Home > Peoples Bank & Trust Co. > Income and Expense
Peoples Bank & Trust Co., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,857,000 | 1,239 |
| Total interest expense | $11,091,000 | 1,202 |
| Net interest income | $23,766,000 | 1,259 |
| Provision for loan and lease losses | $-500,000 | 4,469 |
| Total noninterest income | $4,058,000 | 1,346 |
| Gross Fiduciary activities income | $27,000 | 815 |
| Service charges on deposit accounts | $1,090,000 | 934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,941,000 | 1,271 |
| Total noninterest expense | $17,569,000 | 1,342 |
| Salaries and employee benefits | $10,231,000 | 1,319 |
| Premises and equipment expense | $2,043,000 | 1,200 |
| Additional noninterest expense | $2,941,000 | 1,271 |
| Pre-tax net operating income | $10,755,000 | 1,102 |
| Securities gains (losses) | $45,000 | 421 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $10,800,000 | 949 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,800,000 | 963 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,800,000 | 952 |
| Net charge-offs | $-71,000 | 4,261 |
| Cash dividends | $5,400,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $10,755,000 | 971 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,545,000 | 1,239 |
| Total interest expense | $7,589,000 | 1,207 |
| Net interest income | $17,956,000 | 1,245 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $3,083,000 | 1,319 |
| Gross Fiduciary activities income | $21,000 | 802 |
| Service charges on deposit accounts | $814,000 | 938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,248,000 | 1,263 |
| Total noninterest expense | $13,422,000 | 1,326 |
| Salaries and employee benefits | $7,689,000 | 1,315 |
| Premises and equipment expense | $1,616,000 | 1,143 |
| Additional noninterest expense | $2,248,000 | 1,263 |
| Pre-tax net operating income | $7,617,000 | 1,180 |
| Securities gains (losses) | $44,000 | 271 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,661,000 | 1,038 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,661,000 | 1,044 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,661,000 | 1,038 |
| Net charge-offs | $-55,000 | 4,236 |
| Cash dividends | $2,700,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,617,000 | 1,053 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,540,000 | 1,245 |
| Total interest expense | $4,690,000 | 1,165 |
| Net interest income | $11,850,000 | 1,268 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $2,143,000 | 1,251 |
| Gross Fiduciary activities income | $15,000 | 787 |
| Service charges on deposit accounts | $550,000 | 919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,578,000 | 1,152 |
| Total noninterest expense | $9,073,000 | 1,293 |
| Salaries and employee benefits | $5,242,000 | 1,295 |
| Premises and equipment expense | $1,048,000 | 1,172 |
| Additional noninterest expense | $1,578,000 | 1,151 |
| Pre-tax net operating income | $4,920,000 | 1,221 |
| Securities gains (losses) | $45,000 | 289 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $4,965,000 | 1,061 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,965,000 | 1,074 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,965,000 | 1,061 |
| Net charge-offs | $-49,000 | 4,323 |
| Cash dividends | $1,800,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,920,000 | 1,075 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 1,277 |
| Total interest expense | $2,049,000 | 1,165 |
| Net interest income | $5,783,000 | 1,300 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,131,000 | 1,220 |
| Gross Fiduciary activities income | $7,000 | 814 |
| Service charges on deposit accounts | $274,000 | 936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 1,078 |
| Total noninterest expense | $4,486,000 | 1,321 |
| Salaries and employee benefits | $2,616,000 | 1,308 |
| Premises and equipment expense | $454,000 | 1,343 |
| Additional noninterest expense | $850,000 | 1,078 |
| Pre-tax net operating income | $2,428,000 | 1,258 |
| Securities gains (losses) | $45,000 | 278 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,473,000 | 1,084 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,473,000 | 1,083 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,473,000 | 1,083 |
| Net charge-offs | $-35,000 | 4,355 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,428,000 | 1,115 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $25,663,000 | 1,288 |
| Total interest expense | $3,349,000 | 1,082 |
| Net interest income | $22,314,000 | 1,314 |
| Provision for loan and lease losses | $-500,000 | 4,523 |
| Total noninterest income | $4,343,000 | 1,305 |
| Gross Fiduciary activities income | $26,000 | 847 |
| Service charges on deposit accounts | $1,100,000 | 939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,217,000 | 1,197 |
| Total noninterest expense | $16,149,000 | 1,393 |
| Salaries and employee benefits | $9,411,000 | 1,383 |
| Premises and equipment expense | $1,936,000 | 1,251 |
| Additional noninterest expense | $3,217,000 | 1,197 |
| Pre-tax net operating income | $11,008,000 | 1,200 |
| Securities gains (losses) | $-211,000 | 4,123 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $10,797,000 | 1,038 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,797,000 | 1,038 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,797,000 | 1,038 |
| Net charge-offs | $-146,000 | 4,373 |
| Cash dividends | $8,472,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $11,008,000 | 1,051 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,113,000 | 1,302 |
| Total interest expense | $2,056,000 | 1,001 |
| Net interest income | $16,057,000 | 1,339 |
| Provision for loan and lease losses | $-500,000 | 4,583 |
| Total noninterest income | $3,324,000 | 1,310 |
| Gross Fiduciary activities income | $20,000 | 831 |
| Service charges on deposit accounts | $811,000 | 966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,493,000 | 1,205 |
| Total noninterest expense | $12,235,000 | 1,375 |
| Salaries and employee benefits | $7,116,000 | 1,366 |
| Premises and equipment expense | $1,543,000 | 1,171 |
| Additional noninterest expense | $2,493,000 | 1,205 |
| Pre-tax net operating income | $7,646,000 | 1,250 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $7,646,000 | 1,081 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,646,000 | 1,080 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,646,000 | 1,081 |
| Net charge-offs | $-99,000 | 4,294 |
| Cash dividends | $1,800,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,646,000 | 1,104 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,464,000 | 1,320 |
| Total interest expense | $1,244,000 | 921 |
| Net interest income | $10,220,000 | 1,360 |
| Provision for loan and lease losses | $-500,000 | 4,608 |
| Total noninterest income | $2,125,000 | 1,323 |
| Gross Fiduciary activities income | $11,000 | 800 |
| Service charges on deposit accounts | $526,000 | 975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,588,000 | 1,269 |
| Total noninterest expense | $8,406,000 | 1,345 |
| Salaries and employee benefits | $4,805,000 | 1,347 |
| Premises and equipment expense | $991,000 | 1,212 |
| Additional noninterest expense | $2,610,000 | 1,294 |
| Pre-tax net operating income | $4,439,000 | 1,305 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $4,439,000 | 1,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,439,000 | 1,139 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,439,000 | 1,141 |
| Net charge-offs | $-60,000 | 4,242 |
| Cash dividends | $1,200,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,439,000 | 1,170 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 1,344 |
| Total interest expense | $630,000 | 871 |
| Net interest income | $4,800,000 | 1,399 |
| Provision for loan and lease losses | $-500,000 | 4,632 |
| Total noninterest income | $1,116,000 | 1,287 |
| Gross Fiduciary activities income | $6,000 | 793 |
| Service charges on deposit accounts | $261,000 | 978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $849,000 | 1,195 |
| Total noninterest expense | $4,171,000 | 1,340 |
| Salaries and employee benefits | $2,382,000 | 1,361 |
| Premises and equipment expense | $483,000 | 1,256 |
| Additional noninterest expense | $1,306,000 | 1,278 |
| Pre-tax net operating income | $2,245,000 | 1,248 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $2,245,000 | 1,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,245,000 | 1,099 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,245,000 | 1,100 |
| Net charge-offs | $-39,000 | 4,338 |
| Cash dividends | $600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,245,000 | 1,114 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $21,935,000 | 1,376 |
| Total interest expense | $2,745,000 | 999 |
| Net interest income | $19,190,000 | 1,413 |
| Provision for loan and lease losses | $-206,000 | 4,320 |
| Total noninterest income | $4,678,000 | 1,364 |
| Gross Fiduciary activities income | $21,000 | 829 |
| Service charges on deposit accounts | $976,000 | 994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,681,000 | 1,322 |
| Total noninterest expense | $16,015,000 | 1,372 |
| Salaries and employee benefits | $9,032,000 | 1,406 |
| Premises and equipment expense | $1,973,000 | 1,225 |
| Additional noninterest expense | $5,010,000 | 1,329 |
| Pre-tax net operating income | $8,059,000 | 1,481 |
| Securities gains (losses) | $340,000 | 450 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $8,399,000 | 1,299 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,399,000 | 1,298 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,399,000 | 1,299 |
| Net charge-offs | $-335,000 | 4,660 |
| Cash dividends | $2,400,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,059,000 | 1,318 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,036,000 | 1,508 |
| Total interest expense | $1,913,000 | 1,118 |
| Net interest income | $13,123,000 | 1,549 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,576,000 | 1,378 |
| Gross Fiduciary activities income | $16,000 | 818 |
| Service charges on deposit accounts | $599,000 | 1,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,961,000 | 1,303 |
| Total noninterest expense | $11,128,000 | 1,473 |
| Salaries and employee benefits | $6,385,000 | 1,486 |
| Premises and equipment expense | $1,425,000 | 1,279 |
| Additional noninterest expense | $3,318,000 | 1,466 |
| Pre-tax net operating income | $5,571,000 | 1,636 |
| Securities gains (losses) | $333,000 | 427 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,904,000 | 1,429 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,904,000 | 1,428 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,904,000 | 1,429 |
| Net charge-offs | $-227,000 | 4,678 |
| Cash dividends | $1,800,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,571,000 | 1,467 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,141,000 | 1,493 |
| Total interest expense | $1,311,000 | 1,138 |
| Net interest income | $8,830,000 | 1,516 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,453,000 | 1,354 |
| Gross Fiduciary activities income | $11,000 | 812 |
| Service charges on deposit accounts | $376,000 | 1,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,066,000 | 1,265 |
| Total noninterest expense | $7,450,000 | 1,463 |
| Salaries and employee benefits | $4,358,000 | 1,438 |
| Premises and equipment expense | $938,000 | 1,293 |
| Additional noninterest expense | $2,154,000 | 1,480 |
| Pre-tax net operating income | $3,833,000 | 1,570 |
| Securities gains (losses) | $338,000 | 350 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,171,000 | 1,348 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,171,000 | 1,348 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,171,000 | 1,348 |
| Net charge-offs | $-131,000 | 4,658 |
| Cash dividends | $1,200,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,833,000 | 1,414 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 1,518 |
| Total interest expense | $658,000 | 1,205 |
| Net interest income | $4,314,000 | 1,549 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,348,000 | 1,258 |
| Gross Fiduciary activities income | $5,000 | 820 |
| Service charges on deposit accounts | $194,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,149,000 | 1,164 |
| Total noninterest expense | $3,601,000 | 1,486 |
| Salaries and employee benefits | $2,115,000 | 1,480 |
| Premises and equipment expense | $471,000 | 1,291 |
| Additional noninterest expense | $1,015,000 | 1,533 |
| Pre-tax net operating income | $2,061,000 | 1,491 |
| Securities gains (losses) | $338,000 | 244 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,399,000 | 1,228 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,399,000 | 1,228 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,399,000 | 1,228 |
| Net charge-offs | $-112,000 | 4,784 |
| Cash dividends | $600,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,061,000 | 1,331 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,018,000 | 1,498 |
| Total interest expense | $3,474,000 | 1,316 |
| Net interest income | $16,544,000 | 1,517 |
| Provision for loan and lease losses | $200,000 | 3,026 |
| Total noninterest income | $4,876,000 | 1,285 |
| Gross Fiduciary activities income | $20,000 | 849 |
| Service charges on deposit accounts | $935,000 | 1,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,921,000 | 1,224 |
| Total noninterest expense | $13,869,000 | 1,498 |
| Salaries and employee benefits | $8,171,000 | 1,490 |
| Premises and equipment expense | $1,736,000 | 1,354 |
| Additional noninterest expense | $3,962,000 | 1,548 |
| Pre-tax net operating income | $7,351,000 | 1,335 |
| Securities gains (losses) | $952,000 | 389 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $8,303,000 | 1,117 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,303,000 | 1,116 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,303,000 | 1,117 |
| Net charge-offs | $-65,000 | 4,659 |
| Cash dividends | $2,400,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,351,000 | 1,180 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,284,000 | 1,477 |
| Total interest expense | $2,746,000 | 1,325 |
| Net interest income | $12,538,000 | 1,493 |
| Provision for loan and lease losses | $200,000 | 2,745 |
| Total noninterest income | $3,474,000 | 1,295 |
| Gross Fiduciary activities income | $16,000 | 821 |
| Service charges on deposit accounts | $686,000 | 1,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,772,000 | 1,235 |
| Total noninterest expense | $10,908,000 | 1,424 |
| Salaries and employee benefits | $6,427,000 | 1,406 |
| Premises and equipment expense | $1,348,000 | 1,303 |
| Additional noninterest expense | $3,133,000 | 1,462 |
| Pre-tax net operating income | $4,904,000 | 1,420 |
| Securities gains (losses) | $952,000 | 322 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $5,856,000 | 1,125 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,856,000 | 1,124 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,856,000 | 1,125 |
| Net charge-offs | $-47,000 | 4,635 |
| Cash dividends | $1,800,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,904,000 | 1,256 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 1,523 |
| Total interest expense | $1,927,000 | 1,353 |
| Net interest income | $8,024,000 | 1,539 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $2,036,000 | 1,343 |
| Gross Fiduciary activities income | $11,000 | 826 |
| Service charges on deposit accounts | $457,000 | 1,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,568,000 | 1,280 |
| Total noninterest expense | $7,246,000 | 1,420 |
| Salaries and employee benefits | $4,248,000 | 1,415 |
| Premises and equipment expense | $893,000 | 1,301 |
| Additional noninterest expense | $2,105,000 | 1,439 |
| Pre-tax net operating income | $2,614,000 | 1,631 |
| Securities gains (losses) | $827,000 | 256 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $3,441,000 | 1,179 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,441,000 | 1,179 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,441,000 | 1,179 |
| Net charge-offs | $-43,000 | 4,708 |
| Cash dividends | $1,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,614,000 | 1,438 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 1,535 |
| Total interest expense | $1,120,000 | 1,314 |
| Net interest income | $3,773,000 | 1,588 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $950,000 | 1,336 |
| Gross Fiduciary activities income | $5,000 | 829 |
| Service charges on deposit accounts | $283,000 | 1,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $662,000 | 1,277 |
| Total noninterest expense | $3,469,000 | 1,479 |
| Salaries and employee benefits | $1,975,000 | 1,519 |
| Premises and equipment expense | $428,000 | 1,362 |
| Additional noninterest expense | $1,066,000 | 1,437 |
| Pre-tax net operating income | $1,254,000 | 1,525 |
| Securities gains (losses) | $140,000 | 498 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,394,000 | 1,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,394,000 | 1,262 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,394,000 | 1,263 |
| Net charge-offs | $-39,000 | 4,812 |
| Cash dividends | $600,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,254,000 | 1,350 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,821,000 | 1,597 |
| Total interest expense | $3,789,000 | 1,535 |
| Net interest income | $15,032,000 | 1,590 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $3,575,000 | 1,420 |
| Gross Fiduciary activities income | $19,000 | 880 |
| Service charges on deposit accounts | $1,215,000 | 963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,341,000 | 1,400 |
| Total noninterest expense | $13,358,000 | 1,493 |
| Salaries and employee benefits | $7,850,000 | 1,477 |
| Premises and equipment expense | $1,247,000 | 1,749 |
| Additional noninterest expense | $4,261,000 | 1,433 |
| Pre-tax net operating income | $5,249,000 | 1,697 |
| Securities gains (losses) | $814,000 | 263 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $6,063,000 | 1,374 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,063,000 | 1,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,063,000 | 1,377 |
| Net charge-offs | $-446,000 | 5,104 |
| Cash dividends | $4,400,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,249,000 | 1,508 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,944,000 | 1,630 |
| Total interest expense | $2,842,000 | 1,547 |
| Net interest income | $11,102,000 | 1,638 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,651,000 | 1,430 |
| Gross Fiduciary activities income | $14,000 | 859 |
| Service charges on deposit accounts | $901,000 | 969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,736,000 | 1,398 |
| Total noninterest expense | $10,242,000 | 1,472 |
| Salaries and employee benefits | $5,989,000 | 1,461 |
| Premises and equipment expense | $958,000 | 1,733 |
| Additional noninterest expense | $3,295,000 | 1,404 |
| Pre-tax net operating income | $3,511,000 | 1,898 |
| Securities gains (losses) | $814,000 | 230 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,325,000 | 1,460 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,325,000 | 1,460 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,325,000 | 1,462 |
| Net charge-offs | $-565,000 | 5,200 |
| Cash dividends | $1,800,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,511,000 | 1,681 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,352,000 | 1,626 |
| Total interest expense | $1,905,000 | 1,522 |
| Net interest income | $7,447,000 | 1,631 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,715,000 | 1,426 |
| Gross Fiduciary activities income | $10,000 | 856 |
| Service charges on deposit accounts | $577,000 | 994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,128,000 | 1,385 |
| Total noninterest expense | $6,704,000 | 1,498 |
| Salaries and employee benefits | $3,946,000 | 1,482 |
| Premises and equipment expense | $607,000 | 1,807 |
| Additional noninterest expense | $2,151,000 | 1,437 |
| Pre-tax net operating income | $2,458,000 | 1,813 |
| Securities gains (losses) | $227,000 | 351 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,685,000 | 1,512 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,685,000 | 1,512 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,685,000 | 1,512 |
| Net charge-offs | $-331,000 | 5,214 |
| Cash dividends | $1,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,458,000 | 1,593 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,690,000 | 1,610 |
| Total interest expense | $951,000 | 1,484 |
| Net interest income | $3,739,000 | 1,630 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $814,000 | 1,417 |
| Gross Fiduciary activities income | $4,000 | 868 |
| Service charges on deposit accounts | $280,000 | 1,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 1,395 |
| Total noninterest expense | $3,336,000 | 1,518 |
| Salaries and employee benefits | $1,990,000 | 1,472 |
| Premises and equipment expense | $284,000 | 1,905 |
| Additional noninterest expense | $1,062,000 | 1,441 |
| Pre-tax net operating income | $1,217,000 | 1,787 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,217,000 | 1,602 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,217,000 | 1,600 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,217,000 | 1,601 |
| Net charge-offs | $-145,000 | 5,237 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,217,000 | 1,583 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,455,000 | 1,630 |
| Total interest expense | $2,646,000 | 1,576 |
| Net interest income | $14,809,000 | 1,622 |
| Provision for loan and lease losses | $-750,000 | 5,327 |
| Total noninterest income | $3,367,000 | 1,421 |
| Gross Fiduciary activities income | $14,000 | 932 |
| Service charges on deposit accounts | $1,289,000 | 926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,064,000 | 1,465 |
| Total noninterest expense | $12,828,000 | 1,527 |
| Salaries and employee benefits | $7,649,000 | 1,472 |
| Premises and equipment expense | $1,132,000 | 1,876 |
| Additional noninterest expense | $4,047,000 | 1,487 |
| Pre-tax net operating income | $6,098,000 | 1,489 |
| Securities gains (losses) | $166,000 | 233 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $6,264,000 | 1,313 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,264,000 | 1,312 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,264,000 | 1,312 |
| Net charge-offs | $197,000 | 1,655 |
| Cash dividends | $5,650,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,098,000 | 1,335 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,032,000 | 1,621 |
| Total interest expense | $1,884,000 | 1,564 |
| Net interest income | $11,148,000 | 1,613 |
| Provision for loan and lease losses | $-750,000 | 5,408 |
| Total noninterest income | $2,343,000 | 1,514 |
| Gross Fiduciary activities income | $11,000 | 904 |
| Service charges on deposit accounts | $953,000 | 943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,379,000 | 1,599 |
| Total noninterest expense | $10,046,000 | 1,481 |
| Salaries and employee benefits | $5,906,000 | 1,440 |
| Premises and equipment expense | $910,000 | 1,812 |
| Additional noninterest expense | $3,230,000 | 1,422 |
| Pre-tax net operating income | $4,195,000 | 1,624 |
| Securities gains (losses) | $166,000 | 230 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,361,000 | 1,395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,361,000 | 1,394 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,361,000 | 1,394 |
| Net charge-offs | $56,000 | 2,129 |
| Cash dividends | $2,550,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,195,000 | 1,434 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 1,625 |
| Total interest expense | $1,224,000 | 1,524 |
| Net interest income | $7,348,000 | 1,621 |
| Provision for loan and lease losses | $-750,000 | 5,486 |
| Total noninterest income | $1,542,000 | 1,532 |
| Gross Fiduciary activities income | $6,000 | 925 |
| Service charges on deposit accounts | $627,000 | 950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 1,618 |
| Total noninterest expense | $6,527,000 | 1,515 |
| Salaries and employee benefits | $3,909,000 | 1,450 |
| Premises and equipment expense | $592,000 | 1,848 |
| Additional noninterest expense | $2,026,000 | 1,489 |
| Pre-tax net operating income | $3,113,000 | 1,483 |
| Securities gains (losses) | $197,000 | 177 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $3,310,000 | 1,249 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,310,000 | 1,248 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,310,000 | 1,248 |
| Net charge-offs | $270,000 | 784 |
| Cash dividends | $1,950,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,113,000 | 1,313 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 1,643 |
| Total interest expense | $596,000 | 1,492 |
| Net interest income | $3,601,000 | 1,652 |
| Provision for loan and lease losses | $-750,000 | 5,569 |
| Total noninterest income | $767,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $315,000 | 946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 1,582 |
| Total noninterest expense | $3,263,000 | 1,524 |
| Salaries and employee benefits | $1,936,000 | 1,473 |
| Premises and equipment expense | $294,000 | 1,888 |
| Additional noninterest expense | $1,033,000 | 1,460 |
| Pre-tax net operating income | $1,855,000 | 1,262 |
| Securities gains (losses) | $196,000 | 118 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $2,051,000 | 1,040 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,051,000 | 1,039 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,051,000 | 1,040 |
| Net charge-offs | $-99,000 | 5,380 |
| Cash dividends | $1,350,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,855,000 | 1,106 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,495,000 | 1,525 |
| Total interest expense | $2,015,000 | 1,523 |
| Net interest income | $15,480,000 | 1,511 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,881,000 | 1,640 |
| Gross Fiduciary activities income | $18,000 | 936 |
| Service charges on deposit accounts | $1,243,000 | 978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,620,000 | 1,731 |
| Total noninterest expense | $12,442,000 | 1,583 |
| Salaries and employee benefits | $7,514,000 | 1,480 |
| Premises and equipment expense | $1,065,000 | 2,020 |
| Additional noninterest expense | $3,863,000 | 1,569 |
| Pre-tax net operating income | $5,919,000 | 1,480 |
| Securities gains (losses) | $554,000 | 213 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $6,473,000 | 1,099 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,473,000 | 1,099 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,473,000 | 1,099 |
| Net charge-offs | $-1,132,000 | 5,628 |
| Cash dividends | $3,475,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,919,000 | 1,164 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,345,000 | 1,619 |
| Total interest expense | $1,505,000 | 1,513 |
| Net interest income | $10,840,000 | 1,620 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,097,000 | 1,679 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $890,000 | 1,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,197,000 | 1,762 |
| Total noninterest expense | $9,519,000 | 1,559 |
| Salaries and employee benefits | $5,679,000 | 1,478 |
| Premises and equipment expense | $813,000 | 2,005 |
| Additional noninterest expense | $3,027,000 | 1,498 |
| Pre-tax net operating income | $3,418,000 | 1,868 |
| Securities gains (losses) | $496,000 | 204 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,914,000 | 1,404 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,914,000 | 1,402 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,914,000 | 1,404 |
| Net charge-offs | $-981,000 | 5,687 |
| Cash dividends | $1,800,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,418,000 | 1,528 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 1,597 |
| Total interest expense | $993,000 | 1,491 |
| Net interest income | $7,260,000 | 1,592 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,396,000 | 1,667 |
| Gross Fiduciary activities income | $10,000 | 914 |
| Service charges on deposit accounts | $549,000 | 1,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $837,000 | 1,730 |
| Total noninterest expense | $6,188,000 | 1,596 |
| Salaries and employee benefits | $3,743,000 | 1,496 |
| Premises and equipment expense | $512,000 | 2,082 |
| Additional noninterest expense | $1,933,000 | 1,553 |
| Pre-tax net operating income | $2,468,000 | 1,720 |
| Securities gains (losses) | $98,000 | 442 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,566,000 | 1,402 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,566,000 | 1,402 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,566,000 | 1,403 |
| Net charge-offs | $-472,000 | 5,717 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,468,000 | 1,427 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 1,547 |
| Total interest expense | $478,000 | 1,517 |
| Net interest income | $3,750,000 | 1,534 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $734,000 | 1,618 |
| Gross Fiduciary activities income | $5,000 | 920 |
| Service charges on deposit accounts | $263,000 | 1,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 1,593 |
| Total noninterest expense | $3,054,000 | 1,630 |
| Salaries and employee benefits | $1,855,000 | 1,528 |
| Premises and equipment expense | $241,000 | 2,205 |
| Additional noninterest expense | $958,000 | 1,569 |
| Pre-tax net operating income | $1,430,000 | 1,483 |
| Securities gains (losses) | $63,000 | 298 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,493,000 | 1,218 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,493,000 | 1,217 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,493,000 | 1,218 |
| Net charge-offs | $-149,000 | 5,682 |
| Cash dividends | $600,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,430,000 | 1,255 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,645,000 | 1,611 |
| Total interest expense | $1,938,000 | 1,454 |
| Net interest income | $13,707,000 | 1,633 |
| Provision for loan and lease losses | $-550,000 | 5,762 |
| Total noninterest income | $2,668,000 | 1,775 |
| Gross Fiduciary activities income | $14,000 | 989 |
| Service charges on deposit accounts | $1,157,000 | 1,059 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,497,000 | 1,888 |
| Total noninterest expense | $12,214,000 | 1,586 |
| Salaries and employee benefits | $7,101,000 | 1,523 |
| Premises and equipment expense | $1,050,000 | 2,063 |
| Additional noninterest expense | $4,063,000 | 1,514 |
| Pre-tax net operating income | $4,711,000 | 1,697 |
| Securities gains (losses) | $881,000 | 273 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $5,592,000 | 1,262 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,592,000 | 1,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,592,000 | 1,261 |
| Net charge-offs | $-123,000 | 5,565 |
| Cash dividends | $2,800,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,711,000 | 1,420 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,759,000 | 1,617 |
| Total interest expense | $1,484,000 | 1,430 |
| Net interest income | $10,275,000 | 1,640 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,136,000 | 1,697 |
| Gross Fiduciary activities income | $8,000 | 989 |
| Service charges on deposit accounts | $866,000 | 1,066 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,262,000 | 1,758 |
| Total noninterest expense | $9,292,000 | 1,565 |
| Salaries and employee benefits | $5,363,000 | 1,514 |
| Premises and equipment expense | $811,000 | 2,023 |
| Additional noninterest expense | $3,118,000 | 1,485 |
| Pre-tax net operating income | $3,119,000 | 1,907 |
| Securities gains (losses) | $456,000 | 425 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,575,000 | 1,464 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,575,000 | 1,463 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,575,000 | 1,464 |
| Net charge-offs | $-178,000 | 5,711 |
| Cash dividends | $1,650,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,119,000 | 1,581 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,826,000 | 1,625 |
| Total interest expense | $1,012,000 | 1,404 |
| Net interest income | $6,814,000 | 1,650 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,344,000 | 1,756 |
| Gross Fiduciary activities income | $8,000 | 969 |
| Service charges on deposit accounts | $556,000 | 1,088 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $780,000 | 1,819 |
| Total noninterest expense | $5,988,000 | 1,627 |
| Salaries and employee benefits | $3,514,000 | 1,543 |
| Premises and equipment expense | $519,000 | 2,091 |
| Additional noninterest expense | $1,955,000 | 1,566 |
| Pre-tax net operating income | $2,170,000 | 1,817 |
| Securities gains (losses) | $317,000 | 416 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,487,000 | 1,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,487,000 | 1,404 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,487,000 | 1,405 |
| Net charge-offs | $-121,000 | 5,743 |
| Cash dividends | $1,050,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,170,000 | 1,518 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 1,725 |
| Total interest expense | $515,000 | 1,380 |
| Net interest income | $3,168,000 | 1,772 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $747,000 | 1,600 |
| Gross Fiduciary activities income | $5,000 | 948 |
| Service charges on deposit accounts | $273,000 | 1,103 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $469,000 | 1,572 |
| Total noninterest expense | $2,972,000 | 1,638 |
| Salaries and employee benefits | $1,792,000 | 1,522 |
| Premises and equipment expense | $218,000 | 2,388 |
| Additional noninterest expense | $962,000 | 1,576 |
| Pre-tax net operating income | $943,000 | 2,010 |
| Securities gains (losses) | $366,000 | 171 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,309,000 | 1,319 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,309,000 | 1,318 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,309,000 | 1,320 |
| Net charge-offs | $-44,000 | 5,697 |
| Cash dividends | $525,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $943,000 | 1,670 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,324,000 | 1,623 |
| Total interest expense | $2,061,000 | 1,352 |
| Net interest income | $13,263,000 | 1,654 |
| Provision for loan and lease losses | $-750,000 | 6,004 |
| Total noninterest income | $2,540,000 | 1,812 |
| Gross Fiduciary activities income | $14,000 | 1,016 |
| Service charges on deposit accounts | $1,228,000 | 1,018 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,298,000 | 2,045 |
| Total noninterest expense | $11,724,000 | 1,633 |
| Salaries and employee benefits | $6,745,000 | 1,558 |
| Premises and equipment expense | $1,020,000 | 2,145 |
| Additional noninterest expense | $3,959,000 | 1,543 |
| Pre-tax net operating income | $4,829,000 | 1,618 |
| Securities gains (losses) | $232,000 | 669 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $5,061,000 | 1,340 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,061,000 | 1,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,061,000 | 1,340 |
| Net charge-offs | $156,000 | 2,214 |
| Cash dividends | $1,025,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,829,000 | 1,370 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,475,000 | 1,643 |
| Total interest expense | $1,581,000 | 1,329 |
| Net interest income | $9,894,000 | 1,675 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,856,000 | 1,851 |
| Gross Fiduciary activities income | $11,000 | 997 |
| Service charges on deposit accounts | $922,000 | 1,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $923,000 | 2,130 |
| Total noninterest expense | $8,802,000 | 1,646 |
| Salaries and employee benefits | $5,065,000 | 1,563 |
| Premises and equipment expense | $776,000 | 2,155 |
| Additional noninterest expense | $2,961,000 | 1,540 |
| Pre-tax net operating income | $2,948,000 | 1,928 |
| Securities gains (losses) | $229,000 | 579 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,177,000 | 1,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,177,000 | 1,552 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,177,000 | 1,553 |
| Net charge-offs | $133,000 | 1,911 |
| Cash dividends | $575,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,948,000 | 1,608 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,715,000 | 1,619 |
| Total interest expense | $1,070,000 | 1,308 |
| Net interest income | $6,645,000 | 1,670 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,249,000 | 1,847 |
| Gross Fiduciary activities income | $5,000 | 1,028 |
| Service charges on deposit accounts | $595,000 | 1,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $649,000 | 2,061 |
| Total noninterest expense | $5,716,000 | 1,691 |
| Salaries and employee benefits | $3,300,000 | 1,612 |
| Premises and equipment expense | $504,000 | 2,208 |
| Additional noninterest expense | $1,912,000 | 1,597 |
| Pre-tax net operating income | $2,178,000 | 1,775 |
| Securities gains (losses) | $175,000 | 580 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,353,000 | 1,414 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,353,000 | 1,414 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,353,000 | 1,415 |
| Net charge-offs | $95,000 | 1,770 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,178,000 | 1,477 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 1,625 |
| Total interest expense | $543,000 | 1,299 |
| Net interest income | $3,281,000 | 1,685 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $701,000 | 1,655 |
| Gross Fiduciary activities income | $5,000 | 974 |
| Service charges on deposit accounts | $288,000 | 1,043 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $408,000 | 1,753 |
| Total noninterest expense | $2,802,000 | 1,709 |
| Salaries and employee benefits | $1,640,000 | 1,628 |
| Premises and equipment expense | $242,000 | 2,307 |
| Additional noninterest expense | $920,000 | 1,635 |
| Pre-tax net operating income | $1,180,000 | 1,616 |
| Securities gains (losses) | $133,000 | 481 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,313,000 | 1,272 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,313,000 | 1,273 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,313,000 | 1,274 |
| Net charge-offs | $88,000 | 1,195 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,180,000 | 1,352 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,098,000 | 1,658 |
| Total interest expense | $2,345,000 | 1,236 |
| Net interest income | $12,753,000 | 1,721 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $3,345,000 | 1,445 |
| Gross Fiduciary activities income | $29,000 | 987 |
| Service charges on deposit accounts | $1,311,000 | 1,015 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,005,000 | 1,459 |
| Total noninterest expense | $11,493,000 | 1,664 |
| Salaries and employee benefits | $6,342,000 | 1,641 |
| Premises and equipment expense | $1,002,000 | 2,234 |
| Additional noninterest expense | $4,149,000 | 1,512 |
| Pre-tax net operating income | $4,605,000 | 1,636 |
| Securities gains (losses) | $-28,000 | 6,172 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,577,000 | 1,412 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,577,000 | 1,410 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,577,000 | 1,411 |
| Net charge-offs | $854,000 | 1,024 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,605,000 | 1,376 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,268,000 | 1,671 |
| Total interest expense | $1,796,000 | 1,229 |
| Net interest income | $9,472,000 | 1,748 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,601,000 | 1,417 |
| Gross Fiduciary activities income | $24,000 | 965 |
| Service charges on deposit accounts | $960,000 | 1,041 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,617,000 | 1,383 |
| Total noninterest expense | $8,936,000 | 1,608 |
| Salaries and employee benefits | $4,822,000 | 1,608 |
| Premises and equipment expense | $777,000 | 2,197 |
| Additional noninterest expense | $3,337,000 | 1,425 |
| Pre-tax net operating income | $3,137,000 | 1,778 |
| Securities gains (losses) | $-36,000 | 6,312 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,101,000 | 1,529 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,101,000 | 1,529 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,101,000 | 1,529 |
| Net charge-offs | $621,000 | 977 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,137,000 | 1,484 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 1,685 |
| Total interest expense | $1,217,000 | 1,221 |
| Net interest income | $6,199,000 | 1,769 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,733,000 | 1,402 |
| Gross Fiduciary activities income | $21,000 | 941 |
| Service charges on deposit accounts | $599,000 | 1,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,113,000 | 1,355 |
| Total noninterest expense | $5,909,000 | 1,616 |
| Salaries and employee benefits | $3,191,000 | 1,620 |
| Premises and equipment expense | $492,000 | 2,309 |
| Additional noninterest expense | $2,226,000 | 1,431 |
| Pre-tax net operating income | $2,023,000 | 1,806 |
| Securities gains (losses) | $4,000 | 2,221 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,027,000 | 1,525 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,027,000 | 1,528 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,027,000 | 1,527 |
| Net charge-offs | $602,000 | 744 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,023,000 | 1,491 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,636,000 | 1,708 |
| Total interest expense | $620,000 | 1,224 |
| Net interest income | $3,016,000 | 1,808 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $760,000 | 1,509 |
| Gross Fiduciary activities income | $10,000 | 946 |
| Service charges on deposit accounts | $265,000 | 1,208 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $485,000 | 1,447 |
| Total noninterest expense | $2,857,000 | 1,677 |
| Salaries and employee benefits | $1,549,000 | 1,679 |
| Premises and equipment expense | $251,000 | 2,302 |
| Additional noninterest expense | $1,057,000 | 1,483 |
| Pre-tax net operating income | $919,000 | 1,886 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $919,000 | 1,599 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $919,000 | 1,602 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $919,000 | 1,602 |
| Net charge-offs | $472,000 | 526 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $919,000 | 1,566 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,874,000 | 1,677 |
| Total interest expense | $2,836,000 | 1,196 |
| Net interest income | $12,038,000 | 1,792 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,339,000 | 1,932 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $1,183,000 | 1,166 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,147,000 | 2,191 |
| Total noninterest expense | $11,117,000 | 1,723 |
| Salaries and employee benefits | $5,878,000 | 1,748 |
| Premises and equipment expense | $944,000 | 2,364 |
| Additional noninterest expense | $4,295,000 | 1,540 |
| Pre-tax net operating income | $3,260,000 | 2,033 |
| Securities gains (losses) | $57,000 | 1,705 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,317,000 | 1,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,317,000 | 1,748 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,317,000 | 1,748 |
| Net charge-offs | $3,622,000 | 457 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,260,000 | 1,744 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 1,698 |
| Total interest expense | $2,183,000 | 1,201 |
| Net interest income | $8,886,000 | 1,816 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,811,000 | 1,930 |
| Gross Fiduciary activities income | $7,000 | 1,087 |
| Service charges on deposit accounts | $873,000 | 1,185 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $931,000 | 2,149 |
| Total noninterest expense | $8,347,000 | 1,729 |
| Salaries and employee benefits | $4,416,000 | 1,748 |
| Premises and equipment expense | $725,000 | 2,330 |
| Additional noninterest expense | $3,206,000 | 1,533 |
| Pre-tax net operating income | $2,350,000 | 2,164 |
| Securities gains (losses) | $57,000 | 1,567 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,407,000 | 1,828 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,407,000 | 1,832 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,407,000 | 1,833 |
| Net charge-offs | $2,602,000 | 485 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,350,000 | 1,814 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 1,686 |
| Total interest expense | $1,502,000 | 1,194 |
| Net interest income | $5,918,000 | 1,804 |
| Provision for loan and lease losses | $551,000 | 1,075 |
| Total noninterest income | $1,219,000 | 1,954 |
| Gross Fiduciary activities income | $7,000 | 1,057 |
| Service charges on deposit accounts | $568,000 | 1,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $644,000 | 2,138 |
| Total noninterest expense | $5,517,000 | 1,749 |
| Salaries and employee benefits | $2,915,000 | 1,762 |
| Premises and equipment expense | $480,000 | 2,356 |
| Additional noninterest expense | $2,122,000 | 1,539 |
| Pre-tax net operating income | $1,069,000 | 2,763 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,077,000 | 2,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,077,000 | 2,491 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,077,000 | 2,490 |
| Net charge-offs | $2,640,000 | 357 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,069,000 | 2,406 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 1,739 |
| Total interest expense | $787,000 | 1,180 |
| Net interest income | $2,841,000 | 1,876 |
| Provision for loan and lease losses | $551,000 | 642 |
| Total noninterest income | $701,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $286,000 | 1,171 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $415,000 | 1,810 |
| Total noninterest expense | $2,760,000 | 1,754 |
| Salaries and employee benefits | $1,479,000 | 1,767 |
| Premises and equipment expense | $232,000 | 2,451 |
| Additional noninterest expense | $1,049,000 | 1,551 |
| Pre-tax net operating income | $231,000 | 4,251 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $236,000 | 3,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $236,000 | 3,987 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $236,000 | 3,987 |
| Net charge-offs | $949,000 | 493 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $231,000 | 3,932 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,055,000 | 1,654 |
| Total interest expense | $3,640,000 | 1,233 |
| Net interest income | $12,415,000 | 1,772 |
| Provision for loan and lease losses | $6,426,000 | 415 |
| Total noninterest income | $2,642,000 | 1,795 |
| Gross Fiduciary activities income | $6,000 | 1,174 |
| Service charges on deposit accounts | $1,293,000 | 1,102 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,343,000 | 1,987 |
| Total noninterest expense | $10,917,000 | 1,762 |
| Salaries and employee benefits | $5,507,000 | 1,831 |
| Premises and equipment expense | $892,000 | 2,506 |
| Additional noninterest expense | $4,518,000 | 1,491 |
| Pre-tax net operating income | $-2,286,000 | 6,834 |
| Securities gains (losses) | $428,000 | 1,063 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,858,000 | 6,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,858,000 | 6,817 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,858,000 | 6,818 |
| Net charge-offs | $8,290,000 | 379 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,286,000 | 6,839 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,061,000 | 1,676 |
| Total interest expense | $2,799,000 | 1,254 |
| Net interest income | $9,262,000 | 1,804 |
| Provision for loan and lease losses | $6,126,000 | 345 |
| Total noninterest income | $1,813,000 | 1,918 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $955,000 | 1,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $855,000 | 2,207 |
| Total noninterest expense | $8,203,000 | 1,754 |
| Salaries and employee benefits | $4,168,000 | 1,813 |
| Premises and equipment expense | $708,000 | 2,414 |
| Additional noninterest expense | $3,327,000 | 1,517 |
| Pre-tax net operating income | $-3,254,000 | 7,046 |
| Securities gains (losses) | $428,000 | 851 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-2,826,000 | 7,043 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,826,000 | 7,041 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,826,000 | 7,042 |
| Net charge-offs | $7,091,000 | 343 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-3,254,000 | 7,045 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,052,000 | 1,689 |
| Total interest expense | $1,895,000 | 1,280 |
| Net interest income | $6,157,000 | 1,808 |
