926
Applicable income taxes$824,0002,694
Income before extraordinary items$1,546,0003,151
Extraordinary gains, net$36,0002,367
Net income$1,582,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-357,00013,198
Cash dividends$410,0003,576
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,499,2003,076
1992-12-31 (YTD Data)Rank
Total interest income$14,784,0002,374
Total interest expense$5,342,0003,099
Net interest income$9,442,0001,931
Provision for loan and lease losses$1,506,0001,392
Total noninterest income$1,780,0002,103
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,392,000936
Trading account gains and fees$0504
Additional Noninterest Income$388,0003,780
Total noninterest expense$7,677,0001,939
Salaries and employee benefits$3,497,0001,882
Premises and equipment expense$1,576,0001,375
Additional noninterest expense$2,604,0002,251
Pre-tax net operating income$2,039,0003,050
Securities gains (losses)$14,0006,053
Applicable income taxes$706,0002,947
Income before extraordinary items$1,347,0003,407
Extraordinary gains, net$01,422
Net income$1,347,0003,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,359,0001,282
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,337,7603,181

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.