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Peoples Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$23,082,000	1,710
Total interest expense	$6,216,000	1,784
Net interest income	$16,866,000	1,658
Provision for loan and lease losses	$179,000	2,101
Total noninterest income	$934,000	2,814
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$495,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$439,000	3,090
Total noninterest expense	$9,736,000	2,075
Salaries and employee benefits	$4,868,000	2,227
Premises and equipment expense	$1,046,000	1,979
Additional noninterest expense	$439,000	3,090
Pre-tax net operating income	$7,885,000	1,407
Securities gains (losses)	$0	988
Applicable income taxes	$1,585,000	1,143
Income before extraordinary items	$6,300,000	1,470
Extraordinary gains, net	$0	54
Net income	$6,300,000	1,486
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,300,000	1,473
Net charge-offs	$384,000	859
Cash dividends	$725,000	2,468
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,300,000	1,500
2023-09-30 (YTD Data)		Rank
Total interest income	$16,517,000	1,734
Total interest expense	$4,231,000	1,766
Net interest income	$12,286,000	1,699
Provision for loan and lease losses	$-131,000	4,401
Total noninterest income	$733,000	2,773
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$366,000	1,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$367,000	2,978
Total noninterest expense	$7,140,000	2,097
Salaries and employee benefits	$3,436,000	2,323
Premises and equipment expense	$773,000	2,002
Additional noninterest expense	$367,000	2,977
Pre-tax net operating income	$6,010,000	1,443
Securities gains (losses)	$0	849
Applicable income taxes	$1,205,000	1,145
Income before extraordinary items	$4,805,000	1,501
Extraordinary gains, net	$0	52
Net income	$4,805,000	1,513
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,805,000	1,501
Net charge-offs	$79,000	1,286
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,805,000	1,523
2023-06-30 (YTD Data)		Rank
Total interest income	$10,381,000	1,777
Total interest expense	$2,492,000	1,756
Net interest income	$7,889,000	1,764
Provision for loan and lease losses	$-145,000	4,467
Total noninterest income	$473,000	2,763
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$243,000	1,661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$230,000	3,024
Total noninterest expense	$4,678,000	2,108
Salaries and employee benefits	$2,231,000	2,348
Premises and equipment expense	$493,000	2,033
Additional noninterest expense	$230,000	3,017
Pre-tax net operating income	$3,829,000	1,483
Securities gains (losses)	$0	938
Applicable income taxes	$768,000	1,191
Income before extraordinary items	$3,061,000	1,552
Extraordinary gains, net	$0	51
Net income	$3,061,000	1,570
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,061,000	1,552
Net charge-offs	$24,000	1,463
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,061,000	1,562
2023-03-31 (YTD Data)		Rank
Total interest income	$4,671,000	1,902
Total interest expense	$1,056,000	1,778
Net interest income	$3,615,000	1,900
Provision for loan and lease losses	$-153,000	4,564
Total noninterest income	$252,000	2,679
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$122,000	1,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	2,887
Total noninterest expense	$2,256,000	2,187
Salaries and employee benefits	$1,093,000	2,418
Premises and equipment expense	$244,000	2,080
Additional noninterest expense	$130,000	2,887
Pre-tax net operating income	$1,764,000	1,603
Securities gains (losses)	$0	950
Applicable income taxes	$354,000	1,260
Income before extraordinary items	$1,410,000	1,671
Extraordinary gains, net	$0	4
Net income	$1,410,000	1,671
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,410,000	1,671
Net charge-offs	$-14,000	4,152
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,410,000	1,690
2022-12-31 (YTD Data)		Rank
Total interest income	$14,535,000	2,014
Total interest expense	$1,911,000	1,648
Net interest income	$12,624,000	2,036
Provision for loan and lease losses	$834,000	919
Total noninterest income	$1,036,000	2,761
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$472,000	1,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,938
Total noninterest expense	$7,720,000	2,360
Salaries and employee benefits	$3,943,000	2,519
Premises and equipment expense	$884,000	2,154
Additional noninterest expense	$564,000	2,938
Pre-tax net operating income	$5,106,000	2,023
Securities gains (losses)	$-12,000	3,474
Applicable income taxes	$932,000	1,613
Income before extraordinary items	$4,162,000	2,052
Extraordinary gains, net	$0	5
Net income	$4,162,000	2,051
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,162,000	2,051
Net charge-offs	$507,000	591
Cash dividends	$492,000	2,730
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,171,840	2,076
2022-09-30 (YTD Data)		Rank
Total interest income	$10,251,000	2,041
Total interest expense	$1,215,000	1,544
Net interest income	$9,036,000	2,077
Provision for loan and lease losses	$728,000	771
Total noninterest income	$791,000	2,779
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$356,000	1,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$435,000	2,948
Total noninterest expense	$5,850,000	2,328
Salaries and employee benefits	$2,910,000	2,557
Premises and equipment expense	$664,000	2,177
Additional noninterest expense	$435,000	2,948
Pre-tax net operating income	$3,249,000	2,197
Securities gains (losses)	$0	740
Applicable income taxes	$619,000	1,690
Income before extraordinary items	$2,630,000	2,243
Extraordinary gains, net	$0	4
Net income	$2,630,000	2,242
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,630,000	2,242
Net charge-offs	$489,000	446
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,630,000	2,281
2022-06-30 (YTD Data)		Rank
Total interest income	$6,532,000	2,055
Total interest expense	$745,000	1,434
Net interest income	$5,787,000	2,097
Provision for loan and lease losses	$238,000	1,073
Total noninterest income	$564,000	2,693
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$240,000	1,728
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	2,865
Total noninterest expense	$3,813,000	2,356
Salaries and employee benefits	$1,887,000	2,595
Premises and equipment expense	$437,000	2,207
Additional noninterest expense	$1,489,000	2,019
Pre-tax net operating income	$2,300,000	2,031
Securities gains (losses)	$0	687
Applicable income taxes	$455,000	1,548
Income before extraordinary items	$1,845,000	2,088
Extraordinary gains, net	$0	4
Net income	$1,845,000	2,089
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,845,000	2,088
Net charge-offs	$13,000	1,486
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,845,000	2,129
2022-03-31 (YTD Data)		Rank
Total interest income	$3,139,000	2,076
Total interest expense	$352,000	1,462
Net interest income	$2,787,000	2,111
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$297,000	2,610
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$112,000	1,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$185,000	2,655
Total noninterest expense	$1,907,000	2,356
Salaries and employee benefits	$934,000	2,610
Premises and equipment expense	$227,000	2,165
Additional noninterest expense	$746,000	1,993
Pre-tax net operating income	$1,102,000	1,988
Securities gains (losses)	$0	623
Applicable income taxes	$219,000	1,545
Income before extraordinary items	$883,000	2,073
Extraordinary gains, net	$0	4
Net income	$883,000	2,072
Minority interest net income	$0	50
Net income of bank and minority interests.	$883,000	2,073
Net charge-offs	$7,000	1,284
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$883,000	2,090
2021-12-31 (YTD Data)		Rank
Total interest income	$12,403,000	2,148
Total interest expense	$1,587,000	1,596
Net interest income	$10,816,000	2,204
Provision for loan and lease losses	$860,000	689
Total noninterest income	$1,230,000	2,755
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$351,000	2,017
Trading account gains and fees	NA	NA
Additional Noninterest Income	$879,000	2,744
Total noninterest expense	$7,216,000	2,429
Salaries and employee benefits	$3,436,000	2,735
Premises and equipment expense	$900,000	2,161
Additional noninterest expense	$2,880,000	2,036
Pre-tax net operating income	$3,970,000	2,340
Securities gains (losses)	$-16,000	4,409
Applicable income taxes	$904,000	1,676
Income before extraordinary items	$3,050,000	2,523
Extraordinary gains, net	$0	10
Net income	$3,050,000	2,524
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,050,000	2,524
Net charge-offs	$265,000	894
Cash dividends	$300,000	3,096
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,062,640	2,496
2021-09-30 (YTD Data)		Rank
Total interest income	$9,264,000	2,194
Total interest expense	$1,201,000	1,654
Net interest income	$8,063,000	2,255
Provision for loan and lease losses	$414,000	956
Total noninterest income	$222,000	4,101
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$247,000	2,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-25,000	4,894
Total noninterest expense	$5,662,000	2,385
Salaries and employee benefits	$2,531,000	2,776
Premises and equipment expense	$696,000	2,146
Additional noninterest expense	$2,435,000	1,863
Pre-tax net operating income	$2,209,000	2,827
Securities gains (losses)	$-16,000	4,606
Applicable income taxes	$424,000	2,083
Income before extraordinary items	$1,769,000	2,949
Extraordinary gains, net	$0	8
Net income	$1,769,000	2,949
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,769,000	2,949
Net charge-offs	$160,000	879
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,781,960	2,913
2021-06-30 (YTD Data)		Rank
Total interest income	$6,329,000	2,144
Total interest expense	$804,000	1,721
Net interest income	$5,525,000	2,187
Provision for loan and lease losses	$393,000	742
Total noninterest income	$211,000	3,842
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$152,000	2,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	4,345
Total noninterest expense	$3,793,000	2,369
Salaries and employee benefits	$1,655,000	2,804
Premises and equipment expense	$449,000	2,185
Additional noninterest expense	$1,689,000	1,785
Pre-tax net operating income	$1,550,000	2,733
Securities gains (losses)	$-4,000	4,571
Applicable income taxes	$299,000	2,023
Income before extraordinary items	$1,247,000	2,881
Extraordinary gains, net	$0	6
Net income	$1,247,000	2,880
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,247,000	2,881
Net charge-offs	$132,000	803
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,250,240	2,857
2021-03-31 (YTD Data)		Rank
Total interest income	$2,573,000	2,460
Total interest expense	$399,000	1,800
Net interest income	$2,174,000	2,539
Provision for loan and lease losses	$31,000	1,972
Total noninterest income	$166,000	3,416
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$74,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,582
Total noninterest expense	$1,744,000	2,476
Salaries and employee benefits	$820,000	2,811
Premises and equipment expense	$226,000	2,192
Additional noninterest expense	$698,000	2,042
Pre-tax net operating income	$565,000	3,114
Securities gains (losses)	$-4,000	4,602
Applicable income taxes	$142,000	2,052
Income before extraordinary items	$419,000	3,324
Extraordinary gains, net	$0	3
Net income	$419,000	3,325
Minority interest net income	$0	55
Net income of bank and minority interests.	$419,000	3,324
Net charge-offs	$2,000	1,718
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$422,160	3,285
2020-12-31 (YTD Data)		Rank
Total interest income	$11,550,000	2,299
Total interest expense	$2,161,000	1,881
Net interest income	$9,389,000	2,365
Provision for loan and lease losses	$664,000	1,978
Total noninterest income	$490,000	3,634
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$358,000	2,033
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	4,231
Total noninterest expense	$6,148,000	2,654
Salaries and employee benefits	$3,119,000	2,881
Premises and equipment expense	$866,000	2,221
Additional noninterest expense	$2,163,000	2,411
Pre-tax net operating income	$3,067,000	2,400
Securities gains (losses)	$15,000	2,194
Applicable income taxes	$740,000	1,676
Income before extraordinary items	$2,342,000	2,626
Extraordinary gains, net	$0	4
Net income	$2,342,000	2,625
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,342,000	2,626
Net charge-offs	$396,000	1,127
Cash dividends	$100,000	3,594
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,330,150	2,586
2020-09-30 (YTD Data)		Rank
Total interest income	$8,805,000	2,296
Total interest expense	$1,715,000	1,891
Net interest income	$7,090,000	2,342
Provision for loan and lease losses	$583,000	1,846
Total noninterest income	$379,000	3,595
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$268,000	2,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	4,160
Total noninterest expense	$4,769,000	2,586
Salaries and employee benefits	$2,313,000	2,879
Premises and equipment expense	$643,000	2,234
Additional noninterest expense	$1,813,000	2,221
Pre-tax net operating income	$2,117,000	2,507
Securities gains (losses)	$15,000	2,008
Applicable income taxes	$374,000	1,926
Income before extraordinary items	$1,758,000	2,620
Extraordinary gains, net	$0	4
Net income	$1,758,000	2,620
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,758,000	2,620
Net charge-offs	$320,000	993
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,745,700	2,583
2020-06-30 (YTD Data)		Rank
Total interest income	$6,004,000	2,287
Total interest expense	$1,222,000	1,895
Net interest income	$4,782,000	2,345
Provision for loan and lease losses	$430,000	1,739
Total noninterest income	$96,000	4,373
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$186,000	2,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-90,000	5,037
Total noninterest expense	$3,149,000	2,611
Salaries and employee benefits	$1,543,000	2,894
Premises and equipment expense	$420,000	2,257
Additional noninterest expense	$1,186,000	2,230
Pre-tax net operating income	$1,299,000	2,587
Securities gains (losses)	$15,000	1,767
Applicable income taxes	$256,000	1,862
Income before extraordinary items	$1,058,000	2,737
Extraordinary gains, net	$0	4
Net income	$1,058,000	2,736
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,058,000	2,737
Net charge-offs	$317,000	782
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,045,850	2,708
2020-03-31 (YTD Data)		Rank
Total interest income	$2,855,000	2,344
Total interest expense	$651,000	1,935
Net interest income	$2,204,000	2,433
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$196,000	3,042
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$116,000	1,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	3,418
Total noninterest expense	$1,698,000	2,510
Salaries and employee benefits	$795,000	2,860
Premises and equipment expense	$209,000	2,281
Additional noninterest expense	$694,000	2,032
Pre-tax net operating income	$612,000	2,528
Securities gains (losses)	$0	1,705
Applicable income taxes	$119,000	1,801
Income before extraordinary items	$493,000	2,644
Extraordinary gains, net	$0	4
Net income	$493,000	2,643
Minority interest net income	$0	56
Net income of bank and minority interests.	$493,000	2,645
Net charge-offs	$59,000	1,129
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$493,000	2,630
2019-12-31 (YTD Data)		Rank
Total interest income	$11,427,000	2,371
Total interest expense	$2,933,000	1,831
Net interest income	$8,494,000	2,513
Provision for loan and lease losses	$1,032,000	888
Total noninterest income	$1,159,000	2,630
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$464,000	2,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$695,000	2,664
Total noninterest expense	$6,222,000	2,635
Salaries and employee benefits	$3,116,000	2,871
Premises and equipment expense	$853,000	2,255
Additional noninterest expense	$2,253,000	2,370
Pre-tax net operating income	$2,399,000	2,795
Securities gains (losses)	$-45,000	5,002
Applicable income taxes	$430,000	2,110
Income before extraordinary items	$1,924,000	2,954
Extraordinary gains, net	$0	11
Net income	$1,924,000	2,954
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,924,000	2,955
Net charge-offs	$718,000	832
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,960,900	2,884
2019-09-30 (YTD Data)		Rank
Total interest income	$8,354,000	2,439
Total interest expense	$2,227,000	1,836
Net interest income	$6,127,000	2,611
Provision for loan and lease losses	$1,342,000	547
Total noninterest income	$1,101,000	2,318
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$344,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$757,000	2,228
Total noninterest expense	$4,546,000	2,692
Salaries and employee benefits	$2,305,000	2,895
Premises and equipment expense	$630,000	2,292
Additional noninterest expense	$1,611,000	2,445
Pre-tax net operating income	$1,340,000	3,247
Securities gains (losses)	$-45,000	5,094
Applicable income taxes	$-42,000	5,164
Income before extraordinary items	$1,337,000	3,117
Extraordinary gains, net	$0	11
Net income	$1,337,000	3,117
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,337,000	3,117
Net charge-offs	$1,123,000	464
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,382,000	3,032
2019-06-30 (YTD Data)		Rank
Total interest income	$5,464,000	2,464
Total interest expense	$1,486,000	1,800
Net interest income	$3,978,000	2,672
Provision for loan and lease losses	$386,000	1,038
Total noninterest income	$716,000	2,330
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$221,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	2,218
Total noninterest expense	$2,976,000	2,749
Salaries and employee benefits	$1,538,000	2,914
Premises and equipment expense	$433,000	2,262
Additional noninterest expense	$1,005,000	2,576
Pre-tax net operating income	$1,332,000	2,702
Securities gains (losses)	$-45,000	5,146
Applicable income taxes	$58,000	3,015
Income before extraordinary items	$1,229,000	2,637
Extraordinary gains, net	$0	11
Net income	$1,229,000	2,636
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,229,000	2,636
Net charge-offs	$228,000	913
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,271,750	2,538
2019-03-31 (YTD Data)		Rank
Total interest income	$2,586,000	2,564
Total interest expense	$732,000	1,786
Net interest income	$1,854,000	2,822
Provision for loan and lease losses	$294,000	731
Total noninterest income	$619,000	1,696
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$105,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$514,000	1,417
Total noninterest expense	$1,467,000	2,786
Salaries and employee benefits	$769,000	2,935
Premises and equipment expense	$215,000	2,300
Additional noninterest expense	$483,000	2,658
Pre-tax net operating income	$712,000	2,554
Securities gains (losses)	$-45,000	5,250
Applicable income taxes	$0	3,800
Income before extraordinary items	$667,000	2,432
Extraordinary gains, net	$0	5
Net income	$667,000	2,431
Minority interest net income	$0	52
Net income of bank and minority interests.	$667,000	2,431
Net charge-offs	$33,000	1,439
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$712,000	2,331
2018-12-31 (YTD Data)		Rank
Total interest income	$10,189,000	2,500
Total interest expense	$2,103,000	1,875
Net interest income	$8,086,000	2,638
Provision for loan and lease losses	$665,000	1,192
Total noninterest income	$907,000	2,979
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$449,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$458,000	3,181
Total noninterest expense	$6,132,000	2,687
Salaries and employee benefits	$2,962,000	2,994
Premises and equipment expense	$835,000	2,296
Additional noninterest expense	$2,335,000	2,340
Pre-tax net operating income	$2,196,000	2,988
Securities gains (losses)	$0	1,125
Applicable income taxes	$261,000	2,490
Income before extraordinary items	$1,935,000	2,981
Extraordinary gains, net	$0	6
Net income	$1,935,000	2,980
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,935,000	2,980
Net charge-offs	$443,000	1,030
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,935,000	2,978
2018-09-30 (YTD Data)		Rank
Total interest income	$7,519,000	2,522
Total interest expense	$1,432,000	1,923
Net interest income	$6,087,000	2,633
Provision for loan and lease losses	$419,000	1,291
Total noninterest income	$454,000	3,564
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$333,000	2,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	4,292
Total noninterest expense	$4,516,000	2,728
Salaries and employee benefits	$2,229,000	2,992
Premises and equipment expense	$620,000	2,334
Additional noninterest expense	$1,667,000	2,412
Pre-tax net operating income	$1,606,000	3,083
Securities gains (losses)	$0	1,118
Applicable income taxes	$250,000	2,362
Income before extraordinary items	$1,356,000	3,136
Extraordinary gains, net	$0	5
Net income	$1,356,000	3,134
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,356,000	3,135
Net charge-offs	$216,000	1,189
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,356,000	3,128
2018-06-30 (YTD Data)		Rank
Total interest income	$4,886,000	2,549
Total interest expense	$842,000	2,016
Net interest income	$4,044,000	2,634
Provision for loan and lease losses	$231,000	1,398
Total noninterest income	$795,000	2,276
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$221,000	2,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$574,000	2,120
Total noninterest expense	$3,274,000	2,591
Salaries and employee benefits	$1,488,000	3,007
Premises and equipment expense	$418,000	2,334
Additional noninterest expense	$1,368,000	2,092
Pre-tax net operating income	$1,334,000	2,708
Securities gains (losses)	$0	961
Applicable income taxes	$170,000	2,339
Income before extraordinary items	$1,164,000	2,704
Extraordinary gains, net	$0	6
Net income	$1,164,000	2,703
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,164,000	2,703
Net charge-offs	$93,000	1,359
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,164,000	2,698
2018-03-31 (YTD Data)		Rank
Total interest income	$2,384,000	2,591
Total interest expense	$379,000	2,092
Net interest income	$2,005,000	2,655
Provision for loan and lease losses	$126,000	1,279
Total noninterest income	$254,000	2,832
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$109,000	2,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	2,884
Total noninterest expense	$1,450,000	2,840
Salaries and employee benefits	$744,000	3,022
Premises and equipment expense	$209,000	2,375
Additional noninterest expense	$497,000	2,637
Pre-tax net operating income	$683,000	2,626
Securities gains (losses)	$0	735
Applicable income taxes	$95,000	2,219
Income before extraordinary items	$588,000	2,642
Extraordinary gains, net	$0	7
Net income	$588,000	2,642
Minority interest net income	$0	52
Net income of bank and minority interests.	$588,000	2,642
Net charge-offs	$72,000	1,004
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$588,000	2,639
2017-12-31 (YTD Data)		Rank
Total interest income	$8,433,000	2,764
Total interest expense	$1,144,000	2,320
Net interest income	$7,289,000	2,809
Provision for loan and lease losses	$335,000	1,864
Total noninterest income	$818,000	3,250
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$443,000	2,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$375,000	3,534
Total noninterest expense	$5,855,000	2,810
Salaries and employee benefits	$2,705,000	3,190
Premises and equipment expense	$845,000	2,362
Additional noninterest expense	$2,305,000	2,388
Pre-tax net operating income	$1,917,000	3,186
Securities gains (losses)	$3,000	1,912
Applicable income taxes	$804,000	2,065
Income before extraordinary items	$1,116,000	3,574
Extraordinary gains, net	$0	9
Net income	$1,116,000	3,573
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,116,000	3,574
Net charge-offs	$247,000	1,647
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,114,080	3,563
2017-09-30 (YTD Data)		Rank
Total interest income	$6,160,000	2,830
Total interest expense	$814,000	2,385
Net interest income	$5,346,000	2,873
Provision for loan and lease losses	$247,000	1,833
Total noninterest income	$626,000	3,254
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$335,000	2,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	3,522
Total noninterest expense	$4,258,000	2,899
Salaries and employee benefits	$1,987,000	3,237
Premises and equipment expense	$627,000	2,387
Additional noninterest expense	$1,644,000	2,500
Pre-tax net operating income	$1,467,000	3,225
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$444,000	2,179
Income before extraordinary items	$1,026,000	3,498
Extraordinary gains, net	$0	9
Net income	$1,026,000	3,498
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,026,000	3,498
Net charge-offs	$154,000	1,587
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,023,900	3,481
2017-06-30 (YTD Data)		Rank
Total interest income	$4,136,000	2,807
Total interest expense	$520,000	2,419
Net interest income	$3,616,000	2,845
Provision for loan and lease losses	$151,000	1,804
Total noninterest income	$479,000	3,033
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$222,000	2,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	3,156
Total noninterest expense	$2,828,000	2,916
Salaries and employee benefits	$1,327,000	3,245
Premises and equipment expense	$406,000	2,452
Additional noninterest expense	$1,095,000	2,502
Pre-tax net operating income	$1,116,000	2,952
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$343,000	2,035
Income before extraordinary items	$776,000	3,217
Extraordinary gains, net	$0	11
Net income	$776,000	3,216
Minority interest net income	$0	71
Net income of bank and minority interests.	$776,000	3,217
Net charge-offs	$71,000	1,745
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$773,930	3,210
2017-03-31 (YTD Data)		Rank
Total interest income	$2,024,000	2,844
Total interest expense	$254,000	2,428
Net interest income	$1,770,000	2,882
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$204,000	3,273
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$109,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	3,545
Total noninterest expense	$1,394,000	2,964
Salaries and employee benefits	$662,000	3,286
Premises and equipment expense	$205,000	2,471
Additional noninterest expense	$527,000	2,567
Pre-tax net operating income	$490,000	3,107
Securities gains (losses)	$0	1,153
Applicable income taxes	$146,000	2,135
Income before extraordinary items	$344,000	3,404
Extraordinary gains, net	$0	8
Net income	$344,000	3,403
Minority interest net income	$0	55
Net income of bank and minority interests.	$344,000	3,404
Net charge-offs	$56,000	1,255
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$344,000	3,380
2016-12-31 (YTD Data)		Rank
Total interest income	$8,171,000	2,802
Total interest expense	$1,183,000	2,158
Net interest income	$6,988,000	2,890
Provision for loan and lease losses	$247,000	2,203
Total noninterest income	$553,000	3,950
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$417,000	2,389
Trading account gains and fees	$0	170
Additional Noninterest Income	$136,000	4,735
Total noninterest expense	$5,517,000	2,997
Salaries and employee benefits	$2,523,000	3,383
Premises and equipment expense	$797,000	2,506
Additional noninterest expense	$2,197,000	2,575
Pre-tax net operating income	$1,777,000	3,262
Securities gains (losses)	$-33,000	5,721
Applicable income taxes	$543,000	2,195
Income before extraordinary items	$1,201,000	3,641
Extraordinary gains, net	$0	5
Net income	$1,201,000	3,639
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,201,000	3,640
Net charge-offs	$405,000	1,247
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,223,770	3,542
2016-09-30 (YTD Data)		Rank
Total interest income	$6,094,000	2,817
Total interest expense	$921,000	2,093
Net interest income	$5,173,000	2,918
Provision for loan and lease losses	$232,000	1,884
Total noninterest income	$366,000	4,153
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$318,000	2,366
Trading account gains and fees	$0	169
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$4,132,000	3,001
Salaries and employee benefits	$1,882,000	3,386
Premises and equipment expense	$549,000	2,649
Additional noninterest expense	$1,701,000	2,515
Pre-tax net operating income	$1,175,000	3,500
Securities gains (losses)	$-18,000	5,827
Applicable income taxes	$358,000	2,335
Income before extraordinary items	$799,000	3,851
Extraordinary gains, net	$0	5
Net income	$799,000	3,849
Minority interest net income	$0	71
Net income of bank and minority interests.	$799,000	3,851
Net charge-offs	$332,000	1,060
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$811,420	3,769
2016-06-30 (YTD Data)		Rank
Total interest income	$4,043,000	2,841
Total interest expense	$610,000	2,107
Net interest income	$3,433,000	2,937
Provision for loan and lease losses	$128,000	2,058
Total noninterest income	$308,000	3,798
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$220,000	2,283
Trading account gains and fees	$0	157
Additional Noninterest Income	$88,000	4,563
Total noninterest expense	$2,700,000	3,059
Salaries and employee benefits	$1,254,000	3,408
Premises and equipment expense	$352,000	2,748
Additional noninterest expense	$1,094,000	2,596
Pre-tax net operating income	$913,000	3,238
Securities gains (losses)	$7,000	2,354
Applicable income taxes	$290,000	2,164
Income before extraordinary items	$630,000	3,594
Extraordinary gains, net	$0	16
Net income	$630,000	3,590
Minority interest net income	$0	71
Net income of bank and minority interests.	$630,000	3,592
Net charge-offs	$143,000	1,359
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$625,240	3,534
2016-03-31 (YTD Data)		Rank
Total interest income	$1,989,000	2,873
Total interest expense	$299,000	2,142
Net interest income	$1,690,000	2,982
Provision for loan and lease losses	$90,000	1,597
Total noninterest income	$190,000	3,448
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$114,000	2,215
Trading account gains and fees	$0	142
Additional Noninterest Income	$76,000	3,926
Total noninterest expense	$1,326,000	3,106
Salaries and employee benefits	$621,000	3,452
Premises and equipment expense	$171,000	2,825
Additional noninterest expense	$534,000	2,635
Pre-tax net operating income	$464,000	3,157
Securities gains (losses)	$5,000	1,720
Applicable income taxes	$147,000	2,118
Income before extraordinary items	$322,000	3,507
Extraordinary gains, net	$0	12
Net income	$322,000	3,503
Minority interest net income	$0	62
Net income of bank and minority interests.	$322,000	3,505
Net charge-offs	$12,000	2,244
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$318,550	3,468
2015-12-31 (YTD Data)		Rank
Total interest income	$7,297,000	3,019
Total interest expense	$1,161,000	2,172
Net interest income	$6,136,000	3,145
Provision for loan and lease losses	$704,000	1,056
Total noninterest income	$651,000	3,767
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$430,000	2,380
Trading account gains and fees	$0	159
Additional Noninterest Income	$221,000	4,338
Total noninterest expense	$4,696,000	3,367
Salaries and employee benefits	$2,372,000	3,538
Premises and equipment expense	$756,000	2,669
Additional noninterest expense	$1,568,000	3,310
Pre-tax net operating income	$1,387,000	3,620
Securities gains (losses)	$36,000	1,872
Applicable income taxes	$409,000	2,396
Income before extraordinary items	$1,014,000	3,910
Extraordinary gains, net	$0	23
Net income	$1,014,000	3,910
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,014,000	3,911
Net charge-offs	$940,000	726
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$988,440	3,901
2015-09-30 (YTD Data)		Rank
Total interest income	$5,392,000	3,074
Total interest expense	$862,000	2,212
Net interest income	$4,530,000	3,196
Provision for loan and lease losses	$257,000	1,677
Total noninterest income	$463,000	3,879
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$326,000	2,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$137,000	4,585
Total noninterest expense	$3,450,000	3,433
Salaries and employee benefits	$1,717,000	3,640
Premises and equipment expense	$570,000	2,695
Additional noninterest expense	$1,163,000	3,346
Pre-tax net operating income	$1,286,000	3,336
Securities gains (losses)	$30,000	1,795
Applicable income taxes	$375,000	2,267
Income before extraordinary items	$941,000	3,606
Extraordinary gains, net	$0	21
Net income	$941,000	3,605
Minority interest net income	$0	78
Net income of bank and minority interests.	$941,000	3,606
Net charge-offs	$349,000	1,103
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$919,400	3,590
2015-06-30 (YTD Data)		Rank
Total interest income	$3,529,000	3,113
Total interest expense	$574,000	2,221
Net interest income	$2,955,000	3,256
Provision for loan and lease losses	$185,000	1,580
Total noninterest income	$331,000	3,765
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$208,000	2,433
Trading account gains and fees	$0	157
Additional Noninterest Income	$123,000	4,275
Total noninterest expense	$2,306,000	3,453
Salaries and employee benefits	$1,146,000	3,664
Premises and equipment expense	$385,000	2,679
Additional noninterest expense	$775,000	3,362
Pre-tax net operating income	$795,000	3,439
Securities gains (losses)	$30,000	1,508
Applicable income taxes	$232,000	2,334
Income before extraordinary items	$593,000	3,686
Extraordinary gains, net	$0	22
Net income	$593,000	3,687
Minority interest net income	$0	75
Net income of bank and minority interests.	$593,000	3,688
Net charge-offs	$321,000	865
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$571,400	3,696
2015-03-31 (YTD Data)		Rank
Total interest income	$1,743,000	3,158
Total interest expense	$284,000	2,257
Net interest income	$1,459,000	3,288
Provision for loan and lease losses	$111,000	1,346
Total noninterest income	$145,000	3,970
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$99,000	2,487
Trading account gains and fees	$0	152
Additional Noninterest Income	$46,000	4,610
Total noninterest expense	$1,145,000	3,498
Salaries and employee benefits	$579,000	3,668
Premises and equipment expense	$200,000	2,646
Additional noninterest expense	$366,000	3,480
Pre-tax net operating income	$348,000	3,643
Securities gains (losses)	$23,000	1,179
Applicable income taxes	$100,000	2,443
Income before extraordinary items	$271,000	3,828
Extraordinary gains, net	$0	13
Net income	$271,000	3,831
Minority interest net income	$0	64
Net income of bank and minority interests.	$271,000	3,832
Net charge-offs	$101,000	1,109
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$254,210	3,847
2014-12-31 (YTD Data)		Rank
Total interest income	$6,644,000	3,304
Total interest expense	$1,186,000	2,286
Net interest income	$5,458,000	3,449
Provision for loan and lease losses	$594,000	1,306
Total noninterest income	$457,000	4,421
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$459,000	2,406
Trading account gains and fees	$0	180
Additional Noninterest Income	$-2,000	6,305
Total noninterest expense	$4,503,000	3,550
Salaries and employee benefits	$2,003,000	3,981
Premises and equipment expense	$816,000	2,626
Additional noninterest expense	$1,684,000	3,270
Pre-tax net operating income	$818,000	4,454
Securities gains (losses)	$44,000	1,815
Applicable income taxes	$223,000	2,867
Income before extraordinary items	$639,000	4,608
Extraordinary gains, net	$0	17
Net income	$639,000	4,609
Minority interest net income	$0	84
Net income of bank and minority interests.	$639,000	4,609
Net charge-offs	$340,000	1,884
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$606,440	4,627
2014-09-30 (YTD Data)		Rank
Total interest income	$4,953,000	3,349
Total interest expense	$892,000	2,313
Net interest income	$4,061,000	3,494
Provision for loan and lease losses	$543,000	1,069
Total noninterest income	$285,000	4,746
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$332,000	2,525
Trading account gains and fees	$0	174
Additional Noninterest Income	$-47,000	6,461
Total noninterest expense	$3,356,000	3,578
Salaries and employee benefits	$1,477,000	4,013
Premises and equipment expense	$653,000	2,535
Additional noninterest expense	$1,226,000	3,342
Pre-tax net operating income	$447,000	4,927
Securities gains (losses)	$24,000	1,926
Applicable income taxes	$44,000	3,709
Income before extraordinary items	$427,000	4,849
Extraordinary gains, net	$0	15
Net income	$427,000	4,849
Minority interest net income	$0	81
Net income of bank and minority interests.	$427,000	4,850
Net charge-offs	$199,000	1,994
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$405,160	4,862
2014-06-30 (YTD Data)		Rank
Total interest income	$3,278,000	3,367
Total interest expense	$601,000	2,324
Net interest income	$2,677,000	3,522
Provision for loan and lease losses	$402,000	996
Total noninterest income	$116,000	5,348
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$210,000	2,594
Trading account gains and fees	$0	172
Additional Noninterest Income	$-94,000	6,583
Total noninterest expense	$2,198,000	3,634
Salaries and employee benefits	$966,000	4,085
Premises and equipment expense	$448,000	2,485
Additional noninterest expense	$784,000	3,462
Pre-tax net operating income	$193,000	5,355
Securities gains (losses)	$9,000	1,986
Applicable income taxes	$21,000	3,824
Income before extraordinary items	$181,000	5,308
Extraordinary gains, net	$0	20
Net income	$181,000	5,310
Minority interest net income	$0	80
Net income of bank and minority interests.	$181,000	5,311
Net charge-offs	$127,000	1,983
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$172,900	5,311
2014-03-31 (YTD Data)		Rank
Total interest income	$1,585,000	3,460
Total interest expense	$302,000	2,344
Net interest income	$1,283,000	3,620
Provision for loan and lease losses	$201,000	981
Total noninterest income	$42,000	5,693
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$104,000	2,594
Trading account gains and fees	$0	147
Additional Noninterest Income	$-62,000	6,643
Total noninterest expense	$1,068,000	3,739
Salaries and employee benefits	$478,000	4,159
Premises and equipment expense	$215,000	2,610
Additional noninterest expense	$375,000	3,560
Pre-tax net operating income	$56,000	5,687
Securities gains (losses)	$4,000	1,399
Applicable income taxes	$21,000	3,473
Income before extraordinary items	$39,000	5,821
Extraordinary gains, net	$0	16
Net income	$39,000	5,823
Minority interest net income	$0	66
Net income of bank and minority interests.	$39,000	5,824
Net charge-offs	$27,000	2,305
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$36,400	5,828
2013-12-31 (YTD Data)		Rank
Total interest income	$6,080,000	3,583
Total interest expense	$1,317,000	2,403
Net interest income	$4,763,000	3,809
Provision for loan and lease losses	$1,244,000	916
Total noninterest income	$767,000	3,682
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$496,000	2,388
Trading account gains and fees	$0	184
Additional Noninterest Income	$271,000	4,215
Total noninterest expense	$4,059,000	3,882
Salaries and employee benefits	$1,910,000	4,171
Premises and equipment expense	$784,000	2,745
Additional noninterest expense	$1,365,000	3,884
Pre-tax net operating income	$227,000	5,657
Securities gains (losses)	$1,000	3,056
Applicable income taxes	$3,000	4,470
Income before extraordinary items	$225,000	5,636
Extraordinary gains, net	$0	29
Net income	$225,000	5,638
Minority interest net income	$0	90
Net income of bank and minority interests.	$225,000	5,638
Net charge-offs	$1,358,000	1,005
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$224,010	5,590
2013-09-30 (YTD Data)		Rank
Total interest income	$4,523,000	3,648
Total interest expense	$997,000	2,448
Net interest income	$3,526,000	3,874
Provision for loan and lease losses	$703,000	1,179
Total noninterest income	$573,000	3,775
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$380,000	2,366
Trading account gains and fees	$0	180
Additional Noninterest Income	$193,000	4,351
Total noninterest expense	$3,005,000	3,932
Salaries and employee benefits	$1,413,000	4,218
Premises and equipment expense	$554,000	2,892
Additional noninterest expense	$1,038,000	3,856
Pre-tax net operating income	$391,000	5,056
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$75,000	3,487
Income before extraordinary items	$317,000	5,195
Extraordinary gains, net	$0	25
Net income	$317,000	5,196
Minority interest net income	$0	84
Net income of bank and minority interests.	$317,000	5,197
Net charge-offs	$1,045,000	963
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$316,190	5,115
2013-06-30 (YTD Data)		Rank
Total interest income	$2,974,000	3,680
Total interest expense	$665,000	2,503
Net interest income	$2,309,000	3,918
Provision for loan and lease losses	$412,000	1,349
Total noninterest income	$353,000	3,923
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$246,000	2,394
Trading account gains and fees	$0	157
Additional Noninterest Income	$107,000	4,649
Total noninterest expense	$1,973,000	3,994
Salaries and employee benefits	$948,000	4,242
Premises and equipment expense	$351,000	2,991
Additional noninterest expense	$674,000	3,926
Pre-tax net operating income	$277,000	4,961
Securities gains (losses)	$0	2,791
Applicable income taxes	$49,000	3,518
Income before extraordinary items	$228,000	5,121
Extraordinary gains, net	$0	22
Net income	$228,000	5,123
Minority interest net income	$0	82
Net income of bank and minority interests.	$228,000	5,124
Net charge-offs	$567,000	1,158
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$228,000	4,995
2013-03-31 (YTD Data)		Rank
Total interest income	$1,465,000	3,756
Total interest expense	$334,000	2,555
Net interest income	$1,131,000	3,985
Provision for loan and lease losses	$141,000	1,773
Total noninterest income	$170,000	3,944
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$127,000	2,323
Trading account gains and fees	$0	148
Additional Noninterest Income	$43,000	4,893
Total noninterest expense	$990,000	4,009
Salaries and employee benefits	$475,000	4,275
Premises and equipment expense	$187,000	2,885
Additional noninterest expense	$328,000	4,014
Pre-tax net operating income	$170,000	4,704
Securities gains (losses)	$0	1,966
Applicable income taxes	$50,000	2,989
Income before extraordinary items	$120,000	5,020
Extraordinary gains, net	$0	10
Net income	$120,000	5,021
Minority interest net income	$0	76
Net income of bank and minority interests.	$120,000	5,022
Net charge-offs	$540,000	731
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$120,000	4,916
2012-12-31 (YTD Data)		Rank
Total interest income	$6,207,000	3,742
Total interest expense	$1,678,000	2,495
Net interest income	$4,529,000	4,081
Provision for loan and lease losses	$1,021,000	1,742
Total noninterest income	$660,000	3,997
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$508,000	2,455
Trading account gains and fees	$0	166
Additional Noninterest Income	$152,000	4,923
Total noninterest expense	$4,149,000	3,933
Salaries and employee benefits	$2,011,000	4,121
Premises and equipment expense	$660,000	3,157
Additional noninterest expense	$1,478,000	3,835
Pre-tax net operating income	$19,000	6,109
Securities gains (losses)	$231,000	1,578
Applicable income taxes	$23,000	4,174
Income before extraordinary items	$227,000	5,706
Extraordinary gains, net	$0	29
Net income	$227,000	5,704
Minority interest net income	$0	93
Net income of bank and minority interests.	$227,000	5,705
Net charge-offs	$587,000	2,441
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$16,790	6,130
2012-09-30 (YTD Data)		Rank
Total interest income	$4,688,000	3,791
Total interest expense	$1,308,000	2,504
Net interest income	$3,380,000	4,151
Provision for loan and lease losses	$440,000	2,463
Total noninterest income	$469,000	4,129
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$372,000	2,533
Trading account gains and fees	$0	157
Additional Noninterest Income	$97,000	5,163
Total noninterest expense	$3,107,000	3,965
Salaries and employee benefits	$1,476,000	4,187
Premises and equipment expense	$497,000	3,182
Additional noninterest expense	$1,134,000	3,796
Pre-tax net operating income	$302,000	5,299
Securities gains (losses)	$189,000	1,478
Applicable income taxes	$110,000	3,305
Income before extraordinary items	$381,000	5,045
Extraordinary gains, net	$0	20
Net income	$381,000	5,046
Minority interest net income	$0	86
Net income of bank and minority interests.	$381,000	5,046
Net charge-offs	$296,000	2,848
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$233,580	5,404
2012-06-30 (YTD Data)		Rank
Total interest income	$3,153,000	3,807
Total interest expense	$900,000	2,526
Net interest income	$2,253,000	4,156
Provision for loan and lease losses	$297,000	2,489
Total noninterest income	$352,000	3,906
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$241,000	2,562
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	4,512
Total noninterest expense	$2,056,000	4,006
Salaries and employee benefits	$993,000	4,192
Premises and equipment expense	$303,000	3,419
Additional noninterest expense	$760,000	3,791
Pre-tax net operating income	$252,000	5,046
Securities gains (losses)	$118,000	1,478
Applicable income taxes	$70,000	3,327
Income before extraordinary items	$300,000	4,819
Extraordinary gains, net	$0	19
Net income	$300,000	4,822
Minority interest net income	$0	84
Net income of bank and minority interests.	$300,000	4,822
Net charge-offs	$254,000	2,481
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$204,420	5,112
2012-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	3,813
Total interest expense	$461,000	2,555
Net interest income	$1,135,000	4,171
Provision for loan and lease losses	$106,000	2,776
Total noninterest income	$175,000	3,923
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$122,000	2,515
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$1,005,000	4,089
Salaries and employee benefits	$499,000	4,210
Premises and equipment expense	$152,000	3,426
Additional noninterest expense	$354,000	3,953
Pre-tax net operating income	$199,000	4,524
Securities gains (losses)	$17,000	1,644
Applicable income taxes	$43,000	3,185
Income before extraordinary items	$173,000	4,609
Extraordinary gains, net	$0	19
Net income	$173,000	4,612
Minority interest net income	$0	78
Net income of bank and minority interests.	$173,000	4,612
Net charge-offs	$190,000	1,898
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$159,400	4,613
2011-12-31 (YTD Data)		Rank
Total interest income	$6,444,000	3,881
Total interest expense	$2,172,000	2,601
Net interest income	$4,272,000	4,358
Provision for loan and lease losses	$460,000	3,564
Total noninterest income	$466,000	4,507
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$463,000	2,733
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,000	6,653
Total noninterest expense	$3,868,000	4,208
Salaries and employee benefits	$1,930,000	4,257
Premises and equipment expense	$609,000	3,543
Additional noninterest expense	$1,329,000	4,185
Pre-tax net operating income	$410,000	4,950
Securities gains (losses)	$108,000	1,999
Applicable income taxes	$116,000	3,279
Income before extraordinary items	$402,000	4,935
Extraordinary gains, net	$0	29
Net income	$402,000	4,937
Minority interest net income	$0	96
Net income of bank and minority interests.	$402,000	4,936
Net charge-offs	$1,018,000	2,340
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$317,760	5,078
2011-09-30 (YTD Data)		Rank
Total interest income	$4,880,000	3,899
Total interest expense	$1,681,000	2,625
Net interest income	$3,199,000	4,396
Provision for loan and lease losses	$345,000	3,428
Total noninterest income	$395,000	4,349
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$332,000	2,829
Trading account gains and fees	$0	145
Additional Noninterest Income	$63,000	5,564
Total noninterest expense	$2,908,000	4,202
Salaries and employee benefits	$1,437,000	4,277
Premises and equipment expense	$467,000	3,518
Additional noninterest expense	$1,004,000	4,170
Pre-tax net operating income	$341,000	4,968
Securities gains (losses)	$11,000	3,028
Applicable income taxes	$70,000	3,451
Income before extraordinary items	$282,000	5,135
Extraordinary gains, net	$0	21
Net income	$282,000	5,136
Minority interest net income	$0	87
Net income of bank and minority interests.	$282,000	5,136
Net charge-offs	$295,000	3,270
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$273,200	5,052
2011-06-30 (YTD Data)		Rank
Total interest income	$3,283,000	3,904
Total interest expense	$1,146,000	2,659
Net interest income	$2,137,000	4,389
Provision for loan and lease losses	$324,000	2,863
Total noninterest income	$245,000	4,504
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$206,000	2,947
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	5,709
Total noninterest expense	$1,923,000	4,269
Salaries and employee benefits	$963,000	4,302
Premises and equipment expense	$313,000	3,545
Additional noninterest expense	$647,000	4,315
Pre-tax net operating income	$135,000	5,492
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$135,000	5,454
Extraordinary gains, net	$0	15
Net income	$135,000	5,453
Minority interest net income	$0	89
Net income of bank and minority interests.	$135,000	5,454
Net charge-offs	$235,000	2,944
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$135,000	5,367
2011-03-31 (YTD Data)		Rank
Total interest income	$1,656,000	3,919
Total interest expense	$589,000	2,675
Net interest income	$1,067,000	4,382
Provision for loan and lease losses	$288,000	2,053
Total noninterest income	$125,000	4,517
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$103,000	2,917
Trading account gains and fees	$0	158
Additional Noninterest Income	$22,000	5,717
Total noninterest expense	$947,000	4,341
Salaries and employee benefits	$481,000	4,340
Premises and equipment expense	$155,000	3,608
Additional noninterest expense	$311,000	4,430
Pre-tax net operating income	$-43,000	6,534
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-43,000	6,564
Extraordinary gains, net	$0	9
Net income	$-43,000	6,565
Minority interest net income	$0	86
Net income of bank and minority interests.	$-43,000	6,564
Net charge-offs	$114,000	2,605
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-43,000	6,547
2010-12-31 (YTD Data)		Rank
Total interest income	$7,188,000	3,842
Total interest expense	$2,672,000	2,838
Net interest income	$4,516,000	4,235
Provision for loan and lease losses	$856,000	3,304
Total noninterest income	$517,000	4,497
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$547,000	2,478
Trading account gains and fees	$0	175
Additional Noninterest Income	$-30,000	7,084
Total noninterest expense	$3,761,000	4,383
Salaries and employee benefits	$1,869,000	4,428
Premises and equipment expense	$635,000	3,566
Additional noninterest expense	$1,257,000	4,486
Pre-tax net operating income	$416,000	4,582
Securities gains (losses)	$14,000	3,222
Applicable income taxes	$62,000	3,524
Income before extraordinary items	$368,000	4,715
Extraordinary gains, net	$0	29
Net income	$368,000	4,716
Minority interest net income	$0	111
Net income of bank and minority interests.	$368,000	4,716
Net charge-offs	$861,000	2,888
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$355,960	4,621
2010-09-30 (YTD Data)		Rank
Total interest income	$5,513,000	3,853
Total interest expense	$2,045,000	2,908
Net interest income	$3,468,000	4,229
Provision for loan and lease losses	$618,000	3,196
Total noninterest income	$384,000	4,592
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$432,000	2,435
Trading account gains and fees	$0	165
Additional Noninterest Income	$-48,000	7,317
Total noninterest expense	$2,905,000	4,320
Salaries and employee benefits	$1,485,000	4,294
Premises and equipment expense	$464,000	3,698
Additional noninterest expense	$956,000	4,430
Pre-tax net operating income	$329,000	4,757
Securities gains (losses)	$14,000	3,014
Applicable income taxes	$203,000	2,542
Income before extraordinary items	$140,000	5,558
Extraordinary gains, net	$0	23
Net income	$140,000	5,559
Minority interest net income	$0	110
Net income of bank and minority interests.	$140,000	5,559
Net charge-offs	$237,000	4,028
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$131,040	5,434
2010-06-30 (YTD Data)		Rank
Total interest income	$3,722,000	3,852
Total interest expense	$1,373,000	2,984
Net interest income	$2,349,000	4,192
Provision for loan and lease losses	$181,000	4,353
Total noninterest income	$296,000	4,290
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$285,000	2,460
Trading account gains and fees	$0	152
Additional Noninterest Income	$11,000	6,798
Total noninterest expense	$1,926,000	4,347
Salaries and employee benefits	$985,000	4,331
Premises and equipment expense	$309,000	3,722
Additional noninterest expense	$632,000	4,452
Pre-tax net operating income	$538,000	3,506
Securities gains (losses)	$0	3,184
Applicable income taxes	$155,000	2,374
Income before extraordinary items	$383,000	3,857
Extraordinary gains, net	$0	19
Net income	$383,000	3,855
Minority interest net income	$0	105
Net income of bank and minority interests.	$383,000	3,856
Net charge-offs	$53,000	4,835
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$383,000	3,745
2010-03-31 (YTD Data)		Rank
Total interest income	$1,852,000	3,925
Total interest expense	$704,000	3,050
Net interest income	$1,148,000	4,283
Provision for loan and lease losses	$158,000	3,276
Total noninterest income	$161,000	4,123
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$135,000	2,545
Trading account gains and fees	$0	175
Additional Noninterest Income	$26,000	5,620
Total noninterest expense	$962,000	4,398
Salaries and employee benefits	$498,000	4,371
Premises and equipment expense	$156,000	3,785
Additional noninterest expense	$308,000	4,512
Pre-tax net operating income	$189,000	4,179
Securities gains (losses)	$0	2,284
Applicable income taxes	$52,000	2,757
Income before extraordinary items	$137,000	4,536
Extraordinary gains, net	$0	16
Net income	$137,000	4,536
Minority interest net income	$0	91
Net income of bank and minority interests.	$137,000	4,535
Net charge-offs	$19,000	4,462
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$137,000	4,422
2009-12-31 (YTD Data)		Rank
Total interest income	$8,048,000	3,799
Total interest expense	$3,131,000	3,313
Net interest income	$4,917,000	3,989
Provision for loan and lease losses	$1,252,000	3,149
Total noninterest income	$538,000	4,598
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$656,000	2,373
Trading account gains and fees	$0	211
Additional Noninterest Income	$-118,000	7,616
Total noninterest expense	$4,098,000	4,267
Salaries and employee benefits	$2,034,000	4,307
Premises and equipment expense	$639,000	3,719
Additional noninterest expense	$1,425,000	4,226
Pre-tax net operating income	$105,000	5,077
Securities gains (losses)	$-29,000	7,100
Applicable income taxes	$-6,000	6,210
Income before extraordinary items	$82,000	5,228
Extraordinary gains, net	$0	34
Net income	$82,000	5,227
Minority interest net income	$0	115
Net income of bank and minority interests.	$82,000	5,227
Net charge-offs	$1,222,000	2,628
Cash dividends	$40,000	4,456
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$111,000	5,049
2009-09-30 (YTD Data)		Rank
Total interest income	$6,064,000	3,837
Total interest expense	$2,364,000	3,425
Net interest income	$3,700,000	3,982
Provision for loan and lease losses	$839,000	3,047
Total noninterest income	$374,000	4,793
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$488,000	2,404
Trading account gains and fees	$0	212
Additional Noninterest Income	$-114,000	7,820
Total noninterest expense	$3,123,000	4,248
Salaries and employee benefits	$1,587,000	4,208
Premises and equipment expense	$481,000	3,726
Additional noninterest expense	$1,055,000	4,238
Pre-tax net operating income	$112,000	5,238
Securities gains (losses)	$15,000	2,847
Applicable income taxes	$15,000	3,904
Income before extraordinary items	$112,000	5,256
Extraordinary gains, net	$0	27
Net income	$112,000	5,255
Minority interest net income	$0	118
Net income of bank and minority interests.	$112,000	5,255
Net charge-offs	$714,000	2,614
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$98,800	5,263
2009-06-30 (YTD Data)		Rank
Total interest income	$4,289,000	3,714
Total interest expense	$1,581,000	3,542
Net interest income	$2,708,000	3,743
Provision for loan and lease losses	$156,000	4,691
Total noninterest income	$273,000	4,618
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$310,000	2,479
Trading account gains and fees	$0	193
Additional Noninterest Income	$-37,000	7,887
Total noninterest expense	$2,096,000	4,258
Salaries and employee benefits	$1,052,000	4,282
Premises and equipment expense	$321,000	3,737
Additional noninterest expense	$723,000	4,172
Pre-tax net operating income	$729,000	2,688
Securities gains (losses)	$15,000	2,438
Applicable income taxes	$234,000	1,801
Income before extraordinary items	$510,000	3,054
Extraordinary gains, net	$0	21
Net income	$510,000	3,051
Minority interest net income	$0	112
Net income of bank and minority interests.	$510,000	3,053
Net charge-offs	$38,000	5,146
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$499,650	2,992
2009-03-31 (YTD Data)		Rank
Total interest income	$2,204,000	3,678
Total interest expense	$810,000	3,583
Net interest income	$1,394,000	3,653
Provision for loan and lease losses	$78,000	4,265
Total noninterest income	$80,000	5,580
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$147,000	2,511
Trading account gains and fees	$0	171
Additional Noninterest Income	$-67,000	8,099
Total noninterest expense	$1,014,000	4,279
Salaries and employee benefits	$521,000	4,341
Premises and equipment expense	$166,000	3,699
Additional noninterest expense	$327,000	4,143
Pre-tax net operating income	$382,000	2,891
Securities gains (losses)	$10,000	1,902
Applicable income taxes	$124,000	1,969
Income before extraordinary items	$268,000	3,322
Extraordinary gains, net	$0	15
Net income	$268,000	3,322
Minority interest net income	$0	102
Net income of bank and minority interests.	$268,000	3,323
Net charge-offs	$19,000	4,361
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$261,200	3,215
2008-12-31 (YTD Data)		Rank
Total interest income	$8,965,000	3,814
Total interest expense	$4,116,000	3,449
Net interest income	$4,849,000	4,034
Provision for loan and lease losses	$582,000	3,564
Total noninterest income	$585,000	4,527
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$644,000	2,506
Trading account gains and fees	$0	154
Additional Noninterest Income	$-59,000	8,097
Total noninterest expense	$3,907,000	4,314
Salaries and employee benefits	$2,018,000	4,415
Premises and equipment expense	$703,000	3,501
Additional noninterest expense	$1,186,000	4,321
Pre-tax net operating income	$945,000	3,861
Securities gains (losses)	$-274,000	7,408
Applicable income taxes	$170,000	2,964
Income before extraordinary items	$501,000	4,447
Extraordinary gains, net	$0	39
Net income	$501,000	4,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$494,000	2,816
Cash dividends	$100,000	4,953
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$706,500	4,065
2008-09-30 (YTD Data)		Rank
Total interest income	$6,833,000	3,834
Total interest expense	$3,230,000	3,435
Net interest income	$3,603,000	4,077
Provision for loan and lease losses	$251,000	3,843
Total noninterest income	$543,000	4,159
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$491,000	2,501
Trading account gains and fees	$0	148
Additional Noninterest Income	$52,000	6,542
Total noninterest expense	$3,148,000	4,084
Salaries and employee benefits	$1,594,000	4,272
Premises and equipment expense	$536,000	3,477
Additional noninterest expense	$1,018,000	3,812
Pre-tax net operating income	$747,000	4,220
Securities gains (losses)	$13,000	2,250
Applicable income taxes	$231,000	2,760
Income before extraordinary items	$529,000	4,341
Extraordinary gains, net	$0	31
Net income	$529,000	4,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$379,000	2,289
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$519,900	4,513
2008-06-30 (YTD Data)		Rank
Total interest income	$4,603,000	3,862
Total interest expense	$2,260,000	3,438
Net interest income	$2,343,000	4,143
Provision for loan and lease losses	$167,000	3,442
Total noninterest income	$308,000	4,567
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$322,000	2,497
Trading account gains and fees	$0	149
Additional Noninterest Income	$-14,000	8,333
Total noninterest expense	$2,077,000	4,126
Salaries and employee benefits	$1,096,000	4,218
Premises and equipment expense	$349,000	3,557
Additional noninterest expense	$632,000	4,017
Pre-tax net operating income	$407,000	4,766
Securities gains (losses)	$5,000	2,725
Applicable income taxes	$122,000	3,240
Income before extraordinary items	$290,000	5,062
Extraordinary gains, net	$0	21
Net income	$290,000	5,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$299,000	1,807
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$286,500	5,017
2008-03-31 (YTD Data)		Rank
Total interest income	$2,386,000	3,833
Total interest expense	$1,194,000	3,466
Net interest income	$1,192,000	4,122
Provision for loan and lease losses	$81,000	3,044
Total noninterest income	$169,000	4,335
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$156,000	2,535
Trading account gains and fees	$0	158
Additional Noninterest Income	$13,000	6,970
Total noninterest expense	$1,018,000	4,182
Salaries and employee benefits	$542,000	4,271
Premises and equipment expense	$172,000	3,617
Additional noninterest expense	$304,000	4,074
Pre-tax net operating income	$262,000	4,442
Securities gains (losses)	$4,000	2,294
Applicable income taxes	$80,000	3,051
Income before extraordinary items	$186,000	4,803
Extraordinary gains, net	$0	15
Net income	$186,000	4,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	2,124
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$183,200	4,725
2007-12-31 (YTD Data)		Rank
Total interest income	$9,716,000	3,838
Total interest expense	$4,753,000	3,593
Net interest income	$4,963,000	4,024
Provision for loan and lease losses	$735,000	1,784
Total noninterest income	$549,000	4,819
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$496,000	3,074
Trading account gains and fees	$0	178
Additional Noninterest Income	$53,000	7,043
Total noninterest expense	$3,818,000	4,272
Salaries and employee benefits	$2,044,000	4,325
Premises and equipment expense	$660,000	3,591
Additional noninterest expense	$1,114,000	4,293
Pre-tax net operating income	$959,000	4,819
Securities gains (losses)	$-19,000	7,745
Applicable income taxes	$281,000	3,454
Income before extraordinary items	$659,000	5,172
Extraordinary gains, net	$0	39
Net income	$659,000	5,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$727,000	1,293
Cash dividends	$150,000	5,106
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$672,300	5,123
2007-09-30 (YTD Data)		Rank
Total interest income	$7,210,000	3,880
Total interest expense	$3,504,000	3,639
Net interest income	$3,706,000	4,045
Provision for loan and lease losses	$130,000	3,745
Total noninterest income	$341,000	5,268
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$342,000	3,249
Trading account gains and fees	$0	184
Additional Noninterest Income	$-1,000	8,486
Total noninterest expense	$2,931,000	4,162
Salaries and employee benefits	$1,550,000	4,271
Premises and equipment expense	$494,000	3,574
Additional noninterest expense	$887,000	4,056
Pre-tax net operating income	$986,000	4,393
Securities gains (losses)	$-29,000	8,055
Applicable income taxes	$237,000	3,485
Income before extraordinary items	$720,000	4,587
Extraordinary gains, net	$0	33
Net income	$720,000	4,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$470,000	1,130
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$741,750	4,504
2007-06-30 (YTD Data)		Rank
Total interest income	$4,714,000	3,945
Total interest expense	$2,290,000	3,691
Net interest income	$2,424,000	4,137
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$251,000	5,070
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$210,000	3,418
Trading account gains and fees	$0	168
Additional Noninterest Income	$41,000	6,570
Total noninterest expense	$1,949,000	4,202
Salaries and employee benefits	$1,035,000	4,314
Premises and equipment expense	$334,000	3,567
Additional noninterest expense	$580,000	4,124
Pre-tax net operating income	$666,000	4,433
Securities gains (losses)	$-29,000	8,202
Applicable income taxes	$149,000	3,662
Income before extraordinary items	$488,000	4,603
Extraordinary gains, net	$0	29
Net income	$488,000	4,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	1,177
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$510,330	4,500
2007-03-31 (YTD Data)		Rank
Total interest income	$2,338,000	3,958
Total interest expense	$1,130,000	3,690
Net interest income	$1,208,000	4,138
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$116,000	5,203
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$91,000	3,638
Trading account gains and fees	$0	195
Additional Noninterest Income	$25,000	6,275
Total noninterest expense	$975,000	4,218
Salaries and employee benefits	$510,000	4,376
Premises and equipment expense	$167,000	3,593
Additional noninterest expense	$298,000	3,993
Pre-tax net operating income	$319,000	4,514
Securities gains (losses)	$-29,000	8,420
Applicable income taxes	$44,000	4,256
Income before extraordinary items	$246,000	4,602
Extraordinary gains, net	$0	22
Net income	$246,000	4,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	739
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$270,650	4,373
2006-12-31 (YTD Data)		Rank
Total interest income	$8,690,000	3,975
Total interest expense	$3,824,000	3,701
Net interest income	$4,866,000	4,086
Provision for loan and lease losses	$392,000	2,310
Total noninterest income	$398,000	5,618
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$391,000	3,581
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,000	8,343
Total noninterest expense	$3,604,000	4,306
Salaries and employee benefits	$1,808,000	4,598
Premises and equipment expense	$602,000	3,756
Additional noninterest expense	$1,194,000	3,952
Pre-tax net operating income	$1,268,000	4,676
Securities gains (losses)	$-39,000	7,847
Applicable income taxes	$395,000	3,448
Income before extraordinary items	$834,000	5,119
Extraordinary gains, net	$0	51
Net income	$834,000	5,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$451,000	1,259
Cash dividends	$150,000	5,183
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$860,520	5,041
2006-09-30 (YTD Data)		Rank
Total interest income	$6,362,000	4,011
Total interest expense	$2,699,000	3,769
Net interest income	$3,663,000	4,102
Provision for loan and lease losses	$192,000	2,947
Total noninterest income	$348,000	5,309
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$303,000	3,549
Trading account gains and fees	$0	126
Additional Noninterest Income	$45,000	7,069
Total noninterest expense	$2,682,000	4,309
Salaries and employee benefits	$1,392,000	4,496
Premises and equipment expense	$448,000	3,791
Additional noninterest expense	$842,000	4,119
Pre-tax net operating income	$1,137,000	4,441
Securities gains (losses)	$-39,000	8,094
Applicable income taxes	$364,000	3,314
Income before extraordinary items	$734,000	4,911
Extraordinary gains, net	$0	45
Net income	$734,000	4,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	1,648
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$760,130	4,813
2006-06-30 (YTD Data)		Rank
Total interest income	$4,072,000	4,076
Total interest expense	$1,656,000	3,867
Net interest income	$2,416,000	4,138
Provision for loan and lease losses	$99,000	3,359
Total noninterest income	$251,000	5,140
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$196,000	3,589
Trading account gains and fees	$0	126
Additional Noninterest Income	$55,000	6,230
Total noninterest expense	$1,759,000	4,370
Salaries and employee benefits	$923,000	4,534
Premises and equipment expense	$292,000	3,847
Additional noninterest expense	$544,000	4,219
Pre-tax net operating income	$809,000	4,315
Securities gains (losses)	$-39,000	8,301
Applicable income taxes	$256,000	3,266
Income before extraordinary items	$514,000	4,812
Extraordinary gains, net	$0	39
Net income	$514,000	4,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	1,231
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$540,130	4,690
2006-03-31 (YTD Data)		Rank
Total interest income	$1,923,000	4,193
Total interest expense	$766,000	3,934
Net interest income	$1,157,000	4,263
Provision for loan and lease losses	$44,000	3,457
Total noninterest income	$95,000	5,710
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$75,000	4,076
Trading account gains and fees	$0	115
Additional Noninterest Income	$20,000	6,714
Total noninterest expense	$882,000	4,385
Salaries and employee benefits	$456,000	4,592
Premises and equipment expense	$153,000	3,731
Additional noninterest expense	$273,000	4,200
Pre-tax net operating income	$326,000	4,759
Securities gains (losses)	$0	955
Applicable income taxes	$105,000	3,523
Income before extraordinary items	$221,000	5,110
Extraordinary gains, net	$0	21
Net income	$221,000	5,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	730
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$221,000	5,104
2005-12-31 (YTD Data)		Rank
Total interest income	$7,039,000	4,129
Total interest expense	$2,549,000	3,763
Net interest income	$4,490,000	4,263
Provision for loan and lease losses	$387,000	2,326
Total noninterest income	$393,000	5,749
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$306,000	4,127
Trading account gains and fees	$0	138
Additional Noninterest Income	$87,000	6,625
Total noninterest expense	$3,299,000	4,482
Salaries and employee benefits	$1,699,000	4,665
Premises and equipment expense	$579,000	3,758
Additional noninterest expense	$1,021,000	4,356
Pre-tax net operating income	$1,197,000	4,908
Securities gains (losses)	$12,000	1,423
Applicable income taxes	$304,000	4,110
Income before extraordinary items	$905,000	5,070
Extraordinary gains, net	$0	46
Net income	$905,000	5,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	1,720
Cash dividends	$150,000	5,171
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$896,000	5,055
2005-09-30 (YTD Data)		Rank
Total interest income	$5,171,000	4,134
Total interest expense	$1,826,000	3,748
Net interest income	$3,345,000	4,294
Provision for loan and lease losses	$164,000	3,350
Total noninterest income	$346,000	5,457
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$225,000	4,207
Trading account gains and fees	$0	126
Additional Noninterest Income	$121,000	5,592
Total noninterest expense	$2,561,000	4,339
Salaries and employee benefits	$1,335,000	4,482
Premises and equipment expense	$423,000	3,809
Additional noninterest expense	$803,000	4,172
Pre-tax net operating income	$966,000	4,859
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$308,000	3,763
Income before extraordinary items	$670,000	5,191
Extraordinary gains, net	$0	35
Net income	$670,000	5,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,351
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$661,720	5,185
2005-06-30 (YTD Data)		Rank
Total interest income	$3,354,000	4,155
Total interest expense	$1,155,000	3,728
Net interest income	$2,199,000	4,313
Provision for loan and lease losses	$87,000	3,649
Total noninterest income	$199,000	5,743
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$145,000	4,231
Trading account gains and fees	$0	116
Additional Noninterest Income	$54,000	6,283
Total noninterest expense	$1,688,000	4,356
Salaries and employee benefits	$790,000	4,852
Premises and equipment expense	$263,000	3,989
Additional noninterest expense	$635,000	3,633
Pre-tax net operating income	$623,000	4,917
Securities gains (losses)	$12,000	1,290
Applicable income taxes	$199,000	3,798
Income before extraordinary items	$436,000	5,230
Extraordinary gains, net	$0	30
Net income	$436,000	5,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	2,400
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$427,720	5,242
2005-03-31 (YTD Data)		Rank
Total interest income	$1,617,000	4,248
Total interest expense	$546,000	3,778
Net interest income	$1,071,000	4,407
Provision for loan and lease losses	$37,000	3,710
Total noninterest income	$94,000	5,821
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$67,000	4,356
Trading account gains and fees	$0	115
Additional Noninterest Income	$27,000	6,349
Total noninterest expense	$813,000	4,512
Salaries and employee benefits	$389,000	4,938
Premises and equipment expense	$127,000	4,141
Additional noninterest expense	$297,000	3,831
Pre-tax net operating income	$315,000	4,865
Securities gains (losses)	$0	1,685
Applicable income taxes	$101,000	3,747
Income before extraordinary items	$214,000	5,249
Extraordinary gains, net	$0	24
Net income	$214,000	5,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,216
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$214,000	5,214
2004-12-31 (YTD Data)		Rank
Total interest income	$6,097,000	4,213
Total interest expense	$1,876,000	3,836
Net interest income	$4,221,000	4,316
Provision for loan and lease losses	$236,000	3,407
Total noninterest income	$174,000	7,391
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$311,000	4,239
Trading account gains and fees	$0	138
Additional Noninterest Income	$-137,000	8,970
Total noninterest expense	$3,203,000	4,454
Salaries and employee benefits	$1,497,000	4,957
Premises and equipment expense	$543,000	3,827
Additional noninterest expense	$1,163,000	3,851
Pre-tax net operating income	$956,000	5,359
Securities gains (losses)	$46,000	1,813
Applicable income taxes	$322,000	4,073
Income before extraordinary items	$680,000	5,671
Extraordinary gains, net	$0	34
Net income	$680,000	5,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,536
Cash dividends	$125,000	5,305
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$648,720	5,713
2004-09-30 (YTD Data)		Rank
Total interest income	$4,537,000	4,215
Total interest expense	$1,372,000	3,868
Net interest income	$3,165,000	4,310
Provision for loan and lease losses	$106,000	4,184
Total noninterest income	$95,000	7,870
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$237,000	4,228
Trading account gains and fees	$0	134
Additional Noninterest Income	$-142,000	9,025
Total noninterest expense	$2,409,000	4,426
Salaries and employee benefits	$1,102,000	4,969
Premises and equipment expense	$413,000	3,783
Additional noninterest expense	$894,000	3,744
Pre-tax net operating income	$745,000	5,372
Securities gains (losses)	$43,000	1,778
Applicable income taxes	$183,000	4,578
Income before extraordinary items	$605,000	5,341
Extraordinary gains, net	$0	26
Net income	$605,000	5,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	2,719
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$571,890	5,420
2004-06-30 (YTD Data)		Rank
Total interest income	$3,014,000	4,242
Total interest expense	$904,000	3,912
Net interest income	$2,110,000	4,315
Provision for loan and lease losses	$66,000	4,180
Total noninterest income	$100,000	7,246
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$159,000	4,191
Trading account gains and fees	$0	130
Additional Noninterest Income	$-59,000	9,075
Total noninterest expense	$1,588,000	4,474
Salaries and employee benefits	$726,000	5,032
Premises and equipment expense	$261,000	3,948
Additional noninterest expense	$601,000	3,743
Pre-tax net operating income	$556,000	5,033
Securities gains (losses)	$30,000	1,791
Applicable income taxes	$134,000	4,431
Income before extraordinary items	$452,000	4,990
Extraordinary gains, net	$0	21
Net income	$452,000	4,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$428,900	5,047
2004-03-31 (YTD Data)		Rank
Total interest income	$1,498,000	4,270
Total interest expense	$448,000	3,989
Net interest income	$1,050,000	4,331
Provision for loan and lease losses	$31,000	4,037
Total noninterest income	$62,000	6,798
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$81,000	4,084
Trading account gains and fees	$0	121
Additional Noninterest Income	$-19,000	9,095
Total noninterest expense	$809,000	4,433
Salaries and employee benefits	$358,000	5,107
Premises and equipment expense	$129,000	4,010
Additional noninterest expense	$322,000	3,534
Pre-tax net operating income	$272,000	5,061
Securities gains (losses)	$23,000	1,635
Applicable income taxes	$77,000	4,201
Income before extraordinary items	$218,000	5,125
Extraordinary gains, net	$0	16
Net income	$218,000	5,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,673
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$200,980	5,216
2003-12-31 (YTD Data)		Rank
Total interest income	$6,114,000	4,255
Total interest expense	$2,137,000	3,813
Net interest income	$3,977,000	4,389
Provision for loan and lease losses	$691,000	1,637
Total noninterest income	$234,000	7,063
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$275,000	4,516
Trading account gains and fees	$0	160
Additional Noninterest Income	$-41,000	9,149
Total noninterest expense	$2,923,000	4,689
Salaries and employee benefits	$1,418,000	5,041
Premises and equipment expense	$494,000	4,100
Additional noninterest expense	$1,011,000	4,241
Pre-tax net operating income	$597,000	6,353
Securities gains (losses)	$72,000	2,185
Applicable income taxes	$158,000	5,212
Income before extraordinary items	$511,000	6,293
Extraordinary gains, net	$0	54
Net income	$511,000	6,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$473,000	1,674
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$456,280	6,374
2003-09-30 (YTD Data)		Rank
Total interest income	$4,597,000	4,299
Total interest expense	$1,666,000	3,805
Net interest income	$2,931,000	4,457
Provision for loan and lease losses	$640,000	1,332
Total noninterest income	$184,000	7,040
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$224,000	4,333
Trading account gains and fees	$0	153
Additional Noninterest Income	$-40,000	9,214
Total noninterest expense	$2,242,000	4,596
Salaries and employee benefits	$1,065,000	5,031
Premises and equipment expense	$372,000	4,070
Additional noninterest expense	$805,000	4,041
Pre-tax net operating income	$233,000	7,534
Securities gains (losses)	$56,000	2,221
Applicable income taxes	$65,000	5,991
Income before extraordinary items	$224,000	7,428
Extraordinary gains, net	$0	40
Net income	$224,000	7,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	1,827
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$180,320	7,566
2003-06-30 (YTD Data)		Rank
Total interest income	$3,079,000	4,320
Total interest expense	$1,151,000	3,803
Net interest income	$1,928,000	4,503
Provision for loan and lease losses	$539,000	1,078
Total noninterest income	$138,000	6,796
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$145,000	4,376
Trading account gains and fees	$0	150
Additional Noninterest Income	$-7,000	9,221
Total noninterest expense	$1,489,000	4,614
Salaries and employee benefits	$705,000	5,053
Premises and equipment expense	$240,000	4,180
Additional noninterest expense	$544,000	3,984
Pre-tax net operating income	$38,000	8,452
Securities gains (losses)	$9,000	2,996
Applicable income taxes	$55,000	5,823
Income before extraordinary items	$-8,000	8,791
Extraordinary gains, net	$0	30
Net income	$-8,000	8,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	1,596
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-13,760	8,702
2003-03-31 (YTD Data)		Rank
Total interest income	$1,527,000	4,368
Total interest expense	$589,000	3,808
Net interest income	$938,000	4,592
Provision for loan and lease losses	$474,000	647
Total noninterest income	$95,000	6,020
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$75,000	4,221
Trading account gains and fees	$0	134
Additional Noninterest Income	$20,000	6,924
Total noninterest expense	$725,000	4,681
Salaries and employee benefits	$350,000	5,087
Premises and equipment expense	$122,000	4,095
Additional noninterest expense	$253,000	4,171
Pre-tax net operating income	$-166,000	9,055
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$0	7,403
Income before extraordinary items	$-163,000	9,111
Extraordinary gains, net	$0	21
Net income	$-163,000	9,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	1,078
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-166,000	9,048
2002-12-31 (YTD Data)		Rank
Total interest income	$6,510,000	4,297
Total interest expense	$2,446,000	4,169
Net interest income	$4,064,000	4,298
Provision for loan and lease losses	$685,000	1,867
Total noninterest income	$336,000	6,200
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$254,000	4,650
Trading account gains and fees	$0	153
Additional Noninterest Income	$82,000	6,829
Total noninterest expense	$2,918,000	4,552
Salaries and employee benefits	$1,458,000	4,793
Premises and equipment expense	$474,000	4,096
Additional noninterest expense	$986,000	4,223
Pre-tax net operating income	$797,000	5,784
Securities gains (losses)	$32,000	2,782
Applicable income taxes	$183,000	5,239
Income before extraordinary items	$646,000	5,773
Extraordinary gains, net	$0	70
Net income	$646,000	5,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$439,000	1,828
Cash dividends	$50,000	5,952
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$621,040	5,749
2001-12-31 (YTD Data)		Rank
Total interest income	$6,701,000	4,571
Total interest expense	$3,381,000	4,321
Net interest income	$3,320,000	4,717
Provision for loan and lease losses	$468,000	2,335
Total noninterest income	$181,000	7,516
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$231,000	4,824
Trading account gains and fees	$0	177
Additional Noninterest Income	$-50,000	9,603
Total noninterest expense	$2,515,000	4,923
Salaries and employee benefits	$1,189,000	5,361
Premises and equipment expense	$348,000	5,049
Additional noninterest expense	$978,000	4,137
Pre-tax net operating income	$518,000	6,480
Securities gains (losses)	$13,000	3,437
Applicable income taxes	$94,000	6,080
Income before extraordinary items	$437,000	6,366
Extraordinary gains, net	$0	105
Net income	$437,000	6,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$483,000	1,598
Cash dividends	$13,000	6,499
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$426,340	6,297
2000-12-31 (YTD Data)		Rank
Total interest income	$6,785,000	4,700
Total interest expense	$3,462,000	4,417
Net interest income	$3,323,000	4,794
Provision for loan and lease losses	$1,178,000	935
Total noninterest income	$341,000	5,965
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	4,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	6,711
Total noninterest expense	$2,251,000	5,250
Salaries and employee benefits	$1,041,000	5,762
Premises and equipment expense	$273,000	5,744
Additional noninterest expense	$937,000	4,208
Pre-tax net operating income	$235,000	8,213
Securities gains (losses)	$0	1,956
Applicable income taxes	$9,000	8,091
Income before extraordinary items	$226,000	7,920
Extraordinary gains, net	$0	38
Net income	$226,000	7,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$756,000	913
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$226,000	7,923
1999-12-31 (YTD Data)		Rank
Total interest income	$5,493,000	5,234
Total interest expense	$2,374,000	5,381
Net interest income	$3,119,000	5,017
Provision for loan and lease losses	$370,000	2,232
Total noninterest income	$356,000	5,954
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$252,000	4,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	6,534
Total noninterest expense	$2,000,000	5,679
Salaries and employee benefits	$910,000	6,256
Premises and equipment expense	$282,000	5,655
Additional noninterest expense	$808,000	4,750
Pre-tax net operating income	$1,105,000	5,011
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$296,000	4,846
Income before extraordinary items	$813,000	5,046
Extraordinary gains, net	$0	35
Net income	$813,000	5,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,079
Cash dividends	$88,000	6,230
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$810,080	5,021
1998-12-31 (YTD Data)		Rank
Total interest income	$4,720,000	5,898
Total interest expense	$2,022,000	6,156
Net interest income	$2,698,000	5,553
Provision for loan and lease losses	$328,000	2,420
Total noninterest income	$322,000	6,280
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$231,000	4,740
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	6,846
Total noninterest expense	$1,845,000	5,889
Salaries and employee benefits	$883,000	6,288
Premises and equipment expense	$268,000	5,724
Additional noninterest expense	$694,000	5,201
Pre-tax net operating income	$847,000	5,909
Securities gains (losses)	$15,000	2,661
Applicable income taxes	$241,000	5,728
Income before extraordinary items	$621,000	5,961
Extraordinary gains, net	$0	32
Net income	$621,000	5,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$286,000	1,926
Cash dividends	$75,000	6,560
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$610,200	5,898
1997-12-31 (YTD Data)		Rank
Total interest income	$4,109,000	6,554
Total interest expense	$1,749,000	6,780
Net interest income	$2,360,000	6,273
Provision for loan and lease losses	$218,000	3,266
Total noninterest income	$343,000	6,225
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$239,000	4,804
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	6,683
Total noninterest expense	$1,630,000	6,472
Salaries and employee benefits	$752,000	7,018
Premises and equipment expense	$233,000	6,305
Additional noninterest expense	$645,000	5,533
Pre-tax net operating income	$855,000	6,308
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$221,000	6,611
Income before extraordinary items	$632,000	6,201
Extraordinary gains, net	$0	44
Net income	$632,000	6,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	2,575
Cash dividends	$56,000	7,102
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$633,480	6,148
1996-12-31 (YTD Data)		Rank
Total interest income	$3,677,000	7,193
Total interest expense	$1,622,000	7,277
Net interest income	$2,055,000	7,034
Provision for loan and lease losses	$138,000	4,289
Total noninterest income	$332,000	6,601
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$201,000	5,545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,361
Total noninterest expense	$1,481,000	7,163
Salaries and employee benefits	$764,000	7,173
Premises and equipment expense	$194,000	7,135
Additional noninterest expense	$523,000	6,890
Pre-tax net operating income	$768,000	6,626
Securities gains (losses)	$4,000	3,123
Applicable income taxes	$244,000	6,529
Income before extraordinary items	$528,000	6,718
Extraordinary gains, net	$0	53
Net income	$528,000	6,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	2,872
Cash dividends	$50,000	7,494
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$525,280	6,676
1995-12-31 (YTD Data)		Rank
Total interest income	$3,252,000	7,857
Total interest expense	$1,477,000	7,763
Net interest income	$1,775,000	7,836
Provision for loan and lease losses	$78,000	5,177
Total noninterest income	$232,000	7,967
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	5,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,276
Total noninterest expense	$1,396,000	7,596
Salaries and employee benefits	$676,000	7,891
Premises and equipment expense	$179,000	7,622
Additional noninterest expense	$541,000	6,941
Pre-tax net operating income	$533,000	8,259
Securities gains (losses)	$36,000	1,516
Applicable income taxes	$157,000	8,143
Income before extraordinary items	$412,000	7,948
Extraordinary gains, net	$0	65
Net income	$412,000	7,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	3,020
Cash dividends	$37,000	8,051
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$386,080	8,156
1994-12-31 (YTD Data)		Rank
Total interest income	$2,777,000	8,420
Total interest expense	$1,068,000	8,401
Net interest income	$1,709,000	8,274
Provision for loan and lease losses	$78,000	5,081
Total noninterest income	$203,000	8,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	6,941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	9,362
Total noninterest expense	$1,291,000	8,285
Salaries and employee benefits	$592,000	8,658
Premises and equipment expense	$160,000	8,293
Additional noninterest expense	$539,000	7,526
Pre-tax net operating income	$543,000	8,366
Securities gains (losses)	$6,000	2,522
Applicable income taxes	$132,000	8,674
Income before extraordinary items	$417,000	8,024
Extraordinary gains, net	$0	249
Net income	$417,000	8,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,320
Cash dividends	$37,000	8,251
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$412,440	8,120
1993-12-31 (YTD Data)		Rank
Total interest income	$2,596,000	9,013
Total interest expense	$933,000	9,410
Net interest income	$1,663,000	8,601
Provision for loan and lease losses	$78,000	6,380
Total noninterest income	$227,000	8,742
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$153,000	7,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	8,889
Total noninterest expense	$1,318,000	8,443
Salaries and employee benefits	$548,000	9,240
Premises and equipment expense	$126,000	9,610
Additional noninterest expense	$644,000	6,980
Pre-tax net operating income	$494,000	8,697
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$0	12,141
Income before extraordinary items	$505,000	7,504
Extraordinary gains, net	$-2,000	12,173
Net income	$503,000	7,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	6,315
Cash dividends	$13,000	8,832
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$494,000	7,353
1992-12-31 (YTD Data)		Rank
Total interest income	$2,564,000	9,790
Total interest expense	$1,073,000	10,078
Net interest income	$1,491,000	9,304
Provision for loan and lease losses	$249,000	4,609
Total noninterest income	$272,000	8,140
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$157,000	6,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	7,597
Total noninterest expense	$1,001,000	9,981
Salaries and employee benefits	$478,000	10,004
Premises and equipment expense	$137,000	9,478
Additional noninterest expense	$386,000	9,740
Pre-tax net operating income	$513,000	8,315
Securities gains (losses)	$24,000	5,342
Applicable income taxes	$182,000	7,938
Income before extraordinary items	$355,000	8,666
Extraordinary gains, net	$182,000	475
Net income	$537,000	7,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	4,373
Cash dividends	$79,000	7,063
Sale, conversion, retirement of capital stock, net	$79,000	869
Net operating income	$339,160	8,465

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.