Home > Peoples Bank of California > Net charge- offs to loans
Peoples Bank of California, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3406% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 1.0164% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1480% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8485% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1107% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.1228% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0159% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4204% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6782% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 6,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0464% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7244% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2896% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9285% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9295% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 26.1690% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9817% | 21 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0743% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3631% | 111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3631% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5810% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5804% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 45.1242% | 4 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5195% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5493% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3628% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3628% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8510% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5093% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8300% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1267% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6950% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6950% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | 500.0000% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2523% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5735% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1418% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2563% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2563% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4570% | 4,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4566% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8432% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |