Home > Peoples Bank > Income and Expense

Peoples Bank, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$11,222,0003,012
Total interest expense$5,863,0002,727
Net interest income$5,359,0003,248
Provision for loan and lease losses$908,0001,341
Total noninterest income$1,244,0002,859
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$636,0002,325
Trading account gains and fees$0177
Additional Noninterest Income$608,0002,805
Total noninterest expense$6,916,0002,074
Salaries and employee benefits$3,735,0002,012
Premises and equipment expense$1,282,0001,684
Additional noninterest expense$1,899,0002,353
Pre-tax net operating income$-1,221,0009,414
Securities gains (losses)$04,612
Applicable income taxes$-125,0009,303
Income before extraordinary items$-1,096,0009,439
Extraordinary gains, net$0105
Net income$-1,096,0009,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,542,000693
Cash dividends$617,0003,082
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,096,0009,405
2000-12-31 (YTD Data)Rank
Total interest income$12,227,0002,852
Total interest expense$5,613,0002,961
Net interest income$6,614,0002,693
Provision for loan and lease losses$1,081,000998
Total noninterest income$2,249,0001,716
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$608,0002,262
Trading account gains and fees$0180
Additional Noninterest Income$1,641,0001,283
Total noninterest expense$7,358,0001,887
Salaries and employee benefits$4,134,0001,737
Premises and equipment expense$1,449,0001,437
Additional noninterest expense$1,775,0002,414
Pre-tax net operating income$424,0007,346
Securities gains (losses)$-34,0009,005
Applicable income taxes$-17,0009,363
Income before extraordinary items$407,0006,810
Extraordinary gains, net$038
Net income$407,0006,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,000992
Cash dividends$1,145,0002,070
Sale, conversion, retirement of capital stock, net$0969
Net operating income$441,0006,642
1999-12-31 (YTD Data)Rank
Total interest income$11,203,0002,883
Total interest expense$4,857,0003,007
Net interest income$6,346,0002,772
Provision for loan and lease losses$1,992,000573
Total noninterest income$2,448,0001,598
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$531,0002,499
Trading account gains and fees$0173
Additional Noninterest Income$1,917,0001,192
Total noninterest expense$6,443,0002,108
Salaries and employee benefits$3,782,0001,842
Premises and equipment expense$930,0002,198
Additional noninterest expense$1,731,0002,508
Pre-tax net operating income$359,0007,791
Securities gains (losses)$-2,0008,771
Applicable income taxes$15,0008,345
Income before extraordinary items$342,0007,338
Extraordinary gains, net$035
Net income$342,0007,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$668,000969
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$343,9207,302
1998-12-31 (YTD Data)Rank
Total interest income$3,812,0006,650
Total interest expense$1,829,0006,494
Net interest income$1,983,0006,703
Provision for loan and lease losses$150,0004,136
Total noninterest income$152,0008,197
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0006,697
Trading account gains and feesNANA
Additional Noninterest Income$43,0008,420
Total noninterest expense$1,244,0007,423
Salaries and employee benefits$627,0007,607
Premises and equipment expense$182,0007,012
Additional noninterest expense$435,0006,929
Pre-tax net operating income$741,0006,334
Securities gains (losses)$04,449
Applicable income taxes$352,0004,752
Income before extraordinary items$389,0007,289
Extraordinary gains, net$032
Net income$389,0007,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,064
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$389,0007,202
1997-12-31 (YTD Data)Rank
Total interest income$3,382,0007,311
Total interest expense$1,729,0006,827
Net interest income$1,653,0007,650
Provision for loan and lease losses$240,0003,015
Total noninterest income$131,0008,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0006,965
Trading account gains and feesNANA
Additional Noninterest Income$20,0009,849
Total noninterest expense$1,047,0008,180
Salaries and employee benefits$503,0008,587
Premises and equipment expense$176,0007,266
Additional noninterest expense$368,0007,644
Pre-tax net operating income$497,0007,932
Securities gains (losses)$03,944
Applicable income taxes$191,0007,004
Income before extraordinary items$306,0008,333
Extraordinary gains, net$044
Net income$306,0008,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,815
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$306,0008,289
1996-12-31 (YTD Data)Rank
Total interest income$2,924,0008,090
Total interest expense$1,520,0007,526
Net interest income$1,404,0008,505
Provision for loan and lease losses$178,0003,741
Total noninterest income$109,0009,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,643
Trading account gains and feesNANA
Additional Noninterest Income$16,00010,642
Total noninterest expense$1,059,0008,472
Salaries and employee benefits$444,0009,291
Premises and equipment expense$159,0007,849
Additional noninterest expense$456,0007,412
Pre-tax net operating income$276,0009,283
Securities gains (losses)$04,148
Applicable income taxes$103,0008,707
Income before extraordinary items$173,0009,558
Extraordinary gains, net$053
Net income$173,0009,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$1,000935
Net operating income$173,0009,501
1995-12-31 (YTD Data)Rank
Total interest income$1,874,0009,923
Total interest expense$1,073,0008,994
Net interest income$801,00010,531
Provision for loan and lease losses$154,0003,580
Total noninterest income$330,0006,717
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,895
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,266
Total noninterest expense$1,090,0008,612
Salaries and employee benefits$476,0009,318
Premises and equipment expense$227,0006,713
Additional noninterest expense$387,0008,323
Pre-tax net operating income$-113,00011,602
Securities gains (losses)$46,0001,362
Applicable income taxes$-12,00011,524
Income before extraordinary items$-55,00011,568
Extraordinary gains, net$065
Net income$-55,00011,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-92,72011,577
1994-12-31 (YTD Data)Rank
Total interest income$85,00012,589
Total interest expense$61,00012,548
Net interest income$24,00012,595
Provision for loan and lease losses$25,0007,401
Total noninterest income$9,00012,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$9,00010,745
Trading account gains and feesNANA
Additional Noninterest Income$012,536
Total noninterest expense$150,00012,559
Salaries and employee benefits$32,00012,590
Premises and equipment expense$17,00012,468
Additional noninterest expense$101,00012,280
Pre-tax net operating income$-142,00012,224
Securities gains (losses)$03,600
Applicable income taxes$-24,00012,139
Income before extraordinary items$-118,00012,173
Extraordinary gains, net$0249
Net income$-118,00012,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$2,500,000268
Net operating income$-118,00012,191

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.