Home > Peoples Bank and Trust Company > Income and Expense
Peoples Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,171,000 | 3,032 |
| Total interest expense | $3,934,000 | 3,214 |
| Net interest income | $6,237,000 | 2,921 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $1,276,000 | 2,776 |
| Gross Fiduciary activities income | $124,000 | 1,167 |
| Service charges on deposit accounts | $776,000 | 1,766 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $376,000 | 3,913 |
| Total noninterest expense | $4,161,000 | 3,363 |
| Salaries and employee benefits | $2,000,000 | 3,286 |
| Premises and equipment expense | $469,000 | 4,092 |
| Additional noninterest expense | $1,692,000 | 3,151 |
| Pre-tax net operating income | $3,192,000 | 2,137 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $899,000 | 2,520 |
| Income before extraordinary items | $2,299,000 | 2,179 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $2,469,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,386 |
| Cash dividends | $3,651,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,294,680 | 2,051 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,026,000 | 3,182 |
| Total interest expense | $4,911,000 | 3,367 |
| Net interest income | $6,115,000 | 2,985 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $993,000 | 3,339 |
| Gross Fiduciary activities income | $91,000 | 1,272 |
| Service charges on deposit accounts | $695,000 | 1,946 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $3,781,000 | 3,677 |
| Salaries and employee benefits | $1,748,000 | 3,657 |
| Premises and equipment expense | $444,000 | 4,399 |
| Additional noninterest expense | $1,589,000 | 3,419 |
| Pre-tax net operating income | $3,027,000 | 2,053 |
| Securities gains (losses) | $64,000 | 3,722 |
| Applicable income taxes | $812,000 | 2,579 |
| Income before extraordinary items | $2,279,000 | 2,018 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,279,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 3,779 |
| Cash dividends | $1,392,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,231,640 | 1,885 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.