Home > Peoples Bank & Trust Company > Income and Expense
Peoples Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 8,185 |
| Total interest expense | $800,000 | 9,607 |
| Net interest income | $2,121,000 | 7,266 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $841,000 | 3,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,583 |
| Total noninterest expense | $1,627,000 | 7,207 |
| Salaries and employee benefits | $920,000 | 6,512 |
| Premises and equipment expense | $273,000 | 6,120 |
| Additional noninterest expense | $434,000 | 8,489 |
| Pre-tax net operating income | $1,325,000 | 4,875 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $448,000 | 4,403 |
| Income before extraordinary items | $886,000 | 4,976 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $886,000 | 4,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $880,060 | 5,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 8,626 |
| Total interest expense | $818,000 | 9,945 |
| Net interest income | $2,005,000 | 7,653 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,814 |
| Total noninterest expense | $1,647,000 | 7,365 |
| Salaries and employee benefits | $870,000 | 6,897 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $509,000 | 8,119 |
| Pre-tax net operating income | $838,000 | 6,634 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $276,000 | 6,401 |
| Income before extraordinary items | $562,000 | 7,067 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $562,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $560,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $562,000 | 6,804 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 8,951 |
| Total interest expense | $1,063,000 | 10,120 |
| Net interest income | $1,946,000 | 7,904 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $451,000 | 6,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,489 |
| Total noninterest expense | $1,666,000 | 7,351 |
| Salaries and employee benefits | $849,000 | 6,940 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $517,000 | 8,287 |
| Pre-tax net operating income | $680,000 | 7,213 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $480,000 | 7,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $480,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $465,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $452,280 | 7,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.