| Provision for loan and lease losses | $5,485,000 | 273 |
| Total noninterest income | $995,000 | 2,161 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $619,000 | 1,139 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 2,739 |
| Total noninterest expense | $5,413,000 | 1,782 |
| Salaries and employee benefits | $2,732,000 | 1,830 |
| Premises and equipment expense | $484,000 | 2,349 |
| Additional noninterest expense | $2,197,000 | 1,546 |
| Pre-tax net operating income | $-3,746,000 | 7,163 |
| Securities gains (losses) | $428,000 | 651 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,318,000 | 7,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,318,000 | 7,157 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,318,000 | 7,157 |
| Net charge-offs | $6,321,000 | 278 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,746,000 | 7,164 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 1,681 |
| Total interest expense | $967,000 | 1,311 |
| Net interest income | $3,119,000 | 1,799 |
| Provision for loan and lease losses | $2,770,000 | 267 |
| Total noninterest income | $640,000 | 1,824 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $303,000 | 1,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $336,000 | 1,960 |
| Total noninterest expense | $2,746,000 | 1,763 |
| Salaries and employee benefits | $1,387,000 | 1,809 |
| Premises and equipment expense | $243,000 | 2,353 |
| Additional noninterest expense | $1,116,000 | 1,503 |
| Pre-tax net operating income | $-1,757,000 | 7,228 |
| Securities gains (losses) | $19,000 | 1,613 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,738,000 | 7,236 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,738,000 | 7,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,738,000 | 7,236 |
| Net charge-offs | $2,921,000 | 294 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,757,000 | 7,232 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,338,000 | 1,643 |
| Total interest expense | $4,438,000 | 1,367 |
| Net interest income | $12,900,000 | 1,742 |
| Provision for loan and lease losses | $7,744,000 | 530 |
| Total noninterest income | $2,706,000 | 1,612 |
| Gross Fiduciary activities income | $5,000 | 1,160 |
| Service charges on deposit accounts | $1,363,000 | 1,082 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,338,000 | 1,771 |
| Total noninterest expense | $10,670,000 | 1,806 |
| Salaries and employee benefits | $5,193,000 | 1,880 |
| Premises and equipment expense | $1,008,000 | 2,397 |
| Additional noninterest expense | $4,469,000 | 1,527 |
| Pre-tax net operating income | $-2,808,000 | 6,897 |
| Securities gains (losses) | $499,000 | 794 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,309,000 | 6,877 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,309,000 | 6,876 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,309,000 | 6,877 |
| Net charge-offs | $5,434,000 | 749 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,808,000 | 6,912 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,992,000 | 1,656 |
| Total interest expense | $3,440,000 | 1,378 |
| Net interest income | $9,552,000 | 1,762 |
| Provision for loan and lease losses | $7,066,000 | 445 |
| Total noninterest income | $2,040,000 | 1,591 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $1,025,000 | 1,085 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,012,000 | 1,754 |
| Total noninterest expense | $8,215,000 | 1,768 |
| Salaries and employee benefits | $4,157,000 | 1,754 |
| Premises and equipment expense | $720,000 | 2,518 |
| Additional noninterest expense | $3,338,000 | 1,538 |
| Pre-tax net operating income | $-3,689,000 | 7,158 |
| Securities gains (losses) | $432,000 | 720 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,257,000 | 7,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,257,000 | 7,170 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,257,000 | 7,171 |
| Net charge-offs | $1,381,000 | 1,578 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,689,000 | 7,186 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,006,000 | 1,612 |
| Total interest expense | $2,357,000 | 1,390 |
| Net interest income | $6,649,000 | 1,687 |
| Provision for loan and lease losses | $1,678,000 | 1,033 |
| Total noninterest income | $1,190,000 | 1,753 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $654,000 | 1,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $533,000 | 2,011 |
| Total noninterest expense | $5,404,000 | 1,804 |
| Salaries and employee benefits | $2,742,000 | 1,785 |
| Premises and equipment expense | $462,000 | 2,607 |
| Additional noninterest expense | $2,200,000 | 1,572 |
| Pre-tax net operating income | $757,000 | 3,039 |
| Securities gains (losses) | $426,000 | 411 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,183,000 | 1,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,183,000 | 1,978 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,183,000 | 1,978 |
| Net charge-offs | $154,000 | 3,378 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $757,000 | 2,680 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 1,625 |
| Total interest expense | $1,215,000 | 1,400 |
| Net interest income | $3,275,000 | 1,702 |
| Provision for loan and lease losses | $823,000 | 992 |
| Total noninterest income | $651,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $310,000 | 1,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $341,000 | 1,757 |
| Total noninterest expense | $2,678,000 | 1,838 |
| Salaries and employee benefits | $1,431,000 | 1,725 |
| Premises and equipment expense | $222,000 | 2,744 |
| Additional noninterest expense | $1,025,000 | 1,680 |
| Pre-tax net operating income | $425,000 | 2,848 |
| Securities gains (losses) | $418,000 | 187 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $843,000 | 1,424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $843,000 | 1,424 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $843,000 | 1,424 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $425,000 | 2,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,504,000 | 1,579 |
| Total interest expense | $6,730,000 | 1,220 |
| Net interest income | $12,774,000 | 1,735 |
| Provision for loan and lease losses | $7,959,000 | 809 |
| Total noninterest income | $2,812,000 | 1,625 |
| Gross Fiduciary activities income | $16,000 | 1,090 |
| Service charges on deposit accounts | $1,569,000 | 962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,227,000 | 1,927 |
| Total noninterest expense | $11,323,000 | 1,745 |
| Salaries and employee benefits | $5,223,000 | 1,866 |
| Premises and equipment expense | $990,000 | 2,499 |
| Additional noninterest expense | $5,110,000 | 1,423 |
| Pre-tax net operating income | $-3,696,000 | 7,003 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,677,000 | 7,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,677,000 | 7,067 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,677,000 | 7,067 |
| Net charge-offs | $3,768,000 | 1,268 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,696,000 | 7,054 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,653,000 | 1,608 |
| Total interest expense | $5,370,000 | 1,195 |
| Net interest income | $9,283,000 | 1,811 |
| Provision for loan and lease losses | $6,949,000 | 678 |
| Total noninterest income | $2,091,000 | 1,637 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $1,202,000 | 977 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $879,000 | 1,960 |
| Total noninterest expense | $8,797,000 | 1,676 |
| Salaries and employee benefits | $4,212,000 | 1,744 |
| Premises and equipment expense | $742,000 | 2,539 |
| Additional noninterest expense | $3,843,000 | 1,384 |
| Pre-tax net operating income | $-4,372,000 | 7,326 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,353,000 | 7,383 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,353,000 | 7,383 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,353,000 | 7,383 |
| Net charge-offs | $3,112,000 | 1,111 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,372,000 | 7,363 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 1,633 |
| Total interest expense | $3,837,000 | 1,167 |
| Net interest income | $5,888,000 | 1,898 |
| Provision for loan and lease losses | $5,735,000 | 573 |
| Total noninterest income | $1,569,000 | 1,463 |
| Gross Fiduciary activities income | $7,000 | 1,103 |
| Service charges on deposit accounts | $807,000 | 984 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $755,000 | 1,587 |
| Total noninterest expense | $5,882,000 | 1,673 |
| Salaries and employee benefits | $2,803,000 | 1,747 |
| Premises and equipment expense | $500,000 | 2,539 |
| Additional noninterest expense | $2,579,000 | 1,383 |
| Pre-tax net operating income | $-4,160,000 | 7,505 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,161,000 | 7,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,161,000 | 7,534 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,161,000 | 7,535 |
| Net charge-offs | $3,063,000 | 820 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,160,000 | 7,532 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 1,690 |
| Total interest expense | $1,988,000 | 1,187 |
| Net interest income | $2,795,000 | 2,005 |
| Provision for loan and lease losses | $3,058,000 | 540 |
| Total noninterest income | $758,000 | 1,496 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $390,000 | 1,012 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $365,000 | 1,600 |
| Total noninterest expense | $2,820,000 | 1,766 |
| Salaries and employee benefits | $1,369,000 | 1,824 |
| Premises and equipment expense | $245,000 | 2,633 |
| Additional noninterest expense | $1,206,000 | 1,467 |
| Pre-tax net operating income | $-2,325,000 | 7,638 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,325,000 | 7,675 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,325,000 | 7,676 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,325,000 | 7,676 |
| Net charge-offs | $628,000 | 1,413 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,325,000 | 7,671 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,509,000 | 1,666 |
| Total interest expense | $8,952,000 | 1,335 |
| Net interest income | $11,557,000 | 1,915 |
| Provision for loan and lease losses | $11,844,000 | 756 |
| Total noninterest income | $3,055,000 | 1,592 |
| Gross Fiduciary activities income | $12,000 | 1,158 |
| Service charges on deposit accounts | $1,854,000 | 942 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,189,000 | 1,923 |
| Total noninterest expense | $10,754,000 | 1,895 |
| Salaries and employee benefits | $5,455,000 | 1,816 |
| Premises and equipment expense | $1,020,000 | 2,528 |
| Additional noninterest expense | $4,279,000 | 1,750 |
| Pre-tax net operating income | $-7,986,000 | 7,404 |
| Securities gains (losses) | $32,000 | 2,849 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-7,954,000 | 7,484 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,954,000 | 7,482 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,954,000 | 7,483 |
| Net charge-offs | $9,288,000 | 728 |
| Cash dividends | $730,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,986,000 | 7,492 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,285,000 | 1,704 |
| Total interest expense | $6,891,000 | 1,364 |
| Net interest income | $8,394,000 | 1,968 |
| Provision for loan and lease losses | $10,518,000 | 599 |
| Total noninterest income | $2,227,000 | 1,644 |
| Gross Fiduciary activities income | $12,000 | 1,096 |
| Service charges on deposit accounts | $1,376,000 | 943 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $839,000 | 2,063 |
| Total noninterest expense | $7,708,000 | 1,949 |
| Salaries and employee benefits | $3,939,000 | 1,897 |
| Premises and equipment expense | $797,000 | 2,482 |
| Additional noninterest expense | $2,972,000 | 1,804 |
| Pre-tax net operating income | $-7,605,000 | 7,655 |
| Securities gains (losses) | $17,000 | 2,808 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,588,000 | 7,717 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,588,000 | 7,716 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,588,000 | 7,716 |
| Net charge-offs | $8,528,000 | 570 |
