Home > Peoples Bank of Northern Kentucky, Inc. > Assets and Liabilities
Peoples Bank of Northern Kentucky, Inc., Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $207,177,000 | 2,474 |
| Cash and due from depository institutions | $8,930,000 | 3,118 |
| Interest-bearing balances | $47,000 | 5,763 |
| Securities | $3,089,000 | 8,541 |
| Federal funds sold & reverse repurchase agreements | $8,809,000 | 1,677 |
| Net loans & leases | $170,344,000 | 1,937 |
| Loan loss allowance | $1,747,000 | 2,251 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,043,000 | 943 |
| Other real estate owned | $312,000 | 3,118 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,650,000 | 1,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,177,000 | 2,474 |
| Total liabilities | $193,076,000 | 2,399 |
| Total deposits | $169,259,000 | 2,424 |
| Interest-bearing deposits | $144,047,000 | 2,438 |
| Deposits held in domestic offices | $169,259,000 | 2,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $623,000 | 2,876 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 1,676 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,194,000 | 698 |
| Total equity capital | $14,101,000 | 3,374 |
| Total bank equity capital | $14,101,000 | 3,374 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $940,000 | 3,302 |
| Surplus | $20,618,000 | 939 |
| Undivided profits | $-7,457,000 | 9,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $970,000 | 3,563 |
| Earning assets | $182,289,000 | 2,555 |
| Long-term assets (5+ years) | $10,442,000 | 4,701 |
| Average Assets, year-to-date | $197,496,400 | 2,454 |
| Average Assets, quarterly | $204,098,500 | 2,475 |
| Volatile liabilities | $29,299,000 | 2,758 |
| Insider loans | $13,443,000 | 300 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $908,000 | 1,215 |
| Unused loan commitments | $44,748,000 | 1,375 |
| Tier 1 (core) risk-based capital | $14,045,000 | 3,259 |
| Tier 2 risk-based capital | $1,747,000 | 2,091 |
| Total risk weighted assets | $200,500,000 | 1,697 |
| Total unused commitments | $44,748,000 | 1,380 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $188,064,000 | 2,584 |
| Cash and due from depository institutions | $7,782,000 | 3,414 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $10,674,000 | 6,598 |
| Federal funds sold & reverse repurchase agreements | $709,000 | 5,824 |
| Net loans & leases | $161,781,000 | 1,972 |
| Loan loss allowance | $1,548,000 | 2,405 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,474,000 | 1,575 |
| Other real estate owned | $0 | 3,414 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,644,000 | 4,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,064,000 | 2,584 |
| Total liabilities | $171,093,000 | 2,563 |
| Total deposits | $158,414,000 | 2,494 |
| Interest-bearing deposits | $133,589,000 | 2,524 |
| Deposits held in domestic offices | $158,414,000 | 2,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,448,000 | 1,870 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,783,000 | 2,503 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,448,000 | 1,745 |
| Total equity capital | $16,971,000 | 2,750 |
| Total bank equity capital | $16,971,000 | 2,750 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $940,000 | 3,397 |
| Surplus | $13,818,000 | 1,255 |
| Undivided profits | $2,213,000 | 6,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 3,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,141,000 | 2,350 |
| Earning assets | $173,185,000 | 2,575 |
| Long-term assets (5+ years) | $12,810,000 | 4,080 |
| Average Assets, year-to-date | $167,379,600 | 2,723 |
| Average Assets, quarterly | $179,601,500 | 2,647 |
| Volatile liabilities | $34,250,000 | 2,379 |
| Insider loans | $10,654,000 | 389 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $650,000 | 864 |
| Unused loan commitments | $46,861,000 | 1,232 |
| Tier 1 (core) risk-based capital | $16,951,000 | 2,643 |
| Tier 2 risk-based capital | $1,548,000 | 2,250 |
| Total risk weighted assets | $180,564,700 | 1,796 |
| Total unused commitments | $46,861,000 | 1,234 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $151,811,000 | 3,066 |
| Cash and due from depository institutions | $4,643,000 | 3,730 |
| Interest-bearing balances | $11,000 | 6,306 |
| Securities | $11,444,000 | 6,664 |
| Federal funds sold & reverse repurchase agreements | $1,609,000 | 4,098 |
| Net loans & leases | $128,385,000 | 2,338 |
| Loan loss allowance | $1,218,000 | 2,894 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,504,000 | 1,896 |
| Other real estate owned | $0 | 3,730 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,226,000 | 5,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,811,000 | 3,066 |
| Total liabilities | $138,420,000 | 3,026 |
| Total deposits | $134,106,000 | 2,846 |
| Interest-bearing deposits | $114,287,000 | 2,874 |
| Deposits held in domestic offices | $134,106,000 | 2,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,503,000 | 2,286 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,811,000 | 2,042 |
| Total equity capital | $13,391,000 | 3,294 |
| Total bank equity capital | $13,391,000 | 3,294 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $940,000 | 3,476 |
| Surplus | $11,768,000 | 1,414 |
| Undivided profits | $683,000 | 8,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $787,000 | 2,975 |
| Earning assets | $141,449,000 | 3,019 |
| Long-term assets (5+ years) | $7,526,000 | 5,487 |
| Average Assets, year-to-date | $141,658,400 | 3,136 |
| Average Assets, quarterly | $149,654,500 | 3,065 |
| Volatile liabilities | $22,850,000 | 3,144 |
| Insider loans | $9,162,000 | 475 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $213,000 | 1,189 |
| Unused loan commitments | $39,882,000 | 1,420 |
| Tier 1 (core) risk-based capital | $13,466,000 | 3,250 |
| Tier 2 risk-based capital | $1,218,000 | 2,644 |
| Total risk weighted assets | $144,205,200 | 2,122 |
| Total unused commitments | $39,882,000 | 1,423 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $130,915,000 | 3,431 |
| Cash and due from depository institutions | $4,539,000 | 3,601 |
| Interest-bearing balances | $5,000 | 6,484 |
| Securities | $11,044,000 | 6,797 |
| Federal funds sold & reverse repurchase agreements | $5,109,000 | 3,336 |
| Net loans & leases | $106,924,000 | 2,607 |
| Loan loss allowance | $1,156,000 | 2,939 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,295,000 | 3,468 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,004,000 | 5,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,915,000 | 3,431 |
| Total liabilities | $119,839,000 | 3,376 |
| Total deposits | $111,597,000 | 3,362 |
| Interest-bearing deposits | $94,551,000 | 3,411 |
| Deposits held in domestic offices | $111,597,000 | 3,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,617,000 | 1,620 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,625,000 | 2,372 |
| Total equity capital | $11,076,000 | 3,967 |
| Total bank equity capital | $11,076,000 | 3,967 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $940,000 | 3,486 |
| Surplus | $9,368,000 | 1,665 |
| Undivided profits | $768,000 | 8,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $764,000 | 2,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $612,000 | 3,804 |
| Earning assets | $123,082,000 | 3,369 |
| Long-term assets (5+ years) | $7,298,000 | 5,429 |
| Average Assets, year-to-date | $122,330,600 | 3,470 |
| Average Assets, quarterly | $127,407,000 | 3,459 |
| Volatile liabilities | $21,197,000 | 2,868 |
| Insider loans | $8,865,000 | 452 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,926,000 | 694 |
| Unused loan commitments | $25,042,000 | 1,889 |
| Tier 1 (core) risk-based capital | $11,044,000 | 3,829 |
| Tier 2 risk-based capital | $1,156,000 | 2,672 |
| Total risk weighted assets | $115,801,200 | 2,474 |
| Total unused commitments | $25,042,000 | 1,896 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $117,313,000 | 3,745 |
| Cash and due from depository institutions | $4,461,000 | 3,726 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $10,940,000 | 7,138 |
| Federal funds sold & reverse repurchase agreements | $5,608,000 | 2,459 |
| Net loans & leases | $93,142,000 | 2,931 |
| Loan loss allowance | $1,137,000 | 3,000 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,319,000 | 3,374 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $843,000 | 6,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,313,000 | 3,745 |
| Total liabilities | $107,747,000 | 3,658 |
| Total deposits | $101,200,000 | 3,661 |
| Interest-bearing deposits | $87,659,000 | 3,641 |
| Deposits held in domestic offices | $101,200,000 | 3,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,094,000 | 1,837 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,453,000 | 2,619 |
| Total equity capital | $9,566,000 | 4,471 |
| Total bank equity capital | $9,566,000 | 4,471 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $940,000 | 3,584 |
| Surplus | $6,618,000 | 2,213 |
| Undivided profits | $2,008,000 | 7,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $512,000 | 4,628 |
| Earning assets | $109,693,000 | 3,707 |
| Long-term assets (5+ years) | $5,064,000 | 5,943 |
| Average Assets, year-to-date | $110,390,000 | 3,786 |
| Average Assets, quarterly | $114,982,500 | 3,765 |
| Volatile liabilities | $21,354,000 | 2,838 |
