Home > Peoples Bank and Trust > Income and Expense
Peoples Bank and Trust, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,889,000 | 9,899 |
Total interest expense | $864,000 | 9,755 |
Net interest income | $1,025,000 | 9,875 |
Provision for loan and lease losses | $555,000 | 1,451 |
Total noninterest income | $377,000 | 6,200 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $130,000 | 7,092 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $247,000 | 4,518 |
Total noninterest expense | $2,127,000 | 5,723 |
Salaries and employee benefits | $699,000 | 7,718 |
Premises and equipment expense | $297,000 | 5,671 |
Additional noninterest expense | $1,131,000 | 3,941 |
Pre-tax net operating income | $-1,280,000 | 11,894 |
Securities gains (losses) | $168,000 | 742 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $-1,112,000 | 11,870 |
Extraordinary gains, net | $0 | 65 |
Net income | $-1,112,000 | 11,869 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $603,000 | 1,227 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $-1,280,000 | 11,873 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,083,000 | 9,642 |
Total interest expense | $693,000 | 10,131 |
Net interest income | $1,390,000 | 9,187 |
Provision for loan and lease losses | $549,000 | 1,434 |
Total noninterest income | $374,000 | 6,403 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $112,000 | 7,785 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $262,000 | 4,461 |
Total noninterest expense | $1,653,000 | 7,118 |
Salaries and employee benefits | $692,000 | 7,942 |
Premises and equipment expense | $336,000 | 5,232 |
Additional noninterest expense | $625,000 | 6,853 |
Pre-tax net operating income | $-438,000 | 12,367 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $-438,000 | 12,335 |
Extraordinary gains, net | $0 | 249 |
Net income | $-438,000 | 12,332 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $339,000 | 1,761 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-438,000 | 12,347 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,186,000 | 9,818 |
Total interest expense | $672,000 | 10,751 |
Net interest income | $1,514,000 | 9,061 |
Provision for loan and lease losses | $347,000 | 2,736 |
Total noninterest income | $552,000 | 5,237 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,505 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $487,000 | 3,320 |
Total noninterest expense | $1,789,000 | 6,918 |
Salaries and employee benefits | $666,000 | 8,258 |
Premises and equipment expense | $373,000 | 4,988 |
Additional noninterest expense | $750,000 | 6,243 |
Pre-tax net operating income | $-70,000 | 12,562 |
Securities gains (losses) | $-8,000 | 12,705 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $-78,000 | 12,645 |
Extraordinary gains, net | $142,000 | 1,284 |
Net income | $64,000 | 12,172 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $196,000 | 3,181 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $-70,000 | 12,532 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,616,000 | 9,692 |
Total interest expense | $1,050,000 | 10,180 |
Net interest income | $1,566,000 | 9,054 |
Provision for loan and lease losses | $215,000 | 5,039 |
Total noninterest income | $378,000 | 6,754 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 9,282 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $301,000 | 4,418 |
Total noninterest expense | $1,706,000 | 7,250 |
Salaries and employee benefits | $718,000 | 7,852 |
Premises and equipment expense | $370,000 | 5,121 |
Additional noninterest expense | $618,000 | 7,350 |
Pre-tax net operating income | $23,000 | 12,578 |
Securities gains (losses) | $-22,000 | 13,503 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $1,000 | 12,885 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,000 | 12,881 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $170,000 | 4,592 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $23,000 | 12,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.