Home > Peoples Bank of the Ozarks > Income and Expense
Peoples Bank of the Ozarks, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 5,254 |
| Total interest expense | $127,000 | 5,741 |
| Net interest income | $1,909,000 | 5,156 |
| Provision for loan and lease losses | $350,000 | 1,487 |
| Total noninterest income | $270,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $80,000 | 4,961 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $190,000 | 4,274 |
| Total noninterest expense | $1,322,000 | 5,495 |
| Salaries and employee benefits | $695,000 | 5,514 |
| Premises and equipment expense | $235,000 | 4,641 |
| Additional noninterest expense | $392,000 | 5,627 |
| Pre-tax net operating income | $507,000 | 4,774 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $188,000 | 2,856 |
| Income before extraordinary items | $319,000 | 5,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $319,000 | 5,174 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $319,000 | 5,176 |
| Net charge-offs | $-35,000 | 5,938 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $319,000 | 5,125 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 2,284 |
| Total interest expense | $781,000 | 1,878 |
| Net interest income | $4,495,000 | 2,350 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $753,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $220,000 | 2,499 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $533,000 | 2,230 |
| Total noninterest expense | $3,931,000 | 2,361 |
| Salaries and employee benefits | $2,458,000 | 2,101 |
| Premises and equipment expense | $627,000 | 1,872 |
| Additional noninterest expense | $846,000 | 3,284 |
| Pre-tax net operating income | $1,317,000 | 2,475 |
| Securities gains (losses) | $-163,000 | 6,572 |
| Applicable income taxes | $428,000 | 1,705 |
| Income before extraordinary items | $726,000 | 3,269 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $726,000 | 3,275 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $726,000 | 3,275 |
| Net charge-offs | $323,000 | 1,204 |
| Cash dividends | $1,058,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $830,320 | 2,954 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 2,314 |
| Total interest expense | $398,000 | 1,870 |
| Net interest income | $2,214,000 | 2,380 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $417,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $107,000 | 2,533 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $310,000 | 1,956 |
| Total noninterest expense | $2,023,000 | 2,317 |
| Salaries and employee benefits | $1,255,000 | 2,067 |
| Premises and equipment expense | $316,000 | 1,897 |
| Additional noninterest expense | $452,000 | 3,136 |
| Pre-tax net operating income | $608,000 | 2,551 |
| Securities gains (losses) | $-163,000 | 6,676 |
| Applicable income taxes | $165,000 | 1,908 |
| Income before extraordinary items | $280,000 | 3,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $280,000 | 3,668 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $280,000 | 3,669 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $616,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $384,320 | 3,042 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,028,000 | 2,213 |
| Total interest expense | $1,925,000 | 1,767 |
| Net interest income | $9,103,000 | 2,311 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,292,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $464,000 | 2,531 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $828,000 | 2,632 |
| Total noninterest expense | $8,061,000 | 2,315 |
| Salaries and employee benefits | $4,906,000 | 2,084 |
| Premises and equipment expense | $1,306,000 | 1,787 |
| Additional noninterest expense | $1,849,000 | 3,149 |
| Pre-tax net operating income | $2,334,000 | 2,576 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $887,000 | 1,580 |
| Income before extraordinary items | $1,447,000 | 3,220 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,447,000 | 3,223 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,447,000 | 3,224 |
| Net charge-offs | $403,000 | 2,250 |
| Cash dividends | $799,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,447,000 | 3,161 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,372,000 | 2,201 |
| Total interest expense | $1,465,000 | 1,792 |
| Net interest income | $6,907,000 | 2,266 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $959,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $352,000 | 2,528 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $607,000 | 2,721 |
| Total noninterest expense | $6,019,000 | 2,342 |
| Salaries and employee benefits | $3,684,000 | 2,072 |
| Premises and equipment expense | $961,000 | 1,824 |
| Additional noninterest expense | $1,374,000 | 3,172 |
| Pre-tax net operating income | $1,847,000 | 2,573 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $684,000 | 1,599 |
| Income before extraordinary items | $1,163,000 | 3,132 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,163,000 | 3,136 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,163,000 | 3,136 |
| Net charge-offs | $441,000 | 1,719 |
| Cash dividends | $600,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,163,000 | 3,060 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 2,172 |
| Total interest expense | $998,000 | 1,785 |
| Net interest income | $4,686,000 | 2,221 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $628,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $232,000 | 2,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $396,000 | 2,815 |
| Total noninterest expense | $3,996,000 | 2,346 |
| Salaries and employee benefits | $2,476,000 | 2,069 |
| Premises and equipment expense | $632,000 | 1,841 |
| Additional noninterest expense | $888,000 | 3,241 |
| Pre-tax net operating income | $1,318,000 | 2,427 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $488,000 | 1,539 |
| Income before extraordinary items | $830,000 | 2,993 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $830,000 | 2,995 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $830,000 | 2,996 |
| Net charge-offs | $390,000 | 1,463 |
| Cash dividends | $400,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $830,000 | 2,900 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 2,157 |
| Total interest expense | $518,000 | 1,774 |
| Net interest income | $2,359,000 | 2,225 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $385,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $109,000 | 2,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $276,000 | 2,336 |
| Total noninterest expense | $2,044,000 | 2,324 |
| Salaries and employee benefits | $1,222,000 | 2,105 |
| Premises and equipment expense | $314,000 | 1,883 |
| Additional noninterest expense | $508,000 | 2,951 |
| Pre-tax net operating income | $700,000 | 2,270 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $260,000 | 1,478 |
| Income before extraordinary items | $440,000 | 2,843 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $440,000 | 2,845 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $440,000 | 2,845 |
| Net charge-offs | $406,000 | 875 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $440,000 | 2,746 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,896,000 | 2,030 |
| Total interest expense | $2,870,000 | 1,546 |
| Net interest income | $10,026,000 | 2,147 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $727,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $467,000 | 2,628 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $260,000 | 4,247 |
| Total noninterest expense | $7,904,000 | 2,400 |
| Salaries and employee benefits | $4,596,000 | 2,176 |
| Premises and equipment expense | $1,370,000 | 1,721 |
| Additional noninterest expense | $1,938,000 | 3,166 |
| Pre-tax net operating income | $2,849,000 | 2,183 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,056,000 | 1,426 |
| Income before extraordinary items | $1,793,000 | 2,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,793,000 | 2,795 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,793,000 | 2,794 |
| Net charge-offs | $2,194,000 | 1,089 |
| Cash dividends | $973,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,793,000 | 2,673 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,826,000 | 2,037 |
| Total interest expense | $2,272,000 | 1,535 |
| Net interest income | $7,554,000 | 2,173 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $370,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $352,000 | 2,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,348 |
| Total noninterest expense | $5,839,000 | 2,434 |
| Salaries and employee benefits | $3,425,000 | 2,174 |
| Premises and equipment expense | $1,038,000 | 1,710 |
| Additional noninterest expense | $1,376,000 | 3,326 |
| Pre-tax net operating income | $2,085,000 | 2,279 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $780,000 | 1,462 |
| Income before extraordinary items | $1,305,000 | 2,904 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,305,000 | 2,904 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,305,000 | 2,903 |
| Net charge-offs | $2,179,000 | 869 |
| Cash dividends | $672,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,305,000 | 2,766 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 2,018 |
| Total interest expense | $1,619,000 | 1,497 |
| Net interest income | $5,026,000 | 2,177 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-11,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $235,000 | 2,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-246,000 | 7,095 |
| Total noninterest expense | $3,881,000 | 2,431 |
| Salaries and employee benefits | $2,253,000 | 2,210 |
| Premises and equipment expense | $692,000 | 1,703 |
| Additional noninterest expense | $936,000 | 3,294 |
| Pre-tax net operating income | $1,134,000 | 2,615 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $414,000 | 1,682 |
| Income before extraordinary items | $720,000 | 3,277 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $720,000 | 3,276 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $720,000 | 3,278 |
| Net charge-offs | $1,697,000 | 776 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $720,000 | 3,107 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 2,017 |
| Total interest expense | $847,000 | 1,483 |
| Net interest income | $2,495,000 | 2,193 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $347,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $232,000 | 2,436 |
| Total noninterest expense | $1,923,000 | 2,453 |
| Salaries and employee benefits | $1,093,000 | 2,275 |
| Premises and equipment expense | $349,000 | 1,707 |
| Additional noninterest expense | $481,000 | 3,194 |
| Pre-tax net operating income | $919,000 | 1,808 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $335,000 | 1,208 |
| Income before extraordinary items | $584,000 | 2,308 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $584,000 | 2,310 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $584,000 | 2,311 |
| Net charge-offs | $1,200,000 | 596 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $584,000 | 2,191 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,477,000 | 1,950 |
| Total interest expense | $4,118,000 | 1,469 |
| Net interest income | $10,359,000 | 2,110 |
| Provision for loan and lease losses | $4,660,000 | 829 |
| Total noninterest income | $1,830,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $525,000 | 2,466 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,305,000 | 1,795 |
| Total noninterest expense | $8,189,000 | 2,319 |
| Salaries and employee benefits | $4,586,000 | 2,107 |
| Premises and equipment expense | $1,533,000 | 1,616 |
| Additional noninterest expense | $2,070,000 | 3,042 |
| Pre-tax net operating income | $-660,000 | 6,469 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-273,000 | 6,971 |
| Income before extraordinary items | $-387,000 | 6,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-387,000 | 6,431 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-387,000 | 6,430 |
| Net charge-offs | $3,650,000 | 1,052 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-387,000 | 6,383 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,999,000 | 1,948 |
| Total interest expense | $3,134,000 | 1,504 |
| Net interest income | $7,865,000 | 2,094 |
| Provision for loan and lease losses | $3,935,000 | 753 |
| Total noninterest income | $1,605,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $397,000 | 2,463 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,208,000 | 1,553 |
| Total noninterest expense | $6,249,000 | 2,289 |
| Salaries and employee benefits | $3,477,000 | 2,084 |
| Premises and equipment expense | $1,174,000 | 1,602 |
| Additional noninterest expense | $1,598,000 | 2,973 |
| Pre-tax net operating income | $-714,000 | 6,695 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-279,000 | 7,133 |
| Income before extraordinary items | $-435,000 | 6,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-435,000 | 6,664 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-435,000 | 6,664 |
| Net charge-offs | $3,053,000 | 944 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-435,000 | 6,609 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,476,000 | 1,920 |
| Total interest expense | $2,112,000 | 1,547 |
| Net interest income | $5,364,000 | 2,045 |
| Provision for loan and lease losses | $2,450,000 | 789 |
| Total noninterest income | $1,271,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $265,000 | 2,438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,006,000 | 1,332 |
| Total noninterest expense | $4,224,000 | 2,270 |
| Salaries and employee benefits | $2,337,000 | 2,085 |
| Premises and equipment expense | $765,000 | 1,658 |
| Additional noninterest expense | $1,122,000 | 2,898 |
| Pre-tax net operating income | $-39,000 | 6,306 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-29,000 | 6,969 |
