Home > Peoples Bank of Cambridge > Income and Expense

Peoples Bank of Cambridge, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$1,616,00010,318
Total interest expense$725,00010,215
Net interest income$891,00010,278
Provision for loan and lease losses$08,958
Total noninterest income$86,00010,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0009,371
Trading account gains and feesNANA
Additional Noninterest Income$40,0009,709
Total noninterest expense$728,00010,076
Salaries and employee benefits$406,0009,896
Premises and equipment expense$65,00010,624
Additional noninterest expense$257,0009,760
Pre-tax net operating income$249,00010,122
Securities gains (losses)$2,0003,270
Applicable income taxes$78,0009,622
Income before extraordinary items$173,00010,234
Extraordinary gains, net$065
Net income$173,00010,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$171,62010,225
1994-12-31 (YTD Data)Rank
Total interest income$1,474,00010,783
Total interest expense$545,00010,877
Net interest income$929,00010,637
Provision for loan and lease losses$09,146
Total noninterest income$69,00011,514
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,0009,795
Trading account gains and feesNANA
Additional Noninterest Income$22,00011,301
Total noninterest expense$733,00010,547
Salaries and employee benefits$413,00010,179
Premises and equipment expense$60,00011,299
Additional noninterest expense$260,00010,401
Pre-tax net operating income$265,00010,375
Securities gains (losses)$1,0003,293
Applicable income taxes$74,0009,948
Income before extraordinary items$192,00010,368
Extraordinary gains, net$0249
Net income$192,00010,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$191,28010,431
1993-12-31 (YTD Data)Rank
Total interest income$1,420,00011,404
Total interest expense$419,00012,134
Net interest income$1,001,00010,778
Provision for loan and lease losses$97,0005,852
Total noninterest income$72,00012,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,018
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,957
Total noninterest expense$740,00010,965
Salaries and employee benefits$454,00010,108
Premises and equipment expense$62,00011,775
Additional noninterest expense$224,00011,416
Pre-tax net operating income$236,00010,733
Securities gains (losses)$116,0002,292
Applicable income taxes$96,0009,830
Income before extraordinary items$256,0009,975
Extraordinary gains, net$73,0001,877
Net income$329,0009,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00012,131
Cash dividends$225,0005,134
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$171,32010,764
1992-12-31 (YTD Data)Rank
Total interest income$1,507,00011,954
Total interest expense$543,00012,556
Net interest income$964,00011,234
Provision for loan and lease losses$85,0007,723
Total noninterest income$84,00012,175
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,807
Trading account gains and feesNANA
Additional Noninterest Income$21,00012,470
Total noninterest expense$766,00011,177
Salaries and employee benefits$489,0009,880
Premises and equipment expense$58,00012,372
Additional noninterest expense$219,00011,977
Pre-tax net operating income$197,00011,096
Securities gains (losses)$134,0002,556
Applicable income taxes$59,00011,011
Income before extraordinary items$272,0009,654
Extraordinary gains, net$01,422
Net income$272,0009,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0006,201
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$162,12010,766

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.