Home > Peoples Bank > Income and Expense

Peoples Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$71,830,000692
Total interest expense$16,066,000924
Net interest income$55,764,000617
Provision for loan and lease losses$1,566,000626
Total noninterest income$25,402,000382
Gross Fiduciary activities income$0981
Service charges on deposit accounts$5,496,000252
Trading account gains and fees$0123
Additional Noninterest Income$19,906,000325
Total noninterest expense$55,514,000522
Salaries and employee benefits$26,258,000592
Premises and equipment expense$7,962,000366
Additional noninterest expense$19,906,000325
Pre-tax net operating income$24,086,000587
Securities gains (losses)$-2,488,0004,423
Applicable income taxes$4,729,000552
Income before extraordinary items$16,869,000663
Extraordinary gains, net$054
Net income$16,869,000673
Minority interest net income$088
Net income of bank and minority interests.$16,869,000666
Net charge-offs$306,000956
Cash dividends$8,496,000554
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,834,520619
2023-09-30 (YTD Data)Rank
Total interest income$52,682,000697
Total interest expense$10,468,000961
Net interest income$42,214,000619
Provision for loan and lease losses$1,161,000606
Total noninterest income$19,276,000380
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,081,000254
Trading account gains and fees$0125
Additional Noninterest Income$15,195,000325
Total noninterest expense$41,093,000523
Salaries and employee benefits$19,228,000608
Premises and equipment expense$5,983,000368
Additional noninterest expense$15,195,000325
Pre-tax net operating income$19,236,000578
Securities gains (losses)$-2,488,0004,523
Applicable income taxes$3,656,000564
Income before extraordinary items$13,092,000663
Extraordinary gains, net$052
Net income$13,092,000667
Minority interest net income$081
Net income of bank and minority interests.$13,092,000663
Net charge-offs$297,000727
Cash dividends$6,722,000481
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,057,520607
2023-06-30 (YTD Data)Rank
Total interest income$34,385,000688
Total interest expense$5,785,0001,002
Net interest income$28,600,000613
Provision for loan and lease losses$599,000706
Total noninterest income$12,502,000380
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,669,000250
Trading account gains and fees$0112
Additional Noninterest Income$9,833,000325
Total noninterest expense$26,997,000522
Salaries and employee benefits$12,606,000608
Premises and equipment expense$3,995,000357
Additional noninterest expense$9,833,000325
Pre-tax net operating income$13,506,000559
Securities gains (losses)$-2,488,0004,575
Applicable income taxes$2,394,000577
Income before extraordinary items$8,624,000675
Extraordinary gains, net$051
Net income$8,624,000686
Minority interest net income$081
Net income of bank and minority interests.$8,624,000675
Net charge-offs$103,000906
Cash dividends$4,432,000485
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,589,520575
2023-03-31 (YTD Data)Rank
Total interest income$16,793,000699
Total interest expense$2,216,0001,113
Net interest income$14,577,000612
Provision for loan and lease losses$224,000844
Total noninterest income$6,100,000389
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,341,000257
Trading account gains and fees$097
Additional Noninterest Income$4,759,000335
Total noninterest expense$13,547,000532
Salaries and employee benefits$6,415,000615
Premises and equipment expense$2,014,000368
Additional noninterest expense$4,759,000335
Pre-tax net operating income$6,906,000574
Securities gains (losses)$-2,488,0004,617
Applicable income taxes$934,000706
Income before extraordinary items$3,484,000830
Extraordinary gains, net$04
Net income$3,484,000829
Minority interest net income$048
Net income of bank and minority interests.$3,484,000829
Net charge-offs$84,000642
Cash dividends$2,200,000446
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,449,520588
2022-12-31 (YTD Data)Rank
Total interest income$54,416,000688
Total interest expense$2,796,0001,243
Net interest income$51,620,000657
Provision for loan and lease losses$1,472,000639
Total noninterest income$26,673,000390
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$5,290,000265
Trading account gains and fees$0116
Additional Noninterest Income$21,383,000330
Total noninterest expense$55,375,000504
Salaries and employee benefits$25,793,000591
Premises and equipment expense$8,033,000353
Additional noninterest expense$21,383,000330
Pre-tax net operating income$21,446,000716
Securities gains (losses)$0691
Applicable income taxes$4,415,000651
Income before extraordinary items$17,031,000725
Extraordinary gains, net$05
Net income$17,031,000726
Minority interest net income$063
Net income of bank and minority interests.$17,031,000726
Net charge-offs$333,000742
Cash dividends$6,223,000651
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,031,000729
2022-09-30 (YTD Data)Rank
Total interest income$37,923,000706
Total interest expense$1,803,0001,113
Net interest income$36,120,000687
Provision for loan and lease losses$889,000685
Total noninterest income$21,164,000384
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,000,000271
Trading account gains and fees$0111
Additional Noninterest Income$17,164,000323
Total noninterest expense$40,554,000510
Salaries and employee benefits$18,217,000626
Premises and equipment expense$5,883,000358
Additional noninterest expense$17,164,000323
Pre-tax net operating income$15,841,000719
Securities gains (losses)$0740
Applicable income taxes$3,237,000657
Income before extraordinary items$12,604,000735
Extraordinary gains, net$04
Net income$12,604,000735
Minority interest net income$057
Net income of bank and minority interests.$12,604,000735
Net charge-offs$214,000670
Cash dividends$4,995,000592
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,604,000745
2022-06-30 (YTD Data)Rank
Total interest income$23,316,000725
Total interest expense$1,130,0001,016
Net interest income$22,186,000712
Provision for loan and lease losses$481,000713
Total noninterest income$14,374,000367
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,542,000276
Trading account gains and fees$0108
Additional Noninterest Income$11,832,000323
Total noninterest expense$27,262,000497
Salaries and employee benefits$12,124,000616
Premises and equipment expense$3,848,000361
Additional noninterest expense$11,290,000401
Pre-tax net operating income$8,817,000800
Securities gains (losses)$0687
Applicable income taxes$1,758,000718
Income before extraordinary items$7,059,000800
Extraordinary gains, net$04
Net income$7,059,000800
Minority interest net income$060
Net income of bank and minority interests.$7,059,000800
Net charge-offs$47,000989
Cash dividends$3,795,000519
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,059,000813
2022-03-31 (YTD Data)Rank
Total interest income$11,327,000722
Total interest expense$589,000946
Net interest income$10,738,000715
Provision for loan and lease losses$71,0001,187
Total noninterest income$7,046,000390
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,168,000292
Trading account gains and fees$0103
Additional Noninterest Income$5,878,000343
Total noninterest expense$13,188,000513
Salaries and employee benefits$5,766,000655
Premises and equipment expense$1,916,000367
Additional noninterest expense$5,506,000400
Pre-tax net operating income$4,525,000743
Securities gains (losses)$0623
Applicable income taxes$895,000689
Income before extraordinary items$3,630,000758
Extraordinary gains, net$04
Net income$3,630,000758
Minority interest net income$050
Net income of bank and minority interests.$3,630,000758
Net charge-offs$01,838
Cash dividends$2,200,000436
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,630,000765
2021-12-31 (YTD Data)Rank
Total interest income$47,171,000718
Total interest expense$2,930,000935
Net interest income$44,241,000702
Provision for loan and lease losses$-1,163,0004,545
Total noninterest income$24,919,000449
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,920,000322
Trading account gains and fees$0132
Additional Noninterest Income$20,999,000406
Total noninterest expense$50,514,000533
Salaries and employee benefits$24,184,000614
Premises and equipment expense$7,855,000359
Additional noninterest expense$18,475,000450
Pre-tax net operating income$19,809,000740
Securities gains (losses)$02,062
Applicable income taxes$3,981,000729
Income before extraordinary items$15,828,000777
Extraordinary gains, net$010
Net income$15,828,000778
Minority interest net income$074
Net income of bank and minority interests.$15,828,000778
Net charge-offs$-610,0004,740
Cash dividends$7,406,000601
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,828,000761
2021-09-30 (YTD Data)Rank
Total interest income$35,854,000716
Total interest expense$2,311,000929
Net interest income$33,543,000704
Provision for loan and lease losses$-863,0004,609
Total noninterest income$17,953,000467
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,858,000327
Trading account gains and fees$0132
Additional Noninterest Income$15,095,000430
Total noninterest expense$36,510,000547
Salaries and employee benefits$17,664,000634
Premises and equipment expense$5,888,000366
Additional noninterest expense$12,958,000482
Pre-tax net operating income$15,849,000726
Securities gains (losses)$02,015
Applicable income taxes$3,203,000726
Income before extraordinary items$12,646,000769
Extraordinary gains, net$08
Net income$12,646,000769
Minority interest net income$069
Net income of bank and minority interests.$12,646,000769
Net charge-offs$82,0001,156
Cash dividends$7,406,000473
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,646,000747
2021-06-30 (YTD Data)Rank
Total interest income$24,435,000704
Total interest expense$1,518,000988
Net interest income$22,917,000687
Provision for loan and lease losses$-681,0004,644
Total noninterest income$11,913,000472
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,835,000326
Trading account gains and fees$0133
Additional Noninterest Income$10,078,000436
Total noninterest expense$24,095,000548
Salaries and employee benefits$11,694,000634
Premises and equipment expense$3,890,000374
Additional noninterest expense$8,511,000477
Pre-tax net operating income$11,416,000684
Securities gains (losses)$01,818
Applicable income taxes$2,332,000677
Income before extraordinary items$9,084,000715
Extraordinary gains, net$06
Net income$9,084,000715
Minority interest net income$067
Net income of bank and minority interests.$9,084,000715
Net charge-offs$-60,0004,417
Cash dividends$3,800,000528
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,084,000697
2021-03-31 (YTD Data)Rank
Total interest income$11,920,000713
Total interest expense$746,0001,070
Net interest income$11,174,000690
Provision for loan and lease losses$-455,0004,746
Total noninterest income$5,872,000487
Gross Fiduciary activities income$0922
Service charges on deposit accounts$926,000315
Trading account gains and fees$0127
Additional Noninterest Income$4,946,000447
Total noninterest expense$12,130,000537
Salaries and employee benefits$6,108,000604
Premises and equipment expense$1,952,000374
Additional noninterest expense$4,070,000477
Pre-tax net operating income$5,371,000723
Securities gains (losses)$01,392
Applicable income taxes$1,089,000705
Income before extraordinary items$4,282,000771
Extraordinary gains, net$03
Net income$4,282,000771
Minority interest net income$055
Net income of bank and minority interests.$4,282,000771
Net charge-offs$-79,0004,719
Cash dividends$3,800,000296
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,282,000749
2020-12-31 (YTD Data)Rank
Total interest income$47,926,000709
Total interest expense$3,473,0001,318
Net interest income$44,453,000662
Provision for loan and lease losses$4,259,000644
Total noninterest income$20,275,000494
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,528,000329
Trading account gains and fees$0133
Additional Noninterest Income$16,747,000456
Total noninterest expense$48,306,000530
Salaries and employee benefits$23,222,000607
Premises and equipment expense$7,929,000359
Additional noninterest expense$17,155,000468
Pre-tax net operating income$12,163,000900
Securities gains (losses)$2,639,000186
Applicable income taxes$2,690,000759
Income before extraordinary items$12,112,000801
Extraordinary gains, net$04
Net income$12,112,000801
Minority interest net income$072
Net income of bank and minority interests.$12,112,000801
Net charge-offs$1,031,000637
Cash dividends$7,500,000568
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,948,020926
2020-09-30 (YTD Data)Rank
Total interest income$35,732,000714
Total interest expense$2,604,0001,378
Net interest income$33,128,000656
Provision for loan and lease losses$3,460,000644
Total noninterest income$14,821,000482
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,636,000322
Trading account gains and fees$0125
Additional Noninterest Income$12,185,000450
Total noninterest expense$34,341,000537
Salaries and employee benefits$16,754,000621
Premises and equipment expense$5,722,000359
Additional noninterest expense$11,865,000484
Pre-tax net operating income$10,148,000784
Securities gains (losses)$2,145,000175
Applicable income taxes$2,271,000661
Income before extraordinary items$10,022,000708
Extraordinary gains, net$04
Net income$10,022,000708
Minority interest net income$065
Net income of bank and minority interests.$10,022,000708
Net charge-offs$248,0001,127
Cash dividends$7,500,000436
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,263,100807
2020-06-30 (YTD Data)Rank
Total interest income$23,871,000719
Total interest expense$1,737,0001,475
Net interest income$22,134,000650
Provision for loan and lease losses$2,938,000571
Total noninterest income$9,377,000470
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,826,000318
Trading account gains and fees$0123
Additional Noninterest Income$7,551,000436
Total noninterest expense$22,570,000543
Salaries and employee benefits$11,093,000622
Premises and equipment expense$3,780,000361
Additional noninterest expense$7,697,000487
Pre-tax net operating income$6,003,000809
Securities gains (losses)$457,000388
Applicable income taxes$1,113,000758
Income before extraordinary items$5,347,000803
Extraordinary gains, net$04
Net income$5,347,000803
Minority interest net income$065
Net income of bank and minority interests.$5,347,000803
Net charge-offs$185,0001,049
Cash dividends$7,500,000326
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,967,690824
2020-03-31 (YTD Data)Rank
Total interest income$12,241,000703
Total interest expense$913,0001,523
Net interest income$11,328,000627
Provision for loan and lease losses$1,521,000466
Total noninterest income$4,595,000453
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,108,000312
Trading account gains and fees$0106
Additional Noninterest Income$3,487,000418
Total noninterest expense$11,294,000539
Salaries and employee benefits$5,636,000614
Premises and equipment expense$1,920,000361
Additional noninterest expense$3,738,000496
Pre-tax net operating income$3,108,000710
Securities gains (losses)$01,705
Applicable income taxes$525,000718
Income before extraordinary items$2,583,000749
Extraordinary gains, net$04
Net income$2,583,000749
Minority interest net income$056
Net income of bank and minority interests.$2,583,000749
Net charge-offs$89,000936
Cash dividends$7,500,000235
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,583,000725
2019-12-31 (YTD Data)Rank
Total interest income$49,555,000697
Total interest expense$2,918,0001,838
Net interest income$46,637,000601
Provision for loan and lease losses$863,0001,013
Total noninterest income$17,513,000465
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,576,000305
Trading account gains and fees$0135
Additional Noninterest Income$12,937,000443
Total noninterest expense$44,887,000514
Salaries and employee benefits$22,912,000573
Premises and equipment expense$7,360,000367
Additional noninterest expense$14,615,000496
Pre-tax net operating income$18,400,000650
Securities gains (losses)$226,000595
Applicable income taxes$3,435,000642
Income before extraordinary items$15,191,000666
Extraordinary gains, net$011
Net income$15,191,000668
Minority interest net income$076
Net income of bank and minority interests.$15,191,000667
Net charge-offs$628,000905
Cash dividends$12,800,000405
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,005,680656
2019-09-30 (YTD Data)Rank
Total interest income$36,952,000704
Total interest expense$1,878,0002,055
Net interest income$35,074,000601
Provision for loan and lease losses$677,000923
Total noninterest income$12,987,000475
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,409,000305
Trading account gains and fees$0129
Additional Noninterest Income$9,578,000443
Total noninterest expense$32,959,000523
Salaries and employee benefits$16,821,000588
Premises and equipment expense$5,406,000371
Additional noninterest expense$10,732,000507
Pre-tax net operating income$14,425,000638
Securities gains (losses)$226,000493
Applicable income taxes$2,692,000637
Income before extraordinary items$11,959,000643
Extraordinary gains, net$011
Net income$11,959,000645
Minority interest net income$072
Net income of bank and minority interests.$11,959,000644
Net charge-offs$544,000719
Cash dividends$7,800,000439
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,773,680637
2019-06-30 (YTD Data)Rank
Total interest income$24,534,000710
Total interest expense$1,093,0002,209
Net interest income$23,441,000604
Provision for loan and lease losses$255,0001,364
Total noninterest income$8,275,000481
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,231,000312
Trading account gains and fees$0131
Additional Noninterest Income$6,044,000450
Total noninterest expense$21,848,000533
Salaries and employee benefits$11,214,000590
Premises and equipment expense$3,546,000379
Additional noninterest expense$7,088,000515
Pre-tax net operating income$9,613,000620
Securities gains (losses)$231,000349
Applicable income taxes$1,784,000619
Income before extraordinary items$8,060,000618
Extraordinary gains, net$011
Net income$8,060,000618
Minority interest net income$069
Net income of bank and minority interests.$8,060,000618
Net charge-offs$159,0001,132
Cash dividends$7,800,000320
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,870,580619
2019-03-31 (YTD Data)Rank
Total interest income$12,171,000706
Total interest expense$531,0002,219
Net interest income$11,640,000607
Provision for loan and lease losses$178,0001,034
Total noninterest income$3,889,000485
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,093,000315
Trading account gains and fees$0126
Additional Noninterest Income$2,796,000465
Total noninterest expense$10,783,000534
Salaries and employee benefits$5,577,000587
Premises and equipment expense$1,736,000392
Additional noninterest expense$3,470,000516
Pre-tax net operating income$4,568,000630
Securities gains (losses)$231,000182
Applicable income taxes$859,000616
Income before extraordinary items$3,940,000623
Extraordinary gains, net$05
Net income$3,940,000623
Minority interest net income$052
Net income of bank and minority interests.$3,940,000622
Net charge-offs$62,0001,103
Cash dividends$6,800,000226
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,750,580633
2018-12-31 (YTD Data)Rank
Total interest income$45,306,000709
Total interest expense$1,356,0002,485
Net interest income$43,950,000630
Provision for loan and lease losses$790,0001,063
Total noninterest income$16,151,000484
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,355,000333
Trading account gains and fees$0126
Additional Noninterest Income$11,796,000449
Total noninterest expense$41,896,000533
Salaries and employee benefits$21,190,000593
Premises and equipment expense$7,166,000381
Additional noninterest expense$13,540,000517
Pre-tax net operating income$17,415,000660
Securities gains (losses)$15,000633
Applicable income taxes$2,923,000677
Income before extraordinary items$14,507,000662
Extraordinary gains, net$06
Net income$14,507,000660
Minority interest net income$072
Net income of bank and minority interests.$14,507,000661
Net charge-offs$711,000770
Cash dividends$4,500,000801
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,494,550663
2018-09-30 (YTD Data)Rank
Total interest income$33,394,000709
Total interest expense$959,0002,499
Net interest income$32,435,000636
Provision for loan and lease losses$372,0001,393
Total noninterest income$11,617,000507
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,163,000343
Trading account gains and fees$0138
Additional Noninterest Income$8,454,000469
Total noninterest expense$30,757,000537
Salaries and employee benefits$15,596,000603
Premises and equipment expense$5,364,000383
Additional noninterest expense$9,797,000531
Pre-tax net operating income$12,923,000670
Securities gains (losses)$50,000418
Applicable income taxes$2,164,000690
Income before extraordinary items$10,809,000663
Extraordinary gains, net$05
Net income$10,809,000662
Minority interest net income$066
Net income of bank and minority interests.$10,809,000662
Net charge-offs$443,000766
Cash dividends$4,500,000589
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,767,500662
2018-06-30 (YTD Data)Rank
Total interest income$21,797,000707
Total interest expense$612,0002,488
Net interest income$21,185,000644
Provision for loan and lease losses$262,0001,306
Total noninterest income$7,702,000509
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,080,000346
Trading account gains and fees$0130
Additional Noninterest Income$5,622,000467
Total noninterest expense$20,204,000546
Salaries and employee benefits$10,147,000616
Premises and equipment expense$3,604,000385
Additional noninterest expense$6,453,000536
Pre-tax net operating income$8,421,000678
Securities gains (losses)$50,000339
Applicable income taxes$1,404,000691
Income before extraordinary items$7,067,000680
Extraordinary gains, net$06
Net income$7,067,000677
Minority interest net income$065
Net income of bank and minority interests.$7,067,000679
Net charge-offs$351,000664
Cash dividends$4,500,000426
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,025,500684
2018-03-31 (YTD Data)Rank
Total interest income$10,749,000718
Total interest expense$296,0002,485
Net interest income$10,453,000645
Provision for loan and lease losses$31,0002,402
Total noninterest income$3,736,000515
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,024,000347
Trading account gains and fees$0123
Additional Noninterest Income$2,712,000463
Total noninterest expense$9,841,000560
Salaries and employee benefits$4,847,000656
Premises and equipment expense$1,855,000378
Additional noninterest expense$3,139,000551
Pre-tax net operating income$4,317,000656
Securities gains (losses)$0735
Applicable income taxes$727,000662
Income before extraordinary items$3,590,000655
Extraordinary gains, net$07
Net income$3,590,000654
Minority interest net income$052
Net income of bank and minority interests.$3,590,000655
Net charge-offs$24,0001,574
Cash dividends$4,500,000228
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,590,000648
2017-12-31 (YTD Data)Rank
Total interest income$41,912,000686
Total interest expense$1,787,0001,673
Net interest income$40,125,000633
Provision for loan and lease losses$-507,0005,530
Total noninterest income$12,836,000583
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,453,000324
Trading account gains and fees$0151
Additional Noninterest Income$8,383,000578
Total noninterest expense$37,978,000572
Salaries and employee benefits$19,680,000614
Premises and equipment expense$6,697,000399
Additional noninterest expense$11,601,000581
Pre-tax net operating income$15,490,000673
Securities gains (losses)$02,243
Applicable income taxes$4,380,000730
Income before extraordinary items$11,110,000679
Extraordinary gains, net$09
Net income$11,110,000679
Minority interest net income$076
Net income of bank and minority interests.$11,110,000679
Net charge-offs$677,000899
Cash dividends$1,800,0001,531
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,110,000674
2017-09-30 (YTD Data)Rank
Total interest income$31,195,000689
Total interest expense$1,438,0001,568
Net interest income$29,757,000641
Provision for loan and lease losses$-405,0005,617
Total noninterest income$9,660,000588
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,340,000328
Trading account gains and fees$0145
Additional Noninterest Income$6,320,000581
Total noninterest expense$27,894,000586
Salaries and employee benefits$14,776,000612
Premises and equipment expense$4,978,000403
Additional noninterest expense$8,140,000624
Pre-tax net operating income$11,928,000664
Securities gains (losses)$02,274
Applicable income taxes$3,017,000688
Income before extraordinary items$8,911,000704
Extraordinary gains, net$09
Net income$8,911,000704
Minority interest net income$071
Net income of bank and minority interests.$8,911,000704
Net charge-offs$301,0001,111
Cash dividends$1,800,0001,143
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,911,000686
2017-06-30 (YTD Data)Rank
Total interest income$20,506,000700
Total interest expense$941,0001,550
Net interest income$19,565,000639
Provision for loan and lease losses$-187,0005,649
Total noninterest income$6,156,000602
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,200,000321
Trading account gains and fees$0139
Additional Noninterest Income$3,956,000602
Total noninterest expense$18,766,000578
Salaries and employee benefits$9,957,000605
Premises and equipment expense$3,310,000406
Additional noninterest expense$5,499,000618
Pre-tax net operating income$7,142,000711
Securities gains (losses)$01,906
Applicable income taxes$1,715,000746
Income before extraordinary items$5,427,000739
Extraordinary gains, net$011
Net income$5,427,000738
Minority interest net income$071
Net income of bank and minority interests.$5,427,000739
Net charge-offs$196,0001,068
Cash dividends$1,800,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,427,000719
2017-03-31 (YTD Data)Rank
Total interest income$10,055,000707
Total interest expense$462,0001,551
Net interest income$9,593,000646
Provision for loan and lease losses$-236,0005,778
Total noninterest income$2,875,000616
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,106,000317
Trading account gains and fees$0142
Additional Noninterest Income$1,769,000648
Total noninterest expense$9,658,000571
Salaries and employee benefits$5,181,000597
Premises and equipment expense$1,612,000420
Additional noninterest expense$2,865,000596
Pre-tax net operating income$3,046,000795
Securities gains (losses)$01,153
Applicable income taxes$667,000884
Income before extraordinary items$2,379,000807
Extraordinary gains, net$08
Net income$2,379,000807
Minority interest net income$055
Net income of bank and minority interests.$2,379,000807
Net charge-offs$51,0001,313
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,379,000796
2016-12-31 (YTD Data)Rank
Total interest income$39,741,000680
Total interest expense$2,787,0001,034
Net interest income$36,954,000651
Provision for loan and lease losses$-1,206,0005,844
Total noninterest income$13,240,000565
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,497,000319
Trading account gains and fees$0170
Additional Noninterest Income$8,743,000564
Total noninterest expense$39,462,000546
Salaries and employee benefits$19,047,000611
Premises and equipment expense$6,754,000398
Additional noninterest expense$13,661,000511
Pre-tax net operating income$11,938,000788
Securities gains (losses)$324,000623
Applicable income taxes$2,739,000837
Income before extraordinary items$9,523,000795
Extraordinary gains, net$05
Net income$9,523,000795
Minority interest net income$082
Net income of bank and minority interests.$9,523,000794
Net charge-offs$833,000757
Cash dividends$4,500,000731
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,270,280794
2016-09-30 (YTD Data)Rank
Total interest income$29,653,000679
Total interest expense$2,098,0001,033
Net interest income$27,555,000650
Provision for loan and lease losses$-1,108,0005,925
Total noninterest income$9,979,000564
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,291,000327
Trading account gains and fees$0169
Additional Noninterest Income$6,688,000560
Total noninterest expense$27,789,000582
Salaries and employee benefits$13,950,000630
Premises and equipment expense$5,233,000387
Additional noninterest expense$8,606,000599
Pre-tax net operating income$10,853,000666
Securities gains (losses)$324,000574
Applicable income taxes$2,780,000691
Income before extraordinary items$8,397,000692
Extraordinary gains, net$05
Net income$8,397,000692
Minority interest net income$071
Net income of bank and minority interests.$8,397,000692
Net charge-offs$436,000881
Cash dividends$4,500,000546
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,154,000698
2016-06-30 (YTD Data)Rank
Total interest income$19,688,000682
Total interest expense$1,392,0001,031
Net interest income$18,296,000653
Provision for loan and lease losses$-748,0005,997
Total noninterest income$6,151,000591
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,128,000335
Trading account gains and fees$0157
Additional Noninterest Income$4,023,000593
Total noninterest expense$18,027,000598
Salaries and employee benefits$8,981,000658
Premises and equipment expense$3,468,000391
Additional noninterest expense$5,578,000617
Pre-tax net operating income$7,168,000659
Securities gains (losses)$324,000408
Applicable income taxes$1,843,000686
Income before extraordinary items$5,649,000678
Extraordinary gains, net$016
Net income$5,649,000677
Minority interest net income$071
Net income of bank and minority interests.$5,649,000677
Net charge-offs$301,000862
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,406,000684
2016-03-31 (YTD Data)Rank
Total interest income$9,888,000682
Total interest expense$697,0001,024
Net interest income$9,191,000652
Provision for loan and lease losses$-216,0006,023
Total noninterest income$3,152,000554
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,041,000335
Trading account gains and fees$0142
Additional Noninterest Income$2,111,000549
Total noninterest expense$9,214,000588
Salaries and employee benefits$4,424,000675
Premises and equipment expense$1,744,000394
Additional noninterest expense$3,046,000564
Pre-tax net operating income$3,345,000692
Securities gains (losses)$02,077
Applicable income taxes$759,000779
Income before extraordinary items$2,586,000709
Extraordinary gains, net$012
Net income$2,586,000708
Minority interest net income$062
Net income of bank and minority interests.$2,586,000709
Net charge-offs$257,000542
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,586,000690
2015-12-31 (YTD Data)Rank
Total interest income$38,604,000670
Total interest expense$3,083,000906
Net interest income$35,521,000641
Provision for loan and lease losses$-17,0005,622
Total noninterest income$12,659,000575
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,647,000319
Trading account gains and fees$0159
Additional Noninterest Income$8,012,000585
Total noninterest expense$34,693,000613
Salaries and employee benefits$17,705,000646
Premises and equipment expense$6,243,000424
Additional noninterest expense$10,745,000632
Pre-tax net operating income$13,504,000671
Securities gains (losses)$03,216
Applicable income taxes$3,362,000703
Income before extraordinary items$10,142,000722
Extraordinary gains, net$023
Net income$10,142,000722
Minority interest net income$081
Net income of bank and minority interests.$10,142,000722
Net charge-offs$1,476,000505
Cash dividends$3,916,000799
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,142,000711
2015-09-30 (YTD Data)Rank
Total interest income$28,659,000683
Total interest expense$2,338,000904
Net interest income$26,321,000650
Provision for loan and lease losses$193,0001,998
Total noninterest income$9,324,000590
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,498,000318
Trading account gains and fees$0153
Additional Noninterest Income$5,826,000608
Total noninterest expense$24,948,000638
Salaries and employee benefits$13,254,000658
Premises and equipment expense$4,544,000441
Additional noninterest expense$7,150,000703
Pre-tax net operating income$10,504,000670
Securities gains (losses)$03,031
Applicable income taxes$2,681,000691
Income before extraordinary items$7,823,000702
Extraordinary gains, net$021
Net income$7,823,000700
Minority interest net income$078
Net income of bank and minority interests.$7,823,000702
Net charge-offs$855,000571
Cash dividends$3,577,000629
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,823,000687
2015-06-30 (YTD Data)Rank
Total interest income$18,727,000691
Total interest expense$1,564,000913
Net interest income$17,163,000664
Provision for loan and lease losses$-41,0005,992
Total noninterest income$6,213,000590
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,305,000315
Trading account gains and fees$0157
Additional Noninterest Income$3,908,000609
Total noninterest expense$16,552,000645
Salaries and employee benefits$8,816,000653
Premises and equipment expense$2,943,000451
Additional noninterest expense$4,793,000703
Pre-tax net operating income$6,865,000689
Securities gains (losses)$02,636
Applicable income taxes$1,670,000725
Income before extraordinary items$5,195,000712
Extraordinary gains, net$022
Net income$5,195,000710
Minority interest net income$075
Net income of bank and minority interests.$5,195,000712
Net charge-offs$663,000507
Cash dividends$3,340,000466
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,195,000688
2015-03-31 (YTD Data)Rank
Total interest income$9,552,000669
Total interest expense$788,000908
Net interest income$8,764,000645
Provision for loan and lease losses$173,000998
Total noninterest income$3,098,000570
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,134,000318
Trading account gains and fees$0152
Additional Noninterest Income$1,964,000578
Total noninterest expense$8,498,000629
Salaries and employee benefits$4,669,000612
Premises and equipment expense$1,474,000455
Additional noninterest expense$2,355,000704
Pre-tax net operating income$3,191,000705
Securities gains (losses)$02,027
Applicable income taxes$742,000772
Income before extraordinary items$2,449,000730
Extraordinary gains, net$013
Net income$2,449,000728
Minority interest net income$064
Net income of bank and minority interests.$2,449,000730
Net charge-offs$412,000422
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,449,000704
2014-12-31 (YTD Data)Rank
Total interest income$38,353,000652
Total interest expense$3,899,000749
Net interest income$34,454,000639
Provision for loan and lease losses$-699,0006,301
Total noninterest income$11,353,000588
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,961,000313
Trading account gains and fees$0180
Additional Noninterest Income$6,392,000630
Total noninterest expense$34,744,000590
Salaries and employee benefits$17,054,000648
Premises and equipment expense$6,208,000419
Additional noninterest expense$11,482,000591
Pre-tax net operating income$11,762,000713
Securities gains (losses)$265,000663
Applicable income taxes$2,176,000921
Income before extraordinary items$9,851,000689
Extraordinary gains, net$017
Net income$9,851,000688
Minority interest net income$084
Net income of bank and minority interests.$9,851,000689
Net charge-offs$1,720,000581
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,633,700694
2014-09-30 (YTD Data)Rank
Total interest income$28,651,000653
Total interest expense$2,982,000738
Net interest income$25,669,000640
Provision for loan and lease losses$-27,0006,106
Total noninterest income$8,480,000588
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,655,000314
Trading account gains and fees$0174
Additional Noninterest Income$4,825,000627
Total noninterest expense$24,011,000646
Salaries and employee benefits$12,408,000665
Premises and equipment expense$4,447,000440
Additional noninterest expense$7,156,000694
Pre-tax net operating income$10,165,000624
Securities gains (losses)$266,000518
Applicable income taxes$2,499,000669
Income before extraordinary items$7,932,000645
Extraordinary gains, net$015
Net income$7,932,000641
Minority interest net income$081
Net income of bank and minority interests.$7,932,000643
Net charge-offs$1,131,000612
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,729,840650
2014-06-30 (YTD Data)Rank
Total interest income$19,083,000651
Total interest expense$2,003,000738
Net interest income$17,080,000643
Provision for loan and lease losses$-282,0006,442
Total noninterest income$5,657,000586
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,352,000314
Trading account gains and fees$0172
Additional Noninterest Income$3,305,000608
Total noninterest expense$15,699,000657
Salaries and employee benefits$8,229,000670
Premises and equipment expense$2,969,000444
Additional noninterest expense$4,501,000730
Pre-tax net operating income$7,320,000584
Securities gains (losses)$26,0001,520
Applicable income taxes$1,967,000586
Income before extraordinary items$5,379,000615
Extraordinary gains, net$020
Net income$5,379,000614
Minority interest net income$080
Net income of bank and minority interests.$5,379,000615
Net charge-offs$544,000810
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,360,020605
2014-03-31 (YTD Data)Rank
Total interest income$9,526,000652
Total interest expense$1,015,000740
Net interest income$8,511,000644
Provision for loan and lease losses$-349,0006,608
Total noninterest income$2,702,000586
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,129,000320
Trading account gains and fees$0147
Additional Noninterest Income$1,573,000604
Total noninterest expense$7,983,000648
Salaries and employee benefits$4,213,000661
Premises and equipment expense$1,511,000439
Additional noninterest expense$2,259,000723
Pre-tax net operating income$3,579,000570
Securities gains (losses)$26,000872
Applicable income taxes$958,000583
Income before extraordinary items$2,647,000602
Extraordinary gains, net$016
Net income$2,647,000603
Minority interest net income$066
Net income of bank and minority interests.$2,647,000603
Net charge-offs$175,0001,028
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,628,020597
2013-12-31 (YTD Data)Rank
Total interest income$36,620,000680
Total interest expense$4,956,000678
Net interest income$31,664,000672
Provision for loan and lease losses$2,584,000509
Total noninterest income$11,331,000603
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,566,000331
Trading account gains and fees$0184
Additional Noninterest Income$6,765,000648
Total noninterest expense$32,208,000647
Salaries and employee benefits$16,549,000657
Premises and equipment expense$5,537,000453
Additional noninterest expense$10,122,000688
Pre-tax net operating income$8,203,000934
Securities gains (losses)$614,000378
Applicable income taxes$1,963,000917
Income before extraordinary items$6,854,000910
Extraordinary gains, net$029
Net income$6,854,000911
Minority interest net income$090
Net income of bank and minority interests.$6,854,000911
Net charge-offs$3,506,000473
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,375,080943
2013-09-30 (YTD Data)Rank
Total interest income$27,144,000685
Total interest expense$3,821,000675
Net interest income$23,323,000682
Provision for loan and lease losses$2,164,000455
Total noninterest income$8,642,000616
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,333,000339
Trading account gains and fees$0180
Additional Noninterest Income$5,309,000633
Total noninterest expense$23,114,000671
Salaries and employee benefits$12,384,000657
Premises and equipment expense$3,986,000469
Additional noninterest expense$6,744,000765
Pre-tax net operating income$6,687,000882
Securities gains (losses)$614,000342
Applicable income taxes$1,897,000772
Income before extraordinary items$5,404,000885
Extraordinary gains, net$025
Net income$5,404,000887
Minority interest net income$084
Net income of bank and minority interests.$5,404,000887
Net charge-offs$2,733,000462
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,949,640917
2013-06-30 (YTD Data)Rank
Total interest income$17,976,000686
Total interest expense$2,636,000662
Net interest income$15,340,000685
Provision for loan and lease losses$1,827,000398
Total noninterest income$5,680,000618
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,143,000350
Trading account gains and fees$0157
Additional Noninterest Income$3,537,000643
Total noninterest expense$15,356,000672
Salaries and employee benefits$8,273,000661
Premises and equipment expense$2,631,000470
Additional noninterest expense$4,452,000761
Pre-tax net operating income$3,837,000985
Securities gains (losses)$614,000303
Applicable income taxes$1,006,000932
Income before extraordinary items$3,445,000893
Extraordinary gains, net$022
Net income$3,445,000893
Minority interest net income$082
Net income of bank and minority interests.$3,445,000895
Net charge-offs$2,221,000410
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,972,2201,003
2013-03-31 (YTD Data)Rank
Total interest income$9,085,000691
Total interest expense$1,364,000654
Net interest income$7,721,000690
Provision for loan and lease losses$1,053,000367
Total noninterest income$2,987,000611
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,040,000355
Trading account gains and fees$0148
Additional Noninterest Income$1,947,000593
Total noninterest expense$7,577,000688
Salaries and employee benefits$4,115,000679
Premises and equipment expense$1,312,000474
Additional noninterest expense$2,150,000794
Pre-tax net operating income$2,078,000902
Securities gains (losses)$263,000365
Applicable income taxes$540,000852
Income before extraordinary items$1,801,000850
Extraordinary gains, net$010
Net income$1,801,000851
Minority interest net income$076
Net income of bank and minority interests.$1,801,000852
Net charge-offs$1,064,000452
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,598,490909
2012-12-31 (YTD Data)Rank
Total interest income$39,168,000669
Total interest expense$7,294,000578
Net interest income$31,874,000673
Provision for loan and lease losses$4,924,000513
Total noninterest income$10,586,000656
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,764,000322
Trading account gains and fees$0166
Additional Noninterest Income$5,822,000736
Total noninterest expense$30,886,000667
Salaries and employee benefits$16,201,000645
Premises and equipment expense$5,235,000467
Additional noninterest expense$9,450,000746
Pre-tax net operating income$6,650,0001,071
Securities gains (losses)$1,218,000429
Applicable income taxes$1,753,000967
Income before extraordinary items$6,115,000987
Extraordinary gains, net$029
Net income$6,115,000987
Minority interest net income$093
Net income of bank and minority interests.$6,115,000987
Net charge-offs$7,105,000423
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,164,9601,085
2012-09-30 (YTD Data)Rank
Total interest income$29,794,000665
Total interest expense$5,748,000577
Net interest income$24,046,000678
Provision for loan and lease losses$4,413,000454
Total noninterest income$8,118,000644
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,601,000323
Trading account gains and fees$0157
Additional Noninterest Income$4,517,000691
Total noninterest expense$22,552,000679
Salaries and employee benefits$11,809,000663
Premises and equipment expense$3,890,000467
Additional noninterest expense$6,853,000762
Pre-tax net operating income$5,199,0001,036
Securities gains (losses)$1,203,000330
Applicable income taxes$1,543,000887
Income before extraordinary items$4,859,000950
Extraordinary gains, net$020
Net income$4,859,000950
Minority interest net income$086
Net income of bank and minority interests.$4,859,000950
Net charge-offs$4,466,000501
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,944,7201,083
2012-06-30 (YTD Data)Rank
Total interest income$20,159,000660
Total interest expense$4,015,000578
Net interest income$16,144,000673
Provision for loan and lease losses$3,652,000387
Total noninterest income$5,454,000636
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,379,000323
Trading account gains and fees$0153
Additional Noninterest Income$3,075,000678
Total noninterest expense$14,636,000690
Salaries and employee benefits$7,693,000674
Premises and equipment expense$2,599,000465
Additional noninterest expense$4,344,000807
Pre-tax net operating income$3,310,0001,078
Securities gains (losses)$1,191,000231
Applicable income taxes$1,134,000799
Income before extraordinary items$3,367,000901
Extraordinary gains, net$019
Net income$3,367,000900
Minority interest net income$084
Net income of bank and minority interests.$3,367,000901
Net charge-offs$3,616,000444
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,473,7501,138
2012-03-31 (YTD Data)Rank
Total interest income$10,343,000649
Total interest expense$2,122,000562
Net interest income$8,221,000653
Provision for loan and lease losses$2,049,000344
Total noninterest income$2,693,000641
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,188,000316
Trading account gains and fees$0148
Additional Noninterest Income$1,505,000684
Total noninterest expense$7,158,000699
Salaries and employee benefits$3,818,000691
Premises and equipment expense$1,301,000461
Additional noninterest expense$2,039,000830
Pre-tax net operating income$1,707,0001,029
Securities gains (losses)$526,000262
Applicable income taxes$555,000809
Income before extraordinary items$1,678,000891
Extraordinary gains, net$019
Net income$1,678,000892
Minority interest net income$078
Net income of bank and minority interests.$1,678,000892
Net charge-offs$2,041,000402
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,283,5001,087
2011-12-31 (YTD Data)Rank
Total interest income$45,185,000611
Total interest expense$10,691,000531
Net interest income$34,494,000618
Provision for loan and lease losses$12,632,000344
Total noninterest income$9,875,000621
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,106,000311
Trading account gains and fees$0146
Additional Noninterest Income$4,769,000732
Total noninterest expense$29,213,000680
Salaries and employee benefits$14,713,000668
Premises and equipment expense$5,339,000470
Additional noninterest expense$9,161,000784
Pre-tax net operating income$2,524,0002,121
Securities gains (losses)$4,406,000117
Applicable income taxes$1,519,000985
Income before extraordinary items$5,411,000930
Extraordinary gains, net$029
Net income$5,411,000928
Minority interest net income$096
Net income of bank and minority interests.$5,411,000930
Net charge-offs$11,521,000393
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,974,3202,210
2011-09-30 (YTD Data)Rank
Total interest income$34,215,000613
Total interest expense$8,352,000529
Net interest income$25,863,000619
Provision for loan and lease losses$9,696,000328
Total noninterest income$7,280,000629
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,845,000311
Trading account gains and fees$0145
Additional Noninterest Income$3,435,000752
Total noninterest expense$21,676,000687
Salaries and employee benefits$10,792,000682
Premises and equipment expense$4,030,000476
Additional noninterest expense$6,854,000769
Pre-tax net operating income$1,771,0002,292
Securities gains (losses)$2,495,000160
Applicable income taxes$799,0001,293
Income before extraordinary items$3,467,0001,102
Extraordinary gains, net$021
Net income$3,467,0001,102
Minority interest net income$087
Net income of bank and minority interests.$3,467,0001,102
Net charge-offs$8,842,000385
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,446,0502,286
2011-06-30 (YTD Data)Rank
Total interest income$22,943,000622
Total interest expense$5,751,000533
Net interest income$17,192,000632
Provision for loan and lease losses$6,318,000339
Total noninterest income$4,914,000627
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,572,000310
Trading account gains and fees$0153
Additional Noninterest Income$2,342,000747
Total noninterest expense$14,606,000687
Salaries and employee benefits$7,316,000678
Premises and equipment expense$2,696,000483
Additional noninterest expense$4,594,000781
Pre-tax net operating income$1,182,0002,264
Securities gains (losses)$1,256,000162
Applicable income taxes$383,0001,562
Income before extraordinary items$2,055,0001,215
Extraordinary gains, net$015
Net income$2,055,0001,213
Minority interest net income$089
Net income of bank and minority interests.$2,055,0001,215
Net charge-offs$5,827,000407
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$999,9602,200
2011-03-31 (YTD Data)Rank
Total interest income$11,539,000626
Total interest expense$2,994,000536
Net interest income$8,545,000644
Provision for loan and lease losses$2,950,000377
Total noninterest income$2,437,000628
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,255,000316
Trading account gains and fees$0158
Additional Noninterest Income$1,182,000732
Total noninterest expense$7,291,000696
Salaries and employee benefits$3,656,000685
Premises and equipment expense$1,365,000490
Additional noninterest expense$2,270,000786
Pre-tax net operating income$741,0001,890
Securities gains (losses)$1,075,00097
Applicable income taxes$422,000846
Income before extraordinary items$1,394,000872
Extraordinary gains, net$09
Net income$1,394,000871
Minority interest net income$086
Net income of bank and minority interests.$1,394,000872
Net charge-offs$3,033,000398
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$566,2501,974
2010-12-31 (YTD Data)Rank
Total interest income$47,606,000629
Total interest expense$14,173,000556
Net interest income$33,433,000644
Provision for loan and lease losses$16,438,000446
Total noninterest income$10,501,000616
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,627,000277
Trading account gains and fees$0175
Additional Noninterest Income$4,874,000754
Total noninterest expense$28,652,000699
Salaries and employee benefits$14,090,000687
Premises and equipment expense$5,436,000480
Additional noninterest expense$9,126,000814
Pre-tax net operating income$-1,156,0006,549
Securities gains (losses)$3,348,000159
Applicable income taxes$13,0004,154
Income before extraordinary items$2,179,0001,875
Extraordinary gains, net$029
Net income$2,179,0001,876
Minority interest net income$0111
Net income of bank and minority interests.$2,179,0001,877
Net charge-offs$16,358,000400
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,135,5206,608
2010-09-30 (YTD Data)Rank
Total interest income$35,749,000627
Total interest expense$10,898,000568
Net interest income$24,851,000646
Provision for loan and lease losses$10,217,000487
Total noninterest income$7,690,000602
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,195,000279
Trading account gains and fees$0165
Additional Noninterest Income$3,495,000734
Total noninterest expense$21,208,000701
Salaries and employee benefits$10,439,000690
Premises and equipment expense$3,986,000485
Additional noninterest expense$6,783,000805
Pre-tax net operating income$1,116,0002,904
Securities gains (losses)$1,791,000242
Applicable income taxes$513,0001,644
Income before extraordinary items$2,394,0001,382
Extraordinary gains, net$023
Net income$2,394,0001,385
Minority interest net income$0110
Net income of bank and minority interests.$2,394,0001,386
Net charge-offs$7,912,000557
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$925,3802,905
2010-06-30 (YTD Data)Rank
Total interest income$23,774,000633
Total interest expense$7,445,000573
Net interest income$16,329,000657
Provision for loan and lease losses$5,561,000589
Total noninterest income$5,464,000575
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,760,000282
Trading account gains and fees$0152
Additional Noninterest Income$2,704,000637
Total noninterest expense$14,097,000701
Salaries and employee benefits$6,935,000687
Premises and equipment expense$2,652,000486
Additional noninterest expense$4,510,000799
Pre-tax net operating income$2,135,0001,223
Securities gains (losses)$268,000771
Applicable income taxes$553,0001,122
Income before extraordinary items$1,850,0001,205
Extraordinary gains, net$019
Net income$1,850,0001,206
Minority interest net income$0105
Net income of bank and minority interests.$1,850,0001,206
Net charge-offs$3,993,000667
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,643,6401,296
2010-03-31 (YTD Data)Rank
Total interest income$11,911,000651
Total interest expense$3,800,000590
Net interest income$8,111,000670
Provision for loan and lease losses$2,382,000652
Total noninterest income$2,545,000593
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,319,000296
Trading account gains and fees$0175
Additional Noninterest Income$1,226,000678
Total noninterest expense$7,117,000708
Salaries and employee benefits$3,511,000684
Premises and equipment expense$1,351,000493
Additional noninterest expense$2,255,000794
Pre-tax net operating income$1,157,0001,141
Securities gains (losses)$22,0001,482
Applicable income taxes$281,0001,105
Income before extraordinary items$898,0001,215
Extraordinary gains, net$016
Net income$898,0001,218
Minority interest net income$091
Net income of bank and minority interests.$898,0001,217
Net charge-offs$1,039,0001,011
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$881,2801,207
2009-12-31 (YTD Data)Rank
Total interest income$49,952,000653
Total interest expense$17,009,000677
Net interest income$32,943,000649
Provision for loan and lease losses$10,535,000827
Total noninterest income$10,632,000608
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,573,000308
Trading account gains and fees$0211
Additional Noninterest Income$5,059,000706
Total noninterest expense$29,609,000711
Salaries and employee benefits$14,739,000648
Premises and equipment expense$5,409,000492
Additional noninterest expense$9,461,000844
Pre-tax net operating income$3,431,0001,183
Securities gains (losses)$1,221,000411
Applicable income taxes$1,423,000735
Income before extraordinary items$3,229,0001,043
Extraordinary gains, net$034
Net income$3,229,0001,040
Minority interest net income$0115
Net income of bank and minority interests.$3,229,0001,042
Net charge-offs$6,147,000988
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,386,5101,375
2009-09-30 (YTD Data)Rank
Total interest income$37,440,000670
Total interest expense$12,999,000704
Net interest income$24,441,000661
Provision for loan and lease losses$7,156,000803
Total noninterest income$7,803,000631
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,094,000316
Trading account gains and fees$0212
Additional Noninterest Income$3,709,000731
Total noninterest expense$22,429,000701
Salaries and employee benefits$11,222,000659
Premises and equipment expense$3,990,000509
Additional noninterest expense$7,217,000787
Pre-tax net operating income$2,659,0001,218
Securities gains (losses)$1,221,000314
Applicable income taxes$1,288,000688
Income before extraordinary items$2,592,0001,052
Extraordinary gains, net$027
Net income$2,592,0001,051
Minority interest net income$0118
Net income of bank and minority interests.$2,592,0001,052
Net charge-offs$2,707,0001,250
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,773,9301,477
2009-06-30 (YTD Data)Rank
Total interest income$25,057,000682
Total interest expense$8,901,000727
Net interest income$16,156,000662
Provision for loan and lease losses$4,017,000889
Total noninterest income$5,268,000633
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,583,000329
Trading account gains and fees$0193
Additional Noninterest Income$2,685,000698
Total noninterest expense$15,159,000707
Salaries and employee benefits$7,632,000652
Premises and equipment expense$2,633,000527
Additional noninterest expense$4,894,000790
Pre-tax net operating income$2,248,0001,009
Securities gains (losses)$1,300,000228
Applicable income taxes$1,283,000486
Income before extraordinary items$2,265,000826
Extraordinary gains, net$021
Net income$2,265,000825
Minority interest net income$0112
Net income of bank and minority interests.$2,265,000826
Net charge-offs$1,752,0001,225
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,433,0001,280
2009-03-31 (YTD Data)Rank
Total interest income$12,556,000687
Total interest expense$4,609,000722
Net interest income$7,947,000663
Provision for loan and lease losses$1,766,000816
Total noninterest income$2,434,000651
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,227,000341
Trading account gains and fees$0171
Additional Noninterest Income$1,207,000727
Total noninterest expense$7,286,000695
Salaries and employee benefits$3,579,000700
Premises and equipment expense$1,355,000513
Additional noninterest expense$2,352,000724
Pre-tax net operating income$1,329,000954
Securities gains (losses)$-248,0008,057
Applicable income taxes$374,000879
Income before extraordinary items$707,0001,538
Extraordinary gains, net$015
Net income$707,0001,540
Minority interest net income$0102
Net income of bank and minority interests.$707,0001,540
Net charge-offs$727,0001,132
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$868,2001,184
2008-12-31 (YTD Data)Rank
Total interest income$56,237,000661
Total interest expense$22,867,000698
Net interest income$33,370,000651
Provision for loan and lease losses$4,794,0001,029
Total noninterest income$10,662,000556
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,203,000339
Trading account gains and fees$0154
Additional Noninterest Income$5,459,000610
Total noninterest expense$28,649,000697
Salaries and employee benefits$15,194,000647
Premises and equipment expense$5,029,000545
Additional noninterest expense$8,426,000784
Pre-tax net operating income$10,589,000504
Securities gains (losses)$160,000833
Applicable income taxes$3,603,000407
Income before extraordinary items$7,146,000545
Extraordinary gains, net$039
Net income$7,146,000545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,872,0001,034
Cash dividends$1,930,0001,406
Sale, conversion, retirement of capital stock, net$-5,0008,195
Net operating income$7,040,400597
2008-09-30 (YTD Data)Rank
Total interest income$42,690,000674
Total interest expense$17,499,000711
Net interest income$25,191,000658
Provision for loan and lease losses$2,107,0001,148
Total noninterest income$8,054,000584
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,814,000352
Trading account gains and fees$0148
Additional Noninterest Income$4,240,000623
Total noninterest expense$21,101,000707
Salaries and employee benefits$11,435,000655
Premises and equipment expense$3,652,000570
Additional noninterest expense$6,014,000773
Pre-tax net operating income$10,037,000505
Securities gains (losses)$160,000715
Applicable income taxes$3,564,000403
Income before extraordinary items$6,633,000549
Extraordinary gains, net$031
Net income$6,633,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,447,0001,043
Cash dividends$1,930,0001,069
Sale, conversion, retirement of capital stock, net$-5,0008,292
Net operating income$6,529,000586
2008-06-30 (YTD Data)Rank
Total interest income$28,593,000679
Total interest expense$12,017,000717
Net interest income$16,576,000666
Provision for loan and lease losses$1,072,0001,172
Total noninterest income$5,408,000604
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,403,000364
Trading account gains and fees$0149
Additional Noninterest Income$3,005,000620
Total noninterest expense$13,882,000706
Salaries and employee benefits$7,546,000662
Premises and equipment expense$2,424,000572
Additional noninterest expense$3,912,000772
Pre-tax net operating income$7,030,000515
Securities gains (losses)$03,233
Applicable income taxes$2,459,000443
Income before extraordinary items$4,571,000602
Extraordinary gains, net$021
Net income$4,571,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0001,256
Cash dividends$1,930,000826
Sale, conversion, retirement of capital stock, net$-5,0008,372
Net operating income$4,571,000587
2008-03-31 (YTD Data)Rank
Total interest income$14,537,000685
Total interest expense$6,453,000713
Net interest income$8,084,000690
Provision for loan and lease losses$391,0001,173
Total noninterest income$2,607,000622
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,147,000375
Trading account gains and fees$0158
Additional Noninterest Income$1,460,000628
Total noninterest expense$6,852,000701
Salaries and employee benefits$3,715,000675
Premises and equipment expense$1,242,000558
Additional noninterest expense$1,895,000767
Pre-tax net operating income$3,448,000565
Securities gains (losses)$02,688
Applicable income taxes$1,202,000502
Income before extraordinary items$2,246,000690
Extraordinary gains, net$015
Net income$2,246,000691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,620
Cash dividends$1,022,000715
Sale, conversion, retirement of capital stock, net$4,000922
Net operating income$2,246,000662
2007-12-31 (YTD Data)Rank
Total interest income$61,665,000677
Total interest expense$26,507,000737
Net interest income$35,158,000632
Provision for loan and lease losses$2,038,000831
Total noninterest income$9,378,000642
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,278,000407
Trading account gains and fees$0178
Additional Noninterest Income$5,100,000670
Total noninterest expense$25,727,000725
Salaries and employee benefits$13,888,000697
Premises and equipment expense$4,751,000556
Additional noninterest expense$7,088,000809
Pre-tax net operating income$16,771,000533
Securities gains (losses)$-326,0008,317
Applicable income taxes$5,854,000476
Income before extraordinary items$10,591,000614
Extraordinary gains, net$039
Net income$10,591,000612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,238,000864
Cash dividends$4,811,000779
Sale, conversion, retirement of capital stock, net$10,0001,233
Net operating income$10,799,640597
2007-09-30 (YTD Data)Rank
Total interest income$46,221,000677
Total interest expense$19,582,000747
Net interest income$26,639,000623
Provision for loan and lease losses$1,253,000737
Total noninterest income$6,830,000663
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,018,000422
Trading account gains and fees$0184
Additional Noninterest Income$3,812,000681
Total noninterest expense$18,205,000756
Salaries and employee benefits$9,908,000735
Premises and equipment expense$3,519,000557
Additional noninterest expense$4,778,000859
Pre-tax net operating income$14,011,000529
Securities gains (losses)$-326,0008,420
Applicable income taxes$4,907,000478
Income before extraordinary items$8,778,000606
Extraordinary gains, net$033
Net income$8,778,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$869,000715
Cash dividends$3,752,000722
Sale, conversion, retirement of capital stock, net$6,0001,103
Net operating income$8,986,640580
2007-06-30 (YTD Data)Rank
Total interest income$30,613,000698
Total interest expense$12,814,000768
Net interest income$17,799,000639
Provision for loan and lease losses$957,000608
Total noninterest income$4,455,000694
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,936,000451
Trading account gains and fees$0168
Additional Noninterest Income$2,519,000700
Total noninterest expense$12,081,000772
Salaries and employee benefits$6,672,000750
Premises and equipment expense$2,315,000583
Additional noninterest expense$3,094,000902
Pre-tax net operating income$9,216,000555
Securities gains (losses)$-194,0008,465
Applicable income taxes$3,239,000511
Income before extraordinary items$5,783,000640
Extraordinary gains, net$029
Net income$5,783,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$746,000548
Cash dividends$1,701,0001,015
Sale, conversion, retirement of capital stock, net$2,0001,025
Net operating income$5,907,160619
2007-03-31 (YTD Data)Rank
Total interest income$15,184,000693
Total interest expense$6,344,000769
Net interest income$8,840,000640
Provision for loan and lease losses$323,000752
Total noninterest income$2,122,000722
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$912,000458
Trading account gains and fees$0195
Additional Noninterest Income$1,210,000701
Total noninterest expense$5,983,000780
Salaries and employee benefits$3,373,000744
Premises and equipment expense$1,104,000614
Additional noninterest expense$1,506,000912
Pre-tax net operating income$4,656,000552
Securities gains (losses)$01,187
Applicable income taxes$1,681,000499
Income before extraordinary items$2,975,000617
Extraordinary gains, net$022
Net income$2,975,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$825,000947
Sale, conversion, retirement of capital stock, net$1,000868
Net operating income$2,975,000606
2006-12-31 (YTD Data)Rank
Total interest income$55,315,000698
Total interest expense$21,742,000773
Net interest income$33,573,000660
Provision for loan and lease losses$2,513,000458
Total noninterest income$8,146,000723
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,930,000436
Trading account gains and fees$0130
Additional Noninterest Income$4,216,000778
Total noninterest expense$22,197,000801
Salaries and employee benefits$11,785,000806
Premises and equipment expense$4,180,000612
Additional noninterest expense$6,232,000859
Pre-tax net operating income$17,009,000619
Securities gains (losses)$-592,0008,529
Applicable income taxes$5,876,000565
Income before extraordinary items$10,541,000706
Extraordinary gains, net$051
Net income$10,541,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,634,000462
Cash dividends$3,856,000898
Sale, conversion, retirement of capital stock, net$6,0001,193
Net operating income$10,919,880675
2006-09-30 (YTD Data)Rank
Total interest income$41,566,000700
Total interest expense$15,581,000784
Net interest income$25,985,000664
Provision for loan and lease losses$1,858,000427
Total noninterest income$6,327,000719
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,918,000448
Trading account gains and fees$0126
Additional Noninterest Income$3,409,000735
Total noninterest expense$17,267,000775
Salaries and employee benefits$9,901,000719
Premises and equipment expense$3,056,000648
Additional noninterest expense$4,310,000923
Pre-tax net operating income$13,187,000622
Securities gains (losses)$-337,0008,598
Applicable income taxes$4,616,000571
Income before extraordinary items$8,234,000713
Extraordinary gains, net$045
Net income$8,234,000712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,149,000413
Cash dividends$2,486,000968
Sale, conversion, retirement of capital stock, net$4,0001,004
Net operating income$8,449,680694
2006-06-30 (YTD Data)Rank
Total interest income$26,806,000709
Total interest expense$9,762,000793
Net interest income$17,044,000674
Provision for loan and lease losses$1,172,000440
Total noninterest income$4,120,000733
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,942,000446
Trading account gains and fees$0126
Additional Noninterest Income$2,178,000760
Total noninterest expense$11,318,000790
Salaries and employee benefits$6,504,000738
Premises and equipment expense$2,006,000661
Additional noninterest expense$2,808,000956
Pre-tax net operating income$8,674,000630
Securities gains (losses)$-174,0008,620
Applicable income taxes$3,056,000581
Income before extraordinary items$5,444,000723
Extraordinary gains, net$039
Net income$5,444,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$675,000455
Cash dividends$1,377,0001,124
Sale, conversion, retirement of capital stock, net$2,000862
Net operating income$5,555,360695
2006-03-31 (YTD Data)Rank
Total interest income$12,866,000717
Total interest expense$4,601,000790
Net interest income$8,265,000687
Provision for loan and lease losses$759,000332
Total noninterest income$2,011,000738
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$925,000446
Trading account gains and fees$0115
Additional Noninterest Income$1,086,000753
Total noninterest expense$5,627,000794
Salaries and employee benefits$3,239,000736
Premises and equipment expense$988,000664
Additional noninterest expense$1,400,000953
Pre-tax net operating income$3,890,000683
Securities gains (losses)$-82,0008,636
Applicable income taxes$1,359,000631
Income before extraordinary items$2,449,000774
Extraordinary gains, net$021
Net income$2,449,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,000309
Cash dividends$660,0001,067
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,501,480749
2005-12-31 (YTD Data)Rank
Total interest income$43,349,000740
Total interest expense$14,552,000785
Net interest income$28,797,000727
Provision for loan and lease losses$3,110,000350
Total noninterest income$7,398,000792
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,780,000453
Trading account gains and fees$0138
Additional Noninterest Income$3,618,000877
Total noninterest expense$21,527,000789
Salaries and employee benefits$12,350,000728
Premises and equipment expense$3,949,000620
Additional noninterest expense$5,228,0001,001
Pre-tax net operating income$11,558,000853
Securities gains (losses)$-730,0008,736
Applicable income taxes$3,760,000811
Income before extraordinary items$7,068,0001,025
Extraordinary gains, net$046
Net income$7,068,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,734,000256
Cash dividends$2,347,0001,302
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,542,500937
2005-09-30 (YTD Data)Rank
Total interest income$31,264,000749
Total interest expense$10,387,000774
Net interest income$20,877,000748
Provision for loan and lease losses$2,343,000337
Total noninterest income$5,395,000811
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,741,000466
Trading account gains and fees$0126
Additional Noninterest Income$2,654,000904
Total noninterest expense$15,717,000802
Salaries and employee benefits$9,095,000733
Premises and equipment expense$2,978,000608
Additional noninterest expense$3,644,0001,045
Pre-tax net operating income$8,212,000898
Securities gains (losses)$-140,0008,684
Applicable income taxes$2,807,000818
Income before extraordinary items$5,265,0001,024
Extraordinary gains, net$035
Net income$5,265,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,057,000233
Cash dividends$1,703,0001,206
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,356,000993
2005-06-30 (YTD Data)Rank
Total interest income$19,918,000765
Total interest expense$6,627,000757
Net interest income$13,291,000779
Provision for loan and lease losses$1,413,000362
Total noninterest income$3,467,000827
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,753,000474
Trading account gains and fees$0116
Additional Noninterest Income$1,714,000915
Total noninterest expense$10,403,000800
Salaries and employee benefits$6,034,000737
Premises and equipment expense$1,958,000607
Additional noninterest expense$2,411,0001,043
Pre-tax net operating income$4,942,000963
Securities gains (losses)$02,146
Applicable income taxes$1,702,000869
Income before extraordinary items$3,240,0001,082
Extraordinary gains, net$030
Net income$3,240,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,440,000284
Cash dividends$1,130,0001,174
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,240,0001,064
2005-03-31 (YTD Data)Rank
Total interest income$9,575,000782
Total interest expense$3,151,000762
Net interest income$6,424,000810
Provision for loan and lease losses$690,000354
Total noninterest income$1,632,000846
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$805,000501
Trading account gains and fees$0115
Additional Noninterest Income$827,000922
Total noninterest expense$5,199,000797
Salaries and employee benefits$3,063,000719
Premises and equipment expense$969,000612
Additional noninterest expense$1,167,0001,061
Pre-tax net operating income$2,167,0001,070
Securities gains (losses)$01,685
Applicable income taxes$730,000972
Income before extraordinary items$1,437,0001,202
Extraordinary gains, net$024
Net income$1,437,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,319,000196
Cash dividends$555,0001,114
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,437,0001,177
2004-12-31 (YTD Data)Rank
Total interest income$36,244,000773
Total interest expense$11,711,000705
Net interest income$24,533,000812
Provision for loan and lease losses$3,256,000357
Total noninterest income$6,101,000897
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,434,000509
Trading account gains and fees$0138
Additional Noninterest Income$2,667,0001,067
Total noninterest expense$19,777,000815
Salaries and employee benefits$11,477,000743
Premises and equipment expense$3,672,000638
Additional noninterest expense$4,628,0001,070
Pre-tax net operating income$7,601,0001,149
Securities gains (losses)$-64,0008,644
Applicable income taxes$2,530,0001,039
Income before extraordinary items$5,007,0001,299
Extraordinary gains, net$034
Net income$5,007,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,929,000241
Cash dividends$1,943,0001,406
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,049,2401,258
2004-09-30 (YTD Data)Rank
Total interest income$26,888,000776
Total interest expense$8,724,000695
Net interest income$18,164,000816
Provision for loan and lease losses$2,658,000343
Total noninterest income$4,588,000914
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,592,000515
Trading account gains and fees$0134
Additional Noninterest Income$1,996,0001,088
Total noninterest expense$14,372,000849
Salaries and employee benefits$8,340,000770
Premises and equipment expense$2,693,000645
Additional noninterest expense$3,339,0001,097
Pre-tax net operating income$5,722,0001,154
Securities gains (losses)$03,710
Applicable income taxes$1,928,0001,045
Income before extraordinary items$3,794,0001,295
Extraordinary gains, net$026
Net income$3,794,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,927,000265
Cash dividends$1,439,0001,322
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,794,0001,261
2004-06-30 (YTD Data)Rank
Total interest income$17,767,000781
Total interest expense$5,770,000686
Net interest income$11,997,000811
Provision for loan and lease losses$1,727,000348
Total noninterest income$3,034,000916
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,684,000526
Trading account gains and fees$0130
Additional Noninterest Income$1,350,0001,068
Total noninterest expense$9,449,000863
Salaries and employee benefits$5,547,000769
Premises and equipment expense$1,779,000651
Additional noninterest expense$2,123,0001,148
Pre-tax net operating income$3,855,0001,118
Securities gains (losses)$03,413
Applicable income taxes$1,306,0001,037
Income before extraordinary items$2,549,0001,271
Extraordinary gains, net$021
Net income$2,549,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,296,000241
Cash dividends$959,0001,341
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,549,0001,229
2004-03-31 (YTD Data)Rank
Total interest income$8,927,000789
Total interest expense$2,918,000692
Net interest income$6,009,000816
Provision for loan and lease losses$859,000348
Total noninterest income$1,503,000908
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$803,000534
Trading account gains and fees$0121
Additional Noninterest Income$700,0001,018
Total noninterest expense$4,655,000881
Salaries and employee benefits$2,781,000778
Premises and equipment expense$885,000658
Additional noninterest expense$989,0001,217
Pre-tax net operating income$1,998,0001,077
Securities gains (losses)$02,934
Applicable income taxes$683,0001,003
Income before extraordinary items$1,315,0001,237
Extraordinary gains, net$016
Net income$1,315,0001,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,652,000196
Cash dividends$479,0001,280
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,315,0001,170
2003-12-31 (YTD Data)Rank
Total interest income$34,853,000815
Total interest expense$12,124,000723
Net interest income$22,729,000849
Provision for loan and lease losses$6,744,000272
Total noninterest income$5,959,000980
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,267,000527
Trading account gains and fees$0160
Additional Noninterest Income$2,692,0001,167
Total noninterest expense$18,016,000893
Salaries and employee benefits$10,100,000847
Premises and equipment expense$3,390,000677
Additional noninterest expense$4,526,0001,125
Pre-tax net operating income$3,928,0002,005
Securities gains (losses)$-53,0008,963
Applicable income taxes$1,333,0001,790
Income before extraordinary items$2,542,0002,338
Extraordinary gains, net$054
Net income$2,542,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,270,000316
Cash dividends$3,928,000804
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,576,9802,212
2003-09-30 (YTD Data)Rank
Total interest income$25,954,000840
Total interest expense$9,185,000748
Net interest income$16,769,000872
Provision for loan and lease losses$4,630,000291
Total noninterest income$4,631,000986
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,416,000542
Trading account gains and fees$0153
Additional Noninterest Income$2,215,0001,146
Total noninterest expense$13,250,000928
Salaries and employee benefits$7,473,000867
Premises and equipment expense$2,541,000689
Additional noninterest expense$3,236,0001,167
Pre-tax net operating income$3,520,0001,779
Securities gains (losses)$04,204
Applicable income taxes$1,260,0001,546
Income before extraordinary items$2,260,0002,090
Extraordinary gains, net$040
Net income$2,260,0002,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,991,000328
Cash dividends$3,450,000653
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,260,0001,981
2003-06-30 (YTD Data)Rank
Total interest income$17,345,000844
Total interest expense$6,134,000783
Net interest income$11,211,000869
Provision for loan and lease losses$3,070,000287
Total noninterest income$3,040,000992
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,591,000542
Trading account gains and fees$0150
Additional Noninterest Income$1,449,0001,165
Total noninterest expense$8,486,000970
Salaries and employee benefits$4,930,000876
Premises and equipment expense$1,650,000710
Additional noninterest expense$1,906,0001,296
Pre-tax net operating income$2,695,0001,564
Securities gains (losses)$03,782
Applicable income taxes$885,0001,498
Income before extraordinary items$1,810,0001,782
Extraordinary gains, net$030
Net income$1,810,0001,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000444
Cash dividends$2,972,000532
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,810,0001,663
2003-03-31 (YTD Data)Rank
Total interest income$8,694,000847
Total interest expense$3,073,000801
Net interest income$5,621,000872
Provision for loan and lease losses$793,000450
Total noninterest income$1,985,000775
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$772,000540
Trading account gains and fees$0134
Additional Noninterest Income$1,213,000773
Total noninterest expense$4,391,000927
Salaries and employee benefits$2,564,000838
Premises and equipment expense$835,000698
Additional noninterest expense$992,0001,235
Pre-tax net operating income$2,422,000919
Securities gains (losses)$02,891
Applicable income taxes$858,000908
Income before extraordinary items$1,564,0001,056
Extraordinary gains, net$021
Net income$1,564,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,000544
Cash dividends$1,484,000502
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,564,000981
2002-12-31 (YTD Data)Rank
Total interest income$36,624,000818
Total interest expense$15,042,000746
Net interest income$21,582,000906
Provision for loan and lease losses$5,432,000362
Total noninterest income$5,865,000907
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,061,000532
Trading account gains and fees$0153
Additional Noninterest Income$2,804,0001,040
Total noninterest expense$16,550,000952
Salaries and employee benefits$9,569,000841
Premises and equipment expense$3,143,000708
Additional noninterest expense$3,838,0001,260
Pre-tax net operating income$5,465,0001,503
Securities gains (losses)$626,000568
Applicable income taxes$2,033,0001,276
Income before extraordinary items$4,058,0001,511
Extraordinary gains, net$070
Net income$4,058,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,275,000354
Cash dividends$3,504,000822
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,638,5801,593
2001-12-31 (YTD Data)Rank
Total interest income$41,898,000814
Total interest expense$22,997,000728
Net interest income$18,901,000942
Provision for loan and lease losses$3,545,000463
Total noninterest income$6,649,000779
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,806,000543
Trading account gains and fees$0177
Additional Noninterest Income$3,843,000793
Total noninterest expense$16,441,000907
Salaries and employee benefits$9,116,000809
Premises and equipment expense$2,984,000719
Additional noninterest expense$4,341,0001,098
Pre-tax net operating income$5,564,0001,327
Securities gains (losses)$1,614,000289
Applicable income taxes$2,393,0001,012
Income before extraordinary items$4,785,0001,137
Extraordinary gains, net$0105
Net income$4,785,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,167,000543
Cash dividends$1,462,0001,701
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,703,6201,398
2000-12-31 (YTD Data)Rank
Total interest income$40,859,000872
Total interest expense$19,432,000919
Net interest income$21,427,000816
Provision for loan and lease losses$1,879,000643
Total noninterest income$4,621,000978
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,589,000851
Trading account gains and fees$0180
Additional Noninterest Income$3,032,000853
Total noninterest expense$15,539,000912
Salaries and employee benefits$8,899,000788
Premises and equipment expense$2,510,000797
Additional noninterest expense$4,130,0001,121
Pre-tax net operating income$8,630,000900
Securities gains (losses)$-483,0009,705
Applicable income taxes$2,651,000919
Income before extraordinary items$5,496,000977
Extraordinary gains, net$038
Net income$5,496,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,090,000698
Cash dividends$2,323,0001,189
Sale, conversion, retirement of capital stock, net$-4,0009,726
Net operating income$5,819,610909
1999-12-31 (YTD Data)Rank
Total interest income$32,302,0001,020
Total interest expense$14,790,0001,030
Net interest income$17,512,0001,003
Provision for loan and lease losses$425,0001,996
Total noninterest income$3,628,0001,165
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,327,0001,010
Trading account gains and fees$0173
Additional Noninterest Income$2,301,0001,043
Total noninterest expense$14,045,000993
Salaries and employee benefits$7,737,000885
Premises and equipment expense$2,231,000898
Additional noninterest expense$4,077,0001,148
Pre-tax net operating income$6,670,0001,161
Securities gains (losses)$-35,0009,704
Applicable income taxes$2,093,0001,184
Income before extraordinary items$4,542,0001,202
Extraordinary gains, net$035
Net income$4,542,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,0001,005
Cash dividends$1,083,0002,129
Sale, conversion, retirement of capital stock, net$-6,00010,052
Net operating income$4,565,8001,179
1998-12-31 (YTD Data)Rank
Total interest income$29,215,0001,109
Total interest expense$14,540,0001,073
Net interest income$14,675,0001,153
Provision for loan and lease losses$445,0001,896
Total noninterest income$3,569,0001,169
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,187,0001,055
Trading account gains and fees$0224
Additional Noninterest Income$2,382,0001,042
Total noninterest expense$12,112,0001,093
Salaries and employee benefits$6,353,0001,030
Premises and equipment expense$1,956,000993
Additional noninterest expense$3,803,0001,175
Pre-tax net operating income$5,687,0001,319
Securities gains (losses)$168,0001,000
Applicable income taxes$1,846,0001,361
Income before extraordinary items$4,009,0001,321
Extraordinary gains, net$032
Net income$4,009,0001,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$683,000990
Cash dividends$907,0002,380
Sale, conversion, retirement of capital stock, net$7,788,000144
Net operating income$3,894,7601,307
1997-12-31 (YTD Data)Rank
Total interest income$24,000,0001,375
Total interest expense$11,179,0001,408
Net interest income$12,821,0001,359
Provision for loan and lease losses$697,0001,342
Total noninterest income$1,937,0001,815
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$911,0001,418
Trading account gains and fees$0239
Additional Noninterest Income$1,026,0001,705
Total noninterest expense$10,498,0001,265
Salaries and employee benefits$4,731,0001,389
Premises and equipment expense$1,564,0001,259
Additional noninterest expense$4,203,0001,095
Pre-tax net operating income$3,563,0002,107
Securities gains (losses)$-8,0009,909
Applicable income taxes$1,149,0002,172
Income before extraordinary items$2,406,0002,191
Extraordinary gains, net$044
Net income$2,406,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,606
Cash dividends$798,0002,583
Sale, conversion, retirement of capital stock, net$-5,00010,715
Net operating income$2,411,4402,130
1996-12-31 (YTD Data)Rank
Total interest income$19,054,0001,769
Total interest expense$8,586,0001,835
Net interest income$10,468,0001,688
Provision for loan and lease losses$980,0001,046
Total noninterest income$1,389,0002,432
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$714,0001,906
Trading account gains and fees$0262
Additional Noninterest Income$675,0002,369
Total noninterest expense$8,130,0001,744
Salaries and employee benefits$4,243,0001,569
Premises and equipment expense$1,541,0001,322
Additional noninterest expense$2,346,0002,131
Pre-tax net operating income$2,747,0002,556
Securities gains (losses)$04,148
Applicable income taxes$722,0003,110
Income before extraordinary items$2,025,0002,434
Extraordinary gains, net$053
Net income$2,025,0002,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,115,000840
Cash dividends$743,0002,649
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,025,0002,384
1995-12-31 (YTD Data)Rank
Total interest income$16,407,0002,049
Total interest expense$7,026,0002,222
Net interest income$9,381,0001,909
Provision for loan and lease losses$700,0001,215
Total noninterest income$1,110,0002,873
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$672,0002,007
Trading account gains and fees$0522
Additional Noninterest Income$438,0003,132
Total noninterest expense$7,404,0001,885
Salaries and employee benefits$3,724,0001,779
Premises and equipment expense$1,263,0001,606
Additional noninterest expense$2,417,0002,056
Pre-tax net operating income$2,387,0002,975
Securities gains (losses)$03,831
Applicable income taxes$653,0003,432
Income before extraordinary items$1,734,0002,848
Extraordinary gains, net$065
Net income$1,734,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,664
Cash dividends$670,0002,737
Sale, conversion, retirement of capital stock, net$-7,00010,438
Net operating income$1,734,0002,802
1994-12-31 (YTD Data)Rank
Total interest income$12,666,0002,393
Total interest expense$4,847,0002,535
Net interest income$7,819,0002,298
Provision for loan and lease losses$1,292,000777
Total noninterest income$965,0003,194
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$614,0002,213
Trading account gains and fees$0475
Additional Noninterest Income$351,0003,713
Total noninterest expense$6,315,0002,232
Salaries and employee benefits$3,173,0002,084
Premises and equipment expense$954,0002,119
Additional noninterest expense$2,188,0002,401
Pre-tax net operating income$1,177,0005,308
Securities gains (losses)$-117,00011,646
Applicable income taxes$89,0009,599
Income before extraordinary items$971,0004,631
Extraordinary gains, net$0249
Net income$971,0004,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,174
Cash dividends$646,0002,679
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,078,6404,298
1993-12-31 (YTD Data)Rank
Total interest income$10,918,0002,839
Total interest expense$4,501,0002,857
Net interest income$6,417,0002,823
Provision for loan and lease losses$665,0001,718
Total noninterest income$804,0003,976
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$561,0002,456
Trading account gains and fees$0532
Additional Noninterest Income$243,0005,083
Total noninterest expense$5,387,0002,654
Salaries and employee benefits$2,936,0002,264
Premises and equipment expense$688,0002,934
Additional noninterest expense$1,763,0003,034
Pre-tax net operating income$1,169,0005,277
Securities gains (losses)$863,000600
Applicable income taxes$352,0005,472
Income before extraordinary items$1,680,0002,918
Extraordinary gains, net$217,000957
Net income$1,897,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,830
Cash dividends$602,0002,620
Sale, conversion, retirement of capital stock, net$-4,00013,149
Net operating income$963,7104,582
1992-12-31 (YTD Data)Rank
Total interest income$11,123,0003,161
Total interest expense$5,114,0003,253
Net interest income$6,009,0003,045
Provision for loan and lease losses$547,0002,809
Total noninterest income$678,0004,523
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$523,0002,648
Trading account gains and fees$0504
Additional Noninterest Income$155,0006,528
Total noninterest expense$4,711,0003,029
Salaries and employee benefits$2,633,0002,449
Premises and equipment expense$593,0003,404
Additional noninterest expense$1,485,0003,636
Pre-tax net operating income$1,429,0004,229
Securities gains (losses)$520,0001,055
Applicable income taxes$331,0005,563
Income before extraordinary items$1,618,0002,837
Extraordinary gains, net$01,422
Net income$1,618,0002,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0008,726
Cash dividends$574,0002,497
Sale, conversion, retirement of capital stock, net$-2,00013,765
Net operating income$1,186,4003,566

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.