| Income before extraordinary items | $-10,000 | 6,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-10,000 | 6,333 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-10,000 | 6,333 |
| Net charge-offs | $1,772,000 | 997 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-10,000 | 6,266 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 1,933 |
| Total interest expense | $1,072,000 | 1,586 |
| Net interest income | $2,663,000 | 2,048 |
| Provision for loan and lease losses | $1,800,000 | 559 |
| Total noninterest income | $972,000 | 1,240 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $131,000 | 2,442 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $841,000 | 927 |
| Total noninterest expense | $2,197,000 | 2,191 |
| Salaries and employee benefits | $1,181,000 | 2,072 |
| Premises and equipment expense | $396,000 | 1,621 |
| Additional noninterest expense | $620,000 | 2,656 |
| Pre-tax net operating income | $-362,000 | 7,000 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-149,000 | 7,344 |
| Income before extraordinary items | $-213,000 | 6,903 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-213,000 | 6,903 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-213,000 | 6,903 |
| Net charge-offs | $1,487,000 | 652 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-213,000 | 6,893 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,913,000 | 1,785 |
| Total interest expense | $5,813,000 | 1,430 |
| Net interest income | $11,100,000 | 1,957 |
| Provision for loan and lease losses | $3,675,000 | 1,408 |
| Total noninterest income | $1,628,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $690,000 | 2,063 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $938,000 | 2,249 |
| Total noninterest expense | $8,968,000 | 2,163 |
| Salaries and employee benefits | $4,696,000 | 2,061 |
| Premises and equipment expense | $1,525,000 | 1,686 |
| Additional noninterest expense | $2,747,000 | 2,470 |
| Pre-tax net operating income | $85,000 | 5,521 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $12,000 | 4,176 |
| Income before extraordinary items | $73,000 | 5,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 5,706 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $73,000 | 5,706 |
| Net charge-offs | $5,008,000 | 1,014 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $73,000 | 5,568 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,891,000 | 1,792 |
| Total interest expense | $4,594,000 | 1,411 |
| Net interest income | $8,297,000 | 1,987 |
| Provision for loan and lease losses | $2,900,000 | 1,293 |
| Total noninterest income | $1,241,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $534,000 | 2,077 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $707,000 | 2,250 |
| Total noninterest expense | $6,904,000 | 2,098 |
| Salaries and employee benefits | $3,534,000 | 2,043 |
| Premises and equipment expense | $1,214,000 | 1,603 |
| Additional noninterest expense | $2,156,000 | 2,333 |
| Pre-tax net operating income | $-266,000 | 6,367 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-112,000 | 7,097 |
| Income before extraordinary items | $-154,000 | 6,387 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-154,000 | 6,387 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-154,000 | 6,386 |
| Net charge-offs | $2,630,000 | 1,263 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-154,000 | 6,294 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,633,000 | 1,809 |
| Total interest expense | $3,208,000 | 1,398 |
| Net interest income | $5,425,000 | 2,036 |
| Provision for loan and lease losses | $2,600,000 | 1,055 |
| Total noninterest income | $842,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $370,000 | 2,007 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $472,000 | 2,174 |
| Total noninterest expense | $4,740,000 | 2,052 |
| Salaries and employee benefits | $2,344,000 | 2,074 |
| Premises and equipment expense | $817,000 | 1,604 |
| Additional noninterest expense | $1,579,000 | 2,160 |
| Pre-tax net operating income | $-1,073,000 | 7,044 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-411,000 | 7,448 |
| Income before extraordinary items | $-662,000 | 6,944 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-662,000 | 6,944 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-662,000 | 6,944 |
| Net charge-offs | $1,302,000 | 1,495 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-662,000 | 6,907 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 1,887 |
| Total interest expense | $1,653,000 | 1,423 |
| Net interest income | $2,593,000 | 2,152 |
| Provision for loan and lease losses | $2,000,000 | 755 |
| Total noninterest income | $408,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $178,000 | 2,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $230,000 | 2,191 |
| Total noninterest expense | $2,486,000 | 1,984 |
| Salaries and employee benefits | $1,189,000 | 2,071 |
| Premises and equipment expense | $411,000 | 1,645 |
| Additional noninterest expense | $886,000 | 1,927 |
| Pre-tax net operating income | $-1,485,000 | 7,518 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-550,000 | 7,718 |
| Income before extraordinary items | $-935,000 | 7,448 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-935,000 | 7,448 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-935,000 | 7,449 |
| Net charge-offs | $1,007,000 | 1,036 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-935,000 | 7,439 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,127,000 | 1,871 |
| Total interest expense | $8,736,000 | 1,376 |
| Net interest income | $9,391,000 | 2,323 |
| Provision for loan and lease losses | $8,250,000 | 1,002 |
| Total noninterest income | $1,197,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $824,000 | 2,012 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $373,000 | 3,659 |
| Total noninterest expense | $8,751,000 | 2,263 |
| Salaries and employee benefits | $4,432,000 | 2,220 |
| Premises and equipment expense | $1,597,000 | 1,692 |
| Additional noninterest expense | $2,722,000 | 2,556 |
| Pre-tax net operating income | $-6,413,000 | 7,306 |
| Securities gains (losses) | $45,000 | 2,689 |
| Applicable income taxes | $-2,427,000 | 7,571 |
| Income before extraordinary items | $-3,941,000 | 7,149 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,941,000 | 7,149 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,941,000 | 7,148 |
| Net charge-offs | $6,386,000 | 960 |
| Cash dividends | $71,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,969,800 | 7,152 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,763,000 | 1,885 |
| Total interest expense | $6,831,000 | 1,385 |
| Net interest income | $6,932,000 | 2,348 |
| Provision for loan and lease losses | $4,000,000 | 1,230 |
| Total noninterest income | $1,290,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $614,000 | 2,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $676,000 | 2,340 |
| Total noninterest expense | $6,451,000 | 2,299 |
| Salaries and employee benefits | $3,264,000 | 2,285 |
| Premises and equipment expense | $1,222,000 | 1,677 |
| Additional noninterest expense | $1,965,000 | 2,612 |
| Pre-tax net operating income | $-2,229,000 | 7,110 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-826,000 | 7,494 |
| Income before extraordinary items | $-1,403,000 | 6,961 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,403,000 | 6,962 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,403,000 | 6,962 |
| Net charge-offs | $2,912,000 | 1,199 |
| Cash dividends | $71,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,403,000 | 6,941 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 1,928 |
| Total interest expense | $4,775,000 | 1,394 |
| Net interest income | $4,405,000 | 2,449 |
| Provision for loan and lease losses | $1,790,000 | 1,507 |
| Total noninterest income | $856,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $390,000 | 2,068 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $466,000 | 2,312 |
| Total noninterest expense | $4,261,000 | 2,347 |
| Salaries and employee benefits | $2,122,000 | 2,387 |
| Premises and equipment expense | $820,000 | 1,694 |
| Additional noninterest expense | $1,319,000 | 2,614 |
| Pre-tax net operating income | $-790,000 | 6,889 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-293,000 | 7,410 |
| Income before extraordinary items | $-497,000 | 6,770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-497,000 | 6,771 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-497,000 | 6,771 |
| Net charge-offs | $631,000 | 2,084 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-497,000 | 6,746 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 1,954 |
| Total interest expense | $2,415,000 | 1,429 |
| Net interest income | $2,161,000 | 2,496 |
| Provision for loan and lease losses | $1,450,000 | 946 |
| Total noninterest income | $410,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $184,000 | 2,105 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $226,000 | 2,346 |
| Total noninterest expense | $2,033,000 | 2,388 |
| Salaries and employee benefits | $987,000 | 2,577 |
| Premises and equipment expense | $407,000 | 1,734 |
| Additional noninterest expense | $639,000 | 2,425 |
| Pre-tax net operating income | $-912,000 | 7,602 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-338,000 | 7,823 |
| Income before extraordinary items | $-574,000 | 7,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-574,000 | 7,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-574,000 | 7,505 |
| Net charge-offs | $286,000 | 1,821 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-574,000 | 7,482 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,028,000 | 1,821 |
| Total interest expense | $10,418,000 | 1,555 |
| Net interest income | $10,610,000 | 2,090 |
| Provision for loan and lease losses | $1,350,000 | 2,280 |
| Total noninterest income | $2,454,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $828,000 | 2,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,626,000 | 1,506 |
| Total noninterest expense | $9,270,000 | 2,079 |
| Salaries and employee benefits | $5,434,000 | 1,866 |
| Premises and equipment expense | $1,594,000 | 1,727 |
| Additional noninterest expense | $2,242,000 | 2,571 |
| Pre-tax net operating income | $2,444,000 | 2,136 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $853,000 | 1,343 |
| Income before extraordinary items | $1,591,000 | 2,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,591,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 2,635 |
| Cash dividends | $1,627,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,591,000 | 2,548 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,918,000 | 1,844 |
| Total interest expense | $7,937,000 | 1,589 |
| Net interest income | $7,981,000 | 2,097 |
| Provision for loan and lease losses | $1,150,000 | 1,688 |
| Total noninterest income | $1,945,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $616,000 | 2,096 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,329,000 | 1,482 |
| Total noninterest expense | $6,957,000 | 2,064 |
| Salaries and employee benefits | $4,209,000 | 1,843 |
| Premises and equipment expense | $1,180,000 | 1,747 |
| Additional noninterest expense | $1,568,000 | 2,663 |
| Pre-tax net operating income | $1,819,000 | 2,468 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $734,000 | 1,470 |
| Income before extraordinary items | $1,085,000 | 2,943 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,085,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 2,046 |
| Cash dividends | $1,220,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,085,000 | 3,089 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 1,850 |
| Total interest expense | $5,318,000 | 1,652 |
| Net interest income | $5,467,000 | 2,036 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $1,508,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $409,000 | 2,065 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,099,000 | 1,314 |
| Total noninterest expense | $4,725,000 | 2,030 |
| Salaries and employee benefits | $2,990,000 | 1,748 |
| Premises and equipment expense | $771,000 | 1,776 |
| Additional noninterest expense | $964,000 | 2,839 |
| Pre-tax net operating income | $2,125,000 | 1,602 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $850,000 | 1,071 |
| Income before extraordinary items | $1,275,000 | 2,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,275,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,967 |
| Cash dividends | $812,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,275,000 | 2,029 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 1,788 |
| Total interest expense | $2,807,000 | 1,679 |
| Net interest income | $2,934,000 | 1,903 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $1,455,000 | 990 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $197,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,258,000 | 706 |
| Total noninterest expense | $2,222,000 | 2,155 |
| Salaries and employee benefits | $1,374,000 | 1,915 |
| Premises and equipment expense | $392,000 | 1,751 |
| Additional noninterest expense | $456,000 | 2,941 |
| Pre-tax net operating income | $2,142,000 | 881 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $805,000 | 689 |
| Income before extraordinary items | $1,337,000 | 1,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,337,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,065 |
| Cash dividends | $407,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,337,000 | 1,093 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,092,000 | 1,769 |
| Total interest expense | $11,499,000 | 1,743 |
| Net interest income | $12,593,000 | 1,794 |
| Provision for loan and lease losses | $1,559,000 | 1,023 |
| Total noninterest income | $4,495,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $951,000 | 1,852 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,544,000 | 896 |
| Total noninterest expense | $8,631,000 | 2,133 |
| Salaries and employee benefits | $5,283,000 | 1,900 |
| Premises and equipment expense | $1,530,000 | 1,714 |
| Additional noninterest expense | $1,818,000 | 2,902 |
| Pre-tax net operating income | $6,898,000 | 1,235 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,460,000 | 943 |
| Income before extraordinary items | $4,438,000 | 1,449 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,438,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,375 |
| Cash dividends | $1,627,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,438,000 | 1,435 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,948,000 | 1,787 |
| Total interest expense | $8,459,000 | 1,774 |
| Net interest income | $9,489,000 | 1,792 |
| Provision for loan and lease losses | $391,000 | 1,893 |
| Total noninterest income | $2,347,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $691,000 | 1,881 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,656,000 | 1,292 |
| Total noninterest expense | $6,413,000 | 2,118 |
| Salaries and employee benefits | $4,015,000 | 1,870 |
| Premises and equipment expense | $1,293,000 | 1,535 |
| Additional noninterest expense | $1,105,000 | 3,417 |
| Pre-tax net operating income | $5,032,000 | 1,354 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,900,000 | 1,006 |
| Income before extraordinary items | $3,132,000 | 1,615 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,132,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,180 |
| Cash dividends | $1,220,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,132,000 | 1,604 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,811,000 | 1,822 |
| Total interest expense | $5,476,000 | 1,821 |
| Net interest income | $6,335,000 | 1,812 |
| Provision for loan and lease losses | $133,000 | 2,833 |
| Total noninterest income | $1,024,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $456,000 | 1,898 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $568,000 | 2,074 |
| Total noninterest expense | $4,309,000 | 2,131 |
| Salaries and employee benefits | $2,689,000 | 1,902 |
| Premises and equipment expense | $752,000 | 1,761 |
| Additional noninterest expense | $868,000 | 2,974 |
| Pre-tax net operating income | $2,917,000 | 1,584 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,106,000 | 1,185 |
| Income before extraordinary items | $1,811,000 | 1,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,811,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $814,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,811,000 | 1,886 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 1,839 |
| Total interest expense | $2,692,000 | 1,836 |
| Net interest income | $3,155,000 | 1,824 |
| Provision for loan and lease losses | $112,000 | 1,873 |
| Total noninterest income | $425,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $215,000 | 1,942 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $210,000 | 2,471 |
| Total noninterest expense | $2,161,000 | 2,139 |
| Salaries and employee benefits | $1,350,000 | 1,906 |
| Premises and equipment expense | $385,000 | 1,735 |
| Additional noninterest expense | $426,000 | 3,006 |
| Pre-tax net operating income | $1,307,000 | 1,748 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $495,000 | 1,298 |
| Income before extraordinary items | $812,000 | 2,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $812,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $407,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $812,000 | 2,029 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,440,000 | 1,874 |
| Total interest expense | $9,297,000 | 1,799 |
| Net interest income | $12,143,000 | 1,907 |
| Provision for loan and lease losses | $86,000 | 4,944 |
| Total noninterest income | $1,509,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $685,000 | 2,422 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $824,000 | 2,540 |
| Total noninterest expense | $7,983,000 | 2,216 |
| Salaries and employee benefits | $4,871,000 | 2,001 |
| Premises and equipment expense | $1,409,000 | 1,796 |
| Additional noninterest expense | $1,703,000 | 2,960 |
| Pre-tax net operating income | $5,583,000 | 1,722 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,949,000 | 1,363 |
| Income before extraordinary items | $3,634,000 | 1,942 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,634,000 | 1,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,401 |
| Cash dividends | $1,627,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,634,000 | 1,932 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,760,000 | 1,903 |
| Total interest expense | $6,769,000 | 1,796 |
| Net interest income | $8,991,000 | 1,957 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $1,121,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $485,000 | 2,542 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $636,000 | 2,481 |
| Total noninterest expense | $5,927,000 | 2,225 |
| Salaries and employee benefits | $3,627,000 | 2,009 |
| Premises and equipment expense | $1,047,000 | 1,812 |
| Additional noninterest expense | $1,253,000 | 3,004 |
| Pre-tax net operating income | $4,120,000 | 1,790 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,505,000 | 1,390 |
| Income before extraordinary items | $2,615,000 | 2,076 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,615,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,893 |
| Cash dividends | $1,220,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,615,000 | 2,067 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,160,000 | 1,918 |
| Total interest expense | $4,308,000 | 1,787 |
| Net interest income | $5,852,000 | 1,995 |
| Provision for loan and lease losses | $43,000 | 4,644 |
| Total noninterest income | $735,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $315,000 | 2,571 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $420,000 | 2,487 |
| Total noninterest expense | $3,948,000 | 2,236 |
| Salaries and employee benefits | $2,393,000 | 2,044 |
| Premises and equipment expense | $701,000 | 1,801 |
| Additional noninterest expense | $854,000 | 2,954 |
| Pre-tax net operating income | $2,596,000 | 1,893 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $927,000 | 1,484 |
| Income before extraordinary items | $1,669,000 | 2,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,669,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,757 |
| Cash dividends | $814,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,669,000 | 2,136 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 1,975 |
| Total interest expense | $2,021,000 | 1,805 |
| Net interest income | $2,785,000 | 2,085 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $341,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $150,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $191,000 | 2,569 |
| Total noninterest expense | $1,933,000 | 2,300 |
| Salaries and employee benefits | $1,179,000 | 2,089 |
| Premises and equipment expense | $344,000 | 1,837 |
| Additional noninterest expense | $410,000 | 3,054 |
| Pre-tax net operating income | $1,193,000 | 1,985 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $399,000 | 1,654 |
| Income before extraordinary items | $794,000 | 2,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $407,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $794,000 | 2,186 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,553,000 | 2,018 |
| Total interest expense | $5,636,000 | 1,998 |
| Net interest income | $10,917,000 | 2,027 |
| Provision for loan and lease losses | $2,000 | 7,079 |
| Total noninterest income | $2,511,000 | 1,859 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $879,000 | 1,948 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,632,000 | 1,560 |
| Total noninterest expense | $7,740,000 | 2,154 |
| Salaries and employee benefits | $4,669,000 | 1,974 |
| Premises and equipment expense | $1,367,000 | 1,772 |
| Additional noninterest expense | $1,704,000 | 2,911 |
| Pre-tax net operating income | $5,686,000 | 1,647 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,036,000 | 1,342 |
| Income before extraordinary items | $3,650,000 | 1,885 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,650,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $1,433,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,650,000 | 1,862 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,163,000 | 2,006 |
| Total interest expense | $3,984,000 | 1,999 |
| Net interest income | $8,179,000 | 2,020 |
| Provision for loan and lease losses | $2,000 | 6,852 |
| Total noninterest income | $2,211,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $682,000 | 1,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,529,000 | 1,344 |
| Total noninterest expense | $5,854,000 | 2,116 |
| Salaries and employee benefits | $3,573,000 | 1,921 |
| Premises and equipment expense | $1,015,000 | 1,778 |
| Additional noninterest expense | $1,266,000 | 2,900 |
| Pre-tax net operating income | $4,534,000 | 1,575 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,626,000 | 1,288 |
| Income before extraordinary items | $2,908,000 | 1,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,908,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $1,047,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,908,000 | 1,769 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 1,997 |
| Total interest expense | $2,479,000 | 2,006 |
| Net interest income | $5,438,000 | 1,997 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $719,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $450,000 | 1,857 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $269,000 | 3,263 |
| Total noninterest expense | $3,985,000 | 2,059 |
| Salaries and employee benefits | $2,429,000 | 1,879 |
| Premises and equipment expense | $683,000 | 1,754 |
| Additional noninterest expense | $873,000 | 2,798 |
| Pre-tax net operating income | $2,170,000 | 2,059 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $771,000 | 1,667 |
| Income before extraordinary items | $1,399,000 | 2,343 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,399,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $662,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,399,000 | 2,316 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 2,031 |
| Total interest expense | $1,138,000 | 2,072 |
| Net interest income | $2,674,000 | 2,020 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $253,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $152,000 | 2,533 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $101,000 | 3,720 |
| Total noninterest expense | $1,971,000 | 2,100 |
| Salaries and employee benefits | $1,234,000 | 1,860 |
| Premises and equipment expense | $347,000 | 1,731 |
| Additional noninterest expense | $390,000 | 3,088 |
| Pre-tax net operating income | $954,000 | 2,252 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $343,000 | 1,799 |
| Income before extraordinary items | $611,000 | 2,573 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $611,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $331,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $611,000 | 2,534 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,752,000 | 2,064 |
| Total interest expense | $3,446,000 | 2,335 |
| Net interest income | $10,306,000 | 1,970 |
| Provision for loan and lease losses | $669,000 | 1,514 |
| Total noninterest income | $964,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $684,000 | 2,424 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $280,000 | 4,403 |
| Total noninterest expense | $7,418,000 | 2,147 |
| Salaries and employee benefits | $4,554,000 | 1,918 |
| Premises and equipment expense | $1,330,000 | 1,732 |
| Additional noninterest expense | $1,534,000 | 3,074 |
| Pre-tax net operating income | $3,183,000 | 2,457 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $1,133,000 | 1,977 |
| Income before extraordinary items | $2,064,000 | 2,829 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,064,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,886 |
| Cash dividends | $1,266,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,054,900 | 2,783 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,061,000 | 2,105 |
| Total interest expense | $2,535,000 | 2,327 |
| Net interest income | $7,526,000 | 1,997 |
| Provision for loan and lease losses | $552,000 | 1,326 |
| Total noninterest income | $715,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $524,000 | 2,402 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $191,000 | 4,599 |
| Total noninterest expense | $5,448,000 | 2,177 |
| Salaries and employee benefits | $3,380,000 | 1,933 |
| Premises and equipment expense | $982,000 | 1,763 |
| Additional noninterest expense | $1,086,000 | 3,185 |
| Pre-tax net operating income | $2,241,000 | 2,611 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $837,000 | 2,039 |
| Income before extraordinary items | $1,404,000 | 3,136 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,404,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,418 |
| Cash dividends | $950,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,404,000 | 3,063 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 2,127 |
| Total interest expense | $1,671,000 | 2,324 |
| Net interest income | $4,915,000 | 2,030 |
| Provision for loan and lease losses | $313,000 | 1,481 |
| Total noninterest income | $444,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $351,000 | 2,383 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $3,616,000 | 2,189 |
| Salaries and employee benefits | $2,241,000 | 1,941 |
| Premises and equipment expense | $639,000 | 1,810 |
| Additional noninterest expense | $736,000 | 3,166 |
| Pre-tax net operating income | $1,430,000 | 2,688 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $520,000 | 2,136 |
| Income before extraordinary items | $910,000 | 3,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $910,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $633,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $910,000 | 3,090 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 2,146 |
| Total interest expense | $836,000 | 2,348 |
| Net interest income | $2,420,000 | 2,070 |
| Provision for loan and lease losses | $124,000 | 1,770 |
| Total noninterest income | $263,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $170,000 | 2,405 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $1,827,000 | 2,184 |
| Salaries and employee benefits | $1,135,000 | 1,931 |
| Premises and equipment expense | $314,000 | 1,850 |
| Additional noninterest expense | $378,000 | 3,057 |
| Pre-tax net operating income | $732,000 | 2,614 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $267,000 | 2,095 |
| Income before extraordinary items | $465,000 | 3,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $465,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $317,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $465,000 | 2,996 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,004,000 | 2,195 |
| Total interest expense | $3,572,000 | 2,462 |
| Net interest income | $9,432,000 | 2,074 |
| Provision for loan and lease losses | $229,000 | 3,775 |
| Total noninterest income | $1,120,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $760,000 | 2,208 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $360,000 | 4,163 |
| Total noninterest expense | $7,048,000 | 2,238 |
| Salaries and employee benefits | $4,313,000 | 1,988 |
| Premises and equipment expense | $1,196,000 | 1,913 |
| Additional noninterest expense | $1,539,000 | 3,007 |
| Pre-tax net operating income | $3,275,000 | 2,325 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,114,000 | 2,037 |
| Income before extraordinary items | $2,161,000 | 2,701 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,161,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,003 |
| Cash dividends | $1,266,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,161,000 | 2,570 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,762,000 | 2,233 |
| Total interest expense | $2,758,000 | 2,482 |
| Net interest income | $7,004,000 | 2,108 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $841,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $578,000 | 2,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 4,284 |
| Total noninterest expense | $5,365,000 | 2,191 |
| Salaries and employee benefits | $3,264,000 | 1,973 |
| Premises and equipment expense | $893,000 | 1,920 |
| Additional noninterest expense | $1,208,000 | 2,871 |
| Pre-tax net operating income | $2,400,000 | 2,468 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $867,000 | 2,079 |
| Income before extraordinary items | $1,533,000 | 2,921 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,533,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $950,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,533,000 | 2,774 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 2,243 |
| Total interest expense | $1,911,000 | 2,480 |
| Net interest income | $4,606,000 | 2,115 |
| Provision for loan and lease losses | $56,000 | 5,002 |
| Total noninterest income | $617,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $384,000 | 2,167 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $233,000 | 3,745 |
| Total noninterest expense | $3,609,000 | 2,174 |
| Salaries and employee benefits | $2,192,000 | 1,945 |
| Premises and equipment expense | $577,000 | 1,981 |
| Additional noninterest expense | $840,000 | 2,765 |
| Pre-tax net operating income | $1,558,000 | 2,507 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $559,000 | 2,158 |
| Income before extraordinary items | $999,000 | 2,976 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $999,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $633,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $999,000 | 2,830 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 2,256 |
| Total interest expense | $967,000 | 2,508 |
| Net interest income | $2,296,000 | 2,130 |
| Provision for loan and lease losses | $17,000 | 5,461 |
| Total noninterest income | $296,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 2,189 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $1,808,000 | 2,171 |
| Salaries and employee benefits | $1,117,000 | 1,906 |
| Premises and equipment expense | $267,000 | 2,133 |
| Additional noninterest expense | $424,000 | 2,711 |
| Pre-tax net operating income | $767,000 | 2,557 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $270,000 | 2,196 |
| Income before extraordinary items | $497,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $317,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $497,000 | 2,816 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,704,000 | 2,247 |
| Total interest expense | $4,620,000 | 2,407 |
| Net interest income | $9,084,000 | 2,138 |
| Provision for loan and lease losses | $308,000 | 3,369 |
| Total noninterest income | $1,120,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $747,000 | 2,124 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 3,822 |
| Total noninterest expense | $6,563,000 | 2,276 |
| Salaries and employee benefits | $4,087,000 | 1,957 |
| Premises and equipment expense | $965,000 | 2,267 |
| Additional noninterest expense | $1,511,000 | 2,944 |
| Pre-tax net operating income | $3,333,000 | 2,297 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,157,000 | 1,983 |
| Income before extraordinary items | $2,176,000 | 2,628 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,176,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $1,266,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,176,000 | 2,538 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,873,000 | 2,470 |
| Total interest expense | $6,172,000 | 2,587 |
| Net interest income | $7,701,000 | 2,327 |
| Provision for loan and lease losses | $-440,000 | 9,575 |
| Total noninterest income | $1,056,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $663,000 | 2,254 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $393,000 | 3,572 |
| Total noninterest expense | $6,313,000 | 2,266 |
| Salaries and employee benefits | $3,843,000 | 1,954 |
| Premises and equipment expense | $987,000 | 2,165 |
| Additional noninterest expense | $1,483,000 | 2,904 |
| Pre-tax net operating income | $2,884,000 | 2,348 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $965,000 | 2,126 |
| Income before extraordinary items | $1,919,000 | 2,630 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,919,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,546 |
| Cash dividends | $775,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,919,000 | 2,549 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 3,724 |
| Total interest expense | $3,941,000 | 4,024 |
| Net interest income | $5,044,000 | 3,439 |
| Provision for loan and lease losses | $269,000 | 3,098 |
| Total noninterest income | $593,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $428,000 | 3,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $3,454,000 | 3,742 |
| Salaries and employee benefits | $2,176,000 | 3,224 |
| Premises and equipment expense | $519,000 | 3,679 |
| Additional noninterest expense | $759,000 | 4,905 |
| Pre-tax net operating income | $1,914,000 | 3,434 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $647,000 | 2,968 |
| Income before extraordinary items | $1,267,000 | 3,714 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,267,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,325 |
| Cash dividends | $608,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,267,000 | 3,700 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,267,000 | 3,790 |
| Total interest expense | $3,503,000 | 4,041 |
| Net interest income | $4,764,000 | 3,606 |
| Provision for loan and lease losses | $104,000 | 5,140 |
| Total noninterest income | $580,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $438,000 | 2,966 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $3,191,000 | 4,006 |
| Salaries and employee benefits | $2,033,000 | 3,393 |
| Premises and equipment expense | $477,000 | 3,928 |
| Additional noninterest expense | $681,000 | 5,345 |
| Pre-tax net operating income | $2,049,000 | 3,281 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $746,000 | 2,788 |
| Income before extraordinary items | $1,303,000 | 3,639 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,303,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,499 |
| Cash dividends | $466,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,303,000 | 3,598 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,192,000 | 3,857 |
| Total interest expense | $3,650,000 | 3,978 |
| Net interest income | $4,542,000 | 3,702 |
| Provision for loan and lease losses | $113,000 | 4,873 |
| Total noninterest income | $662,000 | 4,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,216 |
| Total noninterest expense | $3,077,000 | 4,030 |
| Salaries and employee benefits | $1,856,000 | 3,577 |
| Premises and equipment expense | $443,000 | 4,074 |
| Additional noninterest expense | $778,000 | 4,777 |
| Pre-tax net operating income | $2,014,000 | 3,324 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $703,000 | 3,016 |
| Income before extraordinary items | $1,311,000 | 3,660 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,311,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $182,000 | 5,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,311,000 | 3,564 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 4,521 |
| Total interest expense | $3,111,000 | 4,563 |
| Net interest income | $3,848,000 | 4,381 |
| Provision for loan and lease losses | $176,000 | 3,791 |
| Total noninterest income | $521,000 | 4,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,208 |
| Total noninterest expense | $2,710,000 | 4,463 |
| Salaries and employee benefits | $1,512,000 | 4,229 |
| Premises and equipment expense | $412,000 | 4,345 |
| Additional noninterest expense | $786,000 | 4,792 |
| Pre-tax net operating income | $1,483,000 | 4,533 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $512,000 | 4,144 |
| Income before extraordinary items | $971,000 | 4,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $971,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $971,000 | 4,744 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 5,363 |
| Total interest expense | $2,385,000 | 5,697 |
| Net interest income | $3,332,000 | 5,034 |
| Provision for loan and lease losses | $98,000 | 5,180 |
| Total noninterest income | $611,000 | 4,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,401 |
| Total noninterest expense | $2,231,000 | 5,477 |
| Salaries and employee benefits | $1,225,000 | 5,105 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $648,000 | 6,045 |
| Pre-tax net operating income | $1,614,000 | 4,097 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $602,000 | 3,574 |
| Income before extraordinary items | $1,012,000 | 4,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,012,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,012,000 | 4,397 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 6,185 |
| Total interest expense | $2,132,000 | 6,202 |
| Net interest income | $2,641,000 | 6,065 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $434,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,244 |
| Total noninterest expense | $1,905,000 | 6,216 |
| Salaries and employee benefits | $1,026,000 | 5,927 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $632,000 | 6,321 |
| Pre-tax net operating income | $1,074,000 | 5,699 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $714,000 | 5,896 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $714,000 | 5,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $714,000 | 5,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 7,669 |
| Total interest expense | $1,261,000 | 7,684 |
| Net interest income | $2,007,000 | 7,551 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $355,000 | 6,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,592,000 | 7,329 |
| Salaries and employee benefits | $841,000 | 6,972 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $560,000 | 7,344 |
| Pre-tax net operating income | $685,000 | 7,487 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $242,000 | 6,656 |
| Income before extraordinary items | $442,000 | 7,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $442,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 628 |
| Net operating income | $442,000 | 7,836 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 9,443 |
| Total interest expense | $809,000 | 10,004 |
| Net interest income | $1,556,000 | 8,928 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $293,000 | 7,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,278,000 | 8,587 |
| Salaries and employee benefits | $642,000 | 8,460 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $453,000 | 8,692 |
| Pre-tax net operating income | $508,000 | 8,617 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $350,000 | 8,932 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $350,000 | 9,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $460,000 | 618 |
| Net operating income | $350,000 | 8,672 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 11,133 |
| Total interest expense | $739,000 | 11,633 |
| Net interest income | $1,142,000 | 10,545 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $946,000 | 10,225 |
| Salaries and employee benefits | $428,000 | 10,543 |
| Premises and equipment expense | $156,000 | 8,945 |
| Additional noninterest expense | $362,000 | 10,049 |
| Pre-tax net operating income | $352,000 | 9,667 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $230,000 | 10,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $230,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 6,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $230,000 | 9,825 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.