Home > Peoples Bank of Virginia > Income and Expense
Peoples Bank of Virginia, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,590,000 | 5,341 |
| Total interest expense | $2,319,000 | 5,692 |
| Net interest income | $3,271,000 | 4,975 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $548,000 | 4,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,975 |
| Total noninterest expense | $2,250,000 | 5,207 |
| Salaries and employee benefits | $1,131,000 | 5,352 |
| Premises and equipment expense | $443,000 | 4,094 |
| Additional noninterest expense | $676,000 | 5,352 |
| Pre-tax net operating income | $1,552,000 | 4,367 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $548,000 | 3,949 |
| Income before extraordinary items | $1,003,000 | 4,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,003,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $79,000 | 6,791 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 932 |
| Net operating income | $1,003,650 | 4,629 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 5,623 |
| Total interest expense | $2,325,000 | 5,801 |
| Net interest income | $3,053,000 | 5,363 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $460,000 | 5,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $2,080,000 | 5,767 |
| Salaries and employee benefits | $1,105,000 | 5,568 |
| Premises and equipment expense | $426,000 | 4,317 |
| Additional noninterest expense | $549,000 | 6,684 |
| Pre-tax net operating income | $1,400,000 | 4,578 |
| Securities gains (losses) | $47,000 | 1,369 |
| Applicable income taxes | $471,000 | 4,352 |
| Income before extraordinary items | $976,000 | 4,597 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $976,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $70,000 | 7,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $944,510 | 4,661 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 6,012 |
| Total interest expense | $2,225,000 | 6,033 |
| Net interest income | $2,747,000 | 5,898 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $434,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $2,060,000 | 5,849 |
| Salaries and employee benefits | $1,034,000 | 5,888 |
| Premises and equipment expense | $426,000 | 4,291 |
| Additional noninterest expense | $600,000 | 6,537 |
| Pre-tax net operating income | $1,103,000 | 5,588 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $353,000 | 5,401 |
| Income before extraordinary items | $750,000 | 5,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $750,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,353 |
| Cash dividends | $52,000 | 7,709 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 785 |
| Net operating income | $750,000 | 5,685 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,504 |
| Total interest expense | $1,669,000 | 6,421 |
| Net interest income | $2,496,000 | 6,492 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $421,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $2,002,000 | 6,191 |
| Salaries and employee benefits | $955,000 | 6,337 |
| Premises and equipment expense | $419,000 | 4,412 |
| Additional noninterest expense | $628,000 | 6,832 |
| Pre-tax net operating income | $878,000 | 6,500 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $612,000 | 6,444 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $612,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $42,000 | 8,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $580,320 | 6,748 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 7,050 |
| Total interest expense | $1,577,000 | 6,955 |
| Net interest income | $2,282,000 | 6,963 |
| Provision for loan and lease losses | $111,000 | 5,491 |
| Total noninterest income | $382,000 | 6,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,967,000 | 6,430 |
| Salaries and employee benefits | $927,000 | 6,561 |
| Premises and equipment expense | $397,000 | 4,743 |
| Additional noninterest expense | $643,000 | 6,987 |
| Pre-tax net operating income | $586,000 | 8,045 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $416,000 | 8,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $416,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $37,000 | 8,299 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,134 |
| Net operating income | $391,210 | 8,253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 7,162 |
| Total interest expense | $2,018,000 | 7,075 |
| Net interest income | $2,251,000 | 7,120 |
| Provision for loan and lease losses | $385,000 | 3,542 |
| Total noninterest income | $315,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,971,000 | 6,454 |
| Salaries and employee benefits | $924,000 | 6,486 |
| Premises and equipment expense | $509,000 | 3,907 |
| Additional noninterest expense | $538,000 | 8,106 |
| Pre-tax net operating income | $210,000 | 10,980 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $235,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,797 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,700 | 10,871 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.