Home > Peoples Bank & Trust Company > Loan Charge- Offs and Recoveries

Peoples Bank & Trust Company, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$2,791,000474
Loans secured by real estate, total$175,000896
To non-U.S. addressees$013
Real estate loans in domestic offices$175,000894
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$175,000539
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$2,593,000165
Loans to individuals$23,0005,163
Credit card loan charge offs$18,0001,549
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$5,0006,889
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,459,000323
Loans secured by real estate, total$508,000202
To non-U.S. addressees$010
Real estate loans in domestic offices$508,000202
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$30,000755
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$478,000119
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$947,000155
Loans to individuals$4,0005,713
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0005,378
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,332,000609
Loans secured by real estate, total$-333,00010,396
To non-U.S. addressees$012
Real estate loans in domestic offices$-333,00010,415
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$145,000511
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-478,00010,395
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$1,646,000178
To non-U.S. addressees$036
Loans to individuals$19,0004,660
Credit card loan net charge offs$18,0001,375
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,0006,957
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$488,0001,769
Loans secured by real estate, total$293,000713
To non-U.S. addressees$011
Real estate loans in domestic offices$293,000713
Construction and land development$238,000106
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$55,0001,319
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$183,0001,505
Loans to individuals$12,0006,572
Credit card loan charge offs$4,0002,883
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,0006,726
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$304,000961
Loans secured by real estate, total$144,000561
To non-U.S. addressees$012
Real estate loans in domestic offices$144,000561
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$144,000265
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$146,000695
Loans to individuals$14,0003,746
Credit card loan recoveries$2,0001,717
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0003,727
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$184,0002,672
Loans secured by real estate, total$149,000886
To non-U.S. addressees$010
Real estate loans in domestic offices$149,000884
Construction and land development$238,00080
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-89,00010,841
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$37,0003,021
To non-U.S. addressees$021
Loans to individuals$-2,00010,245
Credit card loan net charge offs$2,0003,043
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-4,00010,408
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$607,0001,584
Loans secured by real estate, total$208,0001,037
To non-U.S. addressees$010
Real estate loans in domestic offices$208,0001,037
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$108,000955
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$100,000724
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$157,0001,764
Loans to individuals$242,0001,406
Credit card loan charge offs$2,0003,457
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$240,0001,149
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$91,0002,627
Loans secured by real estate, total$58,0001,149
To non-U.S. addressees$08
Real estate loans in domestic offices$58,0001,149
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$58,000584
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$25,0002,857
Loans to individuals$8,0005,002
Credit card loan recoveries$6,0001,115
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,0006,787
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$516,0001,390
Loans secured by real estate, total$150,000987
To non-U.S. addressees$07
Real estate loans in domestic offices$150,000986
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$50,0001,244
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$100,000552
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$132,0001,505
To non-U.S. addressees$022
Loans to individuals$234,0001,184
Credit card loan net charge offs$-4,00011,369
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$238,000927
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$177,0003,569
Loans secured by real estate, total$109,0001,675
To non-U.S. addressees$015
Real estate loans in domestic offices$109,0001,673
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$14,0002,780
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$95,000924
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$45,0003,690
Loans to individuals$11,0006,820
Credit card loan charge offs$3,0003,042
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,0006,855
Loans to foreign governments and official institutions$015
Other loans$12,000294
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$228,0001,350
Loans secured by real estate, total$105,000852
To non-U.S. addressees$013
Real estate loans in domestic offices$105,000850
Construction and land development$2,000570
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$53,000635
Secured by multifamily residential properties$50,000177
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$81,0001,359
Loans to individuals$38,0002,132
Credit card loan recoveries$9,000958
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$29,0002,349
Loans to foreign governments and official institutions$030
Other loans$4,000303
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-51,00011,467
Loans secured by real estate, total$4,0003,874
To non-U.S. addressees$012
Real estate loans in domestic offices$4,0003,872
Construction and land development$-2,00011,606
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-39,00011,769
Secured by multifamily residential properties$-50,00011,889
Secured by nonfarm nonresidential properties$95,000748
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-36,00011,121
To non-U.S. addressees$022
Loans to individuals$-27,00011,857
Credit card loan net charge offs$-6,00011,896
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-21,00011,792
Loans to foreign governments and official institutions$011
Other loans$8,000256
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$516,0001,779
Loans secured by real estate, total$369,000966
To non-U.S. addressees$013
Real estate loans in domestic offices$369,000966
Construction and land development$90,000409
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$79,0001,321
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$200,000705
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$94,0002,552
Loans to individuals$43,0003,808
Credit card loan charge offs$24,0001,332
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$19,0005,199
Loans to foreign governments and official institutions$015
Other loans$10,000295
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$179,0001,868
Loans secured by real estate, total$42,0001,676
To non-U.S. addressees$012
Real estate loans in domestic offices$42,0001,676
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$42,000841
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$117,0001,204
Loans to individuals$20,0003,469
Credit card loan recoveries$13,000837
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,475
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$337,0001,767
Loans secured by real estate, total$327,000849
To non-U.S. addressees$09
Real estate loans in domestic offices$327,000849
Construction and land development$90,000349
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$37,0001,679
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$200,000585
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-23,00011,155
To non-U.S. addressees$026
Loans to individuals$23,0003,930
Credit card loan net charge offs$11,0001,695
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$12,0004,604
Loans to foreign governments and official institutions$09
Other loans$10,000220
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$548,0002,124
Loans secured by real estate, total$371,0001,217
To non-U.S. addressees$019
Real estate loans in domestic offices$371,0001,216
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$189,000944
Secured by multifamily residential properties$50,000506
Secured by nonfarm nonresidential properties$132,0001,128
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$15,0006,582
Loans to individuals$108,0002,359
Credit card loan charge offs$55,000975
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$53,0003,368
Loans to foreign governments and official institutions$034
Other loans$54,000220
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$167,0002,125
Loans secured by real estate, total$21,0002,535
To non-U.S. addressees$016
Real estate loans in domestic offices$21,0002,535
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$21,0001,436
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$100,0001,500
Loans to individuals$46,0002,085
Credit card loan recoveries$22,000687
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0003,030
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$381,0002,132
Loans secured by real estate, total$350,0001,085
To non-U.S. addressees$018
Real estate loans in domestic offices$350,0001,083
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$168,000901
Secured by multifamily residential properties$50,000478
Secured by nonfarm nonresidential properties$132,000997
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$-85,00012,826
To non-U.S. addressees$036
Loans to individuals$62,0002,477
Credit card loan net charge offs$33,0001,111
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$29,0003,387
Loans to foreign governments and official institutions$028
Other loans$54,000163
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$835,0002,093
Loans secured by real estate, total$622,0001,127
To non-U.S. addressees$017
Real estate loans in domestic offices$622,0001,127
Construction and land development$25,0001,216
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$497,000527
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$100,0001,663
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$107,0003,942
Loans to individuals$106,0002,939
Credit card loan charge offs$47,0001,179
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$59,0003,789
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$303,0001,377
Loans secured by real estate, total$131,000812
To non-U.S. addressees$07
Real estate loans in domestic offices$131,000811
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$81,000488
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$50,000743
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$117,0001,380
Loans to individuals$55,0001,936
Credit card loan recoveries$17,000785
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0002,334
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$532,0002,368
Loans secured by real estate, total$491,0001,189
To non-U.S. addressees$017
Real estate loans in domestic offices$491,0001,189
Construction and land development$25,0001,137
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$416,000526
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$50,0002,029
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$-10,00012,510
To non-U.S. addressees$050
Loans to individuals$51,0003,602
Credit card loan net charge offs$30,0001,314
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$21,0005,090
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.