Home > Peoples Bank of California > Income and Expense
Peoples Bank of California, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $248,080,000 | 218 |
| Total interest expense | $177,119,000 | 184 |
| Net interest income | $70,961,000 | 320 |
| Provision for loan and lease losses | $8,963,000 | 218 |
| Total noninterest income | $9,584,000 | 603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,584,000 | 429 |
| Total noninterest expense | $47,180,000 | 360 |
| Salaries and employee benefits | $19,581,000 | 380 |
| Premises and equipment expense | $14,166,000 | 188 |
| Additional noninterest expense | $13,433,000 | 474 |
| Pre-tax net operating income | $24,402,000 | 387 |
| Securities gains (losses) | $-7,661,000 | 9,855 |
| Applicable income taxes | $-19,135,000 | 9,895 |
| Income before extraordinary items | $35,876,000 | 218 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $35,876,000 | 218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,666,000 | 206 |
| Cash dividends | $3,480,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $43,537,000 | 192 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $226,868,000 | 212 |
| Total interest expense | $161,676,000 | 158 |
| Net interest income | $65,192,000 | 340 |
| Provision for loan and lease losses | $4,710,000 | 316 |
| Total noninterest income | $7,173,000 | 745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,173,000 | 528 |
| Total noninterest expense | $39,852,000 | 429 |
| Salaries and employee benefits | $16,789,000 | 456 |
| Premises and equipment expense | $12,644,000 | 214 |
| Additional noninterest expense | $10,419,000 | 588 |
| Pre-tax net operating income | $27,803,000 | 383 |
| Securities gains (losses) | $-3,216,000 | 10,187 |
| Applicable income taxes | $-4,500,000 | 10,213 |
| Income before extraordinary items | $29,087,000 | 283 |
| Extraordinary gains, net | $6,677,000 | 3 |
| Net income | $35,764,000 | 244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,644,000 | 390 |
| Cash dividends | $6,738,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $32,303,000 | 250 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $178,116,000 | 244 |
| Total interest expense | $140,026,000 | 181 |
| Net interest income | $38,090,000 | 499 |
| Provision for loan and lease losses | $2,000,000 | 581 |
| Total noninterest income | $7,581,000 | 711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,581,000 | 501 |
| Total noninterest expense | $50,372,000 | 343 |
| Salaries and employee benefits | $24,617,000 | 310 |
| Premises and equipment expense | $10,776,000 | 230 |
| Additional noninterest expense | $14,979,000 | 433 |
| Pre-tax net operating income | $-6,701,000 | 10,452 |
| Securities gains (losses) | $1,746,000 | 256 |
| Applicable income taxes | $-16,392,000 | 10,460 |
| Income before extraordinary items | $11,437,000 | 513 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,437,000 | 512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $948,000 | 787 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $89,309,000 | 7 |
| Net operating income | $10,319,560 | 554 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $129,933,000 | 323 |
| Total interest expense | $95,940,000 | 240 |
| Net interest income | $33,993,000 | 556 |
| Provision for loan and lease losses | $1,550,000 | 713 |
| Total noninterest income | $7,915,000 | 668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,915,000 | 474 |
| Total noninterest expense | $33,888,000 | 467 |
| Salaries and employee benefits | $12,195,000 | 564 |
| Premises and equipment expense | $10,145,000 | 238 |
| Additional noninterest expense | $11,548,000 | 518 |
| Pre-tax net operating income | $6,470,000 | 1,216 |
| Securities gains (losses) | $1,275,000 | 248 |
| Applicable income taxes | $-4,500,000 | 10,911 |
| Income before extraordinary items | $12,245,000 | 505 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,245,000 | 505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,886,000 | 520 |
| Cash dividends | $2,100,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,970,000 | 527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $121,904,000 | 376 |
| Total interest expense | $89,617,000 | 273 |
| Net interest income | $32,287,000 | 622 |
| Provision for loan and lease losses | $2,902,000 | 469 |
| Total noninterest income | $6,541,000 | 792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,541,000 | 544 |
| Total noninterest expense | $28,755,000 | 586 |
| Salaries and employee benefits | $10,664,000 | 659 |
| Premises and equipment expense | $9,096,000 | 295 |
| Additional noninterest expense | $8,995,000 | 729 |
| Pre-tax net operating income | $7,171,000 | 1,049 |
| Securities gains (losses) | $3,589,000 | 102 |
| Applicable income taxes | $-3,016,000 | 11,424 |
| Income before extraordinary items | $13,776,000 | 450 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,776,000 | 451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,203,000 | 185 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,187,000 | 552 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $121,944,000 | 384 |
| Total interest expense | $93,804,000 | 284 |
| Net interest income | $28,140,000 | 709 |
| Provision for loan and lease losses | $8,290,000 | 213 |
| Total noninterest income | $2,627,000 | 1,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,627,000 | 960 |
| Total noninterest expense | $31,208,000 | 568 |
| Salaries and employee benefits | $12,145,000 | 583 |
| Premises and equipment expense | $9,448,000 | 310 |
| Additional noninterest expense | $9,615,000 | 709 |
| Pre-tax net operating income | $-8,731,000 | 11,982 |
| Securities gains (losses) | $505,000 | 354 |
| Applicable income taxes | $4,000 | 11,033 |
| Income before extraordinary items | $-8,230,000 | 11,953 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-8,230,000 | 11,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,619,000 | 227 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-8,735,000 | 11,954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $115,260,000 | 364 |
| Total interest expense | $79,838,000 | 259 |
| Net interest income | $35,422,000 | 581 |
| Provision for loan and lease losses | $29,192,000 | 76 |
| Total noninterest income | $3,074,000 | 1,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,074,000 | 863 |
| Total noninterest expense | $50,279,000 | 390 |
| Salaries and employee benefits | $19,430,000 | 407 |
| Premises and equipment expense | $11,421,000 | 263 |
| Additional noninterest expense | $19,428,000 | 451 |
| Pre-tax net operating income | $-40,975,000 | 12,636 |
| Securities gains (losses) | $3,196,000 | 62 |
| Applicable income taxes | $11,356,000 | 306 |
| Income before extraordinary items | $-49,135,000 | 12,599 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-49,135,000 | 12,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,722,000 | 172 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-52,331,000 | 12,600 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $133,980,000 | 313 |
| Total interest expense | $86,281,000 | 228 |
| Net interest income | $47,699,000 | 450 |
| Provision for loan and lease losses | $12,716,000 | 234 |
| Total noninterest income | $6,676,000 | 790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,676,000 | 553 |
| Total noninterest expense | $55,801,000 | 377 |
| Salaries and employee benefits | $20,628,000 | 380 |
| Premises and equipment expense | $11,752,000 | 250 |
| Additional noninterest expense | $23,421,000 | 415 |
| Pre-tax net operating income | $-14,142,000 | 13,252 |
| Securities gains (losses) | $3,435,000 | 211 |
| Applicable income taxes | $-1,200,000 | 13,193 |
| Income before extraordinary items | $-9,507,000 | 13,198 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-9,507,000 | 13,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,637,000 | 503 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-12,564,150 | 13,213 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $164,593,000 | 301 |
| Total interest expense | $114,979,000 | 217 |
| Net interest income | $49,614,000 | 453 |
| Provision for loan and lease losses | $7,811,000 | 440 |
| Total noninterest income | $948,000 | 3,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $948,000 | 2,075 |
| Total noninterest expense | $103,706,000 | 233 |
| Salaries and employee benefits | $20,423,000 | 382 |
| Premises and equipment expense | $11,113,000 | 269 |
| Additional noninterest expense | $72,170,000 | 165 |
| Pre-tax net operating income | $-60,954,000 | 13,954 |
| Securities gains (losses) | $4,001,000 | 248 |
| Applicable income taxes | $-12,571,000 | 13,921 |
| Income before extraordinary items | $-44,382,000 | 13,916 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-44,382,000 | 13,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,409,000 | 445 |
| Cash dividends | $556,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $42,050,000 | 33 |
| Net operating income | $-47,502,780 | 13,918 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.