Home > Peoples Bank and Loan Co. > Income and Expense

Peoples Bank and Loan Co., Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,199,0008,443
Total interest expense$1,159,0008,004
Net interest income$1,040,0008,707
Provision for loan and lease losses$08,652
Total noninterest income$134,0008,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0006,870
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,765
Total noninterest expense$595,0009,447
Salaries and employee benefits$347,0009,310
Premises and equipment expense$68,0009,397
Additional noninterest expense$180,0009,337
Pre-tax net operating income$579,0007,026
Securities gains (losses)$3,0003,720
Applicable income taxes$186,0006,344
Income before extraordinary items$396,0007,246
Extraordinary gains, net$032
Net income$396,0007,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-144,00010,315
Cash dividends$1,022,0002,169
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$393,9607,169
1997-12-31 (YTD Data)Rank
Total interest income$2,098,0008,887
Total interest expense$1,099,0008,409
Net interest income$999,0009,192
Provision for loan and lease losses$685,0001,350
Total noninterest income$147,0008,642
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$97,0007,274
Trading account gains and feesNANA
Additional Noninterest Income$50,0008,438
Total noninterest expense$747,0009,231
Salaries and employee benefits$377,0009,407
Premises and equipment expense$62,0009,902
Additional noninterest expense$308,0008,241
Pre-tax net operating income$-286,00010,624
Securities gains (losses)$1,0003,559
Applicable income taxes$-143,00010,752
Income before extraordinary items$-142,00010,566
Extraordinary gains, net$044
Net income$-142,00010,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,0001,015
Cash dividends$270,0004,793
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-142,64010,537
1996-12-31 (YTD Data)Rank
Total interest income$2,127,0009,200
Total interest expense$1,118,0008,635
Net interest income$1,009,0009,528
Provision for loan and lease losses$09,041
Total noninterest income$102,0009,859
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0007,938
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,411
Total noninterest expense$710,0009,777
Salaries and employee benefits$406,0009,566
Premises and equipment expense$56,00010,464
Additional noninterest expense$248,0009,418
Pre-tax net operating income$401,0008,499
Securities gains (losses)$-16,00010,516
Applicable income taxes$140,0008,024
Income before extraordinary items$245,0008,881
Extraordinary gains, net$053
Net income$245,0008,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,277
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$255,2408,729
1995-12-31 (YTD Data)Rank
Total interest income$190,00011,913
Total interest expense$94,00011,870
Net interest income$96,00011,923
Provision for loan and lease losses$08,958
Total noninterest income$10,00011,868
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$9,00010,209
Trading account gains and feesNANA
Additional Noninterest Income$1,00011,898
Total noninterest expense$56,00011,963
Salaries and employee benefits$26,00011,958
Premises and equipment expense$4,00011,936
Additional noninterest expense$26,00011,954
Pre-tax net operating income$50,00011,306
Securities gains (losses)$03,831
Applicable income taxes$16,00010,816
Income before extraordinary items$34,00011,373
Extraordinary gains, net$065
Net income$34,00011,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$170,0005,838
Sale, conversion, retirement of capital stock, net$0809
Net operating income$34,00011,338
1994-12-31 (YTD Data)Rank
Total interest income$1,892,00010,006
Total interest expense$779,0009,713
Net interest income$1,113,00010,022
Provision for loan and lease losses$15,0008,073
Total noninterest income$118,00010,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0008,278
Trading account gains and feesNANA
Additional Noninterest Income$25,00011,111
Total noninterest expense$784,00010,310
Salaries and employee benefits$377,00010,491
Premises and equipment expense$69,00010,998
Additional noninterest expense$338,0009,495
Pre-tax net operating income$432,0009,111
Securities gains (losses)$4,0002,755
Applicable income taxes$129,0008,731
Income before extraordinary items$307,0009,072
Extraordinary gains, net$0249
Net income$307,0009,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00011,695
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$304,2009,173
1993-12-31 (YTD Data)Rank
Total interest income$1,943,00010,294
Total interest expense$783,00010,133
Net interest income$1,160,00010,196
Provision for loan and lease losses$45,0007,729
Total noninterest income$106,00011,176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$89,0008,728
Trading account gains and feesNANA
Additional Noninterest Income$17,00012,255
Total noninterest expense$732,00011,008
Salaries and employee benefits$390,00010,741
Premises and equipment expense$72,00011,428
Additional noninterest expense$270,00010,824
Pre-tax net operating income$489,0008,730
Securities gains (losses)$20,0004,664
Applicable income taxes$154,0008,535
Income before extraordinary items$355,0008,884
Extraordinary gains, net$03,149
Net income$355,0009,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0006,815
Cash dividends$140,0006,241
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$341,0008,769
1992-12-31 (YTD Data)Rank
Total interest income$2,209,00010,456
Total interest expense$1,031,00010,263
Net interest income$1,178,00010,403
Provision for loan and lease losses$183,0005,461
Total noninterest income$111,00011,429
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0009,135
Trading account gains and feesNANA
Additional Noninterest Income$30,00011,767
Total noninterest expense$714,00011,445
Salaries and employee benefits$385,00011,039
Premises and equipment expense$79,00011,525
Additional noninterest expense$250,00011,528
Pre-tax net operating income$392,0009,317
Securities gains (losses)$37,0004,622
Applicable income taxes$118,0009,428
Income before extraordinary items$311,0009,155
Extraordinary gains, net$01,422
Net income$311,0009,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0005,311
Cash dividends$140,0005,918
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$284,3609,119

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.