| Cash dividends | $730,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,605,000 | 7,722 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,343,000 | 1,715 |
| Total interest expense | $4,748,000 | 1,398 |
| Net interest income | $5,595,000 | 1,962 |
| Provision for loan and lease losses | $8,559,000 | 505 |
| Total noninterest income | $1,361,000 | 1,765 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $893,000 | 953 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $459,000 | 2,336 |
| Total noninterest expense | $4,900,000 | 2,068 |
| Salaries and employee benefits | $2,439,000 | 2,064 |
| Premises and equipment expense | $529,000 | 2,522 |
| Additional noninterest expense | $1,932,000 | 1,860 |
| Pre-tax net operating income | $-6,503,000 | 7,819 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-6,496,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,496,000 | 7,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,496,000 | 7,860 |
| Net charge-offs | $8,467,000 | 418 |
| Cash dividends | $550,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,503,000 | 7,872 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 1,748 |
| Total interest expense | $2,472,000 | 1,394 |
| Net interest income | $2,659,000 | 2,058 |
| Provision for loan and lease losses | $6,997,000 | 327 |
| Total noninterest income | $865,000 | 1,458 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $426,000 | 969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $434,000 | 1,529 |
| Total noninterest expense | $2,568,000 | 1,928 |
| Salaries and employee benefits | $1,448,000 | 1,787 |
| Premises and equipment expense | $273,000 | 2,492 |
| Additional noninterest expense | $847,000 | 1,895 |
| Pre-tax net operating income | $-6,041,000 | 8,060 |
| Securities gains (losses) | $-52,000 | 7,946 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-6,093,000 | 8,081 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,093,000 | 8,081 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-6,093,000 | 8,081 |
| Net charge-offs | $7,444,000 | 242 |
| Cash dividends | $280,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,041,000 | 8,082 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,596,000 | 1,707 |
| Total interest expense | $11,502,000 | 1,424 |
| Net interest income | $11,094,000 | 2,003 |
| Provision for loan and lease losses | $378,000 | 4,225 |
| Total noninterest income | $3,499,000 | 1,400 |
| Gross Fiduciary activities income | $21,000 | 1,104 |
| Service charges on deposit accounts | $2,082,000 | 848 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,396,000 | 1,676 |
| Total noninterest expense | $10,423,000 | 1,855 |
| Salaries and employee benefits | $5,849,000 | 1,737 |
| Premises and equipment expense | $1,054,000 | 2,512 |
| Additional noninterest expense | $3,520,000 | 1,739 |
| Pre-tax net operating income | $3,792,000 | 1,442 |
| Securities gains (losses) | $-2,360,000 | 7,934 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,432,000 | 2,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,432,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 4,314 |
| Cash dividends | $2,806,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,792,000 | 1,159 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,978,000 | 1,742 |
| Total interest expense | $8,703,000 | 1,470 |
| Net interest income | $8,275,000 | 2,029 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $2,555,000 | 1,480 |
| Gross Fiduciary activities income | $20,000 | 1,059 |
| Service charges on deposit accounts | $1,576,000 | 843 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $959,000 | 1,874 |
| Total noninterest expense | $7,871,000 | 1,836 |
| Salaries and employee benefits | $4,393,000 | 1,765 |
| Premises and equipment expense | $802,000 | 2,481 |
| Additional noninterest expense | $2,676,000 | 1,665 |
| Pre-tax net operating income | $2,729,000 | 1,792 |
| Securities gains (losses) | $-2,264,000 | 8,081 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $465,000 | 4,562 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $465,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $2,506,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,729,000 | 1,431 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,239,000 | 1,781 |
| Total interest expense | $5,731,000 | 1,532 |
| Net interest income | $5,508,000 | 2,025 |
| Provision for loan and lease losses | $138,000 | 3,792 |
| Total noninterest income | $1,661,000 | 1,528 |
| Gross Fiduciary activities income | $14,000 | 1,072 |
| Service charges on deposit accounts | $1,022,000 | 845 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $625,000 | 1,948 |
| Total noninterest expense | $4,991,000 | 1,924 |
| Salaries and employee benefits | $2,864,000 | 1,822 |
| Premises and equipment expense | $536,000 | 2,487 |
| Additional noninterest expense | $1,591,000 | 1,817 |
| Pre-tax net operating income | $2,040,000 | 1,667 |
| Securities gains (losses) | $337,000 | 417 |
| Applicable income taxes | $54,000 | 4,003 |
| Income before extraordinary items | $2,323,000 | 1,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,323,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,332 |
| Cash dividends | $1,751,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,992,740 | 1,364 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 1,813 |
| Total interest expense | $2,912,000 | 1,609 |
| Net interest income | $2,741,000 | 2,036 |
| Provision for loan and lease losses | $68,000 | 3,346 |
| Total noninterest income | $835,000 | 1,520 |
| Gross Fiduciary activities income | $9,000 | 1,037 |
| Service charges on deposit accounts | $512,000 | 838 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $314,000 | 1,921 |
| Total noninterest expense | $2,523,000 | 1,894 |
| Salaries and employee benefits | $1,434,000 | 1,834 |
| Premises and equipment expense | $271,000 | 2,484 |
| Additional noninterest expense | $818,000 | 1,741 |
| Pre-tax net operating income | $985,000 | 1,812 |
| Securities gains (losses) | $222,000 | 418 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $1,198,000 | 1,256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,198,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,293 |
| Cash dividends | $886,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $978,220 | 1,469 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,805,000 | 1,851 |
| Total interest expense | $11,115,000 | 1,790 |
| Net interest income | $11,690,000 | 1,949 |
| Provision for loan and lease losses | $252,000 | 3,489 |
| Total noninterest income | $3,297,000 | 1,532 |
| Gross Fiduciary activities income | $26,000 | 1,115 |
| Service charges on deposit accounts | $2,140,000 | 831 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,131,000 | 2,054 |
| Total noninterest expense | $9,430,000 | 1,967 |
| Salaries and employee benefits | $5,581,000 | 1,807 |
| Premises and equipment expense | $1,108,000 | 2,339 |
| Additional noninterest expense | $2,741,000 | 2,008 |
| Pre-tax net operating income | $5,305,000 | 1,569 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $20,000 | 5,425 |
| Income before extraordinary items | $5,295,000 | 1,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,295,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $3,359,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,285,000 | 1,204 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,099,000 | 1,859 |
| Total interest expense | $8,279,000 | 1,806 |
| Net interest income | $8,820,000 | 1,945 |
| Provision for loan and lease losses | $202,000 | 2,984 |
| Total noninterest income | $2,449,000 | 1,549 |
| Gross Fiduciary activities income | $21,000 | 1,075 |
| Service charges on deposit accounts | $1,574,000 | 836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $854,000 | 2,038 |
| Total noninterest expense | $7,102,000 | 1,932 |
| Salaries and employee benefits | $4,285,000 | 1,756 |
| Premises and equipment expense | $793,000 | 2,434 |
| Additional noninterest expense | $2,024,000 | 1,983 |
| Pre-tax net operating income | $3,965,000 | 1,682 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $3,956,000 | 1,300 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,956,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $2,822,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,951,000 | 1,292 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 1,890 |
| Total interest expense | $5,450,000 | 1,831 |
| Net interest income | $5,877,000 | 1,975 |
| Provision for loan and lease losses | $136,000 | 2,794 |
| Total noninterest income | $1,607,000 | 1,583 |
| Gross Fiduciary activities income | $16,000 | 1,072 |
| Service charges on deposit accounts | $1,024,000 | 872 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $567,000 | 2,076 |
| Total noninterest expense | $4,646,000 | 1,989 |
| Salaries and employee benefits | $2,843,000 | 1,807 |
| Premises and equipment expense | $527,000 | 2,448 |
| Additional noninterest expense | $1,276,000 | 2,105 |
| Pre-tax net operating income | $2,702,000 | 1,695 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $2,697,000 | 1,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,697,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $2,283,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,694,000 | 1,306 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 1,885 |
| Total interest expense | $2,683,000 | 1,843 |
| Net interest income | $2,993,000 | 1,922 |
| Provision for loan and lease losses | $68,000 | 2,624 |
| Total noninterest income | $790,000 | 1,594 |
| Gross Fiduciary activities income | $8,000 | 1,061 |
| Service charges on deposit accounts | $488,000 | 885 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $294,000 | 1,990 |
| Total noninterest expense | $2,269,000 | 2,044 |
| Salaries and employee benefits | $1,389,000 | 1,852 |
| Premises and equipment expense | $265,000 | 2,455 |
| Additional noninterest expense | $615,000 | 2,136 |
| Pre-tax net operating income | $1,446,000 | 1,583 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $1,447,000 | 1,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,447,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $1,273,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,444,000 | 1,203 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,542,000 | 1,864 |
| Total interest expense | $9,749,000 | 1,723 |
| Net interest income | $11,793,000 | 1,967 |
| Provision for loan and lease losses | $274,000 | 2,949 |
| Total noninterest income | $3,699,000 | 1,367 |
| Gross Fiduciary activities income | $19,000 | 1,179 |
| Service charges on deposit accounts | $2,140,000 | 820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,540,000 | 1,644 |
| Total noninterest expense | $9,016,000 | 1,953 |
| Salaries and employee benefits | $5,252,000 | 1,855 |
| Premises and equipment expense | $1,077,000 | 2,301 |
| Additional noninterest expense | $2,687,000 | 1,970 |
| Pre-tax net operating income | $6,202,000 | 1,557 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $149,000 | 4,602 |
| Income before extraordinary items | $6,054,000 | 1,220 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,054,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,290 |
| Cash dividends | $1,275,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,053,020 | 1,207 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,804,000 | 1,897 |
| Total interest expense | $7,176,000 | 1,706 |
| Net interest income | $8,628,000 | 2,031 |
| Provision for loan and lease losses | $205,000 | 2,826 |
| Total noninterest income | $2,678,000 | 1,424 |
| Gross Fiduciary activities income | $15,000 | 1,144 |
| Service charges on deposit accounts | $1,585,000 | 832 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,078,000 | 1,732 |
| Total noninterest expense | $6,767,000 | 1,950 |
| Salaries and employee benefits | $4,050,000 | 1,815 |
| Premises and equipment expense | $796,000 | 2,339 |
| Additional noninterest expense | $1,921,000 | 2,045 |
| Pre-tax net operating income | $4,334,000 | 1,723 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $149,000 | 4,483 |
| Income before extraordinary items | $4,185,000 | 1,355 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,185,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,234 |
| Cash dividends | $975,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,185,000 | 1,338 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 1,909 |
| Total interest expense | $4,619,000 | 1,683 |
| Net interest income | $5,617,000 | 2,083 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $2,652,000 | 1,054 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $1,008,000 | 863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,634,000 | 959 |
| Total noninterest expense | $4,453,000 | 1,980 |
| Salaries and employee benefits | $2,680,000 | 1,831 |
| Premises and equipment expense | $538,000 | 2,305 |
| Additional noninterest expense | $1,235,000 | 2,117 |
| Pre-tax net operating income | $3,680,000 | 1,372 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $149,000 | 4,017 |
| Income before extraordinary items | $3,531,000 | 1,084 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,531,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,354 |
| Cash dividends | $675,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,531,000 | 1,073 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,940,000 | 1,929 |
| Total interest expense | $2,241,000 | 1,644 |
| Net interest income | $2,699,000 | 2,148 |
| Provision for loan and lease losses | $68,000 | 2,673 |
| Total noninterest income | $782,000 | 1,547 |
| Gross Fiduciary activities income | $5,000 | 1,164 |
| Service charges on deposit accounts | $422,000 | 1,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $355,000 | 1,706 |
| Total noninterest expense | $2,141,000 | 2,064 |
| Salaries and employee benefits | $1,304,000 | 1,884 |
| Premises and equipment expense | $263,000 | 2,370 |
| Additional noninterest expense | $574,000 | 2,238 |
| Pre-tax net operating income | $1,272,000 | 1,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $324,000 | 1,921 |
| Income before extraordinary items | $948,000 | 1,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $948,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,156 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $948,000 | 1,867 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,289,000 | 1,842 |
| Total interest expense | $7,221,000 | 1,567 |
| Net interest income | $11,068,000 | 2,002 |
| Provision for loan and lease losses | $274,000 | 3,022 |
| Total noninterest income | $2,937,000 | 1,642 |
| Gross Fiduciary activities income | $17,000 | 1,214 |
| Service charges on deposit accounts | $1,831,000 | 947 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,089,000 | 2,092 |
| Total noninterest expense | $8,484,000 | 1,971 |
| Salaries and employee benefits | $5,059,000 | 1,839 |
| Premises and equipment expense | $922,000 | 2,538 |
| Additional noninterest expense | $2,503,000 | 2,016 |
| Pre-tax net operating income | $5,247,000 | 1,786 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,274,000 | 1,921 |
| Income before extraordinary items | $3,978,000 | 1,754 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,978,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,238 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,974,200 | 1,724 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,335,000 | 1,843 |
| Total interest expense | $5,133,000 | 1,569 |
| Net interest income | $8,202,000 | 2,014 |
| Provision for loan and lease losses | $205,000 | 2,914 |
| Total noninterest income | $2,200,000 | 1,649 |
| Gross Fiduciary activities income | $13,000 | 1,183 |
| Service charges on deposit accounts | $1,355,000 | 962 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $832,000 | 2,067 |
| Total noninterest expense | $6,222,000 | 1,995 |
| Salaries and employee benefits | $3,748,000 | 1,849 |
| Premises and equipment expense | $654,000 | 2,658 |
| Additional noninterest expense | $1,820,000 | 2,050 |
| Pre-tax net operating income | $3,975,000 | 1,775 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $964,000 | 1,932 |
| Income before extraordinary items | $3,016,000 | 1,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,016,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,012,200 | 1,721 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,677,000 | 1,839 |
| Total interest expense | $3,334,000 | 1,511 |
| Net interest income | $5,343,000 | 2,042 |
| Provision for loan and lease losses | $136,000 | 2,829 |
| Total noninterest income | $1,398,000 | 1,689 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $883,000 | 964 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $506,000 | 2,162 |
| Total noninterest expense | $4,047,000 | 2,031 |
| Salaries and employee benefits | $2,482,000 | 1,843 |
| Premises and equipment expense | $428,000 | 2,676 |
| Additional noninterest expense | $1,137,000 | 2,172 |
| Pre-tax net operating income | $2,558,000 | 1,802 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $622,000 | 1,949 |
| Income before extraordinary items | $1,941,000 | 1,765 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,941,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,146 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,937,200 | 1,735 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 1,851 |
| Total interest expense | $1,603,000 | 1,493 |
| Net interest income | $2,611,000 | 2,065 |
| Provision for loan and lease losses | $67,000 | 2,712 |
| Total noninterest income | $680,000 | 1,690 |
| Gross Fiduciary activities income | $4,000 | 1,192 |
| Service charges on deposit accounts | $412,000 | 1,003 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $264,000 | 2,066 |
| Total noninterest expense | $2,004,000 | 2,064 |
| Salaries and employee benefits | $1,235,000 | 1,859 |
| Premises and equipment expense | $211,000 | 2,733 |
| Additional noninterest expense | $558,000 | 2,192 |
| Pre-tax net operating income | $1,220,000 | 1,852 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $304,000 | 1,957 |
| Income before extraordinary items | $916,000 | 1,847 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $916,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $916,000 | 1,802 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,784,000 | 1,818 |
| Total interest expense | $5,966,000 | 1,375 |
| Net interest income | $9,818,000 | 2,071 |
| Provision for loan and lease losses | $275,000 | 3,079 |
| Total noninterest income | $2,759,000 | 1,734 |
| Gross Fiduciary activities income | $15,000 | 1,252 |
| Service charges on deposit accounts | $1,858,000 | 941 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $886,000 | 2,319 |
| Total noninterest expense | $7,983,000 | 2,011 |
| Salaries and employee benefits | $4,496,000 | 1,940 |
| Premises and equipment expense | $895,000 | 2,534 |
| Additional noninterest expense | $2,592,000 | 1,875 |
| Pre-tax net operating income | $4,319,000 | 1,918 |
| Securities gains (losses) | $80,000 | 1,394 |
| Applicable income taxes | $1,248,000 | 1,853 |
| Income before extraordinary items | $3,151,000 | 1,989 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,151,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $1,200,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,093,400 | 1,973 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,699,000 | 1,812 |
| Total interest expense | $4,458,000 | 1,353 |
| Net interest income | $7,241,000 | 2,091 |
| Provision for loan and lease losses | $206,000 | 2,939 |
| Total noninterest income | $2,083,000 | 1,720 |
| Gross Fiduciary activities income | $12,000 | 1,215 |
| Service charges on deposit accounts | $1,386,000 | 955 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $685,000 | 2,293 |
| Total noninterest expense | $5,870,000 | 2,036 |
| Salaries and employee benefits | $3,473,000 | 1,879 |
| Premises and equipment expense | $598,000 | 2,791 |
| Additional noninterest expense | $1,799,000 | 2,001 |
| Pre-tax net operating income | $3,248,000 | 1,934 |
| Securities gains (losses) | $77,000 | 1,352 |
| Applicable income taxes | $966,000 | 1,832 |
| Income before extraordinary items | $2,359,000 | 1,995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,359,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,304,330 | 1,984 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 1,822 |
| Total interest expense | $2,975,000 | 1,328 |
| Net interest income | $4,735,000 | 2,114 |
| Provision for loan and lease losses | $136,000 | 2,926 |
| Total noninterest income | $1,366,000 | 1,724 |
| Gross Fiduciary activities income | $8,000 | 1,219 |
| Service charges on deposit accounts | $905,000 | 963 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $453,000 | 2,339 |
| Total noninterest expense | $3,885,000 | 2,048 |
| Salaries and employee benefits | $2,316,000 | 1,874 |
| Premises and equipment expense | $405,000 | 2,758 |
| Additional noninterest expense | $1,164,000 | 2,074 |
| Pre-tax net operating income | $2,080,000 | 1,980 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $597,000 | 1,937 |
| Income before extraordinary items | $1,493,000 | 2,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,493,000 | 2,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,485,900 | 2,029 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 1,847 |
| Total interest expense | $1,492,000 | 1,338 |
| Net interest income | $2,312,000 | 2,166 |
| Provision for loan and lease losses | $68,000 | 2,801 |
| Total noninterest income | $669,000 | 1,724 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $425,000 | 1,007 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $239,000 | 2,194 |
| Total noninterest expense | $1,857,000 | 2,159 |
| Salaries and employee benefits | $1,110,000 | 1,983 |
| Premises and equipment expense | $208,000 | 2,710 |
| Additional noninterest expense | $539,000 | 2,204 |
| Pre-tax net operating income | $1,056,000 | 1,915 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $327,000 | 1,809 |
| Income before extraordinary items | $739,000 | 2,072 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $739,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $732,100 | 2,008 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,594,000 | 1,822 |
| Total interest expense | $6,151,000 | 1,446 |
| Net interest income | $9,443,000 | 2,072 |
| Provision for loan and lease losses | $256,000 | 3,494 |
| Total noninterest income | $2,427,000 | 1,994 |
| Gross Fiduciary activities income | $15,000 | 1,294 |
| Service charges on deposit accounts | $1,523,000 | 1,135 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $889,000 | 2,562 |
| Total noninterest expense | $7,352,000 | 2,144 |
| Salaries and employee benefits | $4,299,000 | 1,992 |
| Premises and equipment expense | $811,000 | 2,726 |
| Additional noninterest expense | $2,242,000 | 2,151 |
| Pre-tax net operating income | $4,262,000 | 1,890 |
| Securities gains (losses) | $161,000 | 1,499 |
| Applicable income taxes | $1,271,000 | 1,852 |
| Income before extraordinary items | $3,152,000 | 1,953 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,152,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,047 |
| Cash dividends | $1,150,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,037,690 | 1,924 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,692,000 | 1,863 |
| Total interest expense | $4,662,000 | 1,492 |
| Net interest income | $7,030,000 | 2,100 |
| Provision for loan and lease losses | $191,000 | 3,420 |
| Total noninterest income | $1,759,000 | 2,103 |
| Gross Fiduciary activities income | $11,000 | 1,277 |
| Service charges on deposit accounts | $1,066,000 | 1,235 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $682,000 | 2,610 |
| Total noninterest expense | $5,296,000 | 2,226 |
| Salaries and employee benefits | $3,162,000 | 2,030 |
| Premises and equipment expense | $576,000 | 2,868 |
| Additional noninterest expense | $1,558,000 | 2,301 |
| Pre-tax net operating income | $3,302,000 | 1,889 |
| Securities gains (losses) | $39,000 | 2,515 |
| Applicable income taxes | $946,000 | 1,942 |
| Income before extraordinary items | $2,395,000 | 2,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,395,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,601 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,366,920 | 1,920 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 1,856 |
| Total interest expense | $3,161,000 | 1,517 |
| Net interest income | $4,734,000 | 2,073 |
| Provision for loan and lease losses | $127,000 | 3,371 |
| Total noninterest income | $1,064,000 | 2,255 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $636,000 | 1,348 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $420,000 | 2,719 |
| Total noninterest expense | $3,408,000 | 2,304 |
| Salaries and employee benefits | $2,095,000 | 2,027 |
| Premises and equipment expense | $363,000 | 2,993 |
| Additional noninterest expense | $950,000 | 2,488 |
| Pre-tax net operating income | $2,263,000 | 1,836 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $645,000 | 1,943 |
| Income before extraordinary items | $1,656,000 | 1,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,656,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,170 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,628,640 | 1,845 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 1,889 |
| Total interest expense | $1,573,000 | 1,571 |
| Net interest income | $2,326,000 | 2,102 |
| Provision for loan and lease losses | $63,000 | 3,194 |
| Total noninterest income | $464,000 | 2,426 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $230,000 | 2,478 |
| Total noninterest expense | $1,651,000 | 2,351 |
| Salaries and employee benefits | $1,025,000 | 2,059 |
| Premises and equipment expense | $184,000 | 2,956 |
| Additional noninterest expense | $442,000 | 2,611 |
| Pre-tax net operating income | $1,076,000 | 1,910 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $228,000 | 2,469 |
| Income before extraordinary items | $855,000 | 1,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $855,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 632 |
| Cash dividends | $240,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $849,470 | 1,747 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,765,000 | 1,963 |
| Total interest expense | $7,288,000 | 1,549 |
| Net interest income | $8,477,000 | 2,282 |
| Provision for loan and lease losses | $256,000 | 3,804 |
| Total noninterest income | $1,493,000 | 2,624 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $725,000 | 2,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $756,000 | 2,590 |
| Total noninterest expense | $6,449,000 | 2,318 |
| Salaries and employee benefits | $3,779,000 | 2,113 |
| Premises and equipment expense | $758,000 | 2,795 |
| Additional noninterest expense | $1,912,000 | 2,414 |
| Pre-tax net operating income | $3,265,000 | 2,331 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $769,000 | 2,665 |
| Income before extraordinary items | $2,496,000 | 2,354 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,496,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $1,120,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,496,000 | 2,275 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,798,000 | 2,046 |
| Total interest expense | $8,596,000 | 1,884 |
| Net interest income | $8,202,000 | 2,192 |
| Provision for loan and lease losses | $256,000 | 3,541 |
| Total noninterest income | $1,370,000 | 2,682 |
| Gross Fiduciary activities income | $18,000 | 1,325 |
| Service charges on deposit accounts | $711,000 | 2,115 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $641,000 | 2,712 |
| Total noninterest expense | $5,809,000 | 2,452 |
| Salaries and employee benefits | $3,490,000 | 2,154 |
| Premises and equipment expense | $721,000 | 2,877 |
| Additional noninterest expense | $1,598,000 | 2,721 |
| Pre-tax net operating income | $3,507,000 | 1,976 |
| Securities gains (losses) | $59,000 | 2,204 |
| Applicable income taxes | $1,025,000 | 2,038 |
| Income before extraordinary items | $2,541,000 | 2,051 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,541,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,857 |
| Cash dividends | $960,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,499,110 | 2,018 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,163,000 | 2,175 |
| Total interest expense | $8,111,000 | 2,117 |
| Net interest income | $8,052,000 | 2,205 |
| Provision for loan and lease losses | $249,000 | 3,262 |
| Total noninterest income | $1,208,000 | 2,746 |
| Gross Fiduciary activities income | $7,000 | 1,241 |
| Service charges on deposit accounts | $635,000 | 2,177 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $566,000 | 2,729 |
| Total noninterest expense | $5,620,000 | 2,434 |
| Salaries and employee benefits | $3,345,000 | 2,138 |
| Premises and equipment expense | $752,000 | 2,717 |
| Additional noninterest expense | $1,523,000 | 2,774 |
| Pre-tax net operating income | $3,391,000 | 2,139 |
| Securities gains (losses) | $-116,000 | 9,457 |
| Applicable income taxes | $846,000 | 2,413 |
| Income before extraordinary items | $2,429,000 | 2,132 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,429,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $760,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,514,840 | 2,069 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,260,000 | 2,281 |
| Total interest expense | $6,772,000 | 2,185 |
| Net interest income | $7,488,000 | 2,358 |
| Provision for loan and lease losses | $249,000 | 3,066 |
| Total noninterest income | $1,063,000 | 2,953 |
| Gross Fiduciary activities income | $10,000 | 1,265 |
| Service charges on deposit accounts | $591,000 | 2,264 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $462,000 | 3,109 |
| Total noninterest expense | $5,553,000 | 2,445 |
| Salaries and employee benefits | $3,237,000 | 2,170 |
| Premises and equipment expense | $816,000 | 2,493 |
| Additional noninterest expense | $1,500,000 | 2,865 |
| Pre-tax net operating income | $2,749,000 | 2,590 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $798,000 | 2,652 |
| Income before extraordinary items | $1,954,000 | 2,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,954,000 | 2,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $720,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,951,870 | 2,612 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,191,000 | 2,885 |
| Total interest expense | $5,125,000 | 2,922 |
| Net interest income | $6,066,000 | 2,834 |
| Provision for loan and lease losses | $181,000 | 3,721 |
| Total noninterest income | $918,000 | 3,275 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $480,000 | 2,646 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $430,000 | 3,277 |
| Total noninterest expense | $4,412,000 | 2,938 |
| Salaries and employee benefits | $2,592,000 | 2,615 |
| Premises and equipment expense | $667,000 | 2,887 |
| Additional noninterest expense | $1,153,000 | 3,489 |
| Pre-tax net operating income | $2,391,000 | 2,896 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $676,000 | 3,110 |
| Income before extraordinary items | $1,726,000 | 2,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,726,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,303 |
| Cash dividends | $405,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,718,080 | 2,817 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 3,610 |
| Total interest expense | $3,848,000 | 3,823 |
| Net interest income | $5,062,000 | 3,449 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $776,000 | 3,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,527 |
| Total noninterest expense | $3,834,000 | 3,300 |
| Salaries and employee benefits | $2,314,000 | 2,863 |
| Premises and equipment expense | $660,000 | 2,891 |
| Additional noninterest expense | $860,000 | 4,476 |
| Pre-tax net operating income | $1,799,000 | 3,867 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $412,000 | 4,796 |
| Income before extraordinary items | $1,405,000 | 3,558 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,405,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,391,140 | 3,507 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,786,000 | 4,138 |
| Total interest expense | $3,209,000 | 4,505 |
| Net interest income | $4,577,000 | 3,839 |
| Provision for loan and lease losses | $148,000 | 4,128 |
| Total noninterest income | $768,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,381 |
| Total noninterest expense | $3,482,000 | 3,783 |
| Salaries and employee benefits | $2,034,000 | 3,287 |
| Premises and equipment expense | $526,000 | 3,629 |
| Additional noninterest expense | $922,000 | 4,673 |
| Pre-tax net operating income | $1,715,000 | 3,885 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $530,000 | 3,962 |
| Income before extraordinary items | $1,171,000 | 3,949 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,171,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,287 |
| Cash dividends | $380,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,180,660 | 3,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 4,411 |
| Total interest expense | $3,004,000 | 4,748 |
| Net interest income | $4,267,000 | 4,091 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $637,000 | 4,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,141 |
| Total noninterest expense | $2,965,000 | 4,328 |
| Salaries and employee benefits | $1,691,000 | 3,843 |
| Premises and equipment expense | $353,000 | 4,989 |
| Additional noninterest expense | $921,000 | 4,676 |
| Pre-tax net operating income | $1,924,000 | 3,619 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $498,000 | 4,206 |
| Income before extraordinary items | $1,429,000 | 3,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,429,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,514 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,426,780 | 3,371 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 4,676 |
| Total interest expense | $2,348,000 | 4,896 |
| Net interest income | $3,915,000 | 4,473 |
| Provision for loan and lease losses | $527,000 | 1,481 |
| Total noninterest income | $865,000 | 3,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,878 |
| Total noninterest expense | $3,022,000 | 4,378 |
| Salaries and employee benefits | $1,606,000 | 4,031 |
| Premises and equipment expense | $383,000 | 4,757 |
| Additional noninterest expense | $1,033,000 | 4,590 |
| Pre-tax net operating income | $1,231,000 | 5,146 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $385,000 | 4,897 |
| Income before extraordinary items | $853,000 | 5,105 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $853,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $848,170 | 5,176 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 4,766 |
| Total interest expense | $2,286,000 | 5,200 |
| Net interest income | $3,992,000 | 4,409 |
| Provision for loan and lease losses | $122,000 | 5,164 |
| Total noninterest income | $873,000 | 3,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 3,129 |
| Total noninterest expense | $2,877,000 | 4,678 |
| Salaries and employee benefits | $1,538,000 | 4,176 |
| Premises and equipment expense | $478,000 | 4,039 |
| Additional noninterest expense | $861,000 | 5,576 |
| Pre-tax net operating income | $1,866,000 | 3,553 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $606,000 | 3,567 |
| Income before extraordinary items | $1,260,000 | 3,827 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $1,274,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $655,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,260,000 | 3,625 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 5,003 |
| Total interest expense | $2,843,000 | 5,396 |
| Net interest income | $3,867,000 | 4,590 |
| Provision for loan and lease losses | $154,000 | 6,013 |
| Total noninterest income | $826,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 4,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 3,199 |
| Total noninterest expense | $2,639,000 | 5,060 |
| Salaries and employee benefits | $1,468,000 | 4,313 |
| Premises and equipment expense | $348,000 | 5,395 |
| Additional noninterest expense | $823,000 | 5,931 |
| Pre-tax net operating income | $1,900,000 | 3,262 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $603,000 | 3,421 |
| Income before extraordinary items | $1,318,000 | 3,472 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,318,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $740,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,303,510 | 3,265 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.