Home > Peoples Bank of Commerce > Income and Expense
Peoples Bank of Commerce, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,051,000 | 2,306 |
| Total interest expense | $345,000 | 3,823 |
| Net interest income | $7,706,000 | 2,184 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,982,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $353,000 | 2,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,629,000 | 1,467 |
| Total noninterest expense | $6,545,000 | 2,135 |
| Salaries and employee benefits | $4,052,000 | 1,984 |
| Premises and equipment expense | $806,000 | 2,016 |
| Additional noninterest expense | $1,687,000 | 2,452 |
| Pre-tax net operating income | $3,143,000 | 1,992 |
| Securities gains (losses) | $33,000 | 1,065 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $3,172,000 | 1,656 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,172,000 | 1,657 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,172,000 | 1,657 |
| Net charge-offs | $718,000 | 617 |
| Cash dividends | $2,821,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,139,000 | 1,651 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 2,305 |
| Total interest expense | $228,000 | 3,812 |
| Net interest income | $5,112,000 | 2,181 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,115,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $238,000 | 2,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $877,000 | 1,671 |
| Total noninterest expense | $4,360,000 | 2,144 |
| Salaries and employee benefits | $2,774,000 | 1,943 |
| Premises and equipment expense | $543,000 | 1,991 |
| Additional noninterest expense | $1,043,000 | 2,594 |
| Pre-tax net operating income | $1,867,000 | 2,134 |
| Securities gains (losses) | $11,000 | 1,225 |
| Applicable income taxes | $4,000 | 3,987 |
| Income before extraordinary items | $1,874,000 | 1,797 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,874,000 | 1,797 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,874,000 | 1,797 |
| Net charge-offs | $725,000 | 438 |
| Cash dividends | $1,727,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,863,000 | 1,783 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 2,350 |
| Total interest expense | $114,000 | 3,810 |
| Net interest income | $2,491,000 | 2,234 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $510,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $120,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 1,779 |
| Total noninterest expense | $2,224,000 | 2,124 |
| Salaries and employee benefits | $1,436,000 | 1,918 |
| Premises and equipment expense | $279,000 | 1,982 |
| Additional noninterest expense | $509,000 | 2,638 |
| Pre-tax net operating income | $777,000 | 2,345 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $782,000 | 2,021 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $782,000 | 2,022 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $782,000 | 2,022 |
| Net charge-offs | $751,000 | 262 |
| Cash dividends | $981,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $773,090 | 2,011 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,907,000 | 2,248 |
| Total interest expense | $483,000 | 3,701 |
| Net interest income | $10,424,000 | 2,106 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,474,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $416,000 | 2,394 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,058,000 | 1,571 |
| Total noninterest expense | $9,438,000 | 2,008 |
| Salaries and employee benefits | $5,923,000 | 1,800 |
| Premises and equipment expense | $1,225,000 | 1,827 |
| Additional noninterest expense | $2,290,000 | 2,484 |
| Pre-tax net operating income | $3,460,000 | 2,138 |
| Securities gains (losses) | $108,000 | 1,285 |
| Applicable income taxes | $6,000 | 4,063 |
| Income before extraordinary items | $3,562,000 | 1,815 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,562,000 | 1,814 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,562,000 | 1,814 |
| Net charge-offs | $301,000 | 1,515 |
| Cash dividends | $3,462,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,454,000 | 1,824 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 2,263 |
| Total interest expense | $362,000 | 3,729 |
| Net interest income | $7,744,000 | 2,124 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,704,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $304,000 | 2,446 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,400,000 | 1,658 |
| Total noninterest expense | $6,992,000 | 2,028 |
| Salaries and employee benefits | $4,453,000 | 1,793 |
| Premises and equipment expense | $873,000 | 1,916 |
| Additional noninterest expense | $1,666,000 | 2,563 |
| Pre-tax net operating income | $2,456,000 | 2,279 |
| Securities gains (losses) | $100,000 | 1,255 |
| Applicable income taxes | $6,000 | 4,094 |
| Income before extraordinary items | $2,550,000 | 1,915 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,550,000 | 1,915 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,550,000 | 1,915 |
| Net charge-offs | $302,000 | 1,122 |
| Cash dividends | $2,415,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,450,000 | 1,922 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 2,279 |
| Total interest expense | $242,000 | 3,744 |
| Net interest income | $5,100,000 | 2,142 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,095,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $202,000 | 2,428 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $893,000 | 1,682 |
| Total noninterest expense | $4,731,000 | 2,014 |
| Salaries and employee benefits | $2,993,000 | 1,788 |
| Premises and equipment expense | $560,000 | 1,959 |
| Additional noninterest expense | $1,178,000 | 2,441 |
| Pre-tax net operating income | $1,464,000 | 2,442 |
| Securities gains (losses) | $71,000 | 1,194 |
| Applicable income taxes | $6,000 | 4,055 |
| Income before extraordinary items | $1,529,000 | 2,089 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,529,000 | 2,089 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,529,000 | 2,089 |
| Net charge-offs | $313,000 | 842 |
| Cash dividends | $1,622,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,458,000 | 2,118 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 2,262 |
| Total interest expense | $123,000 | 3,729 |
| Net interest income | $2,578,000 | 2,130 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $540,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $100,000 | 2,430 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $440,000 | 1,648 |
| Total noninterest expense | $2,404,000 | 1,993 |
| Salaries and employee benefits | $1,495,000 | 1,803 |
| Premises and equipment expense | $281,000 | 1,967 |
| Additional noninterest expense | $628,000 | 2,302 |
| Pre-tax net operating income | $714,000 | 2,458 |
| Securities gains (losses) | $71,000 | 671 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $785,000 | 2,023 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $785,000 | 2,023 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $785,000 | 2,023 |
| Net charge-offs | $22,000 | 1,923 |
| Cash dividends | $809,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $714,000 | 2,114 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,595,000 | 2,262 |
| Total interest expense | $476,000 | 3,823 |
| Net interest income | $10,119,000 | 2,107 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $2,416,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $453,000 | 2,301 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,963,000 | 1,543 |
| Total noninterest expense | $9,189,000 | 2,059 |
| Salaries and employee benefits | $5,711,000 | 1,825 |
| Premises and equipment expense | $1,141,000 | 1,964 |
| Additional noninterest expense | $2,337,000 | 2,477 |
| Pre-tax net operating income | $3,346,000 | 2,140 |
| Securities gains (losses) | $168,000 | 843 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $3,508,000 | 1,789 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,508,000 | 1,790 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,508,000 | 1,791 |
| Net charge-offs | $80,000 | 2,858 |
| Cash dividends | $3,794,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,340,000 | 1,826 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 2,301 |
| Total interest expense | $354,000 | 3,885 |
| Net interest income | $7,489,000 | 2,141 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,841,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $340,000 | 2,313 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,501,000 | 1,535 |
| Total noninterest expense | $6,845,000 | 2,069 |
| Salaries and employee benefits | $4,205,000 | 1,863 |
| Premises and equipment expense | $855,000 | 1,991 |
| Additional noninterest expense | $1,785,000 | 2,425 |
| Pre-tax net operating income | $2,485,000 | 2,201 |
| Securities gains (losses) | $168,000 | 736 |
| Applicable income taxes | $6,000 | 4,240 |
| Income before extraordinary items | $2,647,000 | 1,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,647,000 | 1,813 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,647,000 | 1,813 |
| Net charge-offs | $-19,000 | 5,333 |
| Cash dividends | $3,233,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,479,000 | 1,867 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 2,301 |
| Total interest expense | $234,000 | 3,945 |
| Net interest income | $4,981,000 | 2,146 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,249,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $223,000 | 2,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,026,000 | 1,532 |
| Total noninterest expense | $4,554,000 | 2,074 |
| Salaries and employee benefits | $2,751,000 | 1,906 |
| Premises and equipment expense | $562,000 | 2,017 |
| Additional noninterest expense | $1,241,000 | 2,363 |
| Pre-tax net operating income | $1,676,000 | 2,167 |
| Securities gains (losses) | $168,000 | 595 |
| Applicable income taxes | $6,000 | 4,204 |
| Income before extraordinary items | $1,838,000 | 1,735 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,838,000 | 1,739 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,838,000 | 1,739 |
| Net charge-offs | $-23,000 | 5,514 |
| Cash dividends | $2,299,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,670,000 | 1,835 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 2,308 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $2,480,000 | 2,145 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $559,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $106,000 | 2,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $453,000 | 1,626 |
| Total noninterest expense | $2,268,000 | 2,087 |
| Salaries and employee benefits | $1,367,000 | 1,919 |
| Premises and equipment expense | $291,000 | 1,983 |
| Additional noninterest expense | $610,000 | 2,384 |
| Pre-tax net operating income | $771,000 | 2,263 |
| Securities gains (losses) | $168,000 | 410 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $935,000 | 1,701 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $935,000 | 1,703 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $935,000 | 1,703 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $1,350,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $767,000 | 1,930 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 2,280 |
| Total interest expense | $545,000 | 3,832 |
| Net interest income | $10,006,000 | 2,124 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,777,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $517,000 | 2,232 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,260,000 | 1,339 |
| Total noninterest expense | $9,568,000 | 1,987 |
| Salaries and employee benefits | $5,765,000 | 1,787 |
| Premises and equipment expense | $1,222,000 | 1,888 |
| Additional noninterest expense | $2,581,000 | 2,350 |
| Pre-tax net operating income | $3,215,000 | 2,162 |
| Securities gains (losses) | $59,000 | 1,621 |
| Applicable income taxes | $5,000 | 4,305 |
| Income before extraordinary items | $3,269,000 | 1,875 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,269,000 | 1,875 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,269,000 | 1,874 |
| Net charge-offs | $287,000 | 2,072 |
| Cash dividends | $2,812,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,210,000 | 1,872 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,932,000 | 2,288 |
| Total interest expense | $407,000 | 3,903 |
| Net interest income | $7,525,000 | 2,134 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,109,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $395,000 | 2,215 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,714,000 | 1,328 |
| Total noninterest expense | $7,146,000 | 1,987 |
| Salaries and employee benefits | $4,303,000 | 1,800 |
| Premises and equipment expense | $922,000 | 1,889 |
| Additional noninterest expense | $1,921,000 | 2,347 |
| Pre-tax net operating income | $2,488,000 | 2,155 |
| Securities gains (losses) | $58,000 | 1,356 |
| Applicable income taxes | $5,000 | 4,323 |
| Income before extraordinary items | $2,541,000 | 1,824 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,541,000 | 1,824 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,541,000 | 1,823 |
| Net charge-offs | $230,000 | 1,855 |
| Cash dividends | $1,962,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,483,000 | 1,819 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 2,275 |
| Total interest expense | $270,000 | 3,965 |
| Net interest income | $5,021,000 | 2,117 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,257,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $258,000 | 2,214 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $999,000 | 1,449 |
| Total noninterest expense | $4,776,000 | 1,985 |
| Salaries and employee benefits | $2,829,000 | 1,822 |
| Premises and equipment expense | $619,000 | 1,891 |
| Additional noninterest expense | $1,328,000 | 2,244 |
| Pre-tax net operating income | $1,502,000 | 2,271 |
| Securities gains (losses) | $59,000 | 1,081 |
| Applicable income taxes | $5,000 | 4,257 |
| Income before extraordinary items | $1,556,000 | 1,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,556,000 | 1,927 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,556,000 | 1,926 |
| Net charge-offs | $241,000 | 1,446 |
| Cash dividends | $1,112,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,497,000 | 1,929 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 2,278 |
| Total interest expense | $133,000 | 4,048 |
| Net interest income | $2,513,000 | 2,104 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $564,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $132,000 | 2,157 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $432,000 | 1,555 |
| Total noninterest expense | $2,493,000 | 1,900 |
| Salaries and employee benefits | $1,420,000 | 1,828 |
| Premises and equipment expense | $312,000 | 1,913 |
| Additional noninterest expense | $761,000 | 1,989 |
| Pre-tax net operating income | $584,000 | 2,620 |
| Securities gains (losses) | $59,000 | 595 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $643,000 | 2,153 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $643,000 | 2,155 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $643,000 | 2,155 |
| Net charge-offs | $-221,000 | 6,601 |
| Cash dividends | $507,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $584,000 | 2,273 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,778,000 | 2,253 |
| Total interest expense | $558,000 | 4,229 |
| Net interest income | $10,220,000 | 2,059 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $2,684,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $624,000 | 1,998 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,060,000 | 1,481 |
| Total noninterest expense | $10,002,000 | 1,899 |
| Salaries and employee benefits | $5,807,000 | 1,770 |
| Premises and equipment expense | $1,204,000 | 1,904 |
| Additional noninterest expense | $2,991,000 | 2,093 |
| Pre-tax net operating income | $2,802,000 | 2,276 |
| Securities gains (losses) | $140,000 | 1,110 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $2,937,000 | 1,930 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,937,000 | 1,932 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,937,000 | 1,932 |
| Net charge-offs | $454,000 | 2,119 |
| Cash dividends | $4,926,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,797,000 | 1,954 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 2,257 |
| Total interest expense | $421,000 | 4,306 |
| Net interest income | $7,698,000 | 2,050 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $2,093,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $478,000 | 1,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,615,000 | 1,466 |
| Total noninterest expense | $7,324,000 | 1,942 |
| Salaries and employee benefits | $4,297,000 | 1,798 |
| Premises and equipment expense | $899,000 | 1,931 |
| Additional noninterest expense | $2,128,000 | 2,184 |
| Pre-tax net operating income | $2,367,000 | 2,156 |
| Securities gains (losses) | $139,000 | 1,020 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $2,501,000 | 1,773 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,501,000 | 1,777 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,501,000 | 1,778 |
| Net charge-offs | $318,000 | 2,059 |
| Cash dividends | $3,766,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,362,000 | 1,805 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 2,256 |
| Total interest expense | $284,000 | 4,337 |
| Net interest income | $5,142,000 | 2,040 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $1,461,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $327,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,134,000 | 1,458 |
| Total noninterest expense | $4,957,000 | 1,921 |
| Salaries and employee benefits | $2,864,000 | 1,800 |
| Premises and equipment expense | $604,000 | 1,913 |
| Additional noninterest expense | $1,489,000 | 2,070 |
| Pre-tax net operating income | $1,546,000 | 2,149 |
| Securities gains (losses) | $139,000 | 922 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $1,680,000 | 1,752 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,680,000 | 1,757 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,680,000 | 1,758 |
| Net charge-offs | $321,000 | 1,628 |
| Cash dividends | $2,872,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,541,000 | 1,817 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 2,265 |
| Total interest expense | $147,000 | 4,351 |
| Net interest income | $2,600,000 | 2,029 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $676,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $163,000 | 1,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $513,000 | 1,545 |
| Total noninterest expense | $2,539,000 | 1,897 |
| Salaries and employee benefits | $1,435,000 | 1,820 |
| Premises and equipment expense | $311,000 | 1,905 |
| Additional noninterest expense | $793,000 | 1,972 |
| Pre-tax net operating income | $637,000 | 2,442 |
| Securities gains (losses) | $113,000 | 642 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $745,000 | 1,905 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $745,000 | 1,906 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $745,000 | 1,907 |
| Net charge-offs | $168,000 | 1,498 |
| Cash dividends | $1,627,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $633,130 | 2,078 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,094,000 | 2,009 |
| Total interest expense | $1,068,000 | 3,473 |
| Net interest income | $12,026,000 | 1,821 |
| Provision for loan and lease losses | $1,215,000 | 1,541 |
| Total noninterest income | $2,895,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $677,000 | 1,962 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,218,000 | 1,438 |
| Total noninterest expense | $9,849,000 | 1,944 |
| Salaries and employee benefits | $5,887,000 | 1,719 |
| Premises and equipment expense | $1,324,000 | 1,788 |
| Additional noninterest expense | $2,638,000 | 2,449 |
| Pre-tax net operating income | $3,857,000 | 1,693 |
| Securities gains (losses) | $12,000 | 3,338 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $3,864,000 | 1,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,864,000 | 1,497 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,864,000 | 1,497 |
| Net charge-offs | $861,000 | 1,975 |
| Cash dividends | $4,115,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,852,000 | 1,413 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,789,000 | 2,045 |
| Total interest expense | $894,000 | 3,323 |
| Net interest income | $8,895,000 | 1,869 |
| Provision for loan and lease losses | $875,000 | 1,611 |
| Total noninterest income | $2,242,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $516,000 | 1,943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,726,000 | 1,400 |
| Total noninterest expense | $7,409,000 | 1,932 |
| Salaries and employee benefits | $4,436,000 | 1,692 |
| Premises and equipment expense | $994,000 | 1,794 |
| Additional noninterest expense | $1,979,000 | 2,444 |
| Pre-tax net operating income | $2,853,000 | 1,764 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $2,848,000 | 1,553 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,848,000 | 1,554 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,848,000 | 1,554 |
| Net charge-offs | $836,000 | 1,626 |
| Cash dividends | $3,511,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,848,000 | 1,464 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 2,013 |
| Total interest expense | $689,000 | 3,089 |
| Net interest income | $5,980,000 | 1,852 |
| Provision for loan and lease losses | $425,000 | 1,999 |
| Total noninterest income | $1,521,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $345,000 | 1,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,176,000 | 1,359 |
| Total noninterest expense | $5,005,000 | 1,917 |
| Salaries and employee benefits | $2,964,000 | 1,695 |
| Premises and equipment expense | $676,000 | 1,742 |
| Additional noninterest expense | $1,365,000 | 2,380 |
| Pre-tax net operating income | $2,071,000 | 1,644 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $2,066,000 | 1,444 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,066,000 | 1,443 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,066,000 | 1,444 |
| Net charge-offs | $512,000 | 1,738 |
| Cash dividends | $2,051,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,066,000 | 1,356 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 1,968 |
| Total interest expense | $381,000 | 2,972 |
| Net interest income | $3,058,000 | 1,823 |
| Provision for loan and lease losses | $195,000 | 2,059 |
| Total noninterest income | $807,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $170,000 | 1,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $637,000 | 1,266 |
| Total noninterest expense | $2,572,000 | 1,858 |
| Salaries and employee benefits | $1,470,000 | 1,712 |
| Premises and equipment expense | $341,000 | 1,736 |
| Additional noninterest expense | $761,000 | 2,120 |
| Pre-tax net operating income | $1,098,000 | 1,543 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $1,093,000 | 1,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,093,000 | 1,329 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,093,000 | 1,329 |
| Net charge-offs | $-27,000 | 6,953 |
| Cash dividends | $701,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,093,000 | 1,260 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,500,000 | 1,819 |
| Total interest expense | $2,220,000 | 2,548 |
| Net interest income | $13,280,000 | 1,686 |
| Provision for loan and lease losses | $1,250,000 | 2,103 |
| Total noninterest income | $1,590,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $692,000 | 2,010 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $898,000 | 2,293 |
| Total noninterest expense | $10,767,000 | 1,797 |
| Salaries and employee benefits | $5,709,000 | 1,698 |
| Premises and equipment expense | $1,460,000 | 1,693 |
| Additional noninterest expense | $3,598,000 | 1,873 |
| Pre-tax net operating income | $2,853,000 | 1,932 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $2,850,000 | 1,685 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,850,000 | 1,685 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,850,000 | 1,685 |
| Net charge-offs | $1,915,000 | 1,600 |
| Cash dividends | $2,167,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,848,000 | 1,606 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,793,000 | 1,812 |
| Total interest expense | $1,764,000 | 2,535 |
| Net interest income | $10,029,000 | 1,684 |
| Provision for loan and lease losses | $1,000,000 | 1,957 |
| Total noninterest income | $1,679,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $523,000 | 1,998 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,156,000 | 1,594 |
| Total noninterest expense | $8,215,000 | 1,768 |
| Salaries and employee benefits | $4,318,000 | 1,694 |
| Premises and equipment expense | $1,109,000 | 1,701 |
| Additional noninterest expense | $2,788,000 | 1,823 |
| Pre-tax net operating income | $2,493,000 | 1,735 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $2,490,000 | 1,524 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,490,000 | 1,524 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,490,000 | 1,524 |
| Net charge-offs | $683,000 | 2,310 |
| Cash dividends | $1,165,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,488,000 | 1,444 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,927,000 | 1,807 |
| Total interest expense | $1,271,000 | 2,447 |
| Net interest income | $6,656,000 | 1,685 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $1,313,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $350,000 | 1,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $963,000 | 1,377 |
| Total noninterest expense | $5,503,000 | 1,774 |
| Salaries and employee benefits | $2,841,000 | 1,725 |
| Premises and equipment expense | $753,000 | 1,679 |
| Additional noninterest expense | $1,909,000 | 1,790 |
| Pre-tax net operating income | $1,716,000 | 1,654 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $1,712,000 | 1,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,712,000 | 1,437 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,712,000 | 1,437 |
| Net charge-offs | $571,000 | 2,011 |
| Cash dividends | $544,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,711,000 | 1,375 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 1,835 |
| Total interest expense | $681,000 | 2,368 |
| Net interest income | $3,251,000 | 1,715 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $729,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $176,000 | 1,930 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $553,000 | 1,267 |
| Total noninterest expense | $2,770,000 | 1,777 |
| Salaries and employee benefits | $1,407,000 | 1,753 |
| Premises and equipment expense | $384,000 | 1,681 |
| Additional noninterest expense | $979,000 | 1,738 |
| Pre-tax net operating income | $835,000 | 1,715 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $830,000 | 1,438 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $830,000 | 1,438 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $830,000 | 1,438 |
| Net charge-offs | $258,000 | 1,893 |
| Cash dividends | $195,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $830,000 | 1,395 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,162,000 | 1,667 |
| Total interest expense | $4,152,000 | 1,932 |
| Net interest income | $14,010,000 | 1,591 |
| Provision for loan and lease losses | $4,475,000 | 1,244 |
| Total noninterest income | $1,354,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $903,000 | 1,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $451,000 | 3,333 |
| Total noninterest expense | $11,193,000 | 1,762 |
| Salaries and employee benefits | $5,612,000 | 1,731 |
| Premises and equipment expense | $1,569,000 | 1,640 |
| Additional noninterest expense | $4,012,000 | 1,799 |
| Pre-tax net operating income | $-304,000 | 6,115 |
| Securities gains (losses) | $884,000 | 544 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $575,000 | 4,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $575,000 | 4,120 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $575,000 | 4,121 |
| Net charge-offs | $4,261,000 | 1,158 |
| Cash dividends | $264,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-300,160 | 6,189 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,008,000 | 1,663 |
| Total interest expense | $3,369,000 | 1,864 |
| Net interest income | $10,639,000 | 1,593 |
| Provision for loan and lease losses | $3,775,000 | 1,094 |
| Total noninterest income | $966,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $714,000 | 1,614 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $252,000 | 3,827 |
| Total noninterest expense | $8,536,000 | 1,735 |
| Salaries and employee benefits | $4,204,000 | 1,747 |
| Premises and equipment expense | $1,199,000 | 1,627 |
| Additional noninterest expense | $3,133,000 | 1,695 |
| Pre-tax net operating income | $-706,000 | 6,651 |
| Securities gains (losses) | $822,000 | 487 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $111,000 | 5,680 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $111,000 | 5,681 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $111,000 | 5,681 |
| Net charge-offs | $2,494,000 | 1,305 |
| Cash dividends | $264,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-678,120 | 6,713 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 1,651 |
| Total interest expense | $2,452,000 | 1,800 |
| Net interest income | $7,134,000 | 1,585 |
| Provision for loan and lease losses | $2,830,000 | 990 |
| Total noninterest income | $148,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $509,000 | 1,547 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-361,000 | 7,674 |
| Total noninterest expense | $5,683,000 | 1,741 |
| Salaries and employee benefits | $2,797,000 | 1,757 |
| Premises and equipment expense | $812,000 | 1,614 |
| Additional noninterest expense | $2,074,000 | 1,705 |
| Pre-tax net operating income | $-1,231,000 | 7,097 |
| Securities gains (losses) | $706,000 | 350 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $-530,000 | 6,883 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-530,000 | 6,884 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-530,000 | 6,883 |
| Net charge-offs | $1,706,000 | 1,269 |
| Cash dividends | $264,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,236,000 | 7,148 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 1,604 |
| Total interest expense | $1,213,000 | 1,892 |
| Net interest income | $3,814,000 | 1,506 |
| Provision for loan and lease losses | $890,000 | 1,279 |
| Total noninterest income | $-432,000 | 7,876 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $254,000 | 1,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-686,000 | 7,891 |
| Total noninterest expense | $2,746,000 | 1,811 |
| Salaries and employee benefits | $1,400,000 | 1,788 |
| Premises and equipment expense | $412,000 | 1,642 |
| Additional noninterest expense | $934,000 | 1,844 |
| Pre-tax net operating income | $-254,000 | 6,921 |
| Securities gains (losses) | $296,000 | 395 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $37,000 | 5,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $37,000 | 5,887 |
| Net charge-offs | $820,000 | 1,179 |
| Cash dividends | $264,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-223,480 | 6,927 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,506,000 | 1,667 |
| Total interest expense | $6,028,000 | 1,917 |
| Net interest income | $14,478,000 | 1,552 |
| Provision for loan and lease losses | $2,780,000 | 2,079 |
| Total noninterest income | $2,403,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,115,000 | 1,519 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,288,000 | 1,829 |
| Total noninterest expense | $11,767,000 | 1,735 |
| Salaries and employee benefits | $6,179,000 | 1,613 |
| Premises and equipment expense | $1,710,000 | 1,569 |
| Additional noninterest expense | $3,878,000 | 1,895 |
| Pre-tax net operating income | $2,334,000 | 1,676 |
| Securities gains (losses) | $1,004,000 | 500 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $3,333,000 | 1,013 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,333,000 | 1,011 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,333,000 | 1,012 |
| Net charge-offs | $3,684,000 | 1,417 |
| Cash dividends | $2,295,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,329,000 | 1,409 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,390,000 | 1,696 |
| Total interest expense | $4,699,000 | 1,932 |
| Net interest income | $10,691,000 | 1,571 |
| Provision for loan and lease losses | $1,800,000 | 2,036 |
| Total noninterest income | $2,177,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $835,000 | 1,527 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,342,000 | 1,501 |
| Total noninterest expense | $8,783,000 | 1,725 |
| Salaries and employee benefits | $4,859,000 | 1,552 |
| Premises and equipment expense | $1,299,000 | 1,583 |
| Additional noninterest expense | $2,625,000 | 2,015 |
| Pre-tax net operating income | $2,285,000 | 1,405 |
| Securities gains (losses) | $424,000 | 790 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $2,704,000 | 1,001 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,704,000 | 1,000 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,704,000 | 1,001 |
| Net charge-offs | $2,689,000 | 1,260 |
| Cash dividends | $2,095,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,280,000 | 1,163 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,286,000 | 1,722 |
| Total interest expense | $3,326,000 | 1,914 |
| Net interest income | $6,960,000 | 1,617 |
| Provision for loan and lease losses | $1,000,000 | 2,058 |
| Total noninterest income | $1,504,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $555,000 | 1,507 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $949,000 | 1,478 |
| Total noninterest expense | $5,976,000 | 1,721 |
| Salaries and employee benefits | $3,300,000 | 1,558 |
| Premises and equipment expense | $874,000 | 1,590 |
| Additional noninterest expense | $1,802,000 | 1,979 |
| Pre-tax net operating income | $1,488,000 | 1,535 |
| Securities gains (losses) | $259,000 | 856 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $1,742,000 | 1,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,742,000 | 1,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,742,000 | 1,090 |
| Net charge-offs | $979,000 | 1,654 |
| Cash dividends | $1,501,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,483,000 | 1,235 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 1,720 |
| Total interest expense | $1,809,000 | 1,842 |
| Net interest income | $3,403,000 | 1,642 |
| Provision for loan and lease losses | $550,000 | 1,693 |
| Total noninterest income | $690,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $267,000 | 1,521 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $423,000 | 1,562 |
| Total noninterest expense | $2,727,000 | 1,818 |
| Salaries and employee benefits | $1,709,000 | 1,529 |
| Premises and equipment expense | $452,000 | 1,572 |
| Additional noninterest expense | $566,000 | 2,693 |
| Pre-tax net operating income | $816,000 | 1,568 |
| Securities gains (losses) | $231,000 | 607 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $1,042,000 | 1,037 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,042,000 | 1,037 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,042,000 | 1,039 |
| Net charge-offs | $407,000 | 1,526 |
| Cash dividends | $763,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $811,000 | 1,279 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,964,000 | 1,554 |
| Total interest expense | $9,712,000 | 1,676 |
| Net interest income | $15,252,000 | 1,469 |
| Provision for loan and lease losses | $3,044,000 | 1,378 |
| Total noninterest income | $2,879,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,191,000 | 1,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,688,000 | 1,474 |
| Total noninterest expense | $11,417,000 | 1,705 |
| Salaries and employee benefits | $7,233,000 | 1,417 |
| Premises and equipment expense | $1,732,000 | 1,595 |
| Additional noninterest expense | $2,452,000 | 2,382 |
| Pre-tax net operating income | $3,670,000 | 1,483 |
| Securities gains (losses) | $-10,000 | 7,025 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $3,655,000 | 1,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,655,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,673,000 | 1,458 |
| Cash dividends | $2,082,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,665,000 | 1,200 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,155,000 | 1,558 |
| Total interest expense | $7,509,000 | 1,681 |
| Net interest income | $11,646,000 | 1,458 |
| Provision for loan and lease losses | $2,294,000 | 1,077 |
| Total noninterest income | $2,167,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $901,000 | 1,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,266,000 | 1,525 |
| Total noninterest expense | $8,595,000 | 1,694 |
| Salaries and employee benefits | $5,488,000 | 1,414 |
| Premises and equipment expense | $1,299,000 | 1,611 |
| Additional noninterest expense | $1,808,000 | 2,356 |
| Pre-tax net operating income | $2,924,000 | 1,670 |
| Securities gains (losses) | $-10,000 | 7,337 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $2,909,000 | 1,277 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,909,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,305,000 | 1,101 |
| Cash dividends | $1,821,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,919,000 | 1,343 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,958,000 | 1,562 |
| Total interest expense | $5,148,000 | 1,710 |
| Net interest income | $7,810,000 | 1,433 |
| Provision for loan and lease losses | $1,144,000 | 1,135 |
| Total noninterest income | $1,481,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $594,000 | 1,501 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $887,000 | 1,536 |
| Total noninterest expense | $5,851,000 | 1,664 |
| Salaries and employee benefits | $3,820,000 | 1,366 |
| Premises and equipment expense | $866,000 | 1,608 |
| Additional noninterest expense | $1,165,000 | 2,406 |
| Pre-tax net operating income | $2,296,000 | 1,496 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $2,291,000 | 1,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,291,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 1,268 |
| Cash dividends | $1,515,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,291,000 | 1,188 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 1,527 |
| Total interest expense | $2,743,000 | 1,710 |
| Net interest income | $4,037,000 | 1,379 |
| Provision for loan and lease losses | $279,000 | 1,478 |
| Total noninterest income | $722,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $278,000 | 1,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $444,000 | 1,523 |
| Total noninterest expense | $2,915,000 | 1,665 |
| Salaries and employee benefits | $1,911,000 | 1,368 |
| Premises and equipment expense | $439,000 | 1,596 |
| Additional noninterest expense | $565,000 | 2,436 |
| Pre-tax net operating income | $1,565,000 | 1,209 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $1,560,000 | 966 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,560,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,331 |
| Cash dividends | $559,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,560,000 | 925 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,189,000 | 1,649 |
| Total interest expense | $11,370,000 | 1,763 |
| Net interest income | $14,819,000 | 1,534 |
| Provision for loan and lease losses | $638,000 | 1,978 |
| Total noninterest income | $2,892,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,120,000 | 1,596 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,772,000 | 1,478 |
| Total noninterest expense | $11,380,000 | 1,619 |
| Salaries and employee benefits | $7,295,000 | 1,391 |
| Premises and equipment expense | $1,773,000 | 1,505 |
| Additional noninterest expense | $2,312,000 | 2,338 |
| Pre-tax net operating income | $5,693,000 | 1,463 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $5,694,000 | 1,131 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,694,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,185 |
| Cash dividends | $1,837,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,688,000 | 1,121 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,499,000 | 1,661 |
| Total interest expense | $8,484,000 | 1,768 |
| Net interest income | $11,015,000 | 1,554 |
| Provision for loan and lease losses | $464,000 | 1,668 |
| Total noninterest income | $2,162,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $820,000 | 1,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,342,000 | 1,486 |
| Total noninterest expense | $8,349,000 | 1,637 |
| Salaries and employee benefits | $5,291,000 | 1,438 |
| Premises and equipment expense | $1,323,000 | 1,502 |
| Additional noninterest expense | $1,735,000 | 2,293 |
| Pre-tax net operating income | $4,364,000 | 1,549 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $4,365,000 | 1,184 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,365,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $1,308,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,359,000 | 1,166 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 1,702 |
| Total interest expense | $5,540,000 | 1,799 |
| Net interest income | $7,245,000 | 1,593 |
| Provision for loan and lease losses | $348,000 | 1,373 |
| Total noninterest income | $1,429,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $526,000 | 1,673 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $903,000 | 1,495 |
| Total noninterest expense | $5,220,000 | 1,777 |
| Salaries and employee benefits | $3,230,000 | 1,591 |
| Premises and equipment expense | $877,000 | 1,532 |
| Additional noninterest expense | $1,113,000 | 2,381 |
| Pre-tax net operating income | $3,106,000 | 1,491 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $3,107,000 | 1,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,107,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $605,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,101,000 | 1,135 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 1,726 |
| Total interest expense | $2,717,000 | 1,821 |
| Net interest income | $3,564,000 | 1,621 |
| Provision for loan and lease losses | $174,000 | 1,298 |
| Total noninterest income | $710,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $237,000 | 1,792 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $473,000 | 1,423 |
| Total noninterest expense | $2,664,000 | 1,736 |
| Salaries and employee benefits | $1,657,000 | 1,571 |
| Premises and equipment expense | $437,000 | 1,534 |
| Additional noninterest expense | $570,000 | 2,289 |
| Pre-tax net operating income | $1,436,000 | 1,597 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $1,437,000 | 1,230 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,437,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,431,000 | 1,215 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,201,000 | 1,821 |
| Total interest expense | $8,639,000 | 1,910 |
| Net interest income | $13,562,000 | 1,689 |
| Provision for loan and lease losses | $559,000 | 1,728 |
| Total noninterest income | $2,492,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,136,000 | 1,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,356,000 | 1,794 |
| Total noninterest expense | $10,491,000 | 1,696 |
| Salaries and employee benefits | $6,747,000 | 1,468 |
| Premises and equipment expense | $1,569,000 | 1,631 |
| Additional noninterest expense | $2,175,000 | 2,381 |
| Pre-tax net operating income | $5,004,000 | 1,880 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $4,999,000 | 1,466 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,999,000 | 1,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $2,111,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,999,000 | 1,447 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,105,000 | 1,866 |
| Total interest expense | $6,055,000 | 1,970 |
| Net interest income | $10,050,000 | 1,731 |
| Provision for loan and lease losses | $336,000 | 1,971 |
| Total noninterest income | $1,821,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $860,000 | 1,551 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $961,000 | 1,874 |
| Total noninterest expense | $7,532,000 | 1,764 |
| Salaries and employee benefits | $4,732,000 | 1,571 |
| Premises and equipment expense | $1,162,000 | 1,656 |
| Additional noninterest expense | $1,638,000 | 2,362 |
| Pre-tax net operating income | $4,003,000 | 1,840 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $3,998,000 | 1,414 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,998,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $1,636,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,998,000 | 1,397 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,307,000 | 1,897 |
| Total interest expense | $3,695,000 | 2,030 |
| Net interest income | $6,612,000 | 1,756 |
| Provision for loan and lease losses | $192,000 | 2,179 |
| Total noninterest income | $1,235,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $554,000 | 1,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $681,000 | 1,798 |
| Total noninterest expense | $4,746,000 | 1,866 |
| Salaries and employee benefits | $2,862,000 | 1,711 |
| Premises and equipment expense | $752,000 | 1,701 |
| Additional noninterest expense | $1,132,000 | 2,294 |
| Pre-tax net operating income | $2,909,000 | 1,700 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $2,904,000 | 1,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,904,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $994,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,904,000 | 1,275 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 1,930 |
| Total interest expense | $1,713,000 | 2,083 |
| Net interest income | $3,223,000 | 1,793 |
| Provision for loan and lease losses | $48,000 | 3,203 |
| Total noninterest income | $631,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $266,000 | 1,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $365,000 | 1,674 |
| Total noninterest expense | $2,422,000 | 1,839 |
| Salaries and employee benefits | $1,485,000 | 1,669 |
| Premises and equipment expense | $363,000 | 1,756 |
| Additional noninterest expense | $574,000 | 2,238 |
| Pre-tax net operating income | $1,384,000 | 1,747 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $1,379,000 | 1,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,379,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $414,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,379,000 | 1,309 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,940,000 | 1,877 |
| Total interest expense | $4,988,000 | 2,199 |
| Net interest income | $12,952,000 | 1,694 |
| Provision for loan and lease losses | $440,000 | 2,107 |
| Total noninterest income | $2,168,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,013,000 | 1,712 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,155,000 | 2,019 |
| Total noninterest expense | $9,592,000 | 1,773 |
| Salaries and employee benefits | $6,131,000 | 1,528 |
| Premises and equipment expense | $1,303,000 | 1,852 |
| Additional noninterest expense | $2,158,000 | 2,315 |
| Pre-tax net operating income | $5,088,000 | 1,836 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $5,083,000 | 1,395 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,083,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,620 |
| Cash dividends | $2,066,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,083,000 | 1,383 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,958,000 | 1,893 |
| Total interest expense | $3,420,000 | 2,272 |
| Net interest income | $9,538,000 | 1,707 |
| Provision for loan and lease losses | $320,000 | 2,078 |
| Total noninterest income | $1,574,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $736,000 | 1,750 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $838,000 | 2,058 |
| Total noninterest expense | $6,688,000 | 1,878 |
| Salaries and employee benefits | $4,152,000 | 1,669 |
| Premises and equipment expense | $972,000 | 1,855 |
| Additional noninterest expense | $1,564,000 | 2,351 |
| Pre-tax net operating income | $4,104,000 | 1,729 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $4,099,000 | 1,324 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,099,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $1,523,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,099,000 | 1,301 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,336,000 | 1,909 |
| Total interest expense | $2,085,000 | 2,351 |
| Net interest income | $6,251,000 | 1,716 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $1,000,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $472,000 | 1,770 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $528,000 | 2,104 |
| Total noninterest expense | $4,238,000 | 1,953 |
| Salaries and employee benefits | $2,609,000 | 1,758 |
| Premises and equipment expense | $628,000 | 1,899 |
| Additional noninterest expense | $1,001,000 | 2,425 |
| Pre-tax net operating income | $2,813,000 | 1,656 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $2,808,000 | 1,256 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,808,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $908,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,808,000 | 1,231 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 1,957 |
| Total interest expense | $948,000 | 2,441 |
| Net interest income | $3,028,000 | 1,763 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $502,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $230,000 | 1,762 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $272,000 | 2,017 |
| Total noninterest expense | $2,100,000 | 1,970 |
| Salaries and employee benefits | $1,316,000 | 1,755 |
| Premises and equipment expense | $310,000 | 1,930 |
| Additional noninterest expense | $474,000 | 2,562 |
| Pre-tax net operating income | $1,350,000 | 1,696 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $1,345,000 | 1,284 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,345,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $342,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,345,000 | 1,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,308,000 | 1,977 |
| Total interest expense | $2,826,000 | 2,750 |
| Net interest income | $11,482,000 | 1,758 |
| Provision for loan and lease losses | $73,000 | 5,442 |
| Total noninterest income | $1,805,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $896,000 | 1,942 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $909,000 | 2,292 |
| Total noninterest expense | $8,903,000 | 1,818 |
| Salaries and employee benefits | $5,812,000 | 1,527 |
| Premises and equipment expense | $1,219,000 | 1,881 |
| Additional noninterest expense | $1,872,000 | 2,566 |
| Pre-tax net operating income | $4,311,000 | 1,924 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $4,322,000 | 1,487 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,322,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,343 |
| Cash dividends | $1,659,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,306,000 | 1,447 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,336,000 | 2,025 |
| Total interest expense | $1,993,000 | 2,851 |
| Net interest income | $8,343,000 | 1,802 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $1,241,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $660,000 | 1,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $581,000 | 2,550 |
| Total noninterest expense | $6,029,000 | 1,989 |
| Salaries and employee benefits | $3,760,000 | 1,745 |
| Premises and equipment expense | $917,000 | 1,881 |
| Additional noninterest expense | $1,352,000 | 2,618 |
| Pre-tax net operating income | $3,497,000 | 1,809 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $3,508,000 | 1,396 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,508,000 | 1,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $1,202,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,492,000 | 1,361 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 2,100 |
| Total interest expense | $1,277,000 | 2,938 |
| Net interest income | $5,382,000 | 1,853 |
| Provision for loan and lease losses | $29,000 | 5,552 |
| Total noninterest income | $831,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $426,000 | 2,028 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $405,000 | 2,488 |
| Total noninterest expense | $3,775,000 | 2,121 |
| Salaries and employee benefits | $2,329,000 | 1,861 |
| Premises and equipment expense | $617,000 | 1,850 |
| Additional noninterest expense | $829,000 | 2,846 |
| Pre-tax net operating income | $2,409,000 | 1,743 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $2,420,000 | 1,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,420,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $653,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,404,000 | 1,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 2,165 |
| Total interest expense | $637,000 | 2,982 |
| Net interest income | $2,596,000 | 1,920 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $402,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $212,000 | 1,972 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $190,000 | 2,553 |
| Total noninterest expense | $1,878,000 | 2,135 |
| Salaries and employee benefits | $1,177,000 | 1,867 |
| Premises and equipment expense | $308,000 | 1,883 |
| Additional noninterest expense | $393,000 | 2,964 |
| Pre-tax net operating income | $1,120,000 | 1,830 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $1,115,000 | 1,435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,115,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $184,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,115,000 | 1,361 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,411,000 | 2,318 |
| Total interest expense | $2,588,000 | 3,255 |
| Net interest income | $9,823,000 | 1,992 |
| Provision for loan and lease losses | $255,000 | 3,498 |
| Total noninterest income | $1,587,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $878,000 | 1,954 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $709,000 | 2,948 |
| Total noninterest expense | $7,684,000 | 2,059 |
| Salaries and employee benefits | $4,910,000 | 1,747 |
| Premises and equipment expense | $1,106,000 | 2,058 |
| Additional noninterest expense | $1,668,000 | 2,799 |
| Pre-tax net operating income | $3,471,000 | 2,231 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $3,478,000 | 1,791 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,478,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $2,528,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,466,000 | 1,716 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,256,000 | 2,370 |
| Total interest expense | $1,954,000 | 3,340 |
| Net interest income | $7,302,000 | 2,019 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $1,203,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $658,000 | 1,969 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $545,000 | 2,976 |
| Total noninterest expense | $5,366,000 | 2,190 |
| Salaries and employee benefits | $3,349,000 | 1,923 |
| Premises and equipment expense | $818,000 | 2,106 |
| Additional noninterest expense | $1,199,000 | 2,883 |
| Pre-tax net operating income | $2,824,000 | 2,143 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $2,820,000 | 1,709 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,820,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $2,177,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,819,000 | 1,619 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 2,380 |
| Total interest expense | $1,331,000 | 3,377 |
| Net interest income | $4,827,000 | 2,028 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $814,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $443,000 | 1,913 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $371,000 | 2,912 |
| Total noninterest expense | $3,380,000 | 2,323 |
| Salaries and employee benefits | $2,064,000 | 2,056 |
| Premises and equipment expense | $531,000 | 2,139 |
| Additional noninterest expense | $785,000 | 2,911 |
| Pre-tax net operating income | $2,051,000 | 1,989 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $2,045,000 | 1,588 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,045,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $1,700,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,046,000 | 1,481 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 2,403 |
| Total interest expense | $692,000 | 3,351 |
| Net interest income | $2,378,000 | 2,057 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $411,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $222,000 | 1,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 2,816 |
| Total noninterest expense | $1,685,000 | 2,311 |
| Salaries and employee benefits | $1,005,000 | 2,103 |
| Premises and equipment expense | $273,000 | 2,087 |
| Additional noninterest expense | $407,000 | 2,811 |
| Pre-tax net operating income | $999,000 | 2,041 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $993,000 | 1,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $993,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $1,249,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $993,990 | 1,516 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,056,000 | 2,349 |
| Total interest expense | $3,414,000 | 3,181 |
| Net interest income | $9,642,000 | 2,008 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $1,472,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $827,000 | 1,945 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $645,000 | 2,846 |
| Total noninterest expense | $6,503,000 | 2,297 |
| Salaries and employee benefits | $4,185,000 | 1,928 |
| Premises and equipment expense | $829,000 | 2,603 |
| Additional noninterest expense | $1,489,000 | 2,977 |
| Pre-tax net operating income | $4,191,000 | 1,908 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $802,000 | 2,593 |
| Income before extraordinary items | $3,389,000 | 1,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,389,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $1,088,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,389,000 | 1,716 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,132,000 | 2,426 |
| Total interest expense | $5,696,000 | 2,792 |
| Net interest income | $8,436,000 | 2,116 |
| Provision for loan and lease losses | $395,000 | 2,648 |
| Total noninterest income | $1,377,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $745,000 | 2,034 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $632,000 | 2,745 |
