Home > Peoples Bank of Kentucky, Inc. > Net charge- offs to loans
Peoples Bank of Kentucky, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4383% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0188% | 4,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0188% | 4,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5886% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5180% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8933% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 3,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0738% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0738% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8251% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0256% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0256% | 2,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0427% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0066% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1099% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 3,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,665 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3706% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 3,993 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7656% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0710% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1509% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1509% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2618% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0125% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2079% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2079% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2680% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0112% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0355% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 4,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3877% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0084% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2705% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2705% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1819% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1511% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3784% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 2,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6035% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1176% | 2,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1545% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2602% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6855% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1776% | 1,896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0744% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2463% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3036% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3611% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4914% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3564% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2629% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2629% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1346% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8858% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0698% | 2,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0532% | 4,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5559% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0817% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3087% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,255 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0179% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3861% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4511% | 140 |
| Percentage Net Loans Charged-off:Construction & development | -0.2152% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5525% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5362% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0706% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8675% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4393% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5355% | 91 |
| Percentage Net Loans Charged-off:Construction & development | -0.1997% | 4,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8589% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1964% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3596% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 2,710 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5141% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.2983% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 4,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4508% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0574% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4950% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 4,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.6152% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 4,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0239% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1529% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4616% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0995% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4208% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4027% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 5.0226% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4020% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1977% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3997% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0509% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2729% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3275% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3884% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 6.7146% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 4,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2372% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3166% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0345% | 3,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8682% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.5310% | 5,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 5,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3017% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3017% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3441% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0428% | 2,942 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0499% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 753 |
| Percentage Net Loans Charged-off:Construction & development | -1.0854% | 5,232 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 5,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4241% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4241% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6205% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0195% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5232% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1474% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4493% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4493% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3666% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0330% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8719% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1647% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1742% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4597% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0436% | 3,219 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1597% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1714% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3398% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3398% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7200% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0093% | 4,857 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2514% | 1,091 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1769% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 5,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3710% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0187% | 4,839 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4899% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2210% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1812% | 808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0885% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2656% | 5,469 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0095% | 5,112 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2557% | 1,151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1354% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2414% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 5,198 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 5,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5191% | 5,738 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0256% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6967% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1271% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1585% | 5,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 5,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1193% | 5,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 5,227 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 5,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6656% | 5,987 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0293% | 4,995 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7888% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3086% | 6,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 5,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1596% | 6,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 5,357 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2799% | 6,118 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0194% | 4,990 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5305% | 1,146 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0697% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 5,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 5,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3435% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3435% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6302% | 6,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0711% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8210% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1846% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 2,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 5,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2880% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2880% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3687% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0555% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3930% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2081% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1730% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1373% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 5,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3841% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3841% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5885% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0617% | 3,076 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5686% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1949% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5039% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5039% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8264% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0405% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0349% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3195% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1625% | 6,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 6,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4189% | 6,619 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.4189% | 6,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9011% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0581% | 3,944 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6971% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0050% | 5,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4342% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1137% | 6,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2438% | 6,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 6,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6385% | 6,710 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.6385% | 6,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2234% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0771% | 3,528 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2961% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0067% | 5,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4190% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2316% | 6,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3723% | 6,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 6,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9831% | 6,775 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.9831% | 6,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1019% | 5,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3112% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4754% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 3,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 5,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0317% | 6,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1859% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0401% | 5,474 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5171% | 1,247 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0209% | 5,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1548% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4165% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4985% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 5,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2726% | 2,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2243% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2243% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5485% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0876% | 4,021 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2697% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0057% | 5,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1431% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4364% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5156% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0432% | 6,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2552% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2777% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2777% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5907% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 3,624 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5272% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 3,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1693% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1425% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 2,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4031% | 1,894 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4031% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2900% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1399% | 3,220 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0055% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0224% | 3,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0615% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 3,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 2,595 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 2,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1246% | 6,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1496% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6473% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0446% | 2,787 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0249% | 5,979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4188% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3431% | 3,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7082% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3788% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3788% | 2,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6713% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2992% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0696% | 4,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3217% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2489% | 2,212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8512% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0856% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3829% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0165% | 5,953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 3,768 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 3,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5467% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0878% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0345% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0188% | 6,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 6,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1673% | 6,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0579% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6360% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7786% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4385% | 3,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1355% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1483% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2566% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0416% | 6,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0204% | 1,892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9325% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5254% | 2,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3463% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3651% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7434% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0497% | 6,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1927% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 1,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8455% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7320% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 7,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8369% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8703% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9319% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0659% | 6,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5859% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0422% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4260% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2468% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 7,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0003% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0777% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6510% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0828% | 1,036 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3379% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0875% | 2,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5234% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5273% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4303% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0475% | 7,395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3831% | 737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9736% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3672% | 2,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 2,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6693% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6746% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3619% | 3,448 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0737% | 7,361 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8342% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2026% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 2,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1673% | 1,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4081% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4115% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4558% | 2,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1895% | 7,510 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7384% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5473% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4550% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3133% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6022% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6068% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2293% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2190% | 7,370 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4217% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6027% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9944% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8258% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4355% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9457% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9538% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8673% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1441% | 5,280 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8412% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9317% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9373% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7912% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4598% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8675% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8752% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9838% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1802% | 7,728 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3983% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7363% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8359% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5110% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0524% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5117% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5166% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5971% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1840% | 7,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8111% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5231% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3978% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8174% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8260% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8946% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2522% | 7,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7835% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6083% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2414% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2688% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2715% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5120% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4380% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8320% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1156% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6704% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1047% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9132% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1634% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8773% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7285% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1723% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7381% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6623% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3260% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9169% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0854% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1787% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1803% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2673% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2047% | 3,091 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9536% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5291% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2318% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0406% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0307% | 7,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6223% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0541% | 7,207 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0407% | 7,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3805% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 7,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0713% | 7,224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0483% | 7,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3279% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1460% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,935 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1869% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 6,977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0474% | 6,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6467% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7433% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3934% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3260% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7219% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2201% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2686% | 2,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0816% | 5,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4639% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8639% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2677% | 2,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0932% | 5,238 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9317% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8884% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 7,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0873% | 2,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0586% | 4,980 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8507% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4150% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 8,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 8,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0235% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7293% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4571% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3695% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3709% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2051% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1598% | 3,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 5,796 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2373% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1752% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2747% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1367% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1381% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2058% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1606% | 5,192 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7392% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8494% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2178% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4190% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0849% | 5,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4808% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0808% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3535% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8323% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0925% | 7,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0492% | 4,591 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4122% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9354% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1930% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6753% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6443% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 2,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3750% | 2,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1095% | 6,404 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6012% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0258% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3204% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2441% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9116% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8975% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5249% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0782% | 6,143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8694% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0067% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3168% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6268% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 72.9825% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8490% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 5,839 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3794% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4389% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6168% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2130% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 151.5152% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4513% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0795% | 7,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3649% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 55.5556% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2492% | 8,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1709% | 6,174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3913% | 1,125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5599% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1415% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 1.9544% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1617% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1052% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0644% | 6,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4980% | 1,946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 1,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 2,708 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 6,879 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 3,823 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 8,591 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 6,264 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3548% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |