Home > Peoples Bank of Virginia > Income and Expense
Peoples Bank of Virginia, Income and Expense
2012-03-31 (YTD Data) | Rank | |
Total interest income | $2,808,000 | 2,399 |
Total interest expense | $773,000 | 1,619 |
Net interest income | $2,035,000 | 2,684 |
Provision for loan and lease losses | $100,000 | 2,838 |
Total noninterest income | $119,000 | 4,647 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $64,000 | 3,833 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $55,000 | 4,574 |
Total noninterest expense | $1,378,000 | 3,279 |
Salaries and employee benefits | $761,000 | 3,141 |
Premises and equipment expense | $80,000 | 4,935 |
Additional noninterest expense | $537,000 | 2,921 |
Pre-tax net operating income | $676,000 | 2,327 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $226,000 | 1,586 |
Income before extraordinary items | $450,000 | 2,828 |
Extraordinary gains, net | $0 | 19 |
Net income | $450,000 | 2,831 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $450,000 | 2,832 |
Net charge-offs | $0 | 4,730 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $450,000 | 2,689 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $12,456,000 | 2,246 |
Total interest expense | $3,507,000 | 1,703 |
Net interest income | $8,949,000 | 2,453 |
Provision for loan and lease losses | $1,250,000 | 2,103 |
Total noninterest income | $515,000 | 4,340 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $308,000 | 3,545 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $207,000 | 4,422 |
Total noninterest expense | $5,057,000 | 3,507 |
Salaries and employee benefits | $3,063,000 | 3,067 |
Premises and equipment expense | $334,000 | 4,993 |
Additional noninterest expense | $1,660,000 | 3,601 |
Pre-tax net operating income | $3,157,000 | 1,746 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $1,062,000 | 1,288 |
Income before extraordinary items | $2,095,000 | 2,168 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,095,000 | 2,168 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $2,095,000 | 2,168 |
Net charge-offs | $1,338,000 | 2,026 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $2,095,000 | 2,097 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $9,516,000 | 2,229 |
Total interest expense | $2,680,000 | 1,736 |
Net interest income | $6,836,000 | 2,410 |
Provision for loan and lease losses | $1,050,000 | 1,902 |
Total noninterest income | $392,000 | 4,361 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $237,000 | 3,504 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $155,000 | 4,476 |
Total noninterest expense | $3,863,000 | 3,462 |
Salaries and employee benefits | $2,268,000 | 3,108 |
Premises and equipment expense | $256,000 | 4,986 |
Additional noninterest expense | $1,339,000 | 3,428 |
Pre-tax net operating income | $2,315,000 | 1,863 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $778,000 | 1,312 |
Income before extraordinary items | $1,537,000 | 2,269 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,537,000 | 2,269 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $1,537,000 | 2,270 |
Net charge-offs | $513,000 | 2,635 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,537,000 | 2,180 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $6,337,000 | 2,246 |
Total interest expense | $1,800,000 | 1,777 |
Net interest income | $4,537,000 | 2,418 |
Provision for loan and lease losses | $750,000 | 1,800 |
Total noninterest income | $226,000 | 4,660 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $199,000 | 3,045 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $27,000 | 6,031 |
Total noninterest expense | $2,489,000 | 3,584 |
Salaries and employee benefits | $1,442,000 | 3,236 |
Premises and equipment expense | $170,000 | 5,045 |
Additional noninterest expense | $877,000 | 3,521 |
Pre-tax net operating income | $1,524,000 | 1,856 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $513,000 | 1,296 |
Income before extraordinary items | $1,011,000 | 2,250 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,011,000 | 2,250 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $1,011,000 | 2,250 |
Net charge-offs | $362,000 | 2,475 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $1,011,000 | 2,175 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $3,124,000 | 2,287 |
Total interest expense | $916,000 | 1,805 |
Net interest income | $2,208,000 | 2,496 |
Provision for loan and lease losses | $400,000 | 1,629 |
Total noninterest income | $72,000 | 5,434 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $80,000 | 3,436 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $-8,000 | 7,172 |
Total noninterest expense | $1,206,000 | 3,683 |
Salaries and employee benefits | $701,000 | 3,326 |
Premises and equipment expense | $83,000 | 5,145 |
