Peoples Bank and Trust Company of Clinton County, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$1,479,0004,189
Total interest expense$194,0003,636
Net interest income$1,285,0004,205
Provision for loan and lease losses$02,862
Total noninterest income$147,0004,114
Gross Fiduciary activities income$0951
Service charges on deposit accounts$108,0002,535
Trading account gains and feesNANA
Additional Noninterest Income$39,0004,510
Total noninterest expense$694,0004,563
Salaries and employee benefits$363,0004,575
Premises and equipment expense$65,0004,505
Additional noninterest expense$266,0004,405
Pre-tax net operating income$738,0003,595
Securities gains (losses)$01,818
Applicable income taxes$185,0002,351
Income before extraordinary items$553,0003,788
Extraordinary gains, net$06
Net income$553,0003,788
Minority interest net income$067
Net income of bank and minority interests.$553,0003,788
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$553,0003,769
2021-03-31 (YTD Data)Rank
Total interest income$737,0004,206
Total interest expense$102,0003,674
Net interest income$635,0004,213
Provision for loan and lease losses$02,741
Total noninterest income$73,0004,102
Gross Fiduciary activities income$0922
Service charges on deposit accounts$51,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$22,0004,439
Total noninterest expense$369,0004,532
Salaries and employee benefits$178,0004,606
Premises and equipment expense$33,0004,505
Additional noninterest expense$158,0004,252
Pre-tax net operating income$339,0003,675
Securities gains (losses)$01,392
Applicable income taxes$86,0002,384
Income before extraordinary items$253,0003,844
Extraordinary gains, net$03
Net income$253,0003,843
Minority interest net income$055
Net income of bank and minority interests.$253,0003,844
Net charge-offs$-7,0003,920
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$253,0003,820
2020-12-31 (YTD Data)Rank
Total interest income$2,469,0004,384
Total interest expense$571,0003,687
Net interest income$1,898,0004,461
Provision for loan and lease losses$25,0004,077
Total noninterest income$264,0004,135
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$203,0002,757
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,561
Total noninterest expense$1,644,0004,464
Salaries and employee benefits$797,0004,568
Premises and equipment expense$142,0004,513
Additional noninterest expense$705,0004,116
Pre-tax net operating income$493,0004,212
Securities gains (losses)$02,675
Applicable income taxes$75,0003,032
Income before extraordinary items$418,0004,291
Extraordinary gains, net$04
Net income$418,0004,290
Minority interest net income$072
Net income of bank and minority interests.$418,0004,291
Net charge-offs$34,0002,595
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$418,0004,241
2020-09-30 (YTD Data)Rank
Total interest income$1,884,0004,413
Total interest expense$445,0003,731
Net interest income$1,439,0004,494
Provision for loan and lease losses$25,0003,952
Total noninterest income$195,0004,145
Gross Fiduciary activities income$0981
Service charges on deposit accounts$154,0002,753
Trading account gains and feesNANA
Additional Noninterest Income$41,0004,611
Total noninterest expense$1,236,0004,470
Salaries and employee benefits$594,0004,594
Premises and equipment expense$107,0004,531
Additional noninterest expense$535,0004,104
Pre-tax net operating income$373,0004,230
Securities gains (losses)$02,494
Applicable income taxes$52,0003,067
Income before extraordinary items$321,0004,316
Extraordinary gains, net$04
Net income$321,0004,314
Minority interest net income$065
Net income of bank and minority interests.$321,0004,316
Net charge-offs$36,0002,221
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$321,0004,271
2020-06-30 (YTD Data)Rank
Total interest income$1,251,0004,462
Total interest expense$304,0003,807
Net interest income$947,0004,546
Provision for loan and lease losses$21,0003,832
Total noninterest income$133,0004,136
Gross Fiduciary activities income$0970
Service charges on deposit accounts$103,0002,784
Trading account gains and feesNANA
Additional Noninterest Income$30,0004,565
Total noninterest expense$824,0004,492
Salaries and employee benefits$388,0004,635
Premises and equipment expense$73,0004,532
Additional noninterest expense$363,0004,109
Pre-tax net operating income$235,0004,257
Securities gains (losses)$02,249
Applicable income taxes$35,0003,046
Income before extraordinary items$200,0004,329
Extraordinary gains, net$04
Net income$200,0004,329
Minority interest net income$065
Net income of bank and minority interests.$200,0004,329
Net charge-offs$43,0001,812
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$200,0004,279
2020-03-31 (YTD Data)Rank
Total interest income$633,0004,487
Total interest expense$156,0003,890
Net interest income$477,0004,567
Provision for loan and lease losses$12,0003,361
Total noninterest income$65,0004,163
Gross Fiduciary activities income$0941
Service charges on deposit accounts$56,0002,922
Trading account gains and feesNANA
Additional Noninterest Income$9,0004,726
Total noninterest expense$430,0004,502
Salaries and employee benefits$206,0004,635
Premises and equipment expense$38,0004,549
Additional noninterest expense$186,0004,132
Pre-tax net operating income$100,0004,276
Securities gains (losses)$01,705
Applicable income taxes$23,0002,824
Income before extraordinary items$77,0004,358
Extraordinary gains, net$04
Net income$77,0004,358
Minority interest net income$056
Net income of bank and minority interests.$77,0004,358
Net charge-offs$50,0001,202
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$77,0004,349
2019-12-31 (YTD Data)Rank
Total interest income$2,454,0004,578
Total interest expense$597,0003,980
Net interest income$1,857,0004,674
Provision for loan and lease losses$26,0003,644
Total noninterest income$277,0004,224
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$220,0003,048
Trading account gains and feesNANA
Additional Noninterest Income$57,0004,664
Total noninterest expense$1,670,0004,585
Salaries and employee benefits$749,0004,762
Premises and equipment expense$165,0004,545
Additional noninterest expense$756,0004,171
Pre-tax net operating income$438,0004,501
Securities gains (losses)$02,379
Applicable income taxes$102,0003,006
Income before extraordinary items$336,0004,589
Extraordinary gains, net$011
Net income$336,0004,591
Minority interest net income$076
Net income of bank and minority interests.$336,0004,591
Net charge-offs$57,0002,564
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$336,0004,572
2019-09-30 (YTD Data)Rank
Total interest income$1,814,0004,663
Total interest expense$434,0004,051
Net interest income$1,380,0004,750
Provision for loan and lease losses$18,0003,572
Total noninterest income$202,0004,274
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$159,0003,132
Trading account gains and feesNANA
Additional Noninterest Income$43,0004,725
Total noninterest expense$1,228,0004,640
Salaries and employee benefits$560,0004,810
Premises and equipment expense$113,0004,666
Additional noninterest expense$555,0004,243
Pre-tax net operating income$336,0004,573
Securities gains (losses)$02,167
Applicable income taxes$79,0003,063
Income before extraordinary items$257,0004,674
Extraordinary gains, net$011
Net income$257,0004,673
Minority interest net income$072
Net income of bank and minority interests.$257,0004,673
Net charge-offs$30,0002,512
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$257,0004,662
2019-06-30 (YTD Data)Rank
Total interest income$1,184,0004,717
Total interest expense$274,0004,107
Net interest income$910,0004,800
Provision for loan and lease losses$12,0003,435
Total noninterest income$125,0004,369
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$101,0003,178
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,836
Total noninterest expense$801,0004,706
Salaries and employee benefits$358,0004,873
Premises and equipment expense$75,0004,695
Additional noninterest expense$368,0004,276
Pre-tax net operating income$222,0004,623
Securities gains (losses)$01,702
Applicable income taxes$52,0003,073
Income before extraordinary items$170,0004,702
Extraordinary gains, net$011
Net income$170,0004,700
Minority interest net income$069
Net income of bank and minority interests.$170,0004,700
Net charge-offs$16,0002,438
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$170,0004,694
2019-03-31 (YTD Data)Rank
Total interest income$581,0004,774
Total interest expense$129,0004,178
Net interest income$452,0004,855
Provision for loan and lease losses$6,0003,205
Total noninterest income$49,0004,564
Gross Fiduciary activities income$0972
Service charges on deposit accounts$48,0003,250
Trading account gains and feesNANA
Additional Noninterest Income$1,0005,209
Total noninterest expense$418,0004,713
Salaries and employee benefits$189,0004,885
Premises and equipment expense$38,0004,732
Additional noninterest expense$191,0004,264
Pre-tax net operating income$77,0004,814
Securities gains (losses)$01,087
Applicable income taxes$18,0003,195
Income before extraordinary items$59,0004,875
Extraordinary gains, net$05
Net income$59,0004,874
Minority interest net income$052
Net income of bank and minority interests.$59,0004,874
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$59,0004,868
2018-12-31 (YTD Data)Rank
Total interest income$2,257,0004,789
Total interest expense$396,0004,214
Net interest income$1,861,0004,851
Provision for loan and lease losses$32,0003,673
Total noninterest income$261,0004,442
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$222,0003,180
Trading account gains and feesNANA
Additional Noninterest Income$39,0004,982
Total noninterest expense$1,595,0004,795
Salaries and employee benefits$678,0005,020
Premises and equipment expense$147,0004,808
Additional noninterest expense$770,0004,276
Pre-tax net operating income$495,0004,641
Securities gains (losses)$01,125
Applicable income taxes$117,0003,005
Income before extraordinary items$378,0004,742
Extraordinary gains, net$06
Net income$378,0004,741
Minority interest net income$072
Net income of bank and minority interests.$378,0004,741
Net charge-offs$48,0002,662
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$378,0004,744
2018-09-30 (YTD Data)Rank
Total interest income$1,671,0004,850
Total interest expense$284,0004,235
Net interest income$1,387,0004,909
Provision for loan and lease losses$25,0003,536
Total noninterest income$192,0004,501
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$168,0003,191
Trading account gains and feesNANA
Additional Noninterest Income$24,0005,113
Total noninterest expense$1,165,0004,849
Salaries and employee benefits$505,0005,055
Premises and equipment expense$107,0004,873
Additional noninterest expense$553,0004,353
Pre-tax net operating income$389,0004,712
Securities gains (losses)$01,118
Applicable income taxes$91,0003,057
Income before extraordinary items$298,0004,795
Extraordinary gains, net$05
Net income$298,0004,793
Minority interest net income$066
Net income of bank and minority interests.$298,0004,794
Net charge-offs$49,0002,224
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$298,0004,801
2018-06-30 (YTD Data)Rank
Total interest income$1,105,0004,899
Total interest expense$183,0004,248
Net interest income$922,0004,953
Provision for loan and lease losses$16,0003,429
Total noninterest income$137,0004,487
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$112,0003,189
Trading account gains and feesNANA
Additional Noninterest Income$25,0005,022
Total noninterest expense$765,0004,915
Salaries and employee benefits$328,0005,134
Premises and equipment expense$69,0004,939
Additional noninterest expense$368,0004,396
Pre-tax net operating income$278,0004,676
Securities gains (losses)$0961
Applicable income taxes$65,0002,989
Income before extraordinary items$213,0004,750
Extraordinary gains, net$06
Net income$213,0004,749
Minority interest net income$065
Net income of bank and minority interests.$213,0004,749
Net charge-offs$44,0001,843
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$213,0004,754
2018-03-31 (YTD Data)Rank
Total interest income$550,0004,944
Total interest expense$88,0004,270
Net interest income$462,0004,996
Provision for loan and lease losses$7,0003,246
Total noninterest income$65,0004,550
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$53,0003,274
Trading account gains and feesNANA
Additional Noninterest Income$12,0005,070
Total noninterest expense$400,0004,916
Salaries and employee benefits$176,0005,136
Premises and equipment expense$34,0004,999
Additional noninterest expense$190,0004,390
Pre-tax net operating income$120,0004,778
Securities gains (losses)$0735
Applicable income taxes$29,0003,044
Income before extraordinary items$91,0004,863
Extraordinary gains, net$07
Net income$91,0004,862
Minority interest net income$052
Net income of bank and minority interests.$91,0004,863
Net charge-offs$5,0002,201
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$91,0004,866
2017-12-31 (YTD Data)Rank
Total interest income$2,038,0005,044
Total interest expense$315,0004,340
Net interest income$1,723,0005,081
Provision for loan and lease losses$61,0003,402
Total noninterest income$238,0004,717
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$227,0003,289
Trading account gains and feesNANA
Additional Noninterest Income$11,0005,441
Total noninterest expense$1,524,0005,039
Salaries and employee benefits$648,0005,258
Premises and equipment expense$162,0004,939
Additional noninterest expense$714,0004,554
Pre-tax net operating income$376,0004,910
Securities gains (losses)$02,243
Applicable income taxes$139,0003,141
Income before extraordinary items$237,0004,966
Extraordinary gains, net$09
Net income$237,0004,966
Minority interest net income$076
Net income of bank and minority interests.$237,0004,966
Net charge-offs$37,0003,131
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$237,0004,952
2017-09-30 (YTD Data)Rank
Total interest income$1,495,0005,117
Total interest expense$231,0004,392
Net interest income$1,264,0005,160
Provision for loan and lease losses$21,0003,686
Total noninterest income$183,0004,752
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$171,0003,305
Trading account gains and feesNANA
Additional Noninterest Income$12,0005,479
Total noninterest expense$1,108,0005,111
Salaries and employee benefits$499,0005,280
Premises and equipment expense$112,0005,055
Additional noninterest expense$497,0004,700
Pre-tax net operating income$318,0004,924
Securities gains (losses)$02,274
Applicable income taxes$114,0003,095
Income before extraordinary items$204,0005,109
Extraordinary gains, net$09
Net income$204,0005,109
Minority interest net income$071
Net income of bank and minority interests.$204,0005,109
Net charge-offs$10,0003,258
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$204,0005,099
2017-06-30 (YTD Data)Rank
Total interest income$973,0005,174
Total interest expense$152,0004,406
Net interest income$821,0005,225
Provision for loan and lease losses$15,0003,486
Total noninterest income$108,0004,856
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$115,0003,292
Trading account gains and feesNANA
Additional Noninterest Income$-7,0005,719
Total noninterest expense$746,0005,142
Salaries and employee benefits$336,0005,320
Premises and equipment expense$73,0005,095
Additional noninterest expense$337,0004,706
Pre-tax net operating income$168,0005,086
Securities gains (losses)$01,906
Applicable income taxes$60,0003,218
Income before extraordinary items$108,0005,226
Extraordinary gains, net$011
Net income$108,0005,225
Minority interest net income$071
Net income of bank and minority interests.$108,0005,226
Net charge-offs$5,0003,121
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$108,0005,220
2017-03-31 (YTD Data)Rank
Total interest income$469,0005,253
Total interest expense$75,0004,419
Net interest income$394,0005,308
Provision for loan and lease losses$6,0003,298
Total noninterest income$44,0005,070
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$59,0003,247
Trading account gains and feesNANA
Additional Noninterest Income$-15,0005,816
Total noninterest expense$393,0005,125
Salaries and employee benefits$182,0005,301
Premises and equipment expense$32,0005,249
Additional noninterest expense$179,0004,659
Pre-tax net operating income$39,0005,365
Securities gains (losses)$01,153
Applicable income taxes$14,0003,484
Income before extraordinary items$25,0005,451
Extraordinary gains, net$08
Net income$25,0005,451
Minority interest net income$055
Net income of bank and minority interests.$25,0005,451
Net charge-offs$-3,0004,448
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$25,0005,448
2016-12-31 (YTD Data)Rank
Total interest income$1,852,0005,319
Total interest expense$297,0004,475
Net interest income$1,555,0005,372
Provision for loan and lease losses$25,0003,952
Total noninterest income$304,0004,666
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$265,0003,166
Trading account gains and fees$0170
Additional Noninterest Income$39,0005,420
Total noninterest expense$1,544,0005,213
Salaries and employee benefits$646,0005,473
Premises and equipment expense$155,0005,163
Additional noninterest expense$743,0004,680
Pre-tax net operating income$290,0005,177
Securities gains (losses)$-1,0005,500
Applicable income taxes$103,0003,292
Income before extraordinary items$186,0005,347
Extraordinary gains, net$05
Net income$186,0005,346
Minority interest net income$082
Net income of bank and minority interests.$186,0005,346
Net charge-offs$93,0002,666
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$186,6405,309
2016-09-30 (YTD Data)Rank
Total interest income$1,384,0005,377
Total interest expense$223,0004,512
Net interest income$1,161,0005,434
Provision for loan and lease losses$10,0004,002
Total noninterest income$229,0004,699
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$194,0003,229
Trading account gains and fees$0169
Additional Noninterest Income$35,0005,408
Total noninterest expense$1,138,0005,266
Salaries and employee benefits$483,0005,506
Premises and equipment expense$109,0005,263
Additional noninterest expense$546,0004,743
Pre-tax net operating income$242,0005,195
Securities gains (losses)$-1,0005,663
Applicable income taxes$86,0003,290
Income before extraordinary items$155,0005,389
Extraordinary gains, net$05
Net income$155,0005,388
Minority interest net income$071
Net income of bank and minority interests.$155,0005,389
Net charge-offs$47,0002,629
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$155,6405,346
2016-06-30 (YTD Data)Rank
Total interest income$911,0005,442
Total interest expense$149,0004,533
Net interest income$762,0005,511
Provision for loan and lease losses$7,0003,857
Total noninterest income$141,0004,801
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$130,0003,196
Trading account gains and fees$0157
Additional Noninterest Income$11,0005,704
Total noninterest expense$752,0005,337
Salaries and employee benefits$314,0005,589
Premises and equipment expense$71,0005,333
Additional noninterest expense$367,0004,776
Pre-tax net operating income$144,0005,300
Securities gains (losses)$-3,0005,823
Applicable income taxes$50,0003,393
Income before extraordinary items$91,0005,495
Extraordinary gains, net$016
Net income$91,0005,493
Minority interest net income$071
Net income of bank and minority interests.$91,0005,494
Net charge-offs$46,0002,204
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$92,9505,439
2016-03-31 (YTD Data)Rank
Total interest income$446,0005,515
Total interest expense$75,0004,547
Net interest income$371,0005,576
Provision for loan and lease losses$7,0003,388
Total noninterest income$57,0005,015
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$64,0003,213
Trading account gains and fees$0142
Additional Noninterest Income$-7,0006,069
Total noninterest expense$370,0005,392
Salaries and employee benefits$149,0005,684
Premises and equipment expense$36,0005,358
Additional noninterest expense$185,0004,802
Pre-tax net operating income$51,0005,470
Securities gains (losses)$-3,0005,897
Applicable income taxes$17,0003,549
Income before extraordinary items$31,0005,615
Extraordinary gains, net$012
Net income$31,0005,614
Minority interest net income$062
Net income of bank and minority interests.$31,0005,614
Net charge-offs$41,0001,566
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$32,9505,561
2015-12-31 (YTD Data)Rank
Total interest income$1,777,0005,550
Total interest expense$303,0004,597
Net interest income$1,474,0005,622
Provision for loan and lease losses$29,0003,918
Total noninterest income$204,0005,202
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$235,0003,457
Trading account gains and fees$0159
Additional Noninterest Income$-31,0006,086
Total noninterest expense$1,457,0005,468
Salaries and employee benefits$615,0005,716
Premises and equipment expense$149,0005,425
Additional noninterest expense$693,0004,953
Pre-tax net operating income$192,0005,489
Securities gains (losses)$03,216
Applicable income taxes$68,0003,514
Income before extraordinary items$124,0005,646
Extraordinary gains, net$023
Net income$124,0005,649
Minority interest net income$081
Net income of bank and minority interests.$124,0005,649
Net charge-offs$38,0003,436
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$124,0005,601
2015-09-30 (YTD Data)Rank
Total interest income$1,337,0005,608
Total interest expense$227,0004,663
Net interest income$1,110,0005,694
Provision for loan and lease losses$20,0003,795
Total noninterest income$119,0005,456
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$177,0003,463
Trading account gains and fees$0153
Additional Noninterest Income$-58,0006,203
Total noninterest expense$1,048,0005,563
Salaries and employee benefits$441,0005,801
Premises and equipment expense$102,0005,565
Additional noninterest expense$505,0005,037
Pre-tax net operating income$161,0005,561
Securities gains (losses)$03,031
Applicable income taxes$53,0003,608
Income before extraordinary items$108,0005,706
Extraordinary gains, net$021
Net income$108,0005,710
Minority interest net income$078
Net income of bank and minority interests.$108,0005,709
Net charge-offs$35,0003,030
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$108,0005,668
2015-06-30 (YTD Data)Rank
Total interest income$875,0005,678
Total interest expense$149,0004,741
Net interest income$726,0005,762
Provision for loan and lease losses$12,0003,698
Total noninterest income$61,0005,702
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$110,0003,572
Trading account gains and fees$0157
Additional Noninterest Income$-49,0006,278
Total noninterest expense$689,0005,638
Salaries and employee benefits$291,0005,871
Premises and equipment expense$67,0005,632
Additional noninterest expense$331,0005,095
Pre-tax net operating income$86,0005,681
Securities gains (losses)$02,636
Applicable income taxes$28,0003,718
Income before extraordinary items$58,0005,815
Extraordinary gains, net$022
Net income$58,0005,816
Minority interest net income$075
Net income of bank and minority interests.$58,0005,817
Net charge-offs$19,0002,974
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$58,0005,768
2015-03-31 (YTD Data)Rank
Total interest income$441,0005,704
Total interest expense$74,0004,806
Net interest income$367,0005,797
Provision for loan and lease losses$6,0003,402
Total noninterest income$-12,0006,361
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$51,0003,672
Trading account gains and fees$0152
Additional Noninterest Income$-63,0006,367
Total noninterest expense$349,0005,671
Salaries and employee benefits$134,0005,996
Premises and equipment expense$35,0005,621
Additional noninterest expense$180,0004,999
Pre-tax net operating income$06,008
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$06,053
Extraordinary gains, net$013
Net income$06,054
Minority interest net income$064
Net income of bank and minority interests.$06,054
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$06,015
2014-12-31 (YTD Data)Rank
Total interest income$1,736,0005,823
Total interest expense$297,0004,967
Net interest income$1,439,0005,896
Provision for loan and lease losses$92,0003,303
Total noninterest income$323,0004,906
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$238,0003,631
Trading account gains and fees$0180
Additional Noninterest Income$85,0005,381
Total noninterest expense$1,515,0005,678
Salaries and employee benefits$597,0006,014
Premises and equipment expense$151,0005,680
Additional noninterest expense$767,0005,003
Pre-tax net operating income$155,0005,760
Securities gains (losses)$2,0003,069
Applicable income taxes$-2,0006,087
Income before extraordinary items$159,0005,765
Extraordinary gains, net$017
Net income$159,0005,765
Minority interest net income$084
Net income of bank and minority interests.$159,0005,766
Net charge-offs$69,0003,513
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$157,0005,729
2014-09-30 (YTD Data)Rank
Total interest income$1,289,0005,897
Total interest expense$221,0005,054
Net interest income$1,068,0005,982
Provision for loan and lease losses$80,0003,050
Total noninterest income$250,0004,926
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$181,0003,646
Trading account gains and fees$0174
Additional Noninterest Income$69,0005,385
Total noninterest expense$1,082,0005,779
Salaries and employee benefits$430,0006,092
Premises and equipment expense$115,0005,727
Additional noninterest expense$537,0005,153
Pre-tax net operating income$156,0005,735
Securities gains (losses)$1,0002,871
Applicable income taxes$1,0004,504
Income before extraordinary items$156,0005,717
Extraordinary gains, net$015
Net income$156,0005,716
Minority interest net income$081
Net income of bank and minority interests.$156,0005,717
Net charge-offs$49,0003,270
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$155,0105,681
2014-06-30 (YTD Data)Rank
Total interest income$839,0005,967
Total interest expense$146,0005,116
Net interest income$693,0006,049
Provision for loan and lease losses$60,0002,755
Total noninterest income$133,0005,187
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$115,0003,703
Trading account gains and fees$0172
Additional Noninterest Income$18,0005,995
Total noninterest expense$720,0005,818
Salaries and employee benefits$291,0006,132
Premises and equipment expense$80,0005,721
Additional noninterest expense$349,0005,219
Pre-tax net operating income$46,0006,000
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$45,0006,020
Extraordinary gains, net$020
Net income$45,0006,021
Minority interest net income$080
Net income of bank and minority interests.$45,0006,022
Net charge-offs$37,0003,024
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$45,0005,984
2014-03-31 (YTD Data)Rank
Total interest income$414,0006,049
Total interest expense$72,0005,210
Net interest income$342,0006,118
Provision for loan and lease losses$45,0002,313
Total noninterest income$59,0005,330
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$52,0003,853
Trading account gains and fees$0147
Additional Noninterest Income$7,0006,110
Total noninterest expense$347,0005,932
Salaries and employee benefits$137,0006,248
Premises and equipment expense$36,0005,908
Additional noninterest expense$174,0005,276
Pre-tax net operating income$9,0006,128
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$8,0006,156
Extraordinary gains, net$016
Net income$8,0006,156
Minority interest net income$066
Net income of bank and minority interests.$8,0006,157
Net charge-offs$43,0001,986
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$8,0006,140
2013-12-31 (YTD Data)Rank
Total interest income$1,686,0006,092
Total interest expense$312,0005,321
Net interest income$1,374,0006,170
Provision for loan and lease losses$233,0002,800
Total noninterest income$262,0005,298
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$228,0003,877
Trading account gains and fees$0184
Additional Noninterest Income$34,0006,058
Total noninterest expense$1,476,0005,940
Salaries and employee benefits$586,0006,274
Premises and equipment expense$171,0005,758
Additional noninterest expense$719,0005,293
Pre-tax net operating income$-73,0006,276
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-73,0006,319
Extraordinary gains, net$029
Net income$-73,0006,320
Minority interest net income$090
Net income of bank and minority interests.$-73,0006,321
Net charge-offs$414,0002,217
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-73,0006,294
2013-09-30 (YTD Data)Rank
Total interest income$1,284,0006,146
Total interest expense$237,0005,401
Net interest income$1,047,0006,209
Provision for loan and lease losses$118,0003,212
Total noninterest income$195,0005,404
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$173,0003,899
Trading account gains and fees$0180
Additional Noninterest Income$22,0006,207
Total noninterest expense$1,093,0005,983
Salaries and employee benefits$428,0006,336
Premises and equipment expense$128,0005,817
Additional noninterest expense$537,0005,303
Pre-tax net operating income$31,0006,196
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$31,0006,253
Extraordinary gains, net$025
Net income$31,0006,254
Minority interest net income$084
Net income of bank and minority interests.$31,0006,254
Net charge-offs$228,0002,428
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$31,0006,203
2013-06-30 (YTD Data)Rank
Total interest income$862,0006,162
Total interest expense$160,0005,441
Net interest income$702,0006,233
Provision for loan and lease losses$83,0003,152
Total noninterest income$122,0005,514
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$109,0003,964
Trading account gains and fees$0157
Additional Noninterest Income$13,0006,286
Total noninterest expense$727,0006,026
Salaries and employee benefits$287,0006,378
Premises and equipment expense$86,0005,834
Additional noninterest expense$354,0005,332
Pre-tax net operating income$14,0006,243
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$14,0006,317
Extraordinary gains, net$022
Net income$14,0006,319
Minority interest net income$082
Net income of bank and minority interests.$14,0006,319
Net charge-offs$184,0002,182
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$14,0006,252
2013-03-31 (YTD Data)Rank
Total interest income$423,0006,241
Total interest expense$83,0005,468
Net interest income$340,0006,314
Provision for loan and lease losses$50,0002,783
Total noninterest income$59,0005,547
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$47,0004,201
Trading account gains and fees$0148
Additional Noninterest Income$12,0006,037
Total noninterest expense$367,0006,056
Salaries and employee benefits$143,0006,435
Premises and equipment expense$41,0005,943
Additional noninterest expense$183,0005,319
Pre-tax net operating income$-18,0006,437
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-18,0006,501
Extraordinary gains, net$010
Net income$-18,0006,502
Minority interest net income$076
Net income of bank and minority interests.$-18,0006,502
Net charge-offs$116,0001,773
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-18,0006,448
2012-12-31 (YTD Data)Rank
Total interest income$1,717,0006,337
Total interest expense$391,0005,580
Net interest income$1,326,0006,422
Provision for loan and lease losses$220,0003,823
Total noninterest income$54,0006,625
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$193,0004,337
Trading account gains and fees$0166
Additional Noninterest Income$-139,0006,769
Total noninterest expense$1,421,0006,189
Salaries and employee benefits$614,0006,434
Premises and equipment expense$172,0005,944
Additional noninterest expense$635,0005,715
Pre-tax net operating income$-261,0006,387
Securities gains (losses)$03,810
Applicable income taxes$78,0003,666
Income before extraordinary items$-339,0006,527
Extraordinary gains, net$029
Net income$-339,0006,522
Minority interest net income$093
Net income of bank and minority interests.$-339,0006,524
Net charge-offs$214,0003,692
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-339,0006,459
2012-09-30 (YTD Data)Rank
Total interest income$1,293,0006,434
Total interest expense$303,0005,663
Net interest income$990,0006,530
Provision for loan and lease losses$185,0003,608
Total noninterest income$97,0006,192
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$144,0004,393
Trading account gains and fees$0157
Additional Noninterest Income$-47,0006,837
Total noninterest expense$1,033,0006,288
Salaries and employee benefits$449,0006,525
Premises and equipment expense$126,0006,041
Additional noninterest expense$458,0005,845
Pre-tax net operating income$-131,0006,462
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-131,0006,569
Extraordinary gains, net$020
Net income$-131,0006,567
Minority interest net income$086
Net income of bank and minority interests.$-131,0006,567
Net charge-offs$162,0003,511
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-131,0006,476
2012-06-30 (YTD Data)Rank
Total interest income$881,0006,464
Total interest expense$208,0005,702
Net interest income$673,0006,551
Provision for loan and lease losses$70,0004,240
Total noninterest income$114,0005,640
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$94,0004,425
Trading account gains and fees$0153
Additional Noninterest Income$20,0006,149
Total noninterest expense$695,0006,324
Salaries and employee benefits$306,0006,549
Premises and equipment expense$82,0006,095
Additional noninterest expense$307,0005,863
Pre-tax net operating income$22,0006,227
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$22,0006,375
Extraordinary gains, net$019
Net income$22,0006,374
Minority interest net income$084
Net income of bank and minority interests.$22,0006,375
Net charge-offs$86,0003,566
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$22,0006,235
2012-03-31 (YTD Data)Rank
Total interest income$449,0006,495
Total interest expense$109,0005,724
Net interest income$340,0006,588
Provision for loan and lease losses$50,0003,648
Total noninterest income$63,0005,584
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$47,0004,404
Trading account gains and fees$0148
Additional Noninterest Income$16,0005,903
Total noninterest expense$329,0006,459
Salaries and employee benefits$142,0006,690
Premises and equipment expense$42,0006,119
Additional noninterest expense$145,0005,982
Pre-tax net operating income$24,0006,184
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$24,0006,287
Extraordinary gains, net$019
Net income$24,0006,286
Minority interest net income$078
Net income of bank and minority interests.$24,0006,287
Net charge-offs$36,0003,280
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$24,0006,157
2011-12-31 (YTD Data)Rank
Total interest income$1,818,0006,566
Total interest expense$484,0005,913
Net interest income$1,334,0006,654
Provision for loan and lease losses$275,0004,242
Total noninterest income$210,0005,679
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$183,0004,538
Trading account gains and fees$0146
Additional Noninterest Income$27,0006,263
Total noninterest expense$1,450,0006,362
Salaries and employee benefits$603,0006,691
Premises and equipment expense$176,0006,195
Additional noninterest expense$671,0005,787
Pre-tax net operating income$-181,0006,219
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-181,0006,324
Extraordinary gains, net$029
Net income$-181,0006,327
Minority interest net income$096
Net income of bank and minority interests.$-181,0006,327
Net charge-offs$454,0003,297
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-181,0006,257
2011-09-30 (YTD Data)Rank
Total interest income$1,375,0006,619
Total interest expense$369,0005,996
Net interest income$1,006,0006,707
Provision for loan and lease losses$175,0004,336
Total noninterest income$182,0005,595
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$134,0004,594
Trading account gains and fees$0145
Additional Noninterest Income$48,0005,835
Total noninterest expense$1,064,0006,443
Salaries and employee benefits$443,0006,748
Premises and equipment expense$130,0006,270
Additional noninterest expense$491,0005,865
Pre-tax net operating income$-51,0006,220
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-51,0006,355
Extraordinary gains, net$021
Net income$-51,0006,358
Minority interest net income$087
Net income of bank and minority interests.$-51,0006,358
Net charge-offs$352,0003,064
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-51,0006,251
2011-06-30 (YTD Data)Rank
Total interest income$933,0006,661
Total interest expense$250,0006,077
Net interest income$683,0006,743
Provision for loan and lease losses$110,0004,297
Total noninterest income$126,0005,572
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$82,0004,746
Trading account gains and fees$0153
Additional Noninterest Income$44,0005,584
Total noninterest expense$713,0006,490
Salaries and employee benefits$288,0006,852
Premises and equipment expense$85,0006,342
Additional noninterest expense$340,0005,873
Pre-tax net operating income$-14,0006,242
Securities gains (losses)$02,914
Applicable income taxes$-5,0006,826
Income before extraordinary items$-9,0006,330
Extraordinary gains, net$015
Net income$-9,0006,330
Minority interest net income$089
Net income of bank and minority interests.$-9,0006,330
Net charge-offs$230,0002,971
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-9,0006,263
2011-03-31 (YTD Data)Rank
Total interest income$466,0006,705
Total interest expense$129,0006,117
Net interest income$337,0006,802
Provision for loan and lease losses$40,0004,390
Total noninterest income$48,0006,002
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$38,0004,845
Trading account gains and fees$0158
Additional Noninterest Income$10,0006,371
Total noninterest expense$351,0006,574
Salaries and employee benefits$145,0006,883
Premises and equipment expense$44,0006,344
Additional noninterest expense$162,0005,996
Pre-tax net operating income$-6,0006,378
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-6,0006,412
Extraordinary gains, net$09
Net income$-6,0006,412
Minority interest net income$086
Net income of bank and minority interests.$-6,0006,412
Net charge-offs$21,0004,005
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-6,0006,391
2010-12-31 (YTD Data)Rank
Total interest income$1,986,0006,731
Total interest expense$649,0006,112
Net interest income$1,337,0006,859
Provision for loan and lease losses$430,0004,364
Total noninterest income$186,0006,049
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$165,0004,759
Trading account gains and fees$0175
Additional Noninterest Income$21,0006,580
Total noninterest expense$1,353,0006,690
Salaries and employee benefits$596,0006,936
Premises and equipment expense$179,0006,374
Additional noninterest expense$578,0006,263
Pre-tax net operating income$-260,0006,074
Securities gains (losses)$03,793
Applicable income taxes$-100,0006,833
Income before extraordinary items$-160,0006,134
Extraordinary gains, net$029
Net income$-160,0006,133
Minority interest net income$0111
Net income of bank and minority interests.$-160,0006,134
Net charge-offs$233,0004,595
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-160,0006,060
2010-09-30 (YTD Data)Rank
Total interest income$1,486,0006,836
Total interest expense$500,0006,211
Net interest income$986,0006,974
Provision for loan and lease losses$405,0003,885
Total noninterest income$132,0006,240
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$122,0004,852
Trading account gains and fees$0165
Additional Noninterest Income$10,0006,908
Total noninterest expense$970,0006,813
Salaries and employee benefits$437,0007,024
Premises and equipment expense$134,0006,473
Additional noninterest expense$399,0006,463
Pre-tax net operating income$-257,0006,357
Securities gains (losses)$03,651
Applicable income taxes$-95,0007,074
Income before extraordinary items$-162,0006,395
Extraordinary gains, net$023
Net income$-162,0006,395
Minority interest net income$0110
Net income of bank and minority interests.$-162,0006,394
Net charge-offs$154,0004,480
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-162,0006,297
2010-06-30 (YTD Data)Rank
Total interest income$969,0006,920
Total interest expense$338,0006,280
Net interest income$631,0007,060
Provision for loan and lease losses$349,0003,405
Total noninterest income$110,0005,942
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$84,0004,793
Trading account gains and fees$0152
Additional Noninterest Income$26,0006,263
Total noninterest expense$639,0006,882
Salaries and employee benefits$286,0007,108
Premises and equipment expense$89,0006,510
Additional noninterest expense$264,0006,497
Pre-tax net operating income$-247,0006,498
Securities gains (losses)$03,184
Applicable income taxes$-85,0007,167
Income before extraordinary items$-162,0006,517
Extraordinary gains, net$019
Net income$-162,0006,519
Minority interest net income$0105
Net income of bank and minority interests.$-162,0006,517
Net charge-offs$99,0004,269
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-162,0006,457
2010-03-31 (YTD Data)Rank
Total interest income$469,0007,052
Total interest expense$172,0006,368
Net interest income$297,0007,215
Provision for loan and lease losses$70,0004,445
Total noninterest income$53,0006,045
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$40,0004,876
Trading account gains and fees$0175
Additional Noninterest Income$13,0006,398
Total noninterest expense$341,0006,869
Salaries and employee benefits$160,0007,016
Premises and equipment expense$43,0006,642
Additional noninterest expense$138,0006,490
Pre-tax net operating income$-61,0006,540
Securities gains (losses)$02,284
Applicable income taxes$-20,0007,194
