Home > Peoples Bank & Trust Company > Assets and Liabilities
Peoples Bank & Trust Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 210 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $631,367,000 | 756 |
| Cash and due from depository institutions | $30,328,000 | 802 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $130,592,000 | 898 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 3,519 |
| Net loans & leases | $446,728,000 | 681 |
| Loan loss allowance | $7,684,000 | 579 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,698,000 | 981 |
| Other real estate owned | $0 | 802 |
| Goodwill and other intangibles | $508,000 | 1,846 |
| All other assets | $10,713,000 | 837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $631,367,000 | 756 |
| Total liabilities | $583,497,000 | 744 |
| Total deposits | $553,095,000 | 665 |
| Interest-bearing deposits | $454,240,000 | 695 |
| Deposits held in domestic offices | $553,095,000 | 659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,526,000 | 856 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,391,000 | 1,728 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,485,000 | 756 |
| Total equity capital | $47,870,000 | 945 |
| Total bank equity capital | $47,870,000 | 945 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,500,000 | 1,064 |
| Surplus | $13,000,000 | 1,243 |
| Undivided profits | $31,370,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,794,000 | 730 |
| Earning assets | $582,120,000 | 759 |
| Long-term assets (5+ years) | $81,346,000 | 1,075 |
| Average Assets, year-to-date | $621,865,800 | 723 |
| Average Assets, quarterly | $630,375,500 | 743 |
| Volatile liabilities | $72,905,000 | 1,043 |
| Insider loans | $4,538,000 | 933 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,346,000 | 760 |
| Unused loan commitments | $130,231,000 | 575 |
| Tier 1 (core) risk-based capital | $47,087,200 | 895 |
| Tier 2 risk-based capital | $6,021,630 | 659 |
| Total risk weighted assets | $480,068,030 | 660 |
| Total unused commitments | $130,231,000 | 578 |
| Derivatives | $60,000,000 | 241 |
| 1997-12-31 | Rank | |
| # of Employees: | 202 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $594,987,000 | 803 |
| Cash and due from depository institutions | $25,440,000 | 880 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $150,986,000 | 790 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $401,938,000 | 756 |
| Loan loss allowance | $5,516,000 | 763 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,191,000 | 1,059 |
| Other real estate owned | $209,000 | 880 |
| Goodwill and other intangibles | $254,000 | 2,144 |
| All other assets | $8,969,000 | 950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $594,987,000 | 803 |
| Total liabilities | $551,887,000 | 784 |
| Total deposits | $510,894,000 | 726 |
| Interest-bearing deposits | $428,751,000 | 746 |
| Deposits held in domestic offices | $510,894,000 | 721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,180,000 | 961 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $22,200,000 | 904 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,613,000 | 816 |
| Total equity capital | $43,100,000 | 1,052 |
| Total bank equity capital | $43,100,000 | 1,052 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,500,000 | 1,039 |
| Surplus | $13,000,000 | 1,240 |
| Undivided profits | $26,600,000 | 978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,642,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,150,000 | 1,012 |
| Earning assets | $552,924,000 | 797 |
| Long-term assets (5+ years) | $68,468,000 | 1,057 |
| Average Assets, year-to-date | $527,537,000 | 863 |
| Average Assets, quarterly | $580,877,500 | 807 |
| Volatile liabilities | $103,853,000 | 817 |
| Insider loans | $2,972,000 | 1,441 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $561,000 | 1,014 |
| Unused loan commitments | $98,450,000 | 665 |
| Tier 1 (core) risk-based capital | $42,478,900 | 1,001 |
| Tier 2 risk-based capital | $5,324,010 | 689 |
| Total risk weighted assets | $425,728,910 | 726 |
| Total unused commitments | $98,450,000 | 668 |
| Derivatives | $20,000,000 | 324 |
| 1996-12-31 | Rank | |
| # of Employees: | 205 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $467,340,000 | 1,053 |
| Cash and due from depository institutions | $32,233,000 | 909 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $90,594,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $329,474,000 | 933 |
| Loan loss allowance | $3,900,000 | 1,077 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,762,000 | 1,008 |
| Other real estate owned | $236,000 | 909 |
| Goodwill and other intangibles | $177,000 | 2,189 |
| All other assets | $6,864,000 | 1,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,340,000 | 1,053 |
| Total liabilities | $429,255,000 | 1,033 |
| Total deposits | $415,071,000 | 942 |
| Interest-bearing deposits | $330,992,000 | 1,023 |
| Deposits held in domestic offices | $415,071,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,266,000 | 1,134 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,918,000 | 1,194 |
| Total equity capital | $38,085,000 | 1,193 |
| Total bank equity capital | $38,085,000 | 1,193 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,500,000 | 1,091 |
| Surplus | $13,000,000 | 1,289 |
| Undivided profits | $21,585,000 | 1,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,897,000 | 1,153 |
| Earning assets | $420,068,000 | 1,068 |
| Long-term assets (5+ years) | $42,147,000 | 1,490 |
| Average Assets, year-to-date | $434,384,800 | 1,081 |
| Average Assets, quarterly | $458,551,500 | 1,061 |
| Volatile liabilities | $23,871,000 | 2,524 |
| Insider loans | $1,844,000 | 2,277 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $421,000 | 1,017 |
| Unused loan commitments | $91,607,000 | 694 |
| Tier 1 (core) risk-based capital | $37,790,000 | 1,138 |
| Tier 2 risk-based capital | $3,900,000 | 908 |
| Total risk weighted assets | $364,178,200 | 840 |
| Total unused commitments | $91,607,000 | 699 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 210 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $410,007,000 | 1,183 |
| Cash and due from depository institutions | $23,368,000 | 919 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $100,952,000 | 1,237 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $270,360,000 | 1,107 |
| Loan loss allowance | $3,291,000 | 1,265 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,607,000 | 883 |
| Other real estate owned | $240,000 | 919 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,480,000 | 1,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $410,007,000 | 1,183 |
| Total liabilities | $375,961,000 | 1,176 |
| Total deposits | $352,321,000 | 1,134 |
| Interest-bearing deposits | $283,797,000 | 1,198 |
| Deposits held in domestic offices | $352,321,000 | 1,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,056,000 | 807 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,584,000 | 1,331 |
| Total equity capital | $34,046,000 | 1,338 |
| Total bank equity capital | $34,046,000 | 1,338 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,500,000 | 1,109 |
| Surplus | $13,000,000 | 1,286 |
| Undivided profits | $17,546,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 2,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,680,000 | 1,324 |
| Earning assets | $371,312,000 | 1,202 |
| Long-term assets (5+ years) | $60,681,000 | 1,017 |
| Average Assets, year-to-date | $413,435,800 | 1,148 |
| Average Assets, quarterly | $412,475,000 | 1,170 |
| Volatile liabilities | $35,576,000 | 1,647 |
| Insider loans | $1,846,000 | 2,295 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,557,000 | 519 |
| Unused loan commitments | $75,294,000 | 819 |
| Tier 1 (core) risk-based capital | $33,780,000 | 1,281 |
| Tier 2 risk-based capital | $3,291,000 | 1,051 |
| Total risk weighted assets | $298,075,800 | 1,007 |
| Total unused commitments | $75,294,000 | 824 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 243 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $415,950,000 | 1,144 |
| Cash and due from depository institutions | $27,705,000 | 809 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $160,167,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $212,447,000 | 1,328 |
| Loan loss allowance | $2,704,000 | 1,529 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,778,000 | 836 |
| Other real estate owned | $0 | 809 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,853,000 | 1,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $415,950,000 | 1,144 |
| Total liabilities | $386,492,000 | 1,124 |
| Total deposits | $346,452,000 | 1,110 |
| Interest-bearing deposits | $272,387,000 | 1,202 |
| Deposits held in domestic offices | $346,452,000 | 1,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,961,000 | 640 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,079,000 | 1,734 |
| Total equity capital | $29,458,000 | 1,397 |
| Total bank equity capital | $29,458,000 | 1,397 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,500,000 | 1,106 |
| Surplus | $12,000,000 | 1,303 |
| Undivided profits | $13,958,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,644,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,293,000 | 1,504 |
| Earning assets | $372,614,000 | 1,177 |
| Long-term assets (5+ years) | $77,687,000 | 820 |
| Average Assets, year-to-date | $387,151,600 | 1,195 |
| Average Assets, quarterly | $406,379,500 | 1,160 |
| Volatile liabilities | $61,873,000 | 1,094 |
| Insider loans | $2,140,000 | 1,951 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $6,703,000 | 223 |
| Unused loan commitments | $58,815,000 | 885 |
| Tier 1 (core) risk-based capital | $30,270,000 | 1,359 |
| Tier 2 risk-based capital | $2,704,000 | 1,214 |
| Total risk weighted assets | $256,639,200 | 1,117 |
| Total unused commitments | $58,815,000 | 894 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 223 | 939 |
| Assets and Liabilities | ||
| Total Assets: | $366,094,000 | 1,307 |
| Cash and due from depository institutions | $17,682,000 | 939 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $144,188,000 | 961 |
| Federal funds sold & reverse repurchase agreements | $16,550,000 | 794 |
| Net loans & leases | $174,327,000 | 1,580 |
| Loan loss allowance | $2,513,000 | 1,727 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,775,000 | 818 |
| Other real estate owned | $100,000 | 939 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,472,000 | 1,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $366,094,000 | 1,307 |
| Total liabilities | $337,308,000 | 1,301 |
| Total deposits | $315,291,000 | 1,260 |
| Interest-bearing deposits | $255,598,000 | 1,347 |
| Deposits held in domestic offices | $315,291,000 | 1,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,546,000 | 761 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,471,000 | 1,533 |
| Total equity capital | $28,786,000 | 1,426 |
| Total bank equity capital | $28,786,000 | 1,426 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,500,000 | 1,101 |
| Surplus | $10,000,000 | 1,446 |
| Undivided profits | $15,286,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,131,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $908,000 | 1,930 |
| Earning assets | $335,065,000 | 1,309 |
| Long-term assets (5+ years) | $75,768,000 | 855 |
| Average Assets, year-to-date | $357,930,400 | 1,294 |
| Average Assets, quarterly | $367,450,500 | 1,286 |
| Volatile liabilities | $33,515,000 | 1,615 |
| Insider loans | $2,658,000 | 1,562 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,007,000 | 494 |
| Unused loan commitments | $44,168,000 | 1,069 |
| Tier 1 (core) risk-based capital | $28,786,000 | 1,387 |
| Tier 2 risk-based capital | $2,513,000 | 1,294 |
| Total risk weighted assets | $209,499,700 | 1,335 |
| Total unused commitments | $44,168,000 | 1,093 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 210 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $350,827,000 | 1,413 |
| Cash and due from depository institutions | $18,309,000 | 1,016 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $158,368,000 | 862 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 2,005 |
| Net loans & leases | $152,249,000 | 1,840 |
| Loan loss allowance | $2,288,000 | 1,899 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,975,000 | 810 |
| Other real estate owned | $302,000 | 1,016 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,424,000 | 1,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $350,827,000 | 1,413 |
| Total liabilities | $325,212,000 | 1,403 |
| Total deposits | $308,661,000 | 1,354 |
| Interest-bearing deposits | $258,156,000 | 1,415 |
| Deposits held in domestic offices | $308,661,000 | 1,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,979,000 | 855 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,572,000 | 1,541 |
| Total equity capital | $25,615,000 | 1,515 |
| Total bank equity capital | $25,615,000 | 1,515 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,500,000 | 1,116 |
| Surplus | $10,000,000 | 1,403 |
| Undivided profits | $12,115,000 | 1,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,541,000 | 2,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $828,000 | 2,408 |
| Earning assets | $318,817,000 | 1,408 |
| Long-term assets (5+ years) | $90,736,000 | 689 |
| Average Assets, year-to-date | $342,590,200 | 1,417 |
| Average Assets, quarterly | $353,086,000 | 1,386 |
| Volatile liabilities | $39,119,000 | 1,416 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,389,000 | 438 |
| Unused loan commitments | $35,691,000 | 1,196 |
| Tier 1 (core) risk-based capital | $25,615,000 | 1,473 |
| Tier 2 risk-based capital | $2,288,000 | 1,417 |
| Total risk weighted assets | $190,680,400 | 1,509 |
| Total unused commitments | $35,691,000 | 1,209 |
| Derivatives | $0 | 651 |