Home > Peoples Bank > Net charge- offs to loans
Peoples Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 4,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1076% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8778% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8778% | 82 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0497% | 4,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1016% | 4,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0280% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3598% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3598% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0709% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1476% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 4,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4059% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4059% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0262% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0262% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0128% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 3,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 4,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0053% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 4,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4935% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4935% | 49 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0682% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0866% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6438% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6438% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 3,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0637% | 4,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0200% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0994% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1406% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1941% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1941% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0438% | 4,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1155% | 4,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1898% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0888% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5361% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5361% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0664% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0457% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.1349% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0616% | 4,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1099% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4410% | 4,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6328% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6328% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0577% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.1830% | 4,362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 4,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0744% | 4,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 3,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0951% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3190% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6932% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6932% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 3,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | -0.1981% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0525% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 3,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0670% | 4,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4693% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4693% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0331% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0624% | 4,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.2198% | 4,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0796% | 4,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 3,429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1073% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6490% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6490% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 3,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6376% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2842% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2842% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2955% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2955% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0058% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1389% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7412% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7412% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 4,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0265% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3743% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3743% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 2,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 4,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0028% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3470% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8149% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8149% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.0330% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 4,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4679% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6354% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6354% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0391% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0203% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0468% | 4,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7317% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7317% | 83 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 4,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0555% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1108% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8041% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8041% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0514% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1312% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0267% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0012% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0012% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0807% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0859% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0852% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0309% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5024% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5024% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2031% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7600% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7600% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 3,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 4,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5820% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5820% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2297% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 5,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2351% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2351% | 152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0652% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0626% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5068% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5068% | 224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0510% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1106% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1106% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,111 |
| Percentage Net Loans Charged-off:Construction & development | -0.0503% | 4,863 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 5,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 4,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4247% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4247% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0873% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1268% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2133% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 4,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4530% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4530% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 4,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0521% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1802% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 4,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3717% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3717% | 137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 4,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2456% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 4,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1489% | 5,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3754% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3754% | 138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 831 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1769% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2333% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4462% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4462% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2017% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.2513% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2615% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2902% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2458% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9962% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9962% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.3493% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2357% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2870% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2073% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1271% | 5,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7179% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7179% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2006% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1957% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.2229% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3356% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3657% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3190% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0923% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1427% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1427% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2507% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2781% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.5781% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4792% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2838% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5863% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1778% | 5,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5322% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5322% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.7617% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 1,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1748% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1592% | 1,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5221% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6252% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6252% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.8495% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 1,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1887% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1390% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2900% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8646% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8646% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0765% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 5,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 5,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2220% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4763% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5833% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5833% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.1217% | 5,547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0947% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3362% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3362% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5663% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4785% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.5759% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1962% | 1,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7011% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5738% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7678% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7161% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2282% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2282% | 117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5891% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4814% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.6734% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 1,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6843% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2400% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9163% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9395% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1015% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1015% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7185% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6260% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 1.9168% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2289% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5930% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3823% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7022% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1367% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1701% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1701% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6861% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7078% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 2.7314% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1050% | 6,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7881% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2171% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0864% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0704% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5644% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5644% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0946% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1132% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 4.9405% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2699% | 2,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5665% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5334% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5837% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7497% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9832% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9832% | 257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9096% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8876% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 3.8224% | 672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 2,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5456% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5568% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5398% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9040% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7393% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7393% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0920% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0815% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 4.7863% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5945% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6742% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5534% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1158% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5113% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5113% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2183% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1752% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 7.5083% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5649% | 7,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4111% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1095% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5659% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5627% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8588% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8588% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6488% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7927% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 6.3502% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5858% | 1,822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9731% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0363% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9404% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3416% | 3,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0421% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8944% | 296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6733% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8126% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 5.6643% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7269% | 1,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1270% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1429% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1187% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4772% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8398% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6628% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6350% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8089% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 5.3457% | 777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8222% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1469% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1739% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1329% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1448% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4290% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2206% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6809% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8637% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 6.0243% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9105% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8875% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8829% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8899% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7152% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3833% | 318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1643% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1537% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 6.8054% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3512% | 2,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1392% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8202% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3078% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7469% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2700% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9922% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3839% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2277% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 3.3989% | 1,487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3560% | 2,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7344% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9141% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6390% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0299% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4885% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9496% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0400% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7175% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | 1.4680% | 1,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3671% | 1,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5765% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0951% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3008% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0594% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5746% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9347% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5362% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3016% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0385% | 1,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4475% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3504% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1614% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4511% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7286% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5457% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9215% | 567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7871% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7184% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.8868% | 2,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 2,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0686% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5275% | 1,195 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3633% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8404% | 3,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8892% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4559% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4621% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3572% | 2,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.5020% | 2,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1896% | 1,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3908% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4389% | 1,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3644% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7640% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0130% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6426% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4492% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3185% | 2,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.5981% | 2,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2886% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1326% | 2,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1448% | 5,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2878% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8730% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5899% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.8480% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3730% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2189% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.5524% | 1,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4322% | 5,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3766% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1222% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4626% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.3509% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3827% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3210% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.2903% | 2,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 1,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5726% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7901% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4524% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2082% | 3,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7637% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.5304% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2264% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.2276% | 1,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3913% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6144% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2692% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 3,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9948% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7315% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1128% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0840% | 1,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2929% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0661% | 7,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8509% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0330% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 6,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0734% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4724% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1836% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1348% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.2401% | 934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1720% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4953% | 6,264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 2,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 2,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6577% | 2,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9685% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1750% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1158% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.1353% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2289% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7486% | 6,221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0676% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2651% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7609% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9924% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.2314% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3439% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4315% | 6,203 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 7,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0721% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3447% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8084% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9108% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0356% | 8,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9806% | 6,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 8,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1610% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0439% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5313% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2679% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1374% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.1482% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1363% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1320% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5686% | 1,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5269% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9696% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2555% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.2038% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0679% | 8,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2386% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7331% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6734% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3585% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2285% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.2261% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1246% | 8,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0107% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8712% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8569% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8754% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3683% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0427% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9292% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1884% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6439% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6739% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7019% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.9303% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2964% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0251% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 8,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1966% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8896% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9348% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7406% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8028% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 1.2569% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3205% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 7,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 8,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2362% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0099% | 5,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9320% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5278% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5033% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5560% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0625% | 8,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1484% | 8,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5046% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2623% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2815% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9749% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0926% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1139% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1051% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3164% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3425% | 3,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3173% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8965% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8235% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1192% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0591% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0814% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0523% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9894% | 2,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6265% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7064% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6135% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5330% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9697% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7482% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5734% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8301% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7174% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0070% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7577% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1600% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3355% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 3,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0000% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1907% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9277% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4175% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 8,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 8,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6143% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1766% | 4,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4979% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7889% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6165% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.2622% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9160% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4855% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5082% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0652% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7400% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3145% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4500% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8446% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7407% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6354% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.3659% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1325% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6476% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2334% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0700% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9419% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3209% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9276% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4797% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1965% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.4824% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0860% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9829% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1947% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3634% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8362% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5303% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3264% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2566% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3822% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6279% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9898% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5696% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8380% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 2,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 8,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8828% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9510% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8546% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4768% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2554% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0650% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5438% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0883% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7758% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3753% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2324% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0720% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9646% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8241% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4901% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5469% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6180% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4155% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6866% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5201% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5675% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 7,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6327% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4146% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -8.5202% | 505 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6750% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 7,450 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 10,378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |