Home > Peoples Bank of Unity > Assets and Liabilities
Peoples Bank of Unity, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 105 | 1,770 |
| Assets and Liabilities | ||
| Total Assets: | $291,174,000 | 1,615 |
| Cash and due from depository institutions | $7,391,000 | 1,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $118,116,000 | 1,021 |
| Federal funds sold & reverse repurchase agreements | $6,465,000 | 2,032 |
| Net loans & leases | $152,322,000 | 1,911 |
| Loan loss allowance | $1,686,000 | 2,208 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,112,000 | 1,924 |
| Other real estate owned | $122,000 | 1,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,646,000 | 2,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,174,000 | 1,615 |
| Total liabilities | $241,332,000 | 1,733 |
| Total deposits | $238,165,000 | 1,610 |
| Interest-bearing deposits | $194,591,000 | 1,718 |
| Deposits held in domestic offices | $238,165,000 | 1,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $225,000 | 4,481 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,942,000 | 1,490 |
| Total equity capital | $49,842,000 | 926 |
| Total bank equity capital | $49,842,000 | 926 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,156,000 | 3,122 |
| Surplus | $13,544,000 | 1,248 |
| Undivided profits | $35,142,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,988,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,306 |
| Income earned, not collected on loans | $785,000 | 2,902 |
| Earning assets | $276,903,000 | 1,563 |
| Long-term assets (5+ years) | $145,875,000 | 525 |
| Average Assets, year-to-date | $288,516,800 | 1,565 |
| Average Assets, quarterly | $289,608,000 | 1,604 |
| Volatile liabilities | $12,414,000 | 4,179 |
| Insider loans | $10,239,000 | 423 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,353,000 | 1,906 |
| Tier 1 (core) risk-based capital | $47,836,000 | 904 |
| Tier 2 risk-based capital | $1,686,000 | 1,858 |
| Total risk weighted assets | $156,945,300 | 1,805 |
| Total unused commitments | $22,353,000 | 1,920 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 106 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $287,068,000 | 1,644 |
| Cash and due from depository institutions | $6,625,000 | 1,820 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $139,892,000 | 909 |
| Federal funds sold & reverse repurchase agreements | $7,340,000 | 2,011 |
| Net loans & leases | $125,436,000 | 2,219 |
| Loan loss allowance | $1,127,000 | 3,175 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,480,000 | 1,719 |
| Other real estate owned | $434,000 | 1,820 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,861,000 | 2,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,068,000 | 1,644 |
| Total liabilities | $239,961,000 | 1,771 |
| Total deposits | $236,937,000 | 1,650 |
| Interest-bearing deposits | $197,210,000 | 1,721 |
| Deposits held in domestic offices | $236,937,000 | 1,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $520,000 | 3,395 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,504,000 | 1,761 |
| Total equity capital | $47,107,000 | 997 |
| Total bank equity capital | $47,107,000 | 997 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,157,000 | 3,243 |
| Surplus | $13,544,000 | 1,243 |
| Undivided profits | $32,406,000 | 806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,904,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $837,000 | 2,796 |
| Earning assets | $272,668,000 | 1,602 |
| Long-term assets (5+ years) | $114,810,000 | 609 |
| Average Assets, year-to-date | $286,465,400 | 1,592 |
| Average Assets, quarterly | $285,183,000 | 1,637 |
| Volatile liabilities | $9,536,000 | 4,700 |
| Insider loans | $965,000 | 3,818 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,394,000 | 2,510 |
| Tier 1 (core) risk-based capital | $44,297,000 | 1,003 |
| Tier 2 risk-based capital | $1,127,000 | 2,620 |
| Total risk weighted assets | $145,165,700 | 1,917 |
| Total unused commitments | $14,394,000 | 2,522 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 111 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $282,724,000 | 1,625 |
| Cash and due from depository institutions | $7,664,000 | 1,791 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $156,819,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $8,125,000 | 1,133 |
| Net loans & leases | $101,189,000 | 2,627 |
| Loan loss allowance | $738,000 | 4,638 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,957,000 | 1,488 |
| Other real estate owned | $280,000 | 1,791 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,690,000 | 2,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,724,000 | 1,625 |
| Total liabilities | $241,409,000 | 1,740 |
| Total deposits | $239,349,000 | 1,585 |
| Interest-bearing deposits | $202,553,000 | 1,632 |
| Deposits held in domestic offices | $239,349,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $784,000 | 3,382 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,276,000 | 2,523 |
| Total equity capital | $41,315,000 | 1,015 |
| Total bank equity capital | $41,315,000 | 1,015 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,157,000 | 3,363 |
| Surplus | $13,544,000 | 1,177 |
| Undivided profits | $26,614,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,972,000 | 1,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $612,000 | 3,389 |
| Earning assets | $266,133,000 | 1,585 |
| Long-term assets (5+ years) | $92,951,000 | 710 |
| Average Assets, year-to-date | $287,717,600 | 1,563 |
| Average Assets, quarterly | $283,929,500 | 1,617 |
| Volatile liabilities | $3,926,000 | 7,588 |
| Insider loans | $454,000 | 5,980 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,163,000 | 2,454 |
| Tier 1 (core) risk-based capital | $40,881,000 | 1,013 |
| Tier 2 risk-based capital | $738,000 | 3,820 |
| Total risk weighted assets | $125,949,000 | 2,153 |
| Total unused commitments | $14,163,000 | 2,465 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 104 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $293,491,000 | 1,594 |
| Cash and due from depository institutions | $8,677,000 | 2,015 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $170,831,000 | 819 |
| Federal funds sold & reverse repurchase agreements | $11,935,000 | 1,124 |
| Net loans & leases | $93,732,000 | 2,756 |
| Loan loss allowance | $762,000 | 4,653 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,217,000 | 1,727 |
| Other real estate owned | $103,000 | 2,015 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,996,000 | 1,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,491,000 | 1,594 |
| Total liabilities | $256,394,000 | 1,670 |
| Total deposits | $253,668,000 | 1,569 |
| Interest-bearing deposits | $219,517,000 | 1,564 |
| Deposits held in domestic offices | $253,668,000 | 1,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,726,000 | 1,433 |
| Total equity capital | $37,097,000 | 1,110 |
| Total bank equity capital | $37,097,000 | 1,110 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,157,000 | 3,461 |
| Surplus | $13,544,000 | 1,119 |
| Undivided profits | $22,396,000 | 1,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 3,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $633,000 | 2,848 |
| Earning assets | $276,498,000 | 1,561 |
| Long-term assets (5+ years) | $117,720,000 | 596 |
| Average Assets, year-to-date | $277,169,400 | 1,643 |
| Average Assets, quarterly | $289,646,500 | 1,598 |
| Volatile liabilities | $4,297,000 | 7,070 |
| Insider loans | $457,000 | 5,994 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,040,000 | 2,874 |
| Tier 1 (core) risk-based capital | $37,097,000 | 1,082 |
| Tier 2 risk-based capital | $762,000 | 3,675 |
| Total risk weighted assets | $119,217,300 | 2,235 |
| Total unused commitments | $11,040,000 | 2,896 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 92 | 2,352 |
| Assets and Liabilities | ||
| Total Assets: | $259,919,000 | 1,832 |
| Cash and due from depository institutions | $9,370,000 | 2,352 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $161,723,000 | 845 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $80,275,000 | 3,253 |
| Loan loss allowance | $757,000 | 4,710 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,475,000 | 1,643 |
| Other real estate owned | $31,000 | 2,352 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,045,000 | 1,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,919,000 | 1,832 |
| Total liabilities | $227,223,000 | 1,928 |
| Total deposits | $225,125,000 | 1,837 |
| Interest-bearing deposits | $194,984,000 | 1,849 |
| Deposits held in domestic offices | $225,125,000 | 1,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,098,000 | 1,795 |
| Total equity capital | $32,696,000 | 1,184 |
| Total bank equity capital | $32,696,000 | 1,184 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,157,000 | 3,613 |
| Surplus | $13,544,000 | 1,086 |
| Undivided profits | $17,995,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,518,000 | 2,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $699,000 | 2,849 |
| Earning assets | $241,998,000 | 1,807 |
| Long-term assets (5+ years) | $122,394,000 | 512 |
| Average Assets, year-to-date | $234,865,600 | 1,980 |
| Average Assets, quarterly | $255,695,000 | 1,846 |
| Volatile liabilities | $3,718,000 | 7,730 |
| Insider loans | $31,000 | 7,859 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,161,000 | 3,684 |
| Tier 1 (core) risk-based capital | $32,696,000 | 1,164 |
| Tier 2 risk-based capital | $757,000 | 3,713 |
| Total risk weighted assets | $103,876,400 | 2,587 |
| Total unused commitments | $7,161,000 | 3,704 |
| Derivatives | $0 | 651 |