Home > PEOPLES BANK > Income and Expense
PEOPLES BANK, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 4,979 |
| Total interest expense | $3,647,000 | 3,896 |
| Net interest income | $2,297,000 | 6,102 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $16,000 | 10,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $2,080,000 | 5,544 |
| Salaries and employee benefits | $671,000 | 7,389 |
| Premises and equipment expense | $235,000 | 6,258 |
| Additional noninterest expense | $1,174,000 | 3,501 |
| Pre-tax net operating income | $125,000 | 8,953 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $109,000 | 8,901 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $109,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $109,000 | 8,867 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 6,392 |
| Total interest expense | $2,473,000 | 5,405 |
| Net interest income | $1,630,000 | 7,412 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $89,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $1,273,000 | 7,343 |
| Salaries and employee benefits | $392,000 | 9,021 |
| Premises and equipment expense | $158,000 | 7,480 |
| Additional noninterest expense | $723,000 | 5,041 |
| Pre-tax net operating income | $395,000 | 7,910 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $161,000 | 6,698 |
| Income before extraordinary items | $239,000 | 8,321 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $239,000 | 8,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $4,619,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $235,800 | 8,277 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,337,000 | 6,352 |
| Total interest expense | $2,245,000 | 5,801 |
| Net interest income | $2,092,000 | 6,727 |
| Provision for loan and lease losses | $89,000 | 5,462 |
| Total noninterest income | $72,000 | 9,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $886,000 | 8,731 |
| Salaries and employee benefits | $360,000 | 9,529 |
| Premises and equipment expense | $327,000 | 5,146 |
| Additional noninterest expense | $199,000 | 9,418 |
| Pre-tax net operating income | $1,189,000 | 5,275 |
| Securities gains (losses) | $84,000 | 1,065 |
| Applicable income taxes | $465,000 | 4,431 |
| Income before extraordinary items | $808,000 | 5,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $808,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $5,000,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $754,240 | 5,616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 6,331 |
| Total interest expense | $2,654,000 | 5,291 |
| Net interest income | $1,913,000 | 7,326 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $1,058,000 | 8,478 |
| Salaries and employee benefits | $298,000 | 10,362 |
| Premises and equipment expense | $160,000 | 7,826 |
| Additional noninterest expense | $600,000 | 6,357 |
| Pre-tax net operating income | $941,000 | 5,951 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $314,000 | 5,691 |
| Income before extraordinary items | $627,000 | 6,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $627,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $627,000 | 6,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 6,493 |
| Total interest expense | $2,672,000 | 5,275 |
| Net interest income | $1,791,000 | 7,792 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $56,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $755,000 | 9,972 |
| Salaries and employee benefits | $327,000 | 10,523 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $263,000 | 9,685 |
| Pre-tax net operating income | $1,092,000 | 5,628 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $363,000 | 5,291 |
| Income before extraordinary items | $729,000 | 5,819 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $729,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,021 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $729,000 | 5,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 6,547 |
| Total interest expense | $2,384,000 | 4,838 |
| Net interest income | $1,742,000 | 8,194 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $58,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $769,000 | 10,385 |
| Salaries and employee benefits | $264,000 | 11,537 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $1,031,000 | 5,830 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $337,000 | 5,424 |
| Income before extraordinary items | $694,000 | 5,956 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $694,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $694,000 | 6,016 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 6,589 |
| Total interest expense | $2,572,000 | 4,685 |
| Net interest income | $1,667,000 | 8,586 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $76,000 | 11,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $645,000 | 11,403 |
| Salaries and employee benefits | $244,000 | 12,248 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $250,000 | 11,087 |
| Pre-tax net operating income | $1,050,000 | 5,693 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $362,000 | 5,368 |
| Income before extraordinary items | $688,000 | 6,189 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $710,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $688,000 | 5,933 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 6,718 |
| Total interest expense | $2,944,000 | 5,247 |
| Net interest income | $1,718,000 | 8,597 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $50,000 | 13,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $638,000 | 11,834 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $253,000 | 11,486 |
| Pre-tax net operating income | $1,130,000 | 5,154 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $372,000 | 5,067 |
| Income before extraordinary items | $758,000 | 5,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $758,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $758,000 | 5,251 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.