| Total noninterest expense | $6,368,000 | 2,248 |
| Salaries and employee benefits | $4,101,000 | 1,824 |
| Premises and equipment expense | $893,000 | 2,387 |
| Additional noninterest expense | $1,374,000 | 3,106 |
| Pre-tax net operating income | $3,050,000 | 2,226 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $959,000 | 2,142 |
| Income before extraordinary items | $2,091,000 | 2,426 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,091,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,371 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,091,000 | 2,350 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,454,000 | 2,586 |
| Total interest expense | $5,490,000 | 3,042 |
| Net interest income | $7,964,000 | 2,237 |
| Provision for loan and lease losses | $435,000 | 2,107 |
| Total noninterest income | $2,069,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $710,000 | 1,944 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,359,000 | 1,494 |
| Total noninterest expense | $6,572,000 | 2,097 |
| Salaries and employee benefits | $4,313,000 | 1,658 |
| Premises and equipment expense | $893,000 | 2,319 |
| Additional noninterest expense | $1,366,000 | 3,045 |
| Pre-tax net operating income | $3,026,000 | 2,373 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,050,000 | 2,036 |
| Income before extraordinary items | $1,976,000 | 2,603 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,976,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $1,100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,976,000 | 2,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 3,175 |
| Total interest expense | $3,669,000 | 3,870 |
| Net interest income | $6,523,000 | 2,696 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $6,352,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $680,000 | 1,964 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,672,000 | 607 |
| Total noninterest expense | $10,183,000 | 1,370 |
| Salaries and employee benefits | $6,752,000 | 1,023 |
| Premises and equipment expense | $1,276,000 | 1,603 |
| Additional noninterest expense | $2,155,000 | 2,027 |
| Pre-tax net operating income | $2,492,000 | 2,806 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $830,000 | 2,567 |
| Income before extraordinary items | $1,662,000 | 2,992 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,662,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,624 |
| Cash dividends | $650,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,662,000 | 2,956 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 3,539 |
| Total interest expense | $3,583,000 | 4,028 |
| Net interest income | $5,429,000 | 3,165 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $7,450,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $575,000 | 2,232 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $6,875,000 | 534 |
| Total noninterest expense | $10,605,000 | 1,247 |
| Salaries and employee benefits | $6,851,000 | 946 |
| Premises and equipment expense | $1,244,000 | 1,573 |
| Additional noninterest expense | $2,510,000 | 1,700 |
| Pre-tax net operating income | $2,149,000 | 3,145 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $734,000 | 2,924 |
| Income before extraordinary items | $1,418,000 | 3,402 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,418,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,416,020 | 3,316 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 3,954 |
| Total interest expense | $2,967,000 | 4,763 |
| Net interest income | $5,052,000 | 3,453 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $2,580,000 | 1,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,033,000 | 1,088 |
| Total noninterest expense | $5,336,000 | 2,415 |
| Salaries and employee benefits | $3,194,000 | 2,064 |
| Premises and equipment expense | $869,000 | 2,265 |
| Additional noninterest expense | $1,273,000 | 3,178 |
| Pre-tax net operating income | $2,136,000 | 3,330 |
| Securities gains (losses) | $79,000 | 1,094 |
| Applicable income taxes | $734,000 | 3,123 |
| Income before extraordinary items | $1,481,000 | 3,400 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,481,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,428,070 | 3,421 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 4,618 |
| Total interest expense | $2,542,000 | 5,443 |
| Net interest income | $4,387,000 | 3,973 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,915,000 | 1,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,452 |
| Total noninterest expense | $3,531,000 | 3,742 |
| Salaries and employee benefits | $2,024,000 | 3,301 |
| Premises and equipment expense | $540,000 | 3,537 |
| Additional noninterest expense | $967,000 | 4,527 |
| Pre-tax net operating income | $2,771,000 | 2,537 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $833,000 | 2,748 |
| Income before extraordinary items | $1,938,000 | 2,521 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,938,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $1,250,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,938,000 | 2,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 4,606 |
| Total interest expense | $2,584,000 | 5,419 |
| Net interest income | $4,330,000 | 4,044 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,136,000 | 2,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,455 |
| Total noninterest expense | $2,823,000 | 4,507 |
| Salaries and employee benefits | $1,584,000 | 4,085 |
| Premises and equipment expense | $480,000 | 3,887 |
| Additional noninterest expense | $759,000 | 5,471 |
| Pre-tax net operating income | $2,643,000 | 2,693 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $877,000 | 2,669 |
| Income before extraordinary items | $1,776,000 | 2,777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,776,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,769,300 | 2,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 4,516 |
| Total interest expense | $2,212,000 | 5,133 |
| Net interest income | $4,300,000 | 4,090 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,005,000 | 3,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 2,885 |
| Total noninterest expense | $2,773,000 | 4,727 |
| Salaries and employee benefits | $1,499,000 | 4,279 |
| Premises and equipment expense | $494,000 | 3,843 |
| Additional noninterest expense | $780,000 | 5,823 |
| Pre-tax net operating income | $2,532,000 | 2,794 |
| Securities gains (losses) | $-113,000 | 11,616 |
| Applicable income taxes | $805,000 | 2,748 |
| Income before extraordinary items | $1,614,000 | 2,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,614,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $765,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,689,710 | 2,885 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 4,795 |
| Total interest expense | $2,296,000 | 5,172 |
| Net interest income | $3,935,000 | 4,477 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $913,000 | 3,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,426 |
| Total noninterest expense | $2,679,000 | 4,964 |
| Salaries and employee benefits | $1,388,000 | 4,590 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $832,000 | 5,745 |
| Pre-tax net operating income | $2,119,000 | 3,137 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $789,000 | 2,788 |
| Income before extraordinary items | $1,331,000 | 3,625 |
| Extraordinary gains, net | $143,000 | 1,275 |
| Net income | $1,474,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,330,360 | 3,438 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 4,926 |
| Total interest expense | $2,961,000 | 5,221 |
| Net interest income | $3,870,000 | 4,584 |
| Provision for loan and lease losses | $342,000 | 3,824 |
| Total noninterest income | $777,000 | 4,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 4,397 |
| Total noninterest expense | $2,510,000 | 5,295 |
| Salaries and employee benefits | $1,274,000 | 4,909 |
| Premises and equipment expense | $429,000 | 4,536 |
| Additional noninterest expense | $807,000 | 6,027 |
| Pre-tax net operating income | $1,795,000 | 3,447 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $676,000 | 3,084 |
| Income before extraordinary items | $1,225,000 | 3,734 |
| Extraordinary gains, net | $19,000 | 1,246 |
| Net income | $1,244,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,157,160 | 3,639 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.