Additional noninterest expense | $422,000 | 3,605 |
Pre-tax net operating income | $674,000 | 2,027 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $227,000 | 1,371 |
Income before extraordinary items | $447,000 | 2,452 |
Extraordinary gains, net | $0 | 9 |
Net income | $447,000 | 2,451 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $447,000 | 2,452 |
Net charge-offs | $361,000 | 1,604 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $447,000 | 2,404 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $13,056,000 | 2,301 |
Total interest expense | $4,388,000 | 1,837 |
Net interest income | $8,668,000 | 2,538 |
Provision for loan and lease losses | $3,142,000 | 1,573 |
Total noninterest income | $545,000 | 4,413 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $460,000 | 2,800 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $85,000 | 5,622 |
Total noninterest expense | $4,701,000 | 3,786 |
Salaries and employee benefits | $2,726,000 | 3,370 |
Premises and equipment expense | $347,000 | 5,078 |
Additional noninterest expense | $1,628,000 | 3,782 |
Pre-tax net operating income | $1,370,000 | 2,866 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $435,000 | 2,025 |
Income before extraordinary items | $935,000 | 3,347 |
Extraordinary gains, net | $0 | 29 |
Net income | $935,000 | 3,344 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $935,000 | 3,347 |
Net charge-offs | $1,551,000 | 2,144 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $935,000 | 3,216 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $9,895,000 | 2,334 |
Total interest expense | $3,394,000 | 1,854 |
Net interest income | $6,501,000 | 2,563 |
Provision for loan and lease losses | $2,642,000 | 1,383 |
Total noninterest income | $374,000 | 4,646 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $351,000 | 2,820 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $23,000 | 6,581 |
Total noninterest expense | $3,411,000 | 3,871 |
Salaries and employee benefits | $1,949,000 | 3,509 |
Premises and equipment expense | $204,000 | 5,703 |
Additional noninterest expense | $1,258,000 | 3,690 |
Pre-tax net operating income | $822,000 | 3,416 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $276,000 | 2,231 |
Income before extraordinary items | $546,000 | 3,960 |
Extraordinary gains, net | $0 | 23 |
Net income | $546,000 | 3,962 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $546,000 | 3,962 |
Net charge-offs | $1,288,000 | 1,925 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $546,000 | 3,810 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $6,670,000 | 2,336 |
Total interest expense | $2,310,000 | 1,885 |
Net interest income | $4,360,000 | 2,543 |
Provision for loan and lease losses | $2,092,000 | 1,242 |
Total noninterest income | $249,000 | 4,631 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $228,000 | 2,897 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $21,000 | 6,429 |
Total noninterest expense | $2,269,000 | 3,876 |
Salaries and employee benefits | $1,302,000 | 3,530 |
Premises and equipment expense | $185,000 | 5,051 |
Additional noninterest expense | $782,000 | 3,845 |
Pre-tax net operating income | $248,000 | 4,657 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $82,000 | 2,951 |
Income before extraordinary items | $166,000 | 5,118 |
Extraordinary gains, net | $0 | 19 |
Net income | $166,000 | 5,121 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $166,000 | 5,120 |
Net charge-offs | $556,000 | 2,327 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $166,000 | 4,962 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $3,331,000 | 2,390 |
Total interest expense | $1,171,000 | 1,954 |
Net interest income | $2,160,000 | 2,597 |
Provision for loan and lease losses | $500,000 | 1,815 |
Total noninterest income | $159,000 | 4,142 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $115,000 | 2,869 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $44,000 | 4,900 |
Total noninterest expense | $1,123,000 | 3,951 |
Salaries and employee benefits | $655,000 | 3,567 |
Premises and equipment expense | $97,000 | 5,031 |
Additional noninterest expense | $371,000 | 3,991 |
Pre-tax net operating income | $696,000 | 1,835 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $236,000 | 1,260 |
Income before extraordinary items | $460,000 | 2,289 |
Extraordinary gains, net | $0 | 16 |
Net income | $460,000 | 2,288 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $460,000 | 2,289 |
Net charge-offs | $119,000 | 2,954 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $460,000 | 2,206 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $13,267,000 | 2,511 |
Total interest expense | $5,372,000 | 2,121 |
Net interest income | $7,895,000 | 2,765 |
Provision for loan and lease losses | $1,055,000 | 3,415 |
