Home > Peoples Bank of Richwood, Inc. > Income and Expense
Peoples Bank of Richwood, Inc., Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 9,853 |
| Total interest expense | $1,364,000 | 8,981 |
| Net interest income | $1,168,000 | 10,435 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,675,000 | 7,329 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $1,120,000 | 4,614 |
| Pre-tax net operating income | $-732,000 | 13,412 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-607,000 | 13,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-607,000 | 13,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,331,000 | 1,298 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-732,000 | 13,390 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.