Home > Peoples Bank of Polk County > Income and Expense
Peoples Bank of Polk County, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,201 |
| Total interest expense | $250,000 | 7,973 |
| Net interest income | $685,000 | 8,188 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $69,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $619,000 | 8,108 |
| Salaries and employee benefits | $259,000 | 8,475 |
| Premises and equipment expense | $70,000 | 8,048 |
| Additional noninterest expense | $290,000 | 7,175 |
| Pre-tax net operating income | $135,000 | 7,973 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $121,000 | 7,965 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $121,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $121,000 | 7,915 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,259 |
| Total interest expense | $167,000 | 8,048 |
| Net interest income | $453,000 | 8,255 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $448,000 | 8,031 |
| Salaries and employee benefits | $178,000 | 8,496 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $226,000 | 6,840 |
| Pre-tax net operating income | $50,000 | 8,243 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $43,000 | 8,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $43,000 | 8,226 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,266 |
| Total interest expense | $88,000 | 8,036 |
| Net interest income | $232,000 | 8,254 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $211,000 | 8,162 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $95,000 | 7,267 |
| Pre-tax net operating income | $45,000 | 7,988 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,000 | 7,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 8,279 |
| Total interest expense | $386,000 | 8,153 |
| Net interest income | $915,000 | 8,236 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $84,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,000 | 8,598 |
| Total noninterest expense | $826,000 | 8,228 |
| Salaries and employee benefits | $440,000 | 8,271 |
| Premises and equipment expense | $90,000 | 8,193 |
| Additional noninterest expense | $296,000 | 7,786 |
| Pre-tax net operating income | $173,000 | 7,916 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $17,000 | 6,861 |
| Income before extraordinary items | $156,000 | 7,975 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $156,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,726 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $156,000 | 7,860 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $980,000 | 8,370 |
| Total interest expense | $296,000 | 8,260 |
| Net interest income | $684,000 | 8,320 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $62,000 | 8,541 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $618,000 | 8,232 |
| Salaries and employee benefits | $331,000 | 8,288 |
| Premises and equipment expense | $69,000 | 8,186 |
| Additional noninterest expense | $218,000 | 7,835 |
| Pre-tax net operating income | $128,000 | 8,084 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $13,000 | 6,978 |
| Income before extraordinary items | $115,000 | 8,128 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $115,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $115,000 | 7,992 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $655,000 | 8,422 |
| Total interest expense | $204,000 | 8,305 |
| Net interest income | $451,000 | 8,371 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $412,000 | 8,244 |
| Salaries and employee benefits | $220,000 | 8,322 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $145,000 | 7,841 |
| Pre-tax net operating income | $80,000 | 8,163 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $72,000 | 8,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $72,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,704 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $72,000 | 8,061 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,450 |
| Total interest expense | $107,000 | 8,337 |
| Net interest income | $229,000 | 8,386 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $206,000 | 8,290 |
| Salaries and employee benefits | $108,000 | 8,391 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $38,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $38,000 | 7,987 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 8,460 |
| Total interest expense | $545,000 | 8,260 |
| Net interest income | $887,000 | 8,445 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $830,000 | 8,282 |
| Salaries and employee benefits | $417,000 | 8,452 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $319,000 | 7,671 |
| Pre-tax net operating income | $144,000 | 8,136 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $15,000 | 7,161 |
| Income before extraordinary items | $134,000 | 8,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $134,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $129,500 | 8,095 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 8,413 |
| Total interest expense | $913,000 | 8,188 |
| Net interest income | $888,000 | 8,498 |
| Provision for loan and lease losses | $64,000 | 6,300 |
| Total noninterest income | $98,000 | 8,544 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $79,000 | 6,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $811,000 | 8,432 |
| Salaries and employee benefits | $415,000 | 8,558 |
| Premises and equipment expense | $90,000 | 8,459 |
| Additional noninterest expense | $306,000 | 7,806 |
| Pre-tax net operating income | $111,000 | 8,281 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $96,000 | 8,359 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $96,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $96,000 | 8,255 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 8,524 |
| Total interest expense | $940,000 | 8,351 |
| Net interest income | $945,000 | 8,597 |
| Provision for loan and lease losses | $14,000 | 7,804 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $829,000 | 8,482 |
| Salaries and employee benefits | $412,000 | 8,684 |
| Premises and equipment expense | $81,000 | 8,764 |
| Additional noninterest expense | $336,000 | 7,667 |
| Pre-tax net operating income | $177,000 | 8,461 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $34,000 | 7,524 |
| Income before extraordinary items | $140,000 | 8,477 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $140,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $142,400 | 8,464 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 8,786 |
| Total interest expense | $777,000 | 8,739 |
| Net interest income | $959,000 | 8,719 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $778,000 | 8,789 |
| Salaries and employee benefits | $425,000 | 8,758 |
| Premises and equipment expense | $84,000 | 8,949 |
| Additional noninterest expense | $269,000 | 8,389 |
| Pre-tax net operating income | $232,000 | 8,419 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $96,000 | 6,980 |
| Income before extraordinary items | $136,000 | 8,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $136,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $48,000 | 6,650 |
| Sale, conversion, retirement of capital stock, net | $-554,000 | 10,155 |
| Net operating income | $136,000 | 8,701 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 9,019 |
| Total interest expense | $815,000 | 8,899 |
| Net interest income | $918,000 | 8,984 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $643,000 | 9,284 |
| Salaries and employee benefits | $364,000 | 9,199 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $332,000 | 8,216 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $128,000 | 7,131 |
| Income before extraordinary items | $218,000 | 8,490 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $218,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $48,000 | 6,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $209,040 | 8,475 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 9,407 |
| Total interest expense | $766,000 | 9,351 |
| Net interest income | $948,000 | 9,314 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $62,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $633,000 | 9,615 |
| Salaries and employee benefits | $369,000 | 9,463 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $188,000 | 9,564 |
| Pre-tax net operating income | $368,000 | 8,620 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $136,000 | 7,823 |
| Income before extraordinary items | $232,000 | 8,893 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $232,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $48,000 | 7,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $232,000 | 8,863 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 9,991 |
| Total interest expense | $763,000 | 9,758 |
| Net interest income | $828,000 | 10,038 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $66,000 | 10,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $581,000 | 10,248 |
| Salaries and employee benefits | $327,000 | 10,125 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $167,000 | 10,341 |
| Pre-tax net operating income | $261,000 | 9,401 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $103,000 | 8,707 |
| Income before extraordinary items | $187,000 | 9,423 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $187,000 | 9,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $48,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $168,440 | 9,561 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 10,436 |
| Total interest expense | $710,000 | 10,274 |
| Net interest income | $841,000 | 10,414 |
| Provision for loan and lease losses | $31,000 | 7,042 |
| Total noninterest income | $75,000 | 10,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $591,000 | 10,602 |
| Salaries and employee benefits | $332,000 | 10,482 |
| Premises and equipment expense | $71,000 | 10,456 |
| Additional noninterest expense | $188,000 | 10,575 |
| Pre-tax net operating income | $294,000 | 9,785 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $97,000 | 9,235 |
| Income before extraordinary items | $197,000 | 9,961 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $197,000 | 9,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $197,000 | 9,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 10,780 |
| Total interest expense | $617,000 | 10,519 |
| Net interest income | $858,000 | 10,853 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $62,000 | 11,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $616,000 | 11,046 |
| Salaries and employee benefits | $319,000 | 11,029 |
| Premises and equipment expense | $72,000 | 10,911 |
| Additional noninterest expense | $225,000 | 10,833 |
| Pre-tax net operating income | $222,000 | 10,726 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $157,000 | 10,731 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $157,000 | 10,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $155,600 | 10,798 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 10,871 |
| Total interest expense | $672,000 | 10,751 |
| Net interest income | $997,000 | 10,788 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $617,000 | 11,558 |
| Salaries and employee benefits | $309,000 | 11,555 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $211,000 | 11,579 |
| Pre-tax net operating income | $357,000 | 9,756 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $125,000 | 9,194 |
| Income before extraordinary items | $245,000 | 10,104 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $245,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $48,000 | 8,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $236,420 | 9,959 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 11,155 |
| Total interest expense | $865,000 | 11,028 |
| Net interest income | $1,005,000 | 11,084 |
| Provision for loan and lease losses | $52,000 | 8,958 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $610,000 | 12,001 |
| Salaries and employee benefits | $283,000 | 12,209 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $418,000 | 9,079 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $269,000 | 9,689 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $269,000 | 9,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $269,000 | 9,317 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.