Total noninterest income | $685,000 | 4,105 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $502,000 | 2,876 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $183,000 | 4,790 |
Total noninterest expense | $4,714,000 | 3,867 |
Salaries and employee benefits | $2,726,000 | 3,444 |
Premises and equipment expense | $426,000 | 4,818 |
Additional noninterest expense | $1,562,000 | 3,978 |
Pre-tax net operating income | $2,811,000 | 1,425 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $941,000 | 1,010 |
Income before extraordinary items | $1,870,000 | 1,784 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,870,000 | 1,782 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $1,870,000 | 1,784 |
Net charge-offs | $808,000 | 3,168 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $1,870,000 | 1,745 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $9,879,000 | 2,556 |
Total interest expense | $4,132,000 | 2,160 |
Net interest income | $5,747,000 | 2,839 |
Provision for loan and lease losses | $325,000 | 4,466 |
Total noninterest income | $500,000 | 4,229 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $368,000 | 2,943 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $132,000 | 4,981 |
Total noninterest expense | $3,510,000 | 3,898 |
Salaries and employee benefits | $1,962,000 | 3,600 |
Premises and equipment expense | $318,000 | 4,878 |
Additional noninterest expense | $1,230,000 | 3,816 |
Pre-tax net operating income | $2,412,000 | 1,340 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $821,000 | 986 |
Income before extraordinary items | $1,591,000 | 1,683 |
Extraordinary gains, net | $0 | 27 |
Net income | $1,591,000 | 1,682 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $1,591,000 | 1,683 |
Net charge-offs | $154,000 | 4,576 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,591,000 | 1,639 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,527,000 | 2,612 |
Total interest expense | $2,817,000 | 2,201 |
Net interest income | $3,710,000 | 2,900 |
Provision for loan and lease losses | $125,000 | 4,998 |
Total noninterest income | $318,000 | 4,312 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $231,000 | 3,044 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $87,000 | 5,043 |
Total noninterest expense | $2,365,000 | 3,894 |
Salaries and employee benefits | $1,294,000 | 3,670 |
Premises and equipment expense | $224,000 | 4,754 |
Additional noninterest expense | $847,000 | 3,720 |
Pre-tax net operating income | $1,538,000 | 1,488 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $519,000 | 1,057 |
Income before extraordinary items | $1,019,000 | 1,819 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,019,000 | 1,816 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $1,019,000 | 1,818 |
Net charge-offs | $71,000 | 4,599 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $1,019,000 | 1,767 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,264,000 | 2,646 |
Total interest expense | $1,469,000 | 2,207 |
Net interest income | $1,795,000 | 2,983 |
Provision for loan and lease losses | $50,000 | 4,881 |
Total noninterest income | $144,000 | 4,485 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $105,000 | 3,171 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $39,000 | 5,236 |
Total noninterest expense | $1,131,000 | 3,941 |
Salaries and employee benefits | $655,000 | 3,670 |
Premises and equipment expense | $111,000 | 4,833 |
Additional noninterest expense | $365,000 | 3,836 |
Pre-tax net operating income | $758,000 | 1,685 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $255,000 | 1,210 |
Income before extraordinary items | $503,000 | 2,124 |
Extraordinary gains, net | $0 | 15 |
Net income | $503,000 | 2,123 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $503,000 | 2,125 |
Net charge-offs | $13,000 | 4,614 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $503,000 | 1,991 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $15,061,000 | 2,450 |
Total interest expense | $7,411,000 | 2,098 |
Net interest income | $7,650,000 | 2,821 |
Provision for loan and lease losses | $295,000 | 4,660 |
Total noninterest income | $601,000 | 4,472 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $428,000 | 3,323 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $173,000 | 5,079 |
Total noninterest expense | $4,304,000 | 4,014 |
Salaries and employee benefits | $2,723,000 | 3,531 |
Premises and equipment expense | $398,000 | 5,095 |
Additional noninterest expense | $1,183,000 | 4,329 |
Pre-tax net operating income | $3,652,000 | 1,491 |
Securities gains (losses) | $178,000 | 778 |
Applicable income taxes | $1,304,000 | 968 |
Income before extraordinary items | $2,526,000 | 1,602 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,526,000 | 1,603 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 6,109 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $55,000 | 1,106 |
Net operating income | $2,408,520 | 1,779 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $11,501,000 | 2,465 |
Total interest expense | $5,747,000 | 2,116 |
Net interest income | $5,754,000 | 2,834 |
Provision for loan and lease losses | $120,000 | 4,934 |
Total noninterest income | $447,000 | 4,586 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $310,000 | 3,420 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $137,000 | 5,108 |
Total noninterest expense | $3,121,000 | 4,102 |
Salaries and employee benefits | $1,907,000 | 3,755 |
Premises and equipment expense | $296,000 | 5,143 |
Additional noninterest expense | $918,000 | 4,150 |
Pre-tax net operating income | $2,960,000 | 1,648 |
Securities gains (losses) | $7,000 | 2,502 |
Applicable income taxes | $999,000 | 1,154 |
Income before extraordinary items | $1,968,000 | 1,805 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,968,000 | 1,805 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 8,036 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $17,000 | 1,100 |
Net operating income | $1,963,380 | 1,904 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $7,738,000 | 2,488 |
Total interest expense | $4,011,000 | 2,119 |
Net interest income | $3,727,000 | 2,894 |
Provision for loan and lease losses | $60,000 | 4,901 |
Total noninterest income | $295,000 | 4,664 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $200,000 | 3,485 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $95,000 | 5,148 |
Total noninterest expense | $2,018,000 | 4,205 |
Salaries and employee benefits | $1,214,000 | 3,925 |
Premises and equipment expense | $194,000 | 5,229 |
Additional noninterest expense | $610,000 | 4,139 |
Pre-tax net operating income | $1,944,000 | 1,725 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $655,000 | 1,293 |
Income before extraordinary items | $1,289,000 | 2,053 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,289,000 | 2,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,450 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
Net operating income | $1,289,000 | 2,006 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,991,000 | 2,476 |
Total interest expense | $2,132,000 | 2,128 |
Net interest income | $1,859,000 | 2,891 |
Provision for loan and lease losses | $30,000 | 4,346 |
Total noninterest income | $143,000 | 4,715 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $96,000 | 3,537 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $47,000 | 5,178 |
Total noninterest expense | $1,013,000 | 4,196 |
Salaries and employee benefits | $609,000 | 3,927 |
Premises and equipment expense | $98,000 | 5,215 |
Additional noninterest expense | $306,000 | 4,051 |
Pre-tax net operating income | $959,000 | 1,852 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $324,000 | 1,396 |
Income before extraordinary items | $635,000 | 2,202 |
Extraordinary gains, net | $0 | 15 |
Net income | $635,000 | 2,205 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,217 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $3,000 | 944 |
Net operating income | $635,000 | 2,133 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $16,952,000 | 2,427 |
Total interest expense | $8,836,000 | 2,143 |
Net interest income | $8,116,000 | 2,688 |
Provision for loan and lease losses | $230,000 | 3,659 |
Total noninterest income | $509,000 | 4,994 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $338,000 | 3,850 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $171,000 | 5,356 |
Total noninterest expense | $4,297,000 | 3,902 |
Salaries and employee benefits | $2,695,000 | 3,517 |
Premises and equipment expense | $407,000 | 4,981 |
Additional noninterest expense | $1,195,000 | 4,081 |
Pre-tax net operating income | $4,098,000 | 1,944 |
Securities gains (losses) | $72,000 | 689 |
Applicable income taxes | $1,435,000 | 1,452 |
Income before extraordinary items | $2,735,000 | 2,195 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,735,000 | 2,194 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 4,829 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $48,000 | 1,073 |
Net operating income | $2,687,480 | 2,210 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $12,576,000 | 2,449 |
Total interest expense | $6,486,000 | 2,173 |
Net interest income | $6,090,000 | 2,699 |
Provision for loan and lease losses | $155,000 | 3,427 |
Total noninterest income | $367,000 | 5,095 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $242,000 | 3,935 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $125,000 | 5,405 |
Total noninterest expense | $3,220,000 | 3,887 |
Salaries and employee benefits | $2,022,000 | 3,501 |
Premises and equipment expense | $308,000 | 4,936 |
Additional noninterest expense | $890,000 | 4,044 |
Pre-tax net operating income | $3,082,000 | 2,053 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $1,071,000 | 1,562 |
Income before extraordinary items | $2,011,000 | 2,358 |
Extraordinary gains, net | $0 | 33 |
Net income | $2,011,000 | 2,356 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $40,000 | 933 |
Net operating income | $2,011,000 | 2,337 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $8,189,000 | 2,511 |
Total interest expense | $4,170,000 | 2,257 |
Net interest income | $4,019,000 | 2,744 |
Provision for loan and lease losses | $100,000 | 3,268 |
Total noninterest income | $239,000 | 5,180 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $157,000 | 4,004 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $82,000 | 5,477 |
Total noninterest expense | $2,139,000 | 3,925 |
Salaries and employee benefits | $1,353,000 | 3,522 |
Premises and equipment expense | $147,000 | 5,868 |
Additional noninterest expense | $639,000 | 3,827 |
Pre-tax net operating income | $2,019,000 | 2,139 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $701,000 | 1,651 |
Income before extraordinary items | $1,318,000 | 2,452 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,318,000 | 2,452 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $27,000 | 857 |
Net operating income | $1,318,000 | 2,436 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $4,079,000 | 2,520 |
Total interest expense | $2,076,000 | 2,252 |
Net interest income | $2,003,000 | 2,754 |
Provision for loan and lease losses | $40,000 | 3,421 |
Total noninterest income | $113,000 | 5,260 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $74,000 | 4,056 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $39,000 | 5,553 |
Total noninterest expense | $1,076,000 | 3,907 |
Salaries and employee benefits | $703,000 | 3,447 |
Premises and equipment expense | $104,000 | 4,929 |
Additional noninterest expense | $269,000 | 4,293 |
Pre-tax net operating income | $1,000,000 | 2,167 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $348,000 | 1,679 |
Income before extraordinary items | $652,000 | 2,469 |
Extraordinary gains, net | $0 | 22 |
Net income | $652,000 | 2,469 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $15,000 | 712 |
Net operating income | $652,000 | 2,445 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $15,375,000 | 2,499 |
Total interest expense | $7,214,000 | 2,230 |
Net interest income | $8,161,000 | 2,705 |
Provision for loan and lease losses | $270,000 | 2,970 |
Total noninterest income | $418,000 | 5,511 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $268,000 | 4,342 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $150,000 | 5,614 |
Total noninterest expense | $4,353,000 | 3,726 |
Salaries and employee benefits | $2,888,000 | 3,240 |
Premises and equipment expense | $416,000 | 4,800 |
Additional noninterest expense | $1,049,000 | 4,354 |
Pre-tax net operating income | $3,956,000 | 2,281 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $1,386,000 | 1,780 |
Income before extraordinary items | $2,570,000 | 2,552 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,570,000 | 2,553 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $143,000 | 827 |
Net operating income | $2,570,000 | 2,533 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $11,169,000 | 2,557 |
Total interest expense | $5,107,000 | 2,279 |
Net interest income | $6,062,000 | 2,759 |
Provision for loan and lease losses | $230,000 | 2,570 |
Total noninterest income | $314,000 | 5,543 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $199,000 | 4,401 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $115,000 | 5,593 |
Total noninterest expense | $3,191,000 | 3,789 |
Salaries and employee benefits | $2,099,000 | 3,315 |
Premises and equipment expense | $309,000 | 4,829 |
Additional noninterest expense | $783,000 | 4,337 |
Pre-tax net operating income | $2,955,000 | 2,362 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $1,043,000 | 1,828 |
Income before extraordinary items | $1,912,000 | 2,662 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,912,000 | 2,665 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $98,000 | 708 |
Net operating income | $1,912,000 | 2,653 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $7,167,000 | 2,613 |
Total interest expense | $3,148,000 | 2,328 |
Net interest income | $4,019,000 | 2,778 |
Provision for loan and lease losses | $165,000 | 2,445 |
Total noninterest income | $205,000 | 5,582 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $130,000 | 4,426 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $75,000 | 5,680 |
Total noninterest expense | $2,110,000 | 3,831 |
Salaries and employee benefits | $1,387,000 | 3,346 |
Premises and equipment expense | $258,000 | 4,192 |
Additional noninterest expense | $465,000 | 4,708 |
Pre-tax net operating income | $1,949,000 | 2,360 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $689,000 | 1,868 |
Income before extraordinary items | $1,260,000 | 2,687 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,260,000 | 2,689 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $76,000 | 581 |
Net operating income | $1,260,000 | 2,675 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $3,361,000 | 2,695 |
Total interest expense | $1,400,000 | 2,468 |
Net interest income | $1,961,000 | 2,822 |
Provision for loan and lease losses | $75,000 | 2,394 |
Total noninterest income | $100,000 | 5,604 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $61,000 | 4,498 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $39,000 | 5,582 |
Total noninterest expense | $1,017,000 | 3,974 |
Salaries and employee benefits | $666,000 | 3,481 |
Premises and equipment expense | $101,000 | 4,920 |
Additional noninterest expense | $250,000 | 4,475 |
Pre-tax net operating income | $969,000 | 2,332 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $342,000 | 1,838 |
Income before extraordinary items | $627,000 | 2,650 |
Extraordinary gains, net | $0 | 21 |
Net income | $627,000 | 2,650 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $46,000 | 409 |
Net operating income | $627,000 | 2,628 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $11,456,000 | 2,808 |
Total interest expense | $4,268,000 | 2,517 |
Net interest income | $7,188,000 | 2,979 |
Provision for loan and lease losses | $400,000 | 2,269 |
Total noninterest income | $385,000 | 5,799 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $235,000 | 4,705 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $150,000 | 5,728 |
Total noninterest expense | $3,843,000 | 3,989 |
Salaries and employee benefits | $2,506,000 | 3,474 |
Premises and equipment expense | $385,000 | 4,977 |
Additional noninterest expense | $952,000 | 4,581 |
Pre-tax net operating income | $3,330,000 | 2,547 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $1,145,000 | 2,077 |
Income before extraordinary items | $2,185,000 | 2,868 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,185,000 | 2,869 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 6,118 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $55,000 | 793 |
Net operating income | $2,185,000 | 2,836 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $8,168,000 | 2,882 |
Total interest expense | $2,953,000 | 2,572 |
Net interest income | $5,215,000 | 3,045 |
Provision for loan and lease losses | $310,000 | 2,151 |
Total noninterest income | $295,000 | 5,799 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $177,000 | 4,724 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $118,000 | 5,654 |
Total noninterest expense | $2,839,000 | 4,000 |
Salaries and employee benefits | $1,851,000 | 3,487 |
Premises and equipment expense | $282,000 | 5,040 |
Additional noninterest expense | $706,000 | 4,602 |
Pre-tax net operating income | $2,361,000 | 2,691 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $831,000 | 2,140 |
Income before extraordinary items | $1,530,000 | 3,079 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,530,000 | 3,080 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $44,000 | 643 |
Net operating income | $1,530,000 | 3,044 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $5,170,000 | 2,946 |
Total interest expense | $1,833,000 | 2,592 |
Net interest income | $3,337,000 | 3,117 |
Provision for loan and lease losses | $210,000 | 2,058 |
Total noninterest income | $190,000 | 5,852 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $111,000 | 4,818 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $79,000 | 5,647 |
Total noninterest expense | $1,853,000 | 4,047 |
Salaries and employee benefits | $1,199,000 | 3,559 |
Premises and equipment expense | $187,000 | 5,041 |
Additional noninterest expense | $467,000 | 4,605 |
Pre-tax net operating income | $1,469,000 | 2,809 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $519,000 | 2,224 |
Income before extraordinary items | $950,000 | 3,218 |
Extraordinary gains, net | $0 | 30 |
Net income | $950,000 | 3,219 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $26,000 | 547 |
Net operating income | $950,000 | 3,172 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,443,000 | 3,051 |
Total interest expense | $836,000 | 2,681 |
Net interest income | $1,607,000 | 3,216 |
Provision for loan and lease losses | $100,000 | 2,031 |
Total noninterest income | $96,000 | 5,780 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $50,000 | 4,996 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $46,000 | 5,356 |