| Insider loans | $6,147,000 | 651 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,786,000 | 631 |
| Unused loan commitments | $19,917,000 | 2,113 |
| Tier 1 (core) risk-based capital | $9,549,000 | 4,334 |
| Tier 2 risk-based capital | $1,137,000 | 2,603 |
| Total risk weighted assets | $95,843,300 | 2,878 |
| Total unused commitments | $19,917,000 | 2,119 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $110,028,000 | 4,044 |
| Cash and due from depository institutions | $4,641,000 | 3,734 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $10,341,000 | 7,817 |
| Federal funds sold & reverse repurchase agreements | $31,000 | 8,403 |
| Net loans & leases | $91,793,000 | 2,996 |
| Loan loss allowance | $942,000 | 3,704 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,491,000 | 3,098 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $731,000 | 7,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,028,000 | 4,044 |
| Total liabilities | $101,834,000 | 3,947 |
| Total deposits | $90,770,000 | 4,157 |
| Interest-bearing deposits | $79,593,000 | 4,078 |
| Deposits held in domestic offices | $90,770,000 | 4,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,596,000 | 1,368 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,468,000 | 2,632 |
| Total equity capital | $8,194,000 | 5,139 |
| Total bank equity capital | $8,194,000 | 5,139 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $940,000 | 3,812 |
| Surplus | $6,496,000 | 2,328 |
| Undivided profits | $758,000 | 9,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $442,000 | 5,201 |
| Earning assets | $102,178,000 | 4,023 |
| Long-term assets (5+ years) | $1,244,000 | 8,510 |
| Average Assets, year-to-date | $108,521,800 | 3,947 |
| Average Assets, quarterly | $108,696,000 | 4,045 |
| Volatile liabilities | $16,907,000 | 3,328 |
| Insider loans | $6,109,000 | 706 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,000 | 1,556 |
| Unused loan commitments | $16,150,000 | 2,396 |
| Tier 1 (core) risk-based capital | $8,198,000 | 5,023 |
| Tier 2 risk-based capital | $942,000 | 3,151 |
| Total risk weighted assets | $86,512,600 | 3,185 |
| Total unused commitments | $16,150,000 | 2,408 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $105,734,000 | 4,197 |
| Cash and due from depository institutions | $3,429,000 | 4,330 |
| Interest-bearing balances | $7,000 | 6,524 |
| Securities | $14,821,000 | 6,753 |
| Federal funds sold & reverse repurchase agreements | $8,469,000 | 1,728 |
| Net loans & leases | $75,556,000 | 3,488 |
| Loan loss allowance | $863,000 | 3,988 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,579,000 | 2,939 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $4,000 | 3,082 |
| All other assets | $876,000 | 6,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,734,000 | 4,197 |
| Total liabilities | $98,264,000 | 4,069 |
| Total deposits | $89,241,000 | 4,240 |
| Interest-bearing deposits | $80,436,000 | 4,080 |
| Deposits held in domestic offices | $89,241,000 | 4,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,000,000 | 1,310 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,023,000 | 3,568 |
| Total equity capital | $7,470,000 | 5,581 |
| Total bank equity capital | $7,470,000 | 5,581 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $940,000 | 4,006 |
| Surplus | $5,796,000 | 2,528 |
| Undivided profits | $734,000 | 9,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $378,000 | 6,079 |
| Earning assets | $98,853,000 | 4,132 |
| Long-term assets (5+ years) | $677,000 | 9,425 |
| Average Assets, year-to-date | $97,845,200 | 4,320 |
| Average Assets, quarterly | $102,412,500 | 4,281 |
| Volatile liabilities | $21,464,000 | 2,485 |
| Insider loans | $8,238,000 | 532 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $259,000 | 1,222 |
| Unused loan commitments | $14,958,000 | 2,435 |
| Tier 1 (core) risk-based capital | $7,453,000 | 5,460 |
| Tier 2 risk-based capital | $863,000 | 3,349 |
| Total risk weighted assets | $72,581,600 | 3,635 |
| Total unused commitments | $14,958,000 | 2,448 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $89,044,000 | 4,835 |
| Cash and due from depository institutions | $2,003,000 | 5,876 |
| Interest-bearing balances | $7,000 | 6,780 |
| Securities | $13,213,000 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $3,514,000 | 2,470 |
| Net loans & leases | $67,970,000 | 3,773 |
| Loan loss allowance | $744,000 | 4,610 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,543,000 | 4,509 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $10,000 | 2,895 |
| All other assets | $791,000 | 7,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,044,000 | 4,835 |
| Total liabilities | $81,849,000 | 4,772 |
| Total deposits | $76,244,000 | 4,831 |
| Interest-bearing deposits | $70,581,000 | 4,535 |
| Deposits held in domestic offices | $76,244,000 | 4,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $605,000 | 4,545 |
| Total equity capital | $7,195,000 | 5,385 |
| Total bank equity capital | $7,195,000 | 5,385 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $940,000 | 4,180 |
| Surplus | $5,796,000 | 2,454 |
| Undivided profits | $459,000 | 10,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $322,000 | 6,207 |
| Earning assets | $84,704,000 | 4,680 |
| Long-term assets (5+ years) | $318,000 | 10,395 |
| Average Assets, year-to-date | $73,206,000 | 5,604 |
| Average Assets, quarterly | $83,282,000 | 5,097 |
| Volatile liabilities | $28,661,000 | 1,892 |
| Insider loans | $7,376,000 | 594 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,305,000 | 2,709 |
| Tier 1 (core) risk-based capital | $7,187,000 | 5,495 |
| Tier 2 risk-based capital | $744,000 | 3,795 |
| Total risk weighted assets | $62,232,700 | 4,099 |
| Total unused commitments | $12,305,000 | 2,720 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $63,216,000 | 6,571 |
| Cash and due from depository institutions | $1,897,000 | 8,210 |
| Interest-bearing balances | $255,000 | 5,308 |
| Securities | $9,800,000 | 9,164 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 9,365 |
| Net loans & leases | $49,469,000 | 4,829 |
| Loan loss allowance | $601,000 | 5,578 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,281,000 | 5,249 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $15,000 | 2,788 |
| All other assets | $354,000 | 10,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,216,000 | 6,571 |
| Total liabilities | $56,420,000 | 6,654 |
| Total deposits | $53,017,000 | 6,776 |
| Interest-bearing deposits | $48,561,000 | 6,480 |
| Deposits held in domestic offices | $53,017,000 | 6,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $403,000 | 6,250 |
| Total equity capital | $6,796,000 | 5,746 |
| Total bank equity capital | $6,796,000 | 5,746 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $922,000 | 4,369 |
| Surplus | $5,636,000 | 2,410 |
| Undivided profits | $238,000 | 11,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $200,000 | 8,126 |
| Earning assets | $59,924,000 | 6,408 |
| Long-term assets (5+ years) | $694,000 | 10,379 |
| Average Assets, year-to-date | $54,994,400 | 7,111 |
| Average Assets, quarterly | $62,489,500 | 6,558 |
| Volatile liabilities | $18,223,000 | 2,578 |
| Insider loans | $7,866,000 | 535 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $359,000 | 1,324 |
| Unused loan commitments | $10,737,000 | 2,946 |
| Tier 1 (core) risk-based capital | $6,781,000 | 5,673 |
| Tier 2 risk-based capital | $575,650 | 4,675 |
| Total risk weighted assets | $46,026,950 | 5,269 |
| Total unused commitments | $10,737,000 | 2,966 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $44,903,000 | 8,410 |
| Cash and due from depository institutions | $1,684,000 | 10,332 |
| Interest-bearing balances | $5,000 | 7,948 |
| Securities | $9,431,000 | 9,395 |
| Federal funds sold & reverse repurchase agreements | $2,072,000 | 6,365 |
| Net loans & leases | $30,190,000 | 7,028 |
| Loan loss allowance | $305,000 | 8,719 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,371,000 | 4,990 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $21,000 | 2,725 |
| All other assets | $134,000 | 13,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,903,000 | 8,410 |
| Total liabilities | $38,718,000 | 8,667 |
| Total deposits | $38,535,000 | 8,528 |
| Interest-bearing deposits | $35,033,000 | 8,266 |
| Deposits held in domestic offices | $38,535,000 | 8,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $183,000 | 10,391 |
| Total equity capital | $6,185,000 | 5,996 |
| Total bank equity capital | $6,185,000 | 5,996 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $910,000 | 4,591 |
| Surplus | $5,558,000 | 2,351 |
| Undivided profits | $-283,000 | 12,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $124,000 | 10,802 |
| Earning assets | $41,698,000 | 8,292 |
| Long-term assets (5+ years) | $1,683,000 | 9,331 |
| Average Assets, year-to-date | $29,078,250 | 10,412 |
| Average Assets, quarterly | $39,342,500 | 9,022 |
| Volatile liabilities | $13,683,000 | 3,215 |
| Insider loans | $50,000 | 7,164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $516,000 | 886 |
| Unused loan commitments | $6,370,000 | 3,961 |
| Tier 1 (core) risk-based capital | $6,164,000 | 5,925 |
| Tier 2 risk-based capital | $305,000 | 7,518 |
| Total risk weighted assets | $27,010,400 | 7,867 |
| Total unused commitments | $6,370,000 | 3,983 |
| Derivatives | $0 | 651 |