Home > Peoples Bank & Trust Company > Income and Expense
Peoples Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,934,000 | 2,042 |
| Total interest expense | $7,010,000 | 2,146 |
| Net interest income | $8,924,000 | 1,950 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $1,467,000 | 2,236 |
| Gross Fiduciary activities income | $19,000 | 1,288 |
| Service charges on deposit accounts | $1,138,000 | 1,100 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $310,000 | 3,847 |
| Total noninterest expense | $4,679,000 | 2,729 |
| Salaries and employee benefits | $2,490,000 | 2,655 |
| Premises and equipment expense | $638,000 | 2,984 |
| Additional noninterest expense | $1,551,000 | 2,646 |
| Pre-tax net operating income | $5,682,000 | 1,365 |
| Securities gains (losses) | $74,000 | 1,122 |
| Applicable income taxes | $1,945,000 | 1,363 |
| Income before extraordinary items | $3,811,000 | 1,426 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,811,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,342 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,762,160 | 1,405 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 4,208 |
| Total interest expense | $3,432,000 | 4,263 |
| Net interest income | $4,205,000 | 4,133 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $903,000 | 3,385 |
| Gross Fiduciary activities income | $17,000 | 1,363 |
| Service charges on deposit accounts | $590,000 | 2,302 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $296,000 | 4,103 |
| Total noninterest expense | $2,473,000 | 5,054 |
| Salaries and employee benefits | $1,337,000 | 4,759 |
| Premises and equipment expense | $363,000 | 4,903 |
| Additional noninterest expense | $773,000 | 5,333 |
| Pre-tax net operating income | $2,635,000 | 2,654 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $868,000 | 2,653 |
| Income before extraordinary items | $1,767,000 | 2,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,767,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-328,000 | 11,390 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,767,000 | 2,702 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,958,000 | 4,037 |
| Total interest expense | $3,400,000 | 4,267 |
| Net interest income | $4,558,000 | 3,859 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $927,000 | 3,289 |
| Gross Fiduciary activities income | $10,000 | 1,474 |
| Service charges on deposit accounts | $521,000 | 2,600 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $396,000 | 3,330 |
| Total noninterest expense | $2,634,000 | 4,776 |
| Salaries and employee benefits | $1,336,000 | 4,765 |
| Premises and equipment expense | $418,000 | 4,359 |
| Additional noninterest expense | $880,000 | 4,871 |
| Pre-tax net operating income | $2,851,000 | 2,529 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $907,000 | 2,577 |
| Income before extraordinary items | $1,944,000 | 2,575 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,944,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-158,000 | 11,827 |
| Cash dividends | $7,280,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,944,000 | 2,544 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 4,488 |
| Total interest expense | $2,840,000 | 4,159 |
| Net interest income | $3,712,000 | 4,687 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $809,000 | 3,690 |
| Gross Fiduciary activities income | $12,000 | 1,462 |
| Service charges on deposit accounts | $509,000 | 2,698 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $288,000 | 4,207 |
| Total noninterest expense | $2,618,000 | 4,952 |
| Salaries and employee benefits | $1,286,000 | 4,932 |
| Premises and equipment expense | $399,000 | 4,592 |
| Additional noninterest expense | $933,000 | 5,009 |
| Pre-tax net operating income | $1,903,000 | 3,580 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $373,000 | 5,026 |
| Income before extraordinary items | $1,530,000 | 3,121 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,530,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 12,318 |
| Cash dividends | $335,000 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,530,000 | 3,143 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,090,000 | 4,885 |
| Total interest expense | $2,775,000 | 4,408 |
| Net interest income | $3,315,000 | 5,193 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $788,000 | 4,034 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $485,000 | 2,879 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $297,000 | 4,494 |
| Total noninterest expense | $2,549,000 | 5,179 |
| Salaries and employee benefits | $1,244,000 | 5,077 |
| Premises and equipment expense | $400,000 | 4,714 |
| Additional noninterest expense | $905,000 | 5,341 |
| Pre-tax net operating income | $1,554,000 | 4,182 |
| Securities gains (losses) | $109,000 | 2,375 |
| Applicable income taxes | $335,000 | 5,672 |
| Income before extraordinary items | $1,328,000 | 3,639 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,328,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $370,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,240,800 | 3,676 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 4,769 |
| Total interest expense | $3,667,000 | 4,385 |
| Net interest income | $3,451,000 | 5,067 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $655,000 | 4,650 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $421,000 | 3,305 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $226,000 | 5,284 |
| Total noninterest expense | $2,488,000 | 5,333 |
| Salaries and employee benefits | $1,184,000 | 5,229 |
| Premises and equipment expense | $441,000 | 4,425 |
| Additional noninterest expense | $863,000 | 5,713 |
| Pre-tax net operating income | $1,468,000 | 4,120 |
| Securities gains (losses) | $-41,000 | 13,642 |
| Applicable income taxes | $244,000 | 6,757 |
| Income before extraordinary items | $1,183,000 | 3,857 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,183,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,309 |
| Cash dividends | $420,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,217,030 | 3,478 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.