Total noninterest expense | $920,000 | 4,092 |
Salaries and employee benefits | $587,000 | 3,630 |
Premises and equipment expense | $93,000 | 5,112 |
Additional noninterest expense | $240,000 | 4,489 |
Pre-tax net operating income | $688,000 | 2,900 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $234,000 | 2,357 |
Income before extraordinary items | $454,000 | 3,284 |
Extraordinary gains, net | $0 | 24 |
Net income | $454,000 | 3,285 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $13,000 | 419 |
Net operating income | $454,000 | 3,244 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $7,534,000 | 3,575 |
Total interest expense | $2,476,000 | 3,080 |
Net interest income | $5,058,000 | 3,776 |
Provision for loan and lease losses | $265,000 | 3,144 |
Total noninterest income | $304,000 | 6,374 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $183,000 | 5,395 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $121,000 | 6,090 |
Total noninterest expense | $3,110,000 | 4,546 |
Salaries and employee benefits | $2,042,000 | 3,932 |
Premises and equipment expense | $274,000 | 5,947 |
Additional noninterest expense | $794,000 | 5,112 |
Pre-tax net operating income | $1,987,000 | 3,516 |
Securities gains (losses) | $1,000 | 3,645 |
Applicable income taxes | $563,000 | 3,143 |
Income before extraordinary items | $1,425,000 | 3,757 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,425,000 | 3,758 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 6,654 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $7,560,000 | 158 |
Net operating income | $1,424,280 | 3,708 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $5,315,000 | 3,738 |
Total interest expense | $1,727,000 | 3,200 |
Net interest income | $3,588,000 | 3,916 |
Provision for loan and lease losses | $185,000 | 3,119 |
Total noninterest income | $225,000 | 6,447 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $120,000 | 5,707 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $105,000 | 5,832 |
Total noninterest expense | $2,200,000 | 4,694 |
Salaries and employee benefits | $1,453,000 | 4,058 |
Premises and equipment expense | $198,000 | 6,006 |
Additional noninterest expense | $549,000 | 5,341 |
Pre-tax net operating income | $1,428,000 | 3,698 |
Securities gains (losses) | $1,000 | 3,538 |
Applicable income taxes | $486,000 | 2,957 |
Income before extraordinary items | $943,000 | 4,152 |
Extraordinary gains, net | $0 | 26 |
Net income | $943,000 | 4,152 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 6,103 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $3,916,000 | 189 |
Net operating income | $942,340 | 4,083 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,360,000 | 3,901 |
Total interest expense | $1,073,000 | 3,388 |
Net interest income | $2,287,000 | 4,073 |
Provision for loan and lease losses | $125,000 | 3,031 |
Total noninterest income | $146,000 | 6,528 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $83,000 | 5,648 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $63,000 | 6,049 |
Total noninterest expense | $1,394,000 | 4,896 |
Salaries and employee benefits | $908,000 | 4,288 |
Premises and equipment expense | $130,000 | 6,101 |
Additional noninterest expense | $356,000 | 5,454 |
Pre-tax net operating income | $914,000 | 3,755 |
Securities gains (losses) | $1,000 | 3,212 |
Applicable income taxes | $311,000 | 3,023 |
Income before extraordinary items | $604,000 | 4,237 |
Extraordinary gains, net | $0 | 21 |
Net income | $604,000 | 4,238 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $60,000 | 455 |
Net operating income | $603,340 | 4,146 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,625,000 | 4,020 |
Total interest expense | $515,000 | 3,546 |
Net interest income | $1,110,000 | 4,154 |
Provision for loan and lease losses | $65,000 | 2,836 |
Total noninterest income | $73,000 | 6,491 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $39,000 | 5,736 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $34,000 | 5,872 |
Total noninterest expense | $680,000 | 5,006 |
Salaries and employee benefits | $441,000 | 4,413 |
Premises and equipment expense | $65,000 | 6,100 |
Additional noninterest expense | $174,000 | 5,529 |
Pre-tax net operating income | $438,000 | 3,845 |
Securities gains (losses) | $1,000 | 2,756 |
Applicable income taxes | $149,000 | 3,113 |
Income before extraordinary items | $290,000 | 4,356 |
Extraordinary gains, net | $0 | 16 |
Net income | $290,000 | 4,355 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $46,000 | 317 |
Net operating income | $289,340 | 4,240 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,761,000 | 5,064 |
Total interest expense | $1,685,000 | 4,541 |
Net interest income | $3,076,000 | 5,231 |
Provision for loan and lease losses | $364,000 | 2,761 |
Total noninterest income | $234,000 | 7,063 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $139,000 | 6,007 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $95,000 | 6,619 |
Total noninterest expense | $2,283,000 | 5,557 |
Salaries and employee benefits | $1,443,000 | 4,976 |
Premises and equipment expense | $243,000 | 6,261 |
Additional noninterest expense | $597,000 | 6,006 |
Pre-tax net operating income | $663,000 | 6,122 |
Securities gains (losses) | $6,000 | 3,841 |
Applicable income taxes | $0 | 7,459 |
Income before extraordinary items | $669,000 | 5,710 |
Extraordinary gains, net | $0 | 54 |
Net income | $669,000 | 5,712 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 6,809 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $3,676,000 | 246 |
Net operating income | $663,000 | 5,557 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,315,000 | 5,374 |
Total interest expense | $1,226,000 | 4,751 |
Net interest income | $2,089,000 | 5,581 |
Provision for loan and lease losses | $284,000 | 2,619 |
Total noninterest income | $176,000 | 7,116 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $105,000 | 6,036 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $71,000 | 6,675 |
Total noninterest expense | $1,611,000 | 5,733 |
Salaries and employee benefits | $1,004,000 | 5,239 |
Premises and equipment expense | $180,000 | 6,295 |
Additional noninterest expense | $427,000 | 6,152 |
Pre-tax net operating income | $370,000 | 6,846 |
Securities gains (losses) | $6,000 | 3,549 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $376,000 | 6,486 |
Extraordinary gains, net | $0 | 40 |
Net income | $376,000 | 6,487 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 6,184 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $3,654,000 | 164 |
Net operating income | $370,000 | 6,360 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,114,000 | 5,556 |
Total interest expense | $812,000 | 4,879 |
Net interest income | $1,302,000 | 5,792 |
Provision for loan and lease losses | $208,000 | 2,460 |
Total noninterest income | $111,000 | 7,204 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $67,000 | 6,104 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $44,000 | 6,789 |
Total noninterest expense | $1,031,000 | 5,894 |
Salaries and employee benefits | $635,000 | 5,428 |
Premises and equipment expense | $118,000 | 6,318 |
Additional noninterest expense | $278,000 | 6,207 |
Pre-tax net operating income | $174,000 | 7,425 |
Securities gains (losses) | $5,000 | 3,210 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $179,000 | 7,179 |
Extraordinary gains, net | $0 | 30 |
Net income | $179,000 | 7,181 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $4,000 | 563 |
Net operating income | $174,000 | 7,034 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $975,000 | 5,853 |
Total interest expense | $392,000 | 5,096 |
Net interest income | $583,000 | 6,145 |
Provision for loan and lease losses | $102,000 | 2,339 |
Total noninterest income | $49,000 | 7,390 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $30,000 | 6,255 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $19,000 | 7,007 |
Total noninterest expense | $486,000 | 6,094 |
Salaries and employee benefits | $302,000 | 5,605 |
Premises and equipment expense | $60,000 | 6,275 |
Additional noninterest expense | $124,000 | 6,544 |
Pre-tax net operating income | $44,000 | 8,082 |
Securities gains (losses) | $5,000 | 2,406 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $49,000 | 7,924 |
Extraordinary gains, net | $0 | 21 |
Net income | $49,000 | 7,923 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $4,000 | 385 |
Net operating income | $44,000 | 7,863 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,523,000 | 8,343 |
Total interest expense | $675,000 | 7,882 |
Net interest income | $848,000 | 8,505 |
Provision for loan and lease losses | $458,000 | 2,542 |
Total noninterest income | $76,000 | 8,681 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $38,000 | 7,719 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $38,000 | 7,947 |
Total noninterest expense | $1,165,000 | 7,553 |
Salaries and employee benefits | $765,000 | 7,018 |
Premises and equipment expense | $132,000 | 7,696 |
Additional noninterest expense | $268,000 | 8,050 |
Pre-tax net operating income | $-699,000 | 9,055 |
Securities gains (losses) | $1,000 | 4,369 |
Applicable income taxes | $0 | 7,681 |
Income before extraordinary items | $-698,000 | 9,112 |
Extraordinary gains, net | $0 | 70 |
Net income | $-698,000 | 9,108 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,632 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $11,737,000 | 43 |
Net operating income | $-699,000 | 9,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.