Home > Peoples Bank and Trust > Income and Expense
Peoples Bank and Trust, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 6,899 |
| Total interest expense | $1,036,000 | 7,109 |
| Net interest income | $1,871,000 | 6,661 |
| Provision for loan and lease losses | $-5,000 | 8,217 |
| Total noninterest income | $121,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $68,000 | 6,473 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $53,000 | 7,043 |
| Total noninterest expense | $1,087,000 | 7,531 |
| Salaries and employee benefits | $799,000 | 6,978 |
| Premises and equipment expense | $140,000 | 7,332 |
| Additional noninterest expense | $148,000 | 8,267 |
| Pre-tax net operating income | $910,000 | 4,929 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 4,822 |
| Income before extraordinary items | $850,000 | 4,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $850,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $496,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $850,000 | 4,650 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,972 |
| Total interest expense | $759,000 | 7,189 |
| Net interest income | $1,403,000 | 6,712 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $95,000 | 7,383 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $43,000 | 6,975 |
| Total noninterest expense | $605,000 | 7,900 |
| Salaries and employee benefits | $439,000 | 7,560 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $94,000 | 8,358 |
| Pre-tax net operating income | $888,000 | 4,629 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $34,000 | 5,198 |
| Income before extraordinary items | $854,000 | 4,213 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $854,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $356,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $854,000 | 4,202 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 7,020 |
| Total interest expense | $497,000 | 7,237 |
| Net interest income | $934,000 | 6,736 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $58,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $398,000 | 7,967 |
| Salaries and employee benefits | $290,000 | 7,627 |
| Premises and equipment expense | $48,000 | 7,824 |
| Additional noninterest expense | $60,000 | 8,420 |
| Pre-tax net operating income | $594,000 | 4,681 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $572,000 | 4,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $572,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,999 |
| Cash dividends | $214,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $572,000 | 4,255 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 7,106 |
| Total interest expense | $242,000 | 7,303 |
| Net interest income | $450,000 | 6,848 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $189,000 | 8,071 |
| Salaries and employee benefits | $139,000 | 7,733 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $24,000 | 8,517 |
| Pre-tax net operating income | $284,000 | 4,776 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $273,000 | 4,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $273,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $145,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $273,000 | 4,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 7,089 |
| Total interest expense | $868,000 | 7,185 |
| Net interest income | $1,702,000 | 6,927 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $142,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $58,000 | 6,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 6,607 |
| Total noninterest expense | $1,056,000 | 7,618 |
| Salaries and employee benefits | $640,000 | 7,468 |
| Premises and equipment expense | $195,000 | 6,784 |
| Additional noninterest expense | $221,000 | 8,004 |
| Pre-tax net operating income | $788,000 | 5,691 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $37,000 | 5,629 |
| Income before extraordinary items | $751,000 | 5,353 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $751,000 | 5,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,073 |
| Cash dividends | $465,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $751,000 | 5,346 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,170 |
| Total interest expense | $635,000 | 7,230 |
| Net interest income | $1,247,000 | 7,057 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $100,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $42,000 | 6,883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,732 |
| Total noninterest expense | $663,000 | 7,897 |
| Salaries and employee benefits | $424,000 | 7,681 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $121,000 | 8,342 |
| Pre-tax net operating income | $684,000 | 5,585 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $30,000 | 5,758 |
| Income before extraordinary items | $654,000 | 5,150 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $654,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,157 |
| Cash dividends | $279,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $654,000 | 5,145 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,252 |
| Total interest expense | $392,000 | 7,318 |
| Net interest income | $820,000 | 7,136 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $439,000 | 7,936 |
| Salaries and employee benefits | $290,000 | 7,691 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $77,000 | 8,409 |
| Pre-tax net operating income | $444,000 | 5,681 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $424,000 | 5,255 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,997 |
| Cash dividends | $186,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $424,000 | 5,259 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,246 |
| Total interest expense | $191,000 | 7,310 |
| Net interest income | $414,000 | 7,133 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $223,000 | 7,926 |
| Salaries and employee benefits | $144,000 | 7,712 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $51,000 | 8,144 |
| Pre-tax net operating income | $224,000 | 5,589 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $214,000 | 5,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,569 |
| Cash dividends | $92,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $214,000 | 5,194 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 7,259 |
| Total interest expense | $605,000 | 7,317 |
| Net interest income | $1,602,000 | 7,158 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $69,000 | 6,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $939,000 | 7,845 |
| Salaries and employee benefits | $637,000 | 7,491 |
| Premises and equipment expense | $94,000 | 7,929 |
| Additional noninterest expense | $208,000 | 8,184 |
| Pre-tax net operating income | $746,000 | 6,024 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $49,000 | 5,876 |
| Income before extraordinary items | $697,000 | 5,677 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $697,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $1,016,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $697,000 | 5,658 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 7,289 |
| Total interest expense | $435,000 | 7,337 |
| Net interest income | $1,202,000 | 7,193 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $90,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,425 |
| Total noninterest expense | $683,000 | 7,881 |
| Salaries and employee benefits | $467,000 | 7,518 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $156,000 | 8,175 |
| Pre-tax net operating income | $579,000 | 6,102 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $31,000 | 6,062 |
| Income before extraordinary items | $548,000 | 5,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $548,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $305,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $548,000 | 5,635 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,368 |
| Total interest expense | $262,000 | 7,429 |
| Net interest income | $780,000 | 7,260 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $449,000 | 7,907 |
| Salaries and employee benefits | $311,000 | 7,524 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $97,000 | 8,240 |
| Pre-tax net operating income | $372,000 | 6,152 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $352,000 | 5,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $205,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $352,000 | 5,728 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,378 |
| Total interest expense | $130,000 | 7,417 |
| Net interest income | $399,000 | 7,248 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $236,000 | 7,907 |
| Salaries and employee benefits | $169,000 | 7,392 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $45,000 | 8,379 |
| Pre-tax net operating income | $194,000 | 6,029 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $184,000 | 5,630 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $184,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $105,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $184,000 | 5,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 7,383 |
| Total interest expense | $539,000 | 7,159 |
| Net interest income | $1,456,000 | 7,368 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $127,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $888,000 | 8,004 |
| Salaries and employee benefits | $596,000 | 7,677 |
| Premises and equipment expense | $92,000 | 8,068 |
| Additional noninterest expense | $200,000 | 8,305 |
| Pre-tax net operating income | $695,000 | 6,111 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $40,000 | 6,178 |
| Income before extraordinary items | $655,000 | 5,757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $655,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,431 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $655,000 | 5,687 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 7,420 |
| Total interest expense | $404,000 | 7,178 |
| Net interest income | $1,084,000 | 7,405 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $106,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $65,000 | 6,713 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $619,000 | 8,108 |
| Salaries and employee benefits | $418,000 | 7,767 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $103,000 | 8,674 |
| Pre-tax net operating income | $556,000 | 6,075 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $525,000 | 5,701 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $525,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $525,000 | 5,628 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,492 |
| Total interest expense | $268,000 | 7,229 |
| Net interest income | $706,000 | 7,486 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $45,000 | 6,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $404,000 | 8,185 |
| Salaries and employee benefits | $272,000 | 7,875 |
| Premises and equipment expense | $41,000 | 8,228 |
| Additional noninterest expense | $91,000 | 8,449 |
| Pre-tax net operating income | $353,000 | 6,165 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $333,000 | 5,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $333,000 | 5,715 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 7,562 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $351,000 | 7,534 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $200,000 | 8,245 |
| Salaries and employee benefits | $133,000 | 7,944 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $43,000 | 8,565 |
| Pre-tax net operating income | $173,000 | 6,148 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 7,458 |
| Total interest expense | $610,000 | 7,357 |
| Net interest income | $1,481,000 | 7,391 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $145,000 | 7,861 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $945,000 | 8,003 |
| Salaries and employee benefits | $590,000 | 7,735 |
| Premises and equipment expense | $152,000 | 7,371 |
| Additional noninterest expense | $203,000 | 8,424 |
| Pre-tax net operating income | $656,000 | 6,140 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $41,000 | 6,412 |
| Income before extraordinary items | $615,000 | 5,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $615,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $425,000 | 3,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $615,000 | 5,723 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 7,534 |
| Total interest expense | $472,000 | 7,443 |
| Net interest income | $1,105,000 | 7,453 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $113,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $73,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $651,000 | 8,148 |
| Salaries and employee benefits | $422,000 | 7,819 |
| Premises and equipment expense | $89,000 | 7,828 |
| Additional noninterest expense | $140,000 | 8,539 |
| Pre-tax net operating income | $552,000 | 6,066 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $30,000 | 6,578 |
| Income before extraordinary items | $522,000 | 5,740 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $522,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $522,000 | 5,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 7,601 |
| Total interest expense | $327,000 | 7,478 |
| Net interest income | $712,000 | 7,545 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $445,000 | 8,121 |
| Salaries and employee benefits | $288,000 | 7,788 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $95,000 | 8,526 |
| Pre-tax net operating income | $344,000 | 6,207 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $325,000 | 5,928 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $325,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $325,000 | 5,705 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,633 |
| Total interest expense | $171,000 | 7,471 |
| Net interest income | $352,000 | 7,600 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $25,000 | 6,543 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 5,739 |
| Total noninterest expense | $227,000 | 8,118 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $179,000 | 6,099 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $172,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $172,000 | 5,504 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 7,526 |
| Total interest expense | $777,000 | 7,589 |
| Net interest income | $1,531,000 | 7,380 |
| Provision for loan and lease losses | $68,000 | 6,337 |
| Total noninterest income | $103,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $912,000 | 8,121 |
| Salaries and employee benefits | $556,000 | 7,903 |
| Premises and equipment expense | $129,000 | 7,748 |
| Additional noninterest expense | $227,000 | 8,352 |
| Pre-tax net operating income | $654,000 | 6,233 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $80,000 | 6,164 |
| Income before extraordinary items | $574,000 | 6,079 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $574,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $388,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $574,000 | 5,938 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 7,674 |
| Total interest expense | $1,100,000 | 7,814 |
| Net interest income | $1,468,000 | 7,393 |
| Provision for loan and lease losses | $93,000 | 5,742 |
| Total noninterest income | $92,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $847,000 | 8,332 |
| Salaries and employee benefits | $535,000 | 8,004 |
| Premises and equipment expense | $114,000 | 8,091 |
| Additional noninterest expense | $198,000 | 8,670 |
| Pre-tax net operating income | $620,000 | 6,100 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $66,000 | 6,450 |
| Income before extraordinary items | $556,000 | 5,812 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $556,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $404,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $554,220 | 5,705 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 7,730 |
| Total interest expense | $1,101,000 | 8,007 |
| Net interest income | $1,580,000 | 7,332 |
| Provision for loan and lease losses | $102,000 | 5,242 |
| Total noninterest income | $102,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $813,000 | 8,541 |
| Salaries and employee benefits | $528,000 | 8,108 |
| Premises and equipment expense | $98,000 | 8,483 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $767,000 | 5,980 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $64,000 | 7,024 |
| Income before extraordinary items | $695,000 | 5,442 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $695,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,771 |
| Cash dividends | $508,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $702,360 | 5,421 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 7,853 |
| Total interest expense | $1,071,000 | 7,985 |
| Net interest income | $1,482,000 | 7,620 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $91,000 | 8,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $806,000 | 8,711 |
| Salaries and employee benefits | $526,000 | 8,182 |
| Premises and equipment expense | $100,000 | 8,634 |
| Additional noninterest expense | $180,000 | 9,231 |
| Pre-tax net operating income | $687,000 | 6,366 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $51,000 | 7,618 |
| Income before extraordinary items | $638,000 | 5,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $638,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,462 |
| Cash dividends | $380,000 | 4,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $636,140 | 5,702 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 8,155 |
| Total interest expense | $1,055,000 | 8,270 |
| Net interest income | $1,392,000 | 7,926 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $74,000 | 9,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $822,000 | 8,710 |
| Salaries and employee benefits | $528,000 | 8,184 |
| Premises and equipment expense | $109,000 | 8,510 |
| Additional noninterest expense | $185,000 | 9,288 |
| Pre-tax net operating income | $644,000 | 6,709 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $483,000 | 6,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $483,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $221,000 | 5,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $482,250 | 6,609 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 8,464 |
| Total interest expense | $1,080,000 | 8,463 |
| Net interest income | $1,356,000 | 8,338 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $83,000 | 9,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $828,000 | 8,937 |
| Salaries and employee benefits | $567,000 | 8,138 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $162,000 | 9,863 |
| Pre-tax net operating income | $611,000 | 7,364 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $139,000 | 7,775 |
| Income before extraordinary items | $472,000 | 7,154 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $472,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $231,000 | 5,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $472,000 | 7,107 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 8,839 |
| Total interest expense | $1,062,000 | 8,811 |
| Net interest income | $1,326,000 | 8,698 |
| Provision for loan and lease losses | $-35,000 | 11,167 |
| Total noninterest income | $104,000 | 9,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $818,000 | 9,366 |
| Salaries and employee benefits | $528,000 | 8,662 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $177,000 | 10,209 |
| Pre-tax net operating income | $647,000 | 7,196 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $161,000 | 7,713 |
| Income before extraordinary items | $492,000 | 6,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $492,000 | 6,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 10,715 |
| Cash dividends | $231,000 | 5,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $487,500 | 6,928 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 9,331 |
| Total interest expense | $956,000 | 9,401 |
| Net interest income | $1,298,000 | 9,081 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $73,000 | 10,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $817,000 | 9,699 |
| Salaries and employee benefits | $502,000 | 9,095 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $209,000 | 10,316 |
| Pre-tax net operating income | $604,000 | 7,852 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $471,000 | 7,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $471,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $184,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $471,000 | 7,443 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 9,424 |
| Total interest expense | $830,000 | 9,442 |
| Net interest income | $1,372,000 | 9,235 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $125,000 | 10,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $797,000 | 10,261 |
| Salaries and employee benefits | $432,000 | 9,989 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $263,000 | 10,368 |
| Pre-tax net operating income | $700,000 | 7,382 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $184,000 | 7,635 |
| Income before extraordinary items | $510,000 | 7,234 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $510,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,695 |
| Cash dividends | $341,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $514,380 | 7,231 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 9,805 |
| Total interest expense | $874,000 | 9,666 |
| Net interest income | $1,318,000 | 9,678 |
| Provision for loan and lease losses | $-30,000 | 12,640 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $866,000 | 10,362 |
| Salaries and employee benefits | $460,000 | 10,036 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $259,000 | 10,962 |
| Pre-tax net operating income | $575,000 | 8,127 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $178,000 | 8,047 |
| Income before extraordinary items | $415,000 | 8,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $415,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $333,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,400 | 8,134 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 9,876 |
| Total interest expense | $1,152,000 | 9,785 |
| Net interest income | $1,373,000 | 9,724 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $869,000 | 10,669 |
| Salaries and employee benefits | $471,000 | 10,073 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $263,000 | 11,375 |
| Pre-tax net operating income | $615,000 | 7,599 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $453,000 | 7,714 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $453,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $339,000 | 3,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $450,080 | 7,383 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.