Home > Peoples Bank of East Tennessee > Income and Expense

Peoples Bank of East Tennessee, Income and Expense

Basic Info Reviews History Routing Numbers Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$17,557,000	2,063
Total interest expense	$1,462,000	3,359
Net interest income	$16,095,000	1,714
Provision for loan and lease losses	$500,000	1,275
Total noninterest income	$2,620,000	1,759
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,167,000	891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,453,000	1,912
Total noninterest expense	$11,790,000	1,832
Salaries and employee benefits	$7,428,000	1,702
Premises and equipment expense	$879,000	2,172
Additional noninterest expense	$1,453,000	1,912
Pre-tax net operating income	$6,425,000	1,644
Securities gains (losses)	$3,000	902
Applicable income taxes	$1,105,000	1,378
Income before extraordinary items	$5,323,000	1,664
Extraordinary gains, net	$0	54
Net income	$5,323,000	1,684
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,323,000	1,667
Net charge-offs	$182,000	1,214
Cash dividends	$1,514,000	1,770
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,320,510	1,690
2023-09-30 (YTD Data)		Rank
Total interest income	$12,850,000	2,056
Total interest expense	$870,000	3,506
Net interest income	$11,980,000	1,725
Provision for loan and lease losses	$330,000	1,278
Total noninterest income	$1,990,000	1,739
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$885,000	885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,105,000	1,894
Total noninterest expense	$8,759,000	1,846
Salaries and employee benefits	$5,492,000	1,712
Premises and equipment expense	$690,000	2,125
Additional noninterest expense	$1,105,000	1,894
Pre-tax net operating income	$4,881,000	1,680
Securities gains (losses)	$3,000	744
Applicable income taxes	$873,000	1,374
Income before extraordinary items	$4,011,000	1,715
Extraordinary gains, net	$0	52
Net income	$4,011,000	1,729
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,011,000	1,715
Net charge-offs	$103,000	1,167
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,008,540	1,741
2023-06-30 (YTD Data)		Rank
Total interest income	$8,364,000	2,066
Total interest expense	$471,000	3,565
Net interest income	$7,893,000	1,763
Provision for loan and lease losses	$130,000	1,654
Total noninterest income	$1,158,000	1,802
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$580,000	882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$578,000	2,049
Total noninterest expense	$5,746,000	1,861
Salaries and employee benefits	$3,559,000	1,737
Premises and equipment expense	$457,000	2,125
Additional noninterest expense	$578,000	2,046
Pre-tax net operating income	$3,175,000	1,698
Securities gains (losses)	$3,000	798
Applicable income taxes	$570,000	1,399
Income before extraordinary items	$2,608,000	1,738
Extraordinary gains, net	$0	51
Net income	$2,608,000	1,758
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,608,000	1,738
Net charge-offs	$83,000	992
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,605,540	1,746
2023-03-31 (YTD Data)		Rank
Total interest income	$3,990,000	2,105
Total interest expense	$210,000	3,507
Net interest income	$3,780,000	1,826
Provision for loan and lease losses	$0	2,612
Total noninterest income	$598,000	1,776
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$289,000	892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$309,000	1,973
Total noninterest expense	$2,808,000	1,900
Salaries and employee benefits	$1,773,000	1,770
Premises and equipment expense	$222,000	2,206
Additional noninterest expense	$309,000	1,973
Pre-tax net operating income	$1,570,000	1,727
Securities gains (losses)	$3,000	808
Applicable income taxes	$292,000	1,409
Income before extraordinary items	$1,281,000	1,773
Extraordinary gains, net	$0	4
Net income	$1,281,000	1,773
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,281,000	1,773
Net charge-offs	$63,000	725
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,278,570	1,795
2022-12-31 (YTD Data)		Rank
Total interest income	$14,469,000	2,023
Total interest expense	$706,000	2,841
Net interest income	$13,763,000	1,907
Provision for loan and lease losses	$425,000	1,316
Total noninterest income	$2,925,000	1,658
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,217,000	876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,708,000	1,772
Total noninterest expense	$10,996,000	1,879
Salaries and employee benefits	$7,163,000	1,720
Premises and equipment expense	$892,000	2,143
Additional noninterest expense	$1,708,000	1,772
Pre-tax net operating income	$5,267,000	1,980
Securities gains (losses)	$0	691
Applicable income taxes	$903,000	1,637
Income before extraordinary items	$4,364,000	2,000
Extraordinary gains, net	$0	5
Net income	$4,364,000	1,999
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,364,000	1,999
Net charge-offs	$132,000	1,113
Cash dividends	$260,000	3,043
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,364,000	2,024
2022-09-30 (YTD Data)		Rank
Total interest income	$10,569,000	1,997
Total interest expense	$532,000	2,590
Net interest income	$10,037,000	1,924
Provision for loan and lease losses	$275,000	1,267
Total noninterest income	$2,279,000	1,639
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$898,000	895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,381,000	1,725
Total noninterest expense	$8,045,000	1,912
Salaries and employee benefits	$5,108,000	1,779
Premises and equipment expense	$704,000	2,097
Additional noninterest expense	$1,381,000	1,725
Pre-tax net operating income	$3,996,000	1,946
Securities gains (losses)	$0	740
Applicable income taxes	$702,000	1,604
Income before extraordinary items	$3,294,000	1,974
Extraordinary gains, net	$0	4
Net income	$3,294,000	1,973
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,294,000	1,973
Net charge-offs	$102,000	927
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,294,000	2,009
2022-06-30 (YTD Data)		Rank
Total interest income	$7,039,000	1,934
Total interest expense	$357,000	2,430
Net interest income	$6,682,000	1,878
Provision for loan and lease losses	$175,000	1,220
Total noninterest income	$1,612,000	1,572
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$588,000	896
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,024,000	1,658
Total noninterest expense	$5,415,000	1,883
Salaries and employee benefits	$3,360,000	1,792
Premises and equipment expense	$469,000	2,091
Additional noninterest expense	$1,586,000	1,916
Pre-tax net operating income	$2,704,000	1,853
Securities gains (losses)	$0	687
Applicable income taxes	$477,000	1,519
Income before extraordinary items	$2,227,000	1,857
Extraordinary gains, net	$0	4
Net income	$2,227,000	1,858
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,227,000	1,857
Net charge-offs	$47,000	989
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,227,000	1,900
2022-03-31 (YTD Data)		Rank
Total interest income	$3,888,000	1,759
Total interest expense	$175,000	2,415
Net interest income	$3,713,000	1,723
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$701,000	1,717
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$285,000	914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$416,000	1,874
Total noninterest expense	$2,642,000	1,915
Salaries and employee benefits	$1,642,000	1,812
Premises and equipment expense	$238,000	2,099
Additional noninterest expense	$762,000	1,946
Pre-tax net operating income	$1,697,000	1,507
Securities gains (losses)	$0	623
Applicable income taxes	$322,000	1,253
Income before extraordinary items	$1,375,000	1,541
Extraordinary gains, net	$0	4
Net income	$1,375,000	1,539
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,375,000	1,541
Net charge-offs	$22,000	920
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,375,000	1,561
2021-12-31 (YTD Data)		Rank
Total interest income	$15,246,000	1,850
Total interest expense	$728,000	2,662
Net interest income	$14,518,000	1,761
Provision for loan and lease losses	$460,000	1,117
Total noninterest income	$2,547,000	1,986
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,048,000	941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,499,000	2,208
Total noninterest expense	$9,944,000	1,984
Salaries and employee benefits	$6,073,000	1,918
Premises and equipment expense	$859,000	2,216
Additional noninterest expense	$3,012,000	1,977
Pre-tax net operating income	$6,661,000	1,694
Securities gains (losses)	$150,000	702
Applicable income taxes	$1,298,000	1,431
Income before extraordinary items	$5,513,000	1,755
Extraordinary gains, net	$0	10
Net income	$5,513,000	1,754
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,513,000	1,756
Net charge-offs	$292,000	844
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,391,500	1,757
2021-09-30 (YTD Data)		Rank
Total interest income	$9,798,000	2,100
Total interest expense	$542,000	2,755
Net interest income	$9,256,000	2,019
Provision for loan and lease losses	$280,000	1,206
Total noninterest income	$1,824,000	2,072
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$755,000	968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,069,000	2,308
Total noninterest expense	$7,121,000	2,056
Salaries and employee benefits	$4,288,000	1,999
Premises and equipment expense	$683,000	2,175
Additional noninterest expense	$2,150,000	2,055
Pre-tax net operating income	$3,679,000	2,160
Securities gains (losses)	$150,000	662
Applicable income taxes	$831,000	1,609
Income before extraordinary items	$2,998,000	2,247
Extraordinary gains, net	$0	8
Net income	$2,998,000	2,245
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,998,000	2,247
Net charge-offs	$263,000	694
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,879,500	2,285
2021-06-30 (YTD Data)		Rank
Total interest income	$6,038,000	2,225
Total interest expense	$357,000	2,842
Net interest income	$5,681,000	2,127
Provision for loan and lease losses	$255,000	1,013
Total noninterest income	$1,076,000	2,160
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$481,000	965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$595,000	2,468
Total noninterest expense	$4,485,000	2,126
Salaries and employee benefits	$2,642,000	2,104
Premises and equipment expense	$455,000	2,169
Additional noninterest expense	$1,388,000	2,079
Pre-tax net operating income	$2,017,000	2,383
Securities gains (losses)	$114,000	622
Applicable income taxes	$448,000	1,751
Income before extraordinary items	$1,683,000	2,466
Extraordinary gains, net	$0	6
Net income	$1,683,000	2,466
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,683,000	2,466
Net charge-offs	$273,000	543
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,592,940	2,504
2021-03-31 (YTD Data)		Rank
Total interest income	$2,906,000	2,275
Total interest expense	$177,000	2,932
Net interest income	$2,729,000	2,175
Provision for loan and lease losses	$55,000	1,694
Total noninterest income	$552,000	2,131
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$234,000	972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	2,389
Total noninterest expense	$2,209,000	2,131
Salaries and employee benefits	$1,263,000	2,148
Premises and equipment expense	$228,000	2,182
Additional noninterest expense	$718,000	1,998
Pre-tax net operating income	$1,017,000	2,342
Securities gains (losses)	$12,000	1,012
Applicable income taxes	$224,000	1,731
Income before extraordinary items	$805,000	2,508
Extraordinary gains, net	$0	3
Net income	$805,000	2,506
Minority interest net income	$0	55
Net income of bank and minority interests.	$805,000	2,508
Net charge-offs	$114,000	582
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$795,520	2,491
2020-12-31 (YTD Data)		Rank
Total interest income	$11,243,000	2,343
Total interest expense	$728,000	3,393
Net interest income	$10,515,000	2,175
Provision for loan and lease losses	$527,000	2,188
Total noninterest income	$2,175,000	2,028
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,003,000	945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	2,325
Total noninterest expense	$8,545,000	2,164
Salaries and employee benefits	$4,973,000	2,164
Premises and equipment expense	$815,000	2,317
Additional noninterest expense	$2,757,000	2,064
Pre-tax net operating income	$3,618,000	2,180
Securities gains (losses)	$0	2,675
Applicable income taxes	$627,000	1,782
Income before extraordinary items	$2,991,000	2,312
Extraordinary gains, net	$0	4
Net income	$2,991,000	2,312
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,991,000	2,312
Net charge-offs	$294,000	1,303
Cash dividends	$100,000	3,594
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,991,000	2,258
2020-09-30 (YTD Data)		Rank
Total interest income	$8,329,000	2,369
Total interest expense	$547,000	3,482
Net interest income	$7,782,000	2,197
Provision for loan and lease losses	$362,000	2,254
Total noninterest income	$1,624,000	1,993
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$738,000	959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	2,268
Total noninterest expense	$6,206,000	2,191
Salaries and employee benefits	$3,596,000	2,190
Premises and equipment expense	$625,000	2,279
Additional noninterest expense	$1,985,000	2,087
Pre-tax net operating income	$2,838,000	2,112
Securities gains (losses)	$0	2,494
Applicable income taxes	$505,000	1,729
Income before extraordinary items	$2,333,000	2,236
Extraordinary gains, net	$0	4
Net income	$2,333,000	2,236
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,333,000	2,236
Net charge-offs	$249,000	1,121
Cash dividends	$100,000	3,161
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,333,000	2,178
2020-06-30 (YTD Data)		Rank
Total interest income	$5,545,000	2,409
Total interest expense	$366,000	3,583
Net interest income	$5,179,000	2,207
Provision for loan and lease losses	$254,000	2,198
Total noninterest income	$1,059,000	1,956
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$497,000	962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$562,000	2,271
Total noninterest expense	$4,072,000	2,224
Salaries and employee benefits	$2,340,000	2,215
Premises and equipment expense	$418,000	2,268
Additional noninterest expense	$1,314,000	2,088
Pre-tax net operating income	$1,912,000	2,064
Securities gains (losses)	$0	2,249
Applicable income taxes	$341,000	1,653
Income before extraordinary items	$1,571,000	2,174
Extraordinary gains, net	$0	4
Net income	$1,571,000	2,174
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,571,000	2,174
Net charge-offs	$209,000	987
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,571,000	2,134
2020-03-31 (YTD Data)		Rank
Total interest income	$2,811,000	2,369
Total interest expense	$182,000	3,719
Net interest income	$2,629,000	2,133
Provision for loan and lease losses	$160,000	1,591
Total noninterest income	$586,000	1,775
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$293,000	967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	2,028
Total noninterest expense	$2,059,000	2,238
Salaries and employee benefits	$1,201,000	2,202
Premises and equipment expense	$202,000	2,330
Additional noninterest expense	$656,000	2,113
Pre-tax net operating income	$996,000	1,829
Securities gains (losses)	$0	1,705
Applicable income taxes	$181,000	1,474
Income before extraordinary items	$815,000	1,948
Extraordinary gains, net	$0	4
Net income	$815,000	1,947
Minority interest net income	$0	56
Net income of bank and minority interests.	$815,000	1,948
Net charge-offs	$200,000	633
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$815,000	1,914
2019-12-31 (YTD Data)		Rank
Total interest income	$10,830,000	2,445
Total interest expense	$696,000	3,810
Net interest income	$10,134,000	2,220
Provision for loan and lease losses	$425,000	1,630
Total noninterest income	$2,301,000	1,834
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,113,000	1,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,188,000	2,063
Total noninterest expense	$8,624,000	2,135
Salaries and employee benefits	$5,073,000	2,085
Premises and equipment expense	$785,000	2,373
Additional noninterest expense	$2,766,000	2,054
Pre-tax net operating income	$3,386,000	2,288
Securities gains (losses)	$34,000	1,408
Applicable income taxes	$609,000	1,823
Income before extraordinary items	$2,811,000	2,386
Extraordinary gains, net	$0	11
Net income	$2,811,000	2,387
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,811,000	2,388
Net charge-offs	$98,000	2,219
Cash dividends	$1,325,000	2,009
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,783,120	2,361
2019-09-30 (YTD Data)		Rank
Total interest income	$7,998,000	2,505
Total interest expense	$517,000	3,862
Net interest income	$7,481,000	2,274
Provision for loan and lease losses	$269,000	1,720
Total noninterest income	$1,558,000	1,935
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$824,000	1,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$734,000	2,268
Total noninterest expense	$6,313,000	2,171
Salaries and employee benefits	$3,680,000	2,143
Premises and equipment expense	$596,000	2,374
Additional noninterest expense	$2,037,000	2,092
Pre-tax net operating income	$2,457,000	2,393
Securities gains (losses)	$20,000	1,423
Applicable income taxes	$434,000	1,925
Income before extraordinary items	$2,043,000	2,493
Extraordinary gains, net	$0	11
Net income	$2,043,000	2,494
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,043,000	2,494
Net charge-offs	$69,000	2,011
Cash dividends	$550,000	2,396
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,026,600	2,477
2019-06-30 (YTD Data)		Rank
Total interest income	$5,250,000	2,538
Total interest expense	$345,000	3,846
Net interest income	$4,905,000	2,307
Provision for loan and lease losses	$144,000	1,906
Total noninterest income	$1,013,000	1,938
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$524,000	1,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,232
Total noninterest expense	$4,175,000	2,193
Salaries and employee benefits	$2,425,000	2,169
Premises and equipment expense	$383,000	2,427
Additional noninterest expense	$1,367,000	2,088
Pre-tax net operating income	$1,599,000	2,404
Securities gains (losses)	$0	1,702
Applicable income taxes	$279,000	1,918
Income before extraordinary items	$1,320,000	2,511
Extraordinary gains, net	$0	11
Net income	$1,320,000	2,510
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,320,000	2,510
Net charge-offs	$53,000	1,787
Cash dividends	$425,000	2,267
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,320,000	2,486
2019-03-31 (YTD Data)		Rank
Total interest income	$2,596,000	2,559
Total interest expense	$177,000	3,789
Net interest income	$2,419,000	2,334
Provision for loan and lease losses	$44,000	2,226
Total noninterest income	$481,000	1,959
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$250,000	1,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	2,240
Total noninterest expense	$2,076,000	2,209
Salaries and employee benefits	$1,189,000	2,223
Premises and equipment expense	$187,000	2,484
Additional noninterest expense	$700,000	2,028
Pre-tax net operating income	$780,000	2,402
Securities gains (losses)	$0	1,087
Applicable income taxes	$129,000	1,960
Income before extraordinary items	$651,000	2,469
Extraordinary gains, net	$0	5
Net income	$651,000	2,468
Minority interest net income	$0	52
Net income of bank and minority interests.	$651,000	2,468
Net charge-offs	$17,000	1,768
Cash dividends	$125,000	2,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$651,000	2,457
2018-12-31 (YTD Data)		Rank
Total interest income	$9,702,000	2,580
Total interest expense	$568,000	3,760
Net interest income	$9,134,000	2,423
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,788,000	2,109
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$895,000	1,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$893,000	2,364
Total noninterest expense	$7,973,000	2,253
Salaries and employee benefits	$4,549,000	2,255
Premises and equipment expense	$654,000	2,688
Additional noninterest expense	$2,770,000	2,054
Pre-tax net operating income	$2,949,000	2,524
Securities gains (losses)	$-84,000	4,964
Applicable income taxes	$514,000	1,954
Income before extraordinary items	$2,351,000	2,684
Extraordinary gains, net	$0	6
Net income	$2,351,000	2,682
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,351,000	2,683
Net charge-offs	$83,000	2,278
Cash dividends	$2,880,000	1,126
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,419,880	2,632
2018-09-30 (YTD Data)		Rank
Total interest income	$7,087,000	2,622
Total interest expense	$408,000	3,770
Net interest income	$6,679,000	2,472
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,322,000	2,144
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$629,000	1,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$693,000	2,357
Total noninterest expense	$6,051,000	2,225
Salaries and employee benefits	$3,473,000	2,222
Premises and equipment expense	$502,000	2,661
Additional noninterest expense	$2,076,000	2,058
Pre-tax net operating income	$1,950,000	2,776
Securities gains (losses)	$3,000	888
Applicable income taxes	$315,000	2,191
Income before extraordinary items	$1,638,000	2,863
Extraordinary gains, net	$0	5
Net income	$1,638,000	2,862
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,638,000	2,862
Net charge-offs	$57,000	2,114
Cash dividends	$690,000	2,062
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,635,480	2,852
2018-06-30 (YTD Data)		Rank
Total interest income	$4,586,000	2,672
Total interest expense	$254,000	3,817
Net interest income	$4,332,000	2,519
Provision for loan and lease losses	$0	3,782
Total noninterest income	$800,000	2,267
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$392,000	1,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	2,497
Total noninterest expense	$3,943,000	2,277
Salaries and employee benefits	$2,229,000	2,291
Premises and equipment expense	$333,000	2,681
Additional noninterest expense	$1,381,000	2,075
Pre-tax net operating income	$1,189,000	2,885
Securities gains (losses)	$3,000	768
Applicable income taxes	$188,000	2,274
Income before extraordinary items	$1,004,000	2,953
Extraordinary gains, net	$0	6
Net income	$1,004,000	2,952
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,004,000	2,952
Net charge-offs	$35,000	1,952
Cash dividends	$690,000	1,658
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,001,480	2,952
2018-03-31 (YTD Data)		Rank
Total interest income	$2,240,000	2,716
Total interest expense	$124,000	3,803
Net interest income	$2,116,000	2,564
Provision for loan and lease losses	$0	3,508
Total noninterest income	$390,000	2,289
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$182,000	1,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	2,432
Total noninterest expense	$1,956,000	2,312
Salaries and employee benefits	$1,129,000	2,293
Premises and equipment expense	$165,000	2,745
Additional noninterest expense	$662,000	2,129
Pre-tax net operating income	$550,000	2,961
Securities gains (losses)	$3,000	584
Applicable income taxes	$102,000	2,163
Income before extraordinary items	$451,000	3,062
Extraordinary gains, net	$0	7
Net income	$451,000	3,063
Minority interest net income	$0	52
Net income of bank and minority interests.	$451,000	3,063
Net charge-offs	$36,000	1,357
Cash dividends	$180,000	1,986
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$448,540	3,070
2017-12-31 (YTD Data)		Rank
Total interest income	$8,812,000	2,688
Total interest expense	$469,000	3,777
Net interest income	$8,343,000	2,562
Provision for loan and lease losses	$200,000	2,355
Total noninterest income	$1,445,000	2,450
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$690,000	1,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$755,000	2,625
Total noninterest expense	$7,348,000	2,433
Salaries and employee benefits	$4,117,000	2,425
Premises and equipment expense	$662,000	2,759
Additional noninterest expense	$2,569,000	2,218
Pre-tax net operating income	$2,240,000	2,935
Securities gains (losses)	$5,000	1,791
Applicable income taxes	$553,000	2,346
Income before extraordinary items	$1,692,000	2,956
Extraordinary gains, net	$0	9
Net income	$1,692,000	2,955
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,692,000	2,956
Net charge-offs	$129,000	2,208
Cash dividends	$700,000	2,607
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,688,250	2,938
2017-09-30 (YTD Data)		Rank
Total interest income	$6,432,000	2,746
Total interest expense	$348,000	3,810
Net interest income	$6,084,000	2,628
Provision for loan and lease losses	$60,000	3,094
Total noninterest income	$1,094,000	2,456
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$507,000	1,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$587,000	2,609
Total noninterest expense	$5,475,000	2,445
Salaries and employee benefits	$3,060,000	2,447
Premises and equipment expense	$483,000	2,823
Additional noninterest expense	$1,932,000	2,199
Pre-tax net operating income	$1,643,000	3,015
Securities gains (losses)	$9,000	1,660
Applicable income taxes	$338,000	2,383
Income before extraordinary items	$1,314,000	3,067
Extraordinary gains, net	$0	9
Net income	$1,314,000	3,066
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,314,000	3,067
Net charge-offs	$129,000	1,723
Cash dividends	$700,000	2,066
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,306,800	3,048
2017-06-30 (YTD Data)		Rank
Total interest income	$4,210,000	2,769
Total interest expense	$233,000	3,783
Net interest income	$3,977,000	2,659
Provision for loan and lease losses	$0	3,871
Total noninterest income	$696,000	2,513
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$336,000	1,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	2,719
Total noninterest expense	$3,682,000	2,433
Salaries and employee benefits	$2,090,000	2,421
Premises and equipment expense	$311,000	2,898
Additional noninterest expense	$1,281,000	2,201
Pre-tax net operating income	$991,000	3,140
Securities gains (losses)	$9,000	1,292
Applicable income taxes	$205,000	2,449
Income before extraordinary items	$795,000	3,178
Extraordinary gains, net	$0	11
Net income	$795,000	3,177
Minority interest net income	$0	71
Net income of bank and minority interests.	$795,000	3,178
Net charge-offs	$150,000	1,246
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$787,890	3,178
2017-03-31 (YTD Data)		Rank
Total interest income	$2,088,000	2,784
Total interest expense	$117,000	3,771
Net interest income	$1,971,000	2,676
Provision for loan and lease losses	$0	3,537
Total noninterest income	$353,000	2,501
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$171,000	1,590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	2,698
Total noninterest expense	$1,865,000	2,434
Salaries and employee benefits	$1,115,000	2,327
Premises and equipment expense	$153,000	2,954
Additional noninterest expense	$597,000	2,332
Pre-tax net operating income	$459,000	3,216
Securities gains (losses)	$2,000	951
Applicable income taxes	$91,000	2,499
Income before extraordinary items	$370,000	3,268
Extraordinary gains, net	$0	8
Net income	$370,000	3,266
Minority interest net income	$0	55
Net income of bank and minority interests.	$370,000	3,268
Net charge-offs	$124,000	813
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$368,400	3,252
2016-12-31 (YTD Data)		Rank
Total interest income	$8,431,000	2,746
Total interest expense	$545,000	3,489
Net interest income	$7,886,000	2,651
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$1,032,000	3,002
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$693,000	1,629
Trading account gains and fees	$0	170
Additional Noninterest Income	$339,000	3,791
Total noninterest expense	$7,272,000	2,479
Salaries and employee benefits	$3,930,000	2,532
Premises and equipment expense	$612,000	2,971
Additional noninterest expense	$2,730,000	2,133
Pre-tax net operating income	$1,546,000	3,469
Securities gains (losses)	$35,000	2,061
Applicable income taxes	$138,000	3,139
Income before extraordinary items	$1,443,000	3,336
Extraordinary gains, net	$0	5
Net income	$1,443,000	3,333
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,443,000	3,335
Net charge-offs	$58,000	3,032
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,411,150	3,336
2016-09-30 (YTD Data)		Rank
Total interest income	$6,241,000	2,780
Total interest expense	$418,000	3,477
Net interest income	$5,823,000	2,691
Provision for loan and lease losses	$-225,000	5,786
Total noninterest income	$777,000	2,982
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$510,000	1,655
Trading account gains and fees	$0	169
Additional Noninterest Income	$267,000	3,732
Total noninterest expense	$5,411,000	2,487
Salaries and employee benefits	$2,903,000	2,551
Premises and equipment expense	$441,000	3,063
Additional noninterest expense	$2,067,000	2,123
Pre-tax net operating income	$1,414,000	3,193
Securities gains (losses)	$28,000	2,144
Applicable income taxes	$289,000	2,528
Income before extraordinary items	$1,153,000	3,268
Extraordinary gains, net	$0	5
Net income	$1,153,000	3,267
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,153,000	3,268
Net charge-offs	$38,000	2,761
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,130,600	3,238
2016-06-30 (YTD Data)		Rank
Total interest income	$4,176,000	2,785
Total interest expense	$286,000	3,441
Net interest income	$3,890,000	2,686
Provision for loan and lease losses	$-225,000	5,903
Total noninterest income	$441,000	3,243
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$327,000	1,688
Trading account gains and fees	$0	157
Additional Noninterest Income	$114,000	4,299
Total noninterest expense	$3,571,000	2,522
Salaries and employee benefits	$1,909,000	2,589
Premises and equipment expense	$285,000	3,137
Additional noninterest expense	$1,377,000	2,140
Pre-tax net operating income	$985,000	3,099
Securities gains (losses)	$22,000	1,892
Applicable income taxes	$208,000	2,468
Income before extraordinary items	$799,000	3,191
Extraordinary gains, net	$0	16
Net income	$799,000	3,188
Minority interest net income	$0	71
Net income of bank and minority interests.	$799,000	3,189
Net charge-offs	$-21,000	5,221
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$781,620	3,159
2016-03-31 (YTD Data)		Rank
Total interest income	$2,093,000	2,783
Total interest expense	$146,000	3,430
Net interest income	$1,947,000	2,690
Provision for loan and lease losses	$0	3,656
Total noninterest income	$310,000	2,681
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$163,000	1,682
Trading account gains and fees	$0	142
Additional Noninterest Income	$147,000	3,007
Total noninterest expense	$1,772,000	2,540
Salaries and employee benefits	$961,000	2,593
Premises and equipment expense	$138,000	3,243
Additional noninterest expense	$673,000	2,161
Pre-tax net operating income	$485,000	3,097
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$99,000	2,472
Income before extraordinary items	$388,000	3,183
Extraordinary gains, net	$0	12
Net income	$388,000	3,181
Minority interest net income	$0	62
Net income of bank and minority interests.	$388,000	3,182
Net charge-offs	$13,000	2,213
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$386,400	3,134
2015-12-31 (YTD Data)		Rank
Total interest income	$8,981,000	2,598
Total interest expense	$692,000	3,088
Net interest income	$8,289,000	2,521
Provision for loan and lease losses	$202,000	2,302
Total noninterest income	$1,179,000	2,817
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$737,000	1,584
Trading account gains and fees	$0	159
Additional Noninterest Income	$442,000	3,462
Total noninterest expense	$8,605,000	2,161
Salaries and employee benefits	$4,241,000	2,360
Premises and equipment expense	$614,000	3,054
Additional noninterest expense	$3,750,000	1,622
Pre-tax net operating income	$661,000	4,630
Securities gains (losses)	$20,000	2,240
Applicable income taxes	$-102,000	5,999
Income before extraordinary items	$783,000	4,283
Extraordinary gains, net	$0	23
Net income	$783,000	4,281
Minority interest net income	$0	81
Net income of bank and minority interests.	$783,000	4,283
Net charge-offs	$491,000	1,178
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$763,000	4,269
2015-09-30 (YTD Data)		Rank
Total interest income	$6,714,000	2,627
Total interest expense	$537,000	3,064
Net interest income	$6,177,000	2,542
Provision for loan and lease losses	$102,000	2,637
Total noninterest income	$837,000	2,901
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$562,000	1,568
Trading account gains and fees	$0	153
Additional Noninterest Income	$275,000	3,746
Total noninterest expense	$6,367,000	2,183
Salaries and employee benefits	$3,210,000	2,343
Premises and equipment expense	$469,000	3,060
Additional noninterest expense	$2,688,000	1,684
Pre-tax net operating income	$545,000	4,632
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$144,000	3,048
Income before extraordinary items	$421,000	4,793
Extraordinary gains, net	$0	21
Net income	$421,000	4,795
Minority interest net income	$0	78
Net income of bank and minority interests.	$421,000	4,797
Net charge-offs	$483,000	880
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$406,000	4,779
2015-06-30 (YTD Data)		Rank
Total interest income	$4,549,000	2,589
Total interest expense	$370,000	3,015
Net interest income	$4,179,000	2,500
Provision for loan and lease losses	$102,000	2,191
Total noninterest income	$528,000	2,982
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$381,000	1,533
Trading account gains and fees	$0	157
Additional Noninterest Income	$147,000	4,046
Total noninterest expense	$4,332,000	2,167
Salaries and employee benefits	$2,231,000	2,286
Premises and equipment expense	$314,000	3,063
Additional noninterest expense	$1,787,000	1,695
Pre-tax net operating income	$273,000	4,968
Securities gains (losses)	$15,000	1,851
Applicable income taxes	$68,000	3,269
Income before extraordinary items	$220,000	5,049
Extraordinary gains, net	$0	22
Net income	$220,000	5,051
Minority interest net income	$0	75
Net income of bank and minority interests.	$220,000	5,053
Net charge-offs	$462,000	678
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$208,600	5,037
2015-03-31 (YTD Data)		Rank
Total interest income	$2,276,000	2,580
Total interest expense	$190,000	3,003
Net interest income	$2,086,000	2,502
Provision for loan and lease losses	$54,000	2,022
Total noninterest income	$280,000	2,890
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$197,000	1,464
Trading account gains and fees	$0	152
Additional Noninterest Income	$83,000	3,868
Total noninterest expense	$2,172,000	2,166
Salaries and employee benefits	$1,141,000	2,260
Premises and equipment expense	$158,000	3,085
Additional noninterest expense	$873,000	1,725
Pre-tax net operating income	$140,000	4,911
Securities gains (losses)	$6,000	1,607
Applicable income taxes	$41,000	3,134
Income before extraordinary items	$105,000	5,081
Extraordinary gains, net	$0	13
Net income	$105,000	5,083
Minority interest net income	$0	64
Net income of bank and minority interests.	$105,000	5,085
Net charge-offs	$232,000	649
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$100,680	5,057
2014-12-31 (YTD Data)		Rank
Total interest income	$9,920,000	2,417
Total interest expense	$937,000	2,692
Net interest income	$8,983,000	2,363
Provision for loan and lease losses	$591,000	1,308
Total noninterest income	$1,120,000	2,931
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$744,000	1,671
Trading account gains and fees	$0	180
Additional Noninterest Income	$376,000	3,686
Total noninterest expense	$8,702,000	2,168
Salaries and employee benefits	$4,453,000	2,275
Premises and equipment expense	$609,000	3,199
Additional noninterest expense	$3,640,000	1,700
Pre-tax net operating income	$810,000	4,465
Securities gains (losses)	$6,000	2,820
Applicable income taxes	$213,000	2,904
Income before extraordinary items	$603,000	4,694
Extraordinary gains, net	$0	17
Net income	$603,000	4,694
Minority interest net income	$0	84
Net income of bank and minority interests.	$603,000	4,694
Net charge-offs	$1,195,000	775
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$598,560	4,652
2014-09-30 (YTD Data)		Rank
Total interest income	$7,543,000	2,399
Total interest expense	$729,000	2,657
Net interest income	$6,814,000	2,345
Provision for loan and lease losses	$366,000	1,452
Total noninterest income	$836,000	2,968
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$549,000	1,703
Trading account gains and fees	$0	174
Additional Noninterest Income	$287,000	3,699
Total noninterest expense	$6,747,000	2,092
Salaries and employee benefits	$3,334,000	2,287
Premises and equipment expense	$452,000	3,274
Additional noninterest expense	$2,961,000	1,581
Pre-tax net operating income	$537,000	4,708
Securities gains (losses)	$6,000	2,508
Applicable income taxes	$112,000	3,220
Income before extraordinary items	$431,000	4,838
Extraordinary gains, net	$0	15
Net income	$431,000	4,838
Minority interest net income	$0	81
Net income of bank and minority interests.	$431,000	4,839
Net charge-offs	$1,044,000	651
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$426,260	4,801
2014-06-30 (YTD Data)		Rank
Total interest income	$5,089,000	2,365
Total interest expense	$503,000	2,622
Net interest income	$4,586,000	2,313
Provision for loan and lease losses	$301,000	1,221
Total noninterest income	$592,000	2,855
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$369,000	1,675
Trading account gains and fees	$0	172
Additional Noninterest Income	$223,000	3,469
Total noninterest expense	$4,576,000	2,072
Salaries and employee benefits	$2,213,000	2,299
Premises and equipment expense	$301,000	3,283
Additional noninterest expense	$2,062,000	1,522
Pre-tax net operating income	$301,000	4,902
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$130,000	2,801
Income before extraordinary items	$176,000	5,340
Extraordinary gains, net	$0	20
Net income	$176,000	5,342
Minority interest net income	$0	80
Net income of bank and minority interests.	$176,000	5,343
Net charge-offs	$446,000	954
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$172,800	5,312
2014-03-31 (YTD Data)		Rank
Total interest income	$2,559,000	2,353
Total interest expense	$262,000	2,580
Net interest income	$2,297,000	2,292
Provision for loan and lease losses	$75,000	1,807
Total noninterest income	$406,000	2,347
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$185,000	1,657
Trading account gains and fees	$0	147
Additional Noninterest Income	$221,000	2,408
Total noninterest expense	$2,339,000	2,029
Salaries and employee benefits	$1,128,000	2,261
Premises and equipment expense	$165,000	3,141
Additional noninterest expense	$1,046,000	1,497
Pre-tax net operating income	$289,000	3,881
Securities gains (losses)	$3,000	1,458
Applicable income taxes	$66,000	2,727
Income before extraordinary items	$226,000	4,043
Extraordinary gains, net	$0	16
Net income	$226,000	4,044
Minority interest net income	$0	66
Net income of bank and minority interests.	$226,000	4,045
Net charge-offs	$448,000	546
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$223,690	4,016
2013-12-31 (YTD Data)		Rank
Total interest income	$10,377,000	2,343
Total interest expense	$1,402,000	2,284
Net interest income	$8,975,000	2,353
Provision for loan and lease losses	$810,000	1,310
Total noninterest income	$1,547,000	2,538
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$788,000	1,672
Trading account gains and fees	$0	184
Additional Noninterest Income	$759,000	2,742
Total noninterest expense	$8,800,000	2,148
Salaries and employee benefits	$4,681,000	2,187
Premises and equipment expense	$616,000	3,250
Additional noninterest expense	$3,503,000	1,818
Pre-tax net operating income	$912,000	4,219
Securities gains (losses)	$169,000	997
Applicable income taxes	$308,000	2,600
Income before extraordinary items	$773,000	4,303
Extraordinary gains, net	$0	29
Net income	$773,000	4,305
Minority interest net income	$0	90
Net income of bank and minority interests.	$773,000	4,306
Net charge-offs	$1,177,000	1,124
Cash dividends	$69,000	4,077
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$651,320	4,495
2013-09-30 (YTD Data)		Rank
Total interest income	$7,620,000	2,404
Total interest expense	$1,089,000	2,282
Net interest income	$6,531,000	2,423
Provision for loan and lease losses	$310,000	2,037
Total noninterest income	$581,000	3,739
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$580,000	1,692
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,000	6,553
Total noninterest expense	$6,269,000	2,258
Salaries and employee benefits	$3,387,000	2,255
Premises and equipment expense	$459,000	3,299
Additional noninterest expense	$2,423,000	1,933
Pre-tax net operating income	$533,000	4,681
Securities gains (losses)	$169,000	903
Applicable income taxes	$165,000	2,951
Income before extraordinary items	$537,000	4,487
Extraordinary gains, net	$0	25
Net income	$537,000	4,490
Minority interest net income	$0	84
Net income of bank and minority interests.	$537,000	4,491
Net charge-offs	$1,163,000	904
Cash dividends	$69,000	3,465
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$408,560	4,798
2013-06-30 (YTD Data)		Rank
Total interest income	$4,740,000	2,563
Total interest expense	$754,000	2,257
Net interest income	$3,986,000	2,618
Provision for loan and lease losses	$185,000	2,203
Total noninterest income	$235,000	4,609
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$381,000	1,686
Trading account gains and fees	$0	157
Additional Noninterest Income	$-146,000	6,831
Total noninterest expense	$3,973,000	2,357
Salaries and employee benefits	$2,256,000	2,262
Premises and equipment expense	$302,000	3,336
Additional noninterest expense	$1,415,000	2,192
Pre-tax net operating income	$63,000	6,016
Securities gains (losses)	$169,000	819
Applicable income taxes	$50,000	3,510
Income before extraordinary items	$182,000	5,371
Extraordinary gains, net	$0	22
Net income	$182,000	5,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$182,000	5,373
Net charge-offs	$974,000	780
Cash dividends	$69,000	3,181
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$50,180	6,060
2013-03-31 (YTD Data)		Rank
Total interest income	$2,115,000	2,852
Total interest expense	$396,000	2,220
Net interest income	$1,719,000	2,960
Provision for loan and lease losses	$185,000	1,427
Total noninterest income	$258,000	3,226
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$183,000	1,722
Trading account gains and fees	$0	148
Additional Noninterest Income	$75,000	4,190
Total noninterest expense	$1,940,000	2,441
Salaries and employee benefits	$1,122,000	2,282
Premises and equipment expense	$155,000	3,311
Additional noninterest expense	$663,000	2,334
Pre-tax net operating income	$-148,000	6,674
Securities gains (losses)	$115,000	634
Applicable income taxes	$-9,000	6,737
Income before extraordinary items	$-24,000	6,522
Extraordinary gains, net	$0	10
Net income	$-24,000	6,523
Minority interest net income	$0	76
Net income of bank and minority interests.	$-24,000	6,523
Net charge-offs	$827,000	547
Cash dividends	$69,000	2,252
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-107,950	6,638
2012-12-31 (YTD Data)		Rank
Total interest income	$9,800,000	2,613
Total interest expense	$2,087,000	2,064
Net interest income	$7,713,000	2,743
Provision for loan and lease losses	$1,000,000	1,760
Total noninterest income	$964,000	3,308
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$699,000	1,902
Trading account gains and fees	$0	166
Additional Noninterest Income	$265,000	4,212
Total noninterest expense	$8,116,000	2,322
Salaries and employee benefits	$4,765,000	2,093
Premises and equipment expense	$507,000	3,787
Additional noninterest expense	$2,844,000	2,283
Pre-tax net operating income	$-439,000	6,475
Securities gains (losses)	$515,000	925
Applicable income taxes	$-76,000	6,673
Income before extraordinary items	$152,000	5,920
Extraordinary gains, net	$0	29
Net income	$152,000	5,916
Minority interest net income	$0	93
Net income of bank and minority interests.	$152,000	5,919
Net charge-offs	$993,000	1,823
Cash dividends	$385,000	3,077
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-363,000	6,469
2012-09-30 (YTD Data)		Rank
Total interest income	$7,471,000	2,623
Total interest expense	$1,638,000	2,065
Net interest income	$5,833,000	2,770
Provision for loan and lease losses	$325,000	2,856
Total noninterest income	$634,000	3,589
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$512,000	1,958
Trading account gains and fees	$0	157
Additional Noninterest Income	$122,000	4,873
Total noninterest expense	$6,160,000	2,306
Salaries and employee benefits	$3,431,000	2,172
Premises and equipment expense	$542,000	2,985
Additional noninterest expense	$2,187,000	2,214
Pre-tax net operating income	$-18,000	6,313
Securities gains (losses)	$482,000	769
Applicable income taxes	$21,000	4,141
Income before extraordinary items	$443,000	4,822
Extraordinary gains, net	$0	20
Net income	$443,000	4,822
Minority interest net income	$0	86
Net income of bank and minority interests.	$443,000	4,822
Net charge-offs	$683,000	1,834
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-14,900	6,312
2012-06-30 (YTD Data)		Rank
Total interest income	$5,057,000	2,604
Total interest expense	$1,125,000	2,082
Net interest income	$3,932,000	2,754
Provision for loan and lease losses	$250,000	2,658
Total noninterest income	$311,000	4,135
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$331,000	1,996
Trading account gains and fees	$0	153
Additional Noninterest Income	$-20,000	6,880
Total noninterest expense	$4,072,000	2,331
Salaries and employee benefits	$2,292,000	2,177
Premises and equipment expense	$370,000	2,944
Additional noninterest expense	$1,410,000	2,295
Pre-tax net operating income	$-79,000	6,498
Securities gains (losses)	$433,000	642
Applicable income taxes	$32,000	3,794
Income before extraordinary items	$322,000	4,702
Extraordinary gains, net	$0	19
Net income	$322,000	4,705
Minority interest net income	$0	84
Net income of bank and minority interests.	$322,000	4,705
Net charge-offs	$358,000	2,129
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-72,030	6,506
2012-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	2,741
Total interest expense	$575,000	2,107
Net interest income	$1,844,000	2,913
Provision for loan and lease losses	$250,000	1,742
Total noninterest income	$254,000	3,225
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$160,000	2,028
Trading account gains and fees	$0	148
Additional Noninterest Income	$94,000	3,793
Total noninterest expense	$2,044,000	2,321
Salaries and employee benefits	$1,126,000	2,212
Premises and equipment expense	$232,000	2,468
Additional noninterest expense	$686,000	2,333
Pre-tax net operating income	$-196,000	6,840
Securities gains (losses)	$251,000	515
Applicable income taxes	$9,000	4,034
Income before extraordinary items	$46,000	6,026
Extraordinary gains, net	$0	19
Net income	$46,000	6,026
Minority interest net income	$0	78
Net income of bank and minority interests.	$46,000	6,026
Net charge-offs	$198,000	1,861
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-164,840	6,839
2011-12-31 (YTD Data)		Rank
Total interest income	$11,395,000	2,453
Total interest expense	$2,569,000	2,250
Net interest income	$8,826,000	2,489
Provision for loan and lease losses	$900,000	2,561
Total noninterest income	$1,354,000	2,600
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$853,000	1,699
Trading account gains and fees	$0	146
Additional Noninterest Income	$501,000	3,128
Total noninterest expense	$8,586,000	2,212
Salaries and employee benefits	$4,509,000	2,153
Premises and equipment expense	$1,188,000	2,084
Additional noninterest expense	$2,889,000	2,280
Pre-tax net operating income	$694,000	4,299
Securities gains (losses)	$309,000	1,115
Applicable income taxes	$192,000	2,943
Income before extraordinary items	$811,000	3,918
Extraordinary gains, net	$0	29
Net income	$811,000	3,923
Minority interest net income	$0	96
Net income of bank and minority interests.	$811,000	3,922
Net charge-offs	$1,267,000	2,089
Cash dividends	$274,000	3,088
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$560,710	4,374
2011-09-30 (YTD Data)		Rank
Total interest income	$8,777,000	2,413
Total interest expense	$1,949,000	2,316
Net interest income	$6,828,000	2,417
Provision for loan and lease losses	$775,000	2,308
Total noninterest income	$799,000	3,008
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$657,000	1,665
Trading account gains and fees	$0	145
Additional Noninterest Income	$142,000	4,605
Total noninterest expense	$6,237,000	2,294
Salaries and employee benefits	$3,240,000	2,239
Premises and equipment expense	$691,000	2,594
Additional noninterest expense	$2,306,000	2,166
Pre-tax net operating income	$615,000	4,179
Securities gains (losses)	$195,000	1,238
Applicable income taxes	$178,000	2,758
Income before extraordinary items	$632,000	3,936
Extraordinary gains, net	$0	21
Net income	$632,000	3,938
Minority interest net income	$0	87
Net income of bank and minority interests.	$632,000	3,938
Net charge-offs	$470,000	2,737
Cash dividends	$193,000	2,749
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$479,900	4,264
2011-06-30 (YTD Data)		Rank
Total interest income	$6,097,000	2,337
Total interest expense	$1,313,000	2,384
Net interest income	$4,784,000	2,297
Provision for loan and lease losses	$500,000	2,302
Total noninterest income	$654,000	2,657
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$556,000	1,308
Trading account gains and fees	$0	153
Additional Noninterest Income	$98,000	4,574
Total noninterest expense	$4,415,000	2,188
Salaries and employee benefits	$2,209,000	2,204
Premises and equipment expense	$470,000	2,575
Additional noninterest expense	$1,736,000	1,969
Pre-tax net operating income	$523,000	3,724
Securities gains (losses)	$89,000	1,220
Applicable income taxes	$151,000	2,496
Income before extraordinary items	$461,000	3,732
Extraordinary gains, net	$0	15
Net income	$461,000	3,733
Minority interest net income	$0	89
Net income of bank and minority interests.	$461,000	3,734
Net charge-offs	$133,000	3,551
Cash dividends	$96,000	2,839
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$394,250	3,905
2011-03-31 (YTD Data)		Rank
Total interest income	$3,237,000	2,212
Total interest expense	$677,000	2,383
Net interest income	$2,560,000	2,122
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$374,000	2,458
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$272,000	1,307
Trading account gains and fees	$0	158
Additional Noninterest Income	$102,000	3,535
Total noninterest expense	$2,279,000	2,117
Salaries and employee benefits	$1,142,000	2,155
Premises and equipment expense	$227,000	2,691
Additional noninterest expense	$910,000	1,857
Pre-tax net operating income	$355,000	3,217
Securities gains (losses)	$13,000	1,224
Applicable income taxes	$129,000	1,922
Income before extraordinary items	$239,000	3,659
Extraordinary gains, net	$0	9
Net income	$239,000	3,659
Minority interest net income	$0	86
Net income of bank and minority interests.	$239,000	3,658
Net charge-offs	$92,000	2,815
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$230,550	3,671
2010-12-31 (YTD Data)		Rank
Total interest income	$8,616,000	3,342
Total interest expense	$2,334,000	3,158
Net interest income	$6,282,000	3,358
Provision for loan and lease losses	$2,235,000	1,932
Total noninterest income	$6,737,000	857
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,035,000	1,470
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,702,000	671
Total noninterest expense	$7,472,000	2,587
Salaries and employee benefits	$3,850,000	2,497
Premises and equipment expense	$1,050,000	2,380
Additional noninterest expense	$2,572,000	2,613
Pre-tax net operating income	$3,312,000	1,486
Securities gains (losses)	$234,000	1,457
Applicable income taxes	$1,243,000	1,032
Income before extraordinary items	$2,303,000	1,785
Extraordinary gains, net	$0	29
Net income	$2,303,000	1,786
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,303,000	1,787
Net charge-offs	$1,536,000	2,157
Cash dividends	$139,000	3,551
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,150,900	1,828
2010-09-30 (YTD Data)		Rank
Total interest income	$6,431,000	3,428
Total interest expense	$1,785,000	3,233
Net interest income	$4,646,000	3,439
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$961,000	2,804
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$778,000	1,515
Trading account gains and fees	$0	165
Additional Noninterest Income	$183,000	4,322
Total noninterest expense	$4,887,000	2,897
Salaries and employee benefits	$2,660,000	2,707
Premises and equipment expense	$628,000	2,922
Additional noninterest expense	$1,599,000	3,031
Pre-tax net operating income	$270,000	4,972
Securities gains (losses)	$180,000	1,458
Applicable income taxes	$56,000	3,504
Income before extraordinary items	$394,000	4,494
Extraordinary gains, net	$0	23
Net income	$394,000	4,497
Minority interest net income	$0	110
Net income of bank and minority interests.	$394,000	4,497
Net charge-offs	$745,000	2,560
Cash dividends	$139,000	2,994
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$235,600	4,981
2010-06-30 (YTD Data)		Rank
Total interest income	$4,293,000	3,463
Total interest expense	$1,224,000	3,255
Net interest income	$3,069,000	3,463
Provision for loan and lease losses	$225,000	4,053
Total noninterest income	$656,000	2,700
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$514,000	1,530
Trading account gains and fees	$0	152
Additional Noninterest Income	$142,000	4,061
Total noninterest expense	$3,227,000	2,926
Salaries and employee benefits	$1,779,000	2,720
Premises and equipment expense	$422,000	2,922
Additional noninterest expense	$1,026,000	3,126
Pre-tax net operating income	$273,000	4,536
Securities gains (losses)	$63,000	1,740
Applicable income taxes	$39,000	3,440
Income before extraordinary items	$297,000	4,326
Extraordinary gains, net	$0	19
Net income	$297,000	4,325
Minority interest net income	$0	105
Net income of bank and minority interests.	$297,000	4,325
Net charge-offs	$489,000	2,472
Cash dividends	$96,000	2,877
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$241,560	4,486
2010-03-31 (YTD Data)		Rank
Total interest income	$2,138,000	3,537
Total interest expense	$627,000	3,324
Net interest income	$1,511,000	3,534
Provision for loan and lease losses	$125,000	3,660
Total noninterest income	$378,000	2,470
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$241,000	1,612
Trading account gains and fees	$0	175
Additional Noninterest Income	$137,000	2,999
Total noninterest expense	$1,622,000	2,935
Salaries and employee benefits	$898,000	2,729
Premises and equipment expense	$209,000	3,023
Additional noninterest expense	$515,000	3,094
Pre-tax net operating income	$142,000	4,632
Securities gains (losses)	$15,000	1,604
Applicable income taxes	$8,000	3,919
Income before extraordinary items	$149,000	4,397
Extraordinary gains, net	$0	16
Net income	$149,000	4,398
Minority interest net income	$0	91
Net income of bank and minority interests.	$149,000	4,396
Net charge-offs	$105,000	3,047
Cash dividends	$96,000	1,951
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$134,750	4,459
2009-12-31 (YTD Data)		Rank
Total interest income	$9,282,000	3,419
Total interest expense	$3,843,000	2,826
Net interest income	$5,439,000	3,733
Provision for loan and lease losses	$1,855,000	2,589
Total noninterest income	$1,320,000	2,785
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,138,000	1,496
Trading account gains and fees	$0	211
Additional Noninterest Income	$182,000	4,794
Total noninterest expense	$6,752,000	2,877
Salaries and employee benefits	$3,842,000	2,537
Premises and equipment expense	$780,000	3,189
Additional noninterest expense	$2,130,000	3,157
Pre-tax net operating income	$-1,848,000	6,582
Securities gains (losses)	$277,000	1,301
Applicable income taxes	$-692,000	7,149
Income before extraordinary items	$-879,000	6,303
Extraordinary gains, net	$0	34
Net income	$-879,000	6,302
Minority interest net income	$0	115
Net income of bank and minority interests.	$-879,000	6,302
Net charge-offs	$1,118,000	2,743
Cash dividends	$331,000	3,095
Sale, conversion, retirement of capital stock, net	$3,900,000	226
Net operating income	$-1,056,280	6,391
2009-09-30 (YTD Data)		Rank
Total interest income	$7,263,000	3,357
Total interest expense	$3,073,000	2,803
Net interest income	$4,190,000	3,673
Provision for loan and lease losses	$805,000	3,096
Total noninterest income	$942,000	2,928
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$846,000	1,514
Trading account gains and fees	$0	212
Additional Noninterest Income	$96,000	5,446
Total noninterest expense	$4,971,000	2,930
Salaries and employee benefits	$2,876,000	2,562
Premises and equipment expense	$592,000	3,194
Additional noninterest expense	$1,503,000	3,274
Pre-tax net operating income	$-644,000	6,439
Securities gains (losses)	$233,000	1,185
Applicable income taxes	$-20,000	6,709
Income before extraordinary items	$-391,000	6,323
Extraordinary gains, net	$0	27
Net income	$-391,000	6,324
Minority interest net income	$0	118
Net income of bank and minority interests.	$-391,000	6,323
Net charge-offs	$758,000	2,548
Cash dividends	$233,000	2,922
Sale, conversion, retirement of capital stock, net	$3,900,000	183
Net operating income	$-612,350	6,502
2009-06-30 (YTD Data)		Rank
Total interest income	$4,877,000	3,369
Total interest expense	$2,101,000	2,849
Net interest income	$2,776,000	3,675
Provision for loan and lease losses	$415,000	3,222
Total noninterest income	$650,000	2,880
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$553,000	1,515
Trading account gains and fees	$0	193
Additional Noninterest Income	$97,000	4,856
Total noninterest expense	$3,335,000	2,939
Salaries and employee benefits	$1,927,000	2,585
Premises and equipment expense	$401,000	3,179
Additional noninterest expense	$1,007,000	3,284
Pre-tax net operating income	$-324,000	6,460
Securities gains (losses)	$168,000	1,124
Applicable income taxes	$-8,000	6,787
Income before extraordinary items	$-148,000	6,280
Extraordinary gains, net	$0	21
Net income	$-148,000	6,279
Minority interest net income	$0	112
Net income of bank and minority interests.	$-148,000	6,279
Net charge-offs	$302,000	2,916
Cash dividends	$151,000	2,948
Sale, conversion, retirement of capital stock, net	$3,900,000	137
Net operating income	$-307,600	6,537
2009-03-31 (YTD Data)		Rank
Total interest income	$2,468,000	3,381
Total interest expense	$1,075,000	2,892
Net interest income	$1,393,000	3,656
Provision for loan and lease losses	$165,000	3,095
Total noninterest income	$411,000	2,458
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$267,000	1,521
Trading account gains and fees	$0	171
Additional Noninterest Income	$144,000	3,030
Total noninterest expense	$1,726,000	2,776
Salaries and employee benefits	$1,004,000	2,540
Premises and equipment expense	$203,000	3,188
Additional noninterest expense	$519,000	2,912
Pre-tax net operating income	$-87,000	6,609
Securities gains (losses)	$119,000	912
Applicable income taxes	$4,000	4,381
Income before extraordinary items	$28,000	6,032
Extraordinary gains, net	$0	15
Net income	$28,000	6,034
Minority interest net income	$0	102
Net income of bank and minority interests.	$28,000	6,034
Net charge-offs	$133,000	2,543
Cash dividends	$64,000	2,551
Sale, conversion, retirement of capital stock, net	$3,900,000	75
Net operating income	$-75,530	6,655
2008-12-31 (YTD Data)		Rank
Total interest income	$10,969,000	3,292
Total interest expense	$4,866,000	3,022
Net interest income	$6,103,000	3,428
Provision for loan and lease losses	$235,000	5,010
Total noninterest income	$349,000	5,558
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,184,000	1,505
Trading account gains and fees	$0	154
Additional Noninterest Income	$-835,000	8,246
Total noninterest expense	$6,459,000	2,880
Salaries and employee benefits	$3,990,000	2,518
Premises and equipment expense	$790,000	3,210
Additional noninterest expense	$1,679,000	3,331
Pre-tax net operating income	$-242,000	6,590
Securities gains (losses)	$148,000	874
Applicable income taxes	$-161,000	7,172
Income before extraordinary items	$67,000	5,986
Extraordinary gains, net	$0	39
Net income	$67,000	5,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$378,000	3,200
Cash dividends	$488,000	3,420
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-27,720	6,424
2008-09-30 (YTD Data)		Rank
Total interest income	$8,583,000	3,229
Total interest expense	$3,716,000	3,089
Net interest income	$4,867,000	3,289
Provision for loan and lease losses	$235,000	3,938
Total noninterest income	$-271,000	8,322
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$901,000	1,504
Trading account gains and fees	$0	148
Additional Noninterest Income	$-1,172,000	8,359
Total noninterest expense	$4,845,000	2,847
Salaries and employee benefits	$2,967,000	2,568
Premises and equipment expense	$584,000	3,268
Additional noninterest expense	$1,294,000	3,168
Pre-tax net operating income	$-484,000	7,251
Securities gains (losses)	$29,000	1,776
Applicable income taxes	$-323,000	7,762
Income before extraordinary items	$-132,000	6,827
Extraordinary gains, net	$0	31
Net income	$-132,000	6,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$225,000	2,914
Cash dividends	$228,000	3,723
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-150,560	7,026
2008-06-30 (YTD Data)		Rank
Total interest income	$5,536,000	3,374
Total interest expense	$2,638,000	3,040
Net interest income	$2,898,000	3,585
Provision for loan and lease losses	$165,000	3,451
Total noninterest income	$1,040,000	2,176
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$595,000	1,497
Trading account gains and fees	$0	149
Additional Noninterest Income	$445,000	2,423
Total noninterest expense	$3,280,000	2,813
Salaries and employee benefits	$2,012,000	2,557
Premises and equipment expense	$389,000	3,283
Additional noninterest expense	$879,000	3,078
Pre-tax net operating income	$493,000	4,394
Securities gains (losses)	$27,000	1,861
Applicable income taxes	$119,000	3,271
Income before extraordinary items	$401,000	4,467
Extraordinary gains, net	$0	21
Net income	$401,000	4,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	2,572
Cash dividends	$193,000	3,504
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$380,210	4,517
2008-03-31 (YTD Data)		Rank
Total interest income	$2,848,000	3,375
Total interest expense	$1,427,000	3,020
Net interest income	$1,421,000	3,626
Provision for loan and lease losses	$55,000	3,686
Total noninterest income	$510,000	2,213
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$284,000	1,543
Trading account gains and fees	$0	158
Additional Noninterest Income	$226,000	2,388
Total noninterest expense	$1,663,000	2,784
Salaries and employee benefits	$1,052,000	2,471
Premises and equipment expense	$197,000	3,281
Additional noninterest expense	$414,000	3,210
Pre-tax net operating income	$213,000	4,845
Securities gains (losses)	$27,000	1,433
Applicable income taxes	$55,000	3,465
Income before extraordinary items	$185,000	4,814
Extraordinary gains, net	$0	15
Net income	$185,000	4,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,996
Cash dividends	$53,000	3,341
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$164,210	4,964
2007-12-31 (YTD Data)		Rank
Total interest income	$11,881,000	3,315
Total interest expense	$5,929,000	3,030
Net interest income	$5,952,000	3,518
Provision for loan and lease losses	$402,000	2,688
Total noninterest income	$2,085,000	2,148
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,057,000	1,691
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,028,000	2,191
Total noninterest expense	$6,638,000	2,712
Salaries and employee benefits	$4,223,000	2,385
Premises and equipment expense	$747,000	3,267
Additional noninterest expense	$1,668,000	3,134
Pre-tax net operating income	$997,000	4,756
Securities gains (losses)	$48,000	809
Applicable income taxes	$205,000	3,819
Income before extraordinary items	$840,000	4,674
Extraordinary gains, net	$0	39
Net income	$840,000	4,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	3,550
Cash dividends	$203,000	4,867
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$801,600	4,774
2007-09-30 (YTD Data)		Rank
Total interest income	$8,878,000	3,323
Total interest expense	$4,502,000	2,999
Net interest income	$4,376,000	3,586
Provision for loan and lease losses	$217,000	2,878
Total noninterest income	$1,547,000	2,171
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$756,000	1,732
Trading account gains and fees	$0	184
Additional Noninterest Income	$791,000	2,138
Total noninterest expense	$4,966,000	2,695
Salaries and employee benefits	$3,227,000	2,335
Premises and equipment expense	$571,000	3,199
Additional noninterest expense	$1,168,000	3,264
Pre-tax net operating income	$740,000	5,008
Securities gains (losses)	$0	1,655
Applicable income taxes	$230,000	3,536
Income before extraordinary items	$510,000	5,339
Extraordinary gains, net	$0	33
Net income	$510,000	5,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	2,826
Cash dividends	$145,000	4,429
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$510,000	5,325
2007-06-30 (YTD Data)		Rank
Total interest income	$5,875,000	3,351
Total interest expense	$3,020,000	2,994
Net interest income	$2,855,000	3,669
Provision for loan and lease losses	$142,000	2,738
Total noninterest income	$1,009,000	2,237
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$493,000	1,771
Trading account gains and fees	$0	168
Additional Noninterest Income	$516,000	2,199
Total noninterest expense	$3,210,000	2,787
Salaries and employee benefits	$2,097,000	2,433
Premises and equipment expense	$374,000	3,262
Additional noninterest expense	$739,000	3,398
Pre-tax net operating income	$512,000	4,989
Securities gains (losses)	$0	1,444
Applicable income taxes	$156,000	3,593
Income before extraordinary items	$356,000	5,313
Extraordinary gains, net	$0	29
Net income	$356,000	5,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,686
Cash dividends	$87,000	4,438
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$356,000	5,301
2007-03-31 (YTD Data)		Rank
Total interest income	$2,928,000	3,347
Total interest expense	$1,524,000	2,952
Net interest income	$1,404,000	3,716
Provision for loan and lease losses	$77,000	2,386
Total noninterest income	$442,000	2,392
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$230,000	1,838
Trading account gains and fees	$0	195
Additional Noninterest Income	$212,000	2,459
Total noninterest expense	$1,559,000	2,884
Salaries and employee benefits	$1,004,000	2,544
Premises and equipment expense	$187,000	3,285
Additional noninterest expense	$368,000	3,389
Pre-tax net operating income	$210,000	5,408
Securities gains (losses)	$0	1,187
Applicable income taxes	$62,000	3,863
Income before extraordinary items	$148,000	5,674
Extraordinary gains, net	$0	22
Net income	$148,000	5,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	1,502
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$148,000	5,658
2006-12-31 (YTD Data)		Rank
Total interest income	$9,360,000	3,755
Total interest expense	$4,434,000	3,324
Net interest income	$4,926,000	4,046
Provision for loan and lease losses	$277,000	2,927
Total noninterest income	$1,775,000	2,413
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$762,000	2,205
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,013,000	2,203
Total noninterest expense	$5,776,000	2,967
Salaries and employee benefits	$3,675,000	2,630
Premises and equipment expense	$681,000	3,400
Additional noninterest expense	$1,420,000	3,442
Pre-tax net operating income	$648,000	6,059
Securities gains (losses)	$0	1,687
Applicable income taxes	$180,000	4,409
Income before extraordinary items	$468,000	6,264
Extraordinary gains, net	$0	51
Net income	$468,000	6,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,125
Cash dividends	$39,000	5,756
Sale, conversion, retirement of capital stock, net	$-686,000	8,650
Net operating income	$468,000	6,262
2006-09-30 (YTD Data)		Rank
Total interest income	$6,637,000	3,882
Total interest expense	$3,058,000	3,460
Net interest income	$3,579,000	4,176
Provision for loan and lease losses	$166,000	3,237
Total noninterest income	$1,289,000	2,479
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$537,000	2,336
Trading account gains and fees	$0	126
Additional Noninterest Income	$752,000	2,225
Total noninterest expense	$4,252,000	3,009
Salaries and employee benefits	$2,737,000	2,650
Premises and equipment expense	$457,000	3,736
Additional noninterest expense	$1,058,000	3,450
Pre-tax net operating income	$450,000	6,424
Securities gains (losses)	$0	1,388
Applicable income taxes	$114,000	4,805
Income before extraordinary items	$336,000	6,531
Extraordinary gains, net	$0	45
Net income	$336,000	6,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	1,575
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$-726,000	8,726
Net operating income	$336,000	6,535
2006-06-30 (YTD Data)		Rank
Total interest income	$4,284,000	3,928
Total interest expense	$1,926,000	3,485
Net interest income	$2,358,000	4,214
Provision for loan and lease losses	$96,000	3,387
Total noninterest income	$856,000	2,478
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$346,000	2,373
Trading account gains and fees	$0	126
Additional Noninterest Income	$510,000	2,189
Total noninterest expense	$2,804,000	3,056
Salaries and employee benefits	$1,817,000	2,658
Premises and equipment expense	$299,000	3,777
Additional noninterest expense	$688,000	3,535
Pre-tax net operating income	$314,000	6,369
Securities gains (losses)	$0	1,185
Applicable income taxes	$75,000	4,845
Income before extraordinary items	$239,000	6,448
Extraordinary gains, net	$0	39
Net income	$239,000	6,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	1,530
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$239,000	6,451
2006-03-31 (YTD Data)		Rank
Total interest income	$2,048,000	4,010
Total interest expense	$901,000	3,540
Net interest income	$1,147,000	4,296
Provision for loan and lease losses	$11,000	5,192
Total noninterest income	$385,000	2,609
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$154,000	2,544
Trading account gains and fees	$0	115
Additional Noninterest Income	$231,000	2,287
Total noninterest expense	$1,392,000	3,079
Salaries and employee benefits	$892,000	2,705
Premises and equipment expense	$149,000	3,811
Additional noninterest expense	$351,000	3,447
Pre-tax net operating income	$129,000	6,692
Securities gains (losses)	$0	955
Applicable income taxes	$29,000	5,067
Income before extraordinary items	$100,000	6,737
Extraordinary gains, net	$0	21
Net income	$100,000	6,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	1,804
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$100,000	6,736
2005-12-31 (YTD Data)		Rank
Total interest income	$6,876,000	4,204
Total interest expense	$2,775,000	3,545
Net interest income	$4,101,000	4,548
Provision for loan and lease losses	$55,000	5,644
Total noninterest income	$1,406,000	2,813
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$561,000	2,808
Trading account gains and fees	$0	138
Additional Noninterest Income	$845,000	2,457
Total noninterest expense	$4,806,000	3,342
Salaries and employee benefits	$3,016,000	2,946
Premises and equipment expense	$563,000	3,845
Additional noninterest expense	$1,227,000	3,807
Pre-tax net operating income	$646,000	6,280
Securities gains (losses)	$7,000	1,594
Applicable income taxes	$149,000	4,994
Income before extraordinary items	$504,000	6,355
Extraordinary gains, net	$0	46
Net income	$504,000	6,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,744
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$264,000	615
Net operating income	$498,610	6,359
2005-09-30 (YTD Data)		Rank
Total interest income	$4,962,000	4,270
Total interest expense	$1,944,000	3,589
Net interest income	$3,018,000	4,616
Provision for loan and lease losses	$55,000	5,056
Total noninterest income	$859,000	3,255
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$406,000	2,886
Trading account gains and fees	$0	126
Additional Noninterest Income	$453,000	3,057
Total noninterest expense	$3,375,000	3,502
Salaries and employee benefits	$2,176,000	3,019
Premises and equipment expense	$420,000	3,830
Additional noninterest expense	$779,000	4,262
Pre-tax net operating income	$447,000	6,583
Securities gains (losses)	$7,000	1,597
Applicable income taxes	$85,000	5,392
Income before extraordinary items	$369,000	6,546
Extraordinary gains, net	$0	35
Net income	$369,000	6,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,581
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$227,000	475
Net operating income	$363,330	6,539
2005-06-30 (YTD Data)		Rank
Total interest income	$3,214,000	4,286
Total interest expense	$1,231,000	3,558
Net interest income	$1,983,000	4,647
Provision for loan and lease losses	$45,000	4,715
Total noninterest income	$563,000	3,258
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$255,000	2,976
Trading account gains and fees	$0	116
Additional Noninterest Income	$308,000	3,012
Total noninterest expense	$2,228,000	3,507
Salaries and employee benefits	$1,452,000	3,014
Premises and equipment expense	$272,000	3,901
Additional noninterest expense	$504,000	4,350
Pre-tax net operating income	$273,000	6,752
Securities gains (losses)	$4,000	1,659
Applicable income taxes	$60,000	5,354
Income before extraordinary items	$217,000	6,783
Extraordinary gains, net	$0	30
Net income	$217,000	6,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,582
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$110,000	423
Net operating income	$213,880	6,768
2005-03-31 (YTD Data)		Rank
Total interest income	$1,546,000	4,380
Total interest expense	$579,000	3,601
Net interest income	$967,000	4,722
Provision for loan and lease losses	$25,000	4,374
Total noninterest income	$260,000	3,380
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$116,000	3,116
Trading account gains and fees	$0	115
Additional Noninterest Income	$144,000	3,044
Total noninterest expense	$1,100,000	3,562
Salaries and employee benefits	$715,000	3,072
Premises and equipment expense	$137,000	3,911
Additional noninterest expense	$248,000	4,387
Pre-tax net operating income	$102,000	7,192
Securities gains (losses)	$30,000	675
Applicable income taxes	$24,000	5,498
Income before extraordinary items	$108,000	6,756
Extraordinary gains, net	$0	24
Net income	$108,000	6,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$83,400	7,142
2004-12-31 (YTD Data)		Rank
Total interest income	$5,676,000	4,433
Total interest expense	$1,930,000	3,753
Net interest income	$3,746,000	4,696
Provision for loan and lease losses	$230,000	3,450
Total noninterest income	$1,175,000	3,172
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$573,000	2,808
Trading account gains and fees	$0	138
Additional Noninterest Income	$602,000	2,985
Total noninterest expense	$3,906,000	3,831
Salaries and employee benefits	$2,422,000	3,436
Premises and equipment expense	$525,000	3,932
Additional noninterest expense	$959,000	4,501
Pre-tax net operating income	$785,000	5,836
Securities gains (losses)	$30,000	2,118
Applicable income taxes	$93,000	5,585
Income before extraordinary items	$722,000	5,509
Extraordinary gains, net	$0	34
Net income	$722,000	5,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,234
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$695,300	5,535
2004-09-30 (YTD Data)		Rank
Total interest income	$4,188,000	4,469
Total interest expense	$1,408,000	3,797
Net interest income	$2,780,000	4,717
Provision for loan and lease losses	$85,000	4,653
Total noninterest income	$876,000	3,204
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$440,000	2,772
Trading account gains and fees	$0	134
Additional Noninterest Income	$436,000	3,042
Total noninterest expense	$2,909,000	3,808
Salaries and employee benefits	$1,793,000	3,440
Premises and equipment expense	$398,000	3,892
Additional noninterest expense	$718,000	4,438
Pre-tax net operating income	$662,000	5,642
Securities gains (losses)	$28,000	2,085
Applicable income taxes	$192,000	4,498
Income before extraordinary items	$498,000	5,817
Extraordinary gains, net	$0	26
Net income	$498,000	5,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	2,684
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$477,840	5,852
2004-06-30 (YTD Data)		Rank
Total interest income	$2,765,000	4,502
Total interest expense	$918,000	3,861
Net interest income	$1,847,000	4,737
Provision for loan and lease losses	$65,000	4,191
Total noninterest income	$584,000	3,229
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$290,000	2,784
Trading account gains and fees	$0	130
Additional Noninterest Income	$294,000	3,021
Total noninterest expense	$1,951,000	3,817
Salaries and employee benefits	$1,205,000	3,429
Premises and equipment expense	$252,000	4,047
Additional noninterest expense	$494,000	4,360
Pre-tax net operating income	$415,000	5,772
Securities gains (losses)	$26,000	1,881
Applicable income taxes	$126,000	4,529
Income before extraordinary items	$315,000	5,923
Extraordinary gains, net	$0	21
Net income	$315,000	5,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	2,335
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$296,540	5,990
2004-03-31 (YTD Data)		Rank
Total interest income	$1,417,000	4,442
Total interest expense	$467,000	3,861
Net interest income	$950,000	4,640
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$247,000	3,551
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$133,000	2,922
Trading account gains and fees	$0	121
Additional Noninterest Income	$114,000	3,433
Total noninterest expense	$987,000	3,803
Salaries and employee benefits	$591,000	3,523
Premises and equipment expense	$125,000	4,106
Additional noninterest expense	$271,000	4,056
Pre-tax net operating income	$185,000	6,001
Securities gains (losses)	$9,000	2,096
Applicable income taxes	$57,000	4,676
Income before extraordinary items	$137,000	6,218
Extraordinary gains, net	$0	16
Net income	$137,000	6,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,590
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$130,610	6,213
2003-12-31 (YTD Data)		Rank
Total interest income	$5,978,000	4,326
Total interest expense	$2,027,000	3,988
Net interest income	$3,951,000	4,402
Provision for loan and lease losses	$180,000	4,206
Total noninterest income	$712,000	4,510
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$521,000	2,989
Trading account gains and fees	$0	160
Additional Noninterest Income	$191,000	5,376
Total noninterest expense	$3,536,000	4,075
Salaries and employee benefits	$2,002,000	3,918
Premises and equipment expense	$468,000	4,271
Additional noninterest expense	$1,066,000	4,074
Pre-tax net operating income	$947,000	5,308
Securities gains (losses)	$90,000	1,978
Applicable income taxes	$273,000	4,427
Income before extraordinary items	$764,000	5,353
Extraordinary gains, net	$0	54
Net income	$764,000	5,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,556
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$697,400	5,432
2003-09-30 (YTD Data)		Rank
Total interest income	$4,492,000	4,370
Total interest expense	$1,543,000	4,047
Net interest income	$2,949,000	4,437
Provision for loan and lease losses	$125,000	4,278
Total noninterest income	$545,000	4,490
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$376,000	3,093
Trading account gains and fees	$0	153
Additional Noninterest Income	$169,000	5,111
Total noninterest expense	$2,603,000	4,118
Salaries and employee benefits	$1,493,000	3,933
Premises and equipment expense	$334,000	4,401
Additional noninterest expense	$776,000	4,150
Pre-tax net operating income	$766,000	5,264
Securities gains (losses)	$70,000	2,036
Applicable income taxes	$268,000	4,138
Income before extraordinary items	$568,000	5,540
Extraordinary gains, net	$0	40
Net income	$568,000	5,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,029
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$520,400	5,578
2003-06-30 (YTD Data)		Rank
Total interest income	$3,015,000	4,376
Total interest expense	$1,041,000	4,113
Net interest income	$1,974,000	4,437
Provision for loan and lease losses	$105,000	3,773
Total noninterest income	$355,000	4,545
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$240,000	3,164
Trading account gains and fees	$0	150
Additional Noninterest Income	$115,000	5,080
Total noninterest expense	$1,761,000	4,068
Salaries and employee benefits	$1,006,000	3,890
Premises and equipment expense	$283,000	3,667
Additional noninterest expense	$472,000	4,430
Pre-tax net operating income	$463,000	5,512
Securities gains (losses)	$70,000	1,778
Applicable income taxes	$168,000	4,292
Income before extraordinary items	$365,000	5,622
Extraordinary gains, net	$0	30
Net income	$365,000	5,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,562
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$317,400	5,772
2003-03-31 (YTD Data)		Rank
Total interest income	$1,468,000	4,482
Total interest expense	$529,000	4,155
Net interest income	$939,000	4,590
Provision for loan and lease losses	$40,000	4,103
Total noninterest income	$183,000	4,379
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$111,000	3,288
Trading account gains and fees	$0	134
Additional Noninterest Income	$72,000	4,544
Total noninterest expense	$868,000	4,109
Salaries and employee benefits	$494,000	3,937
Premises and equipment expense	$105,000	4,559
Additional noninterest expense	$269,000	3,983
Pre-tax net operating income	$214,000	5,682
Securities gains (losses)	$32,000	1,647
Applicable income taxes	$80,000	4,357
Income before extraordinary items	$166,000	5,781
Extraordinary gains, net	$0	21
Net income	$166,000	5,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,653
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$144,560	5,927
2002-12-31 (YTD Data)		Rank
Total interest income	$5,971,000	4,582
Total interest expense	$2,061,000	4,690
Net interest income	$3,910,000	4,421
Provision for loan and lease losses	$447,000	2,603
Total noninterest income	$552,000	4,950
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$471,000	3,125
Trading account gains and fees	$0	153
Additional Noninterest Income	$81,000	6,848
Total noninterest expense	$3,123,000	4,328
Salaries and employee benefits	$1,713,000	4,248
Premises and equipment expense	$388,000	4,753
Additional noninterest expense	$1,022,000	4,107
Pre-tax net operating income	$892,000	5,509
Securities gains (losses)	$84,000	1,908
Applicable income taxes	$316,000	4,351
Income before extraordinary items	$660,000	5,711
Extraordinary gains, net	$0	70
Net income	$660,000	5,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	3,291
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$602,880	5,810
2001-12-31 (YTD Data)		Rank
Total interest income	$5,313,000	5,415
Total interest expense	$2,408,000	5,506
Net interest income	$2,905,000	5,181
Provision for loan and lease losses	$205,000	4,072
Total noninterest income	$635,000	4,442
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$452,000	3,085
Trading account gains and fees	$0	177
Additional Noninterest Income	$183,000	5,128
Total noninterest expense	$2,716,000	4,678
Salaries and employee benefits	$1,469,000	4,594
Premises and equipment expense	$452,000	4,220
Additional noninterest expense	$795,000	4,806
Pre-tax net operating income	$619,000	6,104
Securities gains (losses)	$31,000	2,791
Applicable income taxes	$142,000	5,534
Income before extraordinary items	$508,000	6,031
Extraordinary gains, net	$0	105
Net income	$508,000	6,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	3,073
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$-208,000	9,520
Net operating income	$483,820	6,032
2000-12-31 (YTD Data)		Rank
Total interest income	$4,458,000	6,123
Total interest expense	$2,122,000	6,100
Net interest income	$2,336,000	6,053
Provision for loan and lease losses	$155,000	4,336
Total noninterest income	$399,000	5,541
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$231,000	4,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	5,219
Total noninterest expense	$2,062,000	5,565
Salaries and employee benefits	$1,139,000	5,425
Premises and equipment expense	$370,000	4,762
Additional noninterest expense	$553,000	6,052
Pre-tax net operating income	$518,000	6,915
Securities gains (losses)	$-13,000	8,489
Applicable income taxes	$55,000	7,164
Income before extraordinary items	$450,000	6,588
Extraordinary gains, net	$0	38
Net income	$450,000	6,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,316
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$461,570	6,541
1999-12-31 (YTD Data)		Rank
Total interest income	$3,663,000	6,657
Total interest expense	$1,807,000	6,336
Net interest income	$1,855,000	6,900
Provision for loan and lease losses	$289,000	2,764
Total noninterest income	$319,000	6,277
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	5,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	5,571
Total noninterest expense	$1,829,000	6,020
Salaries and employee benefits	$955,000	6,074
Premises and equipment expense	$356,000	4,912
Additional noninterest expense	$518,000	6,379
Pre-tax net operating income	$57,000	9,212
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$57,000	9,209
Extraordinary gains, net	$0	35
Net income	$57,000	9,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,295
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$57,000	9,180
1998-12-31 (YTD Data)		Rank
Total interest income	$2,273,000	8,349
Total interest expense	$1,056,000	8,268
Net interest income	$1,217,000	8,299
Provision for loan and lease losses	$350,000	2,310
Total noninterest income	$271,000	6,761
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	6,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	5,497
Total noninterest expense	$1,219,000	7,491
Salaries and employee benefits	$667,000	7,390
Premises and equipment expense	$256,000	5,883
Additional noninterest expense	$296,000	8,150
Pre-tax net operating income	$-81,000	9,904
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-81,000	9,943
Extraordinary gains, net	$0	32
Net income	$-81,000	9,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,589
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$1,720,000	408
Net operating income	$-81,000	9,901
1997-12-31 (YTD Data)		Rank
Total interest income	$281,000	10,806
Total interest expense	$81,000	10,791
Net interest income	$200,000	10,779
Provision for loan and lease losses	$140,000	4,290
Total noninterest income	$45,000	10,368
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$7,000	9,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	8,946
Total noninterest expense	$600,000	9,748
Salaries and employee benefits	$340,000	9,660
Premises and equipment expense	$57,000	10,024
Additional noninterest expense	$203,000	9,373
Pre-tax net operating income	$-495,000	10,742
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$-495,000	10,756
Extraordinary gains, net	$0	44
Net income	$-495,000	10,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$4,986,000	211
Net operating income	$-495,000	10,737

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.