Home > Peoples Bank of Unity > Income and Expense
Peoples Bank of Unity, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,009,000 | 1,597 |
| Total interest expense | $7,044,000 | 2,199 |
| Net interest income | $13,965,000 | 1,275 |
| Provision for loan and lease losses | $875,000 | 1,129 |
| Total noninterest income | $754,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $427,000 | 3,150 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $6,887,000 | 2,030 |
| Salaries and employee benefits | $3,168,000 | 2,107 |
| Premises and equipment expense | $1,217,000 | 1,668 |
| Additional noninterest expense | $2,502,000 | 2,005 |
| Pre-tax net operating income | $6,957,000 | 1,077 |
| Securities gains (losses) | $51,000 | 1,313 |
| Applicable income taxes | $2,015,000 | 1,221 |
| Income before extraordinary items | $4,993,000 | 1,048 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,993,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,998 |
| Cash dividends | $1,453,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,956,790 | 1,034 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,995,000 | 1,693 |
| Total interest expense | $7,679,000 | 2,037 |
| Net interest income | $12,316,000 | 1,455 |
| Provision for loan and lease losses | $520,000 | 1,518 |
| Total noninterest income | $883,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $397,000 | 3,392 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $486,000 | 2,931 |
| Total noninterest expense | $6,919,000 | 1,995 |
| Salaries and employee benefits | $3,063,000 | 2,165 |
| Premises and equipment expense | $1,186,000 | 1,702 |
| Additional noninterest expense | $2,670,000 | 1,873 |
| Pre-tax net operating income | $5,760,000 | 1,327 |
| Securities gains (losses) | $128,000 | 848 |
| Applicable income taxes | $1,581,000 | 1,574 |
| Income before extraordinary items | $4,307,000 | 1,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,307,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,202 |
| Cash dividends | $891,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,213,560 | 1,236 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,918,000 | 1,554 |
| Total interest expense | $7,295,000 | 1,718 |
| Net interest income | $12,623,000 | 1,426 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $708,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $377,000 | 3,586 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $331,000 | 3,845 |
| Total noninterest expense | $7,109,000 | 2,010 |
| Salaries and employee benefits | $3,355,000 | 1,987 |
| Premises and equipment expense | $1,031,000 | 1,970 |
| Additional noninterest expense | $2,721,000 | 1,994 |
| Pre-tax net operating income | $6,222,000 | 1,205 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $1,627,000 | 1,441 |
| Income before extraordinary items | $4,594,000 | 1,105 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,594,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $810,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,594,740 | 1,109 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,211,000 | 1,550 |
| Total interest expense | $7,479,000 | 1,757 |
| Net interest income | $12,732,000 | 1,425 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $565,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $341,000 | 3,979 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $224,000 | 5,331 |
| Total noninterest expense | $6,363,000 | 2,278 |
| Salaries and employee benefits | $2,925,000 | 2,276 |
| Premises and equipment expense | $1,001,000 | 2,050 |
| Additional noninterest expense | $2,437,000 | 2,292 |
| Pre-tax net operating income | $6,869,000 | 1,033 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $1,806,000 | 1,323 |
| Income before extraordinary items | $5,078,000 | 1,014 |
| Extraordinary gains, net | $-7,000 | 12,262 |
| Net income | $5,071,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $670,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,066,900 | 952 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,533,000 | 1,921 |
| Total interest expense | $7,843,000 | 2,169 |
| Net interest income | $10,690,000 | 1,720 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $533,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $307,000 | 4,362 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $226,000 | 5,284 |
| Total noninterest expense | $5,520,000 | 2,618 |
| Salaries and employee benefits | $2,381,000 | 2,725 |
| Premises and equipment expense | $951,000 | 2,193 |
| Additional noninterest expense | $2,188,000 | 2,609 |
| Pre-tax net operating income | $5,593,000 | 1,160 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $1,375,000 | 1,557 |
| Income before extraordinary items | $4,235,000 | 1,113 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,235,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $648,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,222,250 | 1,025 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.