Home > Peoples Bank of Columbus Junction > Income and Expense

Peoples Bank of Columbus Junction, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$2,695,000	8,438
Total interest expense	$1,412,000	7,811
Net interest income	$1,283,000	8,810
Provision for loan and lease losses	$0	9,041
Total noninterest income	$138,000	9,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$106,000	7,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	9,747
Total noninterest expense	$936,000	8,940
Salaries and employee benefits	$538,000	8,591
Premises and equipment expense	$133,000	8,447
Additional noninterest expense	$265,000	9,239
Pre-tax net operating income	$485,000	8,026
Securities gains (losses)	$0	4,148
Applicable income taxes	$159,000	7,745
Income before extraordinary items	$326,000	8,204
Extraordinary gains, net	$0	53
Net income	$326,000	8,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,336
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$326,000	8,142
1995-12-31 (YTD Data)		Rank
Total interest income	$2,626,000	8,754
Total interest expense	$1,387,000	8,009
Net interest income	$1,239,000	9,227
Provision for loan and lease losses	$0	8,958
Total noninterest income	$159,000	9,157
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	7,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	8,706
Total noninterest expense	$943,000	9,195
Salaries and employee benefits	$527,000	8,880
Premises and equipment expense	$114,000	9,208
Additional noninterest expense	$302,000	9,224
Pre-tax net operating income	$455,000	8,721
Securities gains (losses)	$0	3,831
Applicable income taxes	$152,000	8,222
Income before extraordinary items	$303,000	8,911
Extraordinary gains, net	$0	65
Net income	$303,000	8,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$303,000	8,881
1994-12-31 (YTD Data)		Rank
Total interest income	$2,475,000	8,948
Total interest expense	$1,211,000	7,857
Net interest income	$1,264,000	9,578
Provision for loan and lease losses	$0	9,146
Total noninterest income	$137,000	9,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$106,000	7,946
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,719
Total noninterest expense	$940,000	9,590
Salaries and employee benefits	$511,000	9,294
Premises and equipment expense	$100,000	10,031
Additional noninterest expense	$329,000	9,608
Pre-tax net operating income	$461,000	8,913
Securities gains (losses)	$7,000	2,440
Applicable income taxes	$167,000	7,982
Income before extraordinary items	$301,000	9,139
Extraordinary gains, net	$0	249
Net income	$301,000	9,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,413
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$296,520	9,247
1993-12-31 (YTD Data)		Rank
Total interest income	$2,467,000	9,257
Total interest expense	$1,281,000	7,953
Net interest income	$1,186,000	10,106
Provision for loan and lease losses	$0	10,371
Total noninterest income	$164,000	9,940
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	7,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	10,513
Total noninterest expense	$1,000,000	9,727
Salaries and employee benefits	$517,000	9,500
Premises and equipment expense	$91,000	10,750
Additional noninterest expense	$392,000	9,347
Pre-tax net operating income	$350,000	9,805
Securities gains (losses)	$138,000	2,074
Applicable income taxes	$164,000	8,333
Income before extraordinary items	$324,000	9,192
Extraordinary gains, net	$0	3,149
Net income	$324,000	9,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	8,470
Cash dividends	$100,000	6,847
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$232,920	10,001
1992-12-31 (YTD Data)		Rank
Total interest income	$2,964,000	9,057
Total interest expense	$1,605,000	8,187
Net interest income	$1,359,000	9,769
Provision for loan and lease losses	$35,000	9,755
Total noninterest income	$155,000	10,402
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	7,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	11,767
Total noninterest expense	$1,093,000	9,545
Salaries and employee benefits	$513,000	9,651
Premises and equipment expense	$92,000	11,034
Additional noninterest expense	$488,000	8,566
Pre-tax net operating income	$386,000	9,365
Securities gains (losses)	$8,000	6,653
Applicable income taxes	$144,000	8,775
Income before extraordinary items	$250,000	9,923
Extraordinary gains, net	$0	1,422
Net income	$250,000	10,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	4,939
Cash dividends	$65,000	7,330
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$244,880	9,620

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.