Home > Peoples Bank and Trust Company of Madison County > Income and Expense

Peoples Bank and Trust Company of Madison County, Income and Expense

2020-09-30 (YTD Data)Rank
Total interest income$12,302,0001,769
Total interest expense$663,0003,205
Net interest income$11,639,0001,593
Provision for loan and lease losses$600,0001,810
Total noninterest income$1,756,0001,921
Gross Fiduciary activities income$0981
Service charges on deposit accounts$581,0001,160
Trading account gains and fees$0125
Additional Noninterest Income$1,175,0002,004
Total noninterest expense$7,820,0001,873
Salaries and employee benefits$3,581,0002,199
Premises and equipment expense$1,247,0001,401
Additional noninterest expense$2,992,0001,515
Pre-tax net operating income$4,975,0001,401
Securities gains (losses)$02,494
Applicable income taxes$904,0001,262
Income before extraordinary items$4,071,0001,488
Extraordinary gains, net$04
Net income$4,071,0001,489
Minority interest net income$065
Net income of bank and minority interests.$4,071,0001,489
Net charge-offs$46,0002,098
Cash dividends$3,000,000806
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,071,0001,447
2020-06-30 (YTD Data)Rank
Total interest income$8,347,0001,761
Total interest expense$463,0003,235
Net interest income$7,884,0001,570
Provision for loan and lease losses$300,0002,042
Total noninterest income$1,155,0001,878
Gross Fiduciary activities income$0970
Service charges on deposit accounts$396,0001,152
Trading account gains and fees$0123
Additional Noninterest Income$759,0001,957
Total noninterest expense$5,256,0001,860
Salaries and employee benefits$2,457,0002,157
Premises and equipment expense$826,0001,404
Additional noninterest expense$1,973,0001,522
Pre-tax net operating income$3,483,0001,288
Securities gains (losses)$02,249
Applicable income taxes$641,0001,140
Income before extraordinary items$2,842,0001,364
Extraordinary gains, net$04
Net income$2,842,0001,364
Minority interest net income$065
Net income of bank and minority interests.$2,842,0001,364
Net charge-offs$30,0001,996
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,842,0001,329
2020-03-31 (YTD Data)Rank
Total interest income$4,003,0001,805
Total interest expense$237,0003,349
Net interest income$3,766,0001,592
Provision for loan and lease losses$03,711
Total noninterest income$608,0001,740
Gross Fiduciary activities income$0941
Service charges on deposit accounts$252,0001,106
Trading account gains and fees$0106
Additional Noninterest Income$356,0001,840
Total noninterest expense$2,523,0001,929
Salaries and employee benefits$1,144,0002,269
Premises and equipment expense$408,0001,420
Additional noninterest expense$971,0001,556
Pre-tax net operating income$1,851,0001,126
Securities gains (losses)$01,705
Applicable income taxes$353,000960
Income before extraordinary items$1,498,0001,189
Extraordinary gains, net$04
Net income$1,498,0001,188
Minority interest net income$056
Net income of bank and minority interests.$1,498,0001,189
Net charge-offs$16,0001,683
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,498,0001,170
2019-12-31 (YTD Data)Rank
Total interest income$15,985,0001,830
Total interest expense$929,0003,403
Net interest income$15,056,0001,587
Provision for loan and lease losses$03,973
Total noninterest income$2,559,0001,723
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,095,0001,064
Trading account gains and fees$0135
Additional Noninterest Income$1,464,0001,811
Total noninterest expense$10,826,0001,800
Salaries and employee benefits$4,868,0002,146
Premises and equipment expense$1,774,0001,296
Additional noninterest expense$4,184,0001,453
Pre-tax net operating income$6,789,0001,395
Securities gains (losses)$13,0001,808
Applicable income taxes$907,0001,510
Income before extraordinary items$5,895,0001,405
Extraordinary gains, net$011
Net income$5,895,0001,407
Minority interest net income$076
Net income of bank and minority interests.$5,895,0001,407
Net charge-offs$332,0001,285
Cash dividends$3,250,0001,120
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,883,6901,377
2019-09-30 (YTD Data)Rank
Total interest income$12,108,0001,835
Total interest expense$685,0003,452
Net interest income$11,423,0001,584
Provision for loan and lease losses$03,836
Total noninterest income$1,875,0001,739
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$820,0001,071
Trading account gains and fees$0129
Additional Noninterest Income$1,055,0001,858
Total noninterest expense$8,327,0001,763
Salaries and employee benefits$3,736,0002,118
Premises and equipment expense$1,363,0001,269
Additional noninterest expense$3,228,0001,427
Pre-tax net operating income$4,971,0001,450
Securities gains (losses)$13,0001,579
Applicable income taxes$352,0002,103
Income before extraordinary items$4,632,0001,376
Extraordinary gains, net$011
Net income$4,632,0001,377
Minority interest net income$072
Net income of bank and minority interests.$4,632,0001,378
Net charge-offs$297,0001,040
Cash dividends$2,250,0001,088
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,619,9101,349
2019-06-30 (YTD Data)Rank
Total interest income$8,107,0001,829
Total interest expense$440,0003,490
Net interest income$7,667,0001,581
Provision for loan and lease losses$03,685
Total noninterest income$1,273,0001,696
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$540,0001,071
Trading account gains and fees$0131
Additional Noninterest Income$733,0001,798
Total noninterest expense$5,473,0001,786
Salaries and employee benefits$2,446,0002,150
Premises and equipment expense$853,0001,344
Additional noninterest expense$2,174,0001,426
Pre-tax net operating income$3,467,0001,382
Securities gains (losses)$13,0001,155
Applicable income taxes$714,0001,156
Income before extraordinary items$2,766,0001,475
Extraordinary gains, net$011
Net income$2,766,0001,474
Minority interest net income$069
Net income of bank and minority interests.$2,766,0001,475
Net charge-offs$250,000872
Cash dividends$1,250,0001,245
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,755,7301,452
2019-03-31 (YTD Data)Rank
Total interest income$4,095,0001,825
Total interest expense$212,0003,520
Net interest income$3,883,0001,577
Provision for loan and lease losses$03,406
Total noninterest income$607,0001,717
Gross Fiduciary activities income$0972
Service charges on deposit accounts$261,0001,092
Trading account gains and fees$0126
Additional Noninterest Income$346,0001,820
Total noninterest expense$2,685,0001,818
Salaries and employee benefits$1,213,0002,185
Premises and equipment expense$428,0001,369
Additional noninterest expense$1,044,0001,465
Pre-tax net operating income$1,805,0001,310
Securities gains (losses)$13,000656
Applicable income taxes$373,0001,094
Income before extraordinary items$1,445,0001,399
Extraordinary gains, net$05
Net income$1,445,0001,397
Minority interest net income$052
Net income of bank and minority interests.$1,445,0001,398
Net charge-offs$27,0001,553
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,434,7301,379
2018-12-31 (YTD Data)Rank
Total interest income$15,144,0001,844
Total interest expense$702,0003,452
Net interest income$14,442,0001,670
Provision for loan and lease losses$04,082
Total noninterest income$2,481,0001,764
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,112,0001,072
Trading account gains and fees$0126
Additional Noninterest Income$1,369,0001,893
Total noninterest expense$11,145,0001,737
Salaries and employee benefits$4,840,0002,156
Premises and equipment expense$1,770,0001,305
Additional noninterest expense$4,535,0001,351
Pre-tax net operating income$5,778,0001,569
Securities gains (losses)$-3,0004,159
Applicable income taxes$1,041,0001,355
Income before extraordinary items$4,734,0001,650
Extraordinary gains, net$06
Net income$4,734,0001,649
Minority interest net income$072
Net income of bank and minority interests.$4,734,0001,649
Net charge-offs$171,0001,767
Cash dividends$2,650,0001,188
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,736,4601,644
2018-09-30 (YTD Data)Rank
Total interest income$11,209,0001,854
Total interest expense$512,0003,433
Net interest income$10,697,0001,681
Provision for loan and lease losses$03,948
Total noninterest income$1,840,0001,780
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$818,0001,093
Trading account gains and fees$0138
Additional Noninterest Income$1,022,0001,915
Total noninterest expense$8,473,0001,708
Salaries and employee benefits$3,740,0002,093
Premises and equipment expense$1,302,0001,331
Additional noninterest expense$3,431,0001,349
Pre-tax net operating income$4,064,0001,675
Securities gains (losses)$2,000952
Applicable income taxes$725,0001,466
Income before extraordinary items$3,341,0001,753
Extraordinary gains, net$05
Net income$3,341,0001,752
Minority interest net income$066
Net income of bank and minority interests.$3,341,0001,752
Net charge-offs$118,0001,608
Cash dividends$2,150,0001,002
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,339,3601,743
2018-06-30 (YTD Data)Rank
Total interest income$7,366,0001,864
Total interest expense$339,0003,372
Net interest income$7,027,0001,699
Provision for loan and lease losses$03,782
Total noninterest income$1,250,0001,752
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$539,0001,101
Trading account gains and fees$0130
Additional Noninterest Income$711,0001,858
Total noninterest expense$5,720,0001,699
Salaries and employee benefits$2,514,0002,093
Premises and equipment expense$878,0001,325
Additional noninterest expense$2,328,0001,334
Pre-tax net operating income$2,557,0001,735
Securities gains (losses)$2,000815
Applicable income taxes$446,0001,513
Income before extraordinary items$2,113,0001,803
Extraordinary gains, net$06
Net income$2,113,0001,802
Minority interest net income$065
Net income of bank and minority interests.$2,113,0001,802
Net charge-offs$110,0001,266
Cash dividends$1,550,000929
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,111,3401,792
2018-03-31 (YTD Data)Rank
Total interest income$3,600,0001,884
Total interest expense$168,0003,351
Net interest income$3,432,0001,737
Provision for loan and lease losses$03,508
Total noninterest income$600,0001,796
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$267,0001,120
Trading account gains and fees$0123
Additional Noninterest Income$333,0001,893
Total noninterest expense$2,783,0001,751
Salaries and employee benefits$1,228,0002,151
Premises and equipment expense$435,0001,358
Additional noninterest expense$1,120,0001,358
Pre-tax net operating income$1,249,0001,730
Securities gains (losses)$2,000619
Applicable income taxes$218,0001,494
Income before extraordinary items$1,033,0001,792
Extraordinary gains, net$07
Net income$1,033,0001,791
Minority interest net income$052
Net income of bank and minority interests.$1,033,0001,792
Net charge-offs$64,0001,060
Cash dividends$950,000761
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,031,3401,785
2017-12-31 (YTD Data)Rank
Total interest income$14,385,0001,840
Total interest expense$713,0003,108
Net interest income$13,672,0001,702
Provision for loan and lease losses$04,227
Total noninterest income$2,338,0001,844
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,082,0001,115
Trading account gains and fees$0151
Additional Noninterest Income$1,256,0002,023
Total noninterest expense$10,911,0001,761
Salaries and employee benefits$4,912,0002,109
Premises and equipment expense$1,715,0001,340
Additional noninterest expense$4,284,0001,429
Pre-tax net operating income$5,099,0001,685
Securities gains (losses)$42,000968
Applicable income taxes$2,836,000998
Income before extraordinary items$2,305,0002,450
Extraordinary gains, net$09
Net income$2,305,0002,450
Minority interest net income$076
Net income of bank and minority interests.$2,305,0002,450
Net charge-offs$83,0002,604
Cash dividends$2,275,0001,282
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,278,1202,453
2017-09-30 (YTD Data)Rank
Total interest income$10,697,0001,856
Total interest expense$536,0003,100
Net interest income$10,161,0001,716
Provision for loan and lease losses$04,088
Total noninterest income$1,848,0001,809
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$816,0001,111
Trading account gains and fees$0145
Additional Noninterest Income$1,032,0001,938
Total noninterest expense$8,118,0001,780
Salaries and employee benefits$3,724,0002,109
Premises and equipment expense$1,262,0001,377
Additional noninterest expense$3,132,0001,455
Pre-tax net operating income$3,891,0001,686
Securities gains (losses)$32,0001,084
Applicable income taxes$1,063,0001,418
Income before extraordinary items$2,860,0001,791
Extraordinary gains, net$09
Net income$2,860,0001,790
Minority interest net income$071
Net income of bank and minority interests.$2,860,0001,791
Net charge-offs$30,0002,778
Cash dividends$1,400,0001,367
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,836,6401,779
2017-06-30 (YTD Data)Rank
Total interest income$7,080,0001,846
Total interest expense$357,0003,068
Net interest income$6,723,0001,724
Provision for loan and lease losses$03,871
Total noninterest income$1,199,0001,828
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$533,0001,122
Trading account gains and fees$0139
Additional Noninterest Income$666,0001,985
Total noninterest expense$5,321,0001,811
Salaries and employee benefits$2,444,0002,142
Premises and equipment expense$806,0001,426
Additional noninterest expense$2,071,0001,468
Pre-tax net operating income$2,601,0001,646
Securities gains (losses)$5,0001,441
Applicable income taxes$702,0001,394
Income before extraordinary items$1,904,0001,773
Extraordinary gains, net$011
Net income$1,904,0001,773
Minority interest net income$071
Net income of bank and minority interests.$1,904,0001,773
Net charge-offs$33,0002,293
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,900,3501,755
2017-03-31 (YTD Data)Rank
Total interest income$3,466,0001,875
Total interest expense$178,0003,072
Net interest income$3,288,0001,751
Provision for loan and lease losses$03,537
Total noninterest income$599,0001,822
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$267,0001,121
Trading account gains and fees$0142
Additional Noninterest Income$332,0001,962
Total noninterest expense$2,599,0001,863
Salaries and employee benefits$1,211,0002,186
Premises and equipment expense$408,0001,421
Additional noninterest expense$980,0001,533
Pre-tax net operating income$1,288,0001,623
Securities gains (losses)$01,153
Applicable income taxes$347,0001,375
Income before extraordinary items$941,0001,744
Extraordinary gains, net$08
Net income$941,0001,743
Minority interest net income$055
Net income of bank and minority interests.$941,0001,744
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$941,0001,729
2016-12-31 (YTD Data)Rank
Total interest income$13,973,0001,815
Total interest expense$813,0002,790
Net interest income$13,160,0001,710
Provision for loan and lease losses$04,332
Total noninterest income$2,525,0001,836
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,298,000954
Trading account gains and fees$0170
Additional Noninterest Income$1,227,0002,141
Total noninterest expense$11,747,0001,652
Salaries and employee benefits$4,702,0002,193
Premises and equipment expense$1,619,0001,409
Additional noninterest expense$5,426,0001,180
Pre-tax net operating income$3,938,0001,959
Securities gains (losses)$8,0002,738
Applicable income taxes$951,0001,697
Income before extraordinary items$2,995,0002,123
Extraordinary gains, net$05
Net income$2,995,0002,121
Minority interest net income$082
Net income of bank and minority interests.$2,995,0002,122
Net charge-offs$440,0001,175
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,988,9202,058
2016-09-30 (YTD Data)Rank
Total interest income$10,466,0001,818
Total interest expense$625,0002,747
Net interest income$9,841,0001,719
Provision for loan and lease losses$04,186
Total noninterest income$1,947,0001,810
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,016,000920
Trading account gains and fees$0169
Additional Noninterest Income$931,0002,132
Total noninterest expense$8,808,0001,646
Salaries and employee benefits$3,511,0002,197
Premises and equipment expense$1,222,0001,402
Additional noninterest expense$4,075,0001,187
Pre-tax net operating income$2,980,0001,973
Securities gains (losses)$8,0002,659
Applicable income taxes$725,0001,718
Income before extraordinary items$2,263,0002,139
Extraordinary gains, net$05
Net income$2,263,0002,138
Minority interest net income$071
Net income of bank and minority interests.$2,263,0002,139
Net charge-offs$143,0001,734
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,256,9202,075
2016-06-30 (YTD Data)Rank
Total interest income$6,968,0001,824
Total interest expense$422,0002,736
Net interest income$6,546,0001,727
Provision for loan and lease losses$04,017
Total noninterest income$1,304,0001,791
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$674,000913
Trading account gains and fees$0157
Additional Noninterest Income$630,0002,082
Total noninterest expense$5,877,0001,652
Salaries and employee benefits$2,269,0002,259
Premises and equipment expense$797,0001,427
Additional noninterest expense$2,811,0001,156
Pre-tax net operating income$1,973,0001,962
Securities gains (losses)$02,835
Applicable income taxes$475,0001,715
Income before extraordinary items$1,498,0002,125
Extraordinary gains, net$016
Net income$1,498,0002,125
Minority interest net income$071
Net income of bank and minority interests.$1,498,0002,125
Net charge-offs$87,0001,747
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,498,0002,060
2016-03-31 (YTD Data)Rank
Total interest income$3,494,0001,823
Total interest expense$214,0002,718
Net interest income$3,280,0001,716
Provision for loan and lease losses$03,656
Total noninterest income$689,0001,686
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$338,000906
Trading account gains and fees$0142
Additional Noninterest Income$351,0001,898
Total noninterest expense$2,911,0001,664
Salaries and employee benefits$1,076,0002,371
Premises and equipment expense$391,0001,478
Additional noninterest expense$1,444,0001,124
Pre-tax net operating income$1,058,0001,841
Securities gains (losses)$02,077
Applicable income taxes$265,0001,596
Income before extraordinary items$793,0002,006
Extraordinary gains, net$012
Net income$793,0002,006
Minority interest net income$062
Net income of bank and minority interests.$793,0002,006
Net charge-offs$12,0002,244
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$793,0001,957
2015-12-31 (YTD Data)Rank
Total interest income$13,891,0001,780
Total interest expense$926,0002,553
Net interest income$12,965,0001,686
Provision for loan and lease losses$400,0001,583
Total noninterest income$2,508,0001,828
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,315,000954
Trading account gains and fees$0159
Additional Noninterest Income$1,193,0002,150
Total noninterest expense$12,248,0001,572
Salaries and employee benefits$4,543,0002,229
Premises and equipment expense$1,653,0001,398
Additional noninterest expense$6,052,0001,079
Pre-tax net operating income$2,825,0002,426
Securities gains (losses)$31,0001,973
Applicable income taxes$669,0001,963
Income before extraordinary items$2,187,0002,558
Extraordinary gains, net$023
Net income$2,187,0002,560
Minority interest net income$081
Net income of bank and minority interests.$2,187,0002,560
Net charge-offs$944,000723
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,163,1302,540
2015-09-30 (YTD Data)Rank
Total interest income$10,462,0001,796
Total interest expense$702,0002,563
Net interest income$9,760,0001,695
Provision for loan and lease losses$250,0001,694
Total noninterest income$1,881,0001,827
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$951,000991
Trading account gains and fees$0153
Additional Noninterest Income$930,0002,121
Total noninterest expense$9,256,0001,573
Salaries and employee benefits$3,371,0002,258
Premises and equipment expense$1,255,0001,393
Additional noninterest expense$4,630,0001,061
Pre-tax net operating income$2,135,0002,438
Securities gains (losses)$31,0001,769
Applicable income taxes$459,0002,083
Income before extraordinary items$1,707,0002,547
Extraordinary gains, net$021
Net income$1,707,0002,548
Minority interest net income$078
Net income of bank and minority interests.$1,707,0002,548
Net charge-offs$713,000665
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,682,5102,521
2015-06-30 (YTD Data)Rank
Total interest income$6,923,0001,805
Total interest expense$471,0002,565
Net interest income$6,452,0001,710
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,221,0001,881
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$609,0001,006
Trading account gains and fees$0157
Additional Noninterest Income$612,0002,150
Total noninterest expense$6,207,0001,568
Salaries and employee benefits$2,234,0002,284
Premises and equipment expense$829,0001,424
Additional noninterest expense$3,144,0001,047
Pre-tax net operating income$1,316,0002,567
Securities gains (losses)$02,636
Applicable income taxes$264,0002,217
Income before extraordinary items$1,052,0002,664
Extraordinary gains, net$022
Net income$1,052,0002,665
Minority interest net income$075
Net income of bank and minority interests.$1,052,0002,666
Net charge-offs$586,000556
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,052,0002,607
2015-03-31 (YTD Data)Rank
Total interest income$3,467,0001,808
Total interest expense$237,0002,585
Net interest income$3,230,0001,708
Provision for loan and lease losses$03,703
Total noninterest income$593,0001,888
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$298,0001,004
Trading account gains and fees$0152
Additional Noninterest Income$295,0002,153
Total noninterest expense$3,090,0001,569
Salaries and employee benefits$1,112,0002,301
Premises and equipment expense$411,0001,446
Additional noninterest expense$1,567,0001,036
Pre-tax net operating income$733,0002,344
Securities gains (losses)$02,027
Applicable income taxes$160,0002,035
Income before extraordinary items$573,0002,476
Extraordinary gains, net$013
Net income$573,0002,479
Minority interest net income$064
Net income of bank and minority interests.$573,0002,478
Net charge-offs$331,000502
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$573,0002,405
2014-12-31 (YTD Data)Rank
Total interest income$14,310,0001,754
Total interest expense$1,058,0002,494
Net interest income$13,252,0001,667
Provision for loan and lease losses$2,675,000375
Total noninterest income$2,452,0001,831
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,378,000959
Trading account gains and fees$0180
Additional Noninterest Income$1,074,0002,237
Total noninterest expense$12,251,0001,567
Salaries and employee benefits$4,589,0002,209
Premises and equipment expense$1,655,0001,443
Additional noninterest expense$6,007,0001,101
Pre-tax net operating income$778,0004,507
Securities gains (losses)$40,0001,884
Applicable income taxes$-68,0006,239
Income before extraordinary items$886,0004,161
Extraordinary gains, net$017
Net income$886,0004,161
Minority interest net income$084
Net income of bank and minority interests.$886,0004,162
Net charge-offs$2,438,000426
Cash dividends$200,0003,700
Sale, conversion, retirement of capital stock, net$0862
Net operating income$846,0004,172
2014-09-30 (YTD Data)Rank
Total interest income$10,782,0001,754
Total interest expense$814,0002,488
Net interest income$9,968,0001,666
Provision for loan and lease losses$2,075,000340
Total noninterest income$1,849,0001,834
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,021,000980
Trading account gains and fees$0174
Additional Noninterest Income$828,0002,210
Total noninterest expense$9,390,0001,531
Salaries and employee benefits$3,678,0002,093
Premises and equipment expense$1,218,0001,471
Additional noninterest expense$4,494,0001,102
Pre-tax net operating income$352,0005,189
Securities gains (losses)$18,0002,074
Applicable income taxes$-132,0006,428
Income before extraordinary items$502,0004,599
Extraordinary gains, net$015
Net income$502,0004,599
Minority interest net income$081
Net income of bank and minority interests.$502,0004,600
Net charge-offs$1,580,000475
Cash dividends$200,0003,059
Sale, conversion, retirement of capital stock, net$0819
Net operating income$484,0004,611
2014-06-30 (YTD Data)Rank
Total interest income$7,244,0001,725
Total interest expense$558,0002,448
Net interest income$6,686,0001,643
Provision for loan and lease losses$1,475,000333
Total noninterest income$1,242,0001,791
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$665,000990
Trading account gains and fees$0172
Additional Noninterest Income$577,0002,113
Total noninterest expense$6,284,0001,529
Salaries and employee benefits$2,490,0002,072
Premises and equipment expense$789,0001,513
Additional noninterest expense$3,005,0001,079
Pre-tax net operating income$169,0005,458
Securities gains (losses)$18,0001,704
Applicable income taxes$-105,0006,511
Income before extraordinary items$292,0004,779
Extraordinary gains, net$020
Net income$292,0004,781
Minority interest net income$080
Net income of bank and minority interests.$292,0004,782
Net charge-offs$1,305,000410
Cash dividends$200,0002,696
Sale, conversion, retirement of capital stock, net$0794
Net operating income$274,0004,813
2014-03-31 (YTD Data)Rank
Total interest income$3,641,0001,706
Total interest expense$285,0002,451
Net interest income$3,356,0001,629
Provision for loan and lease losses$875,000289
Total noninterest income$626,0001,742
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$321,0001,003
Trading account gains and fees$0147
Additional Noninterest Income$305,0001,982
Total noninterest expense$3,103,0001,546
Salaries and employee benefits$1,244,0002,083
Premises and equipment expense$376,0001,605
Additional noninterest expense$1,483,0001,082
Pre-tax net operating income$4,0006,166
Securities gains (losses)$18,000988
Applicable income taxes$-76,0006,609
Income before extraordinary items$98,0005,179
Extraordinary gains, net$016
Net income$98,0005,180
Minority interest net income$066
Net income of bank and minority interests.$98,0005,180
Net charge-offs$387,000600
Cash dividends$200,0001,744
Sale, conversion, retirement of capital stock, net$0747
Net operating income$80,0005,340
2013-12-31 (YTD Data)Rank
Total interest income$15,680,0001,592
Total interest expense$1,376,0002,319
Net interest income$14,304,0001,518
Provision for loan and lease losses$2,688,000484
Total noninterest income$2,474,0001,857
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,536,000901
Trading account gains and fees$0184
Additional Noninterest Income$938,0002,462
Total noninterest expense$12,594,0001,531
Salaries and employee benefits$5,081,0002,012
Premises and equipment expense$1,694,0001,403
Additional noninterest expense$5,819,0001,163
Pre-tax net operating income$1,496,0003,415
Securities gains (losses)$-16,0006,301
Applicable income taxes$119,0003,310
Income before extraordinary items$1,361,0003,334
Extraordinary gains, net$029
Net income$1,361,0003,336
Minority interest net income$090
Net income of bank and minority interests.$1,361,0003,337
Net charge-offs$3,412,000482
Cash dividends$2,100,0001,160
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,375,7203,260
2013-09-30 (YTD Data)Rank
Total interest income$11,878,0001,590
Total interest expense$1,058,0002,332
Net interest income$10,820,0001,504
Provision for loan and lease losses$2,358,000418
Total noninterest income$1,908,0001,850
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,151,000908
Trading account gains and fees$0180
Additional Noninterest Income$757,0002,412
Total noninterest expense$9,388,0001,544
Salaries and employee benefits$3,738,0002,056
Premises and equipment expense$1,266,0001,416
Additional noninterest expense$4,384,0001,149
Pre-tax net operating income$982,0003,714
Securities gains (losses)$-11,0006,519
Applicable income taxes$86,0003,402
Income before extraordinary items$885,0003,647
Extraordinary gains, net$025
Net income$885,0003,649
Minority interest net income$084
Net income of bank and minority interests.$885,0003,651
Net charge-offs$2,499,000510
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$0868
Net operating income$895,0103,549
2013-06-30 (YTD Data)Rank
Total interest income$7,925,0001,579
Total interest expense$718,0002,340
Net interest income$7,207,0001,495
Provision for loan and lease losses$1,957,000373
Total noninterest income$1,240,0001,926
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$764,000887
Trading account gains and fees$0157
Additional Noninterest Income$476,0002,543
Total noninterest expense$6,176,0001,563
Salaries and employee benefits$2,496,0002,055
Premises and equipment expense$838,0001,440
Additional noninterest expense$2,842,0001,170
Pre-tax net operating income$314,0004,809
Securities gains (losses)$-11,0006,669
Applicable income taxes$-58,0006,711
Income before extraordinary items$361,0004,494
Extraordinary gains, net$022
Net income$361,0004,496
Minority interest net income$082
Net income of bank and minority interests.$361,0004,497
Net charge-offs$984,000771
Cash dividends$1,400,000837
Sale, conversion, retirement of capital stock, net$0838
Net operating income$372,0004,340
2013-03-31 (YTD Data)Rank
Total interest income$3,997,0001,579
Total interest expense$366,0002,378
Net interest income$3,631,0001,486
Provision for loan and lease losses$1,474,000277
Total noninterest income$580,0002,006
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$385,000865
Trading account gains and fees$0148
Additional Noninterest Income$195,0002,811
Total noninterest expense$3,104,0001,573
Salaries and employee benefits$1,264,0002,056
Premises and equipment expense$415,0001,466
Additional noninterest expense$1,425,0001,158
Pre-tax net operating income$-367,0006,821
Securities gains (losses)$-11,0006,814
Applicable income taxes$-207,0006,958
Income before extraordinary items$-171,0006,724
Extraordinary gains, net$010
Net income$-171,0006,725
Minority interest net income$076
Net income of bank and minority interests.$-171,0006,725
Net charge-offs$678,000630
Cash dividends$700,000730
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-163,9606,699
2012-12-31 (YTD Data)Rank
Total interest income$17,426,0001,510
Total interest expense$1,827,0002,307
Net interest income$15,599,0001,409
Provision for loan and lease losses$1,425,0001,375
Total noninterest income$2,333,0001,966
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,562,000906
Trading account gains and fees$0166
Additional Noninterest Income$771,0002,747
Total noninterest expense$11,944,0001,621
Salaries and employee benefits$4,908,0002,038
Premises and equipment expense$1,609,0001,472
Additional noninterest expense$5,427,0001,254
Pre-tax net operating income$4,563,0001,489
Securities gains (losses)$58,0002,626
Applicable income taxes$1,249,0001,257
Income before extraordinary items$3,372,0001,691
Extraordinary gains, net$029
Net income$3,372,0001,692
Minority interest net income$093
Net income of bank and minority interests.$3,372,0001,692
Net charge-offs$1,386,0001,465
Cash dividends$2,400,0001,044
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,329,6601,612
2012-09-30 (YTD Data)Rank
Total interest income$13,275,0001,523
Total interest expense$1,420,0002,318
Net interest income$11,855,0001,403
Provision for loan and lease losses$1,069,0001,370
Total noninterest income$1,778,0001,943
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,154,000928
Trading account gains and fees$0157
Additional Noninterest Income$624,0002,620
Total noninterest expense$9,095,0001,607
Salaries and employee benefits$3,824,0001,982
Premises and equipment expense$1,213,0001,478
Additional noninterest expense$4,058,0001,259
Pre-tax net operating income$3,469,0001,508
Securities gains (losses)$67,0002,265
Applicable income taxes$958,0001,270
Income before extraordinary items$2,578,0001,705
Extraordinary gains, net$020
Net income$2,578,0001,704
Minority interest net income$086
Net income of bank and minority interests.$2,578,0001,706
Net charge-offs$671,0001,859
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,529,0901,627
2012-06-30 (YTD Data)Rank
Total interest income$8,807,0001,552
Total interest expense$990,0002,299
Net interest income$7,817,0001,418
Provision for loan and lease losses$713,0001,400
Total noninterest income$1,247,0001,863
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$750,000948
Trading account gains and fees$0153
Additional Noninterest Income$497,0002,337
Total noninterest expense$5,990,0001,624
Salaries and employee benefits$2,536,0001,984
Premises and equipment expense$801,0001,482
Additional noninterest expense$2,653,0001,277
Pre-tax net operating income$2,361,0001,474
Securities gains (losses)$24,0002,423
Applicable income taxes$651,0001,244
Income before extraordinary items$1,734,0001,678
Extraordinary gains, net$019
Net income$1,734,0001,676
Minority interest net income$084
Net income of bank and minority interests.$1,734,0001,678
Net charge-offs$610,0001,585
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,716,4801,609
2012-03-31 (YTD Data)Rank
Total interest income$4,414,0001,563
Total interest expense$525,0002,272
Net interest income$3,889,0001,426
Provision for loan and lease losses$356,0001,350
Total noninterest income$585,0001,948
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$369,000951
Trading account gains and fees$0148
Additional Noninterest Income$216,0002,552
Total noninterest expense$2,903,0001,664
Salaries and employee benefits$1,266,0001,981
Premises and equipment expense$403,0001,477
Additional noninterest expense$1,234,0001,367
Pre-tax net operating income$1,215,0001,426
Securities gains (losses)$2,0002,023
Applicable income taxes$338,0001,201
Income before extraordinary items$879,0001,656
Extraordinary gains, net$019
Net income$879,0001,657
Minority interest net income$078
Net income of bank and minority interests.$879,0001,657
Net charge-offs$314,0001,446
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$877,5601,559
2011-12-31 (YTD Data)Rank
Total interest income$18,665,0001,535
Total interest expense$3,207,0001,849
Net interest income$15,458,0001,442
Provision for loan and lease losses$793,0002,757
Total noninterest income$2,269,0001,835
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,691,000862
Trading account gains and fees$0146
Additional Noninterest Income$578,0002,913
Total noninterest expense$12,032,0001,633
Salaries and employee benefits$5,221,0001,872
Premises and equipment expense$1,508,0001,647
Additional noninterest expense$5,303,0001,310
Pre-tax net operating income$4,902,0001,195
Securities gains (losses)$125,0001,876
Applicable income taxes$1,429,0001,034
Income before extraordinary items$3,598,0001,367
Extraordinary gains, net$029
Net income$3,598,0001,367
Minority interest net income$096
Net income of bank and minority interests.$3,598,0001,367
Net charge-offs$337,0003,667
Cash dividends$3,500,000580
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,508,0001,328
2011-09-30 (YTD Data)Rank
Total interest income$14,175,0001,530
Total interest expense$2,609,0001,767
Net interest income$11,566,0001,448
Provision for loan and lease losses$906,0002,074
Total noninterest income$1,664,0001,855
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,267,000875
Trading account gains and fees$0145
Additional Noninterest Income$397,0003,054
Total noninterest expense$8,998,0001,621
Salaries and employee benefits$3,830,0001,910
Premises and equipment expense$1,150,0001,633
Additional noninterest expense$4,018,0001,280
Pre-tax net operating income$3,326,0001,356
Securities gains (losses)$124,0001,593
Applicable income taxes$969,0001,113
Income before extraordinary items$2,481,0001,533
Extraordinary gains, net$021
Net income$2,481,0001,533
Minority interest net income$087
Net income of bank and minority interests.$2,481,0001,533
Net charge-offs$269,0003,364
Cash dividends$2,750,000488
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,391,7201,516
2011-06-30 (YTD Data)Rank
Total interest income$9,635,0001,508
Total interest expense$1,922,0001,692
Net interest income$7,713,0001,454
Provision for loan and lease losses$550,0002,190
Total noninterest income$981,0002,021
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$823,000886
Trading account gains and fees$0153
Additional Noninterest Income$158,0003,854
Total noninterest expense$5,893,0001,665
Salaries and employee benefits$2,480,0001,962
Premises and equipment expense$758,0001,669
Additional noninterest expense$2,655,0001,325
Pre-tax net operating income$2,251,0001,306
Securities gains (losses)$1,0002,791
Applicable income taxes$630,0001,104
Income before extraordinary items$1,622,0001,517
Extraordinary gains, net$015
Net income$1,622,0001,517
Minority interest net income$089
Net income of bank and minority interests.$1,622,0001,517
Net charge-offs$105,0003,796
Cash dividends$2,250,000379
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,621,2801,452
2011-03-31 (YTD Data)Rank
Total interest income$4,834,0001,518
Total interest expense$1,057,0001,599
Net interest income$3,777,0001,475
Provision for loan and lease losses$356,0001,767
Total noninterest income$526,0001,916
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$393,000911
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,102
Total noninterest expense$2,942,0001,687
Salaries and employee benefits$1,224,0002,001
Premises and equipment expense$380,0001,696
Additional noninterest expense$1,338,0001,313
Pre-tax net operating income$1,005,0001,426
Securities gains (losses)$-6,0007,119
Applicable income taxes$271,0001,214
Income before extraordinary items$728,0001,617
Extraordinary gains, net$09
Net income$728,0001,617
Minority interest net income$086
Net income of bank and minority interests.$728,0001,617
Net charge-offs$107,0002,665
Cash dividends$1,500,000267
Sale, conversion, retirement of capital stock, net$0925
Net operating income$732,3801,562
2010-12-31 (YTD Data)Rank
Total interest income$20,098,0001,534
Total interest expense$5,245,0001,584
Net interest income$14,853,0001,505
Provision for loan and lease losses$1,225,0002,746
Total noninterest income$2,693,0001,677
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,770,000864
Trading account gains and fees$0175
Additional Noninterest Income$923,0002,278
Total noninterest expense$11,769,0001,681
Salaries and employee benefits$4,915,0001,972
Premises and equipment expense$1,464,0001,752
Additional noninterest expense$5,390,0001,344
Pre-tax net operating income$4,552,0001,116
Securities gains (losses)$93,0002,225
Applicable income taxes$1,208,0001,063
Income before extraordinary items$3,437,0001,240
Extraordinary gains, net$029
Net income$3,437,0001,242
Minority interest net income$0111
Net income of bank and minority interests.$3,437,0001,243
Net charge-offs$956,0002,753
Cash dividends$3,250,000510
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,368,1801,218
2010-09-30 (YTD Data)Rank
Total interest income$15,155,0001,548
Total interest expense$4,021,0001,614
Net interest income$11,134,0001,524
Provision for loan and lease losses$925,0002,613
Total noninterest income$2,078,0001,647
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,361,000863
Trading account gains and fees$0165
Additional Noninterest Income$717,0002,227
Total noninterest expense$8,832,0001,669
Salaries and employee benefits$3,717,0001,954
Premises and equipment expense$1,049,0001,860
Additional noninterest expense$4,066,0001,323
Pre-tax net operating income$3,455,0001,159
Securities gains (losses)$63,0002,289
Applicable income taxes$967,0001,026
Income before extraordinary items$2,551,0001,302
Extraordinary gains, net$023
Net income$2,551,0001,306
Minority interest net income$0110
Net income of bank and minority interests.$2,551,0001,306
Net charge-offs$683,0002,669
Cash dividends$2,650,000410
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,505,0101,285
2010-06-30 (YTD Data)Rank
Total interest income$10,092,0001,573
Total interest expense$2,710,0001,663
Net interest income$7,382,0001,535
Provision for loan and lease losses$625,0002,518
Total noninterest income$1,422,0001,567
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$928,000840
Trading account gains and fees$0152
Additional Noninterest Income$494,0002,111
Total noninterest expense$5,870,0001,681
Salaries and employee benefits$2,468,0001,970
Premises and equipment expense$685,0001,904
Additional noninterest expense$2,717,0001,315
Pre-tax net operating income$2,309,0001,147
Securities gains (losses)$62,0001,755
Applicable income taxes$647,0001,000
Income before extraordinary items$1,724,0001,284
Extraordinary gains, net$019
Net income$1,724,0001,285
Minority interest net income$0105
Net income of bank and minority interests.$1,724,0001,285
Net charge-offs$466,0002,532
Cash dividends$1,750,000399
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,678,7401,272
2010-03-31 (YTD Data)Rank
Total interest income$5,023,0001,607
Total interest expense$1,366,0001,731
Net interest income$3,657,0001,572
Provision for loan and lease losses$325,0002,296
Total noninterest income$667,0001,656
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$440,000887
Trading account gains and fees$0175
Additional Noninterest Income$227,0002,210
Total noninterest expense$2,938,0001,703
Salaries and employee benefits$1,215,0002,029
Premises and equipment expense$328,0002,044
Additional noninterest expense$1,395,0001,268
Pre-tax net operating income$1,061,0001,239
Securities gains (losses)$68,000987
Applicable income taxes$300,0001,048
Income before extraordinary items$829,0001,322
Extraordinary gains, net$016
Net income$829,0001,325
Minority interest net income$091
Net income of bank and minority interests.$829,0001,324
Net charge-offs$257,0002,197
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$779,3601,364
2009-12-31 (YTD Data)Rank
Total interest income$19,853,0001,724
Total interest expense$6,524,0001,786
Net interest income$13,329,0001,683
Provision for loan and lease losses$1,182,0003,236
Total noninterest income$3,015,0001,607
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,010,000860
Trading account gains and fees$0211
Additional Noninterest Income$1,005,0002,135
Total noninterest expense$11,406,0001,782
Salaries and employee benefits$4,788,0002,054
Premises and equipment expense$1,377,0001,954
Additional noninterest expense$5,241,0001,420
Pre-tax net operating income$3,756,0001,096
Securities gains (losses)$28,0002,908
Applicable income taxes$894,0001,049
Income before extraordinary items$2,890,0001,170
Extraordinary gains, net$034
Net income$2,890,0001,168
Minority interest net income$0115
Net income of bank and minority interests.$2,890,0001,169
Net charge-offs$1,033,0002,819
Cash dividends$1,500,0001,182
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,868,7201,170
2009-09-30 (YTD Data)Rank
Total interest income$14,787,0001,757
Total interest expense$5,053,0001,814
Net interest income$9,734,0001,727
Provision for loan and lease losses$882,0002,966
Total noninterest income$2,239,0001,634
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,491,000861
Trading account gains and fees$0212
Additional Noninterest Income$748,0002,205
Total noninterest expense$8,557,0001,767
Salaries and employee benefits$3,643,0002,039
Premises and equipment expense$1,047,0001,948
Additional noninterest expense$3,867,0001,405
Pre-tax net operating income$2,534,0001,279
Securities gains (losses)$26,0002,633
Applicable income taxes$650,0001,148
Income before extraordinary items$1,910,0001,394
Extraordinary gains, net$027
Net income$1,910,0001,392
Minority interest net income$0118
Net income of bank and minority interests.$1,910,0001,394
Net charge-offs$801,0002,471
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,890,5001,387
2009-06-30 (YTD Data)Rank
Total interest income$9,817,0001,796
Total interest expense$3,448,0001,862
Net interest income$6,369,0001,754
Provision for loan and lease losses$682,0002,528
Total noninterest income$1,472,0001,684
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$951,000895
Trading account gains and fees$0193
Additional Noninterest Income$521,0002,165
Total noninterest expense$5,725,0001,786
Salaries and employee benefits$2,439,0002,064
Premises and equipment expense$705,0001,952
Additional noninterest expense$2,581,0001,439
Pre-tax net operating income$1,434,0001,578
Securities gains (losses)$1,0003,011
Applicable income taxes$353,0001,385
Income before extraordinary items$1,082,0001,725
Extraordinary gains, net$021
Net income$1,082,0001,722
Minority interest net income$0112
Net income of bank and minority interests.$1,082,0001,724
Net charge-offs$609,0002,118
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,081,2501,682
2009-03-31 (YTD Data)Rank
Total interest income$4,904,0001,820
Total interest expense$1,764,0001,885
Net interest income$3,140,0001,765
Provision for loan and lease losses$300,0002,285
Total noninterest income$696,0001,701
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$443,000929
Trading account gains and fees$0171
Additional Noninterest Income$253,0002,186
Total noninterest expense$2,771,0001,786
Salaries and employee benefits$1,216,0002,100
Premises and equipment expense$353,0001,985
Additional noninterest expense$1,202,0001,357
Pre-tax net operating income$765,0001,676
Securities gains (losses)$02,434
Applicable income taxes$196,0001,483
Income before extraordinary items$569,0001,886
Extraordinary gains, net$015
Net income$569,0001,888
Minority interest net income$0102
Net income of bank and minority interests.$569,0001,888
Net charge-offs$127,0002,603
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$569,0001,784
2008-12-31 (YTD Data)Rank
Total interest income$22,556,0001,711
Total interest expense$8,939,0001,791
Net interest income$13,617,0001,632
Provision for loan and lease losses$790,0003,064
Total noninterest income$3,107,0001,521
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,027,000867
Trading account gains and fees$0154
Additional Noninterest Income$1,080,0002,019
Total noninterest expense$11,340,0001,715
Salaries and employee benefits$4,881,0002,078
Premises and equipment expense$1,363,0002,002
Additional noninterest expense$5,096,0001,246
Pre-tax net operating income$4,594,0001,185
Securities gains (losses)$-3,732,0008,033
Applicable income taxes$-73,0007,015
Income before extraordinary items$935,0003,411
Extraordinary gains, net$039
Net income$935,0003,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,0002,115
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,667,000941
2008-09-30 (YTD Data)Rank
Total interest income$17,302,0001,717
Total interest expense$6,982,0001,804
Net interest income$10,320,0001,635
Provision for loan and lease losses$375,0003,175
Total noninterest income$2,346,0001,567
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,527,000868
Trading account gains and fees$0148
Additional Noninterest Income$819,0002,088
Total noninterest expense$8,490,0001,710
Salaries and employee benefits$3,603,0002,129
Premises and equipment expense$1,043,0001,960
Additional noninterest expense$3,844,0001,190
Pre-tax net operating income$3,801,0001,304
Securities gains (losses)$-3,732,0008,169
Applicable income taxes$-215,0007,671
Income before extraordinary items$284,0005,291
Extraordinary gains, net$031
Net income$284,0005,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,0001,752
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,016,000974
2008-06-30 (YTD Data)Rank
Total interest income$11,931,0001,682
Total interest expense$4,947,0001,789
Net interest income$6,984,0001,609
Provision for loan and lease losses$45,0005,277
Total noninterest income$1,567,0001,592
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,006,000866
Trading account gains and fees$0149
Additional Noninterest Income$561,0002,079
Total noninterest expense$5,687,0001,700
Salaries and employee benefits$2,404,0002,158
Premises and equipment expense$697,0001,948
Additional noninterest expense$2,586,0001,151
Pre-tax net operating income$2,819,0001,255
Securities gains (losses)$20,0002,041
Applicable income taxes$793,0001,117
Income before extraordinary items$2,046,0001,351
Extraordinary gains, net$021
Net income$2,046,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,779
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,031,6001,336
2008-03-31 (YTD Data)Rank
Total interest income$6,232,0001,664
Total interest expense$2,664,0001,763
Net interest income$3,568,0001,561
Provision for loan and lease losses$06,080
Total noninterest income$762,0001,622
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$495,000872
Trading account gains and fees$0158
Additional Noninterest Income$267,0002,115
Total noninterest expense$2,695,0001,775
Salaries and employee benefits$1,188,0002,214
Premises and equipment expense$334,0002,026
Additional noninterest expense$1,173,0001,220
Pre-tax net operating income$1,635,0001,159
Securities gains (losses)$1,0002,556
Applicable income taxes$497,0001,012
Income before extraordinary items$1,139,0001,326
Extraordinary gains, net$015
Net income$1,139,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,552
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,138,3001,287
2007-12-31 (YTD Data)Rank
Total interest income$24,628,0001,739
Total interest expense$10,583,0001,872
Net interest income$14,045,0001,606
Provision for loan and lease losses$06,851
Total noninterest income$2,973,0001,656
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,408,000739
Trading account gains and fees$0178
Additional Noninterest Income$565,0003,109
Total noninterest expense$10,484,0001,770
Salaries and employee benefits$4,716,0002,138
Premises and equipment expense$1,388,0001,882
Additional noninterest expense$4,380,0001,282
Pre-tax net operating income$6,534,0001,295
Securities gains (losses)$3,0001,730
Applicable income taxes$2,008,0001,132
Income before extraordinary items$4,529,0001,427
Extraordinary gains, net$039
Net income$4,529,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,664
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,526,9301,410
2007-09-30 (YTD Data)Rank
Total interest income$18,214,0001,767
Total interest expense$7,806,0001,899
Net interest income$10,408,0001,635
Provision for loan and lease losses$06,528
Total noninterest income$2,314,0001,614
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,809,000724
Trading account gains and fees$0184
Additional Noninterest Income$505,0002,820
Total noninterest expense$7,959,0001,729
Salaries and employee benefits$3,533,0002,133
Premises and equipment expense$1,081,0001,818
Additional noninterest expense$3,345,0001,224
Pre-tax net operating income$4,763,0001,420
Securities gains (losses)$1,0001,492
Applicable income taxes$1,461,0001,255
Income before extraordinary items$3,303,0001,529
Extraordinary gains, net$033
Net income$3,303,0001,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,360
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,302,3101,524
2007-06-30 (YTD Data)Rank
Total interest income$11,889,0001,814
Total interest expense$5,046,0001,946
Net interest income$6,843,0001,678
Provision for loan and lease losses$06,209
Total noninterest income$1,491,0001,677
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,163,000763
Trading account gains and fees$0168
Additional Noninterest Income$328,0002,880
Total noninterest expense$5,287,0001,746
Salaries and employee benefits$2,335,0002,196
Premises and equipment expense$720,0001,826
Additional noninterest expense$2,232,0001,240
Pre-tax net operating income$3,047,0001,530
Securities gains (losses)$1,0001,305
Applicable income taxes$932,0001,337
Income before extraordinary items$2,116,0001,636
Extraordinary gains, net$029
Net income$2,116,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,096
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,115,3101,621
2007-03-31 (YTD Data)Rank
Total interest income$5,743,0001,864
Total interest expense$2,416,0001,995
Net interest income$3,327,0001,729
Provision for loan and lease losses$05,779
Total noninterest income$703,0001,730
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$552,000768
Trading account gains and fees$0195
Additional Noninterest Income$151,0003,007
Total noninterest expense$2,614,0001,773
Salaries and employee benefits$1,153,0002,225
Premises and equipment expense$351,0001,879
Additional noninterest expense$1,110,0001,222
Pre-tax net operating income$1,416,0001,627
Securities gains (losses)$01,187
Applicable income taxes$429,0001,453
Income before extraordinary items$987,0001,734
Extraordinary gains, net$022
Net income$987,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,785
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$987,0001,721
2006-12-31 (YTD Data)Rank
Total interest income$21,118,0001,901
Total interest expense$7,935,0002,061
Net interest income$13,183,0001,745
Provision for loan and lease losses$06,850
Total noninterest income$2,656,0001,794
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,351,000755
Trading account gains and fees$0130
Additional Noninterest Income$305,0004,262
Total noninterest expense$10,902,0001,623
Salaries and employee benefits$4,840,0002,014
Premises and equipment expense$1,469,0001,727
Additional noninterest expense$4,593,0001,169
Pre-tax net operating income$4,937,0001,905
Securities gains (losses)$21,000897
Applicable income taxes$1,473,0001,687
Income before extraordinary items$3,485,0002,024
Extraordinary gains, net$051
Net income$3,485,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,834
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,470,3002,020
2006-09-30 (YTD Data)Rank
Total interest income$15,444,0001,932
Total interest expense$5,644,0002,095
Net interest income$9,800,0001,779
Provision for loan and lease losses$497,0001,395
Total noninterest income$2,237,0001,640
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,782,000751
Trading account gains and fees$0126
Additional Noninterest Income$455,0002,995
Total noninterest expense$8,387,0001,600
Salaries and employee benefits$3,548,0002,065
Premises and equipment expense$1,277,0001,525
Additional noninterest expense$3,562,0001,130
Pre-tax net operating income$3,153,0002,240
Securities gains (losses)$21,000729
Applicable income taxes$949,0001,951
Income before extraordinary items$2,225,0002,376
Extraordinary gains, net$045
Net income$2,225,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,217
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,210,3002,381
2006-06-30 (YTD Data)Rank
Total interest income$10,046,0001,935
Total interest expense$3,518,0002,120
Net interest income$6,528,0001,784
Provision for loan and lease losses$497,000990
Total noninterest income$1,463,0001,684
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,173,000748
Trading account gains and fees$0126
Additional Noninterest Income$290,0003,085
Total noninterest expense$5,601,0001,604
Salaries and employee benefits$2,293,0002,145
Premises and equipment expense$889,0001,463
Additional noninterest expense$2,419,0001,120
Pre-tax net operating income$1,893,0002,413
Securities gains (losses)$12,000697
Applicable income taxes$562,0002,138
Income before extraordinary items$1,343,0002,548
Extraordinary gains, net$039
Net income$1,343,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,510
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,334,6002,547
2006-03-31 (YTD Data)Rank
Total interest income$4,878,0001,952
Total interest expense$1,666,0002,140
Net interest income$3,212,0001,796
Provision for loan and lease losses$313,000745
Total noninterest income$741,0001,624
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$565,000749
Trading account gains and fees$0115
Additional Noninterest Income$176,0002,710
Total noninterest expense$2,803,0001,604
Salaries and employee benefits$1,090,0002,261
Premises and equipment expense$483,0001,347
Additional noninterest expense$1,230,0001,090
Pre-tax net operating income$837,0002,617
Securities gains (losses)$12,000541
Applicable income taxes$245,0002,299
Income before extraordinary items$604,0002,724
Extraordinary gains, net$021
Net income$604,0002,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,0008,617
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$595,4802,742
2005-12-31 (YTD Data)Rank
Total interest income$13,544,0002,440
Total interest expense$3,979,0002,666
Net interest income$9,565,0002,309
Provision for loan and lease losses$298,0002,883
Total noninterest income$2,024,0002,189
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,724,0001,025
Trading account gains and fees$0138
Additional Noninterest Income$300,0004,334
Total noninterest expense$6,966,0002,404
Salaries and employee benefits$3,336,0002,712
Premises and equipment expense$933,0002,517
Additional noninterest expense$2,697,0001,876
Pre-tax net operating income$4,325,0002,099
Securities gains (losses)$200,000501
Applicable income taxes$1,389,0001,801
Income before extraordinary items$3,136,0002,160
Extraordinary gains, net$046
Net income$3,136,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,630
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,998,0002,214
2005-09-30 (YTD Data)Rank
Total interest income$9,879,0002,448
Total interest expense$2,861,0002,631
Net interest income$7,018,0002,341
Provision for loan and lease losses$157,0003,407
Total noninterest income$1,588,0002,115
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,338,000975
Trading account gains and fees$0126
Additional Noninterest Income$250,0004,140
Total noninterest expense$5,086,0002,440
Salaries and employee benefits$2,404,0002,766
Premises and equipment expense$713,0002,469
Additional noninterest expense$1,969,0001,894
Pre-tax net operating income$3,363,0002,047
Securities gains (losses)$200,000470
Applicable income taxes$1,099,0001,761
Income before extraordinary items$2,464,0002,090
Extraordinary gains, net$035
Net income$2,464,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,450
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,326,0002,164
2005-06-30 (YTD Data)Rank
Total interest income$6,430,0002,446
Total interest expense$1,820,0002,611
Net interest income$4,610,0002,350
Provision for loan and lease losses$59,0004,370
Total noninterest income$1,029,0002,133
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$864,000990
Trading account gains and fees$0116
Additional Noninterest Income$165,0004,110
Total noninterest expense$3,386,0002,419
Salaries and employee benefits$1,584,0002,782
Premises and equipment expense$497,0002,342
Additional noninterest expense$1,305,0001,885
Pre-tax net operating income$2,194,0002,044
Securities gains (losses)$197,000408
Applicable income taxes$737,0001,726
Income before extraordinary items$1,654,0002,043
Extraordinary gains, net$030
Net income$1,654,0002,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,796
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,518,0702,169
2005-03-31 (YTD Data)Rank
Total interest income$3,174,0002,432
Total interest expense$873,0002,603
Net interest income$2,301,0002,332
Provision for loan and lease losses$15,0004,875
Total noninterest income$476,0002,204
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$396,0001,050
Trading account gains and fees$0115
Additional Noninterest Income$80,0004,199
Total noninterest expense$1,658,0002,470
Salaries and employee benefits$766,0002,870
Premises and equipment expense$242,0002,421
Additional noninterest expense$650,0001,885
Pre-tax net operating income$1,104,0002,002
Securities gains (losses)$37,000631
Applicable income taxes$350,0001,773
Income before extraordinary items$791,0002,097
Extraordinary gains, net$024
Net income$791,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$765,4702,128
2004-12-31 (YTD Data)Rank
Total interest income$12,362,0002,330
Total interest expense$3,168,0002,504
Net interest income$9,194,0002,226
Provision for loan and lease losses$568,0001,757
Total noninterest income$2,007,0002,190
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,730,0001,030
Trading account gains and fees$0138
Additional Noninterest Income$277,0004,415
Total noninterest expense$6,712,0002,380
Salaries and employee benefits$3,103,0002,762
Premises and equipment expense$885,0002,557
Additional noninterest expense$2,724,0001,790
Pre-tax net operating income$3,921,0002,093
Securities gains (losses)$5,0003,151
Applicable income taxes$1,175,0001,931
Income before extraordinary items$2,751,0002,233
Extraordinary gains, net$034
Net income$2,751,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,342
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,747,5002,186
2004-09-30 (YTD Data)Rank
Total interest income$9,190,0002,313
Total interest expense$2,341,0002,497
Net interest income$6,849,0002,207
Provision for loan and lease losses$445,0001,635
Total noninterest income$1,516,0002,193
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,307,0001,022
Trading account gains and fees$0134
Additional Noninterest Income$209,0004,407
Total noninterest expense$5,064,0002,353
Salaries and employee benefits$2,329,0002,741
Premises and equipment expense$679,0002,493
Additional noninterest expense$2,056,0001,750
Pre-tax net operating income$2,856,0002,152
Securities gains (losses)$03,710
Applicable income taxes$849,0002,019
Income before extraordinary items$2,007,0002,311
Extraordinary gains, net$026
Net income$2,007,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,322
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,007,0002,260
2004-06-30 (YTD Data)Rank
Total interest income$6,045,0002,332
Total interest expense$1,545,0002,510
Net interest income$4,500,0002,223
Provision for loan and lease losses$321,0001,453
Total noninterest income$994,0002,208
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$863,0001,023
Trading account gains and fees$0130
Additional Noninterest Income$131,0004,586
Total noninterest expense$3,337,0002,386
Salaries and employee benefits$1,495,0002,838
Premises and equipment expense$448,0002,516
Additional noninterest expense$1,394,0001,715
Pre-tax net operating income$1,836,0002,194
Securities gains (losses)$03,413
Applicable income taxes$543,0002,069
Income before extraordinary items$1,293,0002,360
Extraordinary gains, net$021
Net income$1,293,0002,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,214
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,293,0002,297
2004-03-31 (YTD Data)Rank
Total interest income$3,000,0002,354
Total interest expense$772,0002,532
Net interest income$2,228,0002,247
Provision for loan and lease losses$125,0001,741
Total noninterest income$454,0002,321
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$393,0001,087
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$1,669,0002,389
Salaries and employee benefits$724,0002,926
Premises and equipment expense$229,0002,484
Additional noninterest expense$716,0001,656
Pre-tax net operating income$888,0002,232
Securities gains (losses)$02,934
Applicable income taxes$261,0002,124
Income before extraordinary items$627,0002,395
Extraordinary gains, net$016
Net income$627,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$627,0002,311
2003-12-31 (YTD Data)Rank
Total interest income$12,132,0002,360
Total interest expense$3,446,0002,527
Net interest income$8,686,0002,232
Provision for loan and lease losses$297,0003,230
Total noninterest income$1,721,0002,573
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,531,0001,127
Trading account gains and fees$0160
Additional Noninterest Income$190,0005,388
Total noninterest expense$6,185,0002,528
Salaries and employee benefits$2,812,0002,937
Premises and equipment expense$844,0002,625
Additional noninterest expense$2,529,0001,904
Pre-tax net operating income$3,925,0002,009
Securities gains (losses)$1,0004,307
Applicable income taxes$1,167,0001,966
Income before extraordinary items$2,759,0002,199
Extraordinary gains, net$-74,0009,156
Net income$2,685,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,514
Cash dividends$2,950,0001,013
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,758,3002,099
2003-09-30 (YTD Data)Rank
Total interest income$9,132,0002,392
Total interest expense$2,636,0002,573
Net interest income$6,496,0002,251
Provision for loan and lease losses$153,0003,877
Total noninterest income$1,286,0002,635
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,135,0001,142
Trading account gains and fees$0153
Additional Noninterest Income$151,0005,322
Total noninterest expense$4,638,0002,538
Salaries and employee benefits$2,091,0002,970
Premises and equipment expense$651,0002,578
Additional noninterest expense$1,896,0001,892
Pre-tax net operating income$2,991,0002,054
Securities gains (losses)$04,204
Applicable income taxes$889,0002,038
Income before extraordinary items$2,102,0002,228
Extraordinary gains, net$040
Net income$2,102,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,860
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,102,0002,112
2003-06-30 (YTD Data)Rank
Total interest income$6,078,0002,411
Total interest expense$1,786,0002,610
Net interest income$4,292,0002,268
Provision for loan and lease losses$87,0004,198
Total noninterest income$840,0002,658
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$740,0001,157
Trading account gains and fees$0150
Additional Noninterest Income$100,0005,330
Total noninterest expense$3,070,0002,542
Salaries and employee benefits$1,381,0002,999
Premises and equipment expense$441,0002,529
Additional noninterest expense$1,248,0001,919
Pre-tax net operating income$1,975,0002,061
Securities gains (losses)$03,782
Applicable income taxes$592,0002,068
Income before extraordinary items$1,383,0002,260
Extraordinary gains, net$030
Net income$1,383,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,977
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,383,0002,137
2003-03-31 (YTD Data)Rank
Total interest income$3,046,0002,416
Total interest expense$899,0002,650
Net interest income$2,147,0002,265
Provision for loan and lease losses$87,0002,637
Total noninterest income$377,0002,772
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$338,0001,233
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$1,530,0002,533
Salaries and employee benefits$683,0003,019
Premises and equipment expense$209,0002,669
Additional noninterest expense$638,0001,846
Pre-tax net operating income$907,0002,226
Securities gains (losses)$02,891
Applicable income taxes$268,0002,214
Income before extraordinary items$639,0002,386
Extraordinary gains, net$021
Net income$639,0002,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$639,0002,263
2002-12-31 (YTD Data)Rank
Total interest income$12,606,0002,456
Total interest expense$4,134,0002,661
Net interest income$8,472,0002,285
Provision for loan and lease losses$201,0004,337
Total noninterest income$1,138,0003,180
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$950,0001,690
Trading account gains and fees$0153
Additional Noninterest Income$188,0005,152
Total noninterest expense$5,920,0002,495
Salaries and employee benefits$2,692,0002,920
Premises and equipment expense$790,0002,720
Additional noninterest expense$2,438,0001,896
Pre-tax net operating income$3,489,0002,211
Securities gains (losses)$04,537
Applicable income taxes$1,041,0002,149
Income before extraordinary items$2,448,0002,395
Extraordinary gains, net$070
Net income$2,448,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,530
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,448,0002,315
2001-12-31 (YTD Data)Rank
Total interest income$13,693,0002,497
Total interest expense$6,407,0002,501
Net interest income$7,286,0002,460
Provision for loan and lease losses$491,0002,243
Total noninterest income$1,146,0003,023
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$936,0001,602
Trading account gains and fees$0177
Additional Noninterest Income$210,0004,823
Total noninterest expense$5,943,0002,397
Salaries and employee benefits$2,640,0002,821
Premises and equipment expense$890,0002,395
Additional noninterest expense$2,413,0001,876
Pre-tax net operating income$1,998,0003,173
Securities gains (losses)$6,0003,836
Applicable income taxes$562,0003,097
Income before extraordinary items$1,442,0003,317
Extraordinary gains, net$0105
Net income$1,442,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,691
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,437,6803,227
2000-12-31 (YTD Data)Rank
Total interest income$13,179,0002,641
Total interest expense$6,265,0002,672
Net interest income$6,914,0002,576
Provision for loan and lease losses$315,0002,731
Total noninterest income$1,107,0002,930
Gross Fiduciary activities income$61,0001,019
Service charges on deposit accounts$929,0001,473
Trading account gains and fees$0180
Additional Noninterest Income$117,0006,051
Total noninterest expense$5,421,0002,513
Salaries and employee benefits$2,445,0002,886
Premises and equipment expense$744,0002,741
Additional noninterest expense$2,232,0001,945
Pre-tax net operating income$2,285,0002,995
Securities gains (losses)$01,956
Applicable income taxes$675,0002,876
Income before extraordinary items$1,610,0003,067
Extraordinary gains, net$038
Net income$1,610,0003,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,647
Cash dividends$1,325,0001,820
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,610,0003,065
1999-12-31 (YTD Data)Rank
Total interest income$11,468,0002,820
Total interest expense$5,294,0002,763
Net interest income$6,174,0002,844
Provision for loan and lease losses$346,0002,381
Total noninterest income$984,0003,126
Gross Fiduciary activities income$10,0001,265
Service charges on deposit accounts$836,0001,577
Trading account gains and fees$0173
Additional Noninterest Income$138,0005,795
Total noninterest expense$4,831,0002,797
Salaries and employee benefits$2,104,0003,275
Premises and equipment expense$806,0002,519
Additional noninterest expense$1,921,0002,275
Pre-tax net operating income$1,981,0003,365
Securities gains (losses)$13,0001,614
Applicable income taxes$531,0003,501
Income before extraordinary items$1,463,0003,300
Extraordinary gains, net$035
Net income$1,463,0003,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,573
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,453,5103,274
1998-12-31 (YTD Data)Rank
Total interest income$10,650,0003,031
Total interest expense$5,099,0002,948
Net interest income$5,551,0003,093
Provision for loan and lease losses$262,0002,911
Total noninterest income$896,0003,330
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$755,0001,684
Trading account gains and fees$0224
Additional Noninterest Income$141,0005,837
Total noninterest expense$4,305,0003,017
Salaries and employee benefits$1,925,0003,457
Premises and equipment expense$744,0002,611
Additional noninterest expense$1,636,0002,556
Pre-tax net operating income$1,880,0003,503
Securities gains (losses)$16,0002,616
Applicable income taxes$593,0003,438
Income before extraordinary items$1,303,0003,686
Extraordinary gains, net$032
Net income$1,303,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,356
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,291,9603,618
1997-12-31 (YTD Data)Rank
Total interest income$9,519,0003,402
Total interest expense$4,098,0003,587
Net interest income$5,421,0003,226
Provision for loan and lease losses$342,0002,360
Total noninterest income$895,0003,312
Gross Fiduciary activities income$1,0001,427
Service charges on deposit accounts$763,0001,699
Trading account gains and fees$0239
Additional Noninterest Income$131,0006,052
Total noninterest expense$3,849,0003,284
Salaries and employee benefits$1,731,0003,775
Premises and equipment expense$602,0003,147
Additional noninterest expense$1,516,0002,711
Pre-tax net operating income$2,125,0003,345
Securities gains (losses)$-16,00010,264
Applicable income taxes$694,0003,257
Income before extraordinary items$1,415,0003,534
Extraordinary gains, net$044
Net income$1,415,0003,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,990
Cash dividends$650,0002,910
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,425,7203,430
1996-12-31 (YTD Data)Rank
Total interest income$8,478,0003,824
Total interest expense$3,481,0004,215
Net interest income$4,997,0003,536
Provision for loan and lease losses$267,0002,826
Total noninterest income$688,0004,162
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$586,0002,321
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,055
Total noninterest expense$3,501,0003,771
Salaries and employee benefits$1,506,0004,287
Premises and equipment expense$620,0003,109
Additional noninterest expense$1,375,0003,360
Pre-tax net operating income$1,917,0003,516
Securities gains (losses)$04,148
Applicable income taxes$631,0003,434
Income before extraordinary items$1,286,0003,656
Extraordinary gains, net$053
Net income$1,286,0003,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,157
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,286,0003,601
1995-12-31 (YTD Data)Rank
Total interest income$7,580,0004,226
Total interest expense$3,110,0004,600
Net interest income$4,470,0003,927
Provision for loan and lease losses$60,0005,704
Total noninterest income$617,0004,479
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$482,0002,814
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,277
Total noninterest expense$3,186,0004,077
Salaries and employee benefits$1,261,0004,993
Premises and equipment expense$598,0003,209
Additional noninterest expense$1,327,0003,433
Pre-tax net operating income$1,841,0003,765
Securities gains (losses)$-12,00010,219
Applicable income taxes$593,0003,688
Income before extraordinary items$1,236,0003,856
Extraordinary gains, net$065
Net income$1,236,0003,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00010,558
Cash dividends$700,0002,638
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,244,1603,819
1994-12-31 (YTD Data)Rank
Total interest income$6,021,0004,853
Total interest expense$2,188,0005,189
Net interest income$3,833,0004,552
Provision for loan and lease losses$64,0005,501
Total noninterest income$605,0004,625
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$473,0002,918
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,618
Total noninterest expense$2,930,0004,504
Salaries and employee benefits$1,169,0005,370
Premises and equipment expense$559,0003,468
Additional noninterest expense$1,202,0004,048
Pre-tax net operating income$1,444,0004,555
Securities gains (losses)$-5,0009,408
Applicable income taxes$450,0004,384
Income before extraordinary items$989,0004,584
Extraordinary gains, net$0249
Net income$989,0004,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00012,053
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$992,4504,615
1993-12-31 (YTD Data)Rank
Total interest income$5,433,0005,391
Total interest expense$1,921,0006,038
Net interest income$3,512,0004,949
Provision for loan and lease losses$105,0005,626
Total noninterest income$585,0005,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0003,104
Trading account gains and feesNANA
Additional Noninterest Income$138,0006,833
Total noninterest expense$3,006,0004,500
Salaries and employee benefits$1,100,0005,644
Premises and equipment expense$544,0003,604
Additional noninterest expense$1,362,0003,795
Pre-tax net operating income$986,0005,939
Securities gains (losses)$45,0003,566
Applicable income taxes$310,0005,948
Income before extraordinary items$721,0005,978
Extraordinary gains, net$03,149
Net income$721,0006,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0006,463
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$689,5005,924
1992-12-31 (YTD Data)Rank
Total interest income$5,563,0005,845
Total interest expense$2,307,0006,388
Net interest income$3,256,0005,326
Provision for loan and lease losses$182,0005,471
Total noninterest income$559,0005,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$411,0003,378
Trading account gains and feesNANA
Additional Noninterest Income$148,0006,686
Total noninterest expense$2,543,0005,233
Salaries and employee benefits$1,114,0005,528
Premises and equipment expense$555,0003,619
Additional noninterest expense$874,0005,659
Pre-tax net operating income$1,090,0005,298
Securities gains (losses)$55,0003,959
Applicable income taxes$331,0005,563
Income before extraordinary items$814,0005,288
Extraordinary gains, net$01,422
Net income$814,0005,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0005,248
Cash dividends$650,0002,259
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$774,9505,173

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.