Income before extraordinary items$-41,0006,582
Extraordinary gains, net$016
Net income$-41,0006,584
Minority interest net income$091
Net income of bank and minority interests.$-41,0006,583
Net charge-offs$39,0003,940
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-41,0006,505
2009-12-31 (YTD Data)Rank
Total interest income$1,978,0007,072
Total interest expense$813,0006,437
Net interest income$1,165,0007,274
Provision for loan and lease losses$381,0004,932
Total noninterest income$231,0006,034
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$174,0004,878
Trading account gains and fees$0211
Additional Noninterest Income$57,0006,241
Total noninterest expense$1,329,0007,009
Salaries and employee benefits$587,0007,228
Premises and equipment expense$174,0006,714
Additional noninterest expense$568,0006,563
Pre-tax net operating income$-314,0005,820
Securities gains (losses)$03,754
Applicable income taxes$-120,0006,618
Income before extraordinary items$-194,0005,816
Extraordinary gains, net$034
Net income$-194,0005,815
Minority interest net income$0115
Net income of bank and minority interests.$-194,0005,815
Net charge-offs$284,0004,566
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-194,0005,812
2009-09-30 (YTD Data)Rank
Total interest income$1,486,0007,146
Total interest expense$626,0006,526
Net interest income$860,0007,348
Provision for loan and lease losses$356,0004,351
Total noninterest income$188,0006,000
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$134,0004,883
Trading account gains and fees$0212
Additional Noninterest Income$54,0006,139
Total noninterest expense$999,0007,035
Salaries and employee benefits$453,0007,236
Premises and equipment expense$131,0006,757
Additional noninterest expense$415,0006,625
Pre-tax net operating income$-307,0006,141
Securities gains (losses)$03,497
Applicable income taxes$-106,0006,958
Income before extraordinary items$-201,0006,125
Extraordinary gains, net$027
Net income$-201,0006,126
Minority interest net income$0118
Net income of bank and minority interests.$-201,0006,125
Net charge-offs$252,0003,954
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-201,0006,093
2009-06-30 (YTD Data)Rank
Total interest income$966,0007,254
Total interest expense$415,0006,648
Net interest income$551,0007,433
Provision for loan and lease losses$306,0003,654
Total noninterest income$121,0006,095
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$85,0004,968
Trading account gains and fees$0193
Additional Noninterest Income$36,0006,203
Total noninterest expense$687,0007,043
Salaries and employee benefits$302,0007,320
Premises and equipment expense$101,0006,563
Additional noninterest expense$284,0006,608
Pre-tax net operating income$-321,0006,456
Securities gains (losses)$03,136
Applicable income taxes$-106,0007,161
Income before extraordinary items$-215,0006,401
Extraordinary gains, net$021
Net income$-215,0006,400
Minority interest net income$0112
Net income of bank and minority interests.$-215,0006,400
Net charge-offs$217,0003,327
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-215,0006,390
2009-03-31 (YTD Data)Rank
Total interest income$448,0007,412
Total interest expense$204,0006,775
Net interest income$244,0007,620
Provision for loan and lease losses$60,0004,614
Total noninterest income$52,0006,327
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$35,0005,255
Trading account gains and fees$0171
Additional Noninterest Income$17,0006,333
Total noninterest expense$309,0007,221
Salaries and employee benefits$162,0007,253
Premises and equipment expense$51,0006,589
Additional noninterest expense$96,0007,146
Pre-tax net operating income$-73,0006,566
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-73,0006,741
Extraordinary gains, net$015
Net income$-73,0006,742
Minority interest net income$0102
Net income of bank and minority interests.$-73,0006,742
Net charge-offs$11,0004,708
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-73,0006,642
2008-12-31 (YTD Data)Rank
Total interest income$1,530,0007,662
Total interest expense$645,0007,422
Net interest income$885,0007,733
Provision for loan and lease losses$356,0004,336
Total noninterest income$248,0006,146
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$136,0005,486
Trading account gains and fees$0154
Additional Noninterest Income$112,0005,767
Total noninterest expense$1,165,0007,316
Salaries and employee benefits$583,0007,455
Premises and equipment expense$201,0006,669
Additional noninterest expense$381,0007,113
Pre-tax net operating income$-388,0006,694
Securities gains (losses)$4,0002,823
Applicable income taxes$-164,0007,176
Income before extraordinary items$-220,0006,501
Extraordinary gains, net$039
Net income$-220,0006,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0004,610
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-222,5606,656
2008-09-30 (YTD Data)Rank
Total interest income$1,087,0007,801
Total interest expense$457,0007,601
Net interest income$630,0007,846
Provision for loan and lease losses$308,0003,504
Total noninterest income$186,0006,250
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$100,0005,532
Trading account gains and fees$0148
Additional Noninterest Income$86,0005,854
Total noninterest expense$862,0007,356
Salaries and employee benefits$444,0007,464
Premises and equipment expense$140,0006,834
Additional noninterest expense$278,0007,165
Pre-tax net operating income$-354,0007,159
Securities gains (losses)$4,0002,700
Applicable income taxes$-100,0007,536
Income before extraordinary items$-250,0006,962
Extraordinary gains, net$031
Net income$-250,0006,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,819
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-252,8407,127
2008-06-30 (YTD Data)Rank
Total interest income$685,0007,915
Total interest expense$290,0007,728
Net interest income$395,0007,943
Provision for loan and lease losses$145,0003,718
Total noninterest income$120,0006,368
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$63,0005,622
Trading account gains and fees$0149
Additional Noninterest Income$57,0005,938
Total noninterest expense$547,0007,491
Salaries and employee benefits$280,0007,607
Premises and equipment expense$93,0006,876
Additional noninterest expense$174,0007,279
Pre-tax net operating income$-177,0007,301
Securities gains (losses)$2,0002,957
Applicable income taxes$-30,0007,707
Income before extraordinary items$-145,0007,323
Extraordinary gains, net$021
Net income$-145,0007,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,962
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-146,6607,300
2008-03-31 (YTD Data)Rank
Total interest income$316,0008,039
Total interest expense$140,0007,866
Net interest income$176,0008,089
Provision for loan and lease losses$110,0002,589
Total noninterest income$53,0006,573
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$30,0005,688
Trading account gains and fees$0158
Additional Noninterest Income$23,0006,281
Total noninterest expense$267,0007,556
Salaries and employee benefits$146,0007,590
Premises and equipment expense$45,0006,958
Additional noninterest expense$76,0007,503
Pre-tax net operating income$-148,0007,664
Securities gains (losses)$2,0002,447
Applicable income taxes$05,622
Income before extraordinary items$-146,0007,745
Extraordinary gains, net$015
Net income$-146,0007,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,186
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-148,0007,712
2007-12-31 (YTD Data)Rank
Total interest income$880,0008,255
Total interest expense$385,0008,111
Net interest income$495,0008,281
Provision for loan and lease losses$155,0004,277
Total noninterest income$156,0007,075
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$96,0006,071
Trading account gains and fees$0178
Additional Noninterest Income$60,0006,901
Total noninterest expense$931,0007,742
Salaries and employee benefits$492,0007,825
Premises and equipment expense$118,0007,570
Additional noninterest expense$321,0007,438
Pre-tax net operating income$-435,0007,776
Securities gains (losses)$02,146
Applicable income taxes$-183,0008,116
Income before extraordinary items$-252,0007,749
Extraordinary gains, net$039
Net income$-252,0007,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,470
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-252,0007,734
2007-09-30 (YTD Data)Rank
Total interest income$626,0008,324
Total interest expense$261,0008,212
Net interest income$365,0008,333
Provision for loan and lease losses$135,0003,624
Total noninterest income$98,0007,348
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$59,0006,351
Trading account gains and fees$0184
Additional Noninterest Income$39,0007,085
Total noninterest expense$617,0007,880
Salaries and employee benefits$347,0007,877
Premises and equipment expense$56,0008,005
Additional noninterest expense$214,0007,593
Pre-tax net operating income$-289,0007,956
Securities gains (losses)$01,655
Applicable income taxes$-54,0008,165
Income before extraordinary items$-235,0007,963
Extraordinary gains, net$033
Net income$-235,0007,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,576
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-235,0007,945
2007-06-30 (YTD Data)Rank
Total interest income$382,0008,417
Total interest expense$151,0008,320
Net interest income$231,0008,421
Provision for loan and lease losses$120,0002,960
Total noninterest income$59,0007,489
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$38,0006,420
Trading account gains and fees$0168
Additional Noninterest Income$21,0007,329
Total noninterest expense$394,0007,983
Salaries and employee benefits$225,0007,972
Premises and equipment expense$35,0008,101
Additional noninterest expense$134,0007,713
Pre-tax net operating income$-224,0008,102
Securities gains (losses)$01,444
Applicable income taxes$-36,0008,248
Income before extraordinary items$-188,0008,105
Extraordinary gains, net$029
Net income$-188,0008,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,634
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-188,0008,095
2007-03-31 (YTD Data)Rank
Total interest income$181,0008,491
Total interest expense$64,0008,401
Net interest income$117,0008,470
Provision for loan and lease losses$25,0004,116
Total noninterest income$28,0007,526
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$19,0006,411
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$194,0008,040
Salaries and employee benefits$121,0007,922
Premises and equipment expense$17,0008,143
Additional noninterest expense$56,0007,966
Pre-tax net operating income$-74,0008,088
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-74,0008,115
Extraordinary gains, net$022
Net income$-74,0008,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-74,0008,103
2006-12-31 (YTD Data)Rank
Total interest income$476,0008,550
Total interest expense$109,0008,528
Net interest income$367,0008,515
Provision for loan and lease losses$115,0004,549
Total noninterest income$75,0007,996
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$39,0007,049
Trading account gains and fees$0130
Additional Noninterest Income$36,0007,566
Total noninterest expense$649,0008,248
Salaries and employee benefits$324,0008,326
Premises and equipment expense$77,0008,063
Additional noninterest expense$248,0007,863
Pre-tax net operating income$-322,0008,180
Securities gains (losses)$01,687
Applicable income taxes$-132,0008,399
Income before extraordinary items$-190,0008,139
Extraordinary gains, net$051
Net income$-190,0008,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,543
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$4,000,000334
Net operating income$-190,0008,131
2006-09-30 (YTD Data)Rank
Total interest income$291,0008,641
Total interest expense$56,0008,619
Net interest income$235,0008,620
Provision for loan and lease losses$70,0004,662
Total noninterest income$42,0008,252
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$29,0007,139
Trading account gains and fees$0126
Additional Noninterest Income$13,0008,103
Total noninterest expense$437,0008,367
Salaries and employee benefits$216,0008,436
Premises and equipment expense$64,0008,006
Additional noninterest expense$157,0008,083
Pre-tax net operating income$-230,0008,320
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-230,0008,339
Extraordinary gains, net$045
Net income$-230,0008,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$4,000,000256
Net operating income$-230,0008,334
2006-06-30 (YTD Data)Rank
Total interest income$125,0008,728
Total interest expense$21,0008,687
Net interest income$104,0008,714
Provision for loan and lease losses$61,0004,049
Total noninterest income$10,0008,556
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,424
Trading account gains and fees$0126
Additional Noninterest Income$1,0008,582
Total noninterest expense$247,0008,523
Salaries and employee benefits$101,0008,643
Premises and equipment expense$55,0007,735
Additional noninterest expense$91,0008,255
Pre-tax net operating income$-194,0008,403
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-194,0008,420
Extraordinary gains, net$039
Net income$-194,0008,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$4,000,000171
Net operating income$-194,0008,417
2006-03-31 (YTD Data)Rank
Total interest income$10,0008,786
Total interest expense$9,0008,712
Net interest income$1,0008,784
Provision for loan and lease losses$30,0003,822
Total noninterest income$08,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$99,0008,645
Salaries and employee benefits$12,0008,759
Premises and equipment expense$31,0007,598
Additional noninterest expense$56,0008,039
Pre-tax net operating income$-128,0008,475
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-128,0008,492
Extraordinary gains, net$021
Net income$-128,0008,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$4,000,00084
Net operating income$-128,0008,476

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.