Home > Peoples Bank & Trust Company > Assets and Liabilities
Peoples Bank & Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $227,995,000 | 2,012 |
| Cash and due from depository institutions | $5,609,000 | 2,278 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $101,553,000 | 1,133 |
| Federal funds sold & reverse repurchase agreements | $39,300,000 | 363 |
| Net loans & leases | $76,442,000 | 3,522 |
| Loan loss allowance | $1,980,000 | 1,813 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,026,000 | 5,893 |
| Other real estate owned | $67,000 | 2,278 |
| Goodwill and other intangibles | $1,792,000 | 1,050 |
| All other assets | $2,206,000 | 3,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,995,000 | 2,012 |
| Total liabilities | $203,003,000 | 2,035 |
| Total deposits | $197,428,000 | 1,927 |
| Interest-bearing deposits | $165,115,000 | 1,967 |
| Deposits held in domestic offices | $197,428,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,085,000 | 1,653 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,490,000 | 2,568 |
| Total equity capital | $24,992,000 | 1,798 |
| Total bank equity capital | $24,992,000 | 1,798 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,382,000 | 2,571 |
| Surplus | $14,779,000 | 1,110 |
| Undivided profits | $8,831,000 | 2,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $369,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,205,000 | 982 |
| Earning assets | $217,295,000 | 1,943 |
| Long-term assets (5+ years) | $8,289,000 | 4,787 |
| Average Assets, year-to-date | $229,186,800 | 1,894 |
| Average Assets, quarterly | $227,283,000 | 1,983 |
| Volatile liabilities | $28,165,000 | 2,250 |
| Insider loans | $2,207,000 | 1,891 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,168,000 | 6,386 |
| Tier 1 (core) risk-based capital | $23,200,000 | 1,827 |
| Tier 2 risk-based capital | $1,215,400 | 2,450 |
| Total risk weighted assets | $96,467,600 | 2,862 |
| Total unused commitments | $3,168,000 | 6,395 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $115,339,000 | 3,871 |
| Cash and due from depository institutions | $4,367,000 | 4,469 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $55,987,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $15,850,000 | 809 |
| Net loans & leases | $37,299,000 | 6,132 |
| Loan loss allowance | $1,389,000 | 2,623 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $604,000 | 7,589 |
| Other real estate owned | $155,000 | 4,469 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,077,000 | 5,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,339,000 | 3,871 |
| Total liabilities | $105,543,000 | 3,811 |
| Total deposits | $101,118,000 | 3,736 |
| Interest-bearing deposits | $83,928,000 | 3,870 |
| Deposits held in domestic offices | $101,118,000 | 3,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,830,000 | 1,783 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $595,000 | 5,292 |
| Total equity capital | $9,796,000 | 4,416 |
| Total bank equity capital | $9,796,000 | 4,416 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,383,000 | 2,737 |
| Surplus | $6,617,000 | 2,280 |
| Undivided profits | $1,796,000 | 7,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 7,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $180,000 | 8,815 |
| Earning assets | $109,136,000 | 3,775 |
| Long-term assets (5+ years) | $4,008,000 | 6,408 |
| Average Assets, year-to-date | $112,654,600 | 3,806 |
| Average Assets, quarterly | $114,085,500 | 3,862 |
| Volatile liabilities | $15,150,000 | 3,588 |
| Insider loans | $4,127,000 | 1,040 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,732,000 | 6,680 |
| Tier 1 (core) risk-based capital | $9,772,000 | 4,327 |
| Tier 2 risk-based capital | $639,280 | 4,365 |
| Total risk weighted assets | $50,392,480 | 5,034 |
| Total unused commitments | $2,732,000 | 6,693 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $114,177,000 | 3,903 |
| Cash and due from depository institutions | $4,984,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $60,677,000 | 2,054 |
| Federal funds sold & reverse repurchase agreements | $14,760,000 | 964 |
| Net loans & leases | $31,538,000 | 6,789 |
| Loan loss allowance | $1,061,000 | 3,351 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $661,000 | 7,447 |
| Other real estate owned | $287,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,270,000 | 5,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,177,000 | 3,903 |
| Total liabilities | $106,172,000 | 3,785 |
| Total deposits | $101,844,000 | 3,750 |
| Interest-bearing deposits | $78,359,000 | 4,179 |
| Deposits held in domestic offices | $101,844,000 | 3,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,684,000 | 1,751 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $644,000 | 5,178 |
| Total equity capital | $8,005,000 | 5,244 |
| Total bank equity capital | $8,005,000 | 5,244 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,383,000 | 2,833 |
| Surplus | $6,617,000 | 2,285 |
| Undivided profits | $5,000 | 11,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 8,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $177,000 | 9,205 |
| Earning assets | $106,975,000 | 3,841 |
| Long-term assets (5+ years) | $1,388,000 | 8,534 |
| Average Assets, year-to-date | $115,257,800 | 3,732 |
| Average Assets, quarterly | $114,513,500 | 3,854 |
| Volatile liabilities | $14,091,000 | 3,515 |
| Insider loans | $3,112,000 | 1,393 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,386,000 | 4,774 |
| Tier 1 (core) risk-based capital | $8,005,000 | 5,089 |
| Tier 2 risk-based capital | $598,630 | 4,591 |
| Total risk weighted assets | $47,428,130 | 5,244 |
| Total unused commitments | $5,386,000 | 4,789 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $118,338,000 | 3,743 |
| Cash and due from depository institutions | $4,360,000 | 4,778 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $73,339,000 | 1,790 |
| Federal funds sold & reverse repurchase agreements | $9,585,000 | 974 |
| Net loans & leases | $28,717,000 | 7,228 |
| Loan loss allowance | $903,000 | 3,939 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $731,000 | 7,236 |
| Other real estate owned | $336,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,270,000 | 5,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,338,000 | 3,743 |
| Total liabilities | $104,997,000 | 3,829 |
| Total deposits | $100,754,000 | 3,755 |
| Interest-bearing deposits | $86,527,000 | 3,745 |
| Deposits held in domestic offices | $100,754,000 | 3,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,679,000 | 2,087 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $564,000 | 4,824 |
| Total equity capital | $13,341,000 | 3,059 |
| Total bank equity capital | $13,341,000 | 3,059 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,383,000 | 2,938 |
| Surplus | $6,617,000 | 2,207 |
| Undivided profits | $5,341,000 | 3,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 6,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,654 |
| Income earned, not collected on loans | $123,000 | 10,281 |
| Earning assets | $111,641,000 | 3,637 |
| Long-term assets (5+ years) | $1,406,000 | 8,947 |
| Average Assets, year-to-date | $118,615,600 | 3,648 |
| Average Assets, quarterly | $116,876,000 | 3,764 |
| Volatile liabilities | $16,079,000 | 3,017 |
| Insider loans | $3,203,000 | 1,308 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,049,000 | 4,391 |
| Tier 1 (core) risk-based capital | $13,341,000 | 3,105 |
| Tier 2 risk-based capital | $493,570 | 5,340 |
| Total risk weighted assets | $39,076,170 | 5,992 |
| Total unused commitments | $6,049,000 | 4,398 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $119,842,000 | 3,772 |
| Cash and due from depository institutions | $3,142,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $62,981,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $21,320,000 | 653 |
| Net loans & leases | $30,159,000 | 6,966 |
| Loan loss allowance | $766,000 | 4,641 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $784,000 | 7,087 |
| Other real estate owned | $336,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,120,000 | 5,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,842,000 | 3,772 |
| Total liabilities | $107,696,000 | 3,806 |
| Total deposits | $102,954,000 | 3,782 |
| Interest-bearing deposits | $89,604,000 | 3,761 |
| Deposits held in domestic offices | $102,954,000 | 3,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,225,000 | 1,620 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $517,000 | 5,206 |
| Total equity capital | $12,146,000 | 3,355 |
| Total bank equity capital | $12,146,000 | 3,355 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,383,000 | 3,021 |
| Surplus | $6,617,000 | 2,108 |
| Undivided profits | $4,146,000 | 4,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,494 |
| Income earned, not collected on loans | $125,000 | 10,238 |
| Earning assets | $114,460,000 | 3,621 |
| Long-term assets (5+ years) | $2,669,000 | 8,104 |
| Average Assets, year-to-date | $115,204,000 | 3,817 |
| Average Assets, quarterly | $116,608,500 | 3,850 |
| Volatile liabilities | $17,304,000 | 2,693 |
| Insider loans | $4,561,000 | 900 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $230,000 | 11,371 |
| Tier 1 (core) risk-based capital | $12,146,000 | 3,275 |
| Tier 2 risk-based capital | $551,920 | 4,835 |
| Total risk weighted assets | $43,939,520 | 5,474 |
| Total unused commitments | $230,000 | 11,378 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $115,607,000 | 3,961 |
| Cash and due from depository institutions | $3,822,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $56,034,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $21,150,000 | 801 |
| Net loans & leases | $32,393,000 | 6,672 |
| Loan loss allowance | $823,000 | 4,393 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $838,000 | 6,934 |
| Other real estate owned | $432,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $938,000 | 6,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,607,000 | 3,961 |
| Total liabilities | $104,664,000 | 4,018 |
| Total deposits | $99,382,000 | 4,036 |
| Interest-bearing deposits | $86,238,000 | 4,082 |
| Deposits held in domestic offices | $99,382,000 | 4,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,769,000 | 1,407 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $513,000 | 5,713 |
| Total equity capital | $10,943,000 | 3,524 |
| Total bank equity capital | $10,943,000 | 3,524 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,383,000 | 3,132 |
| Surplus | $6,617,000 | 2,027 |
| Undivided profits | $2,943,000 | 6,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 3,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $105,000 | 11,403 |
| Earning assets | $109,577,000 | 3,839 |
| Long-term assets (5+ years) | $4,268,000 | 6,969 |
| Average Assets, year-to-date | $111,667,600 | 4,004 |
| Average Assets, quarterly | $113,556,500 | 4,010 |
| Volatile liabilities | $17,907,000 | 2,586 |
| Insider loans | $56,000 | 6,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $171,000 | 11,808 |
| Tier 1 (core) risk-based capital | $10,943,000 | 3,468 |
| Tier 2 risk-based capital | $598,120 | 4,501 |
| Total risk weighted assets | $47,379,820 | 5,166 |
| Total unused commitments | $171,000 | 11,823 |
| Derivatives | $0 | 651 |