Home > Peoples Bank > Net charge- offs to loans
Peoples Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0170% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0170% | 2,623 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 3,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0223% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0223% | 2,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0302% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 4,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0564% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1542% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1549% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2113% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2122% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3191% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3204% | 1,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0081% | 3,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0054% | 3,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0073% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0086% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0146% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0106% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0115% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0225% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0013% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 3,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0108% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | 19.7740% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0061% | 2,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0136% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | 21.0918% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0073% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0125% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0125% | 2,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0112% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0112% | 2,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 3,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0156% | 3,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 3,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 3,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0028% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0050% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0043% | 2,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0085% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0085% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 4,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3387% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0049% | 4,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0049% | 4,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2874% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0533% | 2,946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0534% | 2,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0701% | 4,540 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0126% | 4,500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0126% | 4,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0141% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 4,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1377% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0112% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0112% | 4,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 2,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.6458% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 3,828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0654% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0655% | 3,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.8828% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0948% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0950% | 2,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 1,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.7912% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 4,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1497% | 2,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1501% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 1.5584% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0178% | 4,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0178% | 4,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 4,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2467% | 5,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0023% | 3,702 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9674% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0038% | 4,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1715% | 5,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0143% | 4,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9907% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0164% | 4,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 4,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 4,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2080% | 5,328 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0108% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4458% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0140% | 4,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 4,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0157% | 4,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0157% | 4,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2742% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3021% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0972% | 3,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 2,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3234% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0358% | 3,280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7418% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0314% | 3,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 4,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 2,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5091% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0609% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5723% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0543% | 2,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 5,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0553% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0967% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0970% | 2,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 4,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 3,639 |
| Percentage Net Loans Charged-off:Construction & development | -0.1421% | 5,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3992% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0037% | 5,328 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7472% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0094% | 5,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.1917% | 5,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1383% | 1,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0063% | 5,251 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1511% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0102% | 5,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 5,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.2937% | 5,599 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0212% | 5,261 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1472% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0251% | 5,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 5,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0694% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1527% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0117% | 5,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 3,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1903% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.8486% | 888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 2,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2441% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2894% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2206% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1932% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1904% | 3,203 |
| Percentage Net Loans Charged-off: Credit card loans | -5.8857% | 1,317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2118% | 2,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 1.1791% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 5,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1945% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3093% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2083% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2795% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3874% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2686% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2668% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 1.8978% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2737% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4587% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3297% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6575% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3163% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4228% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4613% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 3.6589% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3306% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9059% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 5,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6779% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2301% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6684% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1207% | 3,839 |
| Percentage Net Loans Charged-off:Construction & development | -0.2032% | 6,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 6,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4826% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5930% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4244% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8763% | 1,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1823% | 3,532 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7596% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1607% | 3,463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 3,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 5,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 6,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2830% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7133% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 3,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1206% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1860% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0100% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1622% | 3,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 5,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 2,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4262% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0641% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 3,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1544% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2748% | 2,697 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4246% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2375% | 2,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 2,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 2,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.0357% | 6,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7667% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1256% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 6,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 5,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1469% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4144% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0689% | 2,735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4287% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5016% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 2.7727% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 3,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1909% | 3,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2294% | 1,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1682% | 3,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0657% | 3,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2212% | 3,888 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4492% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1968% | 3,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5069% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5888% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 3.1560% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 3,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2549% | 2,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3028% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 2,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 3,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0821% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2522% | 3,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6080% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7097% | 1,828 |
| Percentage Net Loans Charged-off:Construction & development | 3.7531% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2599% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4256% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 2,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 3,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3721% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1900% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3493% | 2,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6283% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7361% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 3.6138% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3840% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8517% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3644% | 2,419 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1716% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3170% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5069% | 3,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5477% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | 2.2385% | 1,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 3,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4191% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2756% | 1,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6885% | 2,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1766% | 4,620 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3949% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4669% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4728% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | 2.2230% | 1,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2489% | 2,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 1,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2910% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9192% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2652% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6004% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6245% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 3.3196% | 1,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 3,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 1,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1663% | 2,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0986% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1842% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9851% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1243% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1733% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 6.4702% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 3,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1250% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2567% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9991% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6760% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5752% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 2.3442% | 1,944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4056% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3205% | 2,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3605% | 1,396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3028% | 2,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0908% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 4,453 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9226% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7546% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6322% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 2.7055% | 1,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3156% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4500% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5697% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1957% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2683% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9077% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8133% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 3.3792% | 1,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4547% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6370% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6700% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 4,477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0520% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7513% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 3.1894% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3805% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5228% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8159% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2623% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 3,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.4289% | 2,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0964% | 4,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3002% | 4,543 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4471% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0053% | 6,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1161% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.5240% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 3,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1586% | 4,685 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1951% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 6,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 5,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0344% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3319% | 1,743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0482% | 3,905 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6590% | 1,734 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 6,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0754% | 5,290 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1166% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0067% | 6,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 5,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0713% | 4,853 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8716% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0414% | 4,530 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3014% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0548% | 3,675 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9571% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 5,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0436% | 5,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6966% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 4,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0545% | 4,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2365% | 1,104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1186% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 4,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2380% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0070% | 3,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0089% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 5,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 2,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1546% | 5,360 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1971% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 6,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 5,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 3,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1343% | 4,997 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6069% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 6,894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 4,461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6298% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 7,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 7,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1127% | 3,941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7233% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 6,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0158% | 4,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1214% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9071% | 1,370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0225% | 1,571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 5,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 6,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1321% | 5,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2444% | 1,478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 6,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0637% | 5,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0593% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 6,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0521% | 4,583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0165% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 6,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 4,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 3,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 3,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 4,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1373% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5348% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 7,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 6,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1424% | 5,764 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2942% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 5,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1112% | 5,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3544% | 1,536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 7,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 8,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 8,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 8,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 6,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 3,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 2,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 4,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 5,783 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5714% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0556% | 1,761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 6,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0506% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 4,422 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8951% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6740% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2895% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9981% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0199% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0734% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5103% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8942% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 6,408 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 6,343 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 7,506 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 8,500 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 6,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 6,023 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 7,523 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |