Home > Peoples Bank & Trust Company > Net charge- offs to loans
Peoples Bank & Trust Company, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3061% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0959% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4612% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0918% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2047% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1729% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5336% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 6,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.8354% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0515% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1101% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0175% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3628% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 4,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1849% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1992% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8698% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7085% | 1,354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 10,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2279% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1650% | 1,432 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2329% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9545% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3422% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2184% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.7415% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5635% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0815% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2376% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3809% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2980% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2293% | 5,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2637% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4487% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9596% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1840% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 1,259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4013% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7217% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1933% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4910% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 5,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4121% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.3327% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2088% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4908% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6008% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5974% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6334% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |