Home > Peoples Bank of the Ozarks > Net charge- offs to loans
Peoples Bank of the Ozarks, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 5,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 5,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0867% | 5,308 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 5,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 5,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 5,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 4,958 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1120% | 5,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1120% | 5,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4078% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 2.6594% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0296% | 5,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 1,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1717% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4523% | 5,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.9054% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 5,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 6,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 6,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1624% | 5,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2236% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.8746% | 5,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6714% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1790% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5376% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0236% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1946% | 3,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1946% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2911% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3211% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.6070% | 5,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7274% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2912% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7164% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2562% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 2,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2396% | 2,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2396% | 2,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3837% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4120% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.4239% | 5,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1023% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1008% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 3,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3357% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3357% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7825% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9192% | 566 |
| Percentage Net Loans Charged-off:Construction & development | -0.3421% | 5,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2457% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3147% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2095% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4342% | 6,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0776% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0776% | 2,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9987% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1799% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.7381% | 1,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9964% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9599% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 1,729 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1173% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7795% | 6,607 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0224% | 5,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0224% | 5,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3085% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5600% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 1.1027% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2937% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5794% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 1,525 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7904% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2289% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0612% | 6,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0612% | 5,959 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5168% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8461% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 2.1925% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2432% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0381% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2867% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8019% | 6,835 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4761% | 6,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4761% | 6,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1238% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3711% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 3.3973% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5676% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5931% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8025% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0916% | 5,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4766% | 6,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4766% | 6,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5298% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7051% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 2.5169% | 1,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5108% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9940% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2858% | 1,499 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1403% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 6,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6457% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6039% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.8536% | 6,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6870% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8764% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 3.1050% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9870% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6286% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4624% | 1,125 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7294% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 6,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0438% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9597% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.9948% | 6,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4512% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6237% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 2.9229% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4873% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4470% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4188% | 5,424 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6104% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0877% | 6,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0330% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9212% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.1910% | 6,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3982% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6742% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 4.6696% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5171% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1929% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8726% | 5,455 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4654% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 6,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0766% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7616% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | -14.0505% | 6,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8607% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9750% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 4.2964% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4078% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3119% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8897% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3462% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8111% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8761% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2854% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3110% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 1.1750% | 2,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4334% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5191% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6430% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1431% | 2,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8434% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9422% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8901% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 1.2020% | 1,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0518% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6848% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7406% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5604% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3415% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4384% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3354% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 1.8898% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8751% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6559% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7095% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4778% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7841% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1259% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2890% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 6.7257% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8002% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2262% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2731% | 2,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 1,684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2852% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3007% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6968% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2762% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3347% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | 4.5207% | 1,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1907% | 1,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 4,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1830% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 3,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3128% | 3,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2583% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4101% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3929% | 2,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.8254% | 1,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2872% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1837% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2644% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3832% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2466% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3708% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3055% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.8150% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2152% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5156% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1844% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7698% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6946% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1981% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.3059% | 2,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 2,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0048% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 3,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2107% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.3758% | 1,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2618% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6498% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.2016% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 6,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4354% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0996% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.2754% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5699% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.1675% | 1,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1922% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2364% | 4,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.1190% | 712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2492% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2807% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 4,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 7,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2371% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 6,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 7,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1573% | 7,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0207% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8425% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0131% | 5,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0991% | 7,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0286% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7612% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0351% | 5,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0468% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 8,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0583% | 8,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1253% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0525% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 4,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1082% | 8,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1168% | 8,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1164% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2103% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0854% | 3,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1404% | 5,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3475% | 7,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 1,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0808% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1371% | 4,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4442% | 7,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 2,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1341% | 4,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6309% | 7,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1422% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9379% | 7,624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7022% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5346% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1259% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1079% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4057% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4025% | 3,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0443% | 8,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 8,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3941% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0770% | 8,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3828% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3152% | 5,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0473% | 7,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 6,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 8,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1184% | 8,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 3,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 5,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0607% | 7,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 4,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1936% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2112% | 4,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0871% | 7,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 4,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 8,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 8,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 8,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3865% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 7,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 8,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 7,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4344% | 4,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0325% | 7,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0522% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2246% | 8,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6619% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 6,277 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 6,765 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 5,537 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 8,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1159% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0213% | 10,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 11,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5645% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |