Home > Peoples Bank > Income and Expense
Peoples Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,560,000 | 1,471 |
| Total interest expense | $11,442,000 | 1,500 |
| Net interest income | $12,118,000 | 1,449 |
| Provision for loan and lease losses | $480,000 | 1,938 |
| Total noninterest income | $3,015,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,357,000 | 993 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,658,000 | 1,275 |
| Total noninterest expense | $7,554,000 | 1,843 |
| Salaries and employee benefits | $4,227,000 | 1,693 |
| Premises and equipment expense | $1,233,000 | 1,688 |
| Additional noninterest expense | $2,094,000 | 2,075 |
| Pre-tax net operating income | $7,099,000 | 1,067 |
| Securities gains (losses) | $-313,000 | 9,646 |
| Applicable income taxes | $1,984,000 | 1,159 |
| Income before extraordinary items | $4,802,000 | 1,102 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,802,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,496 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,024,230 | 1,058 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,751,000 | 1,505 |
| Total interest expense | $8,587,000 | 1,730 |
| Net interest income | $13,164,000 | 1,321 |
| Provision for loan and lease losses | $450,000 | 1,911 |
| Total noninterest income | $1,406,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $994,000 | 1,321 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $412,000 | 3,349 |
| Total noninterest expense | $7,592,000 | 1,821 |
| Salaries and employee benefits | $4,334,000 | 1,597 |
| Premises and equipment expense | $999,000 | 2,050 |
| Additional noninterest expense | $2,259,000 | 1,930 |
| Pre-tax net operating income | $6,528,000 | 1,180 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $1,566,000 | 1,536 |
| Income before extraordinary items | $4,989,000 | 1,101 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,989,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,424 |
| Cash dividends | $12,350,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $-5,525,000 | 10,204 |
| Net operating income | $4,968,480 | 1,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,963,000 | 1,804 |
| Total interest expense | $6,563,000 | 2,301 |
| Net interest income | $11,400,000 | 1,479 |
| Provision for loan and lease losses | $700,000 | 1,308 |
| Total noninterest income | $5,040,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $912,000 | 1,379 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,128,000 | 738 |
| Total noninterest expense | $6,943,000 | 1,872 |
| Salaries and employee benefits | $4,633,000 | 1,415 |
| Premises and equipment expense | $754,000 | 2,581 |
| Additional noninterest expense | $1,556,000 | 2,680 |
| Pre-tax net operating income | $8,797,000 | 894 |
| Securities gains (losses) | $-34,000 | 10,340 |
| Applicable income taxes | $3,267,000 | 807 |
| Income before extraordinary items | $5,496,000 | 986 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,496,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,354 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,517,760 | 952 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,301,000 | 1,910 |
| Total interest expense | $6,782,000 | 2,227 |
| Net interest income | $10,519,000 | 1,657 |
| Provision for loan and lease losses | $474,000 | 1,862 |
| Total noninterest income | $2,200,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $899,000 | 1,435 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,301,000 | 1,466 |
| Total noninterest expense | $5,523,000 | 2,342 |
| Salaries and employee benefits | $3,531,000 | 1,857 |
| Premises and equipment expense | $525,000 | 3,551 |
| Additional noninterest expense | $1,467,000 | 2,787 |
| Pre-tax net operating income | $6,722,000 | 1,178 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,396,000 | 1,810 |
| Income before extraordinary items | $5,326,000 | 1,034 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,326,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,396 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,326,000 | 1,009 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,359,000 | 2,064 |
| Total interest expense | $6,383,000 | 2,415 |
| Net interest income | $9,976,000 | 1,774 |
| Provision for loan and lease losses | $94,000 | 5,274 |
| Total noninterest income | $2,172,000 | 1,717 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $920,000 | 1,459 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,252,000 | 1,555 |
| Total noninterest expense | $5,743,000 | 2,397 |
| Salaries and employee benefits | $3,678,000 | 1,789 |
| Premises and equipment expense | $500,000 | 3,782 |
| Additional noninterest expense | $1,565,000 | 3,009 |
| Pre-tax net operating income | $6,311,000 | 1,160 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $1,283,000 | 1,880 |
| Income before extraordinary items | $5,032,000 | 1,038 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,032,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,059 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,028,800 | 1,021 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,927,000 | 2,263 |
| Total interest expense | $6,781,000 | 2,297 |
| Net interest income | $8,146,000 | 2,211 |
| Provision for loan and lease losses | $817,000 | 1,103 |
| Total noninterest income | $2,085,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,010,000 | 1,337 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,075,000 | 1,714 |
| Total noninterest expense | $5,774,000 | 2,359 |
| Salaries and employee benefits | $3,556,000 | 1,861 |
| Premises and equipment expense | $481,000 | 3,880 |
| Additional noninterest expense | $1,737,000 | 2,699 |
| Pre-tax net operating income | $3,640,000 | 2,016 |
| Securities gains (losses) | $36,000 | 1,516 |
| Applicable income taxes | $776,000 | 2,953 |
| Income before extraordinary items | $2,900,000 | 1,741 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,900,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,876 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,871,560 | 1,737 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,494,000 | 2,272 |
| Total interest expense | $4,691,000 | 2,614 |
| Net interest income | $8,803,000 | 2,050 |
| Provision for loan and lease losses | $676,000 | 1,232 |
| Total noninterest income | $1,639,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $939,000 | 1,441 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $700,000 | 2,332 |
| Total noninterest expense | $5,410,000 | 2,571 |
| Salaries and employee benefits | $3,383,000 | 1,973 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $1,477,000 | 3,351 |
| Pre-tax net operating income | $4,356,000 | 1,649 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $1,010,000 | 2,220 |
| Income before extraordinary items | $3,355,000 | 1,472 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,355,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,124 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,348,070 | 1,492 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,129,000 | 2,352 |
| Total interest expense | $4,298,000 | 2,968 |
| Net interest income | $8,831,000 | 2,047 |
| Provision for loan and lease losses | $892,000 | 1,412 |
| Total noninterest income | $1,233,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $962,000 | 1,392 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $271,000 | 4,756 |
| Total noninterest expense | $5,359,000 | 2,667 |
| Salaries and employee benefits | $3,238,000 | 2,048 |
| Premises and equipment expense | $649,000 | 3,085 |
| Additional noninterest expense | $1,472,000 | 3,562 |
| Pre-tax net operating income | $3,813,000 | 1,809 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $955,000 | 2,369 |
| Income before extraordinary items | $2,871,000 | 1,748 |
| Extraordinary gains, net | $169,000 | 1,145 |
| Net income | $3,040,000 | 1,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,798 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,861,250 | 1,656 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,663,000 | 2,402 |
| Total interest expense | $5,732,000 | 2,910 |
| Net interest income | $8,931,000 | 2,045 |
| Provision for loan and lease losses | $660,000 | 2,467 |
| Total noninterest income | $1,086,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $943,000 | 1,421 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $143,000 | 6,812 |
| Total noninterest expense | $4,893,000 | 2,922 |
| Salaries and employee benefits | $2,969,000 | 2,198 |
| Premises and equipment expense | $511,000 | 3,892 |
| Additional noninterest expense | $1,413,000 | 3,771 |
| Pre-tax net operating income | $4,464,000 | 1,430 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $1,018,000 | 2,077 |
| Income before extraordinary items | $3,451,000 | 1,355 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,451,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 2,058 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,447,150 | 1,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.