Peoples Bank of Western Pennsylvania, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$10,998,0002,756
Total interest expense$4,468,0002,744
Net interest income$6,530,0002,779
Provision for loan and lease losses$09,146
Total noninterest income$848,0003,524
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$594,0002,293
Trading account gains and fees$0475
Additional Noninterest Income$254,0004,551
Total noninterest expense$4,315,0003,193
Salaries and employee benefits$2,136,0003,090
Premises and equipment expense$643,0003,063
Additional noninterest expense$1,536,0003,226
Pre-tax net operating income$3,063,0002,317
Securities gains (losses)$-8,0009,681
Applicable income taxes$902,0002,473
Income before extraordinary items$2,153,0002,258
Extraordinary gains, net$0249
Net income$2,153,0002,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00012,132
Cash dividends$1,292,0001,579
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,158,6002,278
1993-12-31 (YTD Data)Rank
Total interest income$11,241,0002,757
Total interest expense$4,726,0002,725
Net interest income$6,515,0002,775
Provision for loan and lease losses$-390,00013,143
Total noninterest income$827,0003,883
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$611,0002,252
Trading account gains and fees$0532
Additional Noninterest Income$216,0005,429
Total noninterest expense$5,356,0002,670
Salaries and employee benefits$2,559,0002,582
Premises and equipment expense$637,0003,137
Additional noninterest expense$2,160,0002,560
Pre-tax net operating income$2,376,0002,835
Securities gains (losses)$230,0001,532
Applicable income taxes$684,0003,186
Income before extraordinary items$1,922,0002,619
Extraordinary gains, net$-93,00012,897
Net income$1,829,0002,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-390,00013,206
Cash dividends$169,0005,845
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,751,8002,679
1992-12-31 (YTD Data)Rank
Total interest income$12,161,0002,881
Total interest expense$5,970,0002,790
Net interest income$6,191,0002,941
Provision for loan and lease losses$120,0006,707
Total noninterest income$752,0004,156
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$525,0002,638
Trading account gains and fees$0504
Additional Noninterest Income$227,0005,269
Total noninterest expense$5,227,0002,748
Salaries and employee benefits$2,479,0002,630
Premises and equipment expense$673,0003,022
Additional noninterest expense$2,075,0002,708
Pre-tax net operating income$1,596,0003,812
Securities gains (losses)$188,0002,094
Applicable income taxes$381,0004,978
Income before extraordinary items$1,403,0003,270
Extraordinary gains, net$01,422
Net income$1,403,0003,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$285,0004,167
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,254